[{"data":1,"prerenderedAt":1910},["ShallowReactive",2],{"config-published":3,"i-ph:caret-down-bold":732,"i-ph:magnifying-glass":735,"i-ph:list":737,"i-ph:instagram-logo":739,"i-ph:youtube-logo":741,"i-ph:x-logo":743,"i-ph:facebook-logo":745,"i-ph:linkedin-logo":747,"discover/financial-advice/gradient-investments-published":749,"i-uil:list-ul":1896,"i-uil:user-check":1899,"breadcrumbs-/discover/financial-advice/gradient-investments":1901,"i-ph:caret-right":1908},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":724,"full_slug":724,"sort_by_date":34,"position":725,"tag_list":726,"is_startpage":543,"parent_id":727,"meta_data":34,"group_id":728,"first_published_at":729,"release_id":34,"lang":730,"path":34,"alternates":731,"default_full_slug":34,"translated_slugs":34},"App configuration","2022-11-24T11:24:28.448Z","2026-01-07T10:07:40.657Z","2026-01-07T10:07:40.684Z",224651377,"a6261810-1b4d-4071-a43d-805ea558bf15",{"_uid":11,"href":12,"text":12,"component":13,"advisorCTA":14,"headerMenu":41,"footerLinks":538,"loginLinkUrl":559,"advisorCTAUrl":560,"loginLinkText":12,"proHeaderMenu":561,"FooterRichText":643,"advisorCTALink":28,"advisorCTAText":644,"openInNewWindow":543,"footerLegalLinks":645,"geoWarningCTAUrl":666,"footerDisclaimer1":12,"footerDisclaimer2":667,"footerDisclaimer3":12,"footerSocialLinks":668,"geoWarningCTALink":689,"geoWarningCTAText":690,"FooterStickyBanner":691,"geoWarningCTAClose":692,"geoWarningCTATitle":693,"SpeakToAdvisorWidget":694,"newsletterSignupWidget":704},"cb57aa4d-0af2-49b3-8b8f-16521700f0a8","","app-configuration",{"type":15,"content":16},"doc",[17],{"type":18,"content":19},"paragraph",[20,27],{"text":21,"type":22,"marks":23},"Are you an adviser? ","text",[24],{"type":25,"attrs":26},"styled",{"class":12},{"text":28,"type":22,"marks":29},"Go to Unbiased Pro",[30,37,39],{"type":31,"attrs":32},"link",{"href":33,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://www.unbiased.com/pro",null,"_self","url",{"type":38},"bold",{"type":25,"attrs":40},{"class":12},[42,148,269,368,440],{"CTA":43,"_uid":57,"title":58,"component":59,"overview_link":60,"main_section_links":75,"main_section_title":132,"additional_section_links":133,"additional_section_title":147},[44],{"_uid":45,"link":46,"component":56},"2298396f-4a40-4282-b5ef-f30a3b9619b8",{"type":15,"content":47},[48],{"type":18,"content":49},[50],{"text":51,"type":22,"marks":52},"Find an advisor",[53],{"type":31,"attrs":54},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://v2.unbiased.com/inquiry/financial-advisor","app-link-rich","6ee9fa7a-ee9d-4a0d-b913-99f9ee1b6e05","Financial Advice","app-header-menu-item-dropdown",[61],{"_uid":62,"link":63,"component":56},"91b4e023-f3d0-49ba-9748-f63e5fac2b1f",{"type":15,"content":64},[65],{"type":18,"content":66},[67],{"text":68,"type":22,"marks":69},"All financial advice guides",[70],{"type":31,"attrs":71},{"href":72,"uuid":73,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/","34bbfdfd-544e-42d2-aebd-78a15ad88cba","story",[76,89,102,115],{"_uid":77,"link":78,"component":56},"9f8d25a8-d93c-4d4a-a4c0-a63e37483485",{"type":15,"content":79},[80],{"type":18,"content":81},[82],{"text":83,"type":22,"marks":84},"Top investment companies",[85],{"type":31,"attrs":86},{"href":87,"uuid":88,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/top-investment-companies","3b175b31-cbbf-48ec-8faa-9cfd540973df",{"_uid":90,"link":91,"component":56},"85fbb733-400d-421b-afaf-5d85ae69bb31",{"type":15,"content":92},[93],{"type":18,"content":94},[95],{"text":96,"type":22,"marks":97},"Top Robo-Advisors",[98],{"type":31,"attrs":99},{"href":100,"uuid":101,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/best-robo-advisors","f73492c0-bcc0-4243-a4de-cc85fca28178",{"_uid":103,"link":104,"component":56},"9bfc68dd-ea47-48cf-a9ae-58589bbba599",{"type":15,"content":105},[106],{"type":18,"content":107},[108],{"text":109,"type":22,"marks":110},"Top financial advisor firms",[111],{"type":31,"attrs":112},{"href":113,"uuid":114,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/best-financial-advisor","cd1dd08f-886e-453d-babc-4a707c50b530",{"_uid":116,"link":117,"component":56},"dea791c8-aa54-4a1b-8ac8-a7de2006036b",{"type":15,"content":118},[119],{"type":18,"content":120},[121],{"text":122,"type":22,"marks":123},"Top wealth management firms",[124,128],{"type":31,"attrs":125},{"href":126,"uuid":127,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/top-wealth-management-firms","b1e6000d-ed2b-4fc8-bbb2-7e803f4b512f",{"type":129,"attrs":130},"textStyle",{"color":131},"rgb(0, 0, 0)","Get help with",[134],{"_uid":135,"link":136,"component":56},"f234c95d-2ad5-4cb6-9484-4c4b31413c2f",{"type":15,"content":137},[138],{"type":18,"content":139},[140],{"text":141,"type":22,"marks":142},"Financial advisors near me",[143],{"type":31,"attrs":144},{"href":145,"uuid":146,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/find-a-financial-advisor-near-me","ecbad03f-43f9-48db-af9c-1e63b145b2d9","More resources",{"CTA":149,"_uid":160,"title":161,"component":59,"overview_link":162,"main_section_links":176,"main_section_title":132,"additional_section_links":229,"additional_section_title":147},[150],{"_uid":151,"link":152,"component":56},"8e607e09-445b-4f4c-9615-e8d266f35612",{"type":15,"content":153},[154],{"type":18,"content":155},[156],{"text":51,"type":22,"marks":157},[158],{"type":31,"attrs":159},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"85c0c112-23fe-46b2-ae32-196f05710318","Retirement",[163],{"_uid":164,"link":165,"component":56},"bbf6b9e2-609e-4a82-ab5d-5ad9d07bd1a1",{"type":15,"content":166},[167],{"type":18,"content":168},[169],{"text":170,"type":22,"marks":171},"All retirement guides",[172],{"type":31,"attrs":173},{"href":174,"uuid":175,"anchor":34,"target":35,"linktype":74},"/discover/retirement/","0580c990-ee0a-4287-ac8d-d2e4689a1051",[177,190,203,216],{"_uid":178,"link":179,"component":56},"28f1d44a-d98d-4b93-9a4f-3893950dbcc0",{"type":15,"content":180},[181],{"type":18,"content":182},[183],{"text":184,"type":22,"marks":185},"Retiring on $300K",[186],{"type":31,"attrs":187},{"href":188,"uuid":189,"anchor":34,"target":35,"linktype":74},"/discover/retirement/can-you-retire-on-300k","73defa57-75a4-4cf8-8cf7-15ba93619e2c",{"_uid":191,"link":192,"component":56},"9872bd56-d9cb-4b13-88e5-a336f0246043",{"type":15,"content":193},[194],{"type":18,"content":195},[196],{"text":197,"type":22,"marks":198},"Retiring on $500K",[199],{"type":31,"attrs":200},{"href":201,"uuid":202,"anchor":34,"target":35,"linktype":74},"/discover/retirement/can-you-retire-on-500k","33db366d-aae1-49e7-afdd-62751a0fbd10",{"_uid":204,"link":205,"component":56},"48b2cd52-8bf8-4fe3-9a91-835a353cacbb",{"type":15,"content":206},[207],{"type":18,"content":208},[209],{"text":210,"type":22,"marks":211},"Retiring on $800K",[212],{"type":31,"attrs":213},{"href":214,"uuid":215,"anchor":34,"target":35,"linktype":74},"/discover/retirement/retiring-with-800k","42a16b7d-6141-4422-8909-87718b57d06d",{"_uid":217,"link":218,"component":56},"68aa3dbb-59d2-4dec-ab2c-8a74355de45d",{"type":15,"content":219},[220],{"type":18,"content":221},[222],{"text":223,"type":22,"marks":224},"Retiring on $1 million",[225],{"type":31,"attrs":226},{"href":227,"uuid":228,"anchor":34,"target":35,"linktype":74},"/discover/retirement/can-you-retire-on-1-million","4a022cdb-ad83-4b88-ab6a-87b8e39f482e",[230,243,256],{"_uid":231,"link":232,"component":56},"544b38e5-ba7a-4b9d-b8e0-86a11eae4381",{"type":15,"content":233},[234],{"type":18,"content":235},[236],{"text":237,"type":22,"marks":238},"Retirement calculator",[239],{"type":31,"attrs":240},{"href":241,"uuid":242,"anchor":34,"target":35,"linktype":74},"/discover/retirement/retirement-calculator","e750018f-e90c-4df6-b63a-97268dfdf93c",{"_uid":244,"link":245,"component":56},"20fc13a0-0418-4af1-a0c2-2c647dbbc39e",{"type":15,"content":246},[247],{"type":18,"content":248},[249],{"text":250,"type":22,"marks":251},"Roth IRA calculator",[252],{"type":31,"attrs":253},{"href":254,"uuid":255,"anchor":34,"target":35,"linktype":74},"/discover/retirement/roth-ira-calculator","58116e58-282b-41cd-8932-b47bebec7568",{"_uid":257,"link":258,"component":56},"5c17edab-55c5-4b48-bddd-7779f22984ec",{"type":15,"content":259},[260],{"type":18,"content":261},[262],{"text":263,"type":22,"marks":264},"What is a 401k",[265],{"type":31,"attrs":266},{"href":267,"uuid":268,"anchor":34,"target":35,"linktype":74},"/discover/investing/what-is-a-401k-and-how-does-it-work","342bd874-c9e1-426c-bba7-116d1f9665dc",{"CTA":270,"_uid":281,"title":282,"component":59,"overview_link":283,"main_section_links":297,"main_section_title":132,"additional_section_links":354,"additional_section_title":147},[271],{"_uid":272,"link":273,"component":56},"aada5723-1aa7-40fc-a2e8-a555f6d924cc",{"type":15,"content":274},[275],{"type":18,"content":276},[277],{"text":51,"type":22,"marks":278},[279],{"type":31,"attrs":280},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"495763d1-ee75-4112-9ef6-5765d8c6a6be","Investing",[284],{"_uid":285,"link":286,"component":56},"66d9a1fe-709f-46f9-9731-2f59ebccb2cc",{"type":15,"content":287},[288],{"type":18,"content":289},[290],{"text":291,"type":22,"marks":292},"All investing guides",[293],{"type":31,"attrs":294},{"href":295,"uuid":296,"anchor":34,"target":35,"linktype":74},"/discover/investing/","740d32ec-309a-43d6-902e-cb1e62bd0fe8",[298,312,326,340],{"_uid":299,"link":300,"component":56},"f2050b75-554a-4add-a9e6-8bfa544307d6",{"type":15,"content":301},[302],{"type":18,"attrs":303,"content":304},{"textAlign":34},[305],{"text":306,"type":22,"marks":307},"The best way to invest $20k",[308],{"type":31,"attrs":309},{"href":310,"uuid":311,"anchor":34,"target":35,"linktype":74},"/discover/investing/best-way-to-invest-20k","d39e5bf4-d7b4-426a-a6f2-b871031e724e",{"_uid":313,"link":314,"component":56},"2fc43030-f262-4a71-99c2-39167ce30cce",{"type":15,"content":315},[316],{"type":18,"attrs":317,"content":318},{"textAlign":34},[319],{"text":320,"type":22,"marks":321},"The best way to invest $50k",[322],{"type":31,"attrs":323},{"href":324,"uuid":325,"anchor":34,"target":35,"linktype":74},"/discover/investing/the-best-way-to-invest-50k","abac014e-4ec8-42ae-94a0-64cfdff686d5",{"_uid":327,"link":328,"component":56},"8df420ce-d8dd-4a7a-8947-50fa74ecf8e6",{"type":15,"content":329},[330],{"type":18,"attrs":331,"content":332},{"textAlign":34},[333],{"text":334,"type":22,"marks":335},"The best way to invest $100k",[336],{"type":31,"attrs":337},{"href":338,"uuid":339,"anchor":34,"target":35,"linktype":74},"/discover/investing/the-best-way-to-invest-100k","2c6b4fe9-770f-409a-93cd-791df4eb9318",{"_uid":341,"link":342,"component":56},"fed4141f-0a48-4752-9e11-7253956a4418",{"type":15,"content":343},[344],{"type":18,"attrs":345,"content":346},{"textAlign":34},[347],{"text":348,"type":22,"marks":349},"Investments that pay a monthly income",[350],{"type":31,"attrs":351},{"href":352,"uuid":353,"anchor":34,"target":35,"linktype":74},"/discover/investing/12-investments-that-pay-monthly-income","0898e500-1457-4990-be41-57a3c68d3e9f",[355],{"_uid":356,"link":357,"component":56},"ace14b44-4a28-432f-bf49-e7bd63d0bf4d",{"type":15,"content":358},[359],{"type":18,"content":360},[361],{"text":362,"type":22,"marks":363},"Compound interest calculator",[364],{"type":31,"attrs":365},{"href":366,"uuid":367,"anchor":34,"target":35,"linktype":74},"/discover/investing/compound-interest-calculator","18ece990-d9e2-4dad-8816-fdd320af3dc0",{"CTA":369,"_uid":380,"title":381,"component":59,"overview_link":382,"main_section_links":396,"main_section_title":132,"additional_section_links":439,"additional_section_title":147},[370],{"_uid":371,"link":372,"component":56},"be29d26a-051b-4ce8-984b-36035ef7a503",{"type":15,"content":373},[374],{"type":18,"content":375},[376],{"text":51,"type":22,"marks":377},[378],{"type":31,"attrs":379},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"b04c8a90-f17c-40ea-a4d5-554e8c69aa14","Banking",[383],{"_uid":384,"link":385,"component":56},"482cacd4-2995-4939-8c56-c9a74ea0236b",{"type":15,"content":386},[387],{"type":18,"content":388},[389],{"text":390,"type":22,"marks":391},"All banking guides",[392],{"type":31,"attrs":393},{"href":394,"uuid":395,"anchor":34,"target":35,"linktype":74},"/discover/banking/","d8de9283-4031-440b-be2f-01ac9349324e",[397,411,425],{"_uid":398,"link":399,"component":56},"0b07ede1-5220-4d9e-9f85-c474d743a260",{"type":15,"content":400},[401],{"type":18,"attrs":402,"content":403},{"textAlign":34},[404],{"text":405,"type":22,"marks":406},"What is private banking",[407],{"type":31,"attrs":408},{"href":409,"uuid":410,"anchor":34,"target":35,"linktype":74},"/discover/banking/what-is-private-banking","b1c04c35-0a8a-4af5-ace1-672aa41f133d",{"_uid":412,"link":413,"component":56},"caa1ee0a-c417-4cfb-b3d3-025466ab1b98",{"type":15,"content":414},[415],{"type":18,"attrs":416,"content":417},{"textAlign":34},[418],{"text":419,"type":22,"marks":420},"US income breakdown",[421],{"type":31,"attrs":422},{"href":423,"uuid":424,"anchor":34,"target":35,"linktype":74},"/discover/banking/how-much-income-puts-you-in-the-top-1-5-or-10","ddda3782-1859-49a4-82ed-935303e2bec6",{"_uid":426,"link":427,"component":56},"6a0937f3-2014-431f-a77c-95e748072003",{"type":15,"content":428},[429],{"type":18,"attrs":430,"content":431},{"textAlign":34},[432],{"text":433,"type":22,"marks":434},"Cost of living in Florida",[435],{"type":31,"attrs":436},{"href":437,"uuid":438,"anchor":34,"target":35,"linktype":74},"/discover/banking/what-is-the-cost-of-living-in-florida","9c970b27-4644-43af-834f-eba5f1ae136a",[],{"CTA":441,"_uid":452,"title":453,"component":59,"overview_link":454,"main_section_links":468,"main_section_title":132,"additional_section_links":525,"additional_section_title":147},[442],{"_uid":443,"link":444,"component":56},"f2cea9b3-b01d-4bbf-b18b-52a0737eaf3c",{"type":15,"content":445},[446],{"type":18,"content":447},[448],{"text":51,"type":22,"marks":449},[450],{"type":31,"attrs":451},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"a5e4b27e-1713-42d5-9597-6882a94968c0","Taxes",[455],{"_uid":456,"link":457,"component":56},"40d47d8f-3a14-4596-9d64-337daeb3fbf5",{"type":15,"content":458},[459],{"type":18,"content":460},[461],{"text":462,"type":22,"marks":463},"All tax guides",[464],{"type":31,"attrs":465},{"href":466,"uuid":467,"anchor":34,"target":35,"linktype":74},"/discover/taxes/","cff941f3-03a9-464a-b168-0d9b1eef9ce4",[469,483,497,511],{"_uid":470,"link":471,"component":56},"e366294b-be7d-47bb-b127-25b39aab3467",{"type":15,"content":472},[473],{"type":18,"attrs":474,"content":475},{"textAlign":34},[476],{"text":477,"type":22,"marks":478},"Capital gains tax for seniors",[479],{"type":31,"attrs":480},{"href":481,"uuid":482,"anchor":34,"target":35,"linktype":74},"/discover/taxes/capital-gains-tax-exemption-for-seniors-what-does-it-mean-for-you","62ae1223-58e7-4fe8-9081-2a9d047cfb84",{"_uid":484,"link":485,"component":56},"336d1192-6b9d-4a98-8922-1877072f3003",{"type":15,"content":486},[487],{"type":18,"attrs":488,"content":489},{"textAlign":34},[490],{"text":491,"type":22,"marks":492},"Capital gains tax by state",[493],{"type":31,"attrs":494},{"href":495,"uuid":496,"anchor":34,"target":35,"linktype":74},"/discover/taxes/capital-gains-tax-by-state","94d6ce4a-1ba6-444f-a41d-4ae541b99b79",{"_uid":498,"link":499,"component":56},"7450de66-1ff3-447c-b191-1f75166a6046",{"type":15,"content":500},[501],{"type":18,"attrs":502,"content":503},{"textAlign":34},[504],{"text":505,"type":22,"marks":506},"Understanding capital gains tax",[507],{"type":31,"attrs":508},{"href":509,"uuid":510,"anchor":34,"target":35,"linktype":74},"/discover/retirement/how-much-is-capital-gains-tax","8442c69d-4c88-4d2e-8fa4-08275191bab0",{"_uid":512,"link":513,"component":56},"8050ded3-889f-43b0-92b3-30adad9ac076",{"type":15,"content":514},[515],{"type":18,"attrs":516,"content":517},{"textAlign":34},[518],{"text":519,"type":22,"marks":520},"Tax in Washington",[521],{"type":31,"attrs":522},{"href":523,"uuid":524,"anchor":34,"target":35,"linktype":74},"/discover/taxes/washington-tax-guide","2462451b-7f16-4364-8471-f78939478e7e",[526],{"_uid":527,"link":528,"component":56},"b11dcfe9-a823-4859-8965-d32bab7873e9",{"type":15,"content":529},[530],{"type":18,"content":531},[532],{"text":533,"type":22,"marks":534},"Capital Gains Tax Calculator",[535],{"type":31,"attrs":536},{"href":537,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://www.unbiased.com/discover/taxes/capital-gains-tax-calculator",[539,544,546,548,550,554],{"_uid":540,"href":174,"text":541,"component":542,"openInNewWindow":543},"4654e725-33d3-4fa3-8917-b2a73f05752c"," Retirement","app-link",false,{"_uid":545,"href":295,"text":282,"component":542,"openInNewWindow":543},"3e1f2e86-310c-4ee1-be2b-c9100443d53f",{"_uid":547,"href":394,"text":381,"component":542,"openInNewWindow":543},"fa006314-3e85-43c3-9267-bb87f84a1ebc",{"_uid":549,"href":466,"text":453,"component":542,"openInNewWindow":543},"9d69eda3-6dcc-49fb-a519-f61cb97a40ff",{"_uid":551,"href":552,"text":553,"component":542,"openInNewWindow":543},"ecf272f5-571f-41aa-a069-75c81ec617e8","/discover/insurance/","Insurance",{"_uid":555,"href":556,"text":557,"component":542,"openInNewWindow":558},"0acdc588-18e3-4e41-872b-1d528d985164","/about-us","About us",true,"https://v2.unbiased.com/consumer/login","/pro",[562,575,589,603,617,630],{"_uid":563,"link":564,"component":56},"72cfe613-7b21-4cc0-acbf-66a38dab3eee",{"type":15,"content":565},[566],{"type":18,"content":567},[568],{"text":569,"type":22,"marks":570},"Pricing",[571],{"type":31,"attrs":572},{"href":573,"uuid":34,"anchor":34,"custom":574,"target":35,"linktype":36},"https://www.unbiased.com/pages/pricing",{},{"_uid":576,"link":577,"component":56},"cb14e1ca-f377-41ec-b053-b97ef2aeb42f",{"type":15,"content":578},[579],{"type":18,"content":580},[581],{"text":582,"type":22,"marks":583},"Business Growth",[584],{"type":31,"attrs":585},{"href":586,"uuid":587,"anchor":34,"custom":588,"target":35,"linktype":74},"/pro/discover/business-growth/","022b5ef6-975b-4f56-8d38-66f137e7901f",{},{"_uid":590,"link":591,"component":56},"6cdc93ad-5d74-4c39-9342-0ed49e309979",{"type":15,"content":592},[593],{"type":18,"content":594},[595],{"text":596,"type":22,"marks":597},"Trends & Insight",[598],{"type":31,"attrs":599},{"href":600,"uuid":601,"anchor":34,"custom":602,"target":35,"linktype":74},"/pro/discover/trends-insight/","4b364e23-68e6-4009-a852-83d5e327c796",{},{"_uid":604,"link":605,"component":56},"0404c041-e645-42fe-8932-be896a82902e",{"type":15,"content":606},[607],{"type":18,"content":608},[609],{"text":610,"type":22,"marks":611},"News",[612],{"type":31,"attrs":613},{"href":614,"uuid":615,"anchor":34,"custom":616,"target":35,"linktype":74},"/pro/discover/news/","829a2a75-d3fb-454c-a50c-c7f8212ea16b",{},{"_uid":618,"link":619,"component":56},"7f208f7d-d0f3-417c-8cc8-c135e72a8a74",{"type":15,"content":620},[621],{"type":18,"content":622},[623],{"text":624,"type":22,"marks":625},"Help",[626],{"type":31,"attrs":627},{"href":628,"uuid":34,"anchor":34,"custom":629,"target":35,"linktype":36},"https://www.unbiased.com/pages/pro/faqs",{},{"_uid":631,"link":632,"component":56},"f4ec7388-9b0f-42ef-96b0-38feb0f276e1",{"type":15,"content":633},[634],{"type":18,"content":635},[636],{"text":637,"type":22,"marks":638},"Login",[639],{"type":31,"attrs":640},{"href":641,"uuid":34,"anchor":34,"custom":642,"target":35,"linktype":36},"https://v2.unbiased.com/pro/login",{},[],"Are you an advisor?",[646,650,654,658,662],{"_uid":647,"href":648,"text":649,"component":542,"openInNewWindow":543},"5a4588d0-87e3-4ae5-963f-bd3ca35a1bf7","https://www.unbiased.com/faq","FAQ",{"_uid":651,"href":652,"text":653,"component":542,"openInNewWindow":543},"85a086a2-d420-43a6-a1e6-d8cfcc52a584","/terms-of-use","Terms of Use",{"_uid":655,"href":656,"text":657,"component":542,"openInNewWindow":543},"bd58e670-f5ff-4936-adbe-5aa73c990cdf","/privacy-policy","Privacy Policy",{"_uid":659,"href":660,"text":661,"component":542,"openInNewWindow":558},"eafa26a7-3b78-4f00-954e-f1ebc3115542","https://reports.adviserinfo.sec.gov/reports/ADV/323880/PDF/323880.pdf","Unbiased ADV",{"_uid":663,"href":664,"text":665,"component":542,"openInNewWindow":558},"2cbcf581-9d60-443b-9e63-9e95be09afad","https://reports.adviserinfo.sec.gov/crs/crs_323880.pdf","Unbiased CRS","https://www.unbiased.co.uk","Unbiased Inc. is a registered investment advisor with the US Securities and Exchange Commission (“SEC”). Registration as an investment advisor does not imply a certain level of skill or training.",[669,673,677,681,685],{"_uid":670,"href":671,"text":672,"component":542,"openInNewWindow":543},"2ca50944-e323-4559-9c46-b77eb4bce616","//www.instagram.com/unbiased.us/","Instagram",{"_uid":674,"href":675,"text":676,"component":542,"openInNewWindow":543},"278b2358-e4c6-491b-b011-425b4bd0b709","//www.youtube.com/@Unbiased","YouTube",{"_uid":678,"href":679,"text":680,"component":542,"openInNewWindow":543},"dccca61f-0426-4778-a54b-1944ab1ae71f","//twitter.com/Unbiased_us","Twitter",{"_uid":682,"href":683,"text":684,"component":542,"openInNewWindow":543},"6e6372d5-1f37-43fb-a849-8868877530c8","//www.facebook.com/unbiasedus","Facebook",{"_uid":686,"href":687,"text":688,"component":542,"openInNewWindow":558},"c3a97f2f-ee67-4516-9529-6aff38733af2","https://www.linkedin.com/showcase/unbiased.com/","LinkedIn","Go to UK site","It looks like you’re visiting from the UK. Would you like to visit our UK site?",[],"Stay on US site","You’re currently on our US site",[695],{"_uid":696,"heading":697,"cta_link":55,"cta_text":698,"component":699,"description":700,"pro_heading":701,"pro_cta_link":33,"pro_cta_text":702,"pro_description":703},"7404adca-dc5b-443e-a1b4-4c8bed2673b3","Financial advice","Match with an advisor","sidebar_cta","We’ll find a professional perfectly matched to your needs. Getting started is easy, fast and free.","Access high-quality leads in minutes with UnbiasedPro","Get perfect clients now.","If you're looking for the perfect clients we'll deliver them straight to your inbox and give you the tools to manage them throughout the sales process.",[705],{"_uid":706,"title":707,"CTAText":708,"subtitle":709,"component":710,"errorTitle":711,"description":712,"successTitle":713,"errorSubtitle":714,"successSubtitle":715,"consentCheckboxLabelText":716,"errorMesageFirstNameError":717,"consentCheckboxLabelLinkURL":656,"consentCheckboxLabelLinkText":718,"errorMessageRequiredFieldEmail":719,"errorMessageIncorrectEmailFormat":720,"errorMessageRequiredFieldConsent":721,"errorMessageRequiredFieldInterest":722,"errorMessageRequiredFieldFirstName":723},"8ca4fd8f-da99-489f-aa1b-fcfabdd8b7e3","Get the latest news and tips","Sign up for email updates","Sign up for news that may impact your finances","sidebar-email-signup","Sorry, there was a technical problem","Receive the latest news, tips and guides to help you manage your finances","Thanks for signing up!","Please try again later, or email contact@unbiased.com","You should receive an email confirmation shortly.","I consent to Unbiased storing my data in accordance with their","Too many characters","privacy policy","Your email address is required","Your email address contains errors","Your consent is required","Your interest is required","Your first name is required","config",-60,[],0,"c7c18fda-2d94-4a2f-9d60-e1fee25d980a","2022-11-21T10:48:58.546Z","default",[],{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":734},256,"\u003Cpath fill=\"currentColor\" d=\"m216.49 104.49l-80 80a12 12 0 0 1-17 0l-80-80a12 12 0 0 1 17-17L128 159l71.51-71.52a12 12 0 0 1 17 17Z\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":736},"\u003Cpath fill=\"currentColor\" d=\"m229.66 218.34l-50.07-50.06a88.11 88.11 0 1 0-11.31 11.31l50.06 50.07a8 8 0 0 0 11.32-11.32M40 112a72 72 0 1 1 72 72a72.08 72.08 0 0 1-72-72\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":738},"\u003Cpath fill=\"currentColor\" d=\"M224 128a8 8 0 0 1-8 8H40a8 8 0 0 1 0-16h176a8 8 0 0 1 8 8M40 72h176a8 8 0 0 0 0-16H40a8 8 0 0 0 0 16m176 112H40a8 8 0 0 0 0 16h176a8 8 0 0 0 0-16\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":740},"\u003Cpath fill=\"currentColor\" d=\"M128 80a48 48 0 1 0 48 48a48.05 48.05 0 0 0-48-48m0 80a32 32 0 1 1 32-32a32 32 0 0 1-32 32m48-136H80a56.06 56.06 0 0 0-56 56v96a56.06 56.06 0 0 0 56 56h96a56.06 56.06 0 0 0 56-56V80a56.06 56.06 0 0 0-56-56m40 152a40 40 0 0 1-40 40H80a40 40 0 0 1-40-40V80a40 40 0 0 1 40-40h96a40 40 0 0 1 40 40ZM192 76a12 12 0 1 1-12-12a12 12 0 0 1 12 12\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":742},"\u003Cpath fill=\"currentColor\" d=\"m164.44 121.34l-48-32A8 8 0 0 0 104 96v64a8 8 0 0 0 12.44 6.66l48-32a8 8 0 0 0 0-13.32M120 145.05V111l25.58 17Zm114.33-75.53a24 24 0 0 0-14.49-16.4C185.56 39.88 131 40 128 40s-57.56-.12-91.84 13.12a24 24 0 0 0-14.49 16.4C19.08 79.5 16 97.74 16 128s3.08 48.5 5.67 58.48a24 24 0 0 0 14.49 16.41C69 215.56 120.4 216 127.34 216h1.32c6.94 0 58.37-.44 91.18-13.11a24 24 0 0 0 14.49-16.41c2.59-10 5.67-28.22 5.67-58.48s-3.08-48.5-5.67-58.48m-15.49 113a8 8 0 0 1-4.77 5.49c-31.65 12.22-85.48 12-86 12H128c-.54 0-54.33.2-86-12a8 8 0 0 1-4.77-5.49C34.8 173.39 32 156.57 32 128s2.8-45.39 5.16-54.47A8 8 0 0 1 41.93 68c30.52-11.79 81.66-12 85.85-12h.27c.54 0 54.38-.18 86 12a8 8 0 0 1 4.77 5.49C221.2 82.61 224 99.43 224 128s-2.8 45.39-5.16 54.47Z\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":744},"\u003Cpath fill=\"currentColor\" d=\"m214.75 211.71l-62.6-98.38l61.77-67.95a8 8 0 0 0-11.84-10.76l-58.84 64.72l-40.49-63.63A8 8 0 0 0 96 32H48a8 8 0 0 0-6.75 12.3l62.6 98.37l-61.77 68a8 8 0 1 0 11.84 10.76l58.84-64.72l40.49 63.63A8 8 0 0 0 160 224h48a8 8 0 0 0 6.75-12.29M164.39 208L62.57 48h29l101.86 160Z\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":746},"\u003Cpath fill=\"currentColor\" d=\"M128 24a104 104 0 1 0 104 104A104.11 104.11 0 0 0 128 24m8 191.63V152h24a8 8 0 0 0 0-16h-24v-24a16 16 0 0 1 16-16h16a8 8 0 0 0 0-16h-16a32 32 0 0 0-32 32v24H96a8 8 0 0 0 0 16h24v63.63a88 88 0 1 1 16 0\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":748},"\u003Cpath fill=\"currentColor\" d=\"M216 24H40a16 16 0 0 0-16 16v176a16 16 0 0 0 16 16h176a16 16 0 0 0 16-16V40a16 16 0 0 0-16-16m0 192H40V40h176zM96 112v64a8 8 0 0 1-16 0v-64a8 8 0 0 1 16 0m88 28v36a8 8 0 0 1-16 0v-36a20 20 0 0 0-40 0v36a8 8 0 0 1-16 0v-64a8 8 0 0 1 15.79-1.78A36 36 0 0 1 184 140m-84-56a12 12 0 1 1-12-12a12 12 0 0 1 12 12\"/>",{"name":750,"created_at":751,"published_at":752,"updated_at":753,"id":754,"uuid":755,"content":756,"slug":1888,"full_slug":1889,"sort_by_date":34,"position":1890,"tag_list":1891,"is_startpage":543,"parent_id":1892,"meta_data":34,"group_id":1893,"first_published_at":1894,"release_id":34,"lang":730,"path":34,"alternates":1895,"default_full_slug":34,"translated_slugs":34},"Gradient Investments","2026-05-28T15:45:26.526Z","2026-05-28T15:58:44.396Z","2026-05-28T15:58:44.416Z",181426284704666,"672f335c-2d58-428d-b180-297a34c4d84c",{"_uid":757,"body":758,"hero":1790,"author":1816,"series":12,"sidebar":1840,"hide_cta":543,"metatags":1858,"reviewer":1863,"component":1883,"updatedAt":12,"series_order":12,"bottom_banner":1884,"fullWidthMode":543,"subcategories":1885,"hideEmbeddedMF":543,"hide_pro_banner":558,"intro_paragraph":1886,"series_dropdown":543,"intro_subheading":12,"series_navigation":558,"table_of_contents":558,"outgrow_calculator":1887,"series_dropdown_label":12,"hide_email_signup_widget":558,"show_compound_calculator":543,"show_roth_ira_calculator":543,"show_footer_sticky_banner":543,"show_retirement_calculator":543,"show_capital_gains_calculator":543},"fc9fc088-12d2-40fb-bc30-f3859e0894bd",[759],{"_uid":760,"data":761,"component":1789},"39313aaf-f254-400a-a4bf-fb206a7e04f5",{"type":15,"content":762},[763,775,783,791,799,808,872,880,978,986,994,1003,1011,1019,1028,1078,1087,1137,1146,1154,1335,1343,1352,1360,1476,1485,1493,1501,1551,1559,1609,1618,1626,1634,1642,1674,1683,1691,1699,1708,1716,1724,1733,1741,1749,1757,1766],{"type":764,"attrs":765,"content":767},"heading",{"level":766,"textAlign":34},2,[768],{"text":769,"type":22,"marks":770},"What does Gradient Investments do?",[771,774],{"type":129,"attrs":772},{"color":773},"#000000",{"type":38},{"type":18,"attrs":776,"content":777},{"textAlign":34},[778],{"text":779,"type":22,"marks":780},"Gradient Investments is an SEC-registered investment firm offering professionally managed portfolios through independent financial professionals. .",[781],{"type":129,"attrs":782},{"color":773},{"type":18,"attrs":784,"content":785},{"textAlign":34},[786],{"text":787,"type":22,"marks":788},"The firm is independent and privately owned. It reports $8.2 billion in discretionary assets under management as of December 31, 2025, with clients including individuals, high-net-worth individuals, institutions, pension and profit-sharing plans, corporations, and business entities.",[789],{"type":129,"attrs":790},{"color":773},{"type":18,"attrs":792,"content":793},{"textAlign":34},[794],{"text":795,"type":22,"marks":796},"For Gradient’s financial advisor and portfolio management service, in practice, clients usually work with an independent investment advisor to determine which Gradient portfolio fits their investment objectives, risk tolerance, and time horizon.",[797],{"type":129,"attrs":798},{"color":773},{"type":18,"attrs":800,"content":801},{"textAlign":34},[802],{"text":803,"type":22,"marks":804},"Key services:",[805,807],{"type":129,"attrs":806},{"color":773},{"type":38},{"type":809,"content":810},"bullet_list",[811,822,832,842,852,862],{"type":812,"content":813},"list_item",[814],{"type":18,"attrs":815,"content":816},{"textAlign":34},[817],{"text":818,"type":22,"marks":819},"Portfolio management",[820],{"type":129,"attrs":821},{"color":773},{"type":812,"content":823},[824],{"type":18,"attrs":825,"content":826},{"textAlign":34},[827],{"text":828,"type":22,"marks":829},"Investment strategy",[830],{"type":129,"attrs":831},{"color":773},{"type":812,"content":833},[834],{"type":18,"attrs":835,"content":836},{"textAlign":34},[837],{"text":838,"type":22,"marks":839},"Asset allocation and selection",[840],{"type":129,"attrs":841},{"color":773},{"type":812,"content":843},[844],{"type":18,"attrs":845,"content":846},{"textAlign":34},[847],{"text":848,"type":22,"marks":849},"Regular portfolio monitoring",[850],{"type":129,"attrs":851},{"color":773},{"type":812,"content":853},[854],{"type":18,"attrs":855,"content":856},{"textAlign":34},[857],{"text":858,"type":22,"marks":859},"Investment consultations",[860],{"type":129,"attrs":861},{"color":773},{"type":812,"content":863},[864],{"type":18,"attrs":865,"content":866},{"textAlign":34},[867],{"text":868,"type":22,"marks":869},"Retirement plan investment management",[870],{"type":129,"attrs":871},{"color":773},{"type":18,"attrs":873,"content":874},{"textAlign":34},[875],{"text":876,"type":22,"marks":877},"Gradient’s main managed portfolio types include:",[878],{"type":129,"attrs":879},{"color":773},{"type":809,"content":881},[882,898,914,930,946,962],{"type":812,"content":883},[884],{"type":18,"attrs":885,"content":886},{"textAlign":34},[887,893],{"text":888,"type":22,"marks":889},"Strategic portfolios:",[890,892],{"type":129,"attrs":891},{"color":773},{"type":38},{"text":894,"type":22,"marks":895}," Built around a specific objective, such as long-term capital appreciation, income, or a mix of income and growth. ",[896],{"type":129,"attrs":897},{"color":773},{"type":812,"content":899},[900],{"type":18,"attrs":901,"content":902},{"textAlign":34},[903,909],{"text":904,"type":22,"marks":905},"Tactical portfolios:",[906,908],{"type":129,"attrs":907},{"color":773},{"type":38},{"text":910,"type":22,"marks":911}," Use proprietary quantitative methods and primarily invest through bond and equity ETFs. ",[912],{"type":129,"attrs":913},{"color":773},{"type":812,"content":915},[916],{"type":18,"attrs":917,"content":918},{"textAlign":34},[919,925],{"text":920,"type":22,"marks":921},"Allocation portfolios:",[922,924],{"type":129,"attrs":923},{"color":773},{"type":38},{"text":926,"type":22,"marks":927}," Designed to provide diversified exposure across different objectives and risk levels. ",[928],{"type":129,"attrs":929},{"color":773},{"type":812,"content":931},[932],{"type":18,"attrs":933,"content":934},{"textAlign":34},[935,941],{"text":936,"type":22,"marks":937},"Defined Outcome portfolios:",[938,940],{"type":129,"attrs":939},{"color":773},{"type":38},{"text":942,"type":22,"marks":943}," Built around pre-set outcome parameters and typically use structured notes. ",[944],{"type":129,"attrs":945},{"color":773},{"type":812,"content":947},[948],{"type":18,"attrs":949,"content":950},{"textAlign":34},[951,957],{"text":952,"type":22,"marks":953},"Preservation portfolios:",[954,956],{"type":129,"attrs":955},{"color":773},{"type":38},{"text":958,"type":22,"marks":959}," Designed for lower volatility and a conservative risk profile, typically using money market mutual funds and bond ETFs. ",[960],{"type":129,"attrs":961},{"color":773},{"type":812,"content":963},[964],{"type":18,"attrs":965,"content":966},{"textAlign":34},[967,973],{"text":968,"type":22,"marks":969},"Private Wealth Series:",[970,972],{"type":129,"attrs":971},{"color":773},{"type":38},{"text":974,"type":22,"marks":975}," Uses private equity and private credit portfolios to pursue long-term growth, income, and diversification beyond traditional investments.",[976],{"type":129,"attrs":977},{"color":773},{"type":18,"attrs":979,"content":980},{"textAlign":34},[981],{"text":982,"type":22,"marks":983},"Gradient’s investment philosophy is based on its “Wright Investment Strategy,” which focuses on risk exposure, investment strategy, and investment performance. ",[984],{"type":129,"attrs":985},{"color":773},{"type":18,"attrs":987,"content":988},{"textAlign":34},[989],{"text":990,"type":22,"marks":991},"The firm uses fundamental, technical, and cyclical analysis, and it states that portfolios are actively monitored and managed around objectives such as principal preservation, income maximization, and capital accumulation.",[992],{"type":129,"attrs":993},{"color":773},{"type":764,"attrs":995,"content":996},{"level":766,"textAlign":34},[997],{"text":998,"type":22,"marks":999},"What are the pros and cons of Gradient Investments?",[1000,1002],{"type":129,"attrs":1001},{"color":773},{"type":38},{"type":18,"attrs":1004,"content":1005},{"textAlign":34},[1006],{"text":1007,"type":22,"marks":1008},"Gradient Investments’ main advantage is that it offers a clear investment-management service with several portfolio options and discretionary oversight. Its main drawbacks are the relatively high stated advisory fees and the limited emphasis on full financial planning.",[1009],{"type":129,"attrs":1010},{"color":773},{"type":18,"attrs":1012,"content":1013},{"textAlign":34},[1014],{"text":1015,"type":22,"marks":1016},"Here’s a summary of the key advantages and disadvantages to guide your choice.",[1017],{"type":129,"attrs":1018},{"color":773},{"type":18,"attrs":1020,"content":1021},{"textAlign":34},[1022],{"text":1023,"type":22,"marks":1024},"Pros of Gradient Investments:",[1025,1027],{"type":129,"attrs":1026},{"color":773},{"type":38},{"type":809,"content":1029},[1030,1046,1062],{"type":812,"content":1031},[1032],{"type":18,"attrs":1033,"content":1034},{"textAlign":34},[1035,1041],{"text":1036,"type":22,"marks":1037},"Dedicated portfolio management: ",[1038,1040],{"type":129,"attrs":1039},{"color":773},{"type":38},{"text":1042,"type":22,"marks":1043},"Gradient focuses on ongoing asset management, including investment strategy, asset allocation, asset selection, and regular or continuous portfolio monitoring. ",[1044],{"type":129,"attrs":1045},{"color":773},{"type":812,"content":1047},[1048],{"type":18,"attrs":1049,"content":1050},{"textAlign":34},[1051,1057],{"text":1052,"type":22,"marks":1053},"Wide portfolio lineup: ",[1054,1056],{"type":129,"attrs":1055},{"color":773},{"type":38},{"text":1058,"type":22,"marks":1059},"Clients can choose from strategic, tactical, allocation, defined outcome, preservation, and private wealth series portfolios, giving the service more flexibility than a single-model portfolio approach.",[1060],{"type":129,"attrs":1061},{"color":773},{"type":812,"content":1063},[1064],{"type":18,"attrs":1065,"content":1066},{"textAlign":34},[1067,1073],{"text":1068,"type":22,"marks":1069},"Discretionary management:",[1070,1072],{"type":129,"attrs":1071},{"color":773},{"type":38},{"text":1074,"type":22,"marks":1075}," Most portfolios are managed on a discretionary basis, which allows Gradient to trade and rebalance within the approved strategy without asking for client approval on every transaction.",[1076],{"type":129,"attrs":1077},{"color":773},{"type":18,"attrs":1079,"content":1080},{"textAlign":34},[1081],{"text":1082,"type":22,"marks":1083},"Cons of Gradient Investments:",[1084,1086],{"type":129,"attrs":1085},{"color":773},{"type":38},{"type":809,"content":1088},[1089,1105,1121],{"type":812,"content":1090},[1091],{"type":18,"attrs":1092,"content":1093},{"textAlign":34},[1094,1100],{"text":1095,"type":22,"marks":1096},"High stated advisory fees: ",[1097,1099],{"type":129,"attrs":1098},{"color":773},{"type":38},{"text":1101,"type":22,"marks":1102},"Gradient’s advisory fees are on the higher side, so the service may be expensive for investors who mainly want simple, low-cost portfolio management.",[1103],{"type":129,"attrs":1104},{"color":773},{"type":812,"content":1106},[1107],{"type":18,"attrs":1108,"content":1109},{"textAlign":34},[1110,1116],{"text":1111,"type":22,"marks":1112},"Higher entry point for some portfolios: ",[1113,1115],{"type":129,"attrs":1114},{"color":773},{"type":38},{"text":1117,"type":22,"marks":1118},"Some portfolio options require larger account balances, so Gradient may be less accessible for smaller investors.",[1119],{"type":129,"attrs":1120},{"color":773},{"type":812,"content":1122},[1123],{"type":18,"attrs":1124,"content":1125},{"textAlign":34},[1126,1132],{"text":1127,"type":22,"marks":1128},"Some portfolios involve complex risks: ",[1129,1131],{"type":129,"attrs":1130},{"color":773},{"type":38},{"text":1133,"type":22,"marks":1134},"Tactical, defined outcome, and private wealth series portfolios may involve more complex risks than a simple stock-and-bond portfolio.",[1135],{"type":129,"attrs":1136},{"color":773},{"type":764,"attrs":1138,"content":1139},{"level":766,"textAlign":34},[1140],{"text":1141,"type":22,"marks":1142},"Gradient Investments fees: How much does Gradient Investments cost?",[1143,1145],{"type":129,"attrs":1144},{"color":773},{"type":38},{"type":18,"attrs":1147,"content":1148},{"textAlign":34},[1149],{"text":1150,"type":22,"marks":1151},"Gradient charges asset-based advisory fees for managed portfolios. Fees are billed quarterly in arrears and are separate from custodian fees, transaction fees, fund expenses, ETF expenses, variable annuity expenses, and a $60 annual account service and technology/administrative fee. The stated fees are negotiable based on the overall relationship.",[1152],{"type":129,"attrs":1153},{"color":773},{"type":1155,"content":1156},"table",[1157,1184,1203,1222,1241,1260,1279,1297,1316],{"type":1158,"content":1159},"tableRow",[1160,1172],{"type":1161,"attrs":1162,"content":1164},"tableCell",{"colspan":1163,"rowspan":1163,"colwidth":34,"backgroundColor":34},1,[1165],{"type":18,"attrs":1166,"content":1167},{"textAlign":34},[1168],{"text":1169,"type":22,"marks":1170},"Portfolio type",[1171],{"type":38},{"type":1161,"attrs":1173,"content":1176},{"colspan":1163,"rowspan":1163,"colwidth":1174,"backgroundColor":34},[1175],100,[1177],{"type":18,"attrs":1178,"content":1179},{"textAlign":34},[1180],{"text":1181,"type":22,"marks":1182},"Stated total annual fee",[1183],{"type":38},{"type":1158,"content":1185},[1186,1194],{"type":1161,"attrs":1187,"content":1188},{"colspan":1163,"rowspan":1163,"colwidth":34,"backgroundColor":34},[1189],{"type":18,"attrs":1190,"content":1191},{"textAlign":34},[1192],{"text":1193,"type":22},"Custom indexing – strategic",{"type":1161,"attrs":1195,"content":1197},{"colspan":1163,"rowspan":1163,"colwidth":1196,"backgroundColor":34},[1175],[1198],{"type":18,"attrs":1199,"content":1200},{"textAlign":34},[1201],{"text":1202,"type":22},"2.15%",{"type":1158,"content":1204},[1205,1213],{"type":1161,"attrs":1206,"content":1207},{"colspan":1163,"rowspan":1163,"colwidth":34,"backgroundColor":34},[1208],{"type":18,"attrs":1209,"content":1210},{"textAlign":34},[1211],{"text":1212,"type":22},"Strategic",{"type":1161,"attrs":1214,"content":1216},{"colspan":1163,"rowspan":1163,"colwidth":1215,"backgroundColor":34},[1175],[1217],{"type":18,"attrs":1218,"content":1219},{"textAlign":34},[1220],{"text":1221,"type":22},"2.00%",{"type":1158,"content":1223},[1224,1232],{"type":1161,"attrs":1225,"content":1226},{"colspan":1163,"rowspan":1163,"colwidth":34,"backgroundColor":34},[1227],{"type":18,"attrs":1228,"content":1229},{"textAlign":34},[1230],{"text":1231,"type":22},"Custom indexing – allocation",{"type":1161,"attrs":1233,"content":1235},{"colspan":1163,"rowspan":1163,"colwidth":1234,"backgroundColor":34},[1175],[1236],{"type":18,"attrs":1237,"content":1238},{"textAlign":34},[1239],{"text":1240,"type":22},"1.85%",{"type":1158,"content":1242},[1243,1251],{"type":1161,"attrs":1244,"content":1245},{"colspan":1163,"rowspan":1163,"colwidth":34,"backgroundColor":34},[1246],{"type":18,"attrs":1247,"content":1248},{"textAlign":34},[1249],{"text":1250,"type":22},"Tactical",{"type":1161,"attrs":1252,"content":1254},{"colspan":1163,"rowspan":1163,"colwidth":1253,"backgroundColor":34},[1175],[1255],{"type":18,"attrs":1256,"content":1257},{"textAlign":34},[1258],{"text":1259,"type":22},"1.80%",{"type":1158,"content":1261},[1262,1270],{"type":1161,"attrs":1263,"content":1264},{"colspan":1163,"rowspan":1163,"colwidth":34,"backgroundColor":34},[1265],{"type":18,"attrs":1266,"content":1267},{"textAlign":34},[1268],{"text":1269,"type":22},"Allocation",{"type":1161,"attrs":1271,"content":1273},{"colspan":1163,"rowspan":1163,"colwidth":1272,"backgroundColor":34},[1175],[1274],{"type":18,"attrs":1275,"content":1276},{"textAlign":34},[1277],{"text":1278,"type":22},"1.70%",{"type":1158,"content":1280},[1281,1289],{"type":1161,"attrs":1282,"content":1283},{"colspan":1163,"rowspan":1163,"colwidth":34,"backgroundColor":34},[1284],{"type":18,"attrs":1285,"content":1286},{"textAlign":34},[1287],{"text":1288,"type":22},"Defined outcome",{"type":1161,"attrs":1290,"content":1292},{"colspan":1163,"rowspan":1163,"colwidth":1291,"backgroundColor":34},[1175],[1293],{"type":18,"attrs":1294,"content":1295},{"textAlign":34},[1296],{"text":1278,"type":22},{"type":1158,"content":1298},[1299,1307],{"type":1161,"attrs":1300,"content":1301},{"colspan":1163,"rowspan":1163,"colwidth":34,"backgroundColor":34},[1302],{"type":18,"attrs":1303,"content":1304},{"textAlign":34},[1305],{"text":1306,"type":22},"Private wealth",{"type":1161,"attrs":1308,"content":1310},{"colspan":1163,"rowspan":1163,"colwidth":1309,"backgroundColor":34},[1175],[1311],{"type":18,"attrs":1312,"content":1313},{"textAlign":34},[1314],{"text":1315,"type":22},"1.50%",{"type":1158,"content":1317},[1318,1326],{"type":1161,"attrs":1319,"content":1320},{"colspan":1163,"rowspan":1163,"colwidth":34,"backgroundColor":34},[1321],{"type":18,"attrs":1322,"content":1323},{"textAlign":34},[1324],{"text":1325,"type":22},"Preservation",{"type":1161,"attrs":1327,"content":1329},{"colspan":1163,"rowspan":1163,"colwidth":1328,"backgroundColor":34},[1175],[1330],{"type":18,"attrs":1331,"content":1332},{"textAlign":34},[1333],{"text":1334,"type":22},"1.00%",{"type":18,"attrs":1336,"content":1337},{"textAlign":34},[1338],{"text":1339,"type":22,"marks":1340},"For Tactical portfolios, Gradient receives a 0.20% sub-advisory fee from the ETF provider, which is offset by a corresponding 0.20% reduction in the direct advisory fee. ",[1341],{"type":129,"attrs":1342},{"color":773},{"type":764,"attrs":1344,"content":1345},{"level":766,"textAlign":34},[1346],{"text":1347,"type":22,"marks":1348},"What is Gradient Investments’ minimum account size?",[1349,1351],{"type":129,"attrs":1350},{"color":773},{"type":38},{"type":18,"attrs":1353,"content":1354},{"textAlign":34},[1355],{"text":1356,"type":22,"marks":1357},"Gradient sets different minimum account sizes for different portfolio types.",[1358],{"type":129,"attrs":1359},{"color":773},{"type":1155,"content":1361},[1362,1384,1402,1420,1439,1457],{"type":1158,"content":1363},[1364,1373],{"type":1161,"attrs":1365,"content":1366},{"colspan":1163,"rowspan":1163,"colwidth":34,"backgroundColor":34},[1367],{"type":18,"attrs":1368,"content":1369},{"textAlign":34},[1370],{"text":1169,"type":22,"marks":1371},[1372],{"type":38},{"type":1161,"attrs":1374,"content":1376},{"colspan":1163,"rowspan":1163,"colwidth":1375,"backgroundColor":34},[1175],[1377],{"type":18,"attrs":1378,"content":1379},{"textAlign":34},[1380],{"text":1381,"type":22,"marks":1382},"Minimum account size",[1383],{"type":38},{"type":1158,"content":1385},[1386,1393],{"type":1161,"attrs":1387,"content":1388},{"colspan":1163,"rowspan":1163,"colwidth":34,"backgroundColor":34},[1389],{"type":18,"attrs":1390,"content":1391},{"textAlign":34},[1392],{"text":1325,"type":22},{"type":1161,"attrs":1394,"content":1396},{"colspan":1163,"rowspan":1163,"colwidth":1395,"backgroundColor":34},[1175],[1397],{"type":18,"attrs":1398,"content":1399},{"textAlign":34},[1400],{"text":1401,"type":22},"$25,000",{"type":1158,"content":1403},[1404,1411],{"type":1161,"attrs":1405,"content":1406},{"colspan":1163,"rowspan":1163,"colwidth":34,"backgroundColor":34},[1407],{"type":18,"attrs":1408,"content":1409},{"textAlign":34},[1410],{"text":1269,"type":22},{"type":1161,"attrs":1412,"content":1414},{"colspan":1163,"rowspan":1163,"colwidth":1413,"backgroundColor":34},[1175],[1415],{"type":18,"attrs":1416,"content":1417},{"textAlign":34},[1418],{"text":1419,"type":22},"$50,000",{"type":1158,"content":1421},[1422,1430],{"type":1161,"attrs":1423,"content":1424},{"colspan":1163,"rowspan":1163,"colwidth":34,"backgroundColor":34},[1425],{"type":18,"attrs":1426,"content":1427},{"textAlign":34},[1428],{"text":1429,"type":22},"Strategic and Tactical",{"type":1161,"attrs":1431,"content":1433},{"colspan":1163,"rowspan":1163,"colwidth":1432,"backgroundColor":34},[1175],[1434],{"type":18,"attrs":1435,"content":1436},{"textAlign":34},[1437],{"text":1438,"type":22},"$100,000",{"type":1158,"content":1440},[1441,1449],{"type":1161,"attrs":1442,"content":1443},{"colspan":1163,"rowspan":1163,"colwidth":34,"backgroundColor":34},[1444],{"type":18,"attrs":1445,"content":1446},{"textAlign":34},[1447],{"text":1448,"type":22},"Private Wealth Series – Income Edge",{"type":1161,"attrs":1450,"content":1452},{"colspan":1163,"rowspan":1163,"colwidth":1451,"backgroundColor":34},[1175],[1453],{"type":18,"attrs":1454,"content":1455},{"textAlign":34},[1456],{"text":1438,"type":22},{"type":1158,"content":1458},[1459,1467],{"type":1161,"attrs":1460,"content":1461},{"colspan":1163,"rowspan":1163,"colwidth":34,"backgroundColor":34},[1462],{"type":18,"attrs":1463,"content":1464},{"textAlign":34},[1465],{"text":1466,"type":22},"Private Wealth Series – Horizon",{"type":1161,"attrs":1468,"content":1470},{"colspan":1163,"rowspan":1163,"colwidth":1469,"backgroundColor":34},[1175],[1471],{"type":18,"attrs":1472,"content":1473},{"textAlign":34},[1474],{"text":1475,"type":22},"$250,000",{"type":764,"attrs":1477,"content":1478},{"level":766,"textAlign":34},[1479],{"text":1480,"type":22,"marks":1481},"Who should choose Gradient Investments?",[1482,1484],{"type":129,"attrs":1483},{"color":773},{"type":38},{"type":18,"attrs":1486,"content":1487},{"textAlign":34},[1488],{"text":1489,"type":22,"marks":1490},"Gradient Investments works best for investors who want an independent advisor relationship paired with outsourced professional portfolio management.",[1491],{"type":129,"attrs":1492},{"color":773},{"type":18,"attrs":1494,"content":1495},{"textAlign":34},[1496],{"text":1497,"type":22,"marks":1498},"Gradient Investments works well for:",[1499],{"type":129,"attrs":1500},{"color":773},{"type":809,"content":1502},[1503,1519,1535],{"type":812,"content":1504},[1505],{"type":18,"attrs":1506,"content":1507},{"textAlign":34},[1508,1514],{"text":1509,"type":22,"marks":1510},"Investors needing portfolio choice: ",[1511,1513],{"type":129,"attrs":1512},{"color":773},{"type":38},{"text":1515,"type":22,"marks":1516},"The lineup covers conservative preservation, diversified allocation, tactical ETF strategies, structured-note-based defined outcomes, and private-market-oriented portfolios.",[1517],{"type":129,"attrs":1518},{"color":773},{"type":812,"content":1520},[1521],{"type":18,"attrs":1522,"content":1523},{"textAlign":34},[1524,1530],{"text":1525,"type":22,"marks":1526},"Clients using an independent advisor: ",[1527,1529],{"type":129,"attrs":1528},{"color":773},{"type":38},{"text":1531,"type":22,"marks":1532},"The model fits people who rely on an advisor to help select and monitor a managed portfolio.",[1533],{"type":129,"attrs":1534},{"color":773},{"type":812,"content":1536},[1537],{"type":18,"attrs":1538,"content":1539},{"textAlign":34},[1540,1546],{"text":1541,"type":22,"marks":1542},"Investors who want discretionary management:",[1543,1545],{"type":129,"attrs":1544},{"color":773},{"type":38},{"text":1547,"type":22,"marks":1548}," Gradient handles portfolio implementation once the strategy is approved in writing.",[1549],{"type":129,"attrs":1550},{"color":773},{"type":18,"attrs":1552,"content":1553},{"textAlign":34},[1554],{"text":1555,"type":22,"marks":1556},"Who might not benefit as much:",[1557],{"type":129,"attrs":1558},{"color":773},{"type":809,"content":1560},[1561,1577,1593],{"type":812,"content":1562},[1563],{"type":18,"attrs":1564,"content":1565},{"textAlign":34},[1566,1572],{"text":1567,"type":22,"marks":1568},"Cost-sensitive investors:",[1569,1571],{"type":129,"attrs":1570},{"color":773},{"type":38},{"text":1573,"type":22,"marks":1574}," The stated managed-portfolio fees can be meaningfully higher than low-cost digital or index-based options.",[1575],{"type":129,"attrs":1576},{"color":773},{"type":812,"content":1578},[1579],{"type":18,"attrs":1580,"content":1581},{"textAlign":34},[1582,1588],{"text":1583,"type":22,"marks":1584},"Clients uncomfortable with complex products:",[1585,1587],{"type":129,"attrs":1586},{"color":773},{"type":38},{"text":1589,"type":22,"marks":1590}," Defined outcome and private wealth portfolios may involve structured notes, private credit, private equity, or alternative-investment risks.",[1591],{"type":129,"attrs":1592},{"color":773},{"type":812,"content":1594},[1595],{"type":18,"attrs":1596,"content":1597},{"textAlign":34},[1598,1604],{"text":1599,"type":22,"marks":1600},"For investors who prioritize comprehensive planning: ",[1601,1603],{"type":129,"attrs":1602},{"color":773},{"type":38},{"text":1605,"type":22,"marks":1606},"The service mainly focuses on investment management and offers limited planning.",[1607],{"type":129,"attrs":1608},{"color":773},{"type":764,"attrs":1610,"content":1611},{"level":766,"textAlign":34},[1612],{"text":1613,"type":22,"marks":1614},"Gradient Investments: Is it secure?",[1615,1617],{"type":129,"attrs":1616},{"color":773},{"type":38},{"type":18,"attrs":1619,"content":1620},{"textAlign":34},[1621],{"text":1622,"type":22,"marks":1623},"Gradient Investments is a regulated investment advisor. The firm does not act as custodian, and client assets are held by qualified custodians that provide account statements directly to clients at least quarterly. ",[1624],{"type":129,"attrs":1625},{"color":773},{"type":18,"attrs":1627,"content":1628},{"textAlign":34},[1629],{"text":1630,"type":22,"marks":1631},"Gradient recommends Charles Schwab & Co. as a custodian for client accounts, while noting that Schwab is independent and unaffiliated.",[1632],{"type":129,"attrs":1633},{"color":773},{"type":18,"attrs":1635,"content":1636},{"textAlign":34},[1637],{"text":1638,"type":22,"marks":1639},"On privacy and cybersecurity:",[1640],{"type":129,"attrs":1641},{"color":773},{"type":809,"content":1643},[1644,1654,1664],{"type":812,"content":1645},[1646],{"type":18,"attrs":1647,"content":1648},{"textAlign":34},[1649],{"text":1650,"type":22,"marks":1651},"Limited internal access ",[1652],{"type":129,"attrs":1653},{"color":773},{"type":812,"content":1655},[1656],{"type":18,"attrs":1657,"content":1658},{"textAlign":34},[1659],{"text":1660,"type":22,"marks":1661},"Physical, electronic, and procedural safeguards ",[1662],{"type":129,"attrs":1663},{"color":773},{"type":812,"content":1665},[1666],{"type":18,"attrs":1667,"content":1668},{"textAlign":34},[1669],{"text":1670,"type":22,"marks":1671},"Secure server storage",[1672],{"type":129,"attrs":1673},{"color":773},{"type":764,"attrs":1675,"content":1676},{"level":766,"textAlign":34},[1677],{"text":1678,"type":22,"marks":1679},"Gradient Investments: Customer service",[1680,1682],{"type":129,"attrs":1681},{"color":773},{"type":38},{"type":18,"attrs":1684,"content":1685},{"textAlign":34},[1686],{"text":1687,"type":22,"marks":1688},"Customer service mainly runs through the independent advisor working with the client. That advisor usually helps the client choose the right Gradient portfolio.",[1689],{"type":129,"attrs":1690},{"color":773},{"type":18,"attrs":1692,"content":1693},{"textAlign":34},[1694],{"text":1695,"type":22,"marks":1696},"Gradient also offers direct contact channels, including phone and email, and it provides its Arden Hills, Minnesota office address.",[1697],{"type":129,"attrs":1698},{"color":773},{"type":764,"attrs":1700,"content":1701},{"level":766,"textAlign":34},[1702],{"text":1703,"type":22,"marks":1704},"Gradient Investments: Mobile app",[1705,1707],{"type":129,"attrs":1706},{"color":773},{"type":38},{"type":18,"attrs":1709,"content":1710},{"textAlign":34},[1711],{"text":1712,"type":22,"marks":1713},"Gradient Investments does not have a dedicated official mobile app.",[1714],{"type":129,"attrs":1715},{"color":773},{"type":18,"attrs":1717,"content":1718},{"textAlign":34},[1719],{"text":1720,"type":22,"marks":1721},"The supported digital access is Client Navigator, an online reporting system that allows clients and advisors to access performance reports, holdings reports, and other reports.",[1722],{"type":129,"attrs":1723},{"color":773},{"type":764,"attrs":1725,"content":1726},{"level":766,"textAlign":34},[1727],{"text":1728,"type":22,"marks":1729},"Is Gradient Investments worth it?",[1730,1732],{"type":129,"attrs":1731},{"color":773},{"type":38},{"type":18,"attrs":1734,"content":1735},{"textAlign":34},[1736],{"text":1737,"type":22,"marks":1738},"Gradient Investments is worth considering for investors who want professional portfolio management through an advisor relationship. It offers discretionary management, several portfolio styles, and a fee-only investment management model.",[1739],{"type":129,"attrs":1740},{"color":773},{"type":18,"attrs":1742,"content":1743},{"textAlign":34},[1744],{"text":1745,"type":22,"marks":1746},"The main trade-offs are cost and fit. Gradient’s advisory fees are relatively high, some portfolios have higher entry points, and the service is not built around comprehensive financial planning.",[1747],{"type":129,"attrs":1748},{"color":773},{"type":18,"attrs":1750,"content":1751},{"textAlign":34},[1752],{"text":1753,"type":22,"marks":1754},"Overall, Gradient Investments fits investors who want active, advisor-supported portfolio management. It is less suitable for investors who want low-cost investing, a simple digital portfolio, or a planning-first financial advisor.",[1755],{"type":129,"attrs":1756},{"color":773},{"type":764,"attrs":1758,"content":1759},{"level":766,"textAlign":34},[1760],{"text":1761,"type":22,"marks":1762},"Get expert financial advice",[1763,1765],{"type":129,"attrs":1764},{"color":773},{"type":38},{"type":18,"attrs":1767,"content":1768},{"textAlign":34},[1769,1774,1784],{"text":1770,"type":22,"marks":1771},"If you're seeking professional financial advice, Unbiased can ",[1772],{"type":129,"attrs":1773},{"color":773},{"text":1775,"type":22,"marks":1776},"match you with a financial advisor",[1777,1780,1782],{"type":31,"attrs":1778},{"href":1779,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://v2.unbiased.com/inquiry/financial-advisor/primary-areas",{"type":129,"attrs":1781},{"color":773},{"type":1783},"underline",{"text":1785,"type":22,"marks":1786}," who will help you manage your money and maximize your investments.",[1787],{"type":129,"attrs":1788},{"color":773},"article-rich-text",[1791],{"_uid":1792,"image":1793,"title":1798,"subtitle":12,"component":1815,"breadcrumbs":558},"7258534c-6542-4ae2-bfde-cd263bf80204",{"id":1794,"alt":12,"name":12,"focus":12,"title":12,"source":12,"filename":1795,"copyright":12,"fieldtype":1796,"meta_data":1797,"is_external_url":543},181429509338614,"https://a.storyblok.com/f/185166/225x225/a98f021fb1/gradient-investments.jpg","asset",{},{"type":15,"content":1799},[1800],{"type":18,"attrs":1801,"content":1802},{"textAlign":34},[1803,1810],{"text":750,"type":22,"marks":1804},[1805,1807],{"type":129,"attrs":1806},{"color":773},{"type":25,"attrs":1808},{"class":1809},"primary-gradient",{"text":1811,"type":22,"marks":1812}," review",[1813],{"type":129,"attrs":1814},{"color":773},"app-hero",{"name":1817,"created_at":1818,"published_at":1819,"updated_at":1820,"id":1821,"uuid":1822,"content":1823,"slug":1832,"full_slug":1833,"sort_by_date":34,"position":1834,"tag_list":1835,"is_startpage":543,"parent_id":1836,"meta_data":34,"group_id":1837,"first_published_at":1838,"release_id":34,"lang":730,"path":34,"alternates":1839,"default_full_slug":34,"translated_slugs":34,"_stopResolving":558},"Unbiased team","2024-01-18T11:49:29.332Z","2024-01-24T16:17:31.264Z","2024-01-24T16:17:31.285Z",429182198,"a38620a4-ad81-47d5-b2fe-9fe933abd010",{"job":1824,"_uid":1825,"name":1817,"image":1826,"component":1830,"description":1831},"Writers","a6e3129c-eeee-4438-8204-797883981521",{"id":1827,"alt":12,"name":12,"focus":12,"title":12,"source":12,"filename":1828,"copyright":12,"fieldtype":1796,"meta_data":1829,"is_private":12,"is_external_url":543},13850198,"https://a.storyblok.com/f/185166/400x400/232c6cb764/unbiased-team.jpg",{},"article-author","Our team of writers, who have decades of experience writing about personal finance, including investing and retirement, are here to help you find out what you must know about life’s biggest financial decisions.","unbiased-team","authors/unbiased-team",-10,[],224651374,"170282a1-0fe6-4cf3-ab19-04639ed3474c","2023-04-03T07:50:42.397Z",[],[1841],{"_uid":1842,"body":1843,"title":1856,"component":1857},"628318e0-01e9-4c44-8673-bc4675b4f2b9",[1844,1848,1852],{"_uid":1845,"href":1846,"text":1847,"component":542,"openInNewWindow":558},"6696202a-637c-407f-b028-334c087bbf30","https://www.unbiased.com/discover/financial-advice/mcadam-financial-review?_storyblok=181367636336902&_storyblok_c=app-article&_storyblok_version=&_storyblok_lang=default&_storyblok_release=0&_storyblok_rl=1779969716667&_storyblok_tk[space_id]=185166&_storyblok_tk[timestamp]=1779969717&_storyblok_tk[token]=3038bb8b14c774794906cf53869e6c415e4f04c3","McAdam Financial review",{"_uid":1849,"href":1850,"text":1851,"component":542,"openInNewWindow":558},"e1da6d6f-2ff7-431c-979c-bcf4d6ed79fa","https://www.unbiased.com/discover/financial-advice/truist-wealth-management-review?_storyblok=181364731735200&_storyblok_c=app-article&_storyblok_version=&_storyblok_lang=default&_storyblok_release=0&_storyblok_rl=1779968648856&_storyblok_tk[space_id]=185166&_storyblok_tk[timestamp]=1779968649&_storyblok_tk[token]=3901bacb56303ca56c73d3ef2e13117285c5f4cc","Truist Wealth Management review",{"_uid":1853,"href":1854,"text":1855,"component":542,"openInNewWindow":558},"e53e4818-3650-4567-b270-ad2a9897912d","https://www.unbiased.com/discover/financial-advice/janney-montgomery-scott-review?_storyblok=181360605546328&_storyblok_c=app-article&_storyblok_version=&_storyblok_lang=default&_storyblok_release=0&_storyblok_rl=1779967280655&_storyblok_tk[space_id]=185166&_storyblok_tk[timestamp]=1779967281&_storyblok_tk[token]=663215248b1150995baa90472f5ba43c10134299","Janney Montgomery Scott review","Related articles ","app-links-list",{"_uid":1859,"title":1860,"plugin":1861,"og_image":12,"og_title":12,"description":1862,"twitter_image":12,"twitter_title":12,"og_description":12,"twitter_description":12},"1676ecf6-642d-4e27-b2c1-39cd03f3def9","Gradient Investments review","seo_metatags","This Gradient Investments review covers its advisor-led portfolio management, managed portfolio options, fees, account minimums, security, and investor fit.",{"name":1864,"created_at":1865,"published_at":1866,"updated_at":1867,"id":1868,"uuid":1869,"content":1870,"slug":1878,"full_slug":1879,"sort_by_date":34,"position":1834,"tag_list":1880,"is_startpage":543,"parent_id":1836,"meta_data":34,"group_id":1881,"first_published_at":1838,"release_id":34,"lang":730,"path":34,"alternates":1882,"default_full_slug":34,"translated_slugs":34,"_stopResolving":558},"Rachel Carey","2023-03-28T10:05:08.718Z","2025-01-28T12:05:49.815Z","2025-01-28T12:05:49.832Z",283076789,"b4ce951f-89c7-4ef6-97a8-709dc6d856e1",{"job":1871,"_uid":1825,"name":1864,"image":1872,"component":1830,"education":1875,"expertise":1876,"description":1877},"Senior Content Writer",{"id":1873,"alt":12,"name":12,"focus":12,"title":12,"filename":1874,"copyright":12,"fieldtype":1796,"is_external_url":543},7792663,"https://a.storyblok.com/f/185166/1199x1257/2401746255/rachel-carey.jpg","Griffith College Dublin, MA (Hons) in Journalism & Media Communications","Rachel brings over a decade of experience in media, including SEO content writing, marketing, public relations, and broadcast and print journalism.","Rachel is a Senior Content Writer at Unbiased, producing content across a range of different sectors, including personal finance, retirement, and investing. She specializes in simplifying intricate financial terms into clear, engaging content tailored for both B2C and B2B audiences.","rachel-carey","authors/rachel-carey",[],"024abff2-15a6-4099-8ba2-25c01abe42e8",[],"app-article",[],[],"This Gradient Investments review explains the firm’s advisor-led portfolio management service, fees, minimums, and investment approach.",[],"gradient-investments","discover/financial-advice/gradient-investments",-6490,[],365590167,"b9122e3d-c478-48ad-8a7f-b106d0e24289","2026-05-28T15:56:35.150Z",[],{"left":727,"top":727,"width":1897,"height":1897,"rotate":727,"vFlip":543,"hFlip":543,"body":1898},24,"\u003Cpath fill=\"currentColor\" d=\"M3.71 16.29a1 1 0 0 0-.33-.21a1 1 0 0 0-.76 0a1 1 0 0 0-.33.21a1 1 0 0 0-.21.33a1 1 0 0 0 .21 1.09a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1 1 0 0 0 .21-1.09a1 1 0 0 0-.21-.33M7 8h14a1 1 0 0 0 0-2H7a1 1 0 0 0 0 2m-3.29 3.29a1 1 0 0 0-1.09-.21a1.2 1.2 0 0 0-.33.21a1 1 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1 1 0 0 0-.21-.33M21 11H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2M3.71 6.29a1 1 0 0 0-.33-.21a1 1 0 0 0-1.09.21a1.2 1.2 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a1 1 0 0 0 1.09-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1.2 1.2 0 0 0-.21-.33M21 16H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2\"/>",{"left":727,"top":727,"width":1897,"height":1897,"rotate":727,"vFlip":543,"hFlip":543,"body":1900},"\u003Cpath fill=\"currentColor\" d=\"M13.3 12.22A4.92 4.92 0 0 0 15 8.5a5 5 0 0 0-10 0a4.92 4.92 0 0 0 1.7 3.72A8 8 0 0 0 2 19.5a1 1 0 0 0 2 0a6 6 0 0 1 12 0a1 1 0 0 0 2 0a8 8 0 0 0-4.7-7.28M10 11.5a3 3 0 1 1 3-3a3 3 0 0 1-3 3m11.71-2.37a1 1 0 0 0-1.42 0l-2 2l-.62-.63a1 1 0 0 0-1.42 0a1 1 0 0 0 0 1.41l1.34 1.34a1 1 0 0 0 1.41 0l2.67-2.67a1 1 0 0 0 .04-1.45\"/>",[1902,1905,1906],{"title":1903,"exact":558,"href":1904},"Home","https://www.unbiased.com",{"title":58,"exact":558,"to":72,"disabled":543},{"title":750,"exact":558,"to":1907,"disabled":558},"/discover/financial-advice/gradient-investments",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":1909},"\u003Cpath fill=\"currentColor\" d=\"m181.66 133.66l-80 80a8 8 0 0 1-11.32-11.32L164.69 128L90.34 53.66a8 8 0 0 1 11.32-11.32l80 80a8 8 0 0 1 0 11.32\"/>",1782379342583]