Financial Synergies

Financial Synergies Wealth Advisors, Inc. is an SEC-registered investment adviser established in 1986, based in Houston, Texas. The firm offers investment management services on a discretionary and non-discretionary basis, tailored to individual client goals. Clients have the opportunity to place restrictions on investments and retain ownership of securities. The firm primarily invests in no-load mutual funds and ETFs, with additional options like equities, bonds, and annuities. Financial Synergies also provides financial planning services covering various areas like investment, retirement, estate, and tax planning. For Investment Management Services, the firm typically requires a minimum of $1,000,000 in assets, while the Financial Synergies Pathway Program has a $500,000 minimum. Fees are charged as a percentage of assets under management, ranging from 0.75% to 1.50%. Performance-based fees may apply for accounts with at least $1,000,000 under management. The firm may receive compensation from mutual fund companies and pays fees to Schwab for client referrals. Financial Synergies does not vote proxies on behalf of clients and does not require payment of fees in advance exceeding $1,200 per client. The firm maintains strict privacy policies to protect clients' nonpublic personal information.