[{"data":1,"prerenderedAt":2537},["ShallowReactive",2],{"config-published":3,"i-ph:caret-down-bold":732,"i-ph:magnifying-glass":735,"i-ph:list":737,"i-ph:instagram-logo":739,"i-ph:youtube-logo":741,"i-ph:x-logo":743,"i-ph:facebook-logo":745,"i-ph:linkedin-logo":747,"discover/financial-advice/iht-wealth-management-review-published":749,"i-uil:list-ul":2523,"i-ph:caret-right-bold":2526,"breadcrumbs-/discover/financial-advice/iht-wealth-management-review":2528,"i-ph:caret-right":2535},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":724,"full_slug":724,"sort_by_date":34,"position":725,"tag_list":726,"is_startpage":543,"parent_id":727,"meta_data":34,"group_id":728,"first_published_at":729,"release_id":34,"lang":730,"path":34,"alternates":731,"default_full_slug":34,"translated_slugs":34},"App configuration","2022-11-24T11:24:28.448Z","2026-01-07T10:07:40.657Z","2026-01-07T10:07:40.684Z",224651377,"a6261810-1b4d-4071-a43d-805ea558bf15",{"_uid":11,"href":12,"text":12,"component":13,"advisorCTA":14,"headerMenu":41,"footerLinks":538,"loginLinkUrl":559,"advisorCTAUrl":560,"loginLinkText":12,"proHeaderMenu":561,"FooterRichText":643,"advisorCTALink":28,"advisorCTAText":644,"openInNewWindow":543,"footerLegalLinks":645,"geoWarningCTAUrl":666,"footerDisclaimer1":12,"footerDisclaimer2":667,"footerDisclaimer3":12,"footerSocialLinks":668,"geoWarningCTALink":689,"geoWarningCTAText":690,"FooterStickyBanner":691,"geoWarningCTAClose":692,"geoWarningCTATitle":693,"SpeakToAdvisorWidget":694,"newsletterSignupWidget":704},"cb57aa4d-0af2-49b3-8b8f-16521700f0a8","","app-configuration",{"type":15,"content":16},"doc",[17],{"type":18,"content":19},"paragraph",[20,27],{"text":21,"type":22,"marks":23},"Are you an adviser? ","text",[24],{"type":25,"attrs":26},"styled",{"class":12},{"text":28,"type":22,"marks":29},"Go to Unbiased Pro",[30,37,39],{"type":31,"attrs":32},"link",{"href":33,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://www.unbiased.com/pro",null,"_self","url",{"type":38},"bold",{"type":25,"attrs":40},{"class":12},[42,148,269,368,440],{"CTA":43,"_uid":57,"title":58,"component":59,"overview_link":60,"main_section_links":75,"main_section_title":132,"additional_section_links":133,"additional_section_title":147},[44],{"_uid":45,"link":46,"component":56},"2298396f-4a40-4282-b5ef-f30a3b9619b8",{"type":15,"content":47},[48],{"type":18,"content":49},[50],{"text":51,"type":22,"marks":52},"Find an advisor",[53],{"type":31,"attrs":54},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://v2.unbiased.com/inquiry/financial-advisor","app-link-rich","6ee9fa7a-ee9d-4a0d-b913-99f9ee1b6e05","Financial Advice","app-header-menu-item-dropdown",[61],{"_uid":62,"link":63,"component":56},"91b4e023-f3d0-49ba-9748-f63e5fac2b1f",{"type":15,"content":64},[65],{"type":18,"content":66},[67],{"text":68,"type":22,"marks":69},"All financial advice guides",[70],{"type":31,"attrs":71},{"href":72,"uuid":73,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/","34bbfdfd-544e-42d2-aebd-78a15ad88cba","story",[76,89,102,115],{"_uid":77,"link":78,"component":56},"9f8d25a8-d93c-4d4a-a4c0-a63e37483485",{"type":15,"content":79},[80],{"type":18,"content":81},[82],{"text":83,"type":22,"marks":84},"Top investment companies",[85],{"type":31,"attrs":86},{"href":87,"uuid":88,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/top-investment-companies","3b175b31-cbbf-48ec-8faa-9cfd540973df",{"_uid":90,"link":91,"component":56},"85fbb733-400d-421b-afaf-5d85ae69bb31",{"type":15,"content":92},[93],{"type":18,"content":94},[95],{"text":96,"type":22,"marks":97},"Top Robo-Advisors",[98],{"type":31,"attrs":99},{"href":100,"uuid":101,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/best-robo-advisors","f73492c0-bcc0-4243-a4de-cc85fca28178",{"_uid":103,"link":104,"component":56},"9bfc68dd-ea47-48cf-a9ae-58589bbba599",{"type":15,"content":105},[106],{"type":18,"content":107},[108],{"text":109,"type":22,"marks":110},"Top financial advisor firms",[111],{"type":31,"attrs":112},{"href":113,"uuid":114,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/best-financial-advisor","cd1dd08f-886e-453d-babc-4a707c50b530",{"_uid":116,"link":117,"component":56},"dea791c8-aa54-4a1b-8ac8-a7de2006036b",{"type":15,"content":118},[119],{"type":18,"content":120},[121],{"text":122,"type":22,"marks":123},"Top wealth management firms",[124,128],{"type":31,"attrs":125},{"href":126,"uuid":127,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/top-wealth-management-firms","b1e6000d-ed2b-4fc8-bbb2-7e803f4b512f",{"type":129,"attrs":130},"textStyle",{"color":131},"rgb(0, 0, 0)","Get help with",[134],{"_uid":135,"link":136,"component":56},"f234c95d-2ad5-4cb6-9484-4c4b31413c2f",{"type":15,"content":137},[138],{"type":18,"content":139},[140],{"text":141,"type":22,"marks":142},"Financial advisors near me",[143],{"type":31,"attrs":144},{"href":145,"uuid":146,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/find-a-financial-advisor-near-me","ecbad03f-43f9-48db-af9c-1e63b145b2d9","More resources",{"CTA":149,"_uid":160,"title":161,"component":59,"overview_link":162,"main_section_links":176,"main_section_title":132,"additional_section_links":229,"additional_section_title":147},[150],{"_uid":151,"link":152,"component":56},"8e607e09-445b-4f4c-9615-e8d266f35612",{"type":15,"content":153},[154],{"type":18,"content":155},[156],{"text":51,"type":22,"marks":157},[158],{"type":31,"attrs":159},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"85c0c112-23fe-46b2-ae32-196f05710318","Retirement",[163],{"_uid":164,"link":165,"component":56},"bbf6b9e2-609e-4a82-ab5d-5ad9d07bd1a1",{"type":15,"content":166},[167],{"type":18,"content":168},[169],{"text":170,"type":22,"marks":171},"All retirement guides",[172],{"type":31,"attrs":173},{"href":174,"uuid":175,"anchor":34,"target":35,"linktype":74},"/discover/retirement/","0580c990-ee0a-4287-ac8d-d2e4689a1051",[177,190,203,216],{"_uid":178,"link":179,"component":56},"28f1d44a-d98d-4b93-9a4f-3893950dbcc0",{"type":15,"content":180},[181],{"type":18,"content":182},[183],{"text":184,"type":22,"marks":185},"Retiring on $300K",[186],{"type":31,"attrs":187},{"href":188,"uuid":189,"anchor":34,"target":35,"linktype":74},"/discover/retirement/can-you-retire-on-300k","73defa57-75a4-4cf8-8cf7-15ba93619e2c",{"_uid":191,"link":192,"component":56},"9872bd56-d9cb-4b13-88e5-a336f0246043",{"type":15,"content":193},[194],{"type":18,"content":195},[196],{"text":197,"type":22,"marks":198},"Retiring on $500K",[199],{"type":31,"attrs":200},{"href":201,"uuid":202,"anchor":34,"target":35,"linktype":74},"/discover/retirement/can-you-retire-on-500k","33db366d-aae1-49e7-afdd-62751a0fbd10",{"_uid":204,"link":205,"component":56},"48b2cd52-8bf8-4fe3-9a91-835a353cacbb",{"type":15,"content":206},[207],{"type":18,"content":208},[209],{"text":210,"type":22,"marks":211},"Retiring on $800K",[212],{"type":31,"attrs":213},{"href":214,"uuid":215,"anchor":34,"target":35,"linktype":74},"/discover/retirement/retiring-with-800k","42a16b7d-6141-4422-8909-87718b57d06d",{"_uid":217,"link":218,"component":56},"68aa3dbb-59d2-4dec-ab2c-8a74355de45d",{"type":15,"content":219},[220],{"type":18,"content":221},[222],{"text":223,"type":22,"marks":224},"Retiring on $1 million",[225],{"type":31,"attrs":226},{"href":227,"uuid":228,"anchor":34,"target":35,"linktype":74},"/discover/retirement/can-you-retire-on-1-million","4a022cdb-ad83-4b88-ab6a-87b8e39f482e",[230,243,256],{"_uid":231,"link":232,"component":56},"544b38e5-ba7a-4b9d-b8e0-86a11eae4381",{"type":15,"content":233},[234],{"type":18,"content":235},[236],{"text":237,"type":22,"marks":238},"Retirement calculator",[239],{"type":31,"attrs":240},{"href":241,"uuid":242,"anchor":34,"target":35,"linktype":74},"/discover/retirement/retirement-calculator","e750018f-e90c-4df6-b63a-97268dfdf93c",{"_uid":244,"link":245,"component":56},"20fc13a0-0418-4af1-a0c2-2c647dbbc39e",{"type":15,"content":246},[247],{"type":18,"content":248},[249],{"text":250,"type":22,"marks":251},"Roth IRA calculator",[252],{"type":31,"attrs":253},{"href":254,"uuid":255,"anchor":34,"target":35,"linktype":74},"/discover/retirement/roth-ira-calculator","58116e58-282b-41cd-8932-b47bebec7568",{"_uid":257,"link":258,"component":56},"5c17edab-55c5-4b48-bddd-7779f22984ec",{"type":15,"content":259},[260],{"type":18,"content":261},[262],{"text":263,"type":22,"marks":264},"What is a 401k",[265],{"type":31,"attrs":266},{"href":267,"uuid":268,"anchor":34,"target":35,"linktype":74},"/discover/investing/what-is-a-401k-and-how-does-it-work","342bd874-c9e1-426c-bba7-116d1f9665dc",{"CTA":270,"_uid":281,"title":282,"component":59,"overview_link":283,"main_section_links":297,"main_section_title":132,"additional_section_links":354,"additional_section_title":147},[271],{"_uid":272,"link":273,"component":56},"aada5723-1aa7-40fc-a2e8-a555f6d924cc",{"type":15,"content":274},[275],{"type":18,"content":276},[277],{"text":51,"type":22,"marks":278},[279],{"type":31,"attrs":280},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"495763d1-ee75-4112-9ef6-5765d8c6a6be","Investing",[284],{"_uid":285,"link":286,"component":56},"66d9a1fe-709f-46f9-9731-2f59ebccb2cc",{"type":15,"content":287},[288],{"type":18,"content":289},[290],{"text":291,"type":22,"marks":292},"All investing guides",[293],{"type":31,"attrs":294},{"href":295,"uuid":296,"anchor":34,"target":35,"linktype":74},"/discover/investing/","740d32ec-309a-43d6-902e-cb1e62bd0fe8",[298,312,326,340],{"_uid":299,"link":300,"component":56},"f2050b75-554a-4add-a9e6-8bfa544307d6",{"type":15,"content":301},[302],{"type":18,"attrs":303,"content":304},{"textAlign":34},[305],{"text":306,"type":22,"marks":307},"The best way to invest $20k",[308],{"type":31,"attrs":309},{"href":310,"uuid":311,"anchor":34,"target":35,"linktype":74},"/discover/investing/best-way-to-invest-20k","d39e5bf4-d7b4-426a-a6f2-b871031e724e",{"_uid":313,"link":314,"component":56},"2fc43030-f262-4a71-99c2-39167ce30cce",{"type":15,"content":315},[316],{"type":18,"attrs":317,"content":318},{"textAlign":34},[319],{"text":320,"type":22,"marks":321},"The best way to invest $50k",[322],{"type":31,"attrs":323},{"href":324,"uuid":325,"anchor":34,"target":35,"linktype":74},"/discover/investing/the-best-way-to-invest-50k","abac014e-4ec8-42ae-94a0-64cfdff686d5",{"_uid":327,"link":328,"component":56},"8df420ce-d8dd-4a7a-8947-50fa74ecf8e6",{"type":15,"content":329},[330],{"type":18,"attrs":331,"content":332},{"textAlign":34},[333],{"text":334,"type":22,"marks":335},"The best way to invest $100k",[336],{"type":31,"attrs":337},{"href":338,"uuid":339,"anchor":34,"target":35,"linktype":74},"/discover/investing/the-best-way-to-invest-100k","2c6b4fe9-770f-409a-93cd-791df4eb9318",{"_uid":341,"link":342,"component":56},"fed4141f-0a48-4752-9e11-7253956a4418",{"type":15,"content":343},[344],{"type":18,"attrs":345,"content":346},{"textAlign":34},[347],{"text":348,"type":22,"marks":349},"Investments that pay a monthly income",[350],{"type":31,"attrs":351},{"href":352,"uuid":353,"anchor":34,"target":35,"linktype":74},"/discover/investing/12-investments-that-pay-monthly-income","0898e500-1457-4990-be41-57a3c68d3e9f",[355],{"_uid":356,"link":357,"component":56},"ace14b44-4a28-432f-bf49-e7bd63d0bf4d",{"type":15,"content":358},[359],{"type":18,"content":360},[361],{"text":362,"type":22,"marks":363},"Compound interest calculator",[364],{"type":31,"attrs":365},{"href":366,"uuid":367,"anchor":34,"target":35,"linktype":74},"/discover/investing/compound-interest-calculator","18ece990-d9e2-4dad-8816-fdd320af3dc0",{"CTA":369,"_uid":380,"title":381,"component":59,"overview_link":382,"main_section_links":396,"main_section_title":132,"additional_section_links":439,"additional_section_title":147},[370],{"_uid":371,"link":372,"component":56},"be29d26a-051b-4ce8-984b-36035ef7a503",{"type":15,"content":373},[374],{"type":18,"content":375},[376],{"text":51,"type":22,"marks":377},[378],{"type":31,"attrs":379},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"b04c8a90-f17c-40ea-a4d5-554e8c69aa14","Banking",[383],{"_uid":384,"link":385,"component":56},"482cacd4-2995-4939-8c56-c9a74ea0236b",{"type":15,"content":386},[387],{"type":18,"content":388},[389],{"text":390,"type":22,"marks":391},"All banking guides",[392],{"type":31,"attrs":393},{"href":394,"uuid":395,"anchor":34,"target":35,"linktype":74},"/discover/banking/","d8de9283-4031-440b-be2f-01ac9349324e",[397,411,425],{"_uid":398,"link":399,"component":56},"0b07ede1-5220-4d9e-9f85-c474d743a260",{"type":15,"content":400},[401],{"type":18,"attrs":402,"content":403},{"textAlign":34},[404],{"text":405,"type":22,"marks":406},"What is private banking",[407],{"type":31,"attrs":408},{"href":409,"uuid":410,"anchor":34,"target":35,"linktype":74},"/discover/banking/what-is-private-banking","b1c04c35-0a8a-4af5-ace1-672aa41f133d",{"_uid":412,"link":413,"component":56},"caa1ee0a-c417-4cfb-b3d3-025466ab1b98",{"type":15,"content":414},[415],{"type":18,"attrs":416,"content":417},{"textAlign":34},[418],{"text":419,"type":22,"marks":420},"US income breakdown",[421],{"type":31,"attrs":422},{"href":423,"uuid":424,"anchor":34,"target":35,"linktype":74},"/discover/banking/how-much-income-puts-you-in-the-top-1-5-or-10","ddda3782-1859-49a4-82ed-935303e2bec6",{"_uid":426,"link":427,"component":56},"6a0937f3-2014-431f-a77c-95e748072003",{"type":15,"content":428},[429],{"type":18,"attrs":430,"content":431},{"textAlign":34},[432],{"text":433,"type":22,"marks":434},"Cost of living in Florida",[435],{"type":31,"attrs":436},{"href":437,"uuid":438,"anchor":34,"target":35,"linktype":74},"/discover/banking/what-is-the-cost-of-living-in-florida","9c970b27-4644-43af-834f-eba5f1ae136a",[],{"CTA":441,"_uid":452,"title":453,"component":59,"overview_link":454,"main_section_links":468,"main_section_title":132,"additional_section_links":525,"additional_section_title":147},[442],{"_uid":443,"link":444,"component":56},"f2cea9b3-b01d-4bbf-b18b-52a0737eaf3c",{"type":15,"content":445},[446],{"type":18,"content":447},[448],{"text":51,"type":22,"marks":449},[450],{"type":31,"attrs":451},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"a5e4b27e-1713-42d5-9597-6882a94968c0","Taxes",[455],{"_uid":456,"link":457,"component":56},"40d47d8f-3a14-4596-9d64-337daeb3fbf5",{"type":15,"content":458},[459],{"type":18,"content":460},[461],{"text":462,"type":22,"marks":463},"All tax guides",[464],{"type":31,"attrs":465},{"href":466,"uuid":467,"anchor":34,"target":35,"linktype":74},"/discover/taxes/","cff941f3-03a9-464a-b168-0d9b1eef9ce4",[469,483,497,511],{"_uid":470,"link":471,"component":56},"e366294b-be7d-47bb-b127-25b39aab3467",{"type":15,"content":472},[473],{"type":18,"attrs":474,"content":475},{"textAlign":34},[476],{"text":477,"type":22,"marks":478},"Capital gains tax for seniors",[479],{"type":31,"attrs":480},{"href":481,"uuid":482,"anchor":34,"target":35,"linktype":74},"/discover/taxes/capital-gains-tax-exemption-for-seniors-what-does-it-mean-for-you","62ae1223-58e7-4fe8-9081-2a9d047cfb84",{"_uid":484,"link":485,"component":56},"336d1192-6b9d-4a98-8922-1877072f3003",{"type":15,"content":486},[487],{"type":18,"attrs":488,"content":489},{"textAlign":34},[490],{"text":491,"type":22,"marks":492},"Capital gains tax by state",[493],{"type":31,"attrs":494},{"href":495,"uuid":496,"anchor":34,"target":35,"linktype":74},"/discover/taxes/capital-gains-tax-by-state","94d6ce4a-1ba6-444f-a41d-4ae541b99b79",{"_uid":498,"link":499,"component":56},"7450de66-1ff3-447c-b191-1f75166a6046",{"type":15,"content":500},[501],{"type":18,"attrs":502,"content":503},{"textAlign":34},[504],{"text":505,"type":22,"marks":506},"Understanding capital gains tax",[507],{"type":31,"attrs":508},{"href":509,"uuid":510,"anchor":34,"target":35,"linktype":74},"/discover/retirement/how-much-is-capital-gains-tax","8442c69d-4c88-4d2e-8fa4-08275191bab0",{"_uid":512,"link":513,"component":56},"8050ded3-889f-43b0-92b3-30adad9ac076",{"type":15,"content":514},[515],{"type":18,"attrs":516,"content":517},{"textAlign":34},[518],{"text":519,"type":22,"marks":520},"Tax in Washington",[521],{"type":31,"attrs":522},{"href":523,"uuid":524,"anchor":34,"target":35,"linktype":74},"/discover/taxes/washington-tax-guide","2462451b-7f16-4364-8471-f78939478e7e",[526],{"_uid":527,"link":528,"component":56},"b11dcfe9-a823-4859-8965-d32bab7873e9",{"type":15,"content":529},[530],{"type":18,"content":531},[532],{"text":533,"type":22,"marks":534},"Capital Gains Tax Calculator",[535],{"type":31,"attrs":536},{"href":537,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://www.unbiased.com/discover/taxes/capital-gains-tax-calculator",[539,544,546,548,550,554],{"_uid":540,"href":174,"text":541,"component":542,"openInNewWindow":543},"4654e725-33d3-4fa3-8917-b2a73f05752c"," Retirement","app-link",false,{"_uid":545,"href":295,"text":282,"component":542,"openInNewWindow":543},"3e1f2e86-310c-4ee1-be2b-c9100443d53f",{"_uid":547,"href":394,"text":381,"component":542,"openInNewWindow":543},"fa006314-3e85-43c3-9267-bb87f84a1ebc",{"_uid":549,"href":466,"text":453,"component":542,"openInNewWindow":543},"9d69eda3-6dcc-49fb-a519-f61cb97a40ff",{"_uid":551,"href":552,"text":553,"component":542,"openInNewWindow":543},"ecf272f5-571f-41aa-a069-75c81ec617e8","/discover/insurance/","Insurance",{"_uid":555,"href":556,"text":557,"component":542,"openInNewWindow":558},"0acdc588-18e3-4e41-872b-1d528d985164","/about-us","About us",true,"https://v2.unbiased.com/consumer/login","/pro",[562,575,589,603,617,630],{"_uid":563,"link":564,"component":56},"72cfe613-7b21-4cc0-acbf-66a38dab3eee",{"type":15,"content":565},[566],{"type":18,"content":567},[568],{"text":569,"type":22,"marks":570},"Pricing",[571],{"type":31,"attrs":572},{"href":573,"uuid":34,"anchor":34,"custom":574,"target":35,"linktype":36},"https://www.unbiased.com/pages/pricing",{},{"_uid":576,"link":577,"component":56},"cb14e1ca-f377-41ec-b053-b97ef2aeb42f",{"type":15,"content":578},[579],{"type":18,"content":580},[581],{"text":582,"type":22,"marks":583},"Business Growth",[584],{"type":31,"attrs":585},{"href":586,"uuid":587,"anchor":34,"custom":588,"target":35,"linktype":74},"/pro/discover/business-growth/","022b5ef6-975b-4f56-8d38-66f137e7901f",{},{"_uid":590,"link":591,"component":56},"6cdc93ad-5d74-4c39-9342-0ed49e309979",{"type":15,"content":592},[593],{"type":18,"content":594},[595],{"text":596,"type":22,"marks":597},"Trends & Insight",[598],{"type":31,"attrs":599},{"href":600,"uuid":601,"anchor":34,"custom":602,"target":35,"linktype":74},"/pro/discover/trends-insight/","4b364e23-68e6-4009-a852-83d5e327c796",{},{"_uid":604,"link":605,"component":56},"0404c041-e645-42fe-8932-be896a82902e",{"type":15,"content":606},[607],{"type":18,"content":608},[609],{"text":610,"type":22,"marks":611},"News",[612],{"type":31,"attrs":613},{"href":614,"uuid":615,"anchor":34,"custom":616,"target":35,"linktype":74},"/pro/discover/news/","829a2a75-d3fb-454c-a50c-c7f8212ea16b",{},{"_uid":618,"link":619,"component":56},"7f208f7d-d0f3-417c-8cc8-c135e72a8a74",{"type":15,"content":620},[621],{"type":18,"content":622},[623],{"text":624,"type":22,"marks":625},"Help",[626],{"type":31,"attrs":627},{"href":628,"uuid":34,"anchor":34,"custom":629,"target":35,"linktype":36},"https://www.unbiased.com/pages/pro/faqs",{},{"_uid":631,"link":632,"component":56},"f4ec7388-9b0f-42ef-96b0-38feb0f276e1",{"type":15,"content":633},[634],{"type":18,"content":635},[636],{"text":637,"type":22,"marks":638},"Login",[639],{"type":31,"attrs":640},{"href":641,"uuid":34,"anchor":34,"custom":642,"target":35,"linktype":36},"https://v2.unbiased.com/pro/login",{},[],"Are you an advisor?",[646,650,654,658,662],{"_uid":647,"href":648,"text":649,"component":542,"openInNewWindow":543},"5a4588d0-87e3-4ae5-963f-bd3ca35a1bf7","https://www.unbiased.com/faq","FAQ",{"_uid":651,"href":652,"text":653,"component":542,"openInNewWindow":543},"85a086a2-d420-43a6-a1e6-d8cfcc52a584","/terms-of-use","Terms of Use",{"_uid":655,"href":656,"text":657,"component":542,"openInNewWindow":543},"bd58e670-f5ff-4936-adbe-5aa73c990cdf","/privacy-policy","Privacy Policy",{"_uid":659,"href":660,"text":661,"component":542,"openInNewWindow":558},"eafa26a7-3b78-4f00-954e-f1ebc3115542","https://reports.adviserinfo.sec.gov/reports/ADV/323880/PDF/323880.pdf","Unbiased ADV",{"_uid":663,"href":664,"text":665,"component":542,"openInNewWindow":558},"2cbcf581-9d60-443b-9e63-9e95be09afad","https://reports.adviserinfo.sec.gov/crs/crs_323880.pdf","Unbiased CRS","https://www.unbiased.co.uk","Unbiased Inc. is a registered investment advisor with the US Securities and Exchange Commission (“SEC”). Registration as an investment advisor does not imply a certain level of skill or training.",[669,673,677,681,685],{"_uid":670,"href":671,"text":672,"component":542,"openInNewWindow":543},"2ca50944-e323-4559-9c46-b77eb4bce616","//www.instagram.com/unbiased.us/","Instagram",{"_uid":674,"href":675,"text":676,"component":542,"openInNewWindow":543},"278b2358-e4c6-491b-b011-425b4bd0b709","//www.youtube.com/@Unbiased","YouTube",{"_uid":678,"href":679,"text":680,"component":542,"openInNewWindow":543},"dccca61f-0426-4778-a54b-1944ab1ae71f","//twitter.com/Unbiased_us","Twitter",{"_uid":682,"href":683,"text":684,"component":542,"openInNewWindow":543},"6e6372d5-1f37-43fb-a849-8868877530c8","//www.facebook.com/unbiasedus","Facebook",{"_uid":686,"href":687,"text":688,"component":542,"openInNewWindow":558},"c3a97f2f-ee67-4516-9529-6aff38733af2","https://www.linkedin.com/showcase/unbiased.com/","LinkedIn","Go to UK site","It looks like you’re visiting from the UK. Would you like to visit our UK site?",[],"Stay on US site","You’re currently on our US site",[695],{"_uid":696,"heading":697,"cta_link":55,"cta_text":698,"component":699,"description":700,"pro_heading":701,"pro_cta_link":33,"pro_cta_text":702,"pro_description":703},"7404adca-dc5b-443e-a1b4-4c8bed2673b3","Financial advice","Match with an advisor","sidebar_cta","We’ll find a professional perfectly matched to your needs. Getting started is easy, fast and free.","Access high-quality leads in minutes with UnbiasedPro","Get perfect clients now.","If you're looking for the perfect clients we'll deliver them straight to your inbox and give you the tools to manage them throughout the sales process.",[705],{"_uid":706,"title":707,"CTAText":708,"subtitle":709,"component":710,"errorTitle":711,"description":712,"successTitle":713,"errorSubtitle":714,"successSubtitle":715,"consentCheckboxLabelText":716,"errorMesageFirstNameError":717,"consentCheckboxLabelLinkURL":656,"consentCheckboxLabelLinkText":718,"errorMessageRequiredFieldEmail":719,"errorMessageIncorrectEmailFormat":720,"errorMessageRequiredFieldConsent":721,"errorMessageRequiredFieldInterest":722,"errorMessageRequiredFieldFirstName":723},"8ca4fd8f-da99-489f-aa1b-fcfabdd8b7e3","Get the latest news and tips","Sign up for email updates","Sign up for news that may impact your finances","sidebar-email-signup","Sorry, there was a technical problem","Receive the latest news, tips and guides to help you manage your finances","Thanks for signing up!","Please try again later, or email contact@unbiased.com","You should receive an email confirmation shortly.","I consent to Unbiased storing my data in accordance with their","Too many characters","privacy policy","Your email address is required","Your email address contains errors","Your consent is required","Your interest is required","Your first name is required","config",-60,[],0,"c7c18fda-2d94-4a2f-9d60-e1fee25d980a","2022-11-21T10:48:58.546Z","default",[],{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":734},256,"\u003Cpath fill=\"currentColor\" d=\"m216.49 104.49l-80 80a12 12 0 0 1-17 0l-80-80a12 12 0 0 1 17-17L128 159l71.51-71.52a12 12 0 0 1 17 17Z\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":736},"\u003Cpath fill=\"currentColor\" d=\"m229.66 218.34l-50.07-50.06a88.11 88.11 0 1 0-11.31 11.31l50.06 50.07a8 8 0 0 0 11.32-11.32M40 112a72 72 0 1 1 72 72a72.08 72.08 0 0 1-72-72\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":738},"\u003Cpath fill=\"currentColor\" d=\"M224 128a8 8 0 0 1-8 8H40a8 8 0 0 1 0-16h176a8 8 0 0 1 8 8M40 72h176a8 8 0 0 0 0-16H40a8 8 0 0 0 0 16m176 112H40a8 8 0 0 0 0 16h176a8 8 0 0 0 0-16\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":740},"\u003Cpath fill=\"currentColor\" d=\"M128 80a48 48 0 1 0 48 48a48.05 48.05 0 0 0-48-48m0 80a32 32 0 1 1 32-32a32 32 0 0 1-32 32m48-136H80a56.06 56.06 0 0 0-56 56v96a56.06 56.06 0 0 0 56 56h96a56.06 56.06 0 0 0 56-56V80a56.06 56.06 0 0 0-56-56m40 152a40 40 0 0 1-40 40H80a40 40 0 0 1-40-40V80a40 40 0 0 1 40-40h96a40 40 0 0 1 40 40ZM192 76a12 12 0 1 1-12-12a12 12 0 0 1 12 12\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":742},"\u003Cpath fill=\"currentColor\" d=\"m164.44 121.34l-48-32A8 8 0 0 0 104 96v64a8 8 0 0 0 12.44 6.66l48-32a8 8 0 0 0 0-13.32M120 145.05V111l25.58 17Zm114.33-75.53a24 24 0 0 0-14.49-16.4C185.56 39.88 131 40 128 40s-57.56-.12-91.84 13.12a24 24 0 0 0-14.49 16.4C19.08 79.5 16 97.74 16 128s3.08 48.5 5.67 58.48a24 24 0 0 0 14.49 16.41C69 215.56 120.4 216 127.34 216h1.32c6.94 0 58.37-.44 91.18-13.11a24 24 0 0 0 14.49-16.41c2.59-10 5.67-28.22 5.67-58.48s-3.08-48.5-5.67-58.48m-15.49 113a8 8 0 0 1-4.77 5.49c-31.65 12.22-85.48 12-86 12H128c-.54 0-54.33.2-86-12a8 8 0 0 1-4.77-5.49C34.8 173.39 32 156.57 32 128s2.8-45.39 5.16-54.47A8 8 0 0 1 41.93 68c30.52-11.79 81.66-12 85.85-12h.27c.54 0 54.38-.18 86 12a8 8 0 0 1 4.77 5.49C221.2 82.61 224 99.43 224 128s-2.8 45.39-5.16 54.47Z\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":744},"\u003Cpath fill=\"currentColor\" d=\"m214.75 211.71l-62.6-98.38l61.77-67.95a8 8 0 0 0-11.84-10.76l-58.84 64.72l-40.49-63.63A8 8 0 0 0 96 32H48a8 8 0 0 0-6.75 12.3l62.6 98.37l-61.77 68a8 8 0 1 0 11.84 10.76l58.84-64.72l40.49 63.63A8 8 0 0 0 160 224h48a8 8 0 0 0 6.75-12.29M164.39 208L62.57 48h29l101.86 160Z\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":746},"\u003Cpath fill=\"currentColor\" d=\"M128 24a104 104 0 1 0 104 104A104.11 104.11 0 0 0 128 24m8 191.63V152h24a8 8 0 0 0 0-16h-24v-24a16 16 0 0 1 16-16h16a8 8 0 0 0 0-16h-16a32 32 0 0 0-32 32v24H96a8 8 0 0 0 0 16h24v63.63a88 88 0 1 1 16 0\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":748},"\u003Cpath fill=\"currentColor\" d=\"M216 24H40a16 16 0 0 0-16 16v176a16 16 0 0 0 16 16h176a16 16 0 0 0 16-16V40a16 16 0 0 0-16-16m0 192H40V40h176zM96 112v64a8 8 0 0 1-16 0v-64a8 8 0 0 1 16 0m88 28v36a8 8 0 0 1-16 0v-36a20 20 0 0 0-40 0v36a8 8 0 0 1-16 0v-64a8 8 0 0 1 15.79-1.78A36 36 0 0 1 184 140m-84-56a12 12 0 1 1-12-12a12 12 0 0 1 12 12\"/>",{"name":750,"created_at":751,"published_at":752,"updated_at":753,"id":754,"uuid":755,"content":756,"slug":2515,"full_slug":2516,"sort_by_date":34,"position":2517,"tag_list":2518,"is_startpage":543,"parent_id":2519,"meta_data":34,"group_id":2520,"first_published_at":2521,"release_id":34,"lang":730,"path":34,"alternates":2522,"default_full_slug":34,"translated_slugs":34},"IHT Wealth Management Review","2025-12-16T22:06:19.561Z","2026-03-20T06:41:39.726Z","2026-03-20T06:41:39.775Z",123835103518098,"3b5de722-ae44-46ac-a544-a40de6ce8ea2",{"_uid":757,"body":758,"hero":2421,"author":2436,"series":12,"sidebar":2460,"hide_cta":543,"metatags":2486,"reviewer":2490,"component":2510,"updatedAt":12,"series_order":12,"bottom_banner":2511,"fullWidthMode":543,"subcategories":2512,"hideEmbeddedMF":543,"hide_pro_banner":558,"intro_paragraph":2513,"series_dropdown":543,"intro_subheading":12,"series_navigation":558,"table_of_contents":558,"outgrow_calculator":2514,"series_dropdown_label":12,"hide_email_signup_widget":558,"show_compound_calculator":543,"show_roth_ira_calculator":543,"show_footer_sticky_banner":543,"show_retirement_calculator":543,"show_capital_gains_calculator":543},"fc9fc088-12d2-40fb-bc30-f3859e0894bd",[759,800,1318,2305],{"_uid":760,"data":761,"component":799},"c659be79-a609-40c5-b362-c78b0764bb6c",{"type":15,"content":762},[763,775,783,791],{"type":764,"attrs":765,"content":767},"heading",{"level":766,"textAlign":34},2,[768],{"text":769,"type":22,"marks":770},"What does IHT Wealth Management do?",[771,774],{"type":129,"attrs":772},{"color":773},"#000000",{"type":38},{"type":18,"attrs":776,"content":777},{"textAlign":34},[778],{"text":779,"type":22,"marks":780},"IHT Wealth Management is a US-based advisory firm founded in 2014 that provides personalized, advisor-led investment management and financial planning. With a nationwide network of financial advisors, clients work directly with an advisor to define goals, assess risk, and build a long-term investment strategy.",[781],{"type":129,"attrs":782},{"color":773},{"type":18,"attrs":784,"content":785},{"textAlign":34},[786],{"text":787,"type":22,"marks":788},"The firm focuses primarily on discretionary portfolio management, constructing customized portfolios using ETFs, mutual funds, stocks, fixed-income securities, options, and select alternative investments. Advisors manage these portfolios on a client’s behalf, providing ongoing oversight and adjustments as financial circumstances or market conditions change.",[789],{"type":129,"attrs":790},{"color":773},{"type":18,"attrs":792,"content":793},{"textAlign":34},[794],{"text":795,"type":22,"marks":796},"IHT also offers financial planning services, including retirement, tax, education, insurance, and estate-related guidance, all delivered through an advisor relationship. For clients who prefer a digital option, the firm provides access to Guided Wealth Portfolios, an automated platform supported by periodic advisor reviews.",[797],{"type":129,"attrs":798},{"color":773},"article-rich-text",{"_uid":801,"body":802,"image":1308,"title":1313,"cta_link":1314,"cta_text":698,"component":1315,"background":12,"description":1316,"secondary_cta":543,"cta_description":1317},"2d1b08ca-ee3c-49fb-9624-ec1470871fa0",[803,928],{"_uid":804,"data":805,"component":927},"51daae6b-9ba2-48a6-86b3-ec7d3c45e661",{"type":15,"content":806},[807,816,821,830,835,844,849,858,867,876,913,922],{"type":18,"attrs":808,"content":809},{"textAlign":34},[810],{"text":811,"type":22,"marks":812},"Assets under management:",[813,815],{"type":129,"attrs":814},{"color":773},{"type":38},{"type":18,"attrs":817,"content":818},{"textAlign":34},[819],{"text":820,"type":22},"$4.8 billion",{"type":18,"attrs":822,"content":823},{"textAlign":34},[824],{"text":825,"type":22,"marks":826},"Number of advisors:",[827,829],{"type":129,"attrs":828},{"color":773},{"type":38},{"type":18,"attrs":831,"content":832},{"textAlign":34},[833],{"text":834,"type":22},"140",{"type":18,"attrs":836,"content":837},{"textAlign":34},[838],{"text":839,"type":22,"marks":840},"Time in business:",[841,843],{"type":129,"attrs":842},{"color":773},{"type":38},{"type":18,"attrs":845,"content":846},{"textAlign":34},[847],{"text":848,"type":22},"Founded in 2014",{"type":18,"attrs":850,"content":851},{"textAlign":34},[852],{"text":853,"type":22,"marks":854},"Fee structure:",[855,857],{"type":129,"attrs":856},{"color":773},{"type":38},{"type":18,"attrs":859,"content":860},{"textAlign":34},[861,865],{"text":862,"type":22,"marks":863},"Fee-based",[864],{"type":38},{"text":866,"type":22}," – mainly AUM-based fees, with options for flat or hourly fees",{"type":18,"attrs":868,"content":869},{"textAlign":34},[870],{"text":871,"type":22,"marks":872},"Fees:",[873,875],{"type":129,"attrs":874},{"color":773},{"type":38},{"type":877,"content":878},"bullet_list",[879,891,902],{"type":880,"content":881},"list_item",[882],{"type":18,"attrs":883,"content":884},{"textAlign":34},[885,887],{"text":886,"type":22},"Investment advisory fees: ",{"text":888,"type":22,"marks":889},"up to 2% of AUM",[890],{"type":38},{"type":880,"content":892},[893],{"type":18,"attrs":894,"content":895},{"textAlign":34},[896,898],{"text":897,"type":22},"Managed portfolios (GWP): up to ",{"text":899,"type":22,"marks":900},"1.35%",[901],{"type":38},{"type":880,"content":903},[904],{"type":18,"attrs":905,"content":906},{"textAlign":34},[907,909],{"text":908,"type":22},"Financial planning: ",{"text":910,"type":22,"marks":911},"$250–$600 per hour",[912],{"type":38},{"type":18,"attrs":914,"content":915},{"textAlign":34},[916],{"text":917,"type":22,"marks":918},"Minimum account sizes:",[919,921],{"type":129,"attrs":920},{"color":773},{"type":38},{"type":18,"attrs":923,"content":924},{"textAlign":34},[925],{"text":926,"type":22},"Not explicitly stated (varies by service and advisor)","company-summary-rich-text",{"_uid":929,"component":930,"accordions":931},"f6fc1d3a-92fd-4e87-b117-9d7473adb1e8","company-summary-accordion-group",[932,984,1057,1150,1237],{"_uid":933,"text":934,"title":982,"component":983},"e7bd72cb-7397-495a-94b6-3f6153b00ee5",{"type":15,"content":935},[936],{"type":877,"content":937},[938,949,960,971],{"type":880,"content":939},[940],{"type":18,"attrs":941,"content":942},{"textAlign":34},[943,947],{"text":944,"type":22,"marks":945},"Investment management",[946],{"type":38},{"text":948,"type":22}," – discretionary portfolio management with ongoing oversight",{"type":880,"content":950},[951],{"type":18,"attrs":952,"content":953},{"textAlign":34},[954,958],{"text":955,"type":22,"marks":956},"Financial planning",[957],{"type":38},{"text":959,"type":22}," – personalised advice aligned to client goals and financial situation",{"type":880,"content":961},[962],{"type":18,"attrs":963,"content":964},{"textAlign":34},[965,969],{"text":966,"type":22,"marks":967},"Portfolio construction",[968],{"type":38},{"text":970,"type":22}," – uses ETFs, mutual funds, stocks, fixed income, and alternatives",{"type":880,"content":972},[973],{"type":18,"attrs":974,"content":975},{"textAlign":34},[976,980],{"text":977,"type":22,"marks":978},"Ongoing advisory support",[979],{"type":38},{"text":981,"type":22}," – continuous monitoring and adjustments as circumstances change","Financial services","company-summary-accordion",{"_uid":985,"text":986,"title":1056,"component":983},"0373f315-6f7e-4ab5-a5fc-018010efcf6a",{"type":15,"content":987},[988],{"type":877,"content":989},[990,1001,1012,1023,1034,1045],{"type":880,"content":991},[992],{"type":18,"attrs":993,"content":994},{"textAlign":34},[995,999],{"text":996,"type":22,"marks":997},"Personalised portfolios",[998],{"type":38},{"text":1000,"type":22}," based on client goals, risk tolerance, and time horizon",{"type":880,"content":1002},[1003],{"type":18,"attrs":1004,"content":1005},{"textAlign":34},[1006,1010],{"text":1007,"type":22,"marks":1008},"Diversified multi-asset approach",[1009],{"type":38},{"text":1011,"type":22}," (stocks, bonds, ETFs, mutual funds, alternatives)",{"type":880,"content":1013},[1014],{"type":18,"attrs":1015,"content":1016},{"textAlign":34},[1017,1021],{"text":1018,"type":22,"marks":1019},"Goal-based investing",[1020],{"type":38},{"text":1022,"type":22}," aligned to objectives like growth, income, or preservation",{"type":880,"content":1024},[1025],{"type":18,"attrs":1026,"content":1027},{"textAlign":34},[1028,1032],{"text":1029,"type":22,"marks":1030},"Active portfolio management",[1031],{"type":38},{"text":1033,"type":22}," with ongoing monitoring and rebalancing",{"type":880,"content":1035},[1036],{"type":18,"attrs":1037,"content":1038},{"textAlign":34},[1039,1043],{"text":1040,"type":22,"marks":1041},"Use of model portfolios and third-party managers",[1042],{"type":38},{"text":1044,"type":22}," in some strategies",{"type":880,"content":1046},[1047],{"type":18,"attrs":1048,"content":1049},{"textAlign":34},[1050,1054],{"text":1051,"type":22,"marks":1052},"Tax-aware investing",[1053],{"type":38},{"text":1055,"type":22}," to help improve after-tax returns","Investing strategy ",{"_uid":1058,"text":1059,"title":1149,"component":983},"ef3ee0fe-a81a-4626-84ba-14b748a0fade",{"type":15,"content":1060},[1061],{"type":877,"content":1062},[1063,1079,1101,1117,1133],{"type":880,"content":1064},[1065],{"type":18,"attrs":1066,"content":1067},{"textAlign":34},[1068,1074],{"text":1069,"type":22,"marks":1070},"Direct access to advisors: ",[1071,1073],{"type":129,"attrs":1072},{"color":773},{"type":38},{"text":1075,"type":22,"marks":1076},"Clients work with an investment advisor representative (IAR), who helps define their goals, assess investment risk, design portfolios, and provide ongoing advice. ",[1077],{"type":129,"attrs":1078},{"color":773},{"type":880,"content":1080},[1081],{"type":18,"attrs":1082,"content":1083},{"textAlign":34},[1084,1090,1095],{"text":1085,"type":22,"marks":1086},"Hands-off discretionary portfolio management: ",[1087,1089],{"type":129,"attrs":1088},{"color":773},{"type":38},{"text":1091,"type":22,"marks":1092},"Advisors manage accounts on a discretionary basis by selecting investments, adjusting allocations, and making ongoing changes without requiring client intervention",[1093],{"type":129,"attrs":1094},{"color":773},{"text":1096,"type":22,"marks":1097},". ",[1098,1100],{"type":129,"attrs":1099},{"color":773},{"type":38},{"type":880,"content":1102},[1103],{"type":18,"attrs":1104,"content":1105},{"textAlign":34},[1106,1112],{"text":1107,"type":22,"marks":1108},"Broad financial planning capabilities: ",[1109,1111],{"type":129,"attrs":1110},{"color":773},{"type":38},{"text":1113,"type":22,"marks":1114},"The advisory service offers support with retirement, taxes, insurance, estate and legacy planning, funding education, and charitable giving, all delivered through one advisor. ",[1115],{"type":129,"attrs":1116},{"color":773},{"type":880,"content":1118},[1119],{"type":18,"attrs":1120,"content":1121},{"textAlign":34},[1122,1128],{"text":1123,"type":22,"marks":1124},"Nationwide advisor network:",[1125,1127],{"type":129,"attrs":1126},{"color":773},{"type":38},{"text":1129,"type":22,"marks":1130}," IHT has a network of 147 financial advisors across multiple offices, allowing clients to work with an advisor in their region. ",[1131],{"type":129,"attrs":1132},{"color":773},{"type":880,"content":1134},[1135],{"type":18,"attrs":1136,"content":1137},{"textAlign":34},[1138,1144],{"text":1139,"type":22,"marks":1140},"Digital investing through Guided Wealth Portfolios: ",[1141,1143],{"type":129,"attrs":1142},{"color":773},{"type":38},{"text":1145,"type":22,"marks":1146},"Clients who want digital services can use GWP, an automated investment platform built by LPL Financial and powered by FutureAdvisor’s algorithms.",[1147],{"type":129,"attrs":1148},{"color":773},"Pros",{"_uid":1151,"text":1152,"title":1236,"component":983},"3ebd427c-acbe-4173-b946-bbeff0c97ca4",{"type":15,"content":1153},[1154],{"type":877,"content":1155},[1156,1172,1188,1204,1220],{"type":880,"content":1157},[1158],{"type":18,"attrs":1159,"content":1160},{"textAlign":34},[1161,1167],{"text":1162,"type":22,"marks":1163},"No single fee schedule: ",[1164,1166],{"type":129,"attrs":1165},{"color":773},{"type":38},{"text":1168,"type":22,"marks":1169},"IHT doesn’t publish an advisory fee structure. Fees vary by advisor, portfolio complexity, and account size, making it difficult for potential clients to understand fees. ",[1170],{"type":129,"attrs":1171},{"color":773},{"type":880,"content":1173},[1174],{"type":18,"attrs":1175,"content":1176},{"textAlign":34},[1177,1183],{"text":1178,"type":22,"marks":1179},"$5,000 minimum for Guided Wealth Portfolios: ",[1180,1182],{"type":129,"attrs":1181},{"color":773},{"type":38},{"text":1184,"type":22,"marks":1185},"While IHT doesn’t have a company-wide minimum, its automated option, GWP, requires clients to have at least $5,000, so it may not be suitable for beginner investors or those with smaller portfolios.",[1186],{"type":129,"attrs":1187},{"color":773},{"type":880,"content":1189},[1190],{"type":18,"attrs":1191,"content":1192},{"textAlign":34},[1193,1199],{"text":1194,"type":22,"marks":1195},"It may not be cost-effective for investors with smaller portfolios: ",[1196,1198],{"type":129,"attrs":1197},{"color":773},{"type":38},{"text":1200,"type":22,"marks":1201},"Advisory fees and transaction costs can have a bigger impact on investors with smaller portfolios, and potentially reduce the overall value of the firm’s services.",[1202],{"type":129,"attrs":1203},{"color":773},{"type":880,"content":1205},[1206],{"type":18,"attrs":1207,"content":1208},{"textAlign":34},[1209,1215],{"text":1210,"type":22,"marks":1211},"Limited automation: ",[1212,1214],{"type":129,"attrs":1213},{"color":773},{"type":38},{"text":1216,"type":22,"marks":1217},"Most of IHT’s services are delivered by advisors. Even with Guided Wealth Portfolios, the platform includes advisor involvement and additional program fees, making it less suitable for those seeking low-cost, fully automated services. ",[1218],{"type":129,"attrs":1219},{"color":773},{"type":880,"content":1221},[1222],{"type":18,"attrs":1223,"content":1224},{"textAlign":34},[1225,1231],{"text":1226,"type":22,"marks":1227},"Potential conflicts of interest: ",[1228,1230],{"type":129,"attrs":1229},{"color":773},{"type":38},{"text":1232,"type":22,"marks":1233},"IHT may receive different compensation when clients use LPL Financial’s programs, such as GWP, which may mean higher fees than comparable services and potential conflicts of interest.",[1234],{"type":129,"attrs":1235},{"color":773},"Cons",{"_uid":1238,"text":1239,"title":1307,"component":983},"239a0c86-f49e-49d9-a3ca-7d09bb18b6c5",{"type":15,"content":1240},[1241],{"type":877,"content":1242},[1243,1259,1275,1291],{"type":880,"content":1244},[1245],{"type":18,"attrs":1246,"content":1247},{"textAlign":34},[1248,1254],{"text":1249,"type":22,"marks":1250},"Clients who want direct access to an advisor:",[1251,1253],{"type":129,"attrs":1252},{"color":773},{"type":38},{"text":1255,"type":22,"marks":1256}," Those who prefer working directly with an IAR and value ongoing advice, portfolio oversight, and support for their changing circumstances. ",[1257],{"type":129,"attrs":1258},{"color":773},{"type":880,"content":1260},[1261],{"type":18,"attrs":1262,"content":1263},{"textAlign":34},[1264,1270],{"text":1265,"type":22,"marks":1266},"Individuals seeking comprehensive financial planning: ",[1267,1269],{"type":129,"attrs":1268},{"color":773},{"type":38},{"text":1271,"type":22,"marks":1272},"The firm offers support with retirement planning, taxes, funding education, insurance, and estate-related issues, as well as charitable giving, through the same advisor. ",[1273],{"type":129,"attrs":1274},{"color":773},{"type":880,"content":1276},[1277],{"type":18,"attrs":1278,"content":1279},{"textAlign":34},[1280,1286],{"text":1281,"type":22,"marks":1282},"Investors who want a fully managed portfolio:",[1283,1285],{"type":129,"attrs":1284},{"color":773},{"type":38},{"text":1287,"type":22,"marks":1288}," Advisors can adjust clients’ portfolios without requiring them to manage investment decisions. ",[1289],{"type":129,"attrs":1290},{"color":773},{"type":880,"content":1292},[1293],{"type":18,"attrs":1294,"content":1295},{"textAlign":34},[1296,1302],{"text":1297,"type":22,"marks":1298},"Clients seeking digital and human support: ",[1299,1301],{"type":129,"attrs":1300},{"color":773},{"type":38},{"text":1303,"type":22,"marks":1304},"Those who want an automated investing option and want advisor involvement may find the Guided Wealth Portfolios program suitable.",[1305],{"type":129,"attrs":1306},{"color":773},"Who is IHT Wealth Management best for?",{"id":1309,"alt":12,"name":12,"focus":12,"title":12,"source":12,"filename":1310,"copyright":12,"fieldtype":1311,"meta_data":1312,"is_external_url":543},123836929945813,"https://a.storyblok.com/f/185166/225x169/4fcfc6ec7b/iht-wealth-management-review.png","asset",{},"IHT Wealth Management","https://v2.unbiased.com/inquiry/financial-advisor/primary-areas","company-summary-box","IHT Wealth Management is a US-based advisory firm founded in 2014 that provides personalized, advisor-led investment management and financial planning. ","Not sure if IHT Wealth Management suits your needs? Let Unbiased find a financial advisor that does",{"_uid":1319,"data":1320,"component":799},"31292734-60a5-4a58-9c21-e77ce4555072",{"type":15,"content":1321},[1322,1331,1339,1347,1355,1364,1441,1449,1521,1529,1537,1546,1554,1562,1570,1618,1626,1664,1672,1706,1714,1736,1744,1752,1784,1792,1800,1809,1817,1825,1849,1858,1866,1874,1882,1940,1948,1998,2007,2015,2023,2031,2039,2047,2056,2064,2072,2080,2088,2097,2105,2113,2121,2129,2137,2145,2265,2273,2295],{"type":764,"attrs":1323,"content":1324},{"level":766,"textAlign":34},[1325],{"text":1326,"type":22,"marks":1327},"What are the pros and cons of IHT Wealth Management?",[1328,1330],{"type":129,"attrs":1329},{"color":773},{"type":38},{"type":18,"attrs":1332,"content":1333},{"textAlign":34},[1334],{"text":1335,"type":22,"marks":1336},"IHT Wealth Management offers a traditional, advisor-led approach that may appeal to clients who prefer working directly with a financial professional and want support with their investments and financial planning. ",[1337],{"type":129,"attrs":1338},{"color":773},{"type":18,"attrs":1340,"content":1341},{"textAlign":34},[1342],{"text":1343,"type":22,"marks":1344},"The company’s strengths include personalized advice, discretionary portfolio management, and various planning services. ",[1345],{"type":129,"attrs":1346},{"color":773},{"type":18,"attrs":1348,"content":1349},{"textAlign":34},[1350],{"text":1351,"type":22,"marks":1352},"However, the service may be less suitable for investors looking for standardized pricing, fully automated investing, or clearly defined minimums.",[1353],{"type":129,"attrs":1354},{"color":773},{"type":764,"attrs":1356,"content":1358},{"level":1357,"textAlign":34},3,[1359],{"text":1360,"type":22,"marks":1361},"Pros of IHT Wealth Management:",[1362],{"type":129,"attrs":1363},{"color":773},{"type":877,"content":1365},[1366,1380,1399,1413,1427],{"type":880,"content":1367},[1368],{"type":18,"attrs":1369,"content":1370},{"textAlign":34},[1371,1376],{"text":1069,"type":22,"marks":1372},[1373,1375],{"type":129,"attrs":1374},{"color":773},{"type":38},{"text":1075,"type":22,"marks":1377},[1378],{"type":129,"attrs":1379},{"color":773},{"type":880,"content":1381},[1382],{"type":18,"attrs":1383,"content":1384},{"textAlign":34},[1385,1390,1394],{"text":1085,"type":22,"marks":1386},[1387,1389],{"type":129,"attrs":1388},{"color":773},{"type":38},{"text":1091,"type":22,"marks":1391},[1392],{"type":129,"attrs":1393},{"color":773},{"text":1096,"type":22,"marks":1395},[1396,1398],{"type":129,"attrs":1397},{"color":773},{"type":38},{"type":880,"content":1400},[1401],{"type":18,"attrs":1402,"content":1403},{"textAlign":34},[1404,1409],{"text":1107,"type":22,"marks":1405},[1406,1408],{"type":129,"attrs":1407},{"color":773},{"type":38},{"text":1113,"type":22,"marks":1410},[1411],{"type":129,"attrs":1412},{"color":773},{"type":880,"content":1414},[1415],{"type":18,"attrs":1416,"content":1417},{"textAlign":34},[1418,1423],{"text":1123,"type":22,"marks":1419},[1420,1422],{"type":129,"attrs":1421},{"color":773},{"type":38},{"text":1129,"type":22,"marks":1424},[1425],{"type":129,"attrs":1426},{"color":773},{"type":880,"content":1428},[1429],{"type":18,"attrs":1430,"content":1431},{"textAlign":34},[1432,1437],{"text":1139,"type":22,"marks":1433},[1434,1436],{"type":129,"attrs":1435},{"color":773},{"type":38},{"text":1145,"type":22,"marks":1438},[1439],{"type":129,"attrs":1440},{"color":773},{"type":764,"attrs":1442,"content":1443},{"level":1357,"textAlign":34},[1444],{"text":1445,"type":22,"marks":1446},"Cons of IHT Wealth Management:",[1447],{"type":129,"attrs":1448},{"color":773},{"type":877,"content":1450},[1451,1465,1479,1493,1507],{"type":880,"content":1452},[1453],{"type":18,"attrs":1454,"content":1455},{"textAlign":34},[1456,1461],{"text":1162,"type":22,"marks":1457},[1458,1460],{"type":129,"attrs":1459},{"color":773},{"type":38},{"text":1168,"type":22,"marks":1462},[1463],{"type":129,"attrs":1464},{"color":773},{"type":880,"content":1466},[1467],{"type":18,"attrs":1468,"content":1469},{"textAlign":34},[1470,1475],{"text":1178,"type":22,"marks":1471},[1472,1474],{"type":129,"attrs":1473},{"color":773},{"type":38},{"text":1184,"type":22,"marks":1476},[1477],{"type":129,"attrs":1478},{"color":773},{"type":880,"content":1480},[1481],{"type":18,"attrs":1482,"content":1483},{"textAlign":34},[1484,1489],{"text":1194,"type":22,"marks":1485},[1486,1488],{"type":129,"attrs":1487},{"color":773},{"type":38},{"text":1200,"type":22,"marks":1490},[1491],{"type":129,"attrs":1492},{"color":773},{"type":880,"content":1494},[1495],{"type":18,"attrs":1496,"content":1497},{"textAlign":34},[1498,1503],{"text":1210,"type":22,"marks":1499},[1500,1502],{"type":129,"attrs":1501},{"color":773},{"type":38},{"text":1216,"type":22,"marks":1504},[1505],{"type":129,"attrs":1506},{"color":773},{"type":880,"content":1508},[1509],{"type":18,"attrs":1510,"content":1511},{"textAlign":34},[1512,1517],{"text":1226,"type":22,"marks":1513},[1514,1516],{"type":129,"attrs":1515},{"color":773},{"type":38},{"text":1232,"type":22,"marks":1518},[1519],{"type":129,"attrs":1520},{"color":773},{"type":18,"attrs":1522,"content":1523},{"textAlign":34},[1524],{"text":1525,"type":22,"marks":1526},"IHT Wealth Management provides personalized, advisor-led guidance and comprehensive planning, which may benefit clients seeking in-depth support.",[1527],{"type":129,"attrs":1528},{"color":773},{"type":18,"attrs":1530,"content":1531},{"textAlign":34},[1532],{"text":1533,"type":22,"marks":1534},"However, its non-standardized fees, $5,000 minimum for GWP, and potentially higher costs for those with smaller portfolios may make it less suitable for those seeking transparent pricing or a fully automated, low-cost investing platform.",[1535],{"type":129,"attrs":1536},{"color":773},{"type":764,"attrs":1538,"content":1539},{"level":766,"textAlign":34},[1540],{"text":1541,"type":22,"marks":1542},"IHT Wealth Management fees: How much does it cost?",[1543,1545],{"type":129,"attrs":1544},{"color":773},{"type":38},{"type":18,"attrs":1547,"content":1548},{"textAlign":34},[1549],{"text":1550,"type":22,"marks":1551},"IHT Wealth Management charges advisory fees that are negotiated individually with each client.",[1552],{"type":129,"attrs":1553},{"color":773},{"type":18,"attrs":1555,"content":1556},{"textAlign":34},[1557],{"text":1558,"type":22,"marks":1559},"The firm may charge an asset-based fee or, in some cases, a flat fee instead of a standard percentage-based one. All fees are billed quarterly in advance, and are based on the account’s value on the last day of the quarter.",[1560],{"type":129,"attrs":1561},{"color":773},{"type":764,"attrs":1563,"content":1564},{"level":1357,"textAlign":34},[1565],{"text":1566,"type":22,"marks":1567},"Investment advisory fees:",[1568],{"type":129,"attrs":1569},{"color":773},{"type":877,"content":1571},[1572,1588,1598,1608],{"type":880,"content":1573},[1574],{"type":18,"attrs":1575,"content":1576},{"textAlign":34},[1577,1583],{"text":1578,"type":22,"marks":1579},"Annual advisory fee: ",[1580,1582],{"type":129,"attrs":1581},{"color":773},{"type":38},{"text":1584,"type":22,"marks":1585},"Up to 2% of assets under management (AUM).",[1586],{"type":129,"attrs":1587},{"color":773},{"type":880,"content":1589},[1590],{"type":18,"attrs":1591,"content":1592},{"textAlign":34},[1593],{"text":1594,"type":22,"marks":1595},"Fees may be structured as an asset-based percentage or as a negotiated flat fee.",[1596],{"type":129,"attrs":1597},{"color":773},{"type":880,"content":1599},[1600],{"type":18,"attrs":1601,"content":1602},{"textAlign":34},[1603],{"text":1604,"type":22,"marks":1605},"Clients with smaller portfolios may pay higher fee rates.",[1606],{"type":129,"attrs":1607},{"color":773},{"type":880,"content":1609},[1610],{"type":18,"attrs":1611,"content":1612},{"textAlign":34},[1613],{"text":1614,"type":22,"marks":1615},"Fees are billed quarterly in advance.",[1616],{"type":129,"attrs":1617},{"color":773},{"type":764,"attrs":1619,"content":1620},{"level":1357,"textAlign":34},[1621],{"text":1622,"type":22,"marks":1623},"Guided Wealth Portfolios Managed Service fees:",[1624],{"type":129,"attrs":1625},{"color":773},{"type":877,"content":1627},[1628,1644,1654],{"type":880,"content":1629},[1630],{"type":18,"attrs":1631,"content":1632},{"textAlign":34},[1633,1639],{"text":1634,"type":22,"marks":1635},"Maximum account fee:",[1636,1638],{"type":129,"attrs":1637},{"color":773},{"type":38},{"text":1640,"type":22,"marks":1641}," 1.35% annually, which includes LPL Financial’s program fee of 0.35% and an advisor fee of up to 1%.",[1642],{"type":129,"attrs":1643},{"color":773},{"type":880,"content":1645},[1646],{"type":18,"attrs":1647,"content":1648},{"textAlign":34},[1649],{"text":1650,"type":22,"marks":1651},"Account fees are payable quarterly in advance.",[1652],{"type":129,"attrs":1653},{"color":773},{"type":880,"content":1655},[1656],{"type":18,"attrs":1657,"content":1658},{"textAlign":34},[1659],{"text":1660,"type":22,"marks":1661},"FutureAdvisor is compensated by LPL through a sub-advisory fee (0.1%–0.17%).",[1662],{"type":129,"attrs":1663},{"color":773},{"type":764,"attrs":1665,"content":1666},{"level":1357,"textAlign":34},[1667],{"text":1668,"type":22,"marks":1669},"Financial planning fees:",[1670],{"type":129,"attrs":1671},{"color":773},{"type":877,"content":1673},[1674,1690],{"type":880,"content":1675},[1676],{"type":18,"attrs":1677,"content":1678},{"textAlign":34},[1679,1685],{"text":1680,"type":22,"marks":1681},"Hourly fees: ",[1682,1684],{"type":129,"attrs":1683},{"color":773},{"type":38},{"text":1686,"type":22,"marks":1687},"These are typically $250–$600 per hour.",[1688],{"type":129,"attrs":1689},{"color":773},{"type":880,"content":1691},[1692],{"type":18,"attrs":1693,"content":1694},{"textAlign":34},[1695,1701],{"text":1696,"type":22,"marks":1697},"Fixed fees: ",[1698,1700],{"type":129,"attrs":1699},{"color":773},{"type":38},{"text":1702,"type":22,"marks":1703},"Negotiated based on the scope of work.",[1704],{"type":129,"attrs":1705},{"color":773},{"type":764,"attrs":1707,"content":1708},{"level":1357,"textAlign":34},[1709],{"text":1710,"type":22,"marks":1711},"ERISA (Employee Retirement Income Security Act) plan consulting fees :",[1712],{"type":129,"attrs":1713},{"color":773},{"type":877,"content":1715},[1716,1726],{"type":880,"content":1717},[1718],{"type":18,"attrs":1719,"content":1720},{"textAlign":34},[1721],{"text":1722,"type":22,"marks":1723},"Asset-based percentage, billed quarterly (in advance or arrears) based on account value.",[1724],{"type":129,"attrs":1725},{"color":773},{"type":880,"content":1727},[1728],{"type":18,"attrs":1729,"content":1730},{"textAlign":34},[1731],{"text":1732,"type":22,"marks":1733},"Fixed annual fee, billed quarterly in advance, with annual cost-of-living adjustments.Payment may come from plan assets, third-party providers, or direct invoicing, depending on the agreement.",[1734],{"type":129,"attrs":1735},{"color":773},{"type":764,"attrs":1737,"content":1738},{"level":1357,"textAlign":34},[1739],{"text":1740,"type":22,"marks":1741},"Additional client costs:",[1742],{"type":129,"attrs":1743},{"color":773},{"type":18,"attrs":1745,"content":1746},{"textAlign":34},[1747],{"text":1748,"type":22,"marks":1749},"Clients may incur costs separate from IHT’s advisory fees, including:",[1750],{"type":129,"attrs":1751},{"color":773},{"type":877,"content":1753},[1754,1764,1774],{"type":880,"content":1755},[1756],{"type":18,"attrs":1757,"content":1758},{"textAlign":34},[1759],{"text":1760,"type":22,"marks":1761},"Fund-level expenses from ETFs and mutual funds.",[1762],{"type":129,"attrs":1763},{"color":773},{"type":880,"content":1765},[1766],{"type":18,"attrs":1767,"content":1768},{"textAlign":34},[1769],{"text":1770,"type":22,"marks":1771},"Fees from account managers, private placements, or pooled investment vehicles.",[1772],{"type":129,"attrs":1773},{"color":773},{"type":880,"content":1775},[1776],{"type":18,"attrs":1777,"content":1778},{"textAlign":34},[1779],{"text":1780,"type":22,"marks":1781},"Broker-dealer and custodian charges, such as commissions or transaction fees.",[1782],{"type":129,"attrs":1783},{"color":773},{"type":18,"attrs":1785,"content":1786},{"textAlign":34},[1787],{"text":1788,"type":22,"marks":1789},"IHT Wealth Management’s fees vary by advisor and the services provided, with investment advisory fees of up to 2% annually, hourly or fixed-fee financial planning, and a maximum 1.35% fee for GWP’s automated program.",[1790],{"type":129,"attrs":1791},{"color":773},{"type":18,"attrs":1793,"content":1794},{"textAlign":34},[1795],{"text":1796,"type":22,"marks":1797},"Costs are billed quarterly in advance, and clients may face additional fees from underlying funds, custodians, or other investment products. As pricing depends on the provided services, total costs can differ significantly across advisors, account sizes, and investment programs.",[1798],{"type":129,"attrs":1799},{"color":773},{"type":764,"attrs":1801,"content":1802},{"level":766,"textAlign":34},[1803],{"text":1804,"type":22,"marks":1805},"What is IHT Wealth Management’s minimum account size?",[1806,1808],{"type":129,"attrs":1807},{"color":773},{"type":38},{"type":18,"attrs":1810,"content":1811},{"textAlign":34},[1812],{"text":1813,"type":22,"marks":1814},"IHT Wealth Management does not have a single standard minimum account size, as requirements vary by advisor and service. ",[1815],{"type":129,"attrs":1816},{"color":773},{"type":18,"attrs":1818,"content":1819},{"textAlign":34},[1820],{"text":1821,"type":22,"marks":1822},"Most advisory minimums are set individually by each advisor based on the client’s goals, portfolio size, and planning needs. ",[1823],{"type":129,"attrs":1824},{"color":773},{"type":18,"attrs":1826,"content":1827},{"textAlign":34},[1828,1833,1844],{"text":1829,"type":22,"marks":1830},"The firm’s only defined minimum applies to its automated option, Guided Wealth Portfolios, which requires ",[1831],{"type":129,"attrs":1832},{"color":773},{"text":1834,"type":22,"marks":1835},"$5,000",[1836,1839,1842],{"type":31,"attrs":1837},{"href":1838,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://www.ihtwealthmanagement.com/wp-content/uploads/2024/04/Form-ADV-Part-2A-and-Wrap-Brochure-324.pdf",{"type":129,"attrs":1840},{"color":1841},"#1155CC",{"type":1843},"underline",{"text":1845,"type":22,"marks":1846}," to enroll. Because advisor-led minimums are not standardized, prospective clients need to speak directly with an advisor to confirm eligibility and costs.",[1847],{"type":129,"attrs":1848},{"color":773},{"type":764,"attrs":1850,"content":1851},{"level":766,"textAlign":34},[1852],{"text":1853,"type":22,"marks":1854},"Who should choose IHT Wealth Management?",[1855,1857],{"type":129,"attrs":1856},{"color":773},{"type":38},{"type":18,"attrs":1859,"content":1860},{"textAlign":34},[1861],{"text":1862,"type":22,"marks":1863},"IHT Wealth Management is suitable for individuals who prefer a personalized, advisor-led approach to investing and want support that covers both portfolio management and financial planning.",[1864],{"type":129,"attrs":1865},{"color":773},{"type":18,"attrs":1867,"content":1868},{"textAlign":34},[1869],{"text":1870,"type":22,"marks":1871},"It may appeal to clients who value having direct access to a financial professional and having them manage investment decisions on their behalf.",[1872],{"type":129,"attrs":1873},{"color":773},{"type":764,"attrs":1875,"content":1876},{"level":1357,"textAlign":34},[1877],{"text":1878,"type":22,"marks":1879},"IHT Wealth Management works well for:",[1880],{"type":129,"attrs":1881},{"color":773},{"type":877,"content":1883},[1884,1898,1912,1926],{"type":880,"content":1885},[1886],{"type":18,"attrs":1887,"content":1888},{"textAlign":34},[1889,1894],{"text":1249,"type":22,"marks":1890},[1891,1893],{"type":129,"attrs":1892},{"color":773},{"type":38},{"text":1255,"type":22,"marks":1895},[1896],{"type":129,"attrs":1897},{"color":773},{"type":880,"content":1899},[1900],{"type":18,"attrs":1901,"content":1902},{"textAlign":34},[1903,1908],{"text":1265,"type":22,"marks":1904},[1905,1907],{"type":129,"attrs":1906},{"color":773},{"type":38},{"text":1271,"type":22,"marks":1909},[1910],{"type":129,"attrs":1911},{"color":773},{"type":880,"content":1913},[1914],{"type":18,"attrs":1915,"content":1916},{"textAlign":34},[1917,1922],{"text":1281,"type":22,"marks":1918},[1919,1921],{"type":129,"attrs":1920},{"color":773},{"type":38},{"text":1287,"type":22,"marks":1923},[1924],{"type":129,"attrs":1925},{"color":773},{"type":880,"content":1927},[1928],{"type":18,"attrs":1929,"content":1930},{"textAlign":34},[1931,1936],{"text":1297,"type":22,"marks":1932},[1933,1935],{"type":129,"attrs":1934},{"color":773},{"type":38},{"text":1303,"type":22,"marks":1937},[1938],{"type":129,"attrs":1939},{"color":773},{"type":764,"attrs":1941,"content":1942},{"level":1357,"textAlign":34},[1943],{"text":1944,"type":22,"marks":1945},"IHT Wealth Management may not be suitable for:",[1946],{"type":129,"attrs":1947},{"color":773},{"type":877,"content":1949},[1950,1966,1982],{"type":880,"content":1951},[1952],{"type":18,"attrs":1953,"content":1954},{"textAlign":34},[1955,1961],{"text":1956,"type":22,"marks":1957},"Investors seeking standardized pricing: ",[1958,1960],{"type":129,"attrs":1959},{"color":773},{"type":38},{"text":1962,"type":22,"marks":1963},"As fees and minimums vary by advisor, those who prefer predictable pricing may find IHT less suitable.",[1964],{"type":129,"attrs":1965},{"color":773},{"type":880,"content":1967},[1968],{"type":18,"attrs":1969,"content":1970},{"textAlign":34},[1971,1977],{"text":1972,"type":22,"marks":1973},"Investors with smaller portfolios: ",[1974,1976],{"type":129,"attrs":1975},{"color":773},{"type":38},{"text":1978,"type":22,"marks":1979},"The Guided Wealth Portfolios program requires a $5,000 minimum. Advisory fees and trading costs can have a proportionally larger impact on those with smaller portfolios, which may reduce the overall value of the services. ",[1980],{"type":129,"attrs":1981},{"color":773},{"type":880,"content":1983},[1984],{"type":18,"attrs":1985,"content":1986},{"textAlign":34},[1987,1993],{"text":1988,"type":22,"marks":1989},"Those wanting a fully automated, low-cost platform: ",[1990,1992],{"type":129,"attrs":1991},{"color":773},{"type":38},{"text":1994,"type":22,"marks":1995},"Clients who prefer a purely digital platform with transparent, low fees may find IHT’s advisor-led structure and individualized pricing less aligned with their expectations.",[1996],{"type":129,"attrs":1997},{"color":773},{"type":764,"attrs":1999,"content":2000},{"level":766,"textAlign":34},[2001],{"text":2002,"type":22,"marks":2003},"IHT Wealth Management: Is it secure?",[2004,2006],{"type":129,"attrs":2005},{"color":773},{"type":38},{"type":18,"attrs":2008,"content":2009},{"textAlign":34},[2010],{"text":2011,"type":22,"marks":2012},"Yes, IHT Wealth Management is secure and registered with the Securities and Exchange Commission (SEC), which requires it to follow fiduciary standards and regulatory rules designed to protect clients.",[2013],{"type":129,"attrs":2014},{"color":773},{"type":18,"attrs":2016,"content":2017},{"textAlign":34},[2018],{"text":2019,"type":22,"marks":2020},"Client assets are not held by IHT directly. They are typically held with LPL Financial, a qualified third-party custodian that safeguards assets, executes trades, and issues account statements. ",[2021],{"type":129,"attrs":2022},{"color":773},{"type":18,"attrs":2024,"content":2025},{"textAlign":34},[2026],{"text":2027,"type":22,"marks":2028},"To prevent unauthorized access, IHT Wealth Management uses security measures required under federal law, including computer safeguards and physical protections, such as secure storage for files and restricted access to office areas where sensitive information is kept. ",[2029],{"type":129,"attrs":2030},{"color":773},{"type":18,"attrs":2032,"content":2033},{"textAlign":34},[2034],{"text":2035,"type":22,"marks":2036},"Additional safeguards apply to how accounts are billed. Advisory fees can only be withdrawn with written client authorization, and custodians send statements at least quarterly, allowing clients to independently verify all activity, including fees and transactions. ",[2037],{"type":129,"attrs":2038},{"color":773},{"type":18,"attrs":2040,"content":2041},{"textAlign":34},[2042],{"text":2043,"type":22,"marks":2044},"The SEC oversight, use of a regulated third-party custodian, data protection measures, and required client verification form the core of IHT’s account security framework.",[2045],{"type":129,"attrs":2046},{"color":773},{"type":764,"attrs":2048,"content":2049},{"level":766,"textAlign":34},[2050],{"text":2051,"type":22,"marks":2052},"IHT Wealth Management: Customer service",[2053,2055],{"type":129,"attrs":2054},{"color":773},{"type":38},{"type":18,"attrs":2057,"content":2058},{"textAlign":34},[2059],{"text":2060,"type":22,"marks":2061},"IHT Wealth Management’s customer service focuses on direct and ongoing contact with a financial advisor.",[2062],{"type":129,"attrs":2063},{"color":773},{"type":18,"attrs":2065,"content":2066},{"textAlign":34},[2067],{"text":2068,"type":22,"marks":2069},"Instead of relying on a support center, clients talk to their advisor about their investments, planning needs, or updates to their financial goals. This structure offers individual communication, but it can vary depending on the advisor’s availability. ",[2070],{"type":129,"attrs":2071},{"color":773},{"type":18,"attrs":2073,"content":2074},{"textAlign":34},[2075],{"text":2076,"type":22,"marks":2077},"Clients using the Guided Wealth Portfolios program also receive advisor support, who assists with onboarding, answers questions about allocations, and helps review progress toward goals. ",[2078],{"type":129,"attrs":2079},{"color":773},{"type":18,"attrs":2081,"content":2082},{"textAlign":34},[2083],{"text":2084,"type":22,"marks":2085},"The firm has a general phone line and email address for broader inquiries, but doesn’t have standardized service hours or offer online tools such as live chat. So, the accessibility and responsiveness of customer service largely depend on the advisor a client works with.",[2086],{"type":129,"attrs":2087},{"color":773},{"type":764,"attrs":2089,"content":2090},{"level":766,"textAlign":34},[2091],{"text":2092,"type":22,"marks":2093},"Is IHT Wealth Management worth it?",[2094,2096],{"type":129,"attrs":2095},{"color":773},{"type":38},{"type":18,"attrs":2098,"content":2099},{"textAlign":34},[2100],{"text":2101,"type":22,"marks":2102},"Whether IHT Wealth Management is worth it depends on what you are looking for.",[2103],{"type":129,"attrs":2104},{"color":773},{"type":18,"attrs":2106,"content":2107},{"textAlign":34},[2108],{"text":2109,"type":22,"marks":2110},"The firm offers direct access to a financial advisor, discretionary portfolio management, and financial planning support. This works well for clients who want ongoing professional guidance on investments, retirement needs, taxes, and other long-term goals.",[2111],{"type":129,"attrs":2112},{"color":773},{"type":18,"attrs":2114,"content":2115},{"textAlign":34},[2116],{"text":2117,"type":22,"marks":2118},"Clients who use the Guided Wealth Portfolios program may also benefit from a hybrid model that combines automated portfolio management with advisor involvement, making it suitable for individuals who want digital efficiency without giving up access to human support. ",[2119],{"type":129,"attrs":2120},{"color":773},{"type":18,"attrs":2122,"content":2123},{"textAlign":34},[2124],{"text":2125,"type":22,"marks":2126},"However, investors who are seeking predictable pricing or standardized minimums may find IHT less suitable.",[2127],{"type":129,"attrs":2128},{"color":773},{"type":18,"attrs":2130,"content":2131},{"textAlign":34},[2132],{"text":2133,"type":22,"marks":2134},"Advisory fees and account requirements vary by advisor and are negotiated individually, while the Guided Wealth Portfolios program requires a $5,000 minimum. Investors with smaller portfolios may find the service less cost-effective, since advisory fees and transaction costs can have a proportionally greater impact.",[2135],{"type":129,"attrs":2136},{"color":773},{"type":18,"attrs":2138,"content":2139},{"textAlign":34},[2140],{"text":2141,"type":22,"marks":2142},"For individuals who value personalized advice and a fully managed portfolio, IHT can be a strong fit. Those seeking low-cost automation, transparent fees, or a streamlined digital experience may prefer alternatives that focus on consistent pricing and DIY investing tools.",[2143],{"type":129,"attrs":2144},{"color":773},{"type":18,"attrs":2146,"content":2147},{"textAlign":34},[2148,2153,2167,2172,2186,2191,2205,2210,2224,2228,2242,2246,2260],{"text":2149,"type":22,"marks":2150},"Investors considering alternatives to IHT Wealth Management may also look at other personalised wealth advisory firms such as ",[2151],{"type":129,"attrs":2152},{"color":773},{"text":2154,"type":22,"marks":2155},"Mariner Wealth Advisors,",[2156,2165],{"type":31,"attrs":2157},{"href":2158,"uuid":2159,"anchor":34,"target":35,"linktype":74,"story":2160},"/discover/financial-advice/mariner-wealth-advisors-review","c2a6e91c-e70d-4791-9a60-dc4f83aec78d",{"name":2161,"id":2162,"uuid":2159,"slug":2163,"url":2164,"full_slug":2164,"_stopResolving":558},"Mariner Wealth Advisors review",104894191918597,"mariner-wealth-advisors-review","discover/financial-advice/mariner-wealth-advisors-review",{"type":129,"attrs":2166},{"color":773},{"text":2168,"type":22,"marks":2169}," ",[2170],{"type":129,"attrs":2171},{"color":773},{"text":2173,"type":22,"marks":2174},"Beacon Pointe Advisors",[2175,2184],{"type":31,"attrs":2176},{"href":2177,"uuid":2178,"anchor":34,"target":35,"linktype":74,"story":2179},"/discover/financial-advice/beacon-pointe-advisors-review","d5baaf48-c6ae-42de-9196-e65275cc0248",{"name":2180,"id":2181,"uuid":2178,"slug":2182,"url":2183,"full_slug":2183,"_stopResolving":558},"Beacon Pointe Advisors Review",108871315647458,"beacon-pointe-advisors-review","discover/financial-advice/beacon-pointe-advisors-review",{"type":129,"attrs":2185},{"color":773},{"text":2187,"type":22,"marks":2188}," or ",[2189],{"type":129,"attrs":2190},{"color":773},{"text":2192,"type":22,"marks":2193},"Mission Wealth",[2194,2203],{"type":31,"attrs":2195},{"href":2196,"uuid":2197,"anchor":34,"target":35,"linktype":74,"story":2198},"/discover/financial-advice/mission-wealth-review","d12a3484-b854-4751-bf0d-7cd564d938f4",{"name":2199,"id":2200,"uuid":2197,"slug":2201,"url":2202,"full_slug":2202,"_stopResolving":558},"Mission Wealth review",114886421141677,"mission-wealth-review","discover/financial-advice/mission-wealth-review",{"type":129,"attrs":2204},{"color":773},{"text":2206,"type":22,"marks":2207}," for similarly personalised wealth planning, while those looking for more accessible, digital‑oriented guidance could explore options like ",[2208],{"type":129,"attrs":2209},{"color":773},{"text":2211,"type":22,"marks":2212},"Acorns Robo Advisor,",[2213,2222],{"type":31,"attrs":2214},{"href":2215,"uuid":2216,"anchor":34,"target":35,"linktype":74,"story":2217},"/discover/financial-advice/acorns-review","6239461c-6c3a-4f5d-9751-7e9fc2871295",{"name":2218,"id":2219,"uuid":2216,"slug":2220,"url":2221,"full_slug":2221,"_stopResolving":558},"Acorns Review",90105729667187,"acorns-review","discover/financial-advice/acorns-review",{"type":129,"attrs":2223},{"color":773},{"text":2168,"type":22,"marks":2225},[2226],{"type":129,"attrs":2227},{"color":773},{"text":2229,"type":22,"marks":2230},"Webull Smart Advisor",[2231,2240],{"type":31,"attrs":2232},{"href":2233,"uuid":2234,"anchor":34,"target":35,"linktype":74,"story":2235},"/discover/financial-advice/webull-smart-advisor-review","6c1a047d-47a0-452e-abda-401a3e13ca10",{"name":2236,"id":2237,"uuid":2234,"slug":2238,"url":2239,"full_slug":2239,"_stopResolving":558},"Webull Smart Advisor review",91455726240318,"webull-smart-advisor-review","discover/financial-advice/webull-smart-advisor-review",{"type":129,"attrs":2241},{"color":773},{"text":2187,"type":22,"marks":2243},[2244],{"type":129,"attrs":2245},{"color":773},{"text":2247,"type":22,"marks":2248},"Ally Robo Portfolio",[2249,2258],{"type":31,"attrs":2250},{"href":2251,"uuid":2252,"anchor":34,"target":35,"linktype":74,"story":2253},"/discover/financial-advice/ally-invest-robo-portfolios-review","a572c5af-9c8b-4ff7-9d16-effa6ad4d405",{"name":2254,"id":2255,"uuid":2252,"slug":2256,"url":2257,"full_slug":2257,"_stopResolving":558},"Ally Invest Robo Portfolios Review",92584928493746,"ally-invest-robo-portfolios-review","discover/financial-advice/ally-invest-robo-portfolios-review",{"type":129,"attrs":2259},{"color":773},{"text":2261,"type":22,"marks":2262}," for easy, lower‑cost automated investing.",[2263],{"type":129,"attrs":2264},{"color":773},{"type":764,"attrs":2266,"content":2267},{"level":1357,"textAlign":34},[2268],{"text":2269,"type":22,"marks":2270},"Get expert financial advice",[2271],{"type":129,"attrs":2272},{"color":773},{"type":18,"attrs":2274,"content":2275},{"textAlign":34},[2276,2281,2290],{"text":2277,"type":22,"marks":2278},"If you need expert financial advice, Unbiased can ",[2279],{"type":129,"attrs":2280},{"color":773},{"text":2282,"type":22,"marks":2283},"match you with a financial advisor",[2284,2286,2289],{"type":31,"attrs":2285},{"href":1314,"uuid":34,"anchor":34,"target":34,"linktype":36},{"type":129,"attrs":2287},{"color":2288},"#0000FF",{"type":1843},{"text":2291,"type":22,"marks":2292}," who will help you manage your money and maximize your investments.",[2293],{"type":129,"attrs":2294},{"color":773},{"type":764,"attrs":2296,"content":2297},{"level":766,"textAlign":34},[2298],{"text":2299,"type":22,"marks":2300},"Frequently asked questions",[2301,2303],{"type":129,"attrs":2302},{"color":773},{"type":2304},"italic",{"_uid":2306,"component":2307,"accordions":2308},"343aadea-6a58-4e2b-a0de-dd82b172d878","app-accordion-group",[2309,2394,2409],{"_uid":2310,"text":2311,"title":2392,"component":2393},"809532b2-1488-4410-a0a9-013a01e8ef77",{"type":15,"content":2312},[2313],{"type":877,"content":2314},[2315,2326,2337,2348,2359,2370,2381],{"type":880,"content":2316},[2317],{"type":18,"attrs":2318,"content":2319},{"textAlign":34},[2320,2324],{"text":2321,"type":22,"marks":2322},"Advisor-led service model",[2323],{"type":38},{"text":2325,"type":22}," – clients work directly with financial advisors for personalised guidance",{"type":880,"content":2327},[2328],{"type":18,"attrs":2329,"content":2330},{"textAlign":34},[2331,2335],{"text":2332,"type":22,"marks":2333},"Discretionary portfolio management",[2334],{"type":38},{"text":2336,"type":22}," – advisors actively manage portfolios on behalf of clients",{"type":880,"content":2338},[2339],{"type":18,"attrs":2340,"content":2341},{"textAlign":34},[2342,2346],{"text":2343,"type":22,"marks":2344},"Personalised investment approach",[2345],{"type":38},{"text":2347,"type":22}," – portfolios tailored to goals, risk tolerance, and financial situation",{"type":880,"content":2349},[2350],{"type":18,"attrs":2351,"content":2352},{"textAlign":34},[2353,2357],{"text":2354,"type":22,"marks":2355},"Broad financial planning services",[2356],{"type":38},{"text":2358,"type":22}," – includes retirement, tax, estate, insurance, and education planning",{"type":880,"content":2360},[2361],{"type":18,"attrs":2362,"content":2363},{"textAlign":34},[2364,2368],{"text":2365,"type":22,"marks":2366},"Optional digital investing platform",[2367],{"type":38},{"text":2369,"type":22}," – Guided Wealth Portfolios for a more automated approach with advisor support",{"type":880,"content":2371},[2372],{"type":18,"attrs":2373,"content":2374},{"textAlign":34},[2375,2379],{"text":2376,"type":22,"marks":2377},"Nationwide advisor network",[2378],{"type":38},{"text":2380,"type":22}," – access to advisors across multiple locations",{"type":880,"content":2382},[2383],{"type":18,"attrs":2384,"content":2385},{"textAlign":34},[2386,2390],{"text":2387,"type":22,"marks":2388},"Flexible pricing and access",[2389],{"type":38},{"text":2391,"type":22}," – no single fee schedule and relatively low entry barrier compared to some firms","What are the key features of IHT Wealth Management?","app-accordion",{"_uid":2395,"text":2396,"title":2408,"component":2393},"e4e07af4-76be-4371-b0db-e4ebc0d2b603",{"type":15,"content":2397},[2398],{"type":18,"attrs":2399,"content":2400},{"textAlign":34},[2401,2403],{"text":2402,"type":22},"Yes, ",{"text":2404,"type":22,"marks":2405},"IHT Wealth Management is a US-based advisory firm founded in 2014 that provides personalized, advisor-led investment management and financial planning and acts as a fiduciary. ",[2406],{"type":129,"attrs":2407},{"color":773},"Is IHT Wealth Management legit?",{"_uid":2410,"text":2411,"title":2420,"component":2393},"9e35c8a3-0a07-4689-9d9b-2ee2944b7b56",{"type":15,"content":2412},[2413],{"type":18,"attrs":2414,"content":2415},{"textAlign":34},[2416],{"text":2011,"type":22,"marks":2417},[2418],{"type":129,"attrs":2419},{"color":773},"Is IHT Wealth Management a fiduciary?",[2422],{"_uid":2423,"image":2424,"title":2426,"subtitle":12,"component":2435,"breadcrumbs":558},"7258534c-6542-4ae2-bfde-cd263bf80204",{"id":1309,"alt":12,"name":12,"focus":12,"title":12,"source":12,"filename":1310,"copyright":12,"fieldtype":1311,"meta_data":2425,"is_external_url":543},{},{"type":15,"content":2427},[2428],{"type":18,"attrs":2429,"content":2430},{"textAlign":34},[2431],{"text":750,"type":22,"marks":2432},[2433],{"type":129,"attrs":2434},{"color":773},"app-hero",{"name":2437,"created_at":2438,"published_at":2439,"updated_at":2440,"id":2441,"uuid":2442,"content":2443,"slug":2452,"full_slug":2453,"sort_by_date":34,"position":2454,"tag_list":2455,"is_startpage":543,"parent_id":2456,"meta_data":34,"group_id":2457,"first_published_at":2458,"release_id":34,"lang":730,"path":34,"alternates":2459,"default_full_slug":34,"translated_slugs":34,"_stopResolving":558},"Unbiased team","2024-01-18T11:49:29.332Z","2024-01-24T16:17:31.264Z","2024-01-24T16:17:31.285Z",429182198,"a38620a4-ad81-47d5-b2fe-9fe933abd010",{"job":2444,"_uid":2445,"name":2437,"image":2446,"component":2450,"description":2451},"Writers","a6e3129c-eeee-4438-8204-797883981521",{"id":2447,"alt":12,"name":12,"focus":12,"title":12,"source":12,"filename":2448,"copyright":12,"fieldtype":1311,"meta_data":2449,"is_private":12,"is_external_url":543},13850198,"https://a.storyblok.com/f/185166/400x400/232c6cb764/unbiased-team.jpg",{},"article-author","Our team of writers, who have decades of experience writing about personal finance, including investing and retirement, are here to help you find out what you must know about life’s biggest financial decisions.","unbiased-team","authors/unbiased-team",-10,[],224651374,"170282a1-0fe6-4cf3-ab19-04639ed3474c","2023-04-03T07:50:42.397Z",[],[2461],{"_uid":2462,"body":2463,"title":2484,"component":2485},"628318e0-01e9-4c44-8673-bc4675b4f2b9",[2464,2468,2472,2476,2480],{"_uid":2465,"href":2466,"text":2467,"component":542,"openInNewWindow":558},"7c36f626-8a43-48c4-9dfc-5334f2cc3775","https://www.unbiased.com/discover/financial-advice/coldstream-wealth-management-reviews","Coldstream Wealth Management Reviews",{"_uid":2469,"href":2470,"text":2471,"component":542,"openInNewWindow":558},"da52fa96-6ee3-4f13-9bb7-dc0b9e68b855","https://www.unbiased.com/discover/financial-advice/cornerstone-wealth-management-review","Cornerstone Wealth Management review",{"_uid":2473,"href":2474,"text":2475,"component":542,"openInNewWindow":558},"0f562f72-1a5e-4001-ae13-2504d35ce02b","https://www.unbiased.com/discover/financial-advice/orgel-wealth-management-review","Orgel wealth management review",{"_uid":2477,"href":2478,"text":2479,"component":542,"openInNewWindow":558},"25332809-c26a-43c3-8988-c587214169dc","https://www.unbiased.com/discover/financial-advice/modera-wealth-management-review","Modera wealth management review",{"_uid":2481,"href":2482,"text":2483,"component":542,"openInNewWindow":558},"6fd25431-0728-4b25-976a-8d27af053903","https://www.unbiased.com/discover/financial-advice/tolleson-wealth-management-review","Tolleson wealth management review","Related Articles","app-links-list",{"_uid":2487,"title":750,"plugin":2488,"og_image":12,"og_title":12,"description":2489,"twitter_image":12,"twitter_title":12,"og_description":12,"twitter_description":12},"5ae186fe-0462-4b25-8b4d-d1d325f05af4","seo_metatags","This IHT Wealth Management review outlines advisor-led investment management, financial planning services, fees, minimum requirements, and who the service may suit when looking for a financial advisor.",{"name":2491,"created_at":2492,"published_at":2493,"updated_at":2494,"id":2495,"uuid":2496,"content":2497,"slug":2505,"full_slug":2506,"sort_by_date":34,"position":2454,"tag_list":2507,"is_startpage":543,"parent_id":2456,"meta_data":34,"group_id":2508,"first_published_at":2458,"release_id":34,"lang":730,"path":34,"alternates":2509,"default_full_slug":34,"translated_slugs":34,"_stopResolving":558},"Rachel Carey","2023-03-28T10:05:08.718Z","2025-01-28T12:05:49.815Z","2025-01-28T12:05:49.832Z",283076789,"b4ce951f-89c7-4ef6-97a8-709dc6d856e1",{"job":2498,"_uid":2445,"name":2491,"image":2499,"component":2450,"education":2502,"expertise":2503,"description":2504},"Senior Content Writer",{"id":2500,"alt":12,"name":12,"focus":12,"title":12,"filename":2501,"copyright":12,"fieldtype":1311,"is_external_url":543},7792663,"https://a.storyblok.com/f/185166/1199x1257/2401746255/rachel-carey.jpg","Griffith College Dublin, MA (Hons) in Journalism & Media Communications","Rachel brings over a decade of experience in media, including SEO content writing, marketing, public relations, and broadcast and print journalism.","Rachel is a Senior Content Writer at Unbiased, producing content across a range of different sectors, including personal finance, retirement, and investing. She specializes in simplifying intricate financial terms into clear, engaging content tailored for both B2C and B2B audiences.","rachel-carey","authors/rachel-carey",[],"024abff2-15a6-4099-8ba2-25c01abe42e8",[],"app-article",[],[],"This review explores what products and services IHT Wealth Management offers, the fees, and the pros and cons of using the advisory service.",[],"iht-wealth-management-review","discover/financial-advice/iht-wealth-management-review",-5100,[],365590167,"2c6e6931-3095-4ecf-bb85-b81979f1935c","2025-12-18T10:14:27.460Z",[],{"left":727,"top":727,"width":2524,"height":2524,"rotate":727,"vFlip":543,"hFlip":543,"body":2525},24,"\u003Cpath fill=\"currentColor\" d=\"M3.71 16.29a1 1 0 0 0-.33-.21a1 1 0 0 0-.76 0a1 1 0 0 0-.33.21a1 1 0 0 0-.21.33a1 1 0 0 0 .21 1.09a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1 1 0 0 0 .21-1.09a1 1 0 0 0-.21-.33M7 8h14a1 1 0 0 0 0-2H7a1 1 0 0 0 0 2m-3.29 3.29a1 1 0 0 0-1.09-.21a1.2 1.2 0 0 0-.33.21a1 1 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1 1 0 0 0-.21-.33M21 11H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2M3.71 6.29a1 1 0 0 0-.33-.21a1 1 0 0 0-1.09.21a1.2 1.2 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a1 1 0 0 0 1.09-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1.2 1.2 0 0 0-.21-.33M21 16H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":2527},"\u003Cpath fill=\"currentColor\" d=\"m184.49 136.49l-80 80a12 12 0 0 1-17-17L159 128L87.51 56.49a12 12 0 1 1 17-17l80 80a12 12 0 0 1-.02 17\"/>",[2529,2532,2533],{"title":2530,"exact":558,"href":2531},"Home","https://www.unbiased.com",{"title":58,"exact":558,"to":72,"disabled":543},{"title":750,"exact":558,"to":2534,"disabled":558},"/discover/financial-advice/iht-wealth-management-review",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":2536},"\u003Cpath fill=\"currentColor\" d=\"m181.66 133.66l-80 80a8 8 0 0 1-11.32-11.32L164.69 128L90.34 53.66a8 8 0 0 1 11.32-11.32l80 80a8 8 0 0 1 0 11.32\"/>",1776848045291]