Loyola Asset Management LLC

Loyola Asset Management, LLC, established in 2006 and registered as an Investment Adviser in 2010, offers personalized portfolio management services tailored to individual client goals, risk tolerance, and time horizons. The firm's services encompass investment strategy, asset allocation, and regular portfolio monitoring. Loyola may request discretionary authority from clients to execute transactions without individual consent. The firm does not currently engage third-party managers but provides financial planning services covering various aspects such as investment, life insurance, tax concerns, and retirement planning. Additionally, Loyola acts as an Investment Manager for an offshore Mutual Fund, offering investment advice across various securities including mutual funds, equities, bonds, and real estate. Clients can choose from a tiered fee schedule based on total assets under management, ranging from 2.00% to 1.00%, with fees paid quarterly in arrears. Loyola may waive or adjust fees under certain circumstances and may aggregate client orders to reduce transaction costs. The firm recommends Pershing LLC as the custodian and execution broker, considering factors like financial strength and competitive pricing. Loyola does not engage in soft dollar arrangements and does not receive compensation for client referrals. The firm does not maintain physical custody of client assets but has limited authority to deduct fees. Loyola exercises discretionary authority for client accounts, subject to reasonable investment restrictions imposed by clients. The firm does not accept voting authority for client securities and has not been subject to a bankruptcy petition in the last ten years.