Corient financial advisors: what are the pros and cons?

1 min read by Unbiased team Last updated November 27, 2024

Explore the comprehensive range of services offered by Corient and the firm’s approach to personalized financial planning.

Summary 

  • Corient provides comprehensive wealth management services, including investment and financial planning, tax strategies, and trust services. 

  • The firm partners with over 200 experienced Corient advisors and offers specialized services in private equity and hedge funds. 

  • Corient’s fees are based on assets under management, with rates up to 1.50% annually and possible performance-based fees. 

  • Unbiased will match you with a financial advisor who can help you tailor your investments to meet your financial goals.  

Corient financial advisors: who are they? 

Coreint is a prominent national wealth advisory platform in the US.  

The name "Corient" highlights the firm’s “client-oriented” approach to wealth management. 

The firm operates as a division of CI Financial Corp., a global wealth management firm based in Canada.  

Since entering the US market in 2020, CI Financial has rapidly expanded by acquiring several registered investment advisor (RIA) firms.  

Corient now serves as the unified brand for CI Private Wealth’s US operations, managing around $171 billion in client assets.  

What does Corient do? 

Corient offers a wide range of wealth management services tailored to its clients' needs, including investment management, financial planning, tax strategies, and trust services.  

The firm customizes investment strategies based on each client's financial goals and risk tolerance. 

Corient advisors also provide financial planning services, such as retirement and estate planning, along with tax optimization strategies, ensuring a comprehensive approach to wealth management. 

What are the pros and cons of Corient? 

Like any financial advisory firm, Corient has its strengths and potential drawbacks.  

Below is a summary of the pros and cons associated with Corient’s services: 

Pros 

  • Comprehensive wealth management: Corient offers a full range of wealth management services, including investment management, financial planning, and tax strategies. 

  • Client-centric approach: The firm’s rebranding to Corient reflects its commitment to placing clients at the heart of its services. 

  • Extensive resources: Backed by CI Financial, Corient has access to vast resources and a wide range of investment products. 

  • Experienced advisors: Corient has a team of over 200 professional advisors who bring deep expertise across various financial disciplines. 

Cons 

  • High minimum account size: Corient is an advice firm for high-income individuals, with a minimum relationship size of $5 million; this could be unattainable for lower-income individuals. 

  • Complex fee structure: The firm’s fee structure, including asset-based and performance-based fees, can be complex and may not be fully transparent to all clients. 

  • Limited accessibility: The high minimum investment threshold of $1 million means Corient’s services are not accessible to all investors. 

What financial services do Corient offer? 

Corient offers a comprehensive suite of financial services, including investment management, financial planning, estate planning, tax planning, and trust services.  

It tailors its investment strategies to meet the specific needs of individual investors, families, and institutions.  

Corient’s holistic approach integrates all aspects of a client’s financial life into a cohesive plan. 

Beyond traditional investment management, Corient advisors provide specialized services such as advising on illiquid investments like private equity and hedge funds. Their financial planning services also cover retirement planning, cash flow management, and education funding to help clients meet their long-term goals.  

With Corient locations and advisors across the US, clients benefit from localized expertise and personalized service. 

What fees do Corient offer? 

Corient fees are charged based on the assets under management (AUM), with rates generally up to 1.50% annually. These fees are collected quarterly and are calculated as a percentage of the client’s managed assets.  

In addition to the AUM fees, Corient may charge performance-based fees on capital appreciation within the client’s accounts. These performance-based fees can create potential conflicts of interest as they incentivize the firm to pursue riskier investment strategies to achieve higher returns. 

What technology does Corient use? 

Corient utilizes a range of advanced technologies to enhance its services and operations.  

Together, these tools help Corient deliver a secure, data-driven, and efficient wealth management experience. 

Corient security: is it secure? 

Security is a top priority for Corient.  

The firm employs robust cybersecurity measures to protect client data and financial information. These include encryption, secure servers, and multi-factor authentication to safeguard against unauthorized access.  

Clients can feel confident that the latest security technologies protect their financial information. 

Does Corient have good customer service? 

Corient advisors strongly emphasize exceptional customer service.  

The firm offers personalized service through its nationwide network of experienced financial advisors, who maintain regular communication with clients, provide updates on portfolio performance and make adjustments as needed.  

The firm also offers educational resources and tools to help clients make informed decisions about their financial future.  

Get expert financial advice 

Corient financial advisors represent a significant player in the US wealth management landscape. They offer a wide range of services backed by extensive resources and a client-centric approach.  

Let Unbiased match you with a trusted financial advisor to learn more about finances and for expert financial advice

Writers

Unbiased team

Our team of writers, who have decades of experience writing about personal finance, including investing and retirement, are here to help you find out what you must know about life’s biggest financial decisions.