Aspire Planning Associates, Inc.

Aspire Planning Associates, Inc. is an SEC-registered investment advisor located in California, founded in August 2015. The firm offers investment advisory services to individuals, high net worth individuals, trusts, estates, endowments, businesses, and qualified retirement plans. APA serves as a fiduciary to clients, upholding a duty of loyalty, fairness, and good faith. The firm provides customized investment advisory solutions, financial planning, and consulting services. Investment strategies primarily focus on long-term goals, utilizing diversified mutual funds, ETFs, and individual stocks and bonds. APA may recommend redistributing investment allocations, increasing sector or asset class weightings, and employing cash positions as a hedge. The firm does not accept or maintain custody of client funds or securities, except for authorized fee deductions. Fees for investment management services are based on a tiered asset-based fee schedule. APA does not charge performance-based fees and does not engage in principal transactions or cross transactions. Clients receive quarterly brokerage statements directly from the custodian. Lloyd S. Yamada, CFP®, serves as the Managing Partner and Chief Compliance Officer, overseeing the firm's operations and compliance. The firm's Privacy Policy ensures the protection and confidentiality of clients' personal information. Clients have the right to limit the sharing of personal information for marketing purposes. The firm's Privacy Policy is provided annually, and any revisions are communicated to clients. Clients can contact the firm for a copy of the current Privacy Policy or with any questions or concerns.