Regan Investments, Inc.

Regan Investments, Inc. is a Registered Investment Adviser based in Minneapolis, MN, established in 2002 with predecessor companies dating back to 1967. The firm specializes in discretionary money management, with approximately $45.5 million in discretionary assets and $5.5 million in non-discretionary assets managed as of 12/31/17. There is no minimum account size requirement, but an optimal account size for best service benefits is $100,000 or more. The firm offers discretionary money management services where clients grant full authority to manage their assets in their best interest, with the option to impose restrictions on specific securities. The fee structure is based on a percentage of assets under management, with fees paid quarterly in advance. Clients may incur additional fees such as brokerage commissions and mutual fund fees. Regan Investments utilizes various analysis methods and sources of information to make investment decisions, focusing on asset allocation tailored to each client's primary objective. The firm's investment strategies include a mix of liquid domestic and foreign assets, with a range of asset allocations based on account type. The firm's investment philosophy involves selecting stocks based on fundamental and technical analysis, and bonds based on interest rate movements. Additionally, the firm invests in commodities, currencies, and alternative strategies for diversification. Regan Investments acts as a fiduciary, providing ongoing account reviews and reporting to clients. The firm does not engage in securities transactions that may pose a conflict of interest and offers additional compensation to solicitors based on a percentage of regular fees. Clients have the option to authorize the firm to vote on their securities. The firm recommends maintaining accounts with Fidelity Investments for low commissions and access to financial products. Supervision of client advice is conducted internally within the firm.