Optimal Portfolio, LLC

Optimal Portfolio, LLC is an SEC-registered fee-only investment adviser established in 2010. The firm is 100% owned by Yu Oen and offers tailored investment management services on a discretionary basis, focusing on individual client goals, risk tolerance, and time horizon. Clients can also receive financial planning services, including estate and insurance planning. The firm primarily invests in actively managed and index mutual funds, ETFs, stocks, and bonds to maximize returns within defined risk parameters. Optimal Portfolio charges an annual fee based on a tiered percentage of assets under management, with a minimum fee of $9,500 per relationship per year. The firm acts as a fiduciary under ERISA and the Internal Revenue Code, ensuring that client interests are prioritized. Optimal Portfolio does not engage in performance-based fees, and clients have the option to restrict certain investments. The firm does not participate in wrap programs and had discretionary assets under management of approximately $114 million as of December 31, 2021. Clients are encouraged to review their accounts regularly and notify the firm of any changes in financial situations or investment objectives. Optimal Portfolio does not custody client funds or securities and does not vote client proxies. The firm does not have any disciplinary history and does not receive compensation from investment advisors it recommends.