Silver Oak Securities, Inc.

Silver Oak Securities, Inc. is a registered investment adviser established in Tennessee in 2010, offering various advisory services through Investment Advisor Representatives. The firm is primarily owned by William E. Hopkins, II and George Thomas Allen, III. As of December 31, 2024, the firm managed $2,028,010,262 on a discretionary basis. Services offered include Compass Financial Professional directed asset management, AdvisorFX Strategist program, financial planning, referrals to third-party managers, Align Wealth Management, and retirement plan services. Clients can place reasonable restrictions on investments in their portfolios. The firm does not charge performance-based fees and acts as a fiduciary, obligated to act in the best interests of clients. Investment strategies include buy and hold, market timing, and strategic asset allocation. Clients receive ongoing account reviews, and the firm does not allow Financial Professionals to receive additional compensation from trade aggregation. Silver Oak Securities, Inc. uses Schwab Advisor Services as a custodian and does not pay referral fees to custodians. The firm may pay referral fees to independent solicitors and provides loans to Financial Professionals in limited circumstances. Clients are encouraged to compare account statements from the custodian with those received from the firm. The firm has custody of client funds and securities due to fee deduction authority granted by clients. Clients can grant discretionary authority to Financial Professionals, and the firm does not vote on behalf of clients. Silver Oak Securities, Inc. does not prepay fees exceeding $1,200 and has no financial conditions impairing its ability to meet commitments.