Divergent Planning

Divergent Planning, LLC, operating as Divergent Planning, is a registered investment adviser based in Bethesda, MD. Established in 2010, the firm has been providing investment advisory services since 2017. Owned by Matthew Brock and Ara Abrahamian, the firm offers asset management and investment consulting services to various clients, including individuals, high net worth individuals, trusts, estates, and charitable organizations. Acting as a fiduciary, the firm is committed to always acting in the client's best interest. Services offered include portfolio management and financial planning/consulting. The firm's fee structure for portfolio management is based on a percentage of assets under management, ranging from 0.65% to 1.55%. Clients must maintain a minimum household average daily balance of $750,000 for bundled services. Financial planning and consulting services are provided for a flat annual fee, negotiable based on engagement complexity. The firm does not charge performance-based fees and allows clients to place reasonable restrictions on investments. Divergent Planning focuses on managing risk and preserving capital through asset allocation strategies and utilizes various investment analysis methods. Clients have the option to grant investment discretion to the firm, and the firm does not accept proxy authority to vote client securities.