Proactive Advisors, LLC

ProActive Advisors is a financial advisory firm established in 2008 by Lawrence S. York, offering financial planning and investment management services under a fiduciary standard of care. The firm's investment approach, known as the 360Portfolios methodology, focuses on personalized investment plans tailored to clients' financial goals and risk capacity. ProActive's core portfolio types target income, growth, and capital preservation, with options like IncomeMax, Growth&Income, ALLGrowth, GroPlus, and AGGroMax. The firm does not charge performance-based fees and primarily serves individuals, families, private trusts, small business owners, and retirement plans. Clients pay advisory fees based on a percentage of assets under management, with fees billed quarterly in advance. ProActive does not receive soft-dollar payments or 12b-1 fees, and its advisors may act as agents to provide insurance products without commissions. The firm's investment strategy focuses on compounding returns, flexible asset allocation, and risk management to combat market risk. ProActive does not vote proxies for client securities and uses third-party custodians to hold client assets. The firm's staff adhere to a Code of Ethics, and clients can request a copy of this code. ProActive provides detailed information on its financial practices, investment discretion, disciplinary history, and privacy policy in its brochure.