Howland Advisory Corporation

Howland Advisory Corporation, established in October 1991 and registered as a state-designated Registered Investment Advisory firm since January 6, 1992, is based in Dallas, Texas. The firm offers investment management services on a discretionary and non-discretionary basis, financial plans, and financial counseling to individuals, trusts, estates, and business entities. Investment management services are tailored to meet clients' goals, with asset allocation and portfolio management based on various factors. Financial planning services cover areas such as tax analysis, retirement planning, and investment alternatives. Howland Advisory may recommend unaffiliated asset managers for portfolio management. The firm charges an annualized fee based on a tiered schedule, ranging from 1.35% for the first $500,000 to 0.50% for amounts over $6,000,000. Financial planning fees are calculated at $350 per hour, with a minimum and maximum fee range determined based on the estimated hours required. Periodic review and financial counseling services are also available. Howland Advisory does not charge performance-based fees or provide side-by-side management services. Clients have granted the firm investment discretion, with accounts reviewed at least quarterly. Grafton Dulany Howland, the President and Chief Compliance Officer, oversees the firm's operations and compliance. No disciplinary events involving Howland Advisory or Grafton Dulany Howland have been reported. For further details, clients can access additional information through the SEC's website.