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inequality.",[1100],{"type":129,"attrs":1101},{"color":12},{"text":774,"type":22,"marks":1103},[1104],{"type":129,"attrs":1105},{"color":796},{"type":18,"content":1107},[1108,1113],{"text":1109,"type":22,"marks":1110},"Indeed, the wealth gap between the richest and poorest families more than doubled between 1989 and 2016. ",[1111],{"type":129,"attrs":1112},{"color":12},{"text":774,"type":22,"marks":1114},[1115],{"type":129,"attrs":1116},{"color":796},{"type":18,"content":1118},[1119,1124,1131,1139,1144],{"text":1120,"type":22,"marks":1121},"In terms of wealth distribution in America, the",[1122],{"type":129,"attrs":1123},{"color":12},{"text":1082,"type":22,"marks":1125},[1126,1129],{"type":31,"attrs":1127},{"href":1128,"uuid":34,"anchor":34,"target":870,"linktype":36},"https://www.unbiased.com/discover/banking/how-much-income-puts-you-in-the-top-1-5-or-10",{"type":129,"attrs":1130},{"color":12},{"text":1132,"type":22,"marks":1133},"top US earners",[1134,1136,1138],{"type":31,"attrs":1135},{"href":1128,"uuid":34,"anchor":34,"target":870,"linktype":36},{"type":129,"attrs":1137},{"color":12},{"type":874},{"text":1140,"type":22,"marks":1141}," fall into the following income brackets:",[1142],{"type":129,"attrs":1143},{"color":12},{"text":774,"type":22,"marks":1145},[1146],{"type":129,"attrs":1147},{"color":796},{"type":780,"content":1149},[1150,1159,1168,1177],{"type":783,"content":1151},[1152],{"type":18,"content":1153},[1154],{"text":1155,"type":22,"marks":1156},"Top 0.1%: $3,212,486 ",[1157],{"type":129,"attrs":1158},{"color":12},{"type":783,"content":1160},[1161],{"type":18,"content":1162},[1163],{"text":1164,"type":22,"marks":1165},"Top 1%: $823,763 ",[1166],{"type":129,"attrs":1167},{"color":12},{"type":783,"content":1169},[1170],{"type":18,"content":1171},[1172],{"text":1173,"type":22,"marks":1174},"Top 5%: $342,987 ",[1175],{"type":129,"attrs":1176},{"color":12},{"type":783,"content":1178},[1179],{"type":18,"content":1180},[1181],{"text":1182,"type":22,"marks":1183},"Top 10%: $173,176 ",[1184],{"type":129,"attrs":1185},{"color":12},{"type":764,"attrs":1187,"content":1188},{"level":766},[1189,1194],{"text":1190,"type":22,"marks":1191},"How do you bridge the generational wealth gap?",[1192],{"type":129,"attrs":1193},{"color":12},{"text":774,"type":22,"marks":1195},[1196],{"type":129,"attrs":1197},{"color":778},{"type":18,"content":1199},[1200,1205,1214],{"text":1201,"type":22,"marks":1202},"It is becoming ",[1203],{"type":129,"attrs":1204},{"color":12},{"text":1206,"type":22,"marks":1207},"increasingly difficult for younger generations",[1208,1211,1213],{"type":31,"attrs":1209},{"href":1210,"uuid":34,"anchor":34,"target":870,"linktype":36},"https://www.forbes.com/sites/forbesfinancecouncil/2023/10/11/address-the-generational-wealth-gap-by-passing-down-financial-know-how/?sh=621a83f216b6",{"type":129,"attrs":1212},{"color":12},{"type":874},{"text":1215,"type":22,"marks":1216}," to accumulate wealth due to rising living costs, high-interest rates, and unstable employment opportunities.  ",[1217],{"type":129,"attrs":1218},{"color":12},{"type":18,"content":1220},[1221,1226,1235],{"text":1222,"type":22,"marks":1223},"Wealth distribution statistics show that ",[1224],{"type":129,"attrs":1225},{"color":12},{"text":1227,"type":22,"marks":1228},"Baby Boomers hold the majority",[1229,1232,1234],{"type":31,"attrs":1230},{"href":1231,"uuid":34,"anchor":34,"target":870,"linktype":36},"https://www.stlouisfed.org/institute-for-economic-equity/the-state-of-us-wealth-inequality",{"type":129,"attrs":1233},{"color":12},{"type":874},{"text":1236,"type":22,"marks":1237}," of America's wealth.  ",[1238],{"type":129,"attrs":1239},{"color":12},{"type":18,"content":1241},[1242],{"text":1243,"type":22,"marks":1244},"This inequality can limit economic mobility and create disparities in healthcare and education access. It can also reduce economic resilience and growth, as well as retirement preparedness. ",[1245],{"type":129,"attrs":1246},{"color":12},{"type":18,"content":1248},[1249],{"text":1250,"type":22,"marks":1251},"Improving financial literacy and leveraging technology are crucial steps in bridging this generational wealth gap and leveling out US wealth distribution statistics. ",[1252],{"type":129,"attrs":1253},{"color":12},{"type":764,"attrs":1255,"content":1256},{"level":766},[1257,1262],{"text":1258,"type":22,"marks":1259},"Exploring gender and racial wealth gaps",[1260],{"type":129,"attrs":1261},{"color":12},{"text":774,"type":22,"marks":1263},[1264],{"type":129,"attrs":1265},{"color":778},{"type":18,"content":1267},[1268],{"text":1269,"type":22,"marks":1270},"Global wealth distribution statistics show a considerable wealth gap between the genders and among different racial groups.  ",[1271],{"type":129,"attrs":1272},{"color":12},{"type":18,"content":1274},[1275],{"text":1276,"type":22,"marks":1277},"As a rule, men and white people enjoy greater wealth than women and racial minorities. ",[1278],{"type":129,"attrs":1279},{"color":12},{"type":18,"content":1281},[1282,1288],{"text":1283,"type":22,"marks":1284},"What is the gender wealth gap?",[1285,1286],{"type":38},{"type":129,"attrs":1287},{"color":12},{"text":774,"type":22,"marks":1289},[1290],{"type":129,"attrs":1291},{"color":131},{"type":18,"content":1293},[1294,1299,1308,1313],{"text":1295,"type":22,"marks":1296},"There are various reasons for the unequal wealth distribution between genders. These include factors like differences in pay based on gender and slower career progression, resulting in less ",[1297],{"type":129,"attrs":1298},{"color":12},{"text":1300,"type":22,"marks":1301},"money for women",[1302,1305,1307],{"type":31,"attrs":1303},{"href":1304,"uuid":34,"anchor":34,"target":870,"linktype":36},"https://www.unbiased.com/discover/banking/women-and-money-statistics",{"type":129,"attrs":1306},{"color":12},{"type":874},{"text":1309,"type":22,"marks":1310},".",[1311],{"type":129,"attrs":1312},{"color":12},{"text":774,"type":22,"marks":1314},[1315],{"type":129,"attrs":1316},{"color":796},{"type":18,"content":1318},[1319,1324,1333,1338],{"text":1320,"type":22,"marks":1321},"Interestingly, the difference in wealth between genders is greater than the difference in wages. Female-headed families have ",[1322],{"type":129,"attrs":1323},{"color":12},{"text":1325,"type":22,"marks":1326},"just 55 cents in median wealth",[1327,1330,1332],{"type":31,"attrs":1328},{"href":1329,"uuid":34,"anchor":34,"target":870,"linktype":36},"https://www.stlouisfed.org/publications/in-the-balance/2021/gender-wealth-gap-families-women-lower-wealth",{"type":129,"attrs":1331},{"color":12},{"type":874},{"text":1334,"type":22,"marks":1335}," for every dollar of male-headed families.",[1336],{"type":129,"attrs":1337},{"color":12},{"text":774,"type":22,"marks":1339},[1340],{"type":129,"attrs":1341},{"color":796},{"type":18,"content":1343},[1344,1349,1358,1363],{"text":1345,"type":22,"marks":1346},"Upon retirement, women are expected to accumulate ",[1347],{"type":129,"attrs":1348},{"color":12},{"text":1350,"type":22,"marks":1351},"26% less wealth",[1352,1355,1357],{"type":31,"attrs":1353},{"href":1354,"uuid":34,"anchor":34,"target":870,"linktype":36},"https://www.wtwco.com/en-gb/insights/2022/11/2022-global-gender-wealth-equity-report",{"type":129,"attrs":1356},{"color":12},{"type":874},{"text":1359,"type":22,"marks":1360}," than men will.",[1361],{"type":129,"attrs":1362},{"color":12},{"text":774,"type":22,"marks":1364},[1365],{"type":129,"attrs":1366},{"color":796},{"type":18,"content":1368},[1369,1374,1383,1388],{"text":1370,"type":22,"marks":1371},"Childless women between 25 and 44 are ",[1372],{"type":129,"attrs":1373},{"color":12},{"text":1375,"type":22,"marks":1376},"more likely to be employed",[1377,1380,1382],{"type":31,"attrs":1378},{"href":1379,"uuid":34,"anchor":34,"target":870,"linktype":36},"https://www.rsfjournal.org/content/rsfjss/2/4/104.full.pdf",{"type":129,"attrs":1381},{"color":12},{"type":874},{"text":1384,"type":22,"marks":1385}," than mothers of the same age. Mothers often work fewer hours than women without children, potentially resulting in lower earnings for some mothers. ",[1386],{"type":129,"attrs":1387},{"color":12},{"text":774,"type":22,"marks":1389},[1390],{"type":129,"attrs":1391},{"color":796},{"type":18,"content":1393},[1394,1400],{"text":1395,"type":22,"marks":1396},"What is the racial wealth gap?",[1397,1398],{"type":38},{"type":129,"attrs":1399},{"color":12},{"text":774,"type":22,"marks":1401},[1402],{"type":129,"attrs":1403},{"color":131},{"type":18,"content":1405},[1406,1411],{"text":1407,"type":22,"marks":1408},"A significant wealth gap exists among different races in the US. These uneven US wealth distribution statistics can be traced back to a long history of discriminatory policies that have prevented people of color from accumulating wealth: ",[1409],{"type":129,"attrs":1410},{"color":12},{"text":774,"type":22,"marks":1412},[1413],{"type":129,"attrs":1414},{"color":796},{"type":18,"content":1416},[1417,1422,1431,1436],{"text":1418,"type":22,"marks":1419},"For every dollar of wealth owned by a white household, ",[1420],{"type":129,"attrs":1421},{"color":12},{"text":1423,"type":22,"marks":1424},"black households have only 13 cents",[1425,1428,1430],{"type":31,"attrs":1426},{"href":1427,"uuid":34,"anchor":34,"target":870,"linktype":36},"https://www.federalreserve.gov/econres/notes/feds-notes/disparities-in-wealth-by-race-and-ethnicity-in-the-2019-survey-of-consumer-finances-20200928.htm",{"type":129,"attrs":1429},{"color":12},{"type":874},{"text":1432,"type":22,"marks":1433},", and LatinX households have only 19 cents. ",[1434],{"type":129,"attrs":1435},{"color":12},{"text":774,"type":22,"marks":1437},[1438],{"type":129,"attrs":1439},{"color":796},{"type":18,"content":1441},[1442,1447],{"text":1443,"type":22,"marks":1444},"Other racial groups such as Asian, American Indian, Alaska Native, Native Hawaiian, Pacific Islander, and others also have less wealth than white families. White families are also much more likely to inherit wealth compared to black and LatinX families. ",[1445],{"type":129,"attrs":1446},{"color":12},{"text":774,"type":22,"marks":1448},[1449],{"type":129,"attrs":1450},{"color":796},{"type":18,"content":1452},[1453,1458,1467,1472],{"text":1454,"type":22,"marks":1455},"In 2022, the ",[1456],{"type":129,"attrs":1457},{"color":12},{"text":1459,"type":22,"marks":1460},"Forbes 400 list",[1461,1464,1466],{"type":31,"attrs":1462},{"href":1463,"uuid":34,"anchor":34,"target":870,"linktype":36},"https://www.forbes.com/forbes-400/",{"type":129,"attrs":1465},{"color":12},{"type":874},{"text":1468,"type":22,"marks":1469}," had only two black men and 56 women, which means 85% of the list comprises white men. ",[1470],{"type":129,"attrs":1471},{"color":12},{"text":774,"type":22,"marks":1473},[1474],{"type":129,"attrs":1475},{"color":796},{"type":764,"attrs":1477,"content":1478},{"level":766},[1479,1484],{"text":1480,"type":22,"marks":1481},"How do you address the challenges of wealth redistribution?",[1482],{"type":129,"attrs":1483},{"color":12},{"text":774,"type":22,"marks":1485},[1486],{"type":129,"attrs":1487},{"color":778},{"type":18,"content":1489},[1490,1495],{"text":1491,"type":22,"marks":1492},"While achieving an equal distribution of wealth would be greatly beneficial for social and economic development, finding practical solutions can be challenging. ",[1493],{"type":129,"attrs":1494},{"color":12},{"text":774,"type":22,"marks":1496},[1497],{"type":129,"attrs":1498},{"color":796},{"type":18,"content":1500},[1501,1509,1514],{"text":1502,"type":22,"marks":1503},"Several proposals",[1504,1506,1508],{"type":31,"attrs":1505},{"href":984,"uuid":34,"anchor":34,"target":870,"linktype":36},{"type":129,"attrs":1507},{"color":12},{"type":874},{"text":1510,"type":22,"marks":1511}," have been suggested to address the inequality shown in US wealth distribution statistics, such as promoting unionization and increasing the minimum wage, making the tax code more progressive, taxing wealth along with income, and improving access to education.",[1512],{"type":129,"attrs":1513},{"color":12},{"text":774,"type":22,"marks":1515},[1516],{"type":129,"attrs":1517},{"color":796},{"type":764,"attrs":1519,"content":1520},{"level":766},[1521,1526],{"text":1522,"type":22,"marks":1523},"Get expert financial advice",[1524],{"type":129,"attrs":1525},{"color":12},{"text":774,"type":22,"marks":1527},[1528],{"type":129,"attrs":1529},{"color":778},{"type":18,"content":1531},[1532],{"text":1533,"type":22,"marks":1534},"Looking at US wealth distribution statistics, a much clearer picture emerges of the challenges and causes of increasing income inequality and strategies to remedy this. Knowing how your finances compare to those of the average household can help you understand what financial goals are achievable for you.  ",[1535],{"type":129,"attrs":1536},{"color":12},{"type":18,"content":1538},[1539,1544,1553],{"text":1540,"type":22,"marks":1541},"For ",[1542],{"type":129,"attrs":1543},{"color":12},{"text":1545,"type":22,"marks":1546},"expert financial advice",[1547,1550,1552],{"type":31,"attrs":1548},{"href":1549,"uuid":34,"anchor":34,"target":870,"linktype":36},"https://v2.unbiased.com/inquiry/financial-advisor/advice-areas/?_gl=1%2a177ev69%2a_ga%2aMjEwOTg3MTczOC4xNjk3NDQ0NjE5%2a_ga_2L93GWDPD4%2aMTcwNjI3MzQ3NC41MC4xLjE3MDYyNzM5MjQuNTYuMC4w",{"type":129,"attrs":1551},{"color":12},{"type":874},{"text":1554,"type":22,"marks":1555},", let Unbiased match you with a financial advisor who can help you reach your long-term financial objectives. ",[1556],{"type":129,"attrs":1557},{"color":12},"article-rich-text",[1560],{"_uid":1561,"image":1562,"title":1565,"component":1576,"breadcrumbs":558},"c66e3203-e5fc-4e70-9318-89b53f5eda64",{"alt":12,"name":12,"title":12,"filename":1563,"copyright":12,"fieldtype":1564},"https://a.storyblok.com/f/185166/1212x808/db52a0446c/wealth-distribution-statistics.jpg","asset",{"type":15,"content":1566},[1567],{"type":18,"content":1568},[1569,1574],{"text":750,"type":22,"marks":1570},[1571],{"type":25,"attrs":1572},{"class":1573},"primary-gradient",{"text":1575,"type":22},": how wealthy is the average American?","app-hero",{"name":1578,"created_at":1579,"published_at":1580,"updated_at":1581,"id":1582,"uuid":1583,"content":1584,"slug":1594,"full_slug":1595,"sort_by_date":34,"position":1596,"tag_list":1597,"is_startpage":543,"parent_id":1598,"meta_data":34,"group_id":1599,"first_published_at":1600,"release_id":34,"lang":730,"path":34,"alternates":1601,"default_full_slug":34,"translated_slugs":34,"_stopResolving":558},"Rachel Carey","2023-03-28T10:05:08.718Z","2025-01-28T12:05:49.815Z","2025-01-28T12:05:49.832Z",283076789,"b4ce951f-89c7-4ef6-97a8-709dc6d856e1",{"job":1585,"_uid":1586,"name":1578,"image":1587,"component":1590,"education":1591,"expertise":1592,"description":1593},"Senior Content Writer","a6e3129c-eeee-4438-8204-797883981521",{"id":1588,"alt":12,"name":12,"focus":12,"title":12,"filename":1589,"copyright":12,"fieldtype":1564,"is_external_url":543},7792663,"https://a.storyblok.com/f/185166/1199x1257/2401746255/rachel-carey.jpg","article-author","Griffith College Dublin, MA (Hons) in Journalism & Media Communications","Rachel brings over a decade of experience in media, including SEO content writing, marketing, public relations, and broadcast and print journalism.","Rachel is a Senior Content Writer at Unbiased, producing content across a range of different sectors, including personal finance, retirement, and investing. 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Explore our in-depth analysis of wealth distribution statistics in the US. ","app-article",[],[],"Find out where you fit in America’s wealth distribution landscape by looking at US wealth distribution statistics, including income inequality, gender and racial wage gaps, and the impact of the COVID-19 pandemic. ",[],"wealth-distribution-statistics","discover/banking/wealth-distribution-statistics",-3670,[],365515562,"96af530f-9aca-4050-9d2c-014df19d1278","2024-04-30T12:32:44.647Z",[],{"left":727,"top":727,"width":1642,"height":1642,"rotate":727,"vFlip":543,"hFlip":543,"body":1643},24,"\u003Cpath fill=\"currentColor\" d=\"M3.71 16.29a1 1 0 0 0-.33-.21a1 1 0 0 0-.76 0a1 1 0 0 0-.33.21a1 1 0 0 0-.21.33a1 1 0 0 0 .21 1.09a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1 1 0 0 0 .21-1.09a1 1 0 0 0-.21-.33M7 8h14a1 1 0 0 0 0-2H7a1 1 0 0 0 0 2m-3.29 3.29a1 1 0 0 0-1.09-.21a1.2 1.2 0 0 0-.33.21a1 1 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1 1 0 0 0-.21-.33M21 11H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2M3.71 6.29a1 1 0 0 0-.33-.21a1 1 0 0 0-1.09.21a1.2 1.2 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a1 1 0 0 0 1.09-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1.2 1.2 0 0 0-.21-.33M21 16H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2\"/>",[1645,1648,1649],{"title":1646,"exact":558,"href":1647},"Home","https://www.unbiased.com",{"title":381,"exact":558,"to":394,"disabled":543},{"title":750,"exact":558,"to":1650,"disabled":558},"/discover/banking/wealth-distribution-statistics",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":1652},"\u003Cpath fill=\"currentColor\" d=\"m181.66 133.66l-80 80a8 8 0 0 1-11.32-11.32L164.69 128L90.34 53.66a8 8 0 0 1 11.32-11.32l80 80a8 8 0 0 1 0 11.32\"/>",1775205403740]