[{"data":1,"prerenderedAt":2462},["ShallowReactive",2],{"config-published":3,"i-ph:caret-down-bold":732,"i-ph:magnifying-glass":735,"i-ph:list":737,"i-ph:instagram-logo":739,"i-ph:youtube-logo":741,"i-ph:x-logo":743,"i-ph:facebook-logo":745,"i-ph:linkedin-logo":747,"discover/financial-advice/arete-wealth-review-published":749,"i-uil:list-ul":2448,"i-ph:caret-right-bold":2451,"breadcrumbs-/discover/financial-advice/arete-wealth-review":2453,"i-ph:caret-right":2460},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":724,"full_slug":724,"sort_by_date":34,"position":725,"tag_list":726,"is_startpage":543,"parent_id":727,"meta_data":34,"group_id":728,"first_published_at":729,"release_id":34,"lang":730,"path":34,"alternates":731,"default_full_slug":34,"translated_slugs":34},"App configuration","2022-11-24T11:24:28.448Z","2026-01-07T10:07:40.657Z","2026-01-07T10:07:40.684Z",224651377,"a6261810-1b4d-4071-a43d-805ea558bf15",{"_uid":11,"href":12,"text":12,"component":13,"advisorCTA":14,"headerMenu":41,"footerLinks":538,"loginLinkUrl":559,"advisorCTAUrl":560,"loginLinkText":12,"proHeaderMenu":561,"FooterRichText":643,"advisorCTALink":28,"advisorCTAText":644,"openInNewWindow":543,"footerLegalLinks":645,"geoWarningCTAUrl":666,"footerDisclaimer1":12,"footerDisclaimer2":667,"footerDisclaimer3":12,"footerSocialLinks":668,"geoWarningCTALink":689,"geoWarningCTAText":690,"FooterStickyBanner":691,"geoWarningCTAClose":692,"geoWarningCTATitle":693,"SpeakToAdvisorWidget":694,"newsletterSignupWidget":704},"cb57aa4d-0af2-49b3-8b8f-16521700f0a8","","app-configuration",{"type":15,"content":16},"doc",[17],{"type":18,"content":19},"paragraph",[20,27],{"text":21,"type":22,"marks":23},"Are you an adviser? ","text",[24],{"type":25,"attrs":26},"styled",{"class":12},{"text":28,"type":22,"marks":29},"Go to Unbiased Pro",[30,37,39],{"type":31,"attrs":32},"link",{"href":33,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://www.unbiased.com/pro",null,"_self","url",{"type":38},"bold",{"type":25,"attrs":40},{"class":12},[42,148,269,368,440],{"CTA":43,"_uid":57,"title":58,"component":59,"overview_link":60,"main_section_links":75,"main_section_title":132,"additional_section_links":133,"additional_section_title":147},[44],{"_uid":45,"link":46,"component":56},"2298396f-4a40-4282-b5ef-f30a3b9619b8",{"type":15,"content":47},[48],{"type":18,"content":49},[50],{"text":51,"type":22,"marks":52},"Find an advisor",[53],{"type":31,"attrs":54},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://v2.unbiased.com/inquiry/financial-advisor","app-link-rich","6ee9fa7a-ee9d-4a0d-b913-99f9ee1b6e05","Financial Advice","app-header-menu-item-dropdown",[61],{"_uid":62,"link":63,"component":56},"91b4e023-f3d0-49ba-9748-f63e5fac2b1f",{"type":15,"content":64},[65],{"type":18,"content":66},[67],{"text":68,"type":22,"marks":69},"All financial advice guides",[70],{"type":31,"attrs":71},{"href":72,"uuid":73,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/","34bbfdfd-544e-42d2-aebd-78a15ad88cba","story",[76,89,102,115],{"_uid":77,"link":78,"component":56},"9f8d25a8-d93c-4d4a-a4c0-a63e37483485",{"type":15,"content":79},[80],{"type":18,"content":81},[82],{"text":83,"type":22,"marks":84},"Top investment companies",[85],{"type":31,"attrs":86},{"href":87,"uuid":88,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/top-investment-companies","3b175b31-cbbf-48ec-8faa-9cfd540973df",{"_uid":90,"link":91,"component":56},"85fbb733-400d-421b-afaf-5d85ae69bb31",{"type":15,"content":92},[93],{"type":18,"content":94},[95],{"text":96,"type":22,"marks":97},"Top Robo-Advisors",[98],{"type":31,"attrs":99},{"href":100,"uuid":101,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/best-robo-advisors","f73492c0-bcc0-4243-a4de-cc85fca28178",{"_uid":103,"link":104,"component":56},"9bfc68dd-ea47-48cf-a9ae-58589bbba599",{"type":15,"content":105},[106],{"type":18,"content":107},[108],{"text":109,"type":22,"marks":110},"Top financial advisor firms",[111],{"type":31,"attrs":112},{"href":113,"uuid":114,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/best-financial-advisor","cd1dd08f-886e-453d-babc-4a707c50b530",{"_uid":116,"link":117,"component":56},"dea791c8-aa54-4a1b-8ac8-a7de2006036b",{"type":15,"content":118},[119],{"type":18,"content":120},[121],{"text":122,"type":22,"marks":123},"Top wealth management firms",[124,128],{"type":31,"attrs":125},{"href":126,"uuid":127,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/top-wealth-management-firms","b1e6000d-ed2b-4fc8-bbb2-7e803f4b512f",{"type":129,"attrs":130},"textStyle",{"color":131},"rgb(0, 0, 0)","Get help with",[134],{"_uid":135,"link":136,"component":56},"f234c95d-2ad5-4cb6-9484-4c4b31413c2f",{"type":15,"content":137},[138],{"type":18,"content":139},[140],{"text":141,"type":22,"marks":142},"Financial advisors near me",[143],{"type":31,"attrs":144},{"href":145,"uuid":146,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/find-a-financial-advisor-near-me","ecbad03f-43f9-48db-af9c-1e63b145b2d9","More resources",{"CTA":149,"_uid":160,"title":161,"component":59,"overview_link":162,"main_section_links":176,"main_section_title":132,"additional_section_links":229,"additional_section_title":147},[150],{"_uid":151,"link":152,"component":56},"8e607e09-445b-4f4c-9615-e8d266f35612",{"type":15,"content":153},[154],{"type":18,"content":155},[156],{"text":51,"type":22,"marks":157},[158],{"type":31,"attrs":159},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"85c0c112-23fe-46b2-ae32-196f05710318","Retirement",[163],{"_uid":164,"link":165,"component":56},"bbf6b9e2-609e-4a82-ab5d-5ad9d07bd1a1",{"type":15,"content":166},[167],{"type":18,"content":168},[169],{"text":170,"type":22,"marks":171},"All retirement guides",[172],{"type":31,"attrs":173},{"href":174,"uuid":175,"anchor":34,"target":35,"linktype":74},"/discover/retirement/","0580c990-ee0a-4287-ac8d-d2e4689a1051",[177,190,203,216],{"_uid":178,"link":179,"component":56},"28f1d44a-d98d-4b93-9a4f-3893950dbcc0",{"type":15,"content":180},[181],{"type":18,"content":182},[183],{"text":184,"type":22,"marks":185},"Retiring on $300K",[186],{"type":31,"attrs":187},{"href":188,"uuid":189,"anchor":34,"target":35,"linktype":74},"/discover/retirement/can-you-retire-on-300k","73defa57-75a4-4cf8-8cf7-15ba93619e2c",{"_uid":191,"link":192,"component":56},"9872bd56-d9cb-4b13-88e5-a336f0246043",{"type":15,"content":193},[194],{"type":18,"content":195},[196],{"text":197,"type":22,"marks":198},"Retiring on $500K",[199],{"type":31,"attrs":200},{"href":201,"uuid":202,"anchor":34,"target":35,"linktype":74},"/discover/retirement/can-you-retire-on-500k","33db366d-aae1-49e7-afdd-62751a0fbd10",{"_uid":204,"link":205,"component":56},"48b2cd52-8bf8-4fe3-9a91-835a353cacbb",{"type":15,"content":206},[207],{"type":18,"content":208},[209],{"text":210,"type":22,"marks":211},"Retiring on $800K",[212],{"type":31,"attrs":213},{"href":214,"uuid":215,"anchor":34,"target":35,"linktype":74},"/discover/retirement/retiring-with-800k","42a16b7d-6141-4422-8909-87718b57d06d",{"_uid":217,"link":218,"component":56},"68aa3dbb-59d2-4dec-ab2c-8a74355de45d",{"type":15,"content":219},[220],{"type":18,"content":221},[222],{"text":223,"type":22,"marks":224},"Retiring on $1 million",[225],{"type":31,"attrs":226},{"href":227,"uuid":228,"anchor":34,"target":35,"linktype":74},"/discover/retirement/can-you-retire-on-1-million","4a022cdb-ad83-4b88-ab6a-87b8e39f482e",[230,243,256],{"_uid":231,"link":232,"component":56},"544b38e5-ba7a-4b9d-b8e0-86a11eae4381",{"type":15,"content":233},[234],{"type":18,"content":235},[236],{"text":237,"type":22,"marks":238},"Retirement calculator",[239],{"type":31,"attrs":240},{"href":241,"uuid":242,"anchor":34,"target":35,"linktype":74},"/discover/retirement/retirement-calculator","e750018f-e90c-4df6-b63a-97268dfdf93c",{"_uid":244,"link":245,"component":56},"20fc13a0-0418-4af1-a0c2-2c647dbbc39e",{"type":15,"content":246},[247],{"type":18,"content":248},[249],{"text":250,"type":22,"marks":251},"Roth IRA calculator",[252],{"type":31,"attrs":253},{"href":254,"uuid":255,"anchor":34,"target":35,"linktype":74},"/discover/retirement/roth-ira-calculator","58116e58-282b-41cd-8932-b47bebec7568",{"_uid":257,"link":258,"component":56},"5c17edab-55c5-4b48-bddd-7779f22984ec",{"type":15,"content":259},[260],{"type":18,"content":261},[262],{"text":263,"type":22,"marks":264},"What is a 401k",[265],{"type":31,"attrs":266},{"href":267,"uuid":268,"anchor":34,"target":35,"linktype":74},"/discover/investing/what-is-a-401k-and-how-does-it-work","342bd874-c9e1-426c-bba7-116d1f9665dc",{"CTA":270,"_uid":281,"title":282,"component":59,"overview_link":283,"main_section_links":297,"main_section_title":132,"additional_section_links":354,"additional_section_title":147},[271],{"_uid":272,"link":273,"component":56},"aada5723-1aa7-40fc-a2e8-a555f6d924cc",{"type":15,"content":274},[275],{"type":18,"content":276},[277],{"text":51,"type":22,"marks":278},[279],{"type":31,"attrs":280},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"495763d1-ee75-4112-9ef6-5765d8c6a6be","Investing",[284],{"_uid":285,"link":286,"component":56},"66d9a1fe-709f-46f9-9731-2f59ebccb2cc",{"type":15,"content":287},[288],{"type":18,"content":289},[290],{"text":291,"type":22,"marks":292},"All investing guides",[293],{"type":31,"attrs":294},{"href":295,"uuid":296,"anchor":34,"target":35,"linktype":74},"/discover/investing/","740d32ec-309a-43d6-902e-cb1e62bd0fe8",[298,312,326,340],{"_uid":299,"link":300,"component":56},"f2050b75-554a-4add-a9e6-8bfa544307d6",{"type":15,"content":301},[302],{"type":18,"attrs":303,"content":304},{"textAlign":34},[305],{"text":306,"type":22,"marks":307},"The best way to invest $20k",[308],{"type":31,"attrs":309},{"href":310,"uuid":311,"anchor":34,"target":35,"linktype":74},"/discover/investing/best-way-to-invest-20k","d39e5bf4-d7b4-426a-a6f2-b871031e724e",{"_uid":313,"link":314,"component":56},"2fc43030-f262-4a71-99c2-39167ce30cce",{"type":15,"content":315},[316],{"type":18,"attrs":317,"content":318},{"textAlign":34},[319],{"text":320,"type":22,"marks":321},"The best way to invest $50k",[322],{"type":31,"attrs":323},{"href":324,"uuid":325,"anchor":34,"target":35,"linktype":74},"/discover/investing/the-best-way-to-invest-50k","abac014e-4ec8-42ae-94a0-64cfdff686d5",{"_uid":327,"link":328,"component":56},"8df420ce-d8dd-4a7a-8947-50fa74ecf8e6",{"type":15,"content":329},[330],{"type":18,"attrs":331,"content":332},{"textAlign":34},[333],{"text":334,"type":22,"marks":335},"The best way to invest $100k",[336],{"type":31,"attrs":337},{"href":338,"uuid":339,"anchor":34,"target":35,"linktype":74},"/discover/investing/the-best-way-to-invest-100k","2c6b4fe9-770f-409a-93cd-791df4eb9318",{"_uid":341,"link":342,"component":56},"fed4141f-0a48-4752-9e11-7253956a4418",{"type":15,"content":343},[344],{"type":18,"attrs":345,"content":346},{"textAlign":34},[347],{"text":348,"type":22,"marks":349},"Investments that pay a monthly income",[350],{"type":31,"attrs":351},{"href":352,"uuid":353,"anchor":34,"target":35,"linktype":74},"/discover/investing/12-investments-that-pay-monthly-income","0898e500-1457-4990-be41-57a3c68d3e9f",[355],{"_uid":356,"link":357,"component":56},"ace14b44-4a28-432f-bf49-e7bd63d0bf4d",{"type":15,"content":358},[359],{"type":18,"content":360},[361],{"text":362,"type":22,"marks":363},"Compound interest calculator",[364],{"type":31,"attrs":365},{"href":366,"uuid":367,"anchor":34,"target":35,"linktype":74},"/discover/investing/compound-interest-calculator","18ece990-d9e2-4dad-8816-fdd320af3dc0",{"CTA":369,"_uid":380,"title":381,"component":59,"overview_link":382,"main_section_links":396,"main_section_title":132,"additional_section_links":439,"additional_section_title":147},[370],{"_uid":371,"link":372,"component":56},"be29d26a-051b-4ce8-984b-36035ef7a503",{"type":15,"content":373},[374],{"type":18,"content":375},[376],{"text":51,"type":22,"marks":377},[378],{"type":31,"attrs":379},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"b04c8a90-f17c-40ea-a4d5-554e8c69aa14","Banking",[383],{"_uid":384,"link":385,"component":56},"482cacd4-2995-4939-8c56-c9a74ea0236b",{"type":15,"content":386},[387],{"type":18,"content":388},[389],{"text":390,"type":22,"marks":391},"All banking guides",[392],{"type":31,"attrs":393},{"href":394,"uuid":395,"anchor":34,"target":35,"linktype":74},"/discover/banking/","d8de9283-4031-440b-be2f-01ac9349324e",[397,411,425],{"_uid":398,"link":399,"component":56},"0b07ede1-5220-4d9e-9f85-c474d743a260",{"type":15,"content":400},[401],{"type":18,"attrs":402,"content":403},{"textAlign":34},[404],{"text":405,"type":22,"marks":406},"What is private banking",[407],{"type":31,"attrs":408},{"href":409,"uuid":410,"anchor":34,"target":35,"linktype":74},"/discover/banking/what-is-private-banking","b1c04c35-0a8a-4af5-ace1-672aa41f133d",{"_uid":412,"link":413,"component":56},"caa1ee0a-c417-4cfb-b3d3-025466ab1b98",{"type":15,"content":414},[415],{"type":18,"attrs":416,"content":417},{"textAlign":34},[418],{"text":419,"type":22,"marks":420},"US income breakdown",[421],{"type":31,"attrs":422},{"href":423,"uuid":424,"anchor":34,"target":35,"linktype":74},"/discover/banking/how-much-income-puts-you-in-the-top-1-5-or-10","ddda3782-1859-49a4-82ed-935303e2bec6",{"_uid":426,"link":427,"component":56},"6a0937f3-2014-431f-a77c-95e748072003",{"type":15,"content":428},[429],{"type":18,"attrs":430,"content":431},{"textAlign":34},[432],{"text":433,"type":22,"marks":434},"Cost of living in Florida",[435],{"type":31,"attrs":436},{"href":437,"uuid":438,"anchor":34,"target":35,"linktype":74},"/discover/banking/what-is-the-cost-of-living-in-florida","9c970b27-4644-43af-834f-eba5f1ae136a",[],{"CTA":441,"_uid":452,"title":453,"component":59,"overview_link":454,"main_section_links":468,"main_section_title":132,"additional_section_links":525,"additional_section_title":147},[442],{"_uid":443,"link":444,"component":56},"f2cea9b3-b01d-4bbf-b18b-52a0737eaf3c",{"type":15,"content":445},[446],{"type":18,"content":447},[448],{"text":51,"type":22,"marks":449},[450],{"type":31,"attrs":451},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"a5e4b27e-1713-42d5-9597-6882a94968c0","Taxes",[455],{"_uid":456,"link":457,"component":56},"40d47d8f-3a14-4596-9d64-337daeb3fbf5",{"type":15,"content":458},[459],{"type":18,"content":460},[461],{"text":462,"type":22,"marks":463},"All tax guides",[464],{"type":31,"attrs":465},{"href":466,"uuid":467,"anchor":34,"target":35,"linktype":74},"/discover/taxes/","cff941f3-03a9-464a-b168-0d9b1eef9ce4",[469,483,497,511],{"_uid":470,"link":471,"component":56},"e366294b-be7d-47bb-b127-25b39aab3467",{"type":15,"content":472},[473],{"type":18,"attrs":474,"content":475},{"textAlign":34},[476],{"text":477,"type":22,"marks":478},"Capital gains tax for seniors",[479],{"type":31,"attrs":480},{"href":481,"uuid":482,"anchor":34,"target":35,"linktype":74},"/discover/taxes/capital-gains-tax-exemption-for-seniors-what-does-it-mean-for-you","62ae1223-58e7-4fe8-9081-2a9d047cfb84",{"_uid":484,"link":485,"component":56},"336d1192-6b9d-4a98-8922-1877072f3003",{"type":15,"content":486},[487],{"type":18,"attrs":488,"content":489},{"textAlign":34},[490],{"text":491,"type":22,"marks":492},"Capital gains tax by state",[493],{"type":31,"attrs":494},{"href":495,"uuid":496,"anchor":34,"target":35,"linktype":74},"/discover/taxes/capital-gains-tax-by-state","94d6ce4a-1ba6-444f-a41d-4ae541b99b79",{"_uid":498,"link":499,"component":56},"7450de66-1ff3-447c-b191-1f75166a6046",{"type":15,"content":500},[501],{"type":18,"attrs":502,"content":503},{"textAlign":34},[504],{"text":505,"type":22,"marks":506},"Understanding capital gains tax",[507],{"type":31,"attrs":508},{"href":509,"uuid":510,"anchor":34,"target":35,"linktype":74},"/discover/retirement/how-much-is-capital-gains-tax","8442c69d-4c88-4d2e-8fa4-08275191bab0",{"_uid":512,"link":513,"component":56},"8050ded3-889f-43b0-92b3-30adad9ac076",{"type":15,"content":514},[515],{"type":18,"attrs":516,"content":517},{"textAlign":34},[518],{"text":519,"type":22,"marks":520},"Tax in Washington",[521],{"type":31,"attrs":522},{"href":523,"uuid":524,"anchor":34,"target":35,"linktype":74},"/discover/taxes/washington-tax-guide","2462451b-7f16-4364-8471-f78939478e7e",[526],{"_uid":527,"link":528,"component":56},"b11dcfe9-a823-4859-8965-d32bab7873e9",{"type":15,"content":529},[530],{"type":18,"content":531},[532],{"text":533,"type":22,"marks":534},"Capital Gains Tax Calculator",[535],{"type":31,"attrs":536},{"href":537,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://www.unbiased.com/discover/taxes/capital-gains-tax-calculator",[539,544,546,548,550,554],{"_uid":540,"href":174,"text":541,"component":542,"openInNewWindow":543},"4654e725-33d3-4fa3-8917-b2a73f05752c"," Retirement","app-link",false,{"_uid":545,"href":295,"text":282,"component":542,"openInNewWindow":543},"3e1f2e86-310c-4ee1-be2b-c9100443d53f",{"_uid":547,"href":394,"text":381,"component":542,"openInNewWindow":543},"fa006314-3e85-43c3-9267-bb87f84a1ebc",{"_uid":549,"href":466,"text":453,"component":542,"openInNewWindow":543},"9d69eda3-6dcc-49fb-a519-f61cb97a40ff",{"_uid":551,"href":552,"text":553,"component":542,"openInNewWindow":543},"ecf272f5-571f-41aa-a069-75c81ec617e8","/discover/insurance/","Insurance",{"_uid":555,"href":556,"text":557,"component":542,"openInNewWindow":558},"0acdc588-18e3-4e41-872b-1d528d985164","/about-us","About us",true,"https://v2.unbiased.com/consumer/login","/pro",[562,575,589,603,617,630],{"_uid":563,"link":564,"component":56},"72cfe613-7b21-4cc0-acbf-66a38dab3eee",{"type":15,"content":565},[566],{"type":18,"content":567},[568],{"text":569,"type":22,"marks":570},"Pricing",[571],{"type":31,"attrs":572},{"href":573,"uuid":34,"anchor":34,"custom":574,"target":35,"linktype":36},"https://www.unbiased.com/pages/pricing",{},{"_uid":576,"link":577,"component":56},"cb14e1ca-f377-41ec-b053-b97ef2aeb42f",{"type":15,"content":578},[579],{"type":18,"content":580},[581],{"text":582,"type":22,"marks":583},"Business Growth",[584],{"type":31,"attrs":585},{"href":586,"uuid":587,"anchor":34,"custom":588,"target":35,"linktype":74},"/pro/discover/business-growth/","022b5ef6-975b-4f56-8d38-66f137e7901f",{},{"_uid":590,"link":591,"component":56},"6cdc93ad-5d74-4c39-9342-0ed49e309979",{"type":15,"content":592},[593],{"type":18,"content":594},[595],{"text":596,"type":22,"marks":597},"Trends & Insight",[598],{"type":31,"attrs":599},{"href":600,"uuid":601,"anchor":34,"custom":602,"target":35,"linktype":74},"/pro/discover/trends-insight/","4b364e23-68e6-4009-a852-83d5e327c796",{},{"_uid":604,"link":605,"component":56},"0404c041-e645-42fe-8932-be896a82902e",{"type":15,"content":606},[607],{"type":18,"content":608},[609],{"text":610,"type":22,"marks":611},"News",[612],{"type":31,"attrs":613},{"href":614,"uuid":615,"anchor":34,"custom":616,"target":35,"linktype":74},"/pro/discover/news/","829a2a75-d3fb-454c-a50c-c7f8212ea16b",{},{"_uid":618,"link":619,"component":56},"7f208f7d-d0f3-417c-8cc8-c135e72a8a74",{"type":15,"content":620},[621],{"type":18,"content":622},[623],{"text":624,"type":22,"marks":625},"Help",[626],{"type":31,"attrs":627},{"href":628,"uuid":34,"anchor":34,"custom":629,"target":35,"linktype":36},"https://www.unbiased.com/pages/pro/faqs",{},{"_uid":631,"link":632,"component":56},"f4ec7388-9b0f-42ef-96b0-38feb0f276e1",{"type":15,"content":633},[634],{"type":18,"content":635},[636],{"text":637,"type":22,"marks":638},"Login",[639],{"type":31,"attrs":640},{"href":641,"uuid":34,"anchor":34,"custom":642,"target":35,"linktype":36},"https://v2.unbiased.com/pro/login",{},[],"Are you an advisor?",[646,650,654,658,662],{"_uid":647,"href":648,"text":649,"component":542,"openInNewWindow":543},"5a4588d0-87e3-4ae5-963f-bd3ca35a1bf7","https://www.unbiased.com/faq","FAQ",{"_uid":651,"href":652,"text":653,"component":542,"openInNewWindow":543},"85a086a2-d420-43a6-a1e6-d8cfcc52a584","/terms-of-use","Terms of Use",{"_uid":655,"href":656,"text":657,"component":542,"openInNewWindow":543},"bd58e670-f5ff-4936-adbe-5aa73c990cdf","/privacy-policy","Privacy Policy",{"_uid":659,"href":660,"text":661,"component":542,"openInNewWindow":558},"eafa26a7-3b78-4f00-954e-f1ebc3115542","https://reports.adviserinfo.sec.gov/reports/ADV/323880/PDF/323880.pdf","Unbiased ADV",{"_uid":663,"href":664,"text":665,"component":542,"openInNewWindow":558},"2cbcf581-9d60-443b-9e63-9e95be09afad","https://reports.adviserinfo.sec.gov/crs/crs_323880.pdf","Unbiased CRS","https://www.unbiased.co.uk","Unbiased Inc. is a registered investment advisor with the US Securities and Exchange Commission (“SEC”). Registration as an investment advisor does not imply a certain level of skill or training.",[669,673,677,681,685],{"_uid":670,"href":671,"text":672,"component":542,"openInNewWindow":543},"2ca50944-e323-4559-9c46-b77eb4bce616","//www.instagram.com/unbiased.us/","Instagram",{"_uid":674,"href":675,"text":676,"component":542,"openInNewWindow":543},"278b2358-e4c6-491b-b011-425b4bd0b709","//www.youtube.com/@Unbiased","YouTube",{"_uid":678,"href":679,"text":680,"component":542,"openInNewWindow":543},"dccca61f-0426-4778-a54b-1944ab1ae71f","//twitter.com/Unbiased_us","Twitter",{"_uid":682,"href":683,"text":684,"component":542,"openInNewWindow":543},"6e6372d5-1f37-43fb-a849-8868877530c8","//www.facebook.com/unbiasedus","Facebook",{"_uid":686,"href":687,"text":688,"component":542,"openInNewWindow":558},"c3a97f2f-ee67-4516-9529-6aff38733af2","https://www.linkedin.com/showcase/unbiased.com/","LinkedIn","Go to UK site","It looks like you’re visiting from the UK. Would you like to visit our UK site?",[],"Stay on US site","You’re currently on our US site",[695],{"_uid":696,"heading":697,"cta_link":55,"cta_text":698,"component":699,"description":700,"pro_heading":701,"pro_cta_link":33,"pro_cta_text":702,"pro_description":703},"7404adca-dc5b-443e-a1b4-4c8bed2673b3","Financial advice","Match with an advisor","sidebar_cta","We’ll find a professional perfectly matched to your needs. Getting started is easy, fast and free.","Access high-quality leads in minutes with UnbiasedPro","Get perfect clients now.","If you're looking for the perfect clients we'll deliver them straight to your inbox and give you the tools to manage them throughout the sales process.",[705],{"_uid":706,"title":707,"CTAText":708,"subtitle":709,"component":710,"errorTitle":711,"description":712,"successTitle":713,"errorSubtitle":714,"successSubtitle":715,"consentCheckboxLabelText":716,"errorMesageFirstNameError":717,"consentCheckboxLabelLinkURL":656,"consentCheckboxLabelLinkText":718,"errorMessageRequiredFieldEmail":719,"errorMessageIncorrectEmailFormat":720,"errorMessageRequiredFieldConsent":721,"errorMessageRequiredFieldInterest":722,"errorMessageRequiredFieldFirstName":723},"8ca4fd8f-da99-489f-aa1b-fcfabdd8b7e3","Get the latest news and tips","Sign up for email updates","Sign up for news that may impact your finances","sidebar-email-signup","Sorry, there was a technical problem","Receive the latest news, tips and guides to help you manage your finances","Thanks for signing up!","Please try again later, or email contact@unbiased.com","You should receive an email confirmation shortly.","I consent to Unbiased storing my data in accordance with their","Too many characters","privacy policy","Your email address is required","Your email address contains errors","Your consent is required","Your interest is required","Your first name is required","config",-60,[],0,"c7c18fda-2d94-4a2f-9d60-e1fee25d980a","2022-11-21T10:48:58.546Z","default",[],{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":734},256,"\u003Cpath fill=\"currentColor\" d=\"m216.49 104.49l-80 80a12 12 0 0 1-17 0l-80-80a12 12 0 0 1 17-17L128 159l71.51-71.52a12 12 0 0 1 17 17Z\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":736},"\u003Cpath fill=\"currentColor\" d=\"m229.66 218.34l-50.07-50.06a88.11 88.11 0 1 0-11.31 11.31l50.06 50.07a8 8 0 0 0 11.32-11.32M40 112a72 72 0 1 1 72 72a72.08 72.08 0 0 1-72-72\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":738},"\u003Cpath fill=\"currentColor\" d=\"M224 128a8 8 0 0 1-8 8H40a8 8 0 0 1 0-16h176a8 8 0 0 1 8 8M40 72h176a8 8 0 0 0 0-16H40a8 8 0 0 0 0 16m176 112H40a8 8 0 0 0 0 16h176a8 8 0 0 0 0-16\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":740},"\u003Cpath fill=\"currentColor\" d=\"M128 80a48 48 0 1 0 48 48a48.05 48.05 0 0 0-48-48m0 80a32 32 0 1 1 32-32a32 32 0 0 1-32 32m48-136H80a56.06 56.06 0 0 0-56 56v96a56.06 56.06 0 0 0 56 56h96a56.06 56.06 0 0 0 56-56V80a56.06 56.06 0 0 0-56-56m40 152a40 40 0 0 1-40 40H80a40 40 0 0 1-40-40V80a40 40 0 0 1 40-40h96a40 40 0 0 1 40 40ZM192 76a12 12 0 1 1-12-12a12 12 0 0 1 12 12\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":742},"\u003Cpath fill=\"currentColor\" d=\"m164.44 121.34l-48-32A8 8 0 0 0 104 96v64a8 8 0 0 0 12.44 6.66l48-32a8 8 0 0 0 0-13.32M120 145.05V111l25.58 17Zm114.33-75.53a24 24 0 0 0-14.49-16.4C185.56 39.88 131 40 128 40s-57.56-.12-91.84 13.12a24 24 0 0 0-14.49 16.4C19.08 79.5 16 97.74 16 128s3.08 48.5 5.67 58.48a24 24 0 0 0 14.49 16.41C69 215.56 120.4 216 127.34 216h1.32c6.94 0 58.37-.44 91.18-13.11a24 24 0 0 0 14.49-16.41c2.59-10 5.67-28.22 5.67-58.48s-3.08-48.5-5.67-58.48m-15.49 113a8 8 0 0 1-4.77 5.49c-31.65 12.22-85.48 12-86 12H128c-.54 0-54.33.2-86-12a8 8 0 0 1-4.77-5.49C34.8 173.39 32 156.57 32 128s2.8-45.39 5.16-54.47A8 8 0 0 1 41.93 68c30.52-11.79 81.66-12 85.85-12h.27c.54 0 54.38-.18 86 12a8 8 0 0 1 4.77 5.49C221.2 82.61 224 99.43 224 128s-2.8 45.39-5.16 54.47Z\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":744},"\u003Cpath fill=\"currentColor\" d=\"m214.75 211.71l-62.6-98.38l61.77-67.95a8 8 0 0 0-11.84-10.76l-58.84 64.72l-40.49-63.63A8 8 0 0 0 96 32H48a8 8 0 0 0-6.75 12.3l62.6 98.37l-61.77 68a8 8 0 1 0 11.84 10.76l58.84-64.72l40.49 63.63A8 8 0 0 0 160 224h48a8 8 0 0 0 6.75-12.29M164.39 208L62.57 48h29l101.86 160Z\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":746},"\u003Cpath fill=\"currentColor\" d=\"M128 24a104 104 0 1 0 104 104A104.11 104.11 0 0 0 128 24m8 191.63V152h24a8 8 0 0 0 0-16h-24v-24a16 16 0 0 1 16-16h16a8 8 0 0 0 0-16h-16a32 32 0 0 0-32 32v24H96a8 8 0 0 0 0 16h24v63.63a88 88 0 1 1 16 0\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":748},"\u003Cpath fill=\"currentColor\" d=\"M216 24H40a16 16 0 0 0-16 16v176a16 16 0 0 0 16 16h176a16 16 0 0 0 16-16V40a16 16 0 0 0-16-16m0 192H40V40h176zM96 112v64a8 8 0 0 1-16 0v-64a8 8 0 0 1 16 0m88 28v36a8 8 0 0 1-16 0v-36a20 20 0 0 0-40 0v36a8 8 0 0 1-16 0v-64a8 8 0 0 1 15.79-1.78A36 36 0 0 1 184 140m-84-56a12 12 0 1 1-12-12a12 12 0 0 1 12 12\"/>",{"name":750,"created_at":751,"published_at":752,"updated_at":753,"id":754,"uuid":755,"content":756,"slug":2440,"full_slug":2441,"sort_by_date":34,"position":2442,"tag_list":2443,"is_startpage":543,"parent_id":2444,"meta_data":34,"group_id":2445,"first_published_at":2446,"release_id":34,"lang":730,"path":34,"alternates":2447,"default_full_slug":34,"translated_slugs":34},"Arete Wealth review","2026-02-02T20:14:15.526Z","2026-03-27T10:22:14.681Z","2026-03-27T10:22:14.711Z",140794493070684,"db66525f-309f-4200-b894-cff0628c8bba",{"_uid":757,"body":758,"hero":2349,"author":2364,"series":12,"sidebar":2388,"hide_cta":543,"metatags":2410,"reviewer":2415,"component":2435,"updatedAt":12,"series_order":12,"bottom_banner":2436,"fullWidthMode":543,"subcategories":2437,"hideEmbeddedMF":543,"hide_pro_banner":558,"intro_paragraph":2438,"series_dropdown":543,"intro_subheading":12,"series_navigation":558,"table_of_contents":558,"outgrow_calculator":2439,"series_dropdown_label":12,"hide_email_signup_widget":558,"show_compound_calculator":543,"show_roth_ira_calculator":543,"show_footer_sticky_banner":543,"show_retirement_calculator":543,"show_capital_gains_calculator":543},"fc9fc088-12d2-40fb-bc30-f3859e0894bd",[759,1094,1542,1596,2228],{"_uid":760,"data":761,"component":1093},"ba517e26-7812-4e53-94f1-f31140e0558b",{"type":15,"content":762},[763,775,783,791,799,808,816,824,832,841,849,857,866,874,883,891,899,908,976,985,1051,1060,1068,1076,1085],{"type":764,"attrs":765,"content":767},"heading",{"level":766,"textAlign":34},2,[768],{"text":769,"type":22,"marks":770},"What does Arete Wealth do?",[771,774],{"type":129,"attrs":772},{"color":773},"#000000",{"type":38},{"type":18,"attrs":776,"content":777},{"textAlign":34},[778],{"text":779,"type":22,"marks":780},"Arete Wealth is an advisor-led wealth management and planning service delivered through Arete Wealth Advisors, LLC. ",[781],{"type":129,"attrs":782},{"color":773},{"type":18,"attrs":784,"content":785},{"textAlign":34},[786],{"text":787,"type":22,"marks":788},"Arete has provided asset management services since 2007 and has been SEC-registered since 2009. It presents itself as a family of financial companies that includes a full-service broker-dealer (BD), a registered investment advisor (RIA), and an insurance firm. ",[789],{"type":129,"attrs":790},{"color":773},{"type":18,"attrs":792,"content":793},{"textAlign":34},[794],{"text":795,"type":22,"marks":796},"Arete manages approximately $7 billion in assets under advisement across 60 offices.",[797],{"type":129,"attrs":798},{"color":773},{"type":18,"attrs":800,"content":801},{"textAlign":34},[802],{"text":803,"type":22,"marks":804},"What does Arete Wealth’s wealth management service include?",[805,807],{"type":129,"attrs":806},{"color":773},{"type":38},{"type":18,"attrs":809,"content":810},{"textAlign":34},[811],{"text":812,"type":22,"marks":813},"In addition to portfolio management, the service can include financial planning, either comprehensive or limited in scope. ",[814],{"type":129,"attrs":815},{"color":773},{"type":18,"attrs":817,"content":818},{"textAlign":34},[819],{"text":820,"type":22,"marks":821},"Planning topics may include investments and asset allocation, cash management, insurance/risk management, retirement planning, education planning, estate planning goals, and wealth transfer planning.",[822],{"type":129,"attrs":823},{"color":773},{"type":18,"attrs":825,"content":826},{"textAlign":34},[827],{"text":828,"type":22,"marks":829},"Arete also provides retirement plan services for plan sponsors.",[830],{"type":129,"attrs":831},{"color":773},{"type":18,"attrs":833,"content":834},{"textAlign":34},[835],{"text":836,"type":22,"marks":837},"Investment implementation",[838,840],{"type":129,"attrs":839},{"color":773},{"type":38},{"type":18,"attrs":842,"content":843},{"textAlign":34},[844],{"text":845,"type":22,"marks":846},"Arete works with client assets across a range of securities and strategies, depending on the agreement and restrictions. Examples of investment types it lists include stocks, bonds, mutual funds, ETFs, REITs, options, warrants, and alternative investments.",[847],{"type":129,"attrs":848},{"color":773},{"type":18,"attrs":850,"content":851},{"textAlign":34},[852],{"text":853,"type":22,"marks":854},"It also describes the ability to incorporate third-party money managers into certain relationships.",[855],{"type":129,"attrs":856},{"color":773},{"type":18,"attrs":858,"content":859},{"textAlign":34},[860],{"text":861,"type":22,"marks":862},"Lifestyle-oriented offering: Art & Wine",[863,865],{"type":129,"attrs":864},{"color":773},{"type":38},{"type":18,"attrs":867,"content":868},{"textAlign":34},[869],{"text":870,"type":22,"marks":871},"Separately from core portfolio management and planning, Arete introduced an “Art & Wine Advisory” program in 2015, intended to connect clients with expert advisors in art, wine, collectibles, and insurance for lifestyle needs, and characterizes it as uniquely positioned among financial services firms.",[872],{"type":129,"attrs":873},{"color":773},{"type":764,"attrs":875,"content":876},{"level":766,"textAlign":34},[877],{"text":878,"type":22,"marks":879},"What are the pros and cons of Arete Wealth?",[880,882],{"type":129,"attrs":881},{"color":773},{"type":38},{"type":18,"attrs":884,"content":885},{"textAlign":34},[886],{"text":887,"type":22,"marks":888},"When choosing a financial advice firm, it’s important to weigh up all the pros and cons before you start working with them. ",[889],{"type":129,"attrs":890},{"color":773},{"type":18,"attrs":892,"content":893},{"textAlign":34},[894],{"text":895,"type":22,"marks":896},"Here are some of the advantages and disadvantages of Arete Wealth to get you started.",[897],{"type":129,"attrs":898},{"color":773},{"type":18,"attrs":900,"content":901},{"textAlign":34},[902],{"text":903,"type":22,"marks":904},"Pros of Arete Wealth:",[905,907],{"type":129,"attrs":906},{"color":773},{"type":38},{"type":909,"content":910},"bullet_list",[911,928,944,960],{"type":912,"content":913},"list_item",[914],{"type":18,"attrs":915,"content":916},{"textAlign":34},[917,923],{"text":918,"type":22,"marks":919},"Advisor-led relationship: ",[920,922],{"type":129,"attrs":921},{"color":773},{"type":38},{"text":924,"type":22,"marks":925},"Clients can choose to delegate day-to-day portfolio management under discretionary authority or retain control through non-discretionary investment consulting, depending on the engagement. ",[926],{"type":129,"attrs":927},{"color":773},{"type":912,"content":929},[930],{"type":18,"attrs":931,"content":932},{"textAlign":34},[933,939],{"text":934,"type":22,"marks":935},"Integrated investment management and financial planning: ",[936,938],{"type":129,"attrs":937},{"color":773},{"type":38},{"text":940,"type":22,"marks":941},"The service can include ongoing portfolio management alongside comprehensive or limited-scope financial planning, covering retirement, estate planning, insurance considerations, and cash management. ",[942],{"type":129,"attrs":943},{"color":773},{"type":912,"content":945},[946],{"type":18,"attrs":947,"content":948},{"textAlign":34},[949,955],{"text":950,"type":22,"marks":951},"Access to third-party managers and institution-style strategies: ",[952,954],{"type":129,"attrs":953},{"color":773},{"type":38},{"text":956,"type":22,"marks":957},"Arete can recommend or engage third-party money managers, enabling access to investment approaches more commonly associated with institutional portfolios. ",[958],{"type":129,"attrs":959},{"color":773},{"type":912,"content":961},[962],{"type":18,"attrs":963,"content":964},{"textAlign":34},[965,971],{"text":966,"type":22,"marks":967},"Lifestyle-oriented advisory: ",[968,970],{"type":129,"attrs":969},{"color":773},{"type":38},{"text":972,"type":22,"marks":973},"Arete’s Art & Wine program is unique in the industry and connects clients with specialists in art, wine, collectibles, and insurance to support lifestyle-related advisory needs.",[974],{"type":129,"attrs":975},{"color":773},{"type":18,"attrs":977,"content":978},{"textAlign":34},[979],{"text":980,"type":22,"marks":981},"Cons of Arete Wealth:",[982,984],{"type":129,"attrs":983},{"color":773},{"type":38},{"type":909,"content":986},[987,1003,1019,1035],{"type":912,"content":988},[989],{"type":18,"attrs":990,"content":991},{"textAlign":34},[992,998],{"text":993,"type":22,"marks":994},"Relatively high stated minimum account size: ",[995,997],{"type":129,"attrs":996},{"color":773},{"type":38},{"text":999,"type":22,"marks":1000},"Arete generally requires an initial minimum account balance of $50,000. However, this minimum may be waived based on the individual client’s needs and the engagement's complexity.",[1001],{"type":129,"attrs":1002},{"color":773},{"type":912,"content":1004},[1005],{"type":18,"attrs":1006,"content":1007},{"textAlign":34},[1008,1014],{"text":1009,"type":22,"marks":1010},"Fee structure is not standardized: ",[1011,1013],{"type":129,"attrs":1012},{"color":773},{"type":38},{"text":1015,"type":22,"marks":1016},"Arete describes multiple ways advisory fees may be calculated and billed, including AUM-based fees, hourly charges, flat fees, or combinations of these methods. This means total costs can vary by service type and client agreement.",[1017],{"type":129,"attrs":1018},{"color":773},{"type":912,"content":1020},[1021],{"type":18,"attrs":1022,"content":1023},{"textAlign":34},[1024,1030],{"text":1025,"type":22,"marks":1026},"Additional costs beyond advisory fees: ",[1027,1029],{"type":129,"attrs":1028},{"color":773},{"type":38},{"text":1031,"type":22,"marks":1032},"Clients may incur custodial charges and investment-level expenses associated with the underlying securities or funds used in portfolios, which are separate from advisory compensation. ",[1033],{"type":129,"attrs":1034},{"color":773},{"type":912,"content":1036},[1037],{"type":18,"attrs":1038,"content":1039},{"textAlign":34},[1040,1046],{"text":1041,"type":22,"marks":1042},"Alternative investments add complexity and risk: ",[1043,1045],{"type":129,"attrs":1044},{"color":773},{"type":38},{"text":1047,"type":22,"marks":1048},"The firm describes alternative investments as potentially involving limited liquidity, higher risk, leverage, complex tax treatment, and reduced transparency, which may not be appropriate for all investors. ",[1049],{"type":129,"attrs":1050},{"color":773},{"type":764,"attrs":1052,"content":1053},{"level":766,"textAlign":34},[1054],{"text":1055,"type":22,"marks":1056},"Arete Wealth fees: How much does Arete Wealth cost?",[1057,1059],{"type":129,"attrs":1058},{"color":773},{"type":38},{"type":18,"attrs":1061,"content":1062},{"textAlign":34},[1063],{"text":1064,"type":22,"marks":1065},"Arete Wealth’s advisory fees are typically an assets-under-management (AUM) percentage with a standard maximum annual schedule that ranges from 3.00% (up to $249,000) down to 1.50% ($5,000,000 and over). ",[1066],{"type":129,"attrs":1067},{"color":773},{"type":18,"attrs":1069,"content":1070},{"textAlign":34},[1071],{"text":1072,"type":22,"marks":1073},"Arete also describes alternatives such as hourly or flat fees (or a combination), with fees billed in advance or in arrears depending on the arrangement.",[1074],{"type":129,"attrs":1075},{"color":773},{"type":18,"attrs":1077,"content":1078},{"textAlign":34},[1079],{"text":1080,"type":22,"marks":1081},"Investment management fee: AUM-based fee schedule",[1082,1084],{"type":129,"attrs":1083},{"color":773},{"type":38},{"type":18,"attrs":1086,"content":1087},{"textAlign":34},[1088],{"text":1089,"type":22,"marks":1090},"This is the most common approach.",[1091],{"type":129,"attrs":1092},{"color":773},"article-rich-text",{"_uid":1095,"body":1096,"image":1532,"title":750,"cta_link":1537,"cta_text":1538,"component":1539,"background":12,"description":1540,"secondary_cta":543,"cta_description":1541},"4cd3103d-06d3-4f38-9801-015949060da5",[1097,1196],{"_uid":1098,"data":1099,"component":1195},"e10a9e40-d08d-435d-a96b-e67c76c16e33",{"type":15,"content":1100},[1101,1110,1119,1128,1136,1145,1153,1162,1167,1176,1181,1190],{"type":18,"attrs":1102,"content":1103},{"textAlign":34},[1104],{"text":1105,"type":22,"marks":1106},"Assets under management:",[1107,1109],{"type":129,"attrs":1108},{"color":773},{"type":38},{"type":18,"attrs":1111,"content":1112},{"textAlign":34},[1113],{"text":1114,"type":22,"marks":1115},"$3.2 Billion",[1116],{"type":129,"attrs":1117},{"color":1118},"#0A0A0A",{"type":18,"attrs":1120,"content":1121},{"textAlign":34},[1122],{"text":1123,"type":22,"marks":1124},"Number of advisors:",[1125,1127],{"type":129,"attrs":1126},{"color":773},{"type":38},{"type":18,"attrs":1129,"content":1130},{"textAlign":34},[1131],{"text":1132,"type":22,"marks":1133},"130",[1134],{"type":129,"attrs":1135},{"color":1118},{"type":18,"attrs":1137,"content":1138},{"textAlign":34},[1139],{"text":1140,"type":22,"marks":1141},"Time in business:",[1142,1144],{"type":129,"attrs":1143},{"color":773},{"type":38},{"type":18,"attrs":1146,"content":1147},{"textAlign":34},[1148],{"text":1149,"type":22,"marks":1150},"Founded in 2007",[1151],{"type":129,"attrs":1152},{"color":773},{"type":18,"attrs":1154,"content":1155},{"textAlign":34},[1156],{"text":1157,"type":22,"marks":1158},"Fee structure:",[1159,1161],{"type":129,"attrs":1160},{"color":773},{"type":38},{"type":18,"attrs":1163,"content":1164},{"textAlign":34},[1165],{"text":1166,"type":22},"AUM",{"type":18,"attrs":1168,"content":1169},{"textAlign":34},[1170],{"text":1171,"type":22,"marks":1172},"Fees:",[1173,1175],{"type":129,"attrs":1174},{"color":773},{"type":38},{"type":18,"attrs":1177,"content":1178},{"textAlign":34},[1179],{"text":1180,"type":22},"1.50% – 3.00%",{"type":18,"attrs":1182,"content":1183},{"textAlign":34},[1184],{"text":1185,"type":22,"marks":1186},"Minimum account sizes:",[1187,1189],{"type":129,"attrs":1188},{"color":773},{"type":38},{"type":18,"attrs":1191,"content":1192},{"textAlign":34},[1193],{"text":1194,"type":22},"$50,000","company-summary-rich-text",{"_uid":1197,"component":1198,"accordions":1199},"1600c7fb-5227-4041-95a2-fbd6838697e9","company-summary-accordion-group",[1200,1285,1369,1420,1471],{"_uid":1201,"text":1202,"title":1283,"component":1284},"39b9c9dd-ed22-406d-af7a-f2c291d719df",{"type":15,"content":1203},[1204],{"type":909,"content":1205},[1206,1217,1228,1239,1250,1261,1272],{"type":912,"content":1207},[1208],{"type":18,"attrs":1209,"content":1210},{"textAlign":34},[1211,1215],{"text":1212,"type":22,"marks":1213},"Investment management",[1214],{"type":38},{"text":1216,"type":22}," – discretionary and non-discretionary portfolio management",{"type":912,"content":1218},[1219],{"type":18,"attrs":1220,"content":1221},{"textAlign":34},[1222,1226],{"text":1223,"type":22,"marks":1224},"Financial planning",[1225],{"type":38},{"text":1227,"type":22}," – retirement, estate, insurance, and cash-flow planning",{"type":912,"content":1229},[1230],{"type":18,"attrs":1231,"content":1232},{"textAlign":34},[1233,1237],{"text":1234,"type":22,"marks":1235},"Tax planning strategies",[1236],{"type":38},{"text":1238,"type":22}," – improving tax efficiency",{"type":912,"content":1240},[1241],{"type":18,"attrs":1242,"content":1243},{"textAlign":34},[1244,1248],{"text":1245,"type":22,"marks":1246},"Access to third-party managers",[1247],{"type":38},{"text":1249,"type":22}," – external investment solutions",{"type":912,"content":1251},[1252],{"type":18,"attrs":1253,"content":1254},{"textAlign":34},[1255,1259],{"text":1256,"type":22,"marks":1257},"Alternative investment access",[1258],{"type":38},{"text":1260,"type":22}," – private and specialised assets",{"type":912,"content":1262},[1263],{"type":18,"attrs":1264,"content":1265},{"textAlign":34},[1266,1270],{"text":1267,"type":22,"marks":1268},"Lifestyle advisory services",[1269],{"type":38},{"text":1271,"type":22}," – art, wine, and collectibles support",{"type":912,"content":1273},[1274],{"type":18,"attrs":1275,"content":1276},{"textAlign":34},[1277,1281],{"text":1278,"type":22,"marks":1279},"Insurance & risk management",[1280],{"type":38},{"text":1282,"type":22}," – protection planning","Financial services","company-summary-accordion",{"_uid":1286,"text":1287,"title":1368,"component":1284},"23a2a066-14ea-49bc-8826-a2945797a8d3",{"type":15,"content":1288},[1289],{"type":909,"content":1290},[1291,1302,1313,1324,1335,1346,1357],{"type":912,"content":1292},[1293],{"type":18,"attrs":1294,"content":1295},{"textAlign":34},[1296,1300],{"text":1297,"type":22,"marks":1298},"Goal-based, personalised portfolios",[1299],{"type":38},{"text":1301,"type":22}," aligned with client objectives and risk tolerance",{"type":912,"content":1303},[1304],{"type":18,"attrs":1305,"content":1306},{"textAlign":34},[1307,1311],{"text":1308,"type":22,"marks":1309},"Flexible management style",[1310],{"type":38},{"text":1312,"type":22}," – discretionary or non-discretionary investing",{"type":912,"content":1314},[1315],{"type":18,"attrs":1316,"content":1317},{"textAlign":34},[1318,1322],{"text":1319,"type":22,"marks":1320},"Diversified multi-asset approach",[1321],{"type":38},{"text":1323,"type":22}," across equities, fixed income, and alternatives",{"type":912,"content":1325},[1326],{"type":18,"attrs":1327,"content":1328},{"textAlign":34},[1329,1333],{"text":1330,"type":22,"marks":1331},"Use of third-party managers",[1332],{"type":38},{"text":1334,"type":22}," for specialised or institutional-style strategies",{"type":912,"content":1336},[1337],{"type":18,"attrs":1338,"content":1339},{"textAlign":34},[1340,1344],{"text":1341,"type":22,"marks":1342},"Inclusion of alternative investments",[1343],{"type":38},{"text":1345,"type":22}," where suitable (e.g. private or niche assets)",{"type":912,"content":1347},[1348],{"type":18,"attrs":1349,"content":1350},{"textAlign":34},[1351,1355],{"text":1352,"type":22,"marks":1353},"Long-term investment focus",[1354],{"type":38},{"text":1356,"type":22}," rather than short-term trading",{"type":912,"content":1358},[1359],{"type":18,"attrs":1360,"content":1361},{"textAlign":34},[1362,1366],{"text":1363,"type":22,"marks":1364},"Ongoing monitoring and rebalancing",[1365],{"type":38},{"text":1367,"type":22}," to maintain portfolio alignment","Investing strategy ",{"_uid":1370,"text":1371,"title":1419,"component":1284},"bb5d76ec-c448-40fc-b59c-c42e9e22d987",{"type":15,"content":1372},[1373],{"type":909,"content":1374},[1375,1386,1397,1408],{"type":912,"content":1376},[1377],{"type":18,"attrs":1378,"content":1379},{"textAlign":34},[1380,1384],{"text":1381,"type":22,"marks":1382},"Flexible advisor-led model:",[1383],{"type":38},{"text":1385,"type":22}," Discretionary or client-directed investing",{"type":912,"content":1387},[1388],{"type":18,"attrs":1389,"content":1390},{"textAlign":34},[1391,1395],{"text":1392,"type":22,"marks":1393},"Integrated planning + investing:",[1394],{"type":38},{"text":1396,"type":22}," Covers retirement, estate, insurance, and cash management",{"type":912,"content":1398},[1399],{"type":18,"attrs":1400,"content":1401},{"textAlign":34},[1402,1406],{"text":1403,"type":22,"marks":1404},"Access to external managers:",[1405],{"type":38},{"text":1407,"type":22}," Institutional-style strategies via third parties",{"type":912,"content":1409},[1410],{"type":18,"attrs":1411,"content":1412},{"textAlign":34},[1413,1417],{"text":1414,"type":22,"marks":1415},"Lifestyle advisory:",[1416],{"type":38},{"text":1418,"type":22}," Art, wine, and collectibles expertise","Pros",{"_uid":1421,"text":1422,"title":1470,"component":1284},"23303ba8-5398-44ff-95c3-d677f8fceb19",{"type":15,"content":1423},[1424],{"type":909,"content":1425},[1426,1437,1448,1459],{"type":912,"content":1427},[1428],{"type":18,"attrs":1429,"content":1430},{"textAlign":34},[1431,1435],{"text":1432,"type":22,"marks":1433},"$50K minimum (flexible):",[1434],{"type":38},{"text":1436,"type":22}," May be waived depending on client",{"type":912,"content":1438},[1439],{"type":18,"attrs":1440,"content":1441},{"textAlign":34},[1442,1446],{"text":1443,"type":22,"marks":1444},"Variable fee structure:",[1445],{"type":38},{"text":1447,"type":22}," AUM, hourly, flat, or combined pricing",{"type":912,"content":1449},[1450],{"type":18,"attrs":1451,"content":1452},{"textAlign":34},[1453,1457],{"text":1454,"type":22,"marks":1455},"Additional costs:",[1456],{"type":38},{"text":1458,"type":22}," Custody and fund expenses apply",{"type":912,"content":1460},[1461],{"type":18,"attrs":1462,"content":1463},{"textAlign":34},[1464,1468],{"text":1465,"type":22,"marks":1466},"Alternative investments:",[1467],{"type":38},{"text":1469,"type":22}," Higher risk, complexity, and limited liquidity","Cons ",{"_uid":1472,"text":1473,"title":1531,"component":1284},"0764d2fc-2f68-441f-ba4d-ee8817cb66b8",{"type":15,"content":1474},[1475],{"type":909,"content":1476},[1477,1488,1499,1510,1520],{"type":912,"content":1478},[1479],{"type":18,"attrs":1480,"content":1481},{"textAlign":34},[1482,1486],{"text":1483,"type":22,"marks":1484},"Lifestyle-focused clients:",[1485],{"type":38},{"text":1487,"type":22}," Want art, wine, and collectibles expertise",{"type":912,"content":1489},[1490],{"type":18,"attrs":1491,"content":1492},{"textAlign":34},[1493,1497],{"text":1494,"type":22,"marks":1495},"Advisor-led investors:",[1496],{"type":38},{"text":1498,"type":22}," Prefer managed portfolios (discretionary or consultative)",{"type":912,"content":1500},[1501],{"type":18,"attrs":1502,"content":1503},{"textAlign":34},[1504,1508],{"text":1505,"type":22,"marks":1506},"Planning-focused clients:",[1507],{"type":38},{"text":1509,"type":22}," Want financial planning included or standalone",{"type":912,"content":1511},[1512],{"type":18,"attrs":1513,"content":1514},{"textAlign":34},[1515,1518],{"text":1403,"type":22,"marks":1516},[1517],{"type":38},{"text":1519,"type":22}," Open to third-party investment strategies",{"type":912,"content":1521},[1522],{"type":18,"attrs":1523,"content":1524},{"textAlign":34},[1525,1529],{"text":1526,"type":22,"marks":1527},"Alternative investors:",[1528],{"type":38},{"text":1530,"type":22}," Comfortable with private, less-liquid investments","Who is best for Arete Wealth?",{"id":1533,"alt":12,"name":12,"focus":12,"title":12,"source":12,"filename":1534,"copyright":12,"fieldtype":1535,"meta_data":1536,"is_external_url":543},140794873193272,"https://a.storyblok.com/f/185166/225x225/0407fcf335/arete-wealth-review.png","asset",{},"https://v2.unbiased.com/inquiry/financial-advisor/primary-areas","Match with an advisor ","company-summary-box","Arete Wealth is an advisor-led wealth management and planning service delivered through Arete Wealth Advisors, LLC","Not sure if Arete suits your needs? Let Unbiased find a financial advisor that does",{"_uid":1543,"caption":12,"content":1544,"component":1562,"show_search":543,"paste_content":1563,"number_of_rows":1595,"show_pagination":543,"hide_heading_row":543,"search_placeholder":12,"first_col_to_headings":543},"21cde128-5f01-4e73-9e72-773aba7f45f4",{"tbody":1545,"thead":1555,"fieldtype":1561},[1546],{"_uid":1547,"body":1548,"component":1554},"c0f6dfcf-9034-42e7-b066-546ffa53f530",[1549,1552],{"_uid":1550,"value":12,"component":1551},"c10e6e9e-7cad-49d5-9f39-f8ef6d9ce5f4","_table_col",{"_uid":1553,"value":12,"component":1551},"72cf46e7-4665-4689-8b4e-d3576df2f9f6","_table_row",[1556,1559],{"_uid":1557,"value":12,"component":1558},"bf988b7e-9e89-4a26-8508-d6071b840609","_table_head",{"_uid":1560,"value":12,"component":1558},"120667c5-7931-43b3-b70e-f85edd01ad3b","table","article-table",{"type":15,"content":1564},[1565,1570,1575,1580,1585,1590],{"type":18,"attrs":1566,"content":1567},{"textAlign":34},[1568],{"text":1569,"type":22},"Assets under management\tMaximum annual fee",{"type":18,"attrs":1571,"content":1572},{"textAlign":34},[1573],{"text":1574,"type":22},"Up to $249,000\t3.00%",{"type":18,"attrs":1576,"content":1577},{"textAlign":34},[1578],{"text":1579,"type":22},"$250,000 – $749,999\t2.50%",{"type":18,"attrs":1581,"content":1582},{"textAlign":34},[1583],{"text":1584,"type":22},"$750,000 – $1,499,999\t2.00%",{"type":18,"attrs":1586,"content":1587},{"textAlign":34},[1588],{"text":1589,"type":22},"$1,500,000 – $4,999,999\t1.75%",{"type":18,"attrs":1591,"content":1592},{"textAlign":34},[1593],{"text":1594,"type":22},"$5,000,000 and over\t1.50%","10",{"_uid":1597,"data":1598,"component":1093},"059cf7e8-496f-4784-96cb-f709786054b6",{"type":15,"content":1599},[1600,1609,1617,1626,1634,1643,1651,1659,1668,1676,1698,1707,1715,1723,1732,1740,1748,1830,1838,1846,1896,1905,1913,1922,1930,1939,1947,1997,2006,2014,2022,2030,2039,2047,2055,2137,2145,2154,2162,2170,2178,2186,2195,2218],{"type":18,"attrs":1601,"content":1602},{"textAlign":34},[1603],{"text":1604,"type":22,"marks":1605},"Financial planning fees: Hourly or flat fee",[1606,1608],{"type":129,"attrs":1607},{"color":773},{"type":38},{"type":18,"attrs":1610,"content":1611},{"textAlign":34},[1612],{"text":1613,"type":22,"marks":1614},"For financial planning services, the amount and payment timing are negotiated between the advisor and client (and disclosed in the IAC and/or a Financial Planning Agreement).",[1615],{"type":129,"attrs":1616},{"color":773},{"type":18,"attrs":1618,"content":1619},{"textAlign":34},[1620],{"text":1621,"type":22,"marks":1622},"Trading-related charges (ticket charges):",[1623,1625],{"type":129,"attrs":1624},{"color":773},{"type":38},{"type":18,"attrs":1627,"content":1628},{"textAlign":34},[1629],{"text":1630,"type":22,"marks":1631},"Clients are generally charged per-transaction ticket charges set by the custodian arrangement negotiated by the advisor. These charges are described as a pass-through to the custodian and do not generate income for Arete. ",[1632],{"type":129,"attrs":1633},{"color":773},{"type":18,"attrs":1635,"content":1636},{"textAlign":34},[1637],{"text":1638,"type":22,"marks":1639},"Third-party money manager:",[1640,1642],{"type":129,"attrs":1641},{"color":773},{"type":38},{"type":18,"attrs":1644,"content":1645},{"textAlign":34},[1646],{"text":1647,"type":22,"marks":1648},"If a client uses a third-party money manager, that manager assesses the advisory fee. ",[1649],{"type":129,"attrs":1650},{"color":773},{"type":18,"attrs":1652,"content":1653},{"textAlign":34},[1654],{"text":1655,"type":22,"marks":1656},"Arete generally does not charge its own advisory fee for those services. ",[1657],{"type":129,"attrs":1658},{"color":773},{"type":18,"attrs":1660,"content":1661},{"textAlign":34},[1662],{"text":1663,"type":22,"marks":1664},"Other costs:",[1665,1667],{"type":129,"attrs":1666},{"color":773},{"type":38},{"type":18,"attrs":1669,"content":1670},{"textAlign":34},[1671],{"text":1672,"type":22,"marks":1673},"Clients may pay additional expenses, such as:",[1674],{"type":129,"attrs":1675},{"color":773},{"type":909,"content":1677},[1678,1688],{"type":912,"content":1679},[1680],{"type":18,"attrs":1681,"content":1682},{"textAlign":34},[1683],{"text":1684,"type":22,"marks":1685},"Transaction fees, custodial fees, wire fees, transfer taxes, and other brokerage-account charges.",[1686],{"type":129,"attrs":1687},{"color":773},{"type":912,"content":1689},[1690],{"type":18,"attrs":1691,"content":1692},{"textAlign":34},[1693],{"text":1694,"type":22,"marks":1695},"Internal fund expenses for mutual funds and ETFs (as disclosed in prospectuses).",[1696],{"type":129,"attrs":1697},{"color":773},{"type":764,"attrs":1699,"content":1700},{"level":766,"textAlign":34},[1701],{"text":1702,"type":22,"marks":1703},"What is Arete Wealth’s minimum account size?",[1704,1706],{"type":129,"attrs":1705},{"color":773},{"type":38},{"type":18,"attrs":1708,"content":1709},{"textAlign":34},[1710],{"text":1711,"type":22,"marks":1712},"Arete Wealth Management generally requires an initial minimum account balance of $50,000 for its advisory relationship. ",[1713],{"type":129,"attrs":1714},{"color":773},{"type":18,"attrs":1716,"content":1717},{"textAlign":34},[1718],{"text":1719,"type":22,"marks":1720},"This minimum may be waived based on the individual client’s needs and the engagement's complexity, with the final terms documented in the client’s Investment Advisory Contract (IAC).",[1721],{"type":129,"attrs":1722},{"color":773},{"type":764,"attrs":1724,"content":1725},{"level":766,"textAlign":34},[1726],{"text":1727,"type":22,"marks":1728},"Who should choose Arete Wealth?",[1729,1731],{"type":129,"attrs":1730},{"color":773},{"type":38},{"type":18,"attrs":1733,"content":1734},{"textAlign":34},[1735],{"text":1736,"type":22,"marks":1737},"Arete Wealth may be a better fit for investors who want an advisor-led relationship and who can meet the $50,000 minimum. ",[1738],{"type":129,"attrs":1739},{"color":773},{"type":18,"attrs":1741,"content":1742},{"textAlign":34},[1743],{"text":1744,"type":22,"marks":1745},"Arete Wealth works well for:",[1746],{"type":129,"attrs":1747},{"color":773},{"type":909,"content":1749},[1750,1766,1782,1798,1814],{"type":912,"content":1751},[1752],{"type":18,"attrs":1753,"content":1754},{"textAlign":34},[1755,1761],{"text":1756,"type":22,"marks":1757},"Clients who want art/wine/collectibles support integrated with wealth management: ",[1758,1760],{"type":129,"attrs":1759},{"color":773},{"type":38},{"text":1762,"type":22,"marks":1763},"Investors looking for access to specialists in art, wine, and collectibles, including related insurance needs, may find Arete’s Art & Wine program relevant alongside its advisor-led wealth management services.",[1764],{"type":129,"attrs":1765},{"color":773},{"type":912,"content":1767},[1768],{"type":18,"attrs":1769,"content":1770},{"textAlign":34},[1771,1777],{"text":1772,"type":22,"marks":1773},"Investors who want an advisor-led portfolio relationship: ",[1774,1776],{"type":129,"attrs":1775},{"color":773},{"type":38},{"text":1778,"type":22,"marks":1779},"The service is commonly delivered on a discretionary basis, with non-discretionary consulting also available for clients who wish to retain final decision authority.",[1780],{"type":129,"attrs":1781},{"color":773},{"type":912,"content":1783},[1784],{"type":18,"attrs":1785,"content":1786},{"textAlign":34},[1787,1793],{"text":1788,"type":22,"marks":1789},"Clients who want planning as part of the relationship: ",[1790,1792],{"type":129,"attrs":1791},{"color":773},{"type":38},{"text":1794,"type":22,"marks":1795},"Arete offers financial planning services with fees structured as either hourly or flat (negotiated) and documented in the relevant agreement(s).",[1796],{"type":129,"attrs":1797},{"color":773},{"type":912,"content":1799},[1800],{"type":18,"attrs":1801,"content":1802},{"textAlign":34},[1803,1809],{"text":1804,"type":22,"marks":1805},"Clients who want access to third-party managers: ",[1806,1808],{"type":129,"attrs":1807},{"color":773},{"type":38},{"text":1810,"type":22,"marks":1811},"Arete describes recommending third-party money managers in certain cases; when a third-party manager is used, the advisory fee is generally assessed by that manager rather than Arete for those services.",[1812],{"type":129,"attrs":1813},{"color":773},{"type":912,"content":1815},[1816],{"type":18,"attrs":1817,"content":1818},{"textAlign":34},[1819,1825],{"text":1820,"type":22,"marks":1821},"Clients who are comfortable with private, less-liquid investments: ",[1822,1824],{"type":129,"attrs":1823},{"color":773},{"type":38},{"text":1826,"type":22,"marks":1827},"Investors who want to consider private strategies beyond public markets—and who are comfortable with lower liquidity—may fit Arete’s alternatives approach (examples include litigation finance, middle-market senior debt, and venture capital)",[1828],{"type":129,"attrs":1829},{"color":773},{"type":18,"attrs":1831,"content":1832},{"textAlign":34},[1833],{"text":1834,"type":22,"marks":1835},"It may be less suitable for people seeking a low minimum, standardized, self-directed investing experience or a single, simple pricing tier.",[1836],{"type":129,"attrs":1837},{"color":773},{"type":18,"attrs":1839,"content":1840},{"textAlign":34},[1841],{"text":1842,"type":22,"marks":1843},"Who might not benefit as much:",[1844],{"type":129,"attrs":1845},{"color":773},{"type":909,"content":1847},[1848,1864,1880],{"type":912,"content":1849},[1850],{"type":18,"attrs":1851,"content":1852},{"textAlign":34},[1853,1859],{"text":1854,"type":22,"marks":1855},"Investors starting with smaller balances:",[1856,1858],{"type":129,"attrs":1857},{"color":773},{"type":38},{"text":1860,"type":22,"marks":1861}," Arete’s $50,000 initial minimum account balance may price some investors out of the firm. ",[1862],{"type":129,"attrs":1863},{"color":773},{"type":912,"content":1865},[1866],{"type":18,"attrs":1867,"content":1868},{"textAlign":34},[1869,1875],{"text":1870,"type":22,"marks":1871},"People who want standardized, simple pricing:",[1872,1874],{"type":129,"attrs":1873},{"color":773},{"type":38},{"text":1876,"type":22,"marks":1877}," Arete describes multiple ways fees may be calculated and billed, which may be overly complex for some. ",[1878],{"type":129,"attrs":1879},{"color":773},{"type":912,"content":1881},[1882],{"type":18,"attrs":1883,"content":1884},{"textAlign":34},[1885,1891],{"text":1886,"type":22,"marks":1887},"Clients who prefer to avoid added complexity and limited liquidity:",[1888,1890],{"type":129,"attrs":1889},{"color":773},{"type":38},{"text":1892,"type":22,"marks":1893}," Arete’s description of private/alternative investments emphasizes that they are often less liquid and structurally different from publicly traded investments, which may not match every investor’s preference.",[1894],{"type":129,"attrs":1895},{"color":773},{"type":764,"attrs":1897,"content":1898},{"level":766,"textAlign":34},[1899],{"text":1900,"type":22,"marks":1901},"Arete Wealth: Is it secure?",[1902,1904],{"type":129,"attrs":1903},{"color":773},{"type":38},{"type":18,"attrs":1906,"content":1907},{"textAlign":34},[1908],{"text":1909,"type":22,"marks":1910},"Arete Wealth operates as an SEC-registered investment adviser. It is subject to US regulatory oversight and fiduciary standards, which require the firm to act in clients’ best interests when providing advisory services.",[1911],{"type":129,"attrs":1912},{"color":773},{"type":18,"attrs":1914,"content":1915},{"textAlign":34},[1916],{"text":1917,"type":22,"marks":1918},"Custody of client assets",[1919,1921],{"type":129,"attrs":1920},{"color":773},{"type":38},{"type":18,"attrs":1923,"content":1924},{"textAlign":34},[1925],{"text":1926,"type":22,"marks":1927},"Client assets are held with qualified third-party custodians, and clients receive custodial statements that show holdings, transactions, and advisory fees – creating a third-party record clients can use to verify activity and charges.",[1928],{"type":129,"attrs":1929},{"color":773},{"type":18,"attrs":1931,"content":1932},{"textAlign":34},[1933],{"text":1934,"type":22,"marks":1935},"Client information and online access protections",[1936,1938],{"type":129,"attrs":1937},{"color":773},{"type":38},{"type":18,"attrs":1940,"content":1941},{"textAlign":34},[1942],{"text":1943,"type":22,"marks":1944},"Arete offers several specific protections for nonpublic personal information and online access, including:",[1945],{"type":129,"attrs":1946},{"color":773},{"type":909,"content":1948},[1949,1965,1981],{"type":912,"content":1950},[1951],{"type":18,"attrs":1952,"content":1953},{"textAlign":34},[1954,1960],{"text":1955,"type":22,"marks":1956},"Access controls: ",[1957,1959],{"type":129,"attrs":1958},{"color":773},{"type":38},{"text":1961,"type":22,"marks":1962},"Limiting access to nonpublic personal information to personnel with a business need to know, supported by physical, electronic, and procedural safeguards.",[1963],{"type":129,"attrs":1964},{"color":773},{"type":912,"content":1966},[1967],{"type":18,"attrs":1968,"content":1969},{"textAlign":34},[1970,1976],{"text":1971,"type":22,"marks":1972},"Encryption for online sessions: ",[1973,1975],{"type":129,"attrs":1974},{"color":773},{"type":38},{"text":1977,"type":22,"marks":1978},"Using SSL technology and 256-bit encryption for secure website sessions.",[1979],{"type":129,"attrs":1980},{"color":773},{"type":912,"content":1982},[1983],{"type":18,"attrs":1984,"content":1985},{"textAlign":34},[1986,1992],{"text":1987,"type":22,"marks":1988},"Login credentials for restricted areas: ",[1989,1991],{"type":129,"attrs":1990},{"color":773},{"type":38},{"text":1993,"type":22,"marks":1994},"Access to secure areas via user ID and password, with guidance to log out after use to reduce unauthorized access risk.",[1995],{"type":129,"attrs":1996},{"color":773},{"type":764,"attrs":1998,"content":1999},{"level":766,"textAlign":34},[2000],{"text":2001,"type":22,"marks":2002},"Arete Wealth: Customer service",[2003,2005],{"type":129,"attrs":2004},{"color":773},{"type":38},{"type":18,"attrs":2007,"content":2008},{"textAlign":34},[2009],{"text":2010,"type":22,"marks":2011},"Arete Wealth’s customer service is centered on an advisor-led, relationship-based model, where most ongoing support is provided through a client’s financial advisor rather than a centralized help desk. ",[2012],{"type":129,"attrs":2013},{"color":773},{"type":18,"attrs":2015,"content":2016},{"textAlign":34},[2017],{"text":2018,"type":22,"marks":2019},"In addition to advisor support, the firm lists general contact options, including phone and email, as well as access to physical office locations. These channels allow the firm to be reached outside the advisor relationship for general inquiries.",[2020],{"type":129,"attrs":2021},{"color":773},{"type":18,"attrs":2023,"content":2024},{"textAlign":34},[2025],{"text":2026,"type":22,"marks":2027},"For account administration, clients receive statements and transaction confirmations directly from the third-party custodian, allowing them to review holdings, activity, and fees independently of advisor communications. ",[2028],{"type":129,"attrs":2029},{"color":773},{"type":764,"attrs":2031,"content":2032},{"level":766,"textAlign":34},[2033],{"text":2034,"type":22,"marks":2035},"Arete Wealth: Mobile app",[2036,2038],{"type":129,"attrs":2037},{"color":773},{"type":38},{"type":18,"attrs":2040,"content":2041},{"textAlign":34},[2042],{"text":2043,"type":22,"marks":2044},"Arete Wealth Management offers a mobile app called Arete Telos that serves as a client-facing portal rather than a full-featured, self-directed trading app. It is designed to support Arete’s advisor-led wealth management model, focusing on customized financial portfolios.",[2045],{"type":129,"attrs":2046},{"color":773},{"type":18,"attrs":2048,"content":2049},{"textAlign":34},[2050],{"text":2051,"type":22,"marks":2052},"You can use the Arete Telos app to:",[2053],{"type":129,"attrs":2054},{"color":773},{"type":909,"content":2056},[2057,2067,2077,2087,2097,2107,2117,2127],{"type":912,"content":2058},[2059],{"type":18,"attrs":2060,"content":2061},{"textAlign":34},[2062],{"text":2063,"type":22,"marks":2064},"View managed account performance details",[2065],{"type":129,"attrs":2066},{"color":773},{"type":912,"content":2068},[2069],{"type":18,"attrs":2070,"content":2071},{"textAlign":34},[2072],{"text":2073,"type":22,"marks":2074},"See account balances, net worth, and asset allocation",[2075],{"type":129,"attrs":2076},{"color":773},{"type":912,"content":2078},[2079],{"type":18,"attrs":2080,"content":2081},{"textAlign":34},[2082],{"text":2083,"type":22,"marks":2084},"Add manual (external) accounts for consolidated reporting",[2085],{"type":129,"attrs":2086},{"color":773},{"type":912,"content":2088},[2089],{"type":18,"attrs":2090,"content":2091},{"textAlign":34},[2092],{"text":2093,"type":22,"marks":2094},"Toggle between related households within the platform",[2095],{"type":129,"attrs":2096},{"color":773},{"type":912,"content":2098},[2099],{"type":18,"attrs":2100,"content":2101},{"textAlign":34},[2102],{"text":2103,"type":22,"marks":2104},"Review retirement planning information, including Monte Carlo projections, income modeling, and planning assumptions",[2105],{"type":129,"attrs":2106},{"color":773},{"type":912,"content":2108},[2109],{"type":18,"attrs":2110,"content":2111},{"textAlign":34},[2112],{"text":2113,"type":22,"marks":2114},"Navigate managed personal finance data with improved in-app organization",[2115],{"type":129,"attrs":2116},{"color":773},{"type":912,"content":2118},[2119],{"type":18,"attrs":2120,"content":2121},{"textAlign":34},[2122],{"text":2123,"type":22,"marks":2124},"Access advisor and firm disclosures",[2125],{"type":129,"attrs":2126},{"color":773},{"type":912,"content":2128},[2129],{"type":18,"attrs":2130,"content":2131},{"textAlign":34},[2132],{"text":2133,"type":22,"marks":2134},"Store and view documents through a document vault",[2135],{"type":129,"attrs":2136},{"color":773},{"type":18,"attrs":2138,"content":2139},{"textAlign":34},[2140],{"text":2141,"type":22,"marks":2142},"Telos is designed to help clients track progress, review planning outputs, and stay informed, rather than trade securities or conduct active investment research.",[2143],{"type":129,"attrs":2144},{"color":773},{"type":764,"attrs":2146,"content":2147},{"level":766,"textAlign":34},[2148],{"text":2149,"type":22,"marks":2150},"Is Arete Wealth Management worth it?",[2151,2153],{"type":129,"attrs":2152},{"color":773},{"type":38},{"type":18,"attrs":2155,"content":2156},{"textAlign":34},[2157],{"text":2158,"type":22,"marks":2159},"Whether Arete Wealth Management is worth it depends largely on your investment style and what you expect from a wealth management relationship.",[2160],{"type":129,"attrs":2161},{"color":773},{"type":18,"attrs":2163,"content":2164},{"textAlign":34},[2165],{"text":2166,"type":22,"marks":2167},"For investors who want an advisor-led service, Arete can make sense, particularly for those who value a personalized relationship, access to financial planning, and the option to incorporate third-party managers or private/alternative strategies into a broader plan. ",[2168],{"type":129,"attrs":2169},{"color":773},{"type":18,"attrs":2171,"content":2172},{"textAlign":34},[2173],{"text":2174,"type":22,"marks":2175},"Clients with more complex needs, or those interested in lifestyle-oriented support such as art, wine, or collectibles coordination, may also find Arete’s approach appealing. ",[2176],{"type":129,"attrs":2177},{"color":773},{"type":18,"attrs":2179,"content":2180},{"textAlign":34},[2181],{"text":2182,"type":22,"marks":2183},"However, Arete may be less compelling for investors who prefer low minimums, standardized, digital-first investing, or a clearly published, one-size-fits-all pricing model. ",[2184],{"type":129,"attrs":2185},{"color":773},{"type":764,"attrs":2187,"content":2188},{"level":766,"textAlign":34},[2189],{"text":2190,"type":22,"marks":2191},"Get expert financial advice",[2192,2194],{"type":129,"attrs":2193},{"color":773},{"type":38},{"type":18,"attrs":2196,"content":2197},{"textAlign":34},[2198,2203,2213],{"text":2199,"type":22,"marks":2200},"If you need expert financial advice, Unbiased can ",[2201],{"type":129,"attrs":2202},{"color":773},{"text":2204,"type":22,"marks":2205},"match you with a financial advisor",[2206,2208,2211],{"type":31,"attrs":2207},{"href":1537,"uuid":34,"anchor":34,"target":34,"linktype":36},{"type":129,"attrs":2209},{"color":2210},"#0000FF",{"type":2212},"underline",{"text":2214,"type":22,"marks":2215}," who will help you manage your money and maximize your investments.",[2216],{"type":129,"attrs":2217},{"color":773},{"type":764,"attrs":2219,"content":2220},{"level":766,"textAlign":34},[2221],{"text":2222,"type":22,"marks":2223},"Frequently asked questions",[2224,2226],{"type":129,"attrs":2225},{"color":773},{"type":2227},"italic",{"_uid":2229,"component":2230,"accordions":2231},"b0639ee0-954f-48f9-be1f-bd8afa71eef7","app-accordion-group",[2232,2327],{"_uid":2233,"text":2234,"title":2325,"component":2326},"0c8fd9ea-4ea1-4dc1-9b51-d789fdb58683",{"type":15,"content":2235},[2236],{"type":909,"content":2237},[2238,2249,2260,2270,2281,2292,2303,2314],{"type":912,"content":2239},[2240],{"type":18,"attrs":2241,"content":2242},{"textAlign":34},[2243,2247],{"text":2244,"type":22,"marks":2245},"Advisor-led, flexible model",[2246],{"type":38},{"text":2248,"type":22}," – discretionary or client-directed portfolio management",{"type":912,"content":2250},[2251],{"type":18,"attrs":2252,"content":2253},{"textAlign":34},[2254,2258],{"text":2255,"type":22,"marks":2256},"Integrated planning & investing",[2257],{"type":38},{"text":2259,"type":22}," – combines portfolio management with retirement, estate, tax, and cash planning",{"type":912,"content":2261},[2262],{"type":18,"attrs":2263,"content":2264},{"textAlign":34},[2265,2268],{"text":1245,"type":22,"marks":2266},[2267],{"type":38},{"text":2269,"type":22}," – offers institutional-style strategies via external specialists",{"type":912,"content":2271},[2272],{"type":18,"attrs":2273,"content":2274},{"textAlign":34},[2275,2279],{"text":2276,"type":22,"marks":2277},"Broad investment universe",[2278],{"type":38},{"text":2280,"type":22}," – includes stocks, bonds, funds, and alternative investments",{"type":912,"content":2282},[2283],{"type":18,"attrs":2284,"content":2285},{"textAlign":34},[2286,2290],{"text":2287,"type":22,"marks":2288},"Strong focus on alternatives",[2289],{"type":38},{"text":2291,"type":22}," – access to private equity, venture capital, and niche strategies",{"type":912,"content":2293},[2294],{"type":18,"attrs":2295,"content":2296},{"textAlign":34},[2297,2301],{"text":2298,"type":22,"marks":2299},"Lifestyle advisory offering",[2300],{"type":38},{"text":2302,"type":22}," – unique Art & Wine program for collectibles and insurance support",{"type":912,"content":2304},[2305],{"type":18,"attrs":2306,"content":2307},{"textAlign":34},[2308,2312],{"text":2309,"type":22,"marks":2310},"Multiple fee structures",[2311],{"type":38},{"text":2313,"type":22}," – AUM, hourly, flat, or blended pricing options",{"type":912,"content":2315},[2316],{"type":18,"attrs":2317,"content":2318},{"textAlign":34},[2319,2323],{"text":2320,"type":22,"marks":2321},"Advisor-centric client experience",[2322],{"type":38},{"text":2324,"type":22}," – relationship-driven service rather than digital-first platform","What are the key features of Arete Wealth?","app-accordion",{"_uid":2328,"text":2329,"title":2348,"component":2326},"6dc16b93-a694-4db7-9f7f-3c2cd786811c",{"type":15,"content":2330},[2331],{"type":18,"attrs":2332,"content":2333},{"textAlign":34},[2334,2336,2341,2343],{"text":2335,"type":22},"Yes, Arete Wealth is a registered investment advisor (RIA) and ",{"text":2337,"type":22,"marks":2338}," SEC-registered firm,",[2339],{"type":129,"attrs":2340},{"color":1118},{"text":2342,"type":22}," so act in a fiduciary capacity when providing investment advisory services",{"text":2344,"type":22,"marks":2345},".",[2346],{"type":129,"attrs":2347},{"color":1118},"Is Arete Wealth a fiduciary?",[2350],{"_uid":2351,"image":2352,"title":2354,"subtitle":12,"component":2363,"breadcrumbs":558},"7258534c-6542-4ae2-bfde-cd263bf80204",{"id":1533,"alt":12,"name":12,"focus":12,"title":12,"source":12,"filename":1534,"copyright":12,"fieldtype":1535,"meta_data":2353,"is_external_url":543},{},{"type":15,"content":2355},[2356],{"type":18,"attrs":2357,"content":2358},{"textAlign":34},[2359],{"text":750,"type":22,"marks":2360},[2361],{"type":129,"attrs":2362},{"color":773},"app-hero",{"name":2365,"created_at":2366,"published_at":2367,"updated_at":2368,"id":2369,"uuid":2370,"content":2371,"slug":2380,"full_slug":2381,"sort_by_date":34,"position":2382,"tag_list":2383,"is_startpage":543,"parent_id":2384,"meta_data":34,"group_id":2385,"first_published_at":2386,"release_id":34,"lang":730,"path":34,"alternates":2387,"default_full_slug":34,"translated_slugs":34,"_stopResolving":558},"Unbiased team","2024-01-18T11:49:29.332Z","2024-01-24T16:17:31.264Z","2024-01-24T16:17:31.285Z",429182198,"a38620a4-ad81-47d5-b2fe-9fe933abd010",{"job":2372,"_uid":2373,"name":2365,"image":2374,"component":2378,"description":2379},"Writers","a6e3129c-eeee-4438-8204-797883981521",{"id":2375,"alt":12,"name":12,"focus":12,"title":12,"source":12,"filename":2376,"copyright":12,"fieldtype":1535,"meta_data":2377,"is_private":12,"is_external_url":543},13850198,"https://a.storyblok.com/f/185166/400x400/232c6cb764/unbiased-team.jpg",{},"article-author","Our team of writers, who have decades of experience writing about personal finance, including investing and retirement, are here to help you find out what you must know about life’s biggest financial decisions.","unbiased-team","authors/unbiased-team",-10,[],224651374,"170282a1-0fe6-4cf3-ab19-04639ed3474c","2023-04-03T07:50:42.397Z",[],[2389],{"_uid":2390,"body":2391,"title":2408,"component":2409},"628318e0-01e9-4c44-8673-bc4675b4f2b9",[2392,2396,2400,2404],{"_uid":2393,"href":2394,"text":2395,"component":542,"openInNewWindow":558},"7ed7ec12-bd5a-4157-af0d-a24b87a5dbe8","https://www.unbiased.com/discover/financial-advice/top-wealth-management-firms","Best wealth management firms",{"_uid":2397,"href":2398,"text":2399,"component":542,"openInNewWindow":558},"32bedd73-e9dc-41ab-bf54-c870d0c74426","https://www.unbiased.com/discover/financial-advice/facet-wealth-review","Facet wealth review",{"_uid":2401,"href":2402,"text":2403,"component":542,"openInNewWindow":558},"1b916000-4315-47bc-9d2c-1f868b9db7c8","https://www.unbiased.com/discover/financial-advice/affinity-wealth-management-review?_storyblok=140684779388094&_storyblok_c=app-article&_storyblok_version=&_storyblok_lang=default&_storyblok_release=0&_storyblok_rl=1770037430241&_storyblok_tk[space_id]=185166&_storyblok_tk[timestamp]=1770037431&_storyblok_tk[token]=35e9cadd380a36fc5eb5da3355871dd4dd1e0f9d","Affinity Wealth Management",{"_uid":2405,"href":2406,"text":2407,"component":542,"openInNewWindow":558},"762c7a8d-6f40-49ee-84b1-2e828142a8e5","https://www.unbiased.com/discover/financial-advice/chicago-partners-wealth-advisors-reviews","Chicago partners wealth advisors reviews","Related articles","app-links-list",{"_uid":2411,"title":2412,"plugin":2413,"og_image":12,"og_title":12,"description":2414,"twitter_image":12,"twitter_title":12,"og_description":12,"twitter_description":12},"c0e8e8db-6b66-4336-b051-9cb00de297cb","Arete Wealth review ","seo_metatags","This Arete Wealth review explains the firm’s advisor-led wealth management approach, fee structures, minimum account requirements, planning services, and the types of investors the service may suit.",{"name":2416,"created_at":2417,"published_at":2418,"updated_at":2419,"id":2420,"uuid":2421,"content":2422,"slug":2430,"full_slug":2431,"sort_by_date":34,"position":2382,"tag_list":2432,"is_startpage":543,"parent_id":2384,"meta_data":34,"group_id":2433,"first_published_at":2386,"release_id":34,"lang":730,"path":34,"alternates":2434,"default_full_slug":34,"translated_slugs":34,"_stopResolving":558},"Rachel Carey","2023-03-28T10:05:08.718Z","2025-01-28T12:05:49.815Z","2025-01-28T12:05:49.832Z",283076789,"b4ce951f-89c7-4ef6-97a8-709dc6d856e1",{"job":2423,"_uid":2373,"name":2416,"image":2424,"component":2378,"education":2427,"expertise":2428,"description":2429},"Senior Content Writer",{"id":2425,"alt":12,"name":12,"focus":12,"title":12,"filename":2426,"copyright":12,"fieldtype":1535,"is_external_url":543},7792663,"https://a.storyblok.com/f/185166/1199x1257/2401746255/rachel-carey.jpg","Griffith College Dublin, MA (Hons) in Journalism & Media Communications","Rachel brings over a decade of experience in media, including SEO content writing, marketing, public relations, and broadcast and print journalism.","Rachel is a Senior Content Writer at Unbiased, producing content across a range of different sectors, including personal finance, retirement, and investing. She specializes in simplifying intricate financial terms into clear, engaging content tailored for both B2C and B2B audiences.","rachel-carey","authors/rachel-carey",[],"024abff2-15a6-4099-8ba2-25c01abe42e8",[],"app-article",[],[],"This Arete Wealth review covers the firm’s advisor-led wealth management service, including how it delivers portfolio management and planning, as well as fees and minimum account requirements.",[],"arete-wealth-review","discover/financial-advice/arete-wealth-review",-5490,[],365590167,"c1a9e26a-45d7-4e47-8041-544d26132197","2026-02-02T20:38:17.559Z",[],{"left":727,"top":727,"width":2449,"height":2449,"rotate":727,"vFlip":543,"hFlip":543,"body":2450},24,"\u003Cpath fill=\"currentColor\" d=\"M3.71 16.29a1 1 0 0 0-.33-.21a1 1 0 0 0-.76 0a1 1 0 0 0-.33.21a1 1 0 0 0-.21.33a1 1 0 0 0 .21 1.09a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1 1 0 0 0 .21-1.09a1 1 0 0 0-.21-.33M7 8h14a1 1 0 0 0 0-2H7a1 1 0 0 0 0 2m-3.29 3.29a1 1 0 0 0-1.09-.21a1.2 1.2 0 0 0-.33.21a1 1 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1 1 0 0 0-.21-.33M21 11H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2M3.71 6.29a1 1 0 0 0-.33-.21a1 1 0 0 0-1.09.21a1.2 1.2 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a1 1 0 0 0 1.09-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1.2 1.2 0 0 0-.21-.33M21 16H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":2452},"\u003Cpath fill=\"currentColor\" d=\"m184.49 136.49l-80 80a12 12 0 0 1-17-17L159 128L87.51 56.49a12 12 0 1 1 17-17l80 80a12 12 0 0 1-.02 17\"/>",[2454,2457,2458],{"title":2455,"exact":558,"href":2456},"Home","https://www.unbiased.com",{"title":58,"exact":558,"to":72,"disabled":543},{"title":750,"exact":558,"to":2459,"disabled":558},"/discover/financial-advice/arete-wealth-review",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":2461},"\u003Cpath fill=\"currentColor\" d=\"m181.66 133.66l-80 80a8 8 0 0 1-11.32-11.32L164.69 128L90.34 53.66a8 8 0 0 1 11.32-11.32l80 80a8 8 0 0 1 0 11.32\"/>",1777971761584]