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clear focus on retirement planning, workplace retirement accounts, and retirement income services.",[1901],{"type":129,"attrs":1902},{"color":773},{"type":973,"content":1904},[1905],{"type":18,"attrs":1906,"content":1907},{"textAlign":34},[1908,1914],{"text":1909,"type":22,"marks":1910},"Hands-off portfolio implementation:",[1911,1913],{"type":129,"attrs":1912},{"color":773},{"type":38},{"text":1915,"type":22,"marks":1916}," Edelman can manage portfolios on a discretionary basis, including trade implementation, rebalancing, and allocation changes.",[1917],{"type":129,"attrs":1918},{"color":773},{"type":973,"content":1920},[1921],{"type":18,"attrs":1922,"content":1923},{"textAlign":34},[1924,1930],{"text":1925,"type":22,"marks":1926},"Advanced options for eligible clients:",[1927,1929],{"type":129,"attrs":1928},{"color":773},{"type":38},{"text":1931,"type":22,"marks":1932}," Eligible clients may access customized portfolios, SMAs, direct indexing, fixed income strategies, and selected 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Its disclosures include monthly or quarterly custodian statements and quarterly portfolio reports. Clients can communicate by phone, mail, or email, with in-person meetings scheduled in advance.",[2164],{"type":129,"attrs":2165},{"color":773},{"type":18,"attrs":2167,"content":2168},{"textAlign":34},[2169],{"text":2170,"type":22,"marks":2171},"Fidelity provides a dedicated app and digital account access. It supports account access, portfolio tracking, trading, transfers, planning tools, documents, alerts, and security settings. Client communication can include phone or video calls, a dedicated advisor, or an advisor-led wealth management team, depending on the service.",[2172],{"type":129,"attrs":2173},{"color":773},{"type":18,"attrs":2175,"content":2176},{"textAlign":34},[2177],{"text":2178,"type":22,"marks":2179},"For asset custody, Edelman Financial Engines does not physically custody managed client assets. Clients use qualified custodians such as Schwab and Fidelity. Fidelity uses Fidelity-affiliated brokerage and custody entities.",[2180],{"type":129,"attrs":2181},{"color":773},{"type":18,"attrs":2183,"content":2184},{"textAlign":34},[2185],{"text":2186,"type":22,"marks":2187},"For security, Edelman Financial Engines discloses technical, organizational, and physical safeguards. Fidelity discloses multi-factor authentication, encryption, 24/7 monitoring, and account activity alerts.",[2188],{"type":129,"attrs":2189},{"color":773},{"type":764,"attrs":2191,"content":2192},{"level":945,"textAlign":34},[2193],{"text":2194,"type":22,"marks":2195},"Final verdict: Edelman Financial Engines vs. Fidelity",[2196,2198],{"type":129,"attrs":2197},{"color":773},{"type":38},{"type":18,"attrs":2200,"content":2201},{"textAlign":34},[2202],{"text":2203,"type":22,"marks":2204},"Edelman Financial Engines and Fidelity both provide financial advisor services, but the service models differ.",[2205],{"type":129,"attrs":2206},{"color":773},{"type":18,"attrs":2208,"content":2209},{"textAlign":34},[2210],{"text":2211,"type":22,"marks":2212},"Edelman Financial Engines uses a planning-led advisory model that includes managed portfolios, retirement planning, and ongoing access to a planner. Fidelity uses a tiered advisory model that includes automated investing, planner access, dedicated advisor support, and private wealth services. ",[2213],{"type":129,"attrs":2214},{"color":773},{"type":18,"attrs":2216,"content":2217},{"textAlign":34},[2218],{"text":2219,"type":22,"marks":2220},"Edelman’s fee schedule is based on a declining wrap fee structure, while Fidelity’s pricing varies by program.",[2221],{"type":129,"attrs":2222},{"color":773},{"type":18,"attrs":2224,"content":2225},{"textAlign":34},[2226],{"text":2227,"type":22,"marks":2228},"Investors may choose Edelman Financial Engines if they want:",[2229],{"type":129,"attrs":2230},{"color":773},{"type":970,"content":2232},[2233,2243,2253],{"type":973,"content":2234},[2235],{"type":18,"attrs":2236,"content":2237},{"textAlign":34},[2238],{"text":2239,"type":22,"marks":2240},"A planner-led 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She specializes in simplifying intricate financial terms into clear, engaging content tailored for both B2C and B2B audiences.","rachel-carey","authors/rachel-carey",[],"024abff2-15a6-4099-8ba2-25c01abe42e8",[],"app-article",[],[],"This Edelman Financial Engines vs Fidelity review compares their advisor-led wealth management services, fees, minimums, pros and cons.",[],"edelman-financial-engines-vs-fidelity","discover/financial-advice/edelman-financial-engines-vs-fidelity",-6380,[],365590167,"78737c3b-b798-4b39-b61b-485be857265e","2026-05-21T17:13:34.339Z",[],{"left":727,"top":727,"width":2444,"height":2444,"rotate":727,"vFlip":543,"hFlip":543,"body":2445},24,"\u003Cpath fill=\"currentColor\" d=\"M3.71 16.29a1 1 0 0 0-.33-.21a1 1 0 0 0-.76 0a1 1 0 0 0-.33.21a1 1 0 0 0-.21.33a1 1 0 0 0 .21 1.09a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1 1 0 0 0 .21-1.09a1 1 0 0 0-.21-.33M7 8h14a1 1 0 0 0 0-2H7a1 1 0 0 0 0 2m-3.29 3.29a1 1 0 0 0-1.09-.21a1.2 1.2 0 0 0-.33.21a1 1 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1 1 0 0 0-.21-.33M21 11H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2M3.71 6.29a1 1 0 0 0-.33-.21a1 1 0 0 0-1.09.21a1.2 1.2 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a1 1 0 0 0 1.09-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1.2 1.2 0 0 0-.21-.33M21 16H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2\"/>",{"left":727,"top":727,"width":2444,"height":2444,"rotate":727,"vFlip":543,"hFlip":543,"body":2447},"\u003Cpath fill=\"currentColor\" d=\"M13.3 12.22A4.92 4.92 0 0 0 15 8.5a5 5 0 0 0-10 0a4.92 4.92 0 0 0 1.7 3.72A8 8 0 0 0 2 19.5a1 1 0 0 0 2 0a6 6 0 0 1 12 0a1 1 0 0 0 2 0a8 8 0 0 0-4.7-7.28M10 11.5a3 3 0 1 1 3-3a3 3 0 0 1-3 3m11.71-2.37a1 1 0 0 0-1.42 0l-2 2l-.62-.63a1 1 0 0 0-1.42 0a1 1 0 0 0 0 1.41l1.34 1.34a1 1 0 0 0 1.41 0l2.67-2.67a1 1 0 0 0 .04-1.45\"/>",[2449,2452,2453],{"title":2450,"exact":558,"href":2451},"Home","https://www.unbiased.com",{"title":58,"exact":558,"to":72,"disabled":543},{"title":750,"exact":558,"to":2454,"disabled":558},"/discover/financial-advice/edelman-financial-engines-vs-fidelity",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":2456},"\u003Cpath fill=\"currentColor\" d=\"m181.66 133.66l-80 80a8 8 0 0 1-11.32-11.32L164.69 128L90.34 53.66a8 8 0 0 1 11.32-11.32l80 80a8 8 0 0 1 0 11.32\"/>",1782379352813]