[{"data":1,"prerenderedAt":2297},["ShallowReactive",2],{"config-published":3,"i-ph:caret-down-bold":732,"i-ph:magnifying-glass":735,"i-ph:list":737,"i-ph:instagram-logo":739,"i-ph:youtube-logo":741,"i-ph:x-logo":743,"i-ph:facebook-logo":745,"i-ph:linkedin-logo":747,"discover/financial-advice/citi-personal-wealth-management-review-published":749,"i-uil:list-ul":2283,"i-ph:caret-right-bold":2286,"breadcrumbs-/discover/financial-advice/citi-personal-wealth-management-review":2288,"i-ph:caret-right":2295},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":724,"full_slug":724,"sort_by_date":34,"position":725,"tag_list":726,"is_startpage":543,"parent_id":727,"meta_data":34,"group_id":728,"first_published_at":729,"release_id":34,"lang":730,"path":34,"alternates":731,"default_full_slug":34,"translated_slugs":34},"App configuration","2022-11-24T11:24:28.448Z","2026-01-07T10:07:40.657Z","2026-01-07T10:07:40.684Z",224651377,"a6261810-1b4d-4071-a43d-805ea558bf15",{"_uid":11,"href":12,"text":12,"component":13,"advisorCTA":14,"headerMenu":41,"footerLinks":538,"loginLinkUrl":559,"advisorCTAUrl":560,"loginLinkText":12,"proHeaderMenu":561,"FooterRichText":643,"advisorCTALink":28,"advisorCTAText":644,"openInNewWindow":543,"footerLegalLinks":645,"geoWarningCTAUrl":666,"footerDisclaimer1":12,"footerDisclaimer2":667,"footerDisclaimer3":12,"footerSocialLinks":668,"geoWarningCTALink":689,"geoWarningCTAText":690,"FooterStickyBanner":691,"geoWarningCTAClose":692,"geoWarningCTATitle":693,"SpeakToAdvisorWidget":694,"newsletterSignupWidget":704},"cb57aa4d-0af2-49b3-8b8f-16521700f0a8","","app-configuration",{"type":15,"content":16},"doc",[17],{"type":18,"content":19},"paragraph",[20,27],{"text":21,"type":22,"marks":23},"Are you an adviser? ","text",[24],{"type":25,"attrs":26},"styled",{"class":12},{"text":28,"type":22,"marks":29},"Go to Unbiased Pro",[30,37,39],{"type":31,"attrs":32},"link",{"href":33,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://www.unbiased.com/pro",null,"_self","url",{"type":38},"bold",{"type":25,"attrs":40},{"class":12},[42,148,269,368,440],{"CTA":43,"_uid":57,"title":58,"component":59,"overview_link":60,"main_section_links":75,"main_section_title":132,"additional_section_links":133,"additional_section_title":147},[44],{"_uid":45,"link":46,"component":56},"2298396f-4a40-4282-b5ef-f30a3b9619b8",{"type":15,"content":47},[48],{"type":18,"content":49},[50],{"text":51,"type":22,"marks":52},"Find an advisor",[53],{"type":31,"attrs":54},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://v2.unbiased.com/inquiry/financial-advisor","app-link-rich","6ee9fa7a-ee9d-4a0d-b913-99f9ee1b6e05","Financial Advice","app-header-menu-item-dropdown",[61],{"_uid":62,"link":63,"component":56},"91b4e023-f3d0-49ba-9748-f63e5fac2b1f",{"type":15,"content":64},[65],{"type":18,"content":66},[67],{"text":68,"type":22,"marks":69},"All financial advice guides",[70],{"type":31,"attrs":71},{"href":72,"uuid":73,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/","34bbfdfd-544e-42d2-aebd-78a15ad88cba","story",[76,89,102,115],{"_uid":77,"link":78,"component":56},"9f8d25a8-d93c-4d4a-a4c0-a63e37483485",{"type":15,"content":79},[80],{"type":18,"content":81},[82],{"text":83,"type":22,"marks":84},"Top investment companies",[85],{"type":31,"attrs":86},{"href":87,"uuid":88,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/top-investment-companies","3b175b31-cbbf-48ec-8faa-9cfd540973df",{"_uid":90,"link":91,"component":56},"85fbb733-400d-421b-afaf-5d85ae69bb31",{"type":15,"content":92},[93],{"type":18,"content":94},[95],{"text":96,"type":22,"marks":97},"Top Robo-Advisors",[98],{"type":31,"attrs":99},{"href":100,"uuid":101,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/best-robo-advisors","f73492c0-bcc0-4243-a4de-cc85fca28178",{"_uid":103,"link":104,"component":56},"9bfc68dd-ea47-48cf-a9ae-58589bbba599",{"type":15,"content":105},[106],{"type":18,"content":107},[108],{"text":109,"type":22,"marks":110},"Top financial advisor firms",[111],{"type":31,"attrs":112},{"href":113,"uuid":114,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/best-financial-advisor","cd1dd08f-886e-453d-babc-4a707c50b530",{"_uid":116,"link":117,"component":56},"dea791c8-aa54-4a1b-8ac8-a7de2006036b",{"type":15,"content":118},[119],{"type":18,"content":120},[121],{"text":122,"type":22,"marks":123},"Top wealth management firms",[124,128],{"type":31,"attrs":125},{"href":126,"uuid":127,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/top-wealth-management-firms","b1e6000d-ed2b-4fc8-bbb2-7e803f4b512f",{"type":129,"attrs":130},"textStyle",{"color":131},"rgb(0, 0, 0)","Get help with",[134],{"_uid":135,"link":136,"component":56},"f234c95d-2ad5-4cb6-9484-4c4b31413c2f",{"type":15,"content":137},[138],{"type":18,"content":139},[140],{"text":141,"type":22,"marks":142},"Financial advisors near me",[143],{"type":31,"attrs":144},{"href":145,"uuid":146,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/find-a-financial-advisor-near-me","ecbad03f-43f9-48db-af9c-1e63b145b2d9","More resources",{"CTA":149,"_uid":160,"title":161,"component":59,"overview_link":162,"main_section_links":176,"main_section_title":132,"additional_section_links":229,"additional_section_title":147},[150],{"_uid":151,"link":152,"component":56},"8e607e09-445b-4f4c-9615-e8d266f35612",{"type":15,"content":153},[154],{"type":18,"content":155},[156],{"text":51,"type":22,"marks":157},[158],{"type":31,"attrs":159},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"85c0c112-23fe-46b2-ae32-196f05710318","Retirement",[163],{"_uid":164,"link":165,"component":56},"bbf6b9e2-609e-4a82-ab5d-5ad9d07bd1a1",{"type":15,"content":166},[167],{"type":18,"content":168},[169],{"text":170,"type":22,"marks":171},"All retirement guides",[172],{"type":31,"attrs":173},{"href":174,"uuid":175,"anchor":34,"target":35,"linktype":74},"/discover/retirement/","0580c990-ee0a-4287-ac8d-d2e4689a1051",[177,190,203,216],{"_uid":178,"link":179,"component":56},"28f1d44a-d98d-4b93-9a4f-3893950dbcc0",{"type":15,"content":180},[181],{"type":18,"content":182},[183],{"text":184,"type":22,"marks":185},"Retiring on $300K",[186],{"type":31,"attrs":187},{"href":188,"uuid":189,"anchor":34,"target":35,"linktype":74},"/discover/retirement/can-you-retire-on-300k","73defa57-75a4-4cf8-8cf7-15ba93619e2c",{"_uid":191,"link":192,"component":56},"9872bd56-d9cb-4b13-88e5-a336f0246043",{"type":15,"content":193},[194],{"type":18,"content":195},[196],{"text":197,"type":22,"marks":198},"Retiring on $500K",[199],{"type":31,"attrs":200},{"href":201,"uuid":202,"anchor":34,"target":35,"linktype":74},"/discover/retirement/can-you-retire-on-500k","33db366d-aae1-49e7-afdd-62751a0fbd10",{"_uid":204,"link":205,"component":56},"48b2cd52-8bf8-4fe3-9a91-835a353cacbb",{"type":15,"content":206},[207],{"type":18,"content":208},[209],{"text":210,"type":22,"marks":211},"Retiring on $800K",[212],{"type":31,"attrs":213},{"href":214,"uuid":215,"anchor":34,"target":35,"linktype":74},"/discover/retirement/retiring-with-800k","42a16b7d-6141-4422-8909-87718b57d06d",{"_uid":217,"link":218,"component":56},"68aa3dbb-59d2-4dec-ab2c-8a74355de45d",{"type":15,"content":219},[220],{"type":18,"content":221},[222],{"text":223,"type":22,"marks":224},"Retiring on $1 million",[225],{"type":31,"attrs":226},{"href":227,"uuid":228,"anchor":34,"target":35,"linktype":74},"/discover/retirement/can-you-retire-on-1-million","4a022cdb-ad83-4b88-ab6a-87b8e39f482e",[230,243,256],{"_uid":231,"link":232,"component":56},"544b38e5-ba7a-4b9d-b8e0-86a11eae4381",{"type":15,"content":233},[234],{"type":18,"content":235},[236],{"text":237,"type":22,"marks":238},"Retirement calculator",[239],{"type":31,"attrs":240},{"href":241,"uuid":242,"anchor":34,"target":35,"linktype":74},"/discover/retirement/retirement-calculator","e750018f-e90c-4df6-b63a-97268dfdf93c",{"_uid":244,"link":245,"component":56},"20fc13a0-0418-4af1-a0c2-2c647dbbc39e",{"type":15,"content":246},[247],{"type":18,"content":248},[249],{"text":250,"type":22,"marks":251},"Roth IRA calculator",[252],{"type":31,"attrs":253},{"href":254,"uuid":255,"anchor":34,"target":35,"linktype":74},"/discover/retirement/roth-ira-calculator","58116e58-282b-41cd-8932-b47bebec7568",{"_uid":257,"link":258,"component":56},"5c17edab-55c5-4b48-bddd-7779f22984ec",{"type":15,"content":259},[260],{"type":18,"content":261},[262],{"text":263,"type":22,"marks":264},"What is a 401k",[265],{"type":31,"attrs":266},{"href":267,"uuid":268,"anchor":34,"target":35,"linktype":74},"/discover/investing/what-is-a-401k-and-how-does-it-work","342bd874-c9e1-426c-bba7-116d1f9665dc",{"CTA":270,"_uid":281,"title":282,"component":59,"overview_link":283,"main_section_links":297,"main_section_title":132,"additional_section_links":354,"additional_section_title":147},[271],{"_uid":272,"link":273,"component":56},"aada5723-1aa7-40fc-a2e8-a555f6d924cc",{"type":15,"content":274},[275],{"type":18,"content":276},[277],{"text":51,"type":22,"marks":278},[279],{"type":31,"attrs":280},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"495763d1-ee75-4112-9ef6-5765d8c6a6be","Investing",[284],{"_uid":285,"link":286,"component":56},"66d9a1fe-709f-46f9-9731-2f59ebccb2cc",{"type":15,"content":287},[288],{"type":18,"content":289},[290],{"text":291,"type":22,"marks":292},"All investing guides",[293],{"type":31,"attrs":294},{"href":295,"uuid":296,"anchor":34,"target":35,"linktype":74},"/discover/investing/","740d32ec-309a-43d6-902e-cb1e62bd0fe8",[298,312,326,340],{"_uid":299,"link":300,"component":56},"f2050b75-554a-4add-a9e6-8bfa544307d6",{"type":15,"content":301},[302],{"type":18,"attrs":303,"content":304},{"textAlign":34},[305],{"text":306,"type":22,"marks":307},"The best way to invest $20k",[308],{"type":31,"attrs":309},{"href":310,"uuid":311,"anchor":34,"target":35,"linktype":74},"/discover/investing/best-way-to-invest-20k","d39e5bf4-d7b4-426a-a6f2-b871031e724e",{"_uid":313,"link":314,"component":56},"2fc43030-f262-4a71-99c2-39167ce30cce",{"type":15,"content":315},[316],{"type":18,"attrs":317,"content":318},{"textAlign":34},[319],{"text":320,"type":22,"marks":321},"The best way to invest $50k",[322],{"type":31,"attrs":323},{"href":324,"uuid":325,"anchor":34,"target":35,"linktype":74},"/discover/investing/the-best-way-to-invest-50k","abac014e-4ec8-42ae-94a0-64cfdff686d5",{"_uid":327,"link":328,"component":56},"8df420ce-d8dd-4a7a-8947-50fa74ecf8e6",{"type":15,"content":329},[330],{"type":18,"attrs":331,"content":332},{"textAlign":34},[333],{"text":334,"type":22,"marks":335},"The best way to invest $100k",[336],{"type":31,"attrs":337},{"href":338,"uuid":339,"anchor":34,"target":35,"linktype":74},"/discover/investing/the-best-way-to-invest-100k","2c6b4fe9-770f-409a-93cd-791df4eb9318",{"_uid":341,"link":342,"component":56},"fed4141f-0a48-4752-9e11-7253956a4418",{"type":15,"content":343},[344],{"type":18,"attrs":345,"content":346},{"textAlign":34},[347],{"text":348,"type":22,"marks":349},"Investments that pay a monthly income",[350],{"type":31,"attrs":351},{"href":352,"uuid":353,"anchor":34,"target":35,"linktype":74},"/discover/investing/12-investments-that-pay-monthly-income","0898e500-1457-4990-be41-57a3c68d3e9f",[355],{"_uid":356,"link":357,"component":56},"ace14b44-4a28-432f-bf49-e7bd63d0bf4d",{"type":15,"content":358},[359],{"type":18,"content":360},[361],{"text":362,"type":22,"marks":363},"Compound interest calculator",[364],{"type":31,"attrs":365},{"href":366,"uuid":367,"anchor":34,"target":35,"linktype":74},"/discover/investing/compound-interest-calculator","18ece990-d9e2-4dad-8816-fdd320af3dc0",{"CTA":369,"_uid":380,"title":381,"component":59,"overview_link":382,"main_section_links":396,"main_section_title":132,"additional_section_links":439,"additional_section_title":147},[370],{"_uid":371,"link":372,"component":56},"be29d26a-051b-4ce8-984b-36035ef7a503",{"type":15,"content":373},[374],{"type":18,"content":375},[376],{"text":51,"type":22,"marks":377},[378],{"type":31,"attrs":379},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"b04c8a90-f17c-40ea-a4d5-554e8c69aa14","Banking",[383],{"_uid":384,"link":385,"component":56},"482cacd4-2995-4939-8c56-c9a74ea0236b",{"type":15,"content":386},[387],{"type":18,"content":388},[389],{"text":390,"type":22,"marks":391},"All banking guides",[392],{"type":31,"attrs":393},{"href":394,"uuid":395,"anchor":34,"target":35,"linktype":74},"/discover/banking/","d8de9283-4031-440b-be2f-01ac9349324e",[397,411,425],{"_uid":398,"link":399,"component":56},"0b07ede1-5220-4d9e-9f85-c474d743a260",{"type":15,"content":400},[401],{"type":18,"attrs":402,"content":403},{"textAlign":34},[404],{"text":405,"type":22,"marks":406},"What is private banking",[407],{"type":31,"attrs":408},{"href":409,"uuid":410,"anchor":34,"target":35,"linktype":74},"/discover/banking/what-is-private-banking","b1c04c35-0a8a-4af5-ace1-672aa41f133d",{"_uid":412,"link":413,"component":56},"caa1ee0a-c417-4cfb-b3d3-025466ab1b98",{"type":15,"content":414},[415],{"type":18,"attrs":416,"content":417},{"textAlign":34},[418],{"text":419,"type":22,"marks":420},"US income breakdown",[421],{"type":31,"attrs":422},{"href":423,"uuid":424,"anchor":34,"target":35,"linktype":74},"/discover/banking/how-much-income-puts-you-in-the-top-1-5-or-10","ddda3782-1859-49a4-82ed-935303e2bec6",{"_uid":426,"link":427,"component":56},"6a0937f3-2014-431f-a77c-95e748072003",{"type":15,"content":428},[429],{"type":18,"attrs":430,"content":431},{"textAlign":34},[432],{"text":433,"type":22,"marks":434},"Cost of living in Florida",[435],{"type":31,"attrs":436},{"href":437,"uuid":438,"anchor":34,"target":35,"linktype":74},"/discover/banking/what-is-the-cost-of-living-in-florida","9c970b27-4644-43af-834f-eba5f1ae136a",[],{"CTA":441,"_uid":452,"title":453,"component":59,"overview_link":454,"main_section_links":468,"main_section_title":132,"additional_section_links":525,"additional_section_title":147},[442],{"_uid":443,"link":444,"component":56},"f2cea9b3-b01d-4bbf-b18b-52a0737eaf3c",{"type":15,"content":445},[446],{"type":18,"content":447},[448],{"text":51,"type":22,"marks":449},[450],{"type":31,"attrs":451},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"a5e4b27e-1713-42d5-9597-6882a94968c0","Taxes",[455],{"_uid":456,"link":457,"component":56},"40d47d8f-3a14-4596-9d64-337daeb3fbf5",{"type":15,"content":458},[459],{"type":18,"content":460},[461],{"text":462,"type":22,"marks":463},"All tax guides",[464],{"type":31,"attrs":465},{"href":466,"uuid":467,"anchor":34,"target":35,"linktype":74},"/discover/taxes/","cff941f3-03a9-464a-b168-0d9b1eef9ce4",[469,483,497,511],{"_uid":470,"link":471,"component":56},"e366294b-be7d-47bb-b127-25b39aab3467",{"type":15,"content":472},[473],{"type":18,"attrs":474,"content":475},{"textAlign":34},[476],{"text":477,"type":22,"marks":478},"Capital gains tax for seniors",[479],{"type":31,"attrs":480},{"href":481,"uuid":482,"anchor":34,"target":35,"linktype":74},"/discover/taxes/capital-gains-tax-exemption-for-seniors-what-does-it-mean-for-you","62ae1223-58e7-4fe8-9081-2a9d047cfb84",{"_uid":484,"link":485,"component":56},"336d1192-6b9d-4a98-8922-1877072f3003",{"type":15,"content":486},[487],{"type":18,"attrs":488,"content":489},{"textAlign":34},[490],{"text":491,"type":22,"marks":492},"Capital gains tax by state",[493],{"type":31,"attrs":494},{"href":495,"uuid":496,"anchor":34,"target":35,"linktype":74},"/discover/taxes/capital-gains-tax-by-state","94d6ce4a-1ba6-444f-a41d-4ae541b99b79",{"_uid":498,"link":499,"component":56},"7450de66-1ff3-447c-b191-1f75166a6046",{"type":15,"content":500},[501],{"type":18,"attrs":502,"content":503},{"textAlign":34},[504],{"text":505,"type":22,"marks":506},"Understanding capital gains tax",[507],{"type":31,"attrs":508},{"href":509,"uuid":510,"anchor":34,"target":35,"linktype":74},"/discover/retirement/how-much-is-capital-gains-tax","8442c69d-4c88-4d2e-8fa4-08275191bab0",{"_uid":512,"link":513,"component":56},"8050ded3-889f-43b0-92b3-30adad9ac076",{"type":15,"content":514},[515],{"type":18,"attrs":516,"content":517},{"textAlign":34},[518],{"text":519,"type":22,"marks":520},"Tax in Washington",[521],{"type":31,"attrs":522},{"href":523,"uuid":524,"anchor":34,"target":35,"linktype":74},"/discover/taxes/washington-tax-guide","2462451b-7f16-4364-8471-f78939478e7e",[526],{"_uid":527,"link":528,"component":56},"b11dcfe9-a823-4859-8965-d32bab7873e9",{"type":15,"content":529},[530],{"type":18,"content":531},[532],{"text":533,"type":22,"marks":534},"Capital Gains Tax Calculator",[535],{"type":31,"attrs":536},{"href":537,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://www.unbiased.com/discover/taxes/capital-gains-tax-calculator",[539,544,546,548,550,554],{"_uid":540,"href":174,"text":541,"component":542,"openInNewWindow":543},"4654e725-33d3-4fa3-8917-b2a73f05752c"," Retirement","app-link",false,{"_uid":545,"href":295,"text":282,"component":542,"openInNewWindow":543},"3e1f2e86-310c-4ee1-be2b-c9100443d53f",{"_uid":547,"href":394,"text":381,"component":542,"openInNewWindow":543},"fa006314-3e85-43c3-9267-bb87f84a1ebc",{"_uid":549,"href":466,"text":453,"component":542,"openInNewWindow":543},"9d69eda3-6dcc-49fb-a519-f61cb97a40ff",{"_uid":551,"href":552,"text":553,"component":542,"openInNewWindow":543},"ecf272f5-571f-41aa-a069-75c81ec617e8","/discover/insurance/","Insurance",{"_uid":555,"href":556,"text":557,"component":542,"openInNewWindow":558},"0acdc588-18e3-4e41-872b-1d528d985164","/about-us","About us",true,"https://v2.unbiased.com/consumer/login","/pro",[562,575,589,603,617,630],{"_uid":563,"link":564,"component":56},"72cfe613-7b21-4cc0-acbf-66a38dab3eee",{"type":15,"content":565},[566],{"type":18,"content":567},[568],{"text":569,"type":22,"marks":570},"Pricing",[571],{"type":31,"attrs":572},{"href":573,"uuid":34,"anchor":34,"custom":574,"target":35,"linktype":36},"https://www.unbiased.com/pages/pricing",{},{"_uid":576,"link":577,"component":56},"cb14e1ca-f377-41ec-b053-b97ef2aeb42f",{"type":15,"content":578},[579],{"type":18,"content":580},[581],{"text":582,"type":22,"marks":583},"Business Growth",[584],{"type":31,"attrs":585},{"href":586,"uuid":587,"anchor":34,"custom":588,"target":35,"linktype":74},"/pro/discover/business-growth/","022b5ef6-975b-4f56-8d38-66f137e7901f",{},{"_uid":590,"link":591,"component":56},"6cdc93ad-5d74-4c39-9342-0ed49e309979",{"type":15,"content":592},[593],{"type":18,"content":594},[595],{"text":596,"type":22,"marks":597},"Trends & Insight",[598],{"type":31,"attrs":599},{"href":600,"uuid":601,"anchor":34,"custom":602,"target":35,"linktype":74},"/pro/discover/trends-insight/","4b364e23-68e6-4009-a852-83d5e327c796",{},{"_uid":604,"link":605,"component":56},"0404c041-e645-42fe-8932-be896a82902e",{"type":15,"content":606},[607],{"type":18,"content":608},[609],{"text":610,"type":22,"marks":611},"News",[612],{"type":31,"attrs":613},{"href":614,"uuid":615,"anchor":34,"custom":616,"target":35,"linktype":74},"/pro/discover/news/","829a2a75-d3fb-454c-a50c-c7f8212ea16b",{},{"_uid":618,"link":619,"component":56},"7f208f7d-d0f3-417c-8cc8-c135e72a8a74",{"type":15,"content":620},[621],{"type":18,"content":622},[623],{"text":624,"type":22,"marks":625},"Help",[626],{"type":31,"attrs":627},{"href":628,"uuid":34,"anchor":34,"custom":629,"target":35,"linktype":36},"https://www.unbiased.com/pages/pro/faqs",{},{"_uid":631,"link":632,"component":56},"f4ec7388-9b0f-42ef-96b0-38feb0f276e1",{"type":15,"content":633},[634],{"type":18,"content":635},[636],{"text":637,"type":22,"marks":638},"Login",[639],{"type":31,"attrs":640},{"href":641,"uuid":34,"anchor":34,"custom":642,"target":35,"linktype":36},"https://v2.unbiased.com/pro/login",{},[],"Are you an advisor?",[646,650,654,658,662],{"_uid":647,"href":648,"text":649,"component":542,"openInNewWindow":543},"5a4588d0-87e3-4ae5-963f-bd3ca35a1bf7","https://www.unbiased.com/faq","FAQ",{"_uid":651,"href":652,"text":653,"component":542,"openInNewWindow":543},"85a086a2-d420-43a6-a1e6-d8cfcc52a584","/terms-of-use","Terms of Use",{"_uid":655,"href":656,"text":657,"component":542,"openInNewWindow":543},"bd58e670-f5ff-4936-adbe-5aa73c990cdf","/privacy-policy","Privacy Policy",{"_uid":659,"href":660,"text":661,"component":542,"openInNewWindow":558},"eafa26a7-3b78-4f00-954e-f1ebc3115542","https://reports.adviserinfo.sec.gov/reports/ADV/323880/PDF/323880.pdf","Unbiased ADV",{"_uid":663,"href":664,"text":665,"component":542,"openInNewWindow":558},"2cbcf581-9d60-443b-9e63-9e95be09afad","https://reports.adviserinfo.sec.gov/crs/crs_323880.pdf","Unbiased CRS","https://www.unbiased.co.uk","Unbiased Inc. is a registered investment advisor with the US Securities and Exchange Commission (“SEC”). Registration as an investment advisor does not imply a certain level of skill or training.",[669,673,677,681,685],{"_uid":670,"href":671,"text":672,"component":542,"openInNewWindow":543},"2ca50944-e323-4559-9c46-b77eb4bce616","//www.instagram.com/unbiased.us/","Instagram",{"_uid":674,"href":675,"text":676,"component":542,"openInNewWindow":543},"278b2358-e4c6-491b-b011-425b4bd0b709","//www.youtube.com/@Unbiased","YouTube",{"_uid":678,"href":679,"text":680,"component":542,"openInNewWindow":543},"dccca61f-0426-4778-a54b-1944ab1ae71f","//twitter.com/Unbiased_us","Twitter",{"_uid":682,"href":683,"text":684,"component":542,"openInNewWindow":543},"6e6372d5-1f37-43fb-a849-8868877530c8","//www.facebook.com/unbiasedus","Facebook",{"_uid":686,"href":687,"text":688,"component":542,"openInNewWindow":558},"c3a97f2f-ee67-4516-9529-6aff38733af2","https://www.linkedin.com/showcase/unbiased.com/","LinkedIn","Go to UK site","It looks like you’re visiting from the UK. Would you like to visit our UK site?",[],"Stay on US site","You’re currently on our US site",[695],{"_uid":696,"heading":697,"cta_link":55,"cta_text":698,"component":699,"description":700,"pro_heading":701,"pro_cta_link":33,"pro_cta_text":702,"pro_description":703},"7404adca-dc5b-443e-a1b4-4c8bed2673b3","Financial advice","Match with an advisor","sidebar_cta","We’ll find a professional perfectly matched to your needs. Getting started is easy, fast and free.","Access high-quality leads in minutes with UnbiasedPro","Get perfect clients now.","If you're looking for the perfect clients we'll deliver them straight to your inbox and give you the tools to manage them throughout the sales process.",[705],{"_uid":706,"title":707,"CTAText":708,"subtitle":709,"component":710,"errorTitle":711,"description":712,"successTitle":713,"errorSubtitle":714,"successSubtitle":715,"consentCheckboxLabelText":716,"errorMesageFirstNameError":717,"consentCheckboxLabelLinkURL":656,"consentCheckboxLabelLinkText":718,"errorMessageRequiredFieldEmail":719,"errorMessageIncorrectEmailFormat":720,"errorMessageRequiredFieldConsent":721,"errorMessageRequiredFieldInterest":722,"errorMessageRequiredFieldFirstName":723},"8ca4fd8f-da99-489f-aa1b-fcfabdd8b7e3","Get the latest news and tips","Sign up for email updates","Sign up for news that may impact your finances","sidebar-email-signup","Sorry, there was a technical problem","Receive the latest news, tips and guides to help you manage your finances","Thanks for signing up!","Please try again later, or email contact@unbiased.com","You should receive an email confirmation shortly.","I consent to Unbiased storing my data in accordance with their","Too many characters","privacy policy","Your email address is required","Your email address contains errors","Your consent is required","Your interest is required","Your first name is required","config",-60,[],0,"c7c18fda-2d94-4a2f-9d60-e1fee25d980a","2022-11-21T10:48:58.546Z","default",[],{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":734},256,"\u003Cpath fill=\"currentColor\" d=\"m216.49 104.49l-80 80a12 12 0 0 1-17 0l-80-80a12 12 0 0 1 17-17L128 159l71.51-71.52a12 12 0 0 1 17 17Z\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":736},"\u003Cpath fill=\"currentColor\" d=\"m229.66 218.34l-50.07-50.06a88.11 88.11 0 1 0-11.31 11.31l50.06 50.07a8 8 0 0 0 11.32-11.32M40 112a72 72 0 1 1 72 72a72.08 72.08 0 0 1-72-72\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":738},"\u003Cpath fill=\"currentColor\" d=\"M224 128a8 8 0 0 1-8 8H40a8 8 0 0 1 0-16h176a8 8 0 0 1 8 8M40 72h176a8 8 0 0 0 0-16H40a8 8 0 0 0 0 16m176 112H40a8 8 0 0 0 0 16h176a8 8 0 0 0 0-16\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":740},"\u003Cpath fill=\"currentColor\" d=\"M128 80a48 48 0 1 0 48 48a48.05 48.05 0 0 0-48-48m0 80a32 32 0 1 1 32-32a32 32 0 0 1-32 32m48-136H80a56.06 56.06 0 0 0-56 56v96a56.06 56.06 0 0 0 56 56h96a56.06 56.06 0 0 0 56-56V80a56.06 56.06 0 0 0-56-56m40 152a40 40 0 0 1-40 40H80a40 40 0 0 1-40-40V80a40 40 0 0 1 40-40h96a40 40 0 0 1 40 40ZM192 76a12 12 0 1 1-12-12a12 12 0 0 1 12 12\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":742},"\u003Cpath fill=\"currentColor\" d=\"m164.44 121.34l-48-32A8 8 0 0 0 104 96v64a8 8 0 0 0 12.44 6.66l48-32a8 8 0 0 0 0-13.32M120 145.05V111l25.58 17Zm114.33-75.53a24 24 0 0 0-14.49-16.4C185.56 39.88 131 40 128 40s-57.56-.12-91.84 13.12a24 24 0 0 0-14.49 16.4C19.08 79.5 16 97.74 16 128s3.08 48.5 5.67 58.48a24 24 0 0 0 14.49 16.41C69 215.56 120.4 216 127.34 216h1.32c6.94 0 58.37-.44 91.18-13.11a24 24 0 0 0 14.49-16.41c2.59-10 5.67-28.22 5.67-58.48s-3.08-48.5-5.67-58.48m-15.49 113a8 8 0 0 1-4.77 5.49c-31.65 12.22-85.48 12-86 12H128c-.54 0-54.33.2-86-12a8 8 0 0 1-4.77-5.49C34.8 173.39 32 156.57 32 128s2.8-45.39 5.16-54.47A8 8 0 0 1 41.93 68c30.52-11.79 81.66-12 85.85-12h.27c.54 0 54.38-.18 86 12a8 8 0 0 1 4.77 5.49C221.2 82.61 224 99.43 224 128s-2.8 45.39-5.16 54.47Z\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":744},"\u003Cpath fill=\"currentColor\" d=\"m214.75 211.71l-62.6-98.38l61.77-67.95a8 8 0 0 0-11.84-10.76l-58.84 64.72l-40.49-63.63A8 8 0 0 0 96 32H48a8 8 0 0 0-6.75 12.3l62.6 98.37l-61.77 68a8 8 0 1 0 11.84 10.76l58.84-64.72l40.49 63.63A8 8 0 0 0 160 224h48a8 8 0 0 0 6.75-12.29M164.39 208L62.57 48h29l101.86 160Z\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":746},"\u003Cpath fill=\"currentColor\" d=\"M128 24a104 104 0 1 0 104 104A104.11 104.11 0 0 0 128 24m8 191.63V152h24a8 8 0 0 0 0-16h-24v-24a16 16 0 0 1 16-16h16a8 8 0 0 0 0-16h-16a32 32 0 0 0-32 32v24H96a8 8 0 0 0 0 16h24v63.63a88 88 0 1 1 16 0\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":748},"\u003Cpath fill=\"currentColor\" d=\"M216 24H40a16 16 0 0 0-16 16v176a16 16 0 0 0 16 16h176a16 16 0 0 0 16-16V40a16 16 0 0 0-16-16m0 192H40V40h176zM96 112v64a8 8 0 0 1-16 0v-64a8 8 0 0 1 16 0m88 28v36a8 8 0 0 1-16 0v-36a20 20 0 0 0-40 0v36a8 8 0 0 1-16 0v-64a8 8 0 0 1 15.79-1.78A36 36 0 0 1 184 140m-84-56a12 12 0 1 1-12-12a12 12 0 0 1 12 12\"/>",{"name":750,"created_at":751,"published_at":752,"updated_at":753,"id":754,"uuid":755,"content":756,"slug":2275,"full_slug":2276,"sort_by_date":34,"position":2277,"tag_list":2278,"is_startpage":543,"parent_id":2279,"meta_data":34,"group_id":2280,"first_published_at":2281,"release_id":34,"lang":730,"path":34,"alternates":2282,"default_full_slug":34,"translated_slugs":34},"Citi Personal Wealth Management Review","2024-05-29T15:40:34.093Z","2026-04-03T19:03:43.149Z","2026-04-03T19:03:43.178Z",504480435,"d87b84a3-43fa-43f1-a3ab-d0f23ebdc95e",{"_uid":757,"body":758,"hero":2195,"author":2211,"series":12,"sidebar":2235,"hide_cta":543,"metatags":2267,"reviewer":12,"component":2270,"updatedAt":12,"series_order":12,"bottom_banner":2271,"fullWidthMode":543,"subcategories":2272,"hideEmbeddedMF":543,"hide_pro_banner":543,"intro_paragraph":2273,"series_dropdown":543,"intro_subheading":12,"series_navigation":558,"table_of_contents":558,"outgrow_calculator":2274,"series_dropdown_label":12,"hide_email_signup_widget":558,"show_compound_calculator":543,"show_roth_ira_calculator":543,"show_footer_sticky_banner":543,"show_retirement_calculator":543,"show_capital_gains_calculator":543},"6b8ef7bb-b3ce-422f-8202-65ce13d07713",[759,820,1249,1503,1525,1541,1558,1574,1591,2022],{"_uid":760,"data":761,"component":819},"6da778f3-ce55-49e7-9aec-466db8355627",{"type":15,"content":762},[763,776],{"type":764,"attrs":765,"content":767},"heading",{"level":766,"textAlign":34},2,[768,770],{"text":769,"type":22},"Summary",{"text":771,"type":22,"marks":772}," ",[773],{"type":129,"attrs":774},{"color":775},"#212323",{"type":777,"content":778},"bullet_list",[779,787,794,801],{"type":780,"content":781},"list_item",[782],{"type":18,"attrs":783,"content":784},{"textAlign":34},[785],{"text":786,"type":22},"Citi Personal Wealth Management offers a range of financial planning services and investment products, such as ETFs, mutual funds, and stocks. ",{"type":780,"content":788},[789],{"type":18,"attrs":790,"content":791},{"textAlign":34},[792],{"text":793,"type":22},"Only Citigroup Global Markets Inc. clients can access the company’s free financial planning services. ",{"type":780,"content":795},[796],{"type":18,"attrs":797,"content":798},{"textAlign":34},[799],{"text":800,"type":22},"The fees vary according to service type, while account minimums depend on the type of account chosen. ",{"type":780,"content":802},[803],{"type":18,"attrs":804,"content":805},{"textAlign":34},[806,808,817],{"text":807,"type":22},"Finding a ",{"text":809,"type":22,"marks":810},"financial advisor",[811,815],{"type":31,"attrs":812},{"href":813,"uuid":34,"anchor":34,"target":814,"linktype":36},"https://v2.unbiased.com/inquiry/financial-advisor/advice-areas/?_gl=1%2aq6is0t%2a_ga%2aMjEwOTg3MTczOC4xNjk3NDQ0NjE5%2a_ga_2L93GWDPD4%2aMTcwNjU0MTg4Mi41MS4xLjE3MDY1NDE4ODQuNTguMC4w","_blank",{"type":816},"underline",{"text":818,"type":22}," that suits your needs is the best way to manage your money and meet your financial goals. ","article-rich-text",{"_uid":821,"body":822,"image":1239,"title":1244,"cta_link":1245,"cta_text":698,"component":1246,"background":12,"description":1247,"secondary_cta":543,"cta_description":1248},"634cada8-6d4a-4738-8887-a5b81f8c509f",[823,925],{"_uid":824,"data":825,"component":924},"06f86e0e-ea86-4b8e-b2b1-2c928c07c142",{"type":15,"content":826},[827,837,845,854,862,871,879,888,893,902,907,916],{"type":18,"attrs":828,"content":829},{"textAlign":34},[830],{"text":831,"type":22,"marks":832},"Assets under management:",[833,836],{"type":129,"attrs":834},{"color":835},"#000000",{"type":38},{"type":18,"attrs":838,"content":839},{"textAlign":34},[840],{"text":841,"type":22,"marks":842},"$635 Billion",[843],{"type":129,"attrs":844},{"color":835},{"type":18,"attrs":846,"content":847},{"textAlign":34},[848],{"text":849,"type":22,"marks":850},"Number of advisors:",[851,853],{"type":129,"attrs":852},{"color":835},{"type":38},{"type":18,"attrs":855,"content":856},{"textAlign":34},[857],{"text":858,"type":22,"marks":859},"3,000",[860],{"type":129,"attrs":861},{"color":835},{"type":18,"attrs":863,"content":864},{"textAlign":34},[865],{"text":866,"type":22,"marks":867},"Time in business:",[868,870],{"type":129,"attrs":869},{"color":835},{"type":38},{"type":18,"attrs":872,"content":873},{"textAlign":34},[874],{"text":875,"type":22,"marks":876},"Founded in 1964",[877],{"type":129,"attrs":878},{"color":835},{"type":18,"attrs":880,"content":881},{"textAlign":34},[882],{"text":883,"type":22,"marks":884},"Fee structure:",[885,887],{"type":129,"attrs":886},{"color":835},{"type":38},{"type":18,"attrs":889,"content":890},{"textAlign":34},[891],{"text":892,"type":22},"AUM-based advisory fees (primary model)",{"type":18,"attrs":894,"content":895},{"textAlign":34},[896],{"text":897,"type":22,"marks":898},"Fees:",[899,901],{"type":129,"attrs":900},{"color":835},{"type":38},{"type":18,"attrs":903,"content":904},{"textAlign":34},[905],{"text":906,"type":22},"0.60% – 2.00% AUM annually",{"type":18,"attrs":908,"content":909},{"textAlign":34},[910],{"text":911,"type":22,"marks":912},"Minimum account sizes:",[913,915],{"type":129,"attrs":914},{"color":835},{"type":38},{"type":18,"attrs":917,"content":918},{"textAlign":34},[919],{"text":920,"type":22,"marks":921},"$200k",[922],{"type":129,"attrs":923},{"color":835},"company-summary-rich-text",{"_uid":926,"component":927,"accordions":928},"b3a1912c-7ec2-4d8e-a074-53110f72fa61","company-summary-accordion-group",[929,992,1090,1139,1186],{"_uid":930,"text":931,"title":990,"component":991},"d1baa85d-e156-4d7d-9f2b-a2af0ad1d948",{"type":15,"content":932},[933],{"type":777,"content":934},[935,946,957,968,979],{"type":780,"content":936},[937],{"type":18,"attrs":938,"content":939},{"textAlign":34},[940,944],{"text":941,"type":22,"marks":942},"Mass affluent and high-net-worth individuals",[943],{"type":38},{"text":945,"type":22}," broad client base from $200K+ net worth to HNW.",{"type":780,"content":947},[948],{"type":18,"attrs":949,"content":950},{"textAlign":34},[951,955],{"text":952,"type":22,"marks":953},"Clients wanting a global, full-service provider",[954],{"type":38},{"text":956,"type":22}," banking, investing, lending in one place.",{"type":780,"content":958},[959],{"type":18,"attrs":960,"content":961},{"textAlign":34},[962,966],{"text":963,"type":22,"marks":964},"Investors seeking comprehensive financial planning",[965],{"type":38},{"text":967,"type":22}," retirement, education, estate, tax strategies.",{"type":780,"content":969},[970],{"type":18,"attrs":971,"content":972},{"textAlign":34},[973,977],{"text":974,"type":22,"marks":975},"Those with complex financial situations",[976],{"type":38},{"text":978,"type":22}," multiple assets, income streams, long-term goals.",{"type":780,"content":980},[981],{"type":18,"attrs":982,"content":983},{"textAlign":34},[984,988],{"text":985,"type":22,"marks":986},"Clients who value access to institutional resources",[987],{"type":38},{"text":989,"type":22}," research, global markets, large advisor network.","Financial services ","company-summary-accordion",{"_uid":993,"text":994,"title":1089,"component":991},"f5ab5f41-a626-4949-877e-f87720475416",{"type":15,"content":995},[996],{"type":777,"content":997},[998,1009,1020,1031,1040,1051,1060,1069,1080],{"type":780,"content":999},[1000],{"type":18,"attrs":1001,"content":1002},{"textAlign":34},[1003,1007],{"text":1004,"type":22,"marks":1005},"Goal-based investment strategy",[1006],{"type":38},{"text":1008,"type":22}," aligned to financial goals and time horizon.",{"type":780,"content":1010},[1011],{"type":18,"attrs":1012,"content":1013},{"textAlign":34},[1014,1018],{"text":1015,"type":22,"marks":1016},"Strategic asset allocation framework",[1017],{"type":38},{"text":1019,"type":22}," long-term portfolio structure.",{"type":780,"content":1021},[1022],{"type":18,"attrs":1023,"content":1024},{"textAlign":34},[1025,1029],{"text":1026,"type":22,"marks":1027},"Diversified multi-asset portfolios",[1028],{"type":38},{"text":1030,"type":22}," equities, fixed income, alternatives.",{"type":780,"content":1032},[1033],{"type":18,"attrs":1034,"content":1035},{"textAlign":34},[1036],{"text":1037,"type":22,"marks":1038},"Blend of active and passive investment strategies",[1039],{"type":38},{"type":780,"content":1041},[1042],{"type":18,"attrs":1043,"content":1044},{"textAlign":34},[1045,1049],{"text":1046,"type":22,"marks":1047},"Access to global investment opportunities",[1048],{"type":38},{"text":1050,"type":22}," international markets and assets.",{"type":780,"content":1052},[1053],{"type":18,"attrs":1054,"content":1055},{"textAlign":34},[1056],{"text":1057,"type":22,"marks":1058},"Use of managed portfolios and advisory programs",[1059],{"type":38},{"type":780,"content":1061},[1062],{"type":18,"attrs":1063,"content":1064},{"textAlign":34},[1065],{"text":1066,"type":22,"marks":1067},"Tax-efficient investing strategies",[1068],{"type":38},{"type":780,"content":1070},[1071],{"type":18,"attrs":1072,"content":1073},{"textAlign":34},[1074,1078],{"text":1075,"type":22,"marks":1076},"Risk-focused portfolio construction",[1077],{"type":38},{"text":1079,"type":22}," aligned to risk tolerance.",{"type":780,"content":1081},[1082],{"type":18,"attrs":1083,"content":1084},{"textAlign":34},[1085],{"text":1086,"type":22,"marks":1087},"Ongoing portfolio monitoring and rebalancing",[1088],{"type":38},"Investing strategy",{"_uid":1091,"text":1092,"title":1138,"component":991},"ac926a38-3d52-45f8-aa3c-a55877acf223",{"type":15,"content":1093},[1094,1106],{"type":777,"content":1095},[1096],{"type":780,"content":1097},[1098],{"type":18,"attrs":1099,"content":1100},{"textAlign":34},[1101],{"text":1102,"type":22,"marks":1103},"Choose from a range of ETFs, mutual funds, and stocks. ",[1104],{"type":129,"attrs":1105},{"color":12},{"type":777,"content":1107},[1108,1118,1128],{"type":780,"content":1109},[1110],{"type":18,"attrs":1111,"content":1112},{"textAlign":34},[1113],{"text":1114,"type":22,"marks":1115},"Make trades with no minimum balance and no commissions. ",[1116],{"type":129,"attrs":1117},{"color":12},{"type":780,"content":1119},[1120],{"type":18,"attrs":1121,"content":1122},{"textAlign":34},[1123],{"text":1124,"type":22,"marks":1125},"Enjoy easy access to market news and financial insights. ",[1126],{"type":129,"attrs":1127},{"color":12},{"type":780,"content":1129},[1130],{"type":18,"attrs":1131,"content":1132},{"textAlign":34},[1133],{"text":1134,"type":22,"marks":1135},"Investor Learning Centre offers guided content on investing, saving, and financial wellness. ",[1136],{"type":129,"attrs":1137},{"color":12},"Pros",{"_uid":1140,"text":1141,"title":1185,"component":991},"78169685-1d37-4e0f-9b0c-1454f2ca1b03",{"type":15,"content":1142},[1143],{"type":777,"content":1144},[1145,1155,1165,1175],{"type":780,"content":1146},[1147],{"type":18,"attrs":1148,"content":1149},{"textAlign":34},[1150],{"text":1151,"type":22,"marks":1152},"Citi manages ETF/bonds but outsources stock/equities to a third party. ",[1153],{"type":129,"attrs":1154},{"color":12},{"type":780,"content":1156},[1157],{"type":18,"attrs":1158,"content":1159},{"textAlign":34},[1160],{"text":1161,"type":22,"marks":1162},"Potential conflict of interest with fund fees – some funds charge management and performance fees. ",[1163],{"type":129,"attrs":1164},{"color":12},{"type":780,"content":1166},[1167],{"type":18,"attrs":1168,"content":1169},{"textAlign":34},[1170],{"text":1171,"type":22,"marks":1172},"Account minimums vary by program, making them inaccessible to some earners. ",[1173],{"type":129,"attrs":1174},{"color":12},{"type":780,"content":1176},[1177],{"type":18,"attrs":1178,"content":1179},{"textAlign":34},[1180],{"text":1181,"type":22,"marks":1182},"Parent company Citigroup Global Markets has 172 disclosures on record from the last 10 years.",[1183],{"type":129,"attrs":1184},{"color":12},"Cons ",{"_uid":1187,"text":1188,"title":1238,"component":991},"36d9b1a6-3258-4d06-91b1-881bd777c2da",{"type":15,"content":1189},[1190],{"type":777,"content":1191},[1192,1202,1211,1220,1229],{"type":780,"content":1193},[1194],{"type":18,"attrs":1195,"content":1196},{"textAlign":34},[1197,1200],{"text":941,"type":22,"marks":1198},[1199],{"type":38},{"text":1201,"type":22}," broad client base from ~$200K+ net worth to HNW.",{"type":780,"content":1203},[1204],{"type":18,"attrs":1205,"content":1206},{"textAlign":34},[1207,1210],{"text":952,"type":22,"marks":1208},[1209],{"type":38},{"text":956,"type":22},{"type":780,"content":1212},[1213],{"type":18,"attrs":1214,"content":1215},{"textAlign":34},[1216,1219],{"text":963,"type":22,"marks":1217},[1218],{"type":38},{"text":967,"type":22},{"type":780,"content":1221},[1222],{"type":18,"attrs":1223,"content":1224},{"textAlign":34},[1225,1228],{"text":974,"type":22,"marks":1226},[1227],{"type":38},{"text":978,"type":22},{"type":780,"content":1230},[1231],{"type":18,"attrs":1232,"content":1233},{"textAlign":34},[1234,1237],{"text":985,"type":22,"marks":1235},[1236],{"type":38},{"text":989,"type":22},"Who is Citi Personal Wealth Management best for?",{"id":1240,"alt":12,"name":12,"focus":12,"title":12,"source":12,"filename":1241,"copyright":12,"fieldtype":1242,"meta_data":1243,"is_external_url":543},16062546,"https://a.storyblok.com/f/185166/2632x1800/fa97605899/citi-personal-wealth-management-review.webp","asset",{},"Citi Personal Wealth","https://v2.unbiased.com/inquiry/financial-advisor/primary-areas","company-summary-box","Citi Personal Wealth Management offers a range of financial planning services and investment products, such as ETFs, mutual funds, and stocks. ","Not sure if Citi Personal Wealth suits your needs? Let Unbiased find a financial advisor that does",{"_uid":1250,"data":1251,"component":819},"21b1bd6f-43cc-4b21-90ea-887ab78acf6a",{"type":15,"content":1252},[1253,1266,1274,1314,1322,1334,1342,1414,1426,1448,1470,1482,1490],{"type":764,"attrs":1254,"content":1255},{"level":766,"textAlign":34},[1256,1261],{"text":1257,"type":22,"marks":1258},"Introduction to Citi Personal Wealth Management",[1259],{"type":129,"attrs":1260},{"color":12},{"text":771,"type":22,"marks":1262},[1263],{"type":129,"attrs":1264},{"color":1265},"rgb(33, 35, 35)",{"type":18,"attrs":1267,"content":1268},{"textAlign":34},[1269],{"text":1270,"type":22,"marks":1271},"Citi Personal Wealth Management is Citigroup's financial advisory arm. Citigroup is a global financial services company and a bank. It is a subsidiary of Citigroup Global Markets Inc., which is, in turn, a subsidiary of Citigroup Inc., a publicly held company.  ",[1272],{"type":129,"attrs":1273},{"color":12},{"type":18,"attrs":1275,"content":1276},{"textAlign":34},[1277,1282,1291,1301,1309],{"text":1278,"type":22,"marks":1279},"The parent company employs hundreds of thousands of individuals around the world, and it ",[1280],{"type":129,"attrs":1281},{"color":12},{"text":1283,"type":22,"marks":1284},"ranked 36",[1285,1288,1290],{"type":31,"attrs":1286},{"href":1287,"uuid":34,"anchor":34,"target":814,"linktype":36},"https://fortune.com/ranking/global500/2023/search/",{"type":129,"attrs":1289},{"color":12},{"type":816},{"text":1292,"type":22,"marks":1293},"th",[1294,1296,1298,1300],{"type":31,"attrs":1295},{"href":1287,"uuid":34,"anchor":34,"target":814,"linktype":36},{"type":129,"attrs":1297},{"color":12},{"type":1299},"superscript",{"type":816},{"text":1302,"type":22,"marks":1303}," on the 2023 Fortune 500",[1304,1306,1308],{"type":31,"attrs":1305},{"href":1287,"uuid":34,"anchor":34,"target":814,"linktype":36},{"type":129,"attrs":1307},{"color":12},{"type":816},{"text":1310,"type":22,"marks":1311},". ",[1312],{"type":129,"attrs":1313},{"color":12},{"type":18,"attrs":1315,"content":1316},{"textAlign":34},[1317],{"text":1318,"type":22,"marks":1319},"Citi Personal Wealth Management was founded in 1964. The company boasts a massive network of financial planning professionals, with thousands of financial advisors among them. This New York-based company shares many clients with broker-dealer Citigroup Global Markets Inc.  ",[1320],{"type":129,"attrs":1321},{"color":12},{"type":764,"attrs":1323,"content":1324},{"level":766,"textAlign":34},[1325,1330],{"text":1326,"type":22,"marks":1327},"What services does Citi Personal Wealth Management offer?",[1328],{"type":129,"attrs":1329},{"color":12},{"text":771,"type":22,"marks":1331},[1332],{"type":129,"attrs":1333},{"color":1265},{"type":18,"attrs":1335,"content":1336},{"textAlign":34},[1337],{"text":1338,"type":22,"marks":1339},"Citi Personal Wealth Management offers a range of services, including: ",[1340],{"type":129,"attrs":1341},{"color":12},{"type":777,"content":1343},[1344,1354,1364,1374,1384,1394,1404],{"type":780,"content":1345},[1346],{"type":18,"attrs":1347,"content":1348},{"textAlign":34},[1349],{"text":1350,"type":22,"marks":1351},"College planning ",[1352],{"type":129,"attrs":1353},{"color":12},{"type":780,"content":1355},[1356],{"type":18,"attrs":1357,"content":1358},{"textAlign":34},[1359],{"text":1360,"type":22,"marks":1361},"Estate planning ",[1362],{"type":129,"attrs":1363},{"color":12},{"type":780,"content":1365},[1366],{"type":18,"attrs":1367,"content":1368},{"textAlign":34},[1369],{"text":1370,"type":22,"marks":1371},"Financial education center ",[1372],{"type":129,"attrs":1373},{"color":12},{"type":780,"content":1375},[1376],{"type":18,"attrs":1377,"content":1378},{"textAlign":34},[1379],{"text":1380,"type":22,"marks":1381},"Financial planning tools ",[1382],{"type":129,"attrs":1383},{"color":12},{"type":780,"content":1385},[1386],{"type":18,"attrs":1387,"content":1388},{"textAlign":34},[1389],{"text":1390,"type":22,"marks":1391},"Investment advisory programs such as multi-asset class programs ",[1392],{"type":129,"attrs":1393},{"color":12},{"type":780,"content":1395},[1396],{"type":18,"attrs":1397,"content":1398},{"textAlign":34},[1399],{"text":1400,"type":22,"marks":1401},"Retirement planning ",[1402],{"type":129,"attrs":1403},{"color":12},{"type":780,"content":1405},[1406],{"type":18,"attrs":1407,"content":1408},{"textAlign":34},[1409],{"text":1410,"type":22,"marks":1411},"Wealth protection ",[1412],{"type":129,"attrs":1413},{"color":12},{"type":764,"attrs":1415,"content":1416},{"level":766,"textAlign":34},[1417,1422],{"text":1418,"type":22,"marks":1419},"What is Citi Personal Wealth Management’s investment philosophy?",[1420],{"type":129,"attrs":1421},{"color":12},{"text":771,"type":22,"marks":1423},[1424],{"type":129,"attrs":1425},{"color":1265},{"type":18,"attrs":1427,"content":1428},{"textAlign":34},[1429,1434,1443],{"text":1430,"type":22,"marks":1431},"Citi Personal Wealth Management’s financial advisory and investment philosophy centers on creating complete personal financial profiles for all its clients. These profiles include personal information on clients’ income and expenditures, assets, liabilities, objectives, and tax status. They also include insurance and ",[1432],{"type":129,"attrs":1433},{"color":12},{"text":1435,"type":22,"marks":1436},"estate planning considerations",[1437,1440,1442],{"type":31,"attrs":1438},{"href":1439,"uuid":34,"anchor":34,"target":814,"linktype":36},"https://www.unbiased.com/discover/retirement/what-is-estate-planning",{"type":129,"attrs":1441},{"color":12},{"type":816},{"text":1444,"type":22,"marks":1445},", as well as long-term plans such as education payments and retirement plans.  ",[1446],{"type":129,"attrs":1447},{"color":12},{"type":18,"attrs":1449,"content":1450},{"textAlign":34},[1451,1456,1465],{"text":1452,"type":22,"marks":1453},"If you get ",[1454],{"type":129,"attrs":1455},{"color":12},{"text":1457,"type":22,"marks":1458},"investment advice",[1459,1462,1464],{"type":31,"attrs":1460},{"href":1461,"uuid":34,"anchor":34,"target":814,"linktype":36},"https://www.unbiased.com/discover/financial-advice/investment-advisor",{"type":129,"attrs":1463},{"color":12},{"type":816},{"text":1466,"type":22,"marks":1467}," or a financial plan from Citi Personal Wealth Management advisors, you can use Citigroup Global Markets, Inc. as a broker-dealer that will put your plan into action. You can choose investment strategies from a range of options, each of which focuses on specific risk tolerances, time horizons, or areas of the market.  ",[1468],{"type":129,"attrs":1469},{"color":12},{"type":764,"attrs":1471,"content":1472},{"level":766,"textAlign":34},[1473,1478],{"text":1474,"type":22,"marks":1475},"What is Citi Personal Wealth Management’s pricing and fee structure?",[1476],{"type":129,"attrs":1477},{"color":12},{"text":771,"type":22,"marks":1479},[1480],{"type":129,"attrs":1481},{"color":1265},{"type":18,"attrs":1483,"content":1484},{"textAlign":34},[1485],{"text":1486,"type":22,"marks":1487},"There are no additional Citi Personal Wealth Management fees for financial planning services. However, it’s important to take note that these services are available only to Citigroup Global Markets Inc. clients. However, there are Citi Personal Wealth Management fees that you need to pay when you use the company for investing. The fees are based on your chosen account option and are as follows: ",[1488],{"type":129,"attrs":1489},{"color":12},{"type":18,"attrs":1491,"content":1492},{"textAlign":34},[1493,1499],{"text":1494,"type":22,"marks":1495},"Equity, Balanced and Multi-Style Accounts",[1496,1498],{"type":129,"attrs":1497},{"color":12},{"type":38},{"text":771,"type":22,"marks":1500},[1501],{"type":129,"attrs":1502},{"color":12},{"_uid":1504,"caption":12,"content":1505,"component":1523,"paste_content":1524,"hide_heading_row":543,"first_col_to_headings":543},"430b9d77-e536-4816-95b6-bd217e41c6c7",{"tbody":1506,"thead":1516,"fieldtype":1522},[1507],{"_uid":1508,"body":1509,"component":1515},"9060b841-2988-4ec7-92fb-d0e23ce28763",[1510,1513],{"_uid":1511,"value":12,"component":1512},"3b081189-91ff-4232-8ca4-9b11bac9fe38","_table_col",{"_uid":1514,"value":12,"component":1512},"15daae40-6616-4169-952c-aa9c7bcc03d0","_table_row",[1517,1520],{"_uid":1518,"value":12,"component":1519},"7d5d4493-f27d-4653-85d1-9929bd5ab2e2","_table_head",{"_uid":1521,"value":12,"component":1519},"9239e9bc-4a11-4d11-a298-30f3e9c71b5e","table","article-table","Assets under management\tFee rate\nFirst $500,000\t2.00%\nNext $500,000\t1.50%\nNext $2,000,000\t1.25%\nAbove $3,000,000\t1.00%",{"_uid":1526,"data":1527,"component":819},"b3a38d6d-19a8-4b26-854c-8127c645a30e",{"type":15,"content":1528},[1529],{"type":18,"content":1530},[1531,1537],{"text":1532,"type":22,"marks":1533},"Fixed-Income Accounts",[1534,1535],{"type":38},{"type":129,"attrs":1536},{"color":12},{"text":771,"type":22,"marks":1538},[1539],{"type":129,"attrs":1540},{"color":131},{"_uid":1542,"caption":12,"content":1543,"component":1523,"paste_content":1557,"hide_heading_row":543,"first_col_to_headings":543},"8a5a1040-6bde-4298-b027-f1458feb1f19",{"tbody":1544,"thead":1552,"fieldtype":1522},[1545],{"_uid":1546,"body":1547,"component":1515},"50975ef7-eb46-42da-808a-27799ca1d0f0",[1548,1550],{"_uid":1549,"value":12,"component":1512},"813f2181-a224-469b-922a-0533e21494ce",{"_uid":1551,"value":12,"component":1512},"ac0ebbec-1edc-4282-81d7-984da225826b",[1553,1555],{"_uid":1554,"value":12,"component":1519},"47234bc7-05b3-40ad-b4be-fda1a797bf90",{"_uid":1556,"value":12,"component":1519},"0ec96fe1-73cc-4e46-81a9-47d34adec21d","Assets under management\tFee rate\nFirst $500,000\t1.00%\nNext $500,000\t0.90%\nNext $2,000,000\t0.75%\nAbove $3,000,000\t0.60%",{"_uid":1559,"data":1560,"component":819},"e4020fb0-f754-477c-b250-6d31876bcc12",{"type":15,"content":1561},[1562],{"type":18,"content":1563},[1564,1570],{"text":1565,"type":22,"marks":1566},"Estimated Management Fees, excluding brokerage, custodial, third-party manager, and other fees",[1567,1568],{"type":38},{"type":129,"attrs":1569},{"color":12},{"text":771,"type":22,"marks":1571},[1572],{"type":129,"attrs":1573},{"color":131},{"_uid":1575,"caption":12,"content":1576,"component":1523,"paste_content":1590,"hide_heading_row":543,"first_col_to_headings":543},"aa9dad9e-3fc1-4d5f-a1b0-8b0088b94087",{"tbody":1577,"thead":1585,"fieldtype":1522},[1578],{"_uid":1579,"body":1580,"component":1515},"3ba2afb4-b703-499a-aeee-9217b06841c7",[1581,1583],{"_uid":1582,"value":12,"component":1512},"153a626d-95bc-4781-8be6-08338e58789e",{"_uid":1584,"value":12,"component":1512},"f7a86ac2-e568-4f74-822a-a6907f5c3048",[1586,1588],{"_uid":1587,"value":12,"component":1519},"66f59752-4f44-460d-9357-3d02c69689b1",{"_uid":1589,"value":12,"component":1519},"53cd9bb6-18e0-4385-b4ec-fd2200e7190c","Your assets\tEquity, Balanced, and Multi-Style Fees\n$500,000\t$10,000\n$1,000,000\t$17,500\n$5,000,000\t$62,500\n$10,000,000\t$112,500",{"_uid":1592,"data":1593,"component":819},"dcd966f1-7321-4335-8425-0cb52587b239",{"type":15,"content":1594},[1595,1603,1705,1721,1733,1741,1753,1761,1776,1787,1816,1829,1867,1927,1939,1947,1955,1963,1971,1983,1991,2012],{"type":18,"attrs":1596,"content":1597},{"textAlign":34},[1598],{"text":1599,"type":22,"marks":1600},"Account minimums depend on the type of service you choose at Citi Personal Wealth Management. While there’s no set minimum for financial planning services, most clients who use this service have a net worth of at least $200,000. When it comes to investment advisory services, the account minimums vary according to the investment program: ",[1601],{"type":129,"attrs":1602},{"color":12},{"type":777,"content":1604},[1605,1615,1625,1635,1645,1655,1665,1675,1685,1695],{"type":780,"content":1606},[1607],{"type":18,"attrs":1608,"content":1609},{"textAlign":34},[1610],{"text":1611,"type":22,"marks":1612},"Citi Advisor Program: $100,000 ",[1613],{"type":129,"attrs":1614},{"color":12},{"type":780,"content":1616},[1617],{"type":18,"attrs":1618,"content":1619},{"textAlign":34},[1620],{"text":1621,"type":22,"marks":1622},"Fiduciary Services Program: $50,000 ",[1623],{"type":129,"attrs":1624},{"color":12},{"type":780,"content":1626},[1627],{"type":18,"attrs":1628,"content":1629},{"textAlign":34},[1630],{"text":1631,"type":22,"marks":1632},"Manager Selection Program: $50,000 ",[1633],{"type":129,"attrs":1634},{"color":12},{"type":780,"content":1636},[1637],{"type":18,"attrs":1638,"content":1639},{"textAlign":34},[1640],{"text":1641,"type":22,"marks":1642},"Consulting and Evaluation Services Program – Citi Wealth clients: $100,000 ",[1643],{"type":129,"attrs":1644},{"color":12},{"type":780,"content":1646},[1647],{"type":18,"attrs":1648,"content":1649},{"textAlign":34},[1650],{"text":1651,"type":22,"marks":1652},"Consulting and Evaluation Services Program – Citi Private Bank clients: $1,000,000 ",[1653],{"type":129,"attrs":1654},{"color":12},{"type":780,"content":1656},[1657],{"type":18,"attrs":1658,"content":1659},{"textAlign":34},[1660],{"text":1661,"type":22,"marks":1662},"Advisory Portfolios program: $1,000,000 - $25,000,000 ",[1663],{"type":129,"attrs":1664},{"color":12},{"type":780,"content":1666},[1667],{"type":18,"attrs":1668,"content":1669},{"textAlign":34},[1670],{"text":1671,"type":22,"marks":1672},"Citi Portfolio Manager Program: $25,000 ",[1673],{"type":129,"attrs":1674},{"color":12},{"type":780,"content":1676},[1677],{"type":18,"attrs":1678,"content":1679},{"textAlign":34},[1680],{"text":1681,"type":22,"marks":1682},"Dynamic Allocation Portfolios: UMA Program: $25,000 ($100,000 for custom) ",[1683],{"type":129,"attrs":1684},{"color":12},{"type":780,"content":1686},[1687],{"type":18,"attrs":1688,"content":1689},{"textAlign":34},[1690],{"text":1691,"type":22,"marks":1692},"Model Allocations Portfolios Program: $25,000 ",[1693],{"type":129,"attrs":1694},{"color":12},{"type":780,"content":1696},[1697],{"type":18,"attrs":1698,"content":1699},{"textAlign":34},[1700],{"text":1701,"type":22,"marks":1702},"Multi-Asset Class Solutions Program: $100,000 - $25,000,000 ",[1703],{"type":129,"attrs":1704},{"color":12},{"type":18,"attrs":1706,"content":1707},{"textAlign":34},[1708,1710,1719],{"text":1709,"type":22},"If you're evaluating costs and services across multiple firms, take a look at ",{"text":1711,"type":22,"marks":1712},"top wealth management firms",[1713],{"type":31,"attrs":1714},{"href":126,"uuid":127,"anchor":34,"target":35,"linktype":74,"story":1715},{"name":122,"id":1716,"uuid":127,"slug":1717,"url":1718,"full_slug":1718,"_stopResolving":558},434989643,"top-wealth-management-firms","discover/financial-advice/top-wealth-management-firms",{"text":1720,"type":22}," to compare pricing structures and investment minimums.",{"type":764,"attrs":1722,"content":1723},{"level":766,"textAlign":34},[1724,1729],{"text":1725,"type":22,"marks":1726},"Is Citi Personal Wealth Management trustworthy?",[1727],{"type":129,"attrs":1728},{"color":12},{"text":771,"type":22,"marks":1730},[1731],{"type":129,"attrs":1732},{"color":1265},{"type":18,"attrs":1734,"content":1735},{"textAlign":34},[1736],{"text":1737,"type":22,"marks":1738},"You can trust Citi Personal Wealth Management, as this is a legitimate financial services company with offices around the world. That said, it’s worth mentioning in the interest of transparency that Citigroup Global Markets Inc. had 172 disclosures in the last 10 years. ",[1739],{"type":129,"attrs":1740},{"color":12},{"type":764,"attrs":1742,"content":1743},{"level":766,"textAlign":34},[1744,1749],{"text":1745,"type":22,"marks":1746},"What are the pros and cons of Citi Personal Wealth Management?",[1747],{"type":129,"attrs":1748},{"color":12},{"text":771,"type":22,"marks":1750},[1751],{"type":129,"attrs":1752},{"color":1265},{"type":18,"attrs":1754,"content":1755},{"textAlign":34},[1756],{"text":1757,"type":22,"marks":1758},"Citi Personal Wealth Management has a number of pros and cons. These include: ",[1759],{"type":129,"attrs":1760},{"color":12},{"type":764,"attrs":1762,"content":1764},{"level":1763,"textAlign":34},3,[1765,1769,1774],{"text":1138,"type":22,"marks":1766},[1767],{"type":129,"attrs":1768},{"color":12},{"text":1770,"type":22,"marks":1771}," of ",[1772],{"type":129,"attrs":1773},{"color":131},{"text":1775,"type":22},"Citi Personal Wealth Management:",{"type":777,"content":1777},[1778],{"type":780,"content":1779},[1780],{"type":18,"attrs":1781,"content":1782},{"textAlign":34},[1783],{"text":1102,"type":22,"marks":1784},[1785],{"type":129,"attrs":1786},{"color":12},{"type":777,"content":1788},[1789,1798,1807],{"type":780,"content":1790},[1791],{"type":18,"attrs":1792,"content":1793},{"textAlign":34},[1794],{"text":1114,"type":22,"marks":1795},[1796],{"type":129,"attrs":1797},{"color":12},{"type":780,"content":1799},[1800],{"type":18,"attrs":1801,"content":1802},{"textAlign":34},[1803],{"text":1124,"type":22,"marks":1804},[1805],{"type":129,"attrs":1806},{"color":12},{"type":780,"content":1808},[1809],{"type":18,"attrs":1810,"content":1811},{"textAlign":34},[1812],{"text":1134,"type":22,"marks":1813},[1814],{"type":129,"attrs":1815},{"color":12},{"type":764,"attrs":1817,"content":1818},{"level":1763,"textAlign":34},[1819,1824,1828],{"text":1820,"type":22,"marks":1821},"Cons",[1822],{"type":129,"attrs":1823},{"color":12},{"text":1770,"type":22,"marks":1825},[1826],{"type":129,"attrs":1827},{"color":131},{"text":1775,"type":22},{"type":777,"content":1830},[1831,1840,1849,1858],{"type":780,"content":1832},[1833],{"type":18,"attrs":1834,"content":1835},{"textAlign":34},[1836],{"text":1151,"type":22,"marks":1837},[1838],{"type":129,"attrs":1839},{"color":12},{"type":780,"content":1841},[1842],{"type":18,"attrs":1843,"content":1844},{"textAlign":34},[1845],{"text":1161,"type":22,"marks":1846},[1847],{"type":129,"attrs":1848},{"color":12},{"type":780,"content":1850},[1851],{"type":18,"attrs":1852,"content":1853},{"textAlign":34},[1854],{"text":1171,"type":22,"marks":1855},[1856],{"type":129,"attrs":1857},{"color":12},{"type":780,"content":1859},[1860],{"type":18,"attrs":1861,"content":1862},{"textAlign":34},[1863],{"text":1181,"type":22,"marks":1864},[1865],{"type":129,"attrs":1866},{"color":12},{"type":18,"attrs":1868,"content":1869},{"textAlign":34},[1870,1872,1884,1886,1898,1900,1911,1913,1925],{"text":1871,"type":22},"Investors seeking simpler, lower‑cost advice might explore digital or hybrid options such as ",{"text":1873,"type":22,"marks":1874},"Facet Wealth",[1875],{"type":31,"attrs":1876},{"href":1877,"uuid":1878,"anchor":34,"target":35,"linktype":74,"story":1879},"/discover/financial-advice/facet-wealth-review","12bf1529-bcf7-4433-b26e-a8ec2a924209",{"name":1880,"id":1881,"uuid":1878,"slug":1882,"url":1883,"full_slug":1883,"_stopResolving":558},"Facet Wealth review",91501363066108,"facet-wealth-review","discover/financial-advice/facet-wealth-review",{"text":1885,"type":22}," or ",{"text":1887,"type":22,"marks":1888},"Schwab Intelligent Portfolios Premium,",[1889],{"type":31,"attrs":1890},{"href":1891,"uuid":1892,"anchor":34,"target":35,"linktype":74,"story":1893},"/discover/financial-advice/charles-schwab-review","550e0128-2a8d-4093-8a44-434d1134895c",{"name":1894,"id":1895,"uuid":1892,"slug":1896,"url":1897,"full_slug":1897,"_stopResolving":558},"Charles Schwab review",81543514388741,"charles-schwab-review","discover/financial-advice/charles-schwab-review",{"text":1899,"type":22}," while those looking for similarly comprehensive high‑touch planning could compare Citi with firms like ",{"text":1901,"type":22,"marks":1902},"Morgan Stanley Private Wealth",[1903],{"type":31,"attrs":1904},{"href":1905,"uuid":1906,"anchor":34,"target":35,"linktype":74,"story":1907},"/discover/financial-advice/morgan-stanley-private-wealth","8e19bb04-b64a-4719-ba4a-a6c86dfd3c54",{"name":1901,"id":1908,"uuid":1906,"slug":1909,"url":1910,"full_slug":1910,"_stopResolving":558},541724932,"morgan-stanley-private-wealth","discover/financial-advice/morgan-stanley-private-wealth",{"text":1912,"type":22},", ",{"text":1914,"type":22,"marks":1915},"Raymond James Financial ",[1916],{"type":31,"attrs":1917},{"href":1918,"uuid":1919,"anchor":34,"target":35,"linktype":74,"story":1920},"/discover/financial-advice/raymond-james-review","8dd58286-a39f-494e-9e9f-f01581631cd1",{"name":1921,"id":1922,"uuid":1919,"slug":1923,"url":1924,"full_slug":1924,"_stopResolving":558},"raymond james review",668602669,"raymond-james-review","discover/financial-advice/raymond-james-review",{"text":1926,"type":22},"or independent fiduciary advisors. ",{"type":764,"attrs":1928,"content":1929},{"level":766,"textAlign":34},[1930,1935],{"text":1931,"type":22,"marks":1932},"How to open an account with Citi Personal Wealth Management?",[1933],{"type":129,"attrs":1934},{"color":12},{"text":771,"type":22,"marks":1936},[1937],{"type":129,"attrs":1938},{"color":1265},{"type":18,"attrs":1940,"content":1941},{"textAlign":34},[1942],{"text":1943,"type":22,"marks":1944},"There are two ways to open an account with Citi Personal Wealth Management.  ",[1945],{"type":129,"attrs":1946},{"color":12},{"type":18,"attrs":1948,"content":1949},{"textAlign":34},[1950],{"text":1951,"type":22,"marks":1952},"One is to visit one of the branches listed on the website and make an appointment with a Citi Personal Wealth Management financial advisor, who can assist you in person. ",[1953],{"type":129,"attrs":1954},{"color":12},{"type":18,"attrs":1956,"content":1957},{"textAlign":34},[1958],{"text":1959,"type":22,"marks":1960},"The other is to open an account online.  ",[1961],{"type":129,"attrs":1962},{"color":12},{"type":18,"attrs":1964,"content":1965},{"textAlign":34},[1966],{"text":1967,"type":22,"marks":1968},"You must register online with a Social Security number. ",[1969],{"type":129,"attrs":1970},{"color":12},{"type":764,"attrs":1972,"content":1973},{"level":766,"textAlign":34},[1974,1979],{"text":1975,"type":22,"marks":1976},"Get expert financial advice",[1977],{"type":129,"attrs":1978},{"color":12},{"text":771,"type":22,"marks":1980},[1981],{"type":129,"attrs":1982},{"color":1265},{"type":18,"attrs":1984,"content":1985},{"textAlign":34},[1986],{"text":1987,"type":22,"marks":1988},"A global company, Citi Personal Wealth Management offers a range of financial planning and wealth management services as well as investment products. Although account minimums vary significantly according to product or service, they are high enough to exclude some earners. The company’s free financial planning services are only available to Citigroup Global Markets Inc. clients.  ",[1989],{"type":129,"attrs":1990},{"color":12},{"type":18,"attrs":1992,"content":1993},{"textAlign":34},[1994,1999,2007],{"text":1995,"type":22,"marks":1996},"Find a registered financial advisor through Unbiased to get expert ",[1997],{"type":129,"attrs":1998},{"color":12},{"text":2000,"type":22,"marks":2001},"financial advice",[2002,2004,2006],{"type":31,"attrs":2003},{"href":813,"uuid":34,"anchor":34,"target":814,"linktype":36},{"type":129,"attrs":2005},{"color":12},{"type":816},{"text":2008,"type":22,"marks":2009}," based on your specific circumstances and needs. ",[2010],{"type":129,"attrs":2011},{"color":12},{"type":764,"attrs":2013,"content":2014},{"level":766,"textAlign":34},[2015],{"text":2016,"type":22,"marks":2017},"Frequently asked questions",[2018,2020],{"type":129,"attrs":2019},{"color":12},{"type":2021},"italic",{"_uid":2023,"component":2024,"accordions":2025},"39773464-3474-416e-980a-fe4d2cb5606f","app-accordion-group",[2026,2133,2149,2159,2171,2183],{"_uid":2027,"text":2028,"title":2131,"component":2132},"33027505-1a38-46c1-9ef9-db3fac6675fc",{"type":15,"content":2029},[2030],{"type":777,"content":2031},[2032,2043,2054,2065,2076,2087,2098,2109,2120],{"type":780,"content":2033},[2034],{"type":18,"attrs":2035,"content":2036},{"textAlign":34},[2037,2041],{"text":2038,"type":22,"marks":2039},"Advisor-led, personalised wealth management",[2040],{"type":38},{"text":2042,"type":22}," tailored plans based on full financial profile.",{"type":780,"content":2044},[2045],{"type":18,"attrs":2046,"content":2047},{"textAlign":34},[2048,2052],{"text":2049,"type":22,"marks":2050},"Comprehensive financial services offering",[2051],{"type":38},{"text":2053,"type":22}," retirement, estate, education, insurance planning.",{"type":780,"content":2055},[2056],{"type":18,"attrs":2057,"content":2058},{"textAlign":34},[2059,2063],{"text":2060,"type":22,"marks":2061},"Global banking and investment platform",[2062],{"type":38},{"text":2064,"type":22}," backed by Citi’s international resources.",{"type":780,"content":2066},[2067],{"type":18,"attrs":2068,"content":2069},{"textAlign":34},[2070,2074],{"text":2071,"type":22,"marks":2072},"Wide range of investment options",[2073],{"type":38},{"text":2075,"type":22}," stocks, bonds, ETFs, mutual funds, managed accounts.",{"type":780,"content":2077},[2078],{"type":18,"attrs":2079,"content":2080},{"textAlign":34},[2081,2085],{"text":2082,"type":22,"marks":2083},"Multiple advisory programs",[2084],{"type":38},{"text":2086,"type":22}," multi-asset portfolios, discretionary and managed solutions.",{"type":780,"content":2088},[2089],{"type":18,"attrs":2090,"content":2091},{"textAlign":34},[2092,2096],{"text":2093,"type":22,"marks":2094},"Goal-based financial planning approach",[2095],{"type":38},{"text":2097,"type":22}," based on income, assets, liabilities, and long-term goals.",{"type":780,"content":2099},[2100],{"type":18,"attrs":2101,"content":2102},{"textAlign":34},[2103,2107],{"text":2104,"type":22,"marks":2105},"Flexible service tiers",[2106],{"type":38},{"text":2108,"type":22}," from digital investing to full-service advisory.",{"type":780,"content":2110},[2111],{"type":18,"attrs":2112,"content":2113},{"textAlign":34},[2114,2118],{"text":2115,"type":22,"marks":2116},"Access to institutional research and insights",[2117],{"type":38},{"text":2119,"type":22}," global market analysis and CIO guidance.",{"type":780,"content":2121},[2122],{"type":18,"attrs":2123,"content":2124},{"textAlign":34},[2125,2129],{"text":2126,"type":22,"marks":2127},"Integration with banking and lending services",[2128],{"type":38},{"text":2130,"type":22}," holistic financial ecosystem.","What are the key features of Citi Personal Wealth Management?","app-accordion",{"_uid":2134,"text":2135,"title":2148,"component":2132},"f21afc1b-d752-45ee-9860-6d6cb3bbbd0c",{"type":15,"content":2136},[2137],{"type":18,"attrs":2138,"content":2139},{"textAlign":34},[2140,2142],{"text":2141,"type":22},"Citi Personal Wealth Management",{"text":2143,"type":22,"marks":2144},", as this is a legitimate financial services company with offices around the world.",[2145],{"type":129,"attrs":2146},{"color":2147},"#474747","Is Citi Personal Wealth Management legit?",{"_uid":2150,"text":2151,"title":2158,"component":2132},"40bc44ec-ab6c-404e-9d21-57f53de739ff",{"type":15,"content":2152},[2153],{"type":18,"attrs":2154,"content":2155},{"textAlign":34},[2156],{"text":2157,"type":22},"Citi Personal Wealth Management is not purely fiduciary, it operates under a hybrid model, acting as a fiduciary in advisory accounts but not always in brokerage relationships, so clients should confirm how their advisor is acting.","Is Citi Personal Wealth Management a fiduciary?",{"_uid":2160,"text":2161,"title":2170,"component":2132},"b8ea6103-4382-45c8-9547-1a6fd366f52e",{"type":15,"content":2162},[2163],{"type":18,"content":2164},[2165],{"text":2166,"type":22,"marks":2167},"Yes, Citi does offer wealth management services. Citi Personal Wealth Management, a business of Citigroup Inc., provides investment products through Citigroup Global Markets Inc. (CGMI), a member of SIPC. Additionally, Citigroup Life Agency LLC (CLA) offers insurance products.",[2168],{"type":129,"attrs":2169},{"color":131},"Does Citi do wealth management?",{"_uid":2172,"text":2173,"title":2182,"component":2132},"76527337-78b1-479c-a1fe-a153c2545a25",{"type":15,"content":2174},[2175],{"type":18,"content":2176},[2177],{"text":2178,"type":22,"marks":2179},"Wealth advisors are the type of financial advisors that rich people typically use. These advisors offer comprehensive financial planning services, including estate planning, tax assistance, legal guidance, and investment management, catering specifically to the needs of very wealthy clients.",[2180],{"type":129,"attrs":2181},{"color":131},"What financial advisors do rich people use?",{"_uid":2184,"text":2185,"title":2194,"component":2132},"1e3778a1-c412-4d98-bfb7-c38c7559219e",{"type":15,"content":2186},[2187],{"type":18,"content":2188},[2189],{"text":2190,"type":22,"marks":2191},"Billionaires typically rely on a team of financial advisors to manage their money.",[2192],{"type":129,"attrs":2193},{"color":131},"Who do billionaires use to manage their money?",[2196],{"_uid":2197,"image":2198,"title":2199,"component":2210,"breadcrumbs":558},"86b63fde-da3f-4876-bedf-0a9f10b151c4",{"alt":12,"name":12,"title":12,"filename":1241,"copyright":12,"fieldtype":1242},{"type":15,"content":2200},[2201],{"type":18,"content":2202},[2203,2208],{"text":2141,"type":22,"marks":2204},[2205],{"type":25,"attrs":2206},{"class":2207},"primary-gradient",{"text":2209,"type":22},": what do you need to know?","app-hero",{"name":2212,"created_at":2213,"published_at":2214,"updated_at":2215,"id":2216,"uuid":2217,"content":2218,"slug":2227,"full_slug":2228,"sort_by_date":34,"position":2229,"tag_list":2230,"is_startpage":543,"parent_id":2231,"meta_data":34,"group_id":2232,"first_published_at":2233,"release_id":34,"lang":730,"path":34,"alternates":2234,"default_full_slug":34,"translated_slugs":34,"_stopResolving":558},"Unbiased team","2024-01-18T11:49:29.332Z","2024-01-24T16:17:31.264Z","2024-01-24T16:17:31.285Z",429182198,"a38620a4-ad81-47d5-b2fe-9fe933abd010",{"job":2219,"_uid":2220,"name":2212,"image":2221,"component":2225,"description":2226},"Writers","a6e3129c-eeee-4438-8204-797883981521",{"id":2222,"alt":12,"name":12,"focus":12,"title":12,"source":12,"filename":2223,"copyright":12,"fieldtype":1242,"meta_data":2224,"is_private":12,"is_external_url":543},13850198,"https://a.storyblok.com/f/185166/400x400/232c6cb764/unbiased-team.jpg",{},"article-author","Our team of writers, who have decades of experience writing about personal finance, including investing and retirement, are here to help you find out what you must know about life’s biggest financial decisions.","unbiased-team","authors/unbiased-team",-10,[],224651374,"170282a1-0fe6-4cf3-ab19-04639ed3474c","2023-04-03T07:50:42.397Z",[],[2236,2247],{"_uid":2237,"list":2238,"cta_link":55,"cta_text":2239,"component":2240,"window_label":12,"window_title":2241},"f892189c-56e0-4d07-babb-3a345d83057a","Unbiased can connect you with an SEC-regulated financial advisor suited to meet your needs.","Match with a financial advisor","app-banner",{"type":15,"content":2242},[2243],{"type":18,"content":2244},[2245],{"text":2246,"type":22},"Looking for a financial advisor?",{"_uid":2248,"body":2249,"title":2265,"component":2266},"c193d91f-a2cf-4137-8f9c-0df94fa64f47",[2250,2253,2257,2261],{"_uid":2251,"href":2252,"text":122,"component":542,"openInNewWindow":558},"46865c8c-61e1-402f-88ad-ed7f05d9e2e8","https://www.unbiased.com/discover/financial-advice/top-wealth-management-firms",{"_uid":2254,"href":2255,"text":2256,"component":542,"openInNewWindow":558},"924087cb-f146-4d26-aa84-97f9e426a2b5","https://www.unbiased.com/discover/financial-advice/morgan-stanley-private-wealth","Morgan Stanley review",{"_uid":2258,"href":2259,"text":2260,"component":542,"openInNewWindow":558},"05041d89-f040-4c9f-947f-04c8e7ca2932","https://www.unbiased.com/discover/financial-advice/baird-wealth-management","Baird Wealth Management",{"_uid":2262,"href":2263,"text":2264,"component":542,"openInNewWindow":558},"8d08296f-bcb5-427f-a984-670b47f07d1f","https://www.unbiased.com/discover/financial-advice/goldman-sachs-private-wealth-management-review","Goldman Sachs Wealth Management review","Related articles","app-links-list",{"title":750,"plugin":2268,"og_image":12,"og_title":12,"description":2269,"twitter_image":12,"twitter_title":12,"og_description":12,"twitter_description":12},"seo_metatags","Uncover Citi Personal Wealth Management: services, fees, performance, and beyond. Your go-to resource for assessing Citi's wealth management solutions.","app-article",[],[],"Find out all about Citi Personal Wealth Management, its services, investment philosophy, pricing structure, pros and cons, and more. ",[],"citi-personal-wealth-management-review","discover/financial-advice/citi-personal-wealth-management-review",-3380,[],365590167,"28105355-ceee-4ed4-9608-b634cb78e9ad","2024-05-30T11:13:28.148Z",[],{"left":727,"top":727,"width":2284,"height":2284,"rotate":727,"vFlip":543,"hFlip":543,"body":2285},24,"\u003Cpath fill=\"currentColor\" d=\"M3.71 16.29a1 1 0 0 0-.33-.21a1 1 0 0 0-.76 0a1 1 0 0 0-.33.21a1 1 0 0 0-.21.33a1 1 0 0 0 .21 1.09a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1 1 0 0 0 .21-1.09a1 1 0 0 0-.21-.33M7 8h14a1 1 0 0 0 0-2H7a1 1 0 0 0 0 2m-3.29 3.29a1 1 0 0 0-1.09-.21a1.2 1.2 0 0 0-.33.21a1 1 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1 1 0 0 0-.21-.33M21 11H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2M3.71 6.29a1 1 0 0 0-.33-.21a1 1 0 0 0-1.09.21a1.2 1.2 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a1 1 0 0 0 1.09-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1.2 1.2 0 0 0-.21-.33M21 16H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":2287},"\u003Cpath fill=\"currentColor\" d=\"m184.49 136.49l-80 80a12 12 0 0 1-17-17L159 128L87.51 56.49a12 12 0 1 1 17-17l80 80a12 12 0 0 1-.02 17\"/>",[2289,2292,2293],{"title":2290,"exact":558,"href":2291},"Home","https://www.unbiased.com",{"title":58,"exact":558,"to":72,"disabled":543},{"title":750,"exact":558,"to":2294,"disabled":558},"/discover/financial-advice/citi-personal-wealth-management-review",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":2296},"\u003Cpath fill=\"currentColor\" d=\"m181.66 133.66l-80 80a8 8 0 0 1-11.32-11.32L164.69 128L90.34 53.66a8 8 0 0 1 11.32-11.32l80 80a8 8 0 0 1 0 11.32\"/>",1777540212277]