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They can also help with the tax preparation process and ensure their client's taxes are filed correctly.  ",[1114],{"type":129,"attrs":1115},{"color":12},{"type":764,"attrs":1117,"content":1118},{"level":766},[1119,1124],{"text":1120,"type":22,"marks":1121},"What are the overall differences?",[1122],{"type":129,"attrs":1123},{"color":12},{"text":774,"type":22,"marks":1125},[1126],{"type":129,"attrs":1127},{"color":778},{"type":18,"content":1129},[1130],{"text":1131,"type":22,"marks":1132},"Accountants and financial advisors are both financial professionals who assist individuals in managing their wealth.  ",[1133],{"type":129,"attrs":1134},{"color":12},{"type":18,"content":1136},[1137,1142,1151],{"text":1138,"type":22,"marks":1139},"Accountants have ",[1140],{"type":129,"attrs":1141},{"color":12},{"text":1143,"type":22,"marks":1144},"licenses to give tax advice",[1145,1148,1150],{"type":31,"attrs":1146},{"href":1147,"uuid":34,"anchor":34,"target":825,"linktype":36},"https://money.usnews.com/financial-advisors/articles/do-you-need-a-financial-advisor-or-accountant#:~:text=%22In%20practice%2C%20an%20accountant%20can,advisor%20and%20Director%20at%20MAI",{"type":129,"attrs":1149},{"color":12},{"type":829},{"text":1152,"type":22,"marks":1153}," and prepare tax returns. They may also counsel clients on tax-saving methods based on their financial situations. However, they may require a financial advisor to implement these strategies. ",[1154],{"type":129,"attrs":1155},{"color":12},{"type":18,"content":1157},[1158],{"text":1159,"type":22,"marks":1160},"Accountants require a bachelor’s degree in accounting to take responsibility for an entity’s financial management. A certified public accountant (CPA) earns their license through experience, 150 hours of post-secondary education, and passing strict examinations. ",[1161],{"type":129,"attrs":1162},{"color":12},{"type":18,"content":1164},[1165,1170,1179],{"text":1166,"type":22,"marks":1167},"Financial advisors don't need a bachelor's degree to practice but must pass the necessary securities examinations. 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This involves rigorous exams in several fields of wealth management.  ",[1182],{"type":129,"attrs":1183},{"color":12},{"type":18,"content":1185},[1186,1191,1205],{"text":1187,"type":22,"marks":1188},"Financial advisors focus on assisting individuals to reach their financial goals through investments, retirement planning, and ",[1189],{"type":129,"attrs":1190},{"color":12},{"text":1192,"type":22,"marks":1193},"tax strategies",[1194,1203],{"type":31,"attrs":1195},{"href":1196,"uuid":1197,"anchor":34,"target":35,"linktype":74,"story":1198},"/discover/taxes/Tax-strategies-for-high-income-earners","d5a320fd-2959-46b8-b3a7-4d1119369baf",{"name":1199,"id":1200,"uuid":1197,"slug":1201,"url":1202,"full_slug":1202,"_stopResolving":558},"Tax strategies for high-income earners",325597152,"Tax-strategies-for-high-income-earners","discover/taxes/Tax-strategies-for-high-income-earners",{"type":129,"attrs":1204},{"color":12},{"text":1206,"type":22,"marks":1207},", to name a few. Accountants focus more on tax advice and preparing returns. They may also prepare clients’ financial statements and maintain their financial records. ",[1208],{"type":129,"attrs":1209},{"color":12},{"type":764,"attrs":1211,"content":1212},{"level":766},[1213,1218],{"text":1214,"type":22,"marks":1215},"Do you need an accountant or financial advisor?",[1216],{"type":129,"attrs":1217},{"color":12},{"text":774,"type":22,"marks":1219},[1220],{"type":129,"attrs":1221},{"color":778},{"type":18,"content":1223},[1224],{"text":1225,"type":22,"marks":1226},"Depending on your financial circumstances, you may need to hire an accountant or a financial advisor.  ",[1227],{"type":129,"attrs":1228},{"color":12},{"type":18,"content":1230},[1231],{"text":1232,"type":22,"marks":1233},"Follow this guide to determine if you need an accountant or financial advisor: ",[1234],{"type":129,"attrs":1235},{"color":12},{"type":18,"content":1237},[1238,1244],{"text":1239,"type":22,"marks":1240},"Accountant:",[1241,1242],{"type":38},{"type":129,"attrs":1243},{"color":12},{"text":774,"type":22,"marks":1245},[1246],{"type":129,"attrs":1247},{"color":12},{"type":780,"content":1249},[1250,1265],{"type":783,"content":1251},[1252],{"type":18,"content":1253},[1254,1260],{"text":1255,"type":22,"marks":1256},"Tax season: ",[1257,1258],{"type":38},{"type":129,"attrs":1259},{"color":12},{"text":1261,"type":22,"marks":1262},"They help individuals and businesses accurately prepare and file their tax returns, maximizing deductions and minimizing liabilities. ",[1263],{"type":129,"attrs":1264},{"color":12},{"type":783,"content":1266},[1267],{"type":18,"content":1268},[1269,1275],{"text":1270,"type":22,"marks":1271},"Financial compliance: ",[1272,1273],{"type":38},{"type":129,"attrs":1274},{"color":12},{"text":1276,"type":22,"marks":1277},"If navigating intricate financial regulations is a concern, it helps to hire an accountant to ensure compliance. ",[1278],{"type":129,"attrs":1279},{"color":12},{"type":18,"content":1281},[1282,1288],{"text":1283,"type":22,"marks":1284},"Financial Advisor:",[1285,1286],{"type":38},{"type":129,"attrs":1287},{"color":12},{"text":774,"type":22,"marks":1289},[1290],{"type":129,"attrs":1291},{"color":12},{"type":780,"content":1293},[1294,1309],{"type":783,"content":1295},[1296],{"type":18,"content":1297},[1298,1304],{"text":1299,"type":22,"marks":1300},"Short or long-term financial planning:",[1301,1302],{"type":38},{"type":129,"attrs":1303},{"color":12},{"text":1305,"type":22,"marks":1306}," A financial planner is invaluable when you require assistance with strategic financial planning. ",[1307],{"type":129,"attrs":1308},{"color":12},{"type":783,"content":1310},[1311],{"type":18,"content":1312},[1313,1319],{"text":1314,"type":22,"marks":1315},"Investment strategy:",[1316,1317],{"type":38},{"type":129,"attrs":1318},{"color":12},{"text":1320,"type":22,"marks":1321}," For those seeking guidance on managing an investment portfolio, financial advisors offer insights into market trends and risk management. ",[1322],{"type":129,"attrs":1323},{"color":12},{"type":18,"content":1325},[1326,1332],{"text":1327,"type":22,"marks":1328},"Both an accountant and financial advisor:",[1329,1330],{"type":38},{"type":129,"attrs":1331},{"color":12},{"text":774,"type":22,"marks":1333},[1334],{"type":129,"attrs":1335},{"color":12},{"type":780,"content":1337},[1338,1353],{"type":783,"content":1339},[1340],{"type":18,"content":1341},[1342,1348],{"text":1343,"type":22,"marks":1344},"Business owners: ",[1345,1346],{"type":38},{"type":129,"attrs":1347},{"color":12},{"text":1349,"type":22,"marks":1350},"Accountants handle day-to-day financial transactions and compliance. In contrast, financial advisors pursue long-term business strategy and growth planning. ",[1351],{"type":129,"attrs":1352},{"color":12},{"type":783,"content":1354},[1355],{"type":18,"content":1356},[1357,1363],{"text":1358,"type":22,"marks":1359},"High-net-worth individuals: ",[1360,1361],{"type":38},{"type":129,"attrs":1362},{"color":12},{"text":1364,"type":22,"marks":1365},"If you have a complex wealth management profile, the accountant ensures financial accuracy and compliance, and financial advisors dedicate themselves to your intricate investment portfolio. ",[1366],{"type":129,"attrs":1367},{"color":12},{"type":764,"attrs":1369,"content":1370},{"level":766},[1371,1376],{"text":1372,"type":22,"marks":1373},"How to find a financial advisor",[1374],{"type":129,"attrs":1375},{"color":12},{"text":774,"type":22,"marks":1377},[1378],{"type":129,"attrs":1379},{"color":778},{"type":18,"content":1381},[1382],{"text":1383,"type":22,"marks":1384},"In the vast landscape of financial management, accountants and financial advisors serve distinct yet complementary roles.  ",[1385],{"type":129,"attrs":1386},{"color":12},{"type":18,"content":1388},[1389,1395],{"text":1390,"type":22,"marks":1391},"If you’re seeking expert financial advice, Unbiased can match you with an SEC-regulated financial advisor. You can learn more about managing your money and meeting your goals, setting you up for a more successful financial future.",[1392,1393],{"type":38},{"type":129,"attrs":1394},{"color":12},{"text":774,"type":22,"marks":1396},[1397],{"type":129,"attrs":1398},{"color":12},{"type":18,"content":1400},[1401,1411,1417],{"text":1402,"type":22,"marks":1403},"Match with a financial advisor now",[1404,1407,1408,1410],{"type":31,"attrs":1405},{"href":1406,"uuid":34,"anchor":34,"target":825,"linktype":36},"https://v2.unbiased.com/inquiry/financial-advisor/advice-areas/?_gl=1%2ajlikky%2a_ga%2aMjEwOTg3MTczOC4xNjk3NDQ0NjE5%2a_ga_2L93GWDPD4%2aMTcwNDcyNDg0NC40OC4xLjE3MDQ3MjQ4NDYuNTguMC4w",{"type":38},{"type":129,"attrs":1409},{"color":12},{"type":829},{"text":1412,"type":22,"marks":1413},". ",[1414,1415],{"type":38},{"type":129,"attrs":1416},{"color":12},{"text":774,"type":22,"marks":1418},[1419],{"type":129,"attrs":1420},{"color":12},"article-rich-text",[1423],{"_uid":1424,"image":1425,"title":1428,"component":1442,"breadcrumbs":558},"170c89a5-c6ab-4f81-9290-e0020a9a7ecb",{"alt":12,"name":12,"title":12,"filename":1426,"copyright":12,"fieldtype":1427},"https://a.storyblok.com/f/185166/2352x1568/c828acf9c5/accountant-vs-financial-advisor.webp","asset",{"type":15,"content":1429},[1430],{"type":18,"content":1431},[1432,1434,1440],{"text":1433,"type":22},"Do I need an ",{"text":1435,"type":22,"marks":1436},"accountant or a financial advisor",[1437],{"type":25,"attrs":1438},{"class":1439},"primary-gradient",{"text":1441,"type":22},"?","app-hero",{"name":1444,"created_at":1445,"published_at":1446,"updated_at":1447,"id":1448,"uuid":1449,"content":1450,"slug":1459,"full_slug":1460,"sort_by_date":34,"position":1461,"tag_list":1462,"is_startpage":543,"parent_id":1463,"meta_data":34,"group_id":1464,"first_published_at":1465,"release_id":34,"lang":730,"path":34,"alternates":1466,"default_full_slug":34,"translated_slugs":34,"_stopResolving":558},"Unbiased team","2024-01-18T11:49:29.332Z","2024-01-24T16:17:31.264Z","2024-01-24T16:17:31.285Z",429182198,"a38620a4-ad81-47d5-b2fe-9fe933abd010",{"job":1451,"_uid":1452,"name":1444,"image":1453,"component":1457,"description":1458},"Writers","a6e3129c-eeee-4438-8204-797883981521",{"id":1454,"alt":12,"name":12,"focus":12,"title":12,"source":12,"filename":1455,"copyright":12,"fieldtype":1427,"meta_data":1456,"is_private":12,"is_external_url":543},13850198,"https://a.storyblok.com/f/185166/400x400/232c6cb764/unbiased-team.jpg",{},"article-author","Our team of writers, who have decades of experience writing about personal finance, including investing and retirement, are here to help you find out what you must know about life’s biggest financial decisions.","unbiased-team","authors/unbiased-team",-10,[],224651374,"170282a1-0fe6-4cf3-ab19-04639ed3474c","2023-04-03T07:50:42.397Z",[],[1468],{"_uid":1469,"body":1470,"title":1487,"component":1488},"9203b5b6-526a-4914-a04e-64d2c6b36dbe",[1471,1475,1479,1483],{"_uid":1472,"href":1473,"text":1474,"component":542,"openInNewWindow":558},"ff9ed782-9ad5-4f8b-af23-72a65ddf0d89","https://www.unbiased.com/discover/financial-advice/best-financial-advisor","Best financial advisor",{"_uid":1476,"href":1477,"text":1478,"component":542,"openInNewWindow":558},"ae132f6f-542b-4ee0-8ab5-78db29d49f4a","https://www.unbiased.com/discover/financial-advice/financial-advisor-websites","Financial advisor websites",{"_uid":1480,"href":1481,"text":1482,"component":542,"openInNewWindow":558},"82e4bc76-70f2-4ad3-a2a9-36489efcb630","https://www.unbiased.com/discover/financial-advice/fee-only-financial-advisor","Fee only financial advisor",{"_uid":1484,"href":1485,"text":1486,"component":542,"openInNewWindow":558},"fe749d8b-0a9b-4e6f-abb4-1c8d8859344e","https://www.unbiased.com/discover/financial-advice/fidelity-financial-advisor-review","Fidelity financial advisor","Related articles","app-links-list",{"title":1490,"plugin":1491,"og_image":12,"og_title":12,"description":1492,"twitter_image":12,"twitter_title":12,"og_description":12,"twitter_description":12},"Accountant vs Financial Advisor I Unbiased ","seo_metatags","Accountants and financial advisors are more different than most would think. Read this article to make informed decisions on where to find financial advice. ","app-article",[],[],"Discover the fundamental differences between accountants and financial advisors to find the appropriate financial assistance.  ",[],"accountant-vs-financial-advisor","discover/financial-advice/accountant-vs-financial-advisor",-3210,[],365590167,"085d7e8f-3ab5-4ade-8ed0-7f916c031436","2024-01-31T15:42:52.608Z",[],{"left":727,"top":727,"width":1507,"height":1507,"rotate":727,"vFlip":543,"hFlip":543,"body":1508},24,"\u003Cpath fill=\"currentColor\" d=\"M3.71 16.29a1 1 0 0 0-.33-.21a1 1 0 0 0-.76 0a1 1 0 0 0-.33.21a1 1 0 0 0-.21.33a1 1 0 0 0 .21 1.09a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1 1 0 0 0 .21-1.09a1 1 0 0 0-.21-.33M7 8h14a1 1 0 0 0 0-2H7a1 1 0 0 0 0 2m-3.29 3.29a1 1 0 0 0-1.09-.21a1.2 1.2 0 0 0-.33.21a1 1 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1 1 0 0 0-.21-.33M21 11H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2M3.71 6.29a1 1 0 0 0-.33-.21a1 1 0 0 0-1.09.21a1.2 1.2 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a1 1 0 0 0 1.09-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1.2 1.2 0 0 0-.21-.33M21 16H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2\"/>",[1510,1513,1514],{"title":1511,"exact":558,"href":1512},"Home","https://www.unbiased.com",{"title":58,"exact":558,"to":72,"disabled":543},{"title":750,"exact":558,"to":1515,"disabled":558},"/discover/financial-advice/accountant-vs-financial-advisor",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":1517},"\u003Cpath fill=\"currentColor\" d=\"m181.66 133.66l-80 80a8 8 0 0 1-11.32-11.32L164.69 128L90.34 53.66a8 8 0 0 1 11.32-11.32l80 80a8 8 0 0 1 0 11.32\"/>",1777193086344]