Pinnacle Wealth Management, Inc.

Pinnacle Wealth Management is a Registered Investment Adviser firm located in Denver, Colorado, specializing in investment advisory services for various clients, including individuals, families, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm was established in October 1998 by Thomas C. Stefaniak. Pinnacle offers discretionary and non-discretionary investment management services based on a percentage of assets under management. Clients have the ability to place restrictions on investments, but the firm retains the right to decline agreements that conflict with its strategies. The firm provides personalized financial planning services, including net worth statements, cash flow analysis, retirement planning, tax planning, estate planning, and education planning. Pinnacle uses various investment strategies, including Fundamental Analysis, Asset Allocation, Modern Portfolio Theory, and Technical Analysis. The firm offers five basic investment models based on clients' risk tolerance, such as Income with Capital Preservation and Aggressive Growth. Pinnacle does not charge performance-based fees, and clients have full control over voting their securities. The firm has a Business Continuity Plan in place and maintains an information security program to protect clients' personal information. Clients can limit the sharing of their personal information for marketing purposes. Pinnacle Wealth Management does not participate in soft dollar programs and does not receive compensation for client referrals. The firm does not have custody of client funds and securities beyond fee deduction authorization.