Bontempo Ohly Capital Management, LLC

Bontempo Ohly Capital Management LLC, established in Maryland, offers the Investment Management Program, providing investment management and brokerage services for an inclusive wrap fee. The firm assists with asset allocation and selection based on client objectives and risk tolerance. Typical account size ranges from $1,000,000 to $5,000,000, with exceptions analyzed case-by-case. Clients have discretion over withdrawals and voting rights but not securities transactions. The investment style is generally balanced, with a mix of fixed-income and equity securities. The wrap fee covers management fees, transaction charges, and consulting services. Clients receive trade confirmations and account statements regularly. The wrap fee is charged quarterly in advance and may be adjusted based on account value changes. Bontempo Ohly Capital Management LLC absorbs transaction charges within the wrap fee structure. Clients can terminate participation at any time, with pro-rata refunds if applicable. The firm is a registered investment advisor acting in a fiduciary capacity. The Portfolio Manager may recommend the Program over other services, potentially creating a conflict of interest. The Wrap Fee Schedule details the fee structure based on account size for equity and fixed-income portfolios.