Paradigm Advisors, LLC

Paradigm Advisors, LLC is a Texas-based firm established in December 1995, with Michelle Underwood Gass and William Kirk Dunk as the controlling members. The firm specializes in managing individually tailored investment portfolios, offering continuous advice based on clients' needs, objectives, risk tolerance, and liquidity requirements. They provide services such as Investment Management, Comprehensive Financial Planning, and Financial Planning. Paradigm primarily practices passive investment management, utilizing index mutual funds or exchange-traded funds. The firm charges advisory fees based on a tiered structure, with a minimum account fee of $250 and a minimum account size of $10,000. Comprehensive Financial Planning services range from $5,000 to $75,000 for the first year, with ongoing fees from $400 to $6,000 per month. Financial Planning services are generally offered on a fixed-fee basis. The firm does not charge performance-based fees and provides services to individuals, high net worth individuals, pension plans, charitable organizations, and corporations. Clients have the option to place restrictions on investing in certain securities. Paradigm acts as a fiduciary, ensuring the best interests of clients are prioritized. The firm does not participate in wrap fee programs and does not receive compensation from third parties for advice rendered to clients. Clients have the discretion to choose their custodian, and the firm reviews client accounts regularly. William Kirk Dunk, a CFA charter holder, serves as the Principal and Chief Compliance Officer, overseeing the firm's investment advisory activities. Michelle Underwood Gass, a CPA and CFP®, is also a Principal at the firm. Both principals have clean disciplinary records and no outside business activities generating revenue.