Couture Financial Inc.

Couture Financial, Inc. is a registered investment advisor firm established in December 1995 in Florida, specializing in customized investment management services primarily through mutual funds, stocks, bonds, ETFs, and alternative assets. The firm offers financial planning services, including tax planning, retirement evaluation, estate planning, and insurance evaluation. Clients have the option to exclude certain securities from their portfolios and can maintain accounts on a discretionary or nondiscretionary basis. The firm may engage institutional investment managers for client portfolios and recommends a minimum account size for eligibility. As a fiduciary, the firm acts in the best interests of clients, especially in retirement planning and rollovers. Couture Financial charges advisory fees based on a percentage of total assets under management, with fees negotiable and collected quarterly in advance. The firm does not charge performance-based fees or accept commissions on securities transactions. Clients are encouraged to review account statements and reports regularly and are provided with detailed information about investment strategies, risks, and market conditions. The firm's principal executives, Phillip Q. Couture and M Lance Couture, have extensive educational backgrounds and business experience in finance and investment management. They hold various industry certifications and licenses, including Certified Financial Planner (CFP®) and insurance licenses. The firm's executives have not been involved in any disciplinary events and adhere to a strict Code of Ethics. Clients can contact the firm for further information or clarification on any aspect of the services provided.