Mrm Group

Asset Allocation Group, Inc. dba MRM Group, led by President Robert Rafael, has been providing investment advisory services since 1988. The firm offers discretionary asset management services based on a quantitative and active approach to investing, focusing on four strategies: Dynamic Overlay, Dynamic International, All Domestic Equity, and Tax-Advantaged Income Strategy. Client portfolios are managed based on financial situations, investment objectives, and any restrictions imposed by clients. MRM Group manages approximately $62,068,431 in client assets as of June 30, 2024, on a discretionary basis. MRM Group is a fee-only firm, charging a percentage of assets under management, billed quarterly in advance. Clients may authorize direct debit of fees from their accounts, with exceptions granted upon request. The firm does not charge performance-based fees and is not compensated based on capital gains. Clients typically consist of individuals, high net worth individuals, retirement accounts, trusts, estates, charitable organizations, and corporations, with a minimum account size of $100,000, subject to evaluation. The firm does not engage in principal trading or recommend securities in which it has a proprietary interest. MRM Group exercises investment discretion with client authorization, and clients receive quarterly reports on contributions, withdrawals, and portfolio performance. The firm does not have custody of client assets but may deduct advisory fees directly from client accounts. Robert Rafael, the President and Chief Compliance Officer, has no disciplinary actions to report and supervises the firm's operations. For additional information, clients can access the SEC's public disclosure site.