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12\"/>",{"name":750,"created_at":751,"published_at":752,"updated_at":753,"id":754,"uuid":755,"content":756,"slug":1008,"full_slug":1009,"sort_by_date":34,"position":1010,"tag_list":1011,"is_startpage":543,"parent_id":1012,"meta_data":34,"group_id":1013,"first_published_at":1014,"release_id":34,"lang":730,"path":34,"alternates":1015,"default_full_slug":34,"translated_slugs":34},"The best ways to spend money abroad","2023-10-03T14:52:33.283Z","2024-11-27T11:01:34.945Z","2024-11-27T11:01:34.978Z",381815955,"38eb4139-a72a-49bf-82fe-f342cded92f6",{"_uid":757,"body":758,"hero":940,"author":959,"sidebar":983,"hide_cta":543,"metatags":1001,"component":1004,"subcategories":1005,"intro_paragraph":1006,"intro_subheading":12,"table_of_contents":558,"outgrow_calculator":1007},"b94ec602-ef7d-4dbe-a5f7-0a331326e4c3",[759],{"_uid":760,"data":761,"component":939},"aa2af4d0-3ff3-4570-8ab6-63c59ebe5a92",{"type":15,"content":762},[763,770,777,793,800,807,814,827,834,841,854,861,868,875,882,895,902,909,916],{"type":18,"content":764},[765],{"text":766,"type":22,"marks":767},"Choosing the wrong way to spend abroad could cost you a lot in avoidable fees.  ",[768],{"type":129,"attrs":769},{"color":12},{"type":18,"content":771},[772],{"text":773,"type":22,"marks":774},"Here are the pros and cons of the four best ways to spend abroad.   ",[775],{"type":129,"attrs":776},{"color":12},{"type":778,"attrs":779,"content":781},"heading",{"level":780},2,[782,788],{"text":783,"type":22,"marks":784},"1. Travel debit cards ",[785,786],{"type":38},{"type":129,"attrs":787},{"color":12},{"text":789,"type":22,"marks":790}," ",[791],{"type":129,"attrs":792},{"color":12},{"type":18,"content":794},[795],{"text":796,"type":22,"marks":797},"You can use your debit card, but this can be an expensive mistake as you may pay unnecessary fees when you spend or withdraw cash from an ATM.  ",[798],{"type":129,"attrs":799},{"color":12},{"type":18,"content":801},[802],{"text":803,"type":22,"marks":804},"Of course, this isn't an issue if your card offers fee-free spending abroad. ",[805],{"type":129,"attrs":806},{"color":12},{"type":18,"content":808},[809],{"text":810,"type":22,"marks":811},"You may be able to reverse a disputed charge via chargeback if any issues with the merchant cannot be resolved.  ",[812],{"type":129,"attrs":813},{"color":12},{"type":778,"attrs":815,"content":816},{"level":780},[817,823],{"text":818,"type":22,"marks":819},"2. Travel credit cards ",[820,821],{"type":38},{"type":129,"attrs":822},{"color":12},{"text":789,"type":22,"marks":824},[825],{"type":129,"attrs":826},{"color":12},{"type":18,"content":828},[829],{"text":830,"type":22,"marks":831},"Travel credit cards tend to benefit from decent exchange rates, but it’s worth checking whether your card will charge any fees.  ",[832],{"type":129,"attrs":833},{"color":12},{"type":18,"content":835},[836],{"text":837,"type":22,"marks":838},"One downside is that you need to pass a credit check and pay off your balance in full every month to avoid high interest. It’s also best to avoid withdrawing money from an ATM using a credit card, as you’ll usually get charged interest.     ",[839],{"type":129,"attrs":840},{"color":12},{"type":778,"attrs":842,"content":843},{"level":780},[844,850],{"text":845,"type":22,"marks":846},"3. Prepaid travel cards ",[847,848],{"type":38},{"type":129,"attrs":849},{"color":12},{"text":789,"type":22,"marks":851},[852],{"type":129,"attrs":853},{"color":12},{"type":18,"content":855},[856],{"text":857,"type":22,"marks":858},"You can load prepaid travel cards with cash and lock in an exchange rate in advance. Similar to debit and credit cards, checking any fees before applying for a prepaid travel card is wise.    ",[859],{"type":129,"attrs":860},{"color":12},{"type":18,"content":862},[863],{"text":864,"type":22,"marks":865},"Locking in an exchange rate can be both good and bad, as you’ll know what rate to expect, but you might not necessarily get the best on offer.   ",[866],{"type":129,"attrs":867},{"color":12},{"type":18,"content":869},[870],{"text":871,"type":22,"marks":872},"If you’re on a budget, a prepaid travel card can help you stick to it, although you can always top it up if you’re running low on cash.   ",[873],{"type":129,"attrs":874},{"color":12},{"type":18,"content":876},[877],{"text":878,"type":22,"marks":879},"While you can block the card if it goes missing or gets stolen, these cards might not be accepted everywhere.   ",[880],{"type":129,"attrs":881},{"color":12},{"type":778,"attrs":883,"content":884},{"level":780},[885,891],{"text":886,"type":22,"marks":887},"4. Cash ",[888,889],{"type":38},{"type":129,"attrs":890},{"color":12},{"text":789,"type":22,"marks":892},[893],{"type":129,"attrs":894},{"color":12},{"type":18,"content":896},[897],{"text":898,"type":22,"marks":899},"Cash is helpful in emergencies, but you should make sure you have a safe place to keep it so you reduce the likelihood of losing it or getting it stolen.   ",[900],{"type":129,"attrs":901},{"color":12},{"type":18,"content":903},[904],{"text":905,"type":22,"marks":906},"Cash can be useful if you’re keen to stick to a budget or want to lock in an exchange rate.    ",[907],{"type":129,"attrs":908},{"color":12},{"type":18,"content":910},[911],{"text":912,"type":22,"marks":913},"And if you end up with too much money at the end of your trip, you can either save it for your next one or sell it. ",[914],{"type":129,"attrs":915},{"color":12},{"type":18,"content":917},[918,924,935],{"text":919,"type":22,"marks":920},"From creating a savings strategy to building an investment portfolio, financial advisors are experts in managing your money and making it go the distance. They look at your circumstances and work with you to create a financial plan, helping you make confident financial decisions. Unbiased can match you with your perfect financial professional. ",[921,922],{"type":38},{"type":129,"attrs":923},{"color":12},{"text":925,"type":22,"marks":926},"Get started today. ",[927,930,931,933],{"type":31,"attrs":928},{"href":55,"uuid":34,"anchor":34,"target":929,"linktype":36},"_blank",{"type":38},{"type":129,"attrs":932},{"color":12},{"type":934},"underline",{"text":789,"type":22,"marks":936},[937],{"type":129,"attrs":938},{"color":12},"article-rich-text",[941],{"_uid":942,"image":943,"title":946,"component":958,"breadcrumbs":558},"97863a8c-d4f1-4edf-9e86-c3f5826f6599",{"alt":12,"name":12,"title":12,"filename":944,"copyright":12,"fieldtype":945},"https://a.storyblok.com/f/185166/900x450/9d3bfbec08/the-best-ways-to-spend-money-abroad.jpg","asset",{"type":15,"content":947},[948],{"type":18,"content":949},[950,952],{"text":951,"type":22},"The best ways to ",{"text":953,"type":22,"marks":954},"spend money abroad",[955],{"type":25,"attrs":956},{"class":957},"primary-gradient","app-hero",{"name":960,"created_at":961,"published_at":962,"updated_at":963,"id":964,"uuid":965,"content":966,"slug":975,"full_slug":976,"sort_by_date":34,"position":977,"tag_list":978,"is_startpage":543,"parent_id":979,"meta_data":34,"group_id":980,"first_published_at":981,"release_id":34,"lang":730,"path":34,"alternates":982,"default_full_slug":34,"translated_slugs":34,"_stopResolving":558},"Lisa-Marie Voneshen","2023-06-15T15:52:20.509Z","2025-01-16T09:32:39.804Z","2025-01-16T09:32:39.823Z",325664164,"f49ad739-325e-4708-8f12-1ef845dae272",{"job":967,"_uid":968,"name":960,"image":969,"component":973,"education":12,"expertise":12,"description":974},"Senior Content Writer","a6e3129c-eeee-4438-8204-797883981521",{"id":970,"alt":12,"name":12,"focus":12,"title":12,"source":12,"filename":971,"copyright":12,"fieldtype":945,"meta_data":972,"is_external_url":543},9871152,"https://a.storyblok.com/f/185166/4977x4225/28d0696088/lisa-marie-voneshen.jpg",{},"article-author","Lisa-Marie Voneshen is a Senior Content Writer at Unbiased and has previously written for loveMONEY and Shares Magazine. She is an award-winning journalist with around a decade of experience writing and editing content across various areas, including personal finance and investing.","lisa-marie-voneshen","authors/lisa-marie-voneshen",-10,[],224651374,"5495fea7-b5e3-4edc-823d-8a27f54f6309","2023-04-03T07:50:42.397Z",[],[984],{"_uid":985,"body":986,"title":999,"component":1000},"98d5b109-18cf-4f49-9a5d-6b0f1baad490",[987,991,995],{"_uid":988,"href":989,"text":990,"component":542,"openInNewWindow":543},"f510106b-a050-4685-9859-4d2b827e148f","unbiased.com/discover/budgeting-savings/7-good-spending-habits-for-2023","Good spending habits",{"_uid":992,"href":993,"text":994,"component":542,"openInNewWindow":543},"fbc1c7f7-405f-4a55-9683-50c1b6b0f5f4","unbiased.com/discover/budgeting-savings/mindful-spending-how-to-stop-spending-money-on-unnecessary-things","Mindful spending",{"_uid":996,"href":997,"text":998,"component":542,"openInNewWindow":543},"d55bd86c-8557-4478-a997-6735481ba9d4","unbiased.com/discover/budgeting-savings/how-do-i-start-budgeting","How do I start budgeting","Related to this article","app-links-list",{"title":750,"plugin":1002,"og_image":12,"og_title":12,"description":1003,"twitter_image":12,"twitter_title":12,"og_description":12,"twitter_description":12},"seo_metatags","Have a vacation planned and no idea how to spend abroad? We reveal the four best ways to spend money, as well as what you need to consider beforehand.  ","app-article",[],"If you have a vacation coming up, it can be easy to focus on all the fun activities and overlook how to spend while abroad.",[],"the-best-ways-to-spend-money-abroad","discover/banking/the-best-ways-to-spend-money-abroad",320,[],365515562,"a8243a51-8297-413a-a440-8bb2280979a8","2023-08-04T10:25:32.201Z",[],{"left":727,"top":727,"width":1017,"height":1017,"rotate":727,"vFlip":543,"hFlip":543,"body":1018},24,"\u003Cpath fill=\"currentColor\" d=\"M3.71 16.29a1 1 0 0 0-.33-.21a1 1 0 0 0-.76 0a1 1 0 0 0-.33.21a1 1 0 0 0-.21.33a1 1 0 0 0 .21 1.09a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1 1 0 0 0 .21-1.09a1 1 0 0 0-.21-.33M7 8h14a1 1 0 0 0 0-2H7a1 1 0 0 0 0 2m-3.29 3.29a1 1 0 0 0-1.09-.21a1.2 1.2 0 0 0-.33.21a1 1 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1 1 0 0 0-.21-.33M21 11H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2M3.71 6.29a1 1 0 0 0-.33-.21a1 1 0 0 0-1.09.21a1.2 1.2 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a1 1 0 0 0 1.09-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1.2 1.2 0 0 0-.21-.33M21 16H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2\"/>",[1020,1023,1024],{"title":1021,"exact":558,"href":1022},"Home","https://www.unbiased.com",{"title":381,"exact":558,"to":394,"disabled":543},{"title":750,"exact":558,"to":1025,"disabled":558},"/discover/banking/the-best-ways-to-spend-money-abroad",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":1027},"\u003Cpath fill=\"currentColor\" d=\"m181.66 133.66l-80 80a8 8 0 0 1-11.32-11.32L164.69 128L90.34 53.66a8 8 0 0 1 11.32-11.32l80 80a8 8 0 0 1 0 11.32\"/>",1775378421667]