Ricketts Financial, LLC

Ricketts Financial, LLC is a registered investment adviser based in Louisville, KY, offering financial planning, consulting, and investment management services. The firm was established in May 2020 and is owned by R. Michael Ricketts, C. McCauley Ricketts, and Patrick Ricketts. As of January 27, 2025, the firm had $290,536,499 in assets under management, managed on a discretionary basis. Clients have the option to engage the firm for financial planning, consulting, and investment management services, with a focus on tailored investment portfolios aligned with individual needs and objectives. Ricketts Financial charges an annual fee based on assets under management, ranging from 0.25% to 1.25%, prorated and charged quarterly. The firm may also negotiate fees based on certain criteria. Clients have the discretion to make additions or withdrawals from their accounts, subject to standard securities settlement procedures. The firm recommends the use of Charles Schwab & Co., Inc. for custody, brokerage, and clearing services. Ricketts Financial exercises investment discretion on behalf of clients, with the authority to make decisions on securities transactions and Independent Manager selection. The firm follows a sound investment strategy focusing on asset allocation, diversification, cost control, and risk management. Ricketts Financial believes in balancing risk and creating diversified portfolios to achieve long-term investment goals. Clients are advised on the risks involved, including market risks, volatility risks, and fixed income securities risks. The firm does not provide services for performance-based fees and offers services to various types of clients, including individuals, trusts, corporations, and pension plans.