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California","2024-06-28T08:43:45.166Z","2026-01-12T12:50:30.814Z","2026-01-12T12:50:30.928Z",516900755,"bc2d7b46-4bb3-4582-963d-43a1dc8ef52d",{"_uid":757,"body":758,"hero":1716,"author":1737,"series":12,"sidebar":1761,"hide_cta":543,"metatags":1783,"reviewer":12,"component":1786,"updatedAt":12,"series_order":12,"bottom_banner":1787,"fullWidthMode":543,"subcategories":1788,"hideEmbeddedMF":543,"hide_pro_banner":543,"intro_paragraph":1789,"series_dropdown":543,"intro_subheading":12,"series_navigation":558,"table_of_contents":558,"outgrow_calculator":1790,"series_dropdown_label":12,"hide_email_signup_widget":543,"show_compound_calculator":543,"show_roth_ira_calculator":543,"show_footer_sticky_banner":543,"show_retirement_calculator":543,"show_capital_gains_calculator":543},"f2372667-ad70-4060-a70a-66f99920ce32",[759,951,973],{"_uid":760,"data":761,"component":950},"b3072117-215b-454a-9e60-81202940e4d4",{"type":15,"content":762},[763,779,835,847,854,861,882,894,915,922,929],{"type":764,"attrs":765,"content":767},"heading",{"level":766},2,[768,773],{"text":769,"type":22,"marks":770},"Summary",[771],{"type":129,"attrs":772},{"color":12},{"text":774,"type":22,"marks":775}," ",[776],{"type":129,"attrs":777},{"color":778},"rgb(33, 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",[817],{"type":129,"attrs":818},{"color":12},{"text":820,"type":22,"marks":821},"financial advisor",[822,826,828],{"type":31,"attrs":823},{"href":824,"uuid":34,"anchor":34,"target":825,"linktype":36},"https://v2.unbiased.com/inquiry/financial-advisor/primary-areas","_blank",{"type":129,"attrs":827},{"color":12},{"type":829},"underline",{"text":831,"type":22,"marks":832}," who can help you navigate the costs of long-term care. ",[833],{"type":129,"attrs":834},{"color":12},{"type":764,"attrs":836,"content":837},{"level":766},[838,843],{"text":839,"type":22,"marks":840},"Is nursing home care good in California?",[841],{"type":129,"attrs":842},{"color":12},{"text":774,"type":22,"marks":844},[845],{"type":129,"attrs":846},{"color":778},{"type":18,"content":848},[849],{"text":850,"type":22,"marks":851},"Nursing home care covers various types of care options for people of all ages.  ",[852],{"type":129,"attrs":853},{"color":12},{"type":18,"content":855},[856],{"text":857,"type":22,"marks":858},"For older adults, nursing homes offer different levels of care, including basic care, skilled nursing, and specialized care for those suffering from conditions like Alzheimer's and dementia.  ",[859],{"type":129,"attrs":860},{"color":12},{"type":18,"content":862},[863,868,877],{"text":864,"type":22,"marks":865},"There are approximately 1230 licensed nursing homes in California, with 153 homes acknowledged on the ",[866],{"type":129,"attrs":867},{"color":12},{"text":869,"type":22,"marks":870},"U.S. News Best Nursing Home",[871,874,876],{"type":31,"attrs":872},{"href":873,"uuid":34,"anchor":34,"target":825,"linktype":36},"https://health.usnews.com/health-news/best-nursing-homes/articles/faq-how-we-rate-nursing-homes",{"type":129,"attrs":875},{"color":12},{"type":829},{"text":878,"type":22,"marks":879}," 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far.  ",[913],{"type":129,"attrs":914},{"color":12},{"type":18,"content":916},[917],{"text":918,"type":22,"marks":919},"The national average monthly fee for a private room is $10,025, while a semi-private room is $8,929.  ",[920],{"type":129,"attrs":921},{"color":12},{"type":18,"content":923},[924],{"text":925,"type":22,"marks":926},"The average nursing home cost in California per month for a private room is $13,628 and $11,748 for semi-private. Alaska has the highest average monthly rates, charging $35,622 for a private room and $19,267 for a semi-private space. ",[927],{"type":129,"attrs":928},{"color":12},{"type":18,"content":930},[931,936,945],{"text":932,"type":22,"marks":933},"The table below indicates averages for ",[934],{"type":129,"attrs":935},{"color":12},{"text":937,"type":22,"marks":938},"nursing home costs in California",[939,942,944],{"type":31,"attrs":940},{"href":941,"uuid":34,"anchor":34,"target":825,"linktype":36},"https://www.genworth.com/aging-and-you/finances/cost-of-care",{"type":129,"attrs":943},{"color":12},{"type":829},{"text":946,"type":22,"marks":947},". ",[948],{"type":129,"attrs":949},{"color":12},"article-rich-text",{"_uid":952,"caption":12,"content":953,"component":971,"paste_content":972,"hide_heading_row":543,"first_col_to_headings":543},"286c600a-7335-42da-be91-0cd023e69b18",{"tbody":954,"thead":964,"fieldtype":970},[955],{"_uid":956,"body":957,"component":963},"6e52a129-7ffe-4e8d-98da-dcd406e22c72",[958,961],{"_uid":959,"value":12,"component":960},"e32e7b7d-5462-4c60-9a23-bf381fce45d9","_table_col",{"_uid":962,"value":12,"component":960},"d568ac23-a9b8-43d5-a410-2d0506d5e500","_table_row",[965,968],{"_uid":966,"value":12,"component":967},"30bca90e-27bf-4cbc-ae63-94fa75e52fd3","_table_head",{"_uid":969,"value":12,"component":967},"ba789a72-b2e2-443a-ae4f-ffb4b5f876c7","table","article-table","Area\tSemi-Private Room\tPrivate Room\nMadera\t$7,801\t$7,926\nFresno\t$10,339\t$11,624\nOxnard\t$10,965\t$15,853\nLos Angeles\t$10,965\t$13,660\nSacramento\t$11,748\t$18,015\nStockton\t$12,923\t$18,798\nSan Jose\t$14,223\t$15,038\nSanta Rosa\t$14,333\t$15,821\nSanta Maria\t$15,664\t$20,364",{"_uid":974,"data":975,"component":950},"d5bdc163-47bb-441c-8685-6e53076724b1",{"type":15,"content":976},[977,989,996,1016,1023,1044,1082,1089,1101,1108,1115,1122,1129,1158,1196,1217,1224,1231,1243,1250,1257,1264,1276,1283,1290,1297,1380,1387,1394,1459,1466,1473,1485,1492,1629,1641,1648,1669,1676,1688,1695],{"type":764,"attrs":978,"content":979},{"level":766},[980,985],{"text":981,"type":22,"marks":982},"How do costs compare for different types of care in California?",[983],{"type":129,"attrs":984},{"color":12},{"text":774,"type":22,"marks":986},[987],{"type":129,"attrs":988},{"color":778},{"type":18,"content":990},[991],{"text":992,"type":22,"marks":993},"Whether you choose a private or semi-private room will affect your nursing home costs in California.  ",[994],{"type":129,"attrs":995},{"color":12},{"type":18,"content":997},[998,1002,1011],{"text":897,"type":22,"marks":999},[1000],{"type":129,"attrs":1001},{"color":12},{"text":1003,"type":22,"marks":1004},"average price difference",[1005,1008,1010],{"type":31,"attrs":1006},{"href":1007,"uuid":34,"anchor":34,"target":825,"linktype":36},"https://www.aplaceformom.com/caregiver-resources/articles/nursing-homes-cost",{"type":129,"attrs":1009},{"color":12},{"type":829},{"text":1012,"type":22,"marks":1013}," can be approximately 12%. If you or your loved one would benefit from companionship, opting for a semi-private room would also save you some money. ",[1014],{"type":129,"attrs":1015},{"color":12},{"type":18,"content":1017},[1018],{"text":1019,"type":22,"marks":1020},"Just as there are price differences according to room type, the level of care also affects the amount you have to pay for nursing homes.  ",[1021],{"type":129,"attrs":1022},{"color":12},{"type":18,"content":1024},[1025,1030,1039],{"text":1026,"type":22,"marks":1027},"There are ",[1028],{"type":129,"attrs":1029},{"color":12},{"text":1031,"type":22,"marks":1032},"different types of nursing homes",[1033,1036,1038],{"type":31,"attrs":1034},{"href":1035,"uuid":34,"anchor":34,"target":825,"linktype":36},"https://canhr.org/what-is-a-nursing-home-in-california/",{"type":129,"attrs":1037},{"color":12},{"type":829},{"text":1040,"type":22,"marks":1041},", including: ",[1042],{"type":129,"attrs":1043},{"color":12},{"type":780,"content":1045},[1046,1055,1064,1073],{"type":783,"content":1047},[1048],{"type":18,"content":1049},[1050],{"text":1051,"type":22,"marks":1052},"Intermediate Care Facilities (ICFs) where residents don't require continuous care but still need some supervision and support ",[1053],{"type":129,"attrs":1054},{"color":12},{"type":783,"content":1056},[1057],{"type":18,"content":1058},[1059],{"text":1060,"type":22,"marks":1061},"Distinct Part/Skilled Nursing Facility (DP/SNF) operating within a hospital where residents require medical care ",[1062],{"type":129,"attrs":1063},{"color":12},{"type":783,"content":1065},[1066],{"type":18,"content":1067},[1068],{"text":1069,"type":22,"marks":1070},"Continuing Care Retirement Communities offer accommodation for independent adults, assisted living, and nursing care in a single location. ",[1071],{"type":129,"attrs":1072},{"color":12},{"type":783,"content":1074},[1075],{"type":18,"content":1076},[1077],{"text":1078,"type":22,"marks":1079},"Special treatment programs (SNF/STPs) for residents with mental health disorders ",[1080],{"type":129,"attrs":1081},{"color":12},{"type":18,"content":1083},[1084],{"text":1085,"type":22,"marks":1086},"The greater the level of care, the more residents will have to pay for nursing home care.  ",[1087],{"type":129,"attrs":1088},{"color":12},{"type":764,"attrs":1090,"content":1091},{"level":766},[1092,1097],{"text":1093,"type":22,"marks":1094},"How do you pay for nursing home care in California?",[1095],{"type":129,"attrs":1096},{"color":12},{"text":774,"type":22,"marks":1098},[1099],{"type":129,"attrs":1100},{"color":778},{"type":18,"content":1102},[1103],{"text":1104,"type":22,"marks":1105},"Although there are several sources of payment assistance for nursing home care in California, planning for future stays in these communities is essential due to the high costs involved.  ",[1106],{"type":129,"attrs":1107},{"color":12},{"type":18,"content":1109},[1110],{"text":1111,"type":22,"marks":1112},"Many individuals have to use private funds to afford their accommodation and care.  ",[1113],{"type":129,"attrs":1114},{"color":12},{"type":18,"content":1116},[1117],{"text":1118,"type":22,"marks":1119},"Medicaid (Medi-Cal in California) is the most common funding source for nursing home payments in the Golden State.  ",[1120],{"type":129,"attrs":1121},{"color":12},{"type":18,"content":1123},[1124],{"text":1125,"type":22,"marks":1126},"General eligibility includes the following individuals: ",[1127],{"type":129,"attrs":1128},{"color":12},{"type":780,"content":1130},[1131,1140,1149],{"type":783,"content":1132},[1133],{"type":18,"content":1134},[1135],{"text":1136,"type":22,"marks":1137},"Those in ICFs or SNFs or those qualifying for community or home-based services ",[1138],{"type":129,"attrs":1139},{"color":12},{"type":783,"content":1141},[1142],{"type":18,"content":1143},[1144],{"text":1145,"type":22,"marks":1146},"People over 65 ",[1147],{"type":129,"attrs":1148},{"color":12},{"type":783,"content":1150},[1151],{"type":18,"content":1152},[1153],{"text":1154,"type":22,"marks":1155},"Blind or disabled people ",[1156],{"type":129,"attrs":1157},{"color":12},{"type":780,"content":1159},[1160,1169,1178,1187],{"type":783,"content":1161},[1162],{"type":18,"content":1163},[1164],{"text":1165,"type":22,"marks":1166},"Children under 21 ",[1167],{"type":129,"attrs":1168},{"color":12},{"type":783,"content":1170},[1171],{"type":18,"content":1172},[1173],{"text":1174,"type":22,"marks":1175},"SSI recipients ",[1176],{"type":129,"attrs":1177},{"color":12},{"type":783,"content":1179},[1180],{"type":18,"content":1181},[1182],{"text":1183,"type":22,"marks":1184},"Those enrolled in the California refugee program ",[1185],{"type":129,"attrs":1186},{"color":12},{"type":783,"content":1188},[1189],{"type":18,"content":1190},[1191],{"text":1192,"type":22,"marks":1193},"CalWorks participants ",[1194],{"type":129,"attrs":1195},{"color":12},{"type":18,"content":1197},[1198,1203,1212],{"text":1199,"type":22,"marks":1200},"Medi-Cal also has income limits for people applying for nursing home care. The limit is ",[1201],{"type":129,"attrs":1202},{"color":12},{"text":1204,"type":22,"marks":1205},"138% of the federal poverty level",[1206,1209,1211],{"type":31,"attrs":1207},{"href":1208,"uuid":34,"anchor":34,"target":825,"linktype":36},"https://www.nolo.com/legal-encyclopedia/when-californias-medi-cal-will-pay-nursing-home-assisted-living-home-health-care.html#:~:text=In%20California%2C%20Medi%2DCal%20sometimes,cost%20of%20a%20nursing%20home.&text=Long%2Dterm%20care%20like%20nursing,don't%20cover%20those%20services.",{"type":129,"attrs":1210},{"color":12},{"type":829},{"text":1213,"type":22,"marks":1214},", which translates into an individual annual income of $20,783 or $28,207 per couple.  ",[1215],{"type":129,"attrs":1216},{"color":12},{"type":18,"content":1218},[1219],{"text":1220,"type":22,"marks":1221},"Medicare will only pay a portion of nursing home expenses under certain circumstances, so this is not a long-term solution. A three-day minimum hospital stay must precede nursing home care. Medicare only covers nursing home stays for up to 100 days, which includes co-payments.  ",[1222],{"type":129,"attrs":1223},{"color":12},{"type":18,"content":1225},[1226],{"text":1227,"type":22,"marks":1228},"Long-term care insurance can protect your finances and give you peace of mind. California has a program where the Department of Health Care Services partners with some private insurance companies to offer high-quality long-term care benefits. ",[1229],{"type":129,"attrs":1230},{"color":12},{"type":764,"attrs":1232,"content":1233},{"level":766},[1234,1239],{"text":1235,"type":22,"marks":1236},"What are the tax implications of nursing home costs in California?",[1237],{"type":129,"attrs":1238},{"color":12},{"text":774,"type":22,"marks":1240},[1241],{"type":129,"attrs":1242},{"color":778},{"type":18,"content":1244},[1245],{"text":1246,"type":22,"marks":1247},"Specific nursing home costs in California are tax-deductible. These include meals, lodging, and medical care.  ",[1248],{"type":129,"attrs":1249},{"color":12},{"type":18,"content":1251},[1252],{"text":1253,"type":22,"marks":1254},"You may claim for yourself, your spouse, or a dependent. Expenses above 7.5% of your gross income are eligible.  ",[1255],{"type":129,"attrs":1256},{"color":12},{"type":18,"content":1258},[1259],{"text":1260,"type":22,"marks":1261},"Hiring a tax professional will be your best bet for maximizing the benefits of claiming these expenses. ",[1262],{"type":129,"attrs":1263},{"color":12},{"type":764,"attrs":1265,"content":1266},{"level":766},[1267,1272],{"text":1268,"type":22,"marks":1269},"What is the difference between nursing homes and assisted living facilities in California?",[1270],{"type":129,"attrs":1271},{"color":12},{"text":774,"type":22,"marks":1273},[1274],{"type":129,"attrs":1275},{"color":778},{"type":18,"content":1277},[1278],{"text":1279,"type":22,"marks":1280},"Assisted living communities are suitable for seniors who are still relatively independent but need some assistance with daily tasks like eating, bathing, and dressing.  ",[1281],{"type":129,"attrs":1282},{"color":12},{"type":18,"content":1284},[1285],{"text":1286,"type":22,"marks":1287},"Nursing professionals and staff are always available for these purposes. Residents might live in an apartment or room and have access to shared spaces. ",[1288],{"type":129,"attrs":1289},{"color":12},{"type":18,"content":1291},[1292],{"text":1293,"type":22,"marks":1294},"Assisted living services typically include: ",[1295],{"type":129,"attrs":1296},{"color":12},{"type":780,"content":1298},[1299,1308,1317,1326,1335,1344,1353,1362,1371],{"type":783,"content":1300},[1301],{"type":18,"content":1302},[1303],{"text":1304,"type":22,"marks":1305},"Housing ",[1306],{"type":129,"attrs":1307},{"color":12},{"type":783,"content":1309},[1310],{"type":18,"content":1311},[1312],{"text":1313,"type":22,"marks":1314},"Personal care assistance ",[1315],{"type":129,"attrs":1316},{"color":12},{"type":783,"content":1318},[1319],{"type":18,"content":1320},[1321],{"text":1322,"type":22,"marks":1323},"Transportation ",[1324],{"type":129,"attrs":1325},{"color":12},{"type":783,"content":1327},[1328],{"type":18,"content":1329},[1330],{"text":1331,"type":22,"marks":1332},"Meals and eating assistance ",[1333],{"type":129,"attrs":1334},{"color":12},{"type":783,"content":1336},[1337],{"type":18,"content":1338},[1339],{"text":1340,"type":22,"marks":1341},"Management and distribution of medication ",[1342],{"type":129,"attrs":1343},{"color":12},{"type":783,"content":1345},[1346],{"type":18,"content":1347},[1348],{"text":1349,"type":22,"marks":1350},"Mobility assistance ",[1351],{"type":129,"attrs":1352},{"color":12},{"type":783,"content":1354},[1355],{"type":18,"content":1356},[1357],{"text":1358,"type":22,"marks":1359},"Housekeeping and laundry ",[1360],{"type":129,"attrs":1361},{"color":12},{"type":783,"content":1363},[1364],{"type":18,"content":1365},[1366],{"text":1367,"type":22,"marks":1368},"Social activities  ",[1369],{"type":129,"attrs":1370},{"color":12},{"type":783,"content":1372},[1373],{"type":18,"content":1374},[1375],{"text":1376,"type":22,"marks":1377},"Recreational spaces and activities ",[1378],{"type":129,"attrs":1379},{"color":12},{"type":18,"content":1381},[1382],{"text":1383,"type":22,"marks":1384},"Nursing homes are for those who require constant medical care.  ",[1385],{"type":129,"attrs":1386},{"color":12},{"type":18,"content":1388},[1389],{"text":1390,"type":22,"marks":1391},"Residents may live in a private or shared room. Nursing home care services are similar in many ways, but they also provide the following additional services: ",[1392],{"type":129,"attrs":1393},{"color":12},{"type":780,"content":1395},[1396,1405,1414,1423,1432,1441,1450],{"type":783,"content":1397},[1398],{"type":18,"content":1399},[1400],{"text":1401,"type":22,"marks":1402},"Medication administration and monitoring ",[1403],{"type":129,"attrs":1404},{"color":12},{"type":783,"content":1406},[1407],{"type":18,"content":1408},[1409],{"text":1410,"type":22,"marks":1411},"24-hour monitoring ",[1412],{"type":129,"attrs":1413},{"color":12},{"type":783,"content":1415},[1416],{"type":18,"content":1417},[1418],{"text":1419,"type":22,"marks":1420},"Full-time medical services where necessary ",[1421],{"type":129,"attrs":1422},{"color":12},{"type":783,"content":1424},[1425],{"type":18,"content":1426},[1427],{"text":1428,"type":22,"marks":1429},"Rehabilitation services  ",[1430],{"type":129,"attrs":1431},{"color":12},{"type":783,"content":1433},[1434],{"type":18,"content":1435},[1436],{"text":1437,"type":22,"marks":1438},"Specialized therapy ",[1439],{"type":129,"attrs":1440},{"color":12},{"type":783,"content":1442},[1443],{"type":18,"content":1444},[1445],{"text":1446,"type":22,"marks":1447},"Hospice care ",[1448],{"type":129,"attrs":1449},{"color":12},{"type":783,"content":1451},[1452],{"type":18,"content":1453},[1454],{"text":1455,"type":22,"marks":1456},"Financial account management ",[1457],{"type":129,"attrs":1458},{"color":12},{"type":18,"content":1460},[1461],{"text":1462,"type":22,"marks":1463},"Due to the specialist care necessary, nursing home costs in California are far more expensive than assisted living facilities.  ",[1464],{"type":129,"attrs":1465},{"color":12},{"type":18,"content":1467},[1468],{"text":1469,"type":22,"marks":1470},"The average cost of an assisted living facility in California is around $6,438. Compare that to the state average of $11,748 and $13,628 for semi-private and private rooms, respectively, in nursing homes. ",[1471],{"type":129,"attrs":1472},{"color":12},{"type":764,"attrs":1474,"content":1475},{"level":766},[1476,1481],{"text":1477,"type":22,"marks":1478},"How do you choose the right nursing home or assisted living facility in California?",[1479],{"type":129,"attrs":1480},{"color":12},{"text":774,"type":22,"marks":1482},[1483],{"type":129,"attrs":1484},{"color":778},{"type":18,"content":1486},[1487],{"text":1488,"type":22,"marks":1489},"Consider the following factors when choosing a senior living facility: ",[1490],{"type":129,"attrs":1491},{"color":12},{"type":780,"content":1493},[1494,1509,1524,1539,1554,1569,1584,1599,1614],{"type":783,"content":1495},[1496],{"type":18,"content":1497},[1498,1504],{"text":1499,"type":22,"marks":1500},"Location:",[1501,1502],{"type":38},{"type":129,"attrs":1503},{"color":12},{"text":1505,"type":22,"marks":1506}," Is it close to family and your preferred healthcare providers? ",[1507],{"type":129,"attrs":1508},{"color":12},{"type":783,"content":1510},[1511],{"type":18,"content":1512},[1513,1519],{"text":1514,"type":22,"marks":1515},"Reputation:",[1516,1517],{"type":38},{"type":129,"attrs":1518},{"color":12},{"text":1520,"type":22,"marks":1521}," Does it have good reviews or an excellent word-of-mouth reputation from people you know? ",[1522],{"type":129,"attrs":1523},{"color":12},{"type":783,"content":1525},[1526],{"type":18,"content":1527},[1528,1534],{"text":1529,"type":22,"marks":1530},"Type of care:",[1531,1532],{"type":38},{"type":129,"attrs":1533},{"color":12},{"text":1535,"type":22,"marks":1536}," Does the facility offer the type of care the person requires? ",[1537],{"type":129,"attrs":1538},{"color":12},{"type":783,"content":1540},[1541],{"type":18,"content":1542},[1543,1549],{"text":1544,"type":22,"marks":1545},"Amenities:",[1546,1547],{"type":38},{"type":129,"attrs":1548},{"color":12},{"text":1550,"type":22,"marks":1551}," What type of amenities are essential or deal-breakers, if any? ",[1552],{"type":129,"attrs":1553},{"color":12},{"type":783,"content":1555},[1556],{"type":18,"content":1557},[1558,1564],{"text":1559,"type":22,"marks":1560},"Cost: ",[1561,1562],{"type":38},{"type":129,"attrs":1563},{"color":12},{"text":1565,"type":22,"marks":1566},"Affordability is often the single most important factor. ",[1567],{"type":129,"attrs":1568},{"color":12},{"type":783,"content":1570},[1571],{"type":18,"content":1572},[1573,1579],{"text":1574,"type":22,"marks":1575},"Safety and security:",[1576,1577],{"type":38},{"type":129,"attrs":1578},{"color":12},{"text":1580,"type":22,"marks":1581}," Consider staff protocols and assess what measures are in place. ",[1582],{"type":129,"attrs":1583},{"color":12},{"type":783,"content":1585},[1586],{"type":18,"content":1587},[1588,1594],{"text":1589,"type":22,"marks":1590},"Appearance: ",[1591,1592],{"type":38},{"type":129,"attrs":1593},{"color":12},{"text":1595,"type":22,"marks":1596},"Do the living areas look clean and hygienic? ",[1597],{"type":129,"attrs":1598},{"color":12},{"type":783,"content":1600},[1601],{"type":18,"content":1602},[1603,1609],{"text":1604,"type":22,"marks":1605},"Ambiance: ",[1606,1607],{"type":38},{"type":129,"attrs":1608},{"color":12},{"text":1610,"type":22,"marks":1611},"Observe the overall mood and attitudes of the staff. ",[1612],{"type":129,"attrs":1613},{"color":12},{"type":783,"content":1615},[1616],{"type":18,"content":1617},[1618,1624],{"text":1619,"type":22,"marks":1620},"Staff:",[1621,1622],{"type":38},{"type":129,"attrs":1623},{"color":12},{"text":1625,"type":22,"marks":1626}," Are there sufficient staff members to care for the residents? ",[1627],{"type":129,"attrs":1628},{"color":12},{"type":764,"attrs":1630,"content":1631},{"level":766},[1632,1637],{"text":1633,"type":22,"marks":1634},"When is the best time to plan for long-term care?",[1635],{"type":129,"attrs":1636},{"color":12},{"text":774,"type":22,"marks":1638},[1639],{"type":129,"attrs":1640},{"color":778},{"type":18,"content":1642},[1643],{"text":1644,"type":22,"marks":1645},"It’s essential to start planning for your senior years as early as possible. ",[1646],{"type":129,"attrs":1647},{"color":12},{"type":18,"content":1649},[1650,1655,1664],{"text":1651,"type":22,"marks":1652},"Consulting a financial advisor to assist with estate planning, ",[1653],{"type":129,"attrs":1654},{"color":12},{"text":1656,"type":22,"marks":1657},"retirement planning",[1658,1661,1663],{"type":31,"attrs":1659},{"href":1660,"uuid":34,"anchor":34,"target":825,"linktype":36},"https://www.unbiased.com/discover/retirement/",{"type":129,"attrs":1662},{"color":12},{"type":829},{"text":1665,"type":22,"marks":1666},", and saving for long-term care will give you and your family peace of mind.  ",[1667],{"type":129,"attrs":1668},{"color":12},{"type":18,"content":1670},[1671],{"text":1672,"type":22,"marks":1673},"Involving your family in the decision-making process will also make for a smoother ride through these difficult circumstances. 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","app-article",[],[],"Explore the average cost of nursing home care in California, the different types of care facilities for seniors, and ways to manage the associated expenses. 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