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you go to, what kind of services you need, and what kind of fee structure the advisor you hire adheres to.  ",[1114],{"type":129,"attrs":1115},{"color":12},{"type":18,"content":1117},[1118,1123,1132],{"text":1119,"type":22,"marks":1120},"If you pay a flat fee, you can expect to pay between ",[1121],{"type":129,"attrs":1122},{"color":12},{"text":1124,"type":22,"marks":1125},"$2,000 and $7,500",[1126,1129,1131],{"type":31,"attrs":1127},{"href":1128,"uuid":34,"anchor":34,"target":806,"linktype":36},"https://www.nerdwallet.com/article/investing/how-much-does-a-financial-advisor-cost",{"type":129,"attrs":1130},{"color":12},{"type":808},{"text":1133,"type":22,"marks":1134}," per year for continuous, ongoing services.  ",[1135],{"type":129,"attrs":1136},{"color":12},{"type":18,"content":1138},[1139],{"text":1140,"type":22,"marks":1141},"If you pay a percentage-based fee for the assets you seek to manage, you can expect to pay 0.25% to 1% annually.  ",[1142],{"type":129,"attrs":1143},{"color":12},{"type":18,"content":1145},[1146,1151,1165,1174],{"text":1147,"type":22,"marks":1148},"You can learn more about ",[1149],{"type":129,"attrs":1150},{"color":12},{"text":1152,"type":22,"marks":1153},"how much a financial advisor costs ",[1154,1163],{"type":31,"attrs":1155},{"href":1156,"uuid":1157,"anchor":34,"target":35,"linktype":74,"story":1158},"/discover/financial-advice/financial-advisor-cost","9b71003b-ba36-4549-b326-ca10600698b2",{"name":1159,"id":1160,"uuid":1157,"slug":1161,"url":1162,"full_slug":1162,"_stopResolving":558},"How much should financial advice cost?",381737504,"financial-advisor-cost","discover/financial-advice/financial-advisor-cost",{"type":129,"attrs":1164},{"color":12},{"text":1166,"type":22,"marks":1167},"here",[1168,1171,1173],{"type":31,"attrs":1169},{"href":1156,"uuid":1157,"anchor":34,"target":35,"linktype":74,"story":1170},{"name":1159,"id":1160,"uuid":1157,"slug":1161,"url":1162,"full_slug":1162,"_stopResolving":558},{"type":129,"attrs":1172},{"color":12},{"type":808},{"text":1175,"type":22,"marks":1176},".  ",[1177],{"type":129,"attrs":1178},{"color":12},{"type":823,"attrs":1180,"content":1181},{"level":825},[1182,1187],{"text":1183,"type":22,"marks":1184},"What type of financial advisor do I need?",[1185],{"type":129,"attrs":1186},{"color":12},{"text":833,"type":22,"marks":1188},[1189],{"type":129,"attrs":1190},{"color":837},{"type":18,"content":1192},[1193],{"text":1194,"type":22,"marks":1195},"There are a variety of financial advisors to choose from depending on your needs as a client.  ",[1196],{"type":129,"attrs":1197},{"color":12},{"type":18,"content":1199},[1200],{"text":1201,"type":22,"marks":1202},"Some of the most common you might find today include:  ",[1203],{"type":129,"attrs":1204},{"color":12},{"type":767,"content":1206},[1207],{"type":770,"content":1208},[1209],{"type":18,"content":1210},[1211,1217],{"text":1212,"type":22,"marks":1213},"Certified financial planner (CFP):",[1214,1215],{"type":38},{"type":129,"attrs":1216},{"color":12},{"text":1218,"type":22,"marks":1219}," Best for clients who need personalized, ongoing financial planning from someone they can build a relationship with.  ",[1220],{"type":129,"attrs":1221},{"color":12},{"type":767,"content":1223},[1224],{"type":770,"content":1225},[1226],{"type":18,"content":1227},[1228,1234],{"text":1229,"type":22,"marks":1230},"Robo-advisor: ",[1231,1232],{"type":38},{"type":129,"attrs":1233},{"color":12},{"text":1235,"type":22,"marks":1236},"Best for clients who want basic, hands-off financial planning that can be accessed remotely.  ",[1237],{"type":129,"attrs":1238},{"color":12},{"type":767,"content":1240},[1241],{"type":770,"content":1242},[1243],{"type":18,"content":1244},[1245,1251],{"text":1246,"type":22,"marks":1247},"Wealth management advisor:",[1248,1249],{"type":38},{"type":129,"attrs":1250},{"color":12},{"text":1252,"type":22,"marks":1253}," Best for high-net-worth clients who want tailored guidance for managing and growing their wealth over time.  ",[1254],{"type":129,"attrs":1255},{"color":12},"article-rich-text",{"_uid":1258,"body":1259,"image":1281,"title":1286,"cta_link":12,"cta_text":12,"component":816,"background":1287,"description":12,"cta_description":12},"55e31937-6328-4950-844d-53239c5342f8",[1260,1276],{"_uid":1261,"data":1262,"component":811},"37d4edf1-07e3-41a4-bcd0-4e098a7b7d7b",{"type":15,"content":1263},[1264,1268,1272],{"type":18,"content":1265},[1266],{"text":1267,"type":22},"\"Experience matters, so check the firm’s track record in handling clients with similar needs. ",{"type":18,"content":1269},[1270],{"text":1271,"type":22},"Transparency is also key, so ensure they clearly explain their fees and services. Choose a firm or individual who aligns with your financial goals and communicates effectively, as a strong client-advisor relationship is essential for long-term success. ",{"type":18,"content":1273},[1274],{"text":1275,"type":22},"Lastly, a good financial advisor relationship is ideally a long-term one, so try to find one you'll be comfortable working with through the most important periods of your life.\"",{"_uid":1277,"link":1278,"title":1279,"component":1280},"392006f6-9a0b-4a09-a8c7-c45519120772","https://www.unbiased.com/authors/austin-guest","Austin Guest - Sales Director","company-summary-link",{"id":1282,"alt":1283,"name":12,"focus":12,"title":12,"source":12,"filename":1284,"copyright":12,"fieldtype":813,"meta_data":1285,"is_external_url":543},17307644,"austin-guest-financial-advisor","https://a.storyblok.com/f/185166/1080x1080/ffd9a7e0c7/austin-guest.png",{"alt":1283,"title":12,"source":12,"copyright":12},"Our expert says: How to choose a financial advisor","surface_background_secondary",{"_uid":1289,"data":1290,"component":1256},"75cd16c3-d488-404f-97be-7034cc836488",{"type":15,"content":1291},[1292,1302,1306,1310,1314,1322,1330,1338,1346,1354,1363,1376,1380,1388,1396,1404,1412,1420,1429,1442,1446],{"type":823,"attrs":1293,"content":1294},{"level":825},[1295,1297],{"text":1296,"type":22},"What basic questions should I ask a financial advisor?",{"text":833,"type":22,"marks":1298},[1299],{"type":129,"attrs":1300},{"color":1301},"#212323",{"type":18,"content":1303},[1304],{"text":1305,"type":22},"It can be helpful to arrive prepared when meeting with a potential financial advisor.  ",{"type":18,"content":1307},[1308],{"text":1309,"type":22},"Asking some basic questions can help you answer “yes” or “no” to bigger questions like, “Do I need a financial advisor?” and “When do I need a financial advisor?”.  ",{"type":18,"content":1311},[1312],{"text":1313,"type":22},"Some questions you should ask an advisor before you start working with them include: ",{"type":767,"content":1315},[1316],{"type":770,"content":1317},[1318],{"type":18,"content":1319},[1320],{"text":1321,"type":22},"Are you a fiduciary? ",{"type":767,"content":1323},[1324],{"type":770,"content":1325},[1326],{"type":18,"content":1327},[1328],{"text":1329,"type":22},"How can you help me? ",{"type":767,"content":1331},[1332],{"type":770,"content":1333},[1334],{"type":18,"content":1335},[1336],{"text":1337,"type":22},"What is your fee structure?  ",{"type":767,"content":1339},[1340],{"type":770,"content":1341},[1342],{"type":18,"content":1343},[1344],{"text":1345,"type":22},"Which type of clients do you have the most experience with?  ",{"type":767,"content":1347},[1348],{"type":770,"content":1349},[1350],{"type":18,"content":1351},[1352],{"text":1353,"type":22},"What are your areas of expertise?  ",{"type":823,"attrs":1355,"content":1356},{"level":825},[1357,1359],{"text":1358,"type":22},"What are some red flags when looking for a financial advisor?",{"text":833,"type":22,"marks":1360},[1361],{"type":129,"attrs":1362},{"color":1301},{"type":18,"content":1364},[1365,1367,1374],{"text":1366,"type":22},"The US is home to some of the ",{"text":1368,"type":22,"marks":1369},"largest and most reputable financial advisory firms",[1370,1373],{"type":31,"attrs":1371},{"href":1372,"uuid":34,"anchor":34,"target":806,"linktype":36},"https://www.investopedia.com/articles/professionals/080615/5-biggest-financial-advisory-firms-us.asp",{"type":808},{"text":1375,"type":22}," in the world. However, like all industries, there are bad apples to look out for when hiring a financial advisor.  ",{"type":18,"content":1377},[1378],{"text":1379,"type":22},"You can weed them out by checking for potential red flags, such as: ",{"type":767,"content":1381},[1382],{"type":770,"content":1383},[1384],{"type":18,"content":1385},[1386],{"text":1387,"type":22},"Not being upfront about money ",{"type":767,"content":1389},[1390],{"type":770,"content":1391},[1392],{"type":18,"content":1393},[1394],{"text":1395,"type":22},"Pushing alternative products ",{"type":767,"content":1397},[1398],{"type":770,"content":1399},[1400],{"type":18,"content":1401},[1402],{"text":1403,"type":22},"Too much focus on short-term returns/fast major profit ",{"type":767,"content":1405},[1406],{"type":770,"content":1407},[1408],{"type":18,"content":1409},[1410],{"text":1411,"type":22},"Unresponsive or take too long to reply ",{"type":767,"content":1413},[1414],{"type":770,"content":1415},[1416],{"type":18,"content":1417},[1418],{"text":1419,"type":22},"Disclosures on record  ",{"type":823,"attrs":1421,"content":1422},{"level":825},[1423,1425],{"text":1424,"type":22},"Get expert financial advice",{"text":833,"type":22,"marks":1426},[1427],{"type":129,"attrs":1428},{"color":1301},{"type":18,"content":1430},[1431,1433,1440],{"text":1432,"type":22},"There is a huge gap to be bridged by ",{"text":1434,"type":22,"marks":1435},"people who feel they need financial advice",[1436,1439],{"type":31,"attrs":1437},{"href":1438,"uuid":34,"anchor":34,"target":806,"linktype":36},"https://finance.yahoo.com/news/59-americans-want-financial-advice-171607796.html",{"type":808},{"text":1441,"type":22}," and those who know how to go about obtaining it.  ",{"type":18,"content":1443},[1444],{"text":1445,"type":22},"Financial advisors can help people from all financial backgrounds make sense of their money and manage their funds more effectively, setting them up for a more financially secure future.  ",{"type":18,"content":1447},[1448,1450,1457],{"text":1449,"type":22},"Let Unbiased match you with a financial advisor who can offer ",{"text":1451,"type":22,"marks":1452},"expert financial advice",[1453,1456],{"type":31,"attrs":1454},{"href":1455,"uuid":34,"anchor":34,"target":806,"linktype":36},"https://v2.unbiased.com/inquiry/financial-advisor/primary-areas?_gl=1%2ajqe56f%2a_gcl_au%2aMzE4NTAyMjcuMTcyMTYzNTc1MQ..%2a_ga%2aMjEwOTg3MTczOC4xNjk3NDQ0NjE5%2a_ga_2L93GWDPD4%2aMTcyNTUzMDc3Mi44OC4xLjE3MjU1MzA3NzcuNTUuMC4w&mf-type=regular",{"type":808},{"text":1458,"type":22}," that is tailored to your current needs and future goals.  ",[1460],{"_uid":1461,"image":1462,"title":1466,"subtitle":12,"component":1480,"breadcrumbs":558},"7258534c-6542-4ae2-bfde-cd263bf80204",{"id":1463,"alt":1464,"name":12,"focus":12,"title":12,"filename":1465,"copyright":12,"fieldtype":813,"is_external_url":543},6499893,"do I need financial advice","https://a.storyblok.com/f/175791/900x480/91454d6766/do-i-need-financial-advice.jpeg",{"type":15,"content":1467},[1468],{"type":18,"content":1469},[1470,1472,1478],{"text":1471,"type":22},"Do I ",{"text":1473,"type":22,"marks":1474},"need financial advice",[1475],{"type":25,"attrs":1476},{"class":1477},"primary-gradient",{"text":1479,"type":22},"? ","app-hero",{"name":1482,"created_at":1483,"published_at":1484,"updated_at":1485,"id":1486,"uuid":1487,"content":1488,"slug":1497,"full_slug":1498,"sort_by_date":34,"position":1499,"tag_list":1500,"is_startpage":543,"parent_id":1501,"meta_data":34,"group_id":1502,"first_published_at":1503,"release_id":34,"lang":730,"path":34,"alternates":1504,"default_full_slug":34,"translated_slugs":34,"_stopResolving":558},"Karen Barrett","2023-05-04T16:10:55.430Z","2025-09-17T04:53:04.982Z","2025-09-17T04:53:04.998Z",302500655,"34207141-f8c9-414f-b9af-c5e2a924f450",{"job":1489,"_uid":1490,"name":1482,"image":1491,"component":1495,"education":12,"expertise":12,"description":1496},"Founder and CEO","a6e3129c-eeee-4438-8204-797883981521",{"id":1492,"alt":12,"name":12,"focus":12,"title":12,"source":12,"filename":1493,"copyright":12,"fieldtype":813,"meta_data":1494,"is_external_url":543},9944476,"https://a.storyblok.com/f/185166/1500x1000/96edfb429d/karen-barrett.png",{},"article-author","Karen Barrett is the Founder and CEO of Unbiased.com, the site that empowers people to make confident financial decisions. Karen, has been shortlisted for Scale-Up Entrepreneur of the Year at the Great British Entrepreneur Awards and British Businesswoman of The Year Finalist.","karen-barrett","authors/karen-barrett",-10,[],224651374,"db12b5b8-0ee3-434a-942d-ce7c841a2ee4","2023-04-03T07:50:42.397Z",[],[1506,1523],{"_uid":1507,"body":1508,"title":1521,"component":1522},"628318e0-01e9-4c44-8673-bc4675b4f2b9",[1509,1513,1517],{"_uid":1510,"href":1511,"text":1512,"component":542,"openInNewWindow":558},"0e1484ba-bd73-47a8-823b-0b75ab24c2e2","https://www.unbiased.com/discover/budgeting-savings/what-are-the-different-types-of-financial-advisor","Different types of financial advisor",{"_uid":1514,"href":1515,"text":1516,"component":542,"openInNewWindow":558},"1c9eb82a-b1e4-4e3b-b673-1fd9e5a639c9","https://www.unbiased.com/discover/budgeting-savings/how-much-should-financial-advice-cost","Cost of financial advice",{"_uid":1518,"href":1519,"text":1520,"component":542,"openInNewWindow":558},"44ae31d1-f414-4985-9c4d-7876de8ec299","https://www.unbiased.com/discover/budgeting-savings/how-to-choose-the-right-financial-advisor","Choosing the right financial advisor","Related articles","app-links-list",{"_uid":1524,"list":1525,"cta_link":1526,"cta_text":1527,"component":1528,"window_label":12,"window_title":1529},"dccf0a66-9ff1-4b9d-b3dc-134c8e7333f1","Let Unbiased help. We can match you to a financial advisor suited to meet your needs. \nOver 10 million people have found trusted financial advice with Unbiased.","https://v2.unbiased.com/inquiry/financial-advisor/advice-areas/","Get matched now","app-banner",{"type":15,"content":1530},[1531],{"type":18,"content":1532},[1533],{"text":1534,"type":22},"Do you need financial advice?",{"_uid":1536,"title":1537,"plugin":1538,"og_image":12,"og_title":12,"description":1539,"twitter_image":12,"twitter_title":12,"og_description":12,"twitter_description":12},"13499b3a-5ee3-4fd6-aa58-613d56dba326","Do I need a Financial Advisor? | Unbiased","seo_metatags","Learn how a financial advisor can help manage your finances to achieve your goals. ","app-article",[],[],"Discover if you need a financial advisor and where to go to find a professional to meet and manage your personal financial goals. If you’re ready to talk to a financial advisor, answer the few questions below, and we’ll match you to one that is best suited to meet your needs.  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