Financial Planning Concepts Of America, Inc.

Financial Planning Concepts of America, Inc. is a registered investment adviser located in West Palm Beach, FL. The firm specializes in creating and managing client investment portfolios tailored to individual needs, objectives, and risk tolerance. Established by Joseph R. Marchese, CFP, the firm was acquired by World on February 1, 2019. FPCA offers financial planning services covering areas such as portfolio review, retirement planning, estate planning, and investment tax planning. The firm manages $138,000,214 in discretionary assets and $17,480,794 in non-discretionary assets as of December 31, 2024. Fees are based on a percentage of assets under management, ranging from 0.45% to 1.4% annually, with a one-time set-up fee of up to 1% of total assets. FPCA primarily custodies assets at Fidelity Investments. The firm's investment strategy focuses on long-term investments diversified across various asset classes, including equities, income-producing investments, and alternative assets. FPCA does not charge performance-based fees and provides portfolio management services to individuals, high net worth individuals, and small-business retirement plans. Clients have the option to grant FPCA full discretion over their accounts, with reviews conducted at least annually to ensure alignment with investment objectives.