Investment Cards Ria L.l.c.

Investment Cards RIA L.L.C. is a registered investment adviser established in 2017, based in Wilmington, DE. The firm specializes in offering an internet-based program that allows participants to establish a cash management account with both a transaction account and an investment account. Participants have full control over their investments, deciding when and how much to transfer between accounts within a limited menu of securities selected by the firm. Investment decisions are self-directed, with ICRIA providing technology-based support and not offering in-person advice. The firm does not engage in performance-based fees or side-by-side management. ICRIA serves various types of participants, including individuals, high-net-worth individuals, small businesses, and corporations, without imposing a minimum account size requirement. The investment strategies primarily focus on government money market funds, ultrashort bond funds, and short bond funds. ICRIA does not actively manage investments beyond selecting and updating the investment menu. The firm does not provide continuous, individualized investment advice and does not handle participant funds directly. Participants are responsible for reviewing and considering investment options, with ICRIA facilitating transactions through a technology-based process. The firm has no assets under management managed on a discretionary basis as of March 28, 2025.