Promanage, LLC

ProManage, LLC, a subsidiary of Smart USA Co., specializes in providing managed account and asset allocation services to retirement plans since 1999. Following its acquisition by Smart USA Co., ProManage offers the ProManage PROgram™, an asset allocation service for defined contribution plans. The firm's investment strategy involves creating customized portfolios based on individual circumstances and rebalancing periodically. ProManage also offers Insight reporting for plan sponsors to assess program health and participant progress, as well as Vision, an online interactive analysis tool for participants to fine-tune retirement strategies. ProManage charges fees based on assets under management, typically ranging from 0.05% to 0.65%. The firm does not charge performance-based fees and does not have a minimum account size requirement. ProManage's investment analysis includes qualitative and quantitative factors, focusing on diversification and long-term investing. The firm does not participate in wrap fee programs and does not receive soft dollar benefits. ProManage does not have custody of client funds and does not vote proxies on behalf of clients. The firm's Code of Ethics ensures high ethical standards and compliance with securities laws. ProManage does not accept compensation for client referrals and does not vote proxies on behalf of clients.