Frazier Financial Consultants, LLC

Frazier Financial Consultants, LLC, established in 1986 by Deborah Frazier and currently managed by Richard Frazier, is a fee-only financial planning and investment management firm based in Chapel Hill, NC. The firm specializes in personalized financial planning and investment management services, focusing on areas such as cash flow management, tax planning, retirement planning, and estate planning. Frazier Financial Consultants operates as a fiduciary, acting in the best interests of clients, and does not sell commissioned products or accept commissions. For investment management services, the firm offers an Asset Management Engagement where clients grant discretionary authority for investment decisions. The firm primarily invests in stocks, no-load mutual funds, and exchange-traded funds. Clients can also engage in standalone financial planning services on an hourly basis. The firm's fee structure includes an annual fee based on assets under management and an hourly financial planning fee of $300. There are no account minimums required, and clients have the option to place reasonable restrictions on their investment choices. Frazier Financial Consultants employs security analysis methods such as fundamental and technical analysis, and its primary investment strategy is strategic asset allocation. The firm emphasizes risk management, addressing risks such as interest-rate risk, market risk, and inflation risk. The firm does not participate in performance-based fees or wrap fee programs. As of December 31, 2024, the firm managed $184,027,324 in assets on a discretionary basis.