Perennial

Perennial Advisors, LLC, founded in July 2013 and based in New York City, is an independent wealth advisory and investment management firm catering to high net worth individuals, families, family offices, small businesses, and other organizations. The firm, registered with the SEC, offers customized wealth advisory and investment management services, including financial planning, investment-related tax strategies, and portfolio management on a discretionary or non-discretionary basis. Perennial's investment philosophy focuses on tailored asset allocation to achieve clients' objectives and risk tolerance. As of December 31, 2024, the firm managed $666,527,389 in assets, with fees typically based on a percentage of assets under management. Clients are billed quarterly, and additional fees may apply for complex services. Perennial does not charge performance-based fees or participate in side-by-side management. The firm exercises investment discretion for most client accounts, with clients having the option to impose restrictions. Perennial generally votes on securities held in client accounts unless directed otherwise. The firm does not have custody of client funds and does not compensate employees for client referrals. Perennial's Code of Ethics addresses conflicts of interest, and the firm recommends Charles Schwab as a custodian. Clients' accounts are reviewed regularly, and the firm discloses potential risks associated with investments, including margin borrowing and alternative investments. Perennial does not have any disciplinary events or financial commitments that could impact client services.