Emerald Advisors, LLC

Emerald Advisors, LLC, a Registered Investment Adviser based in Bellevue, Washington, offers family office advisory services, financial planning, consulting, and investment management. The firm was registered in September 2019 and is wholly owned by Michael Smith. As of December 31, 2024, Emerald Advisors managed over $900 million in assets, with both discretionary and non-discretionary management options available. The firm provides financial planning services such as business planning, estate planning, retirement planning, and risk management. Clients have discretion over implementing recommendations and can engage the firm for additional services. Investment management services include discretionary management of portfolios using various securities and privately placed investments. Emerald Advisors charges fees based on assets under management, with a minimum annual fee of $3,000. The firm may negotiate fees based on specific criteria and offers fixed fees for financial planning services. Clients may incur additional charges from third parties, such as custodial fees and transaction costs. The firm recommends the use of Charles Schwab & Co., Inc. and Fidelity Brokerage Services for custody and brokerage services. Emerald Advisors receives economic benefits from these institutions, which are disclosed to clients. The firm exercises investment discretion on behalf of clients and provides ongoing account monitoring and periodic reviews. Clients receive regular account statements from custodians and may request additional reports from the firm.