Cubic Asset Management, LLC

Cubic Asset Management, LLC is an independent firm specializing in separate account management for endowments, foundations, retirement plans, and high net worth individuals since November 1, 2007. The firm's investment team has over seventy years of combined experience and follows a disciplined, bottom-up value investment strategy. They offer discretionary portfolio management services tailored to individual client needs, focusing on equities with fundamental criteria associated with a "value" investment style. The firm does not offer financial planning services but assists high-net-worth clients in establishing asset allocation guidelines at no additional fee. Cubic Asset Management charges an annual fee based on a tiered structure depending on the account size. The minimum account size is generally $500,000, although exceptions may apply for accounts within larger relationships. The firm does not accept compensation for client referrals and does not manage accounts on a non-discretionary basis. Clients have the option to direct brokerage, but this may result in higher commission rates. The firm does not solicit prepayment of fees and does not have custody of client funds or securities, except for the Aspera Limited Partnership. Cubic Asset Management is a Registered Investment Adviser and acts as a fiduciary in clients' best interests.