[{"data":1,"prerenderedAt":1595},["ShallowReactive",2],{"discover/financial-advice/oxford-advisory-group-review-published":3,"config-published":721,"i-ph:caret-down-bold":1562,"i-ph:list":1565,"i-ph:instagram-logo":1567,"i-ph:youtube-logo":1569,"i-ph:x-logo":1571,"i-ph:facebook-logo":1573,"i-ph:linkedin-logo":1575,"i-ph:caret-up-bold":1577,"i-uil:list-ul":1579,"i-uil:user-check":1582,"i-ph:magnifying-glass":1584,"breadcrumbs-/discover/financial-advice/oxford-advisory-group-review":1586,"i-ph:caret-right":1593},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":713,"full_slug":714,"sort_by_date":22,"position":715,"tag_list":716,"is_startpage":628,"parent_id":717,"meta_data":22,"group_id":718,"first_published_at":719,"release_id":22,"lang":663,"path":22,"alternates":720,"default_full_slug":22,"translated_slugs":22},"Oxford Advisory Group review","2026-07-01T11:42:02.525Z","2026-07-01T12:10:43.053Z","2026-07-01T12:10:43.071Z",193398876303848,"a1bfa6dd-5dbb-4c30-86e7-c118da5d8931",{"_uid":11,"body":12,"hero":619,"author":640,"series":624,"sidebar":665,"hide_cta":628,"metatags":684,"reviewer":688,"component":708,"updatedAt":624,"series_order":624,"bottom_banner":709,"fullWidthMode":628,"subcategories":710,"hideEmbeddedMF":628,"hide_pro_banner":639,"intro_paragraph":711,"series_dropdown":628,"intro_subheading":624,"series_navigation":639,"table_of_contents":639,"outgrow_calculator":712,"series_dropdown_label":624,"hide_email_signup_widget":639,"show_compound_calculator":628,"show_roth_ira_calculator":628,"show_footer_sticky_banner":628,"show_retirement_calculator":628,"show_capital_gains_calculator":628},"fc9fc088-12d2-40fb-bc30-f3859e0894bd",[13],{"_uid":14,"data":15,"component":618},"e2a973af-f680-4fa1-b5dd-45e73c5b9b01",{"type":16,"content":17},"doc",[18,34,43,51,59,68,152,161,169,178,186,194,244,252,302,311,319,327,335,343,351,360,368,377,385,393,443,451,501,510,518,526,534,543,551,559,568,576,584,593],{"type":19,"attrs":20,"content":23},"heading",{"level":21,"textAlign":22},2,null,[24],{"text":25,"type":26,"marks":27},"What does Oxford Advisory Group do?","text",[28,32],{"type":29,"attrs":30},"textStyle",{"color":31},"#000000",{"type":33},"bold",{"type":35,"attrs":36,"content":37},"paragraph",{"textAlign":22},[38],{"text":39,"type":26,"marks":40},"Oxford Advisory Group is an advisor-led retirement and wealth management service focused on retirement income, investment planning, tax-aware planning, estate planning and related financial needs.",[41],{"type":29,"attrs":42},{"color":31},{"type":35,"attrs":44,"content":45},{"textAlign":22},[46],{"text":47,"type":26,"marks":48},"The service is mainly designed for people approaching retirement, retirees, and higher-net-worth households with more complex financial needs who want to work directly with an advisor.",[49],{"type":29,"attrs":50},{"color":31},{"type":35,"attrs":52,"content":53},{"textAlign":22},[54],{"text":55,"type":26,"marks":56},"Oxford Advisory Group is the public-facing financial services firm, while investment advisory and portfolio management services are provided through its affiliated but separate registered investment adviser, Oxford Wealth Group, LLC.",[57],{"type":29,"attrs":58},{"color":31},{"type":35,"attrs":60,"content":61},{"textAlign":22},[62],{"text":63,"type":26,"marks":64},"Key services:",[65,67],{"type":29,"attrs":66},{"color":31},{"type":33},{"type":69,"content":70},"bullet_list",[71,88,104,120,136],{"type":72,"content":73},"list_item",[74],{"type":35,"attrs":75,"content":76},{"textAlign":22},[77,83],{"text":78,"type":26,"marks":79},"Retirement income strategies:",[80,82],{"type":29,"attrs":81},{"color":31},{"type":33},{"text":84,"type":26,"marks":85}," Covering Social Security, pensions, investments, savings, annuities and bonds.",[86],{"type":29,"attrs":87},{"color":31},{"type":72,"content":89},[90],{"type":35,"attrs":91,"content":92},{"textAlign":22},[93,99],{"text":94,"type":26,"marks":95},"Investment planning and portfolio management: ",[96,98],{"type":29,"attrs":97},{"color":31},{"type":33},{"text":100,"type":26,"marks":101},"It offers ongoing investment advice and portfolio management, usually through a discretionary model portfolio program overseen by an Oxford financial professional and sub-advised by third-party advisers.",[102],{"type":29,"attrs":103},{"color":31},{"type":72,"content":105},[106],{"type":35,"attrs":107,"content":108},{"textAlign":22},[109,115],{"text":110,"type":26,"marks":111},"Financial planning:",[112,114],{"type":29,"attrs":113},{"color":31},{"type":33},{"text":116,"type":26,"marks":117}," Plans may cover tax planning, estate planning, retirement planning, insurance planning, cash flow, education planning, asset allocation comparisons and risk management.",[118],{"type":29,"attrs":119},{"color":31},{"type":72,"content":121},[122],{"type":35,"attrs":123,"content":124},{"textAlign":22},[125,131],{"text":126,"type":26,"marks":127},"Tax preparation and tax advice: ",[128,130],{"type":29,"attrs":129},{"color":31},{"type":33},{"text":132,"type":26,"marks":133},"The firm offers tax guidance around federal and state filing, income records, deductions, business expenses, retirement contributions, retirement withdrawals, Social Security timing and investment tax issues.",[134],{"type":29,"attrs":135},{"color":31},{"type":72,"content":137},[138],{"type":35,"attrs":139,"content":140},{"textAlign":22},[141,147],{"text":142,"type":26,"marks":143},"Estate planning support:",[144,146],{"type":29,"attrs":145},{"color":31},{"type":33},{"text":148,"type":26,"marks":149}," Estate planning advisors can help account for assets, recommend an estate attorney, work with an attorney, advise on estate tax matters and monitor plans when circumstances change.",[150],{"type":29,"attrs":151},{"color":31},{"type":35,"attrs":153,"content":154},{"textAlign":22},[155],{"text":156,"type":26,"marks":157},"Investment philosophy:",[158,160],{"type":29,"attrs":159},{"color":31},{"type":33},{"type":35,"attrs":162,"content":163},{"textAlign":22},[164],{"text":165,"type":26,"marks":166},"Oxford’s investment approach is goals-based and client-specific. The portfolios may include domestic and international equities, ETFs, mutual funds, fixed income, REITs and commodities, with allocations based on objectives, risk tolerance, time horizon, liquidity needs and client restrictions.",[167],{"type":29,"attrs":168},{"color":31},{"type":19,"attrs":170,"content":171},{"level":21,"textAlign":22},[172],{"text":173,"type":26,"marks":174},"What are the pros and cons of Oxford Advisory Group?",[175,177],{"type":29,"attrs":176},{"color":31},{"type":33},{"type":35,"attrs":179,"content":180},{"textAlign":22},[181],{"text":182,"type":26,"marks":183},"Here is a look at the pros and cons of Oxford Advisory Group.",[184],{"type":29,"attrs":185},{"color":31},{"type":35,"attrs":187,"content":188},{"textAlign":22},[189],{"text":190,"type":26,"marks":191},"Pros of Oxford Advisory Group:",[192],{"type":29,"attrs":193},{"color":31},{"type":69,"content":195},[196,212,228],{"type":72,"content":197},[198],{"type":35,"attrs":199,"content":200},{"textAlign":22},[201,207],{"text":202,"type":26,"marks":203},"Designed for complex retirement and wealth needs: ",[204,206],{"type":29,"attrs":205},{"color":31},{"type":33},{"text":208,"type":26,"marks":209},"It advises high-net-worth clients on the complexities that come with wealth, with a focus on tax-efficient strategies, estate planning and social security planning.",[210],{"type":29,"attrs":211},{"color":31},{"type":72,"content":213},[214],{"type":35,"attrs":215,"content":216},{"textAlign":22},[217,223],{"text":218,"type":26,"marks":219},"Advisor-led planning team:",[220,222],{"type":29,"attrs":221},{"color":31},{"type":33},{"text":224,"type":26,"marks":225}," The firm is made up of financial professionals, and lists financial planners and advisors with retirement, tax and investment planning roles.",[226],{"type":29,"attrs":227},{"color":31},{"type":72,"content":229},[230],{"type":35,"attrs":231,"content":232},{"textAlign":22},[233,239],{"text":234,"type":26,"marks":235},"Broad planning scope: ",[236,238],{"type":29,"attrs":237},{"color":31},{"type":33},{"text":240,"type":26,"marks":241},"Services may cover retirement planning, tax planning, estate planning, insurance planning, cash flow, wealth transfer, long-term care, asset allocation comparisons and risk management.",[242],{"type":29,"attrs":243},{"color":31},{"type":35,"attrs":245,"content":246},{"textAlign":22},[247],{"text":248,"type":26,"marks":249},"Cons of Oxford Advisory Group:",[250],{"type":29,"attrs":251},{"color":31},{"type":69,"content":253},[254,270,286],{"type":72,"content":255},[256],{"type":35,"attrs":257,"content":258},{"textAlign":22},[259,265],{"text":260,"type":26,"marks":261},"May be too much for simple needs:",[262,264],{"type":29,"attrs":263},{"color":31},{"type":33},{"text":266,"type":26,"marks":267}," Investors who only want basic asset allocation or low-cost portfolio management may not need a planning-heavy advisor relationship.",[268],{"type":29,"attrs":269},{"color":31},{"type":72,"content":271},[272],{"type":35,"attrs":273,"content":274},{"textAlign":22},[275,281],{"text":276,"type":26,"marks":277},"Higher cost for simple needs: ",[278,280],{"type":29,"attrs":279},{"color":31},{"type":33},{"text":282,"type":26,"marks":283},"Oxford Wealth charges advisory fees of up to 2% annually, plus separate financial planning fees in some cases. This may be less attractive for clients with simple needs.",[284],{"type":29,"attrs":285},{"color":31},{"type":72,"content":287},[288],{"type":35,"attrs":289,"content":290},{"textAlign":22},[291,297],{"text":292,"type":26,"marks":293},"Less in-house portfolio control:",[294,296],{"type":29,"attrs":295},{"color":31},{"type":33},{"text":298,"type":26,"marks":299}," Most clients use model portfolios that may be run through outside sub-advisers or platforms, which may not suit clients who want fully in-house investment management.",[300],{"type":29,"attrs":301},{"color":31},{"type":19,"attrs":303,"content":304},{"level":21,"textAlign":22},[305],{"text":306,"type":26,"marks":307},"Oxford Advisory Group fees: How much does Oxford Advisory Group cost?",[308,310],{"type":29,"attrs":309},{"color":31},{"type":33},{"type":35,"attrs":312,"content":313},{"textAlign":22},[314],{"text":315,"type":26,"marks":316},"Oxford Wealth charges asset-based advisory fees for investment advisory and portfolio management services. ",[317],{"type":29,"attrs":318},{"color":31},{"type":35,"attrs":320,"content":321},{"textAlign":22},[322],{"text":323,"type":26,"marks":324},"The advisory fees for services other than financial planning range from 0% to 2% annually and are billed monthly in arrears based on the average daily value of client assets during the prior month.",[325],{"type":29,"attrs":326},{"color":31},{"type":35,"attrs":328,"content":329},{"textAlign":22},[330],{"text":331,"type":26,"marks":332},"Financial planning is separate. ",[333],{"type":29,"attrs":334},{"color":31},{"type":35,"attrs":336,"content":337},{"textAlign":22},[338],{"text":339,"type":26,"marks":340},"Clients who retain the firm for investment advisory services are assessed a one-time planning fee at the start of the relationship, negotiated based on complexity and scope. Standalone financial planning or consulting fees are generally flat fees from $500 to $3,000 per engagement.",[341],{"type":29,"attrs":342},{"color":31},{"type":35,"attrs":344,"content":345},{"textAlign":22},[346],{"text":347,"type":26,"marks":348},"Clients may also pay a separate fund, ETF, closed-end fund, custodian, brokerage, trade execution, transfer, tax or other third-party account costs.",[349],{"type":29,"attrs":350},{"color":31},{"type":19,"attrs":352,"content":353},{"level":21,"textAlign":22},[354],{"text":355,"type":26,"marks":356},"What is Oxford Advisory Group’s minimum account size?",[357,359],{"type":29,"attrs":358},{"color":31},{"type":33},{"type":35,"attrs":361,"content":362},{"textAlign":22},[363],{"text":364,"type":26,"marks":365},"The firm does not currently have a minimum account size. However, the practical fit may still depend on whether the planning fee and asset-based advisory fee make economic sense for the client’s account size and planning needs.",[366],{"type":29,"attrs":367},{"color":31},{"type":19,"attrs":369,"content":370},{"level":21,"textAlign":22},[371],{"text":372,"type":26,"marks":373},"Who should choose Oxford Advisory Group?",[374,376],{"type":29,"attrs":375},{"color":31},{"type":33},{"type":35,"attrs":378,"content":379},{"textAlign":22},[380],{"text":381,"type":26,"marks":382},"Oxford Advisory Group may fit investors who want an advisor-led retirement and wealth planning relationship.",[383],{"type":29,"attrs":384},{"color":31},{"type":35,"attrs":386,"content":387},{"textAlign":22},[388],{"text":389,"type":26,"marks":390},"Oxford Advisory Group works well for:",[391],{"type":29,"attrs":392},{"color":31},{"type":69,"content":394},[395,411,427],{"type":72,"content":396},[397],{"type":35,"attrs":398,"content":399},{"textAlign":22},[400,406],{"text":401,"type":26,"marks":402},"Pre-retirees and retirees:",[403,405],{"type":29,"attrs":404},{"color":31},{"type":33},{"text":407,"type":26,"marks":408}," The service is built around retirement income planning, social security, investments, annuities and tax-efficient withdrawals.",[409],{"type":29,"attrs":410},{"color":31},{"type":72,"content":412},[413],{"type":35,"attrs":414,"content":415},{"textAlign":22},[416,422],{"text":417,"type":26,"marks":418},"Clients who want coordinated planning:",[419,421],{"type":29,"attrs":420},{"color":31},{"type":33},{"text":423,"type":26,"marks":424}," Planning may include retirement, tax, insurance, estate, wealth transfer, long-term care and risk management topics.",[425],{"type":29,"attrs":426},{"color":31},{"type":72,"content":428},[429],{"type":35,"attrs":430,"content":431},{"textAlign":22},[432,438],{"text":433,"type":26,"marks":434},"Investors who prefer discretionary management: ",[435,437],{"type":29,"attrs":436},{"color":31},{"type":33},{"text":439,"type":26,"marks":440},"The primary investment management service is a discretionary asset management program.",[441],{"type":29,"attrs":442},{"color":31},{"type":35,"attrs":444,"content":445},{"textAlign":22},[446],{"text":447,"type":26,"marks":448},"Who might not benefit as much:",[449],{"type":29,"attrs":450},{"color":31},{"type":69,"content":452},[453,469,485],{"type":72,"content":454},[455],{"type":35,"attrs":456,"content":457},{"textAlign":22},[458,464],{"text":459,"type":26,"marks":460},"Fee-sensitive investors: ",[461,463],{"type":29,"attrs":462},{"color":31},{"type":33},{"text":465,"type":26,"marks":466},"A fee range up to 2% annually may be high relative to lower-cost advisory or investment options.",[467],{"type":29,"attrs":468},{"color":31},{"type":72,"content":470},[471],{"type":35,"attrs":472,"content":473},{"textAlign":22},[474,480],{"text":475,"type":26,"marks":476},"Investors with simple investment needs:",[477,479],{"type":29,"attrs":478},{"color":31},{"type":33},{"text":481,"type":26,"marks":482}," Oxford’s service can involve retirement income planning, financial planning, insurance planning, tax-related planning, and a wide range of investment vehicles, so it may be more complex than basic portfolio management requires.",[483],{"type":29,"attrs":484},{"color":31},{"type":72,"content":486},[487],{"type":35,"attrs":488,"content":489},{"textAlign":22},[490,496],{"text":491,"type":26,"marks":492},"Investors outside Florida or South Carolina: ",[493,495],{"type":29,"attrs":494},{"color":31},{"type":33},{"text":497,"type":26,"marks":498},"Oxford provides investment and retirement planning services in Florida and South Carolina, so investors who want a local advisor in another state may find the service less convenient.",[499],{"type":29,"attrs":500},{"color":31},{"type":19,"attrs":502,"content":503},{"level":21,"textAlign":22},[504],{"text":505,"type":26,"marks":506},"Oxford Advisory Group: Is it secure?",[507,509],{"type":29,"attrs":508},{"color":31},{"type":33},{"type":35,"attrs":511,"content":512},{"textAlign":22},[513],{"text":514,"type":26,"marks":515},"Oxford Advisory Group’s advisory service has standard regulatory and custody safeguards, but it does not remove investment risk. ",[516],{"type":29,"attrs":517},{"color":31},{"type":35,"attrs":519,"content":520},{"textAlign":22},[521],{"text":522,"type":26,"marks":523},"Investment advisory services are provided through Oxford Wealth Group, a federally registered investment advisor, and client assets are generally held with third-party custodians such as Charles Schwab or Fidelity rather than physically held by Oxford.",[524],{"type":29,"attrs":525},{"color":31},{"type":35,"attrs":527,"content":528},{"textAlign":22},[529],{"text":530,"type":26,"marks":531},"The firm uses security measures to protect client information, but it also states that it cannot guarantee information will be free from unauthorized access, use, disclosure, or alteration.",[532],{"type":29,"attrs":533},{"color":31},{"type":19,"attrs":535,"content":536},{"level":21,"textAlign":22},[537],{"text":538,"type":26,"marks":539},"Oxford Advisory Group: Customer service",[540,542],{"type":29,"attrs":541},{"color":31},{"type":33},{"type":35,"attrs":544,"content":545},{"textAlign":22},[546],{"text":547,"type":26,"marks":548},"Oxford’s service model is advisor-led. The firm uses introductory and follow-up meetings by in-person meeting, phone, video conference or email to understand the client’s financial situation, goals, risk tolerance, time horizon and liquidity needs.",[549],{"type":29,"attrs":550},{"color":31},{"type":35,"attrs":552,"content":553},{"textAlign":22},[554],{"text":555,"type":26,"marks":556},"The firm also provides general contact options, office access, meeting scheduling and client login links.",[557],{"type":29,"attrs":558},{"color":31},{"type":19,"attrs":560,"content":561},{"level":21,"textAlign":22},[562],{"text":563,"type":26,"marks":564},"Is Oxford Advisory Group worth it?",[565,567],{"type":29,"attrs":566},{"color":31},{"type":33},{"type":35,"attrs":569,"content":570},{"textAlign":22},[571],{"text":572,"type":26,"marks":573},"Oxford Advisory Group is mainly worth considering for retirees, pre-retirees, and wealth management clients who want advisor-led retirement income planning, portfolio management, financial planning, and related tax or estate planning support in one relationship. ",[574],{"type":29,"attrs":575},{"color":31},{"type":35,"attrs":577,"content":578},{"textAlign":22},[579],{"text":580,"type":26,"marks":581},"Its main drawbacks are cost, with advisory fees up to 2% annually, and its use of model portfolios that are generally implemented through sub-advisers or platform providers. It may be less suitable for fee-sensitive investors or clients who want a simple, low-cost, investment-only service.",[582],{"type":29,"attrs":583},{"color":31},{"type":19,"attrs":585,"content":586},{"level":21,"textAlign":22},[587],{"text":588,"type":26,"marks":589},"Get expert financial advice",[590,592],{"type":29,"attrs":591},{"color":31},{"type":33},{"type":35,"attrs":594,"content":595},{"textAlign":22},[596,601,613],{"text":597,"type":26,"marks":598},"If you're seeking professional financial advice, Unbiased can ",[599],{"type":29,"attrs":600},{"color":31},{"text":602,"type":26,"marks":603},"match you with a financial advisor",[604,609,611],{"type":605,"attrs":606},"link",{"href":607,"uuid":22,"anchor":22,"target":22,"linktype":608},"https://v2.unbiased.com/inquiry/financial-advisor/primary-areas","url",{"type":29,"attrs":610},{"color":31},{"type":612},"underline",{"text":614,"type":26,"marks":615}," who will help you manage your money and maximize your investments.",[616],{"type":29,"attrs":617},{"color":31},"article-rich-text",[620],{"_uid":621,"image":622,"title":629,"subtitle":624,"component":638,"breadcrumbs":639},"7258534c-6542-4ae2-bfde-cd263bf80204",{"id":623,"alt":624,"name":624,"focus":624,"title":624,"source":624,"filename":625,"copyright":624,"fieldtype":626,"meta_data":627,"is_external_url":628},193400870586643,"","https://a.storyblok.com/f/185166/204x192/26c147682a/oxford-advisory-group.png","asset",{},false,{"type":16,"content":630},[631],{"type":35,"attrs":632,"content":633},{"textAlign":22},[634],{"text":4,"type":26,"marks":635},[636],{"type":29,"attrs":637},{"color":31},"app-hero",true,{"name":641,"created_at":642,"published_at":643,"updated_at":644,"id":645,"uuid":646,"content":647,"slug":656,"full_slug":657,"sort_by_date":22,"position":658,"tag_list":659,"is_startpage":628,"parent_id":660,"meta_data":22,"group_id":661,"first_published_at":662,"release_id":22,"lang":663,"path":22,"alternates":664,"default_full_slug":22,"translated_slugs":22,"_stopResolving":639},"Unbiased team","2024-01-18T11:49:29.332Z","2024-01-24T16:17:31.264Z","2024-01-24T16:17:31.285Z",429182198,"a38620a4-ad81-47d5-b2fe-9fe933abd010",{"job":648,"_uid":649,"name":641,"image":650,"component":654,"description":655},"Writers","a6e3129c-eeee-4438-8204-797883981521",{"id":651,"alt":624,"name":624,"focus":624,"title":624,"source":624,"filename":652,"copyright":624,"fieldtype":626,"meta_data":653,"is_private":624,"is_external_url":628},13850198,"https://a.storyblok.com/f/185166/400x400/232c6cb764/unbiased-team.jpg",{},"article-author","Our team of writers, who have decades of experience writing about personal finance, including investing and retirement, are here to help you find out what you must know about life’s biggest financial decisions.","unbiased-team","authors/unbiased-team",-10,[],224651374,"170282a1-0fe6-4cf3-ab19-04639ed3474c","2023-04-03T07:50:42.397Z","default",[],[666],{"_uid":667,"body":668,"title":682,"component":683},"628318e0-01e9-4c44-8673-bc4675b4f2b9",[669,674,678],{"_uid":670,"href":671,"text":672,"component":673,"openInNewWindow":639},"c34022b8-33db-42be-b7e5-5eeb4a7c156b","https://www.unbiased.com/discover/banking/what-are-advisory-shares","What are advisory shares","app-link",{"_uid":675,"href":676,"text":677,"component":673,"openInNewWindow":639},"77e14ef9-aaac-4ec6-9855-d0b2109942ed","https://www.unbiased.com/discover/financial-advice/retirable-review","Retirable reviews",{"_uid":679,"href":680,"text":681,"component":673,"openInNewWindow":639},"09a8dcef-4979-46d4-951b-fe5878f17eeb","https://www.unbiased.com/discover/financial-advice/sageview-advisory-group-review","Sageview advisory group review","Related articles ","app-links-list",{"_uid":685,"title":4,"plugin":686,"og_image":624,"og_title":624,"description":687,"twitter_image":624,"twitter_title":624,"og_description":624,"twitter_description":624},"caf23b94-85a6-4b99-b648-20746cb75e6a","seo_metatags","This Oxford Advisory Group review covers the firm’s advisor-led retirement and wealth management services, advisory fees, model portfolio approach, and planning support, helping investors understand how Oxford structures its advisory offering.",{"name":689,"created_at":690,"published_at":691,"updated_at":692,"id":693,"uuid":694,"content":695,"slug":703,"full_slug":704,"sort_by_date":22,"position":658,"tag_list":705,"is_startpage":628,"parent_id":660,"meta_data":22,"group_id":706,"first_published_at":662,"release_id":22,"lang":663,"path":22,"alternates":707,"default_full_slug":22,"translated_slugs":22,"_stopResolving":639},"Rachel Carey","2023-03-28T10:05:08.718Z","2025-01-28T12:05:49.815Z","2025-01-28T12:05:49.832Z",283076789,"b4ce951f-89c7-4ef6-97a8-709dc6d856e1",{"job":696,"_uid":649,"name":689,"image":697,"component":654,"education":700,"expertise":701,"description":702},"Senior Content Writer",{"id":698,"alt":624,"name":624,"focus":624,"title":624,"filename":699,"copyright":624,"fieldtype":626,"is_external_url":628},7792663,"https://a.storyblok.com/f/185166/1199x1257/2401746255/rachel-carey.jpg","Griffith College Dublin, MA (Hons) in Journalism & Media Communications","Rachel brings over a decade of experience in media, including SEO content writing, marketing, public relations, and broadcast and print journalism.","Rachel is a Senior Content Writer at Unbiased, producing content across a range of different sectors, including personal finance, retirement, and investing. She specializes in simplifying intricate financial terms into clear, engaging content tailored for both B2C and B2B audiences.","rachel-carey","authors/rachel-carey",[],"024abff2-15a6-4099-8ba2-25c01abe42e8",[],"app-article",[],[],"This Oxford Advisory Group review outlines the firm’s advisor-led retirement and wealth management services, fees, and planning approach.",[],"oxford-advisory-group-review","discover/financial-advice/oxford-advisory-group-review",-6790,[],365590167,"01d7a5e3-eb71-4b3f-b3d9-ba58278cb9a4","2026-07-01T12:09:53.579Z",[],{"name":722,"created_at":723,"published_at":724,"updated_at":725,"id":726,"uuid":727,"content":728,"slug":1555,"full_slug":1555,"sort_by_date":22,"position":1556,"tag_list":1557,"is_startpage":628,"parent_id":1558,"meta_data":22,"group_id":1559,"first_published_at":1560,"release_id":22,"lang":663,"path":22,"alternates":1561,"default_full_slug":22,"translated_slugs":22},"App configuration","2022-11-24T11:24:28.448Z","2026-07-14T13:22:10.880Z","2026-07-14T13:22:10.896Z",224651377,"a6261810-1b4d-4071-a43d-805ea558bf15",{"_uid":729,"href":624,"text":624,"component":730,"advisorCTA":731,"headerMenu":751,"footerLinks":1355,"loginLinkUrl":1373,"advisorCTAUrl":1374,"loginLinkText":624,"proHeaderMenu":1375,"FooterRichText":1457,"advisorCTALink":742,"advisorCTAText":1471,"openInNewWindow":628,"footerLegalLinks":1472,"geoWarningCTAUrl":1497,"footerDisclaimer1":624,"footerDisclaimer2":1498,"footerDisclaimer3":624,"footerSocialLinks":1499,"geoWarningCTALink":1520,"geoWarningCTAText":1521,"FooterStickyBanner":1522,"geoWarningCTAClose":1523,"geoWarningCTATitle":1524,"SpeakToAdvisorWidget":1525,"newsletterSignupWidget":1535},"cb57aa4d-0af2-49b3-8b8f-16521700f0a8","app-configuration",{"type":16,"content":732},[733],{"type":35,"content":734},[735,741],{"text":736,"type":26,"marks":737},"Are you an adviser? ",[738],{"type":739,"attrs":740},"styled",{"class":624},{"text":742,"type":26,"marks":743},"Go to Unbiased Pro",[744,748,749],{"type":605,"attrs":745},{"href":746,"uuid":22,"anchor":22,"target":747,"linktype":608},"https://www.unbiased.com/pro","_self",{"type":33},{"type":739,"attrs":750},{"class":624},[752,963,1086,1185,1257],{"CTA":753,"_uid":770,"title":771,"component":772,"overview_link":773,"main_section_links":787,"main_section_title":843,"additional_section_links":844,"additional_section_title":962},[754],{"_uid":755,"link":756,"component":769},"226f3eac-ab60-4573-b8ae-3425a6cd12f8",{"type":16,"content":757},[758],{"type":35,"attrs":759,"content":760},{"textAlign":22},[761],{"text":762,"type":26,"marks":763},"Find a financial advisor near me ",[764],{"type":605,"attrs":765},{"href":766,"uuid":767,"anchor":22,"target":747,"linktype":768},"/discover/financial-advice/find-a-financial-advisor-near-me","ecbad03f-43f9-48db-af9c-1e63b145b2d9","story","app-link-rich","6ee9fa7a-ee9d-4a0d-b913-99f9ee1b6e05","Financial Advice","app-header-menu-item-dropdown",[774],{"_uid":775,"link":776,"component":769},"91b4e023-f3d0-49ba-9748-f63e5fac2b1f",{"type":16,"content":777},[778],{"type":35,"content":779},[780],{"text":781,"type":26,"marks":782},"All financial advice guides",[783],{"type":605,"attrs":784},{"href":785,"uuid":786,"anchor":22,"target":747,"linktype":768},"/discover/financial-advice/","34bbfdfd-544e-42d2-aebd-78a15ad88cba",[788,801,814,827],{"_uid":789,"link":790,"component":769},"9f8d25a8-d93c-4d4a-a4c0-a63e37483485",{"type":16,"content":791},[792],{"type":35,"content":793},[794],{"text":795,"type":26,"marks":796},"Top investment companies",[797],{"type":605,"attrs":798},{"href":799,"uuid":800,"anchor":22,"target":747,"linktype":768},"/discover/financial-advice/top-investment-companies","3b175b31-cbbf-48ec-8faa-9cfd540973df",{"_uid":802,"link":803,"component":769},"85fbb733-400d-421b-afaf-5d85ae69bb31",{"type":16,"content":804},[805],{"type":35,"content":806},[807],{"text":808,"type":26,"marks":809},"Top Robo-Advisors",[810],{"type":605,"attrs":811},{"href":812,"uuid":813,"anchor":22,"target":747,"linktype":768},"/discover/financial-advice/best-robo-advisors","f73492c0-bcc0-4243-a4de-cc85fca28178",{"_uid":815,"link":816,"component":769},"9bfc68dd-ea47-48cf-a9ae-58589bbba599",{"type":16,"content":817},[818],{"type":35,"content":819},[820],{"text":821,"type":26,"marks":822},"Top financial advisor firms",[823],{"type":605,"attrs":824},{"href":825,"uuid":826,"anchor":22,"target":747,"linktype":768},"/discover/financial-advice/best-financial-advisor","cd1dd08f-886e-453d-babc-4a707c50b530",{"_uid":828,"link":829,"component":769},"dea791c8-aa54-4a1b-8ac8-a7de2006036b",{"type":16,"content":830},[831],{"type":35,"content":832},[833],{"text":834,"type":26,"marks":835},"Top wealth management firms",[836,840],{"type":605,"attrs":837},{"href":838,"uuid":839,"anchor":22,"target":747,"linktype":768},"/discover/financial-advice/top-wealth-management-firms","b1e6000d-ed2b-4fc8-bbb2-7e803f4b512f",{"type":29,"attrs":841},{"color":842},"rgb(0, 0, 0)","Get help with",[845,858,871,884,897,910,923,936,949],{"_uid":846,"link":847,"component":769},"da0213f0-11d5-4a2c-bca9-0d3093e8a05e",{"type":16,"content":848},[849],{"type":35,"attrs":850,"content":851},{"textAlign":22},[852],{"text":853,"type":26,"marks":854},"Financial advisors in New York City",[855],{"type":605,"attrs":856},{"href":857,"uuid":22,"anchor":22,"target":747,"linktype":608},"https://www.unbiased.com/top/financial-advisors/new-york/new-york-city",{"_uid":859,"link":860,"component":769},"5a0a0472-8a99-4e59-93d6-21b3a2fd4225",{"type":16,"content":861},[862],{"type":35,"attrs":863,"content":864},{"textAlign":22},[865],{"text":866,"type":26,"marks":867},"Financial advisors in Baltimore",[868],{"type":605,"attrs":869},{"href":870,"uuid":22,"anchor":22,"target":747,"linktype":608},"https://www.unbiased.com/top/financial-advisors/maryland/baltimore",{"_uid":872,"link":873,"component":769},"e02b17a0-e4ea-48ec-b577-b22879707274",{"type":16,"content":874},[875],{"type":35,"attrs":876,"content":877},{"textAlign":22},[878],{"text":879,"type":26,"marks":880},"Financial advisors in Chicago",[881],{"type":605,"attrs":882},{"href":883,"uuid":22,"anchor":22,"target":747,"linktype":608},"https://www.unbiased.com/top/financial-advisors/illinois/chicago",{"_uid":885,"link":886,"component":769},"05fb4acb-dfd7-49cf-8cc0-8b58a4461bec",{"type":16,"content":887},[888],{"type":35,"attrs":889,"content":890},{"textAlign":22},[891],{"text":892,"type":26,"marks":893},"Financial advisors in Los Angeles",[894],{"type":605,"attrs":895},{"href":896,"uuid":22,"anchor":22,"target":747,"linktype":608},"https://www.unbiased.com/top/financial-advisors/california/los-angeles",{"_uid":898,"link":899,"component":769},"ccdf1c95-d5e8-4e7c-8957-0f0414616ccb",{"type":16,"content":900},[901],{"type":35,"attrs":902,"content":903},{"textAlign":22},[904],{"text":905,"type":26,"marks":906},"Financial advisors in Houston",[907],{"type":605,"attrs":908},{"href":909,"uuid":22,"anchor":22,"target":747,"linktype":608},"https://www.unbiased.com/top/financial-advisors/texas/houston",{"_uid":911,"link":912,"component":769},"51f49e8b-4665-4428-b703-91a50f271b22",{"type":16,"content":913},[914],{"type":35,"attrs":915,"content":916},{"textAlign":22},[917],{"text":918,"type":26,"marks":919},"Financial advisors in Denver",[920],{"type":605,"attrs":921},{"href":922,"uuid":22,"anchor":22,"target":747,"linktype":608},"https://www.unbiased.com/top/financial-advisors/colorado/denver",{"_uid":924,"link":925,"component":769},"0daa321c-70c1-492d-9fb4-db9251a9aeaa",{"type":16,"content":926},[927],{"type":35,"attrs":928,"content":929},{"textAlign":22},[930],{"text":931,"type":26,"marks":932},"Financial advisors in Florida",[933],{"type":605,"attrs":934},{"href":935,"uuid":22,"anchor":22,"target":747,"linktype":608},"https://www.unbiased.com/top/financial-advisors/florida",{"_uid":937,"link":938,"component":769},"6a5c7790-3f91-43df-86b5-08329205c23a",{"type":16,"content":939},[940],{"type":35,"attrs":941,"content":942},{"textAlign":22},[943],{"text":944,"type":26,"marks":945},"Financial advisors in Texas",[946],{"type":605,"attrs":947},{"href":948,"uuid":22,"anchor":22,"target":747,"linktype":608},"https://www.unbiased.com/top/financial-advisors/texas",{"_uid":950,"link":951,"component":769},"b17e4254-72a8-40b4-8285-67c795fd0b58",{"type":16,"content":952},[953],{"type":35,"attrs":954,"content":955},{"textAlign":22},[956],{"text":957,"type":26,"marks":958},"Financial advisors in Connecticut",[959],{"type":605,"attrs":960},{"href":961,"uuid":22,"anchor":22,"target":747,"linktype":608},"https://www.unbiased.com/top/financial-advisors/connecticut","More resources",{"CTA":964,"_uid":977,"title":978,"component":772,"overview_link":979,"main_section_links":993,"main_section_title":843,"additional_section_links":1046,"additional_section_title":962},[965],{"_uid":966,"link":967,"component":769},"8e607e09-445b-4f4c-9615-e8d266f35612",{"type":16,"content":968},[969],{"type":35,"content":970},[971],{"text":972,"type":26,"marks":973},"Find an advisor",[974],{"type":605,"attrs":975},{"href":976,"uuid":22,"anchor":22,"target":747,"linktype":608},"https://v2.unbiased.com/inquiry/financial-advisor","85c0c112-23fe-46b2-ae32-196f05710318","Retirement",[980],{"_uid":981,"link":982,"component":769},"bbf6b9e2-609e-4a82-ab5d-5ad9d07bd1a1",{"type":16,"content":983},[984],{"type":35,"content":985},[986],{"text":987,"type":26,"marks":988},"All retirement guides",[989],{"type":605,"attrs":990},{"href":991,"uuid":992,"anchor":22,"target":747,"linktype":768},"/discover/retirement/","0580c990-ee0a-4287-ac8d-d2e4689a1051",[994,1007,1020,1033],{"_uid":995,"link":996,"component":769},"28f1d44a-d98d-4b93-9a4f-3893950dbcc0",{"type":16,"content":997},[998],{"type":35,"content":999},[1000],{"text":1001,"type":26,"marks":1002},"Retiring on $300K",[1003],{"type":605,"attrs":1004},{"href":1005,"uuid":1006,"anchor":22,"target":747,"linktype":768},"/discover/retirement/can-you-retire-on-300k","73defa57-75a4-4cf8-8cf7-15ba93619e2c",{"_uid":1008,"link":1009,"component":769},"9872bd56-d9cb-4b13-88e5-a336f0246043",{"type":16,"content":1010},[1011],{"type":35,"content":1012},[1013],{"text":1014,"type":26,"marks":1015},"Retiring on $500K",[1016],{"type":605,"attrs":1017},{"href":1018,"uuid":1019,"anchor":22,"target":747,"linktype":768},"/discover/retirement/can-you-retire-on-500k","33db366d-aae1-49e7-afdd-62751a0fbd10",{"_uid":1021,"link":1022,"component":769},"48b2cd52-8bf8-4fe3-9a91-835a353cacbb",{"type":16,"content":1023},[1024],{"type":35,"content":1025},[1026],{"text":1027,"type":26,"marks":1028},"Retiring on $800K",[1029],{"type":605,"attrs":1030},{"href":1031,"uuid":1032,"anchor":22,"target":747,"linktype":768},"/discover/retirement/retiring-with-800k","42a16b7d-6141-4422-8909-87718b57d06d",{"_uid":1034,"link":1035,"component":769},"68aa3dbb-59d2-4dec-ab2c-8a74355de45d",{"type":16,"content":1036},[1037],{"type":35,"content":1038},[1039],{"text":1040,"type":26,"marks":1041},"Retiring on $1 million",[1042],{"type":605,"attrs":1043},{"href":1044,"uuid":1045,"anchor":22,"target":747,"linktype":768},"/discover/retirement/can-you-retire-on-1-million","4a022cdb-ad83-4b88-ab6a-87b8e39f482e",[1047,1060,1073],{"_uid":1048,"link":1049,"component":769},"544b38e5-ba7a-4b9d-b8e0-86a11eae4381",{"type":16,"content":1050},[1051],{"type":35,"content":1052},[1053],{"text":1054,"type":26,"marks":1055},"Retirement calculator",[1056],{"type":605,"attrs":1057},{"href":1058,"uuid":1059,"anchor":22,"target":747,"linktype":768},"/discover/retirement/retirement-calculator","e750018f-e90c-4df6-b63a-97268dfdf93c",{"_uid":1061,"link":1062,"component":769},"20fc13a0-0418-4af1-a0c2-2c647dbbc39e",{"type":16,"content":1063},[1064],{"type":35,"content":1065},[1066],{"text":1067,"type":26,"marks":1068},"Roth IRA calculator",[1069],{"type":605,"attrs":1070},{"href":1071,"uuid":1072,"anchor":22,"target":747,"linktype":768},"/discover/retirement/roth-ira-calculator","58116e58-282b-41cd-8932-b47bebec7568",{"_uid":1074,"link":1075,"component":769},"5c17edab-55c5-4b48-bddd-7779f22984ec",{"type":16,"content":1076},[1077],{"type":35,"content":1078},[1079],{"text":1080,"type":26,"marks":1081},"What is a 401k",[1082],{"type":605,"attrs":1083},{"href":1084,"uuid":1085,"anchor":22,"target":747,"linktype":768},"/discover/investing/what-is-a-401k-and-how-does-it-work","342bd874-c9e1-426c-bba7-116d1f9665dc",{"CTA":1087,"_uid":1098,"title":1099,"component":772,"overview_link":1100,"main_section_links":1114,"main_section_title":843,"additional_section_links":1171,"additional_section_title":962},[1088],{"_uid":1089,"link":1090,"component":769},"aada5723-1aa7-40fc-a2e8-a555f6d924cc",{"type":16,"content":1091},[1092],{"type":35,"content":1093},[1094],{"text":972,"type":26,"marks":1095},[1096],{"type":605,"attrs":1097},{"href":976,"uuid":22,"anchor":22,"target":747,"linktype":608},"495763d1-ee75-4112-9ef6-5765d8c6a6be","Investing",[1101],{"_uid":1102,"link":1103,"component":769},"66d9a1fe-709f-46f9-9731-2f59ebccb2cc",{"type":16,"content":1104},[1105],{"type":35,"content":1106},[1107],{"text":1108,"type":26,"marks":1109},"All investing guides",[1110],{"type":605,"attrs":1111},{"href":1112,"uuid":1113,"anchor":22,"target":747,"linktype":768},"/discover/investing/","740d32ec-309a-43d6-902e-cb1e62bd0fe8",[1115,1129,1143,1157],{"_uid":1116,"link":1117,"component":769},"f2050b75-554a-4add-a9e6-8bfa544307d6",{"type":16,"content":1118},[1119],{"type":35,"attrs":1120,"content":1121},{"textAlign":22},[1122],{"text":1123,"type":26,"marks":1124},"The best way to invest $20k",[1125],{"type":605,"attrs":1126},{"href":1127,"uuid":1128,"anchor":22,"target":747,"linktype":768},"/discover/investing/best-way-to-invest-20k","d39e5bf4-d7b4-426a-a6f2-b871031e724e",{"_uid":1130,"link":1131,"component":769},"2fc43030-f262-4a71-99c2-39167ce30cce",{"type":16,"content":1132},[1133],{"type":35,"attrs":1134,"content":1135},{"textAlign":22},[1136],{"text":1137,"type":26,"marks":1138},"The best way to invest $50k",[1139],{"type":605,"attrs":1140},{"href":1141,"uuid":1142,"anchor":22,"target":747,"linktype":768},"/discover/investing/the-best-way-to-invest-50k","abac014e-4ec8-42ae-94a0-64cfdff686d5",{"_uid":1144,"link":1145,"component":769},"8df420ce-d8dd-4a7a-8947-50fa74ecf8e6",{"type":16,"content":1146},[1147],{"type":35,"attrs":1148,"content":1149},{"textAlign":22},[1150],{"text":1151,"type":26,"marks":1152},"The best way to invest $100k",[1153],{"type":605,"attrs":1154},{"href":1155,"uuid":1156,"anchor":22,"target":747,"linktype":768},"/discover/investing/the-best-way-to-invest-100k","2c6b4fe9-770f-409a-93cd-791df4eb9318",{"_uid":1158,"link":1159,"component":769},"fed4141f-0a48-4752-9e11-7253956a4418",{"type":16,"content":1160},[1161],{"type":35,"attrs":1162,"content":1163},{"textAlign":22},[1164],{"text":1165,"type":26,"marks":1166},"Investments that pay a monthly income",[1167],{"type":605,"attrs":1168},{"href":1169,"uuid":1170,"anchor":22,"target":747,"linktype":768},"/discover/investing/12-investments-that-pay-monthly-income","0898e500-1457-4990-be41-57a3c68d3e9f",[1172],{"_uid":1173,"link":1174,"component":769},"ace14b44-4a28-432f-bf49-e7bd63d0bf4d",{"type":16,"content":1175},[1176],{"type":35,"content":1177},[1178],{"text":1179,"type":26,"marks":1180},"Compound interest calculator",[1181],{"type":605,"attrs":1182},{"href":1183,"uuid":1184,"anchor":22,"target":747,"linktype":768},"/discover/investing/compound-interest-calculator","18ece990-d9e2-4dad-8816-fdd320af3dc0",{"CTA":1186,"_uid":1197,"title":1198,"component":772,"overview_link":1199,"main_section_links":1213,"main_section_title":843,"additional_section_links":1256,"additional_section_title":962},[1187],{"_uid":1188,"link":1189,"component":769},"be29d26a-051b-4ce8-984b-36035ef7a503",{"type":16,"content":1190},[1191],{"type":35,"content":1192},[1193],{"text":972,"type":26,"marks":1194},[1195],{"type":605,"attrs":1196},{"href":976,"uuid":22,"anchor":22,"target":747,"linktype":608},"b04c8a90-f17c-40ea-a4d5-554e8c69aa14","Banking",[1200],{"_uid":1201,"link":1202,"component":769},"482cacd4-2995-4939-8c56-c9a74ea0236b",{"type":16,"content":1203},[1204],{"type":35,"content":1205},[1206],{"text":1207,"type":26,"marks":1208},"All banking guides",[1209],{"type":605,"attrs":1210},{"href":1211,"uuid":1212,"anchor":22,"target":747,"linktype":768},"/discover/banking/","d8de9283-4031-440b-be2f-01ac9349324e",[1214,1228,1242],{"_uid":1215,"link":1216,"component":769},"0b07ede1-5220-4d9e-9f85-c474d743a260",{"type":16,"content":1217},[1218],{"type":35,"attrs":1219,"content":1220},{"textAlign":22},[1221],{"text":1222,"type":26,"marks":1223},"What is private banking",[1224],{"type":605,"attrs":1225},{"href":1226,"uuid":1227,"anchor":22,"target":747,"linktype":768},"/discover/banking/what-is-private-banking","b1c04c35-0a8a-4af5-ace1-672aa41f133d",{"_uid":1229,"link":1230,"component":769},"caa1ee0a-c417-4cfb-b3d3-025466ab1b98",{"type":16,"content":1231},[1232],{"type":35,"attrs":1233,"content":1234},{"textAlign":22},[1235],{"text":1236,"type":26,"marks":1237},"US income breakdown",[1238],{"type":605,"attrs":1239},{"href":1240,"uuid":1241,"anchor":22,"target":747,"linktype":768},"/discover/banking/how-much-income-puts-you-in-the-top-1-5-or-10","ddda3782-1859-49a4-82ed-935303e2bec6",{"_uid":1243,"link":1244,"component":769},"6a0937f3-2014-431f-a77c-95e748072003",{"type":16,"content":1245},[1246],{"type":35,"attrs":1247,"content":1248},{"textAlign":22},[1249],{"text":1250,"type":26,"marks":1251},"Cost of living in Florida",[1252],{"type":605,"attrs":1253},{"href":1254,"uuid":1255,"anchor":22,"target":747,"linktype":768},"/discover/banking/what-is-the-cost-of-living-in-florida","9c970b27-4644-43af-834f-eba5f1ae136a",[],{"CTA":1258,"_uid":1269,"title":1270,"component":772,"overview_link":1271,"main_section_links":1285,"main_section_title":843,"additional_section_links":1342,"additional_section_title":962},[1259],{"_uid":1260,"link":1261,"component":769},"f2cea9b3-b01d-4bbf-b18b-52a0737eaf3c",{"type":16,"content":1262},[1263],{"type":35,"content":1264},[1265],{"text":972,"type":26,"marks":1266},[1267],{"type":605,"attrs":1268},{"href":976,"uuid":22,"anchor":22,"target":747,"linktype":608},"a5e4b27e-1713-42d5-9597-6882a94968c0","Taxes",[1272],{"_uid":1273,"link":1274,"component":769},"40d47d8f-3a14-4596-9d64-337daeb3fbf5",{"type":16,"content":1275},[1276],{"type":35,"content":1277},[1278],{"text":1279,"type":26,"marks":1280},"All tax guides",[1281],{"type":605,"attrs":1282},{"href":1283,"uuid":1284,"anchor":22,"target":747,"linktype":768},"/discover/taxes/","cff941f3-03a9-464a-b168-0d9b1eef9ce4",[1286,1300,1314,1328],{"_uid":1287,"link":1288,"component":769},"e366294b-be7d-47bb-b127-25b39aab3467",{"type":16,"content":1289},[1290],{"type":35,"attrs":1291,"content":1292},{"textAlign":22},[1293],{"text":1294,"type":26,"marks":1295},"Capital gains tax for seniors",[1296],{"type":605,"attrs":1297},{"href":1298,"uuid":1299,"anchor":22,"target":747,"linktype":768},"/discover/taxes/capital-gains-tax-exemption-for-seniors-what-does-it-mean-for-you","62ae1223-58e7-4fe8-9081-2a9d047cfb84",{"_uid":1301,"link":1302,"component":769},"336d1192-6b9d-4a98-8922-1877072f3003",{"type":16,"content":1303},[1304],{"type":35,"attrs":1305,"content":1306},{"textAlign":22},[1307],{"text":1308,"type":26,"marks":1309},"Capital gains tax by state",[1310],{"type":605,"attrs":1311},{"href":1312,"uuid":1313,"anchor":22,"target":747,"linktype":768},"/discover/taxes/capital-gains-tax-by-state","94d6ce4a-1ba6-444f-a41d-4ae541b99b79",{"_uid":1315,"link":1316,"component":769},"7450de66-1ff3-447c-b191-1f75166a6046",{"type":16,"content":1317},[1318],{"type":35,"attrs":1319,"content":1320},{"textAlign":22},[1321],{"text":1322,"type":26,"marks":1323},"Understanding capital gains tax",[1324],{"type":605,"attrs":1325},{"href":1326,"uuid":1327,"anchor":22,"target":747,"linktype":768},"/discover/retirement/how-much-is-capital-gains-tax","8442c69d-4c88-4d2e-8fa4-08275191bab0",{"_uid":1329,"link":1330,"component":769},"8050ded3-889f-43b0-92b3-30adad9ac076",{"type":16,"content":1331},[1332],{"type":35,"attrs":1333,"content":1334},{"textAlign":22},[1335],{"text":1336,"type":26,"marks":1337},"Tax in Washington",[1338],{"type":605,"attrs":1339},{"href":1340,"uuid":1341,"anchor":22,"target":747,"linktype":768},"/discover/taxes/washington-tax-guide","2462451b-7f16-4364-8471-f78939478e7e",[1343],{"_uid":1344,"link":1345,"component":769},"b11dcfe9-a823-4859-8965-d32bab7873e9",{"type":16,"content":1346},[1347],{"type":35,"content":1348},[1349],{"text":1350,"type":26,"marks":1351},"Capital Gains Tax Calculator",[1352],{"type":605,"attrs":1353},{"href":1354,"uuid":22,"anchor":22,"target":747,"linktype":608},"https://www.unbiased.com/discover/taxes/capital-gains-tax-calculator",[1356,1359,1361,1363,1365,1369],{"_uid":1357,"href":991,"text":1358,"component":673,"openInNewWindow":628},"4654e725-33d3-4fa3-8917-b2a73f05752c"," Retirement",{"_uid":1360,"href":1112,"text":1099,"component":673,"openInNewWindow":628},"3e1f2e86-310c-4ee1-be2b-c9100443d53f",{"_uid":1362,"href":1211,"text":1198,"component":673,"openInNewWindow":628},"fa006314-3e85-43c3-9267-bb87f84a1ebc",{"_uid":1364,"href":1283,"text":1270,"component":673,"openInNewWindow":628},"9d69eda3-6dcc-49fb-a519-f61cb97a40ff",{"_uid":1366,"href":1367,"text":1368,"component":673,"openInNewWindow":628},"ecf272f5-571f-41aa-a069-75c81ec617e8","/discover/insurance/","Insurance",{"_uid":1370,"href":1371,"text":1372,"component":673,"openInNewWindow":639},"0acdc588-18e3-4e41-872b-1d528d985164","/about-us","About us","https://v2.unbiased.com/consumer/login","/pro",[1376,1389,1403,1417,1431,1444],{"_uid":1377,"link":1378,"component":769},"72cfe613-7b21-4cc0-acbf-66a38dab3eee",{"type":16,"content":1379},[1380],{"type":35,"content":1381},[1382],{"text":1383,"type":26,"marks":1384},"Pricing",[1385],{"type":605,"attrs":1386},{"href":1387,"uuid":22,"anchor":22,"custom":1388,"target":747,"linktype":608},"https://www.unbiased.com/pages/pricing",{},{"_uid":1390,"link":1391,"component":769},"cb14e1ca-f377-41ec-b053-b97ef2aeb42f",{"type":16,"content":1392},[1393],{"type":35,"content":1394},[1395],{"text":1396,"type":26,"marks":1397},"Business Growth",[1398],{"type":605,"attrs":1399},{"href":1400,"uuid":1401,"anchor":22,"custom":1402,"target":747,"linktype":768},"/pro/discover/business-growth/","022b5ef6-975b-4f56-8d38-66f137e7901f",{},{"_uid":1404,"link":1405,"component":769},"6cdc93ad-5d74-4c39-9342-0ed49e309979",{"type":16,"content":1406},[1407],{"type":35,"content":1408},[1409],{"text":1410,"type":26,"marks":1411},"Trends & Insight",[1412],{"type":605,"attrs":1413},{"href":1414,"uuid":1415,"anchor":22,"custom":1416,"target":747,"linktype":768},"/pro/discover/trends-insight/","4b364e23-68e6-4009-a852-83d5e327c796",{},{"_uid":1418,"link":1419,"component":769},"0404c041-e645-42fe-8932-be896a82902e",{"type":16,"content":1420},[1421],{"type":35,"content":1422},[1423],{"text":1424,"type":26,"marks":1425},"News",[1426],{"type":605,"attrs":1427},{"href":1428,"uuid":1429,"anchor":22,"custom":1430,"target":747,"linktype":768},"/pro/discover/news/","829a2a75-d3fb-454c-a50c-c7f8212ea16b",{},{"_uid":1432,"link":1433,"component":769},"7f208f7d-d0f3-417c-8cc8-c135e72a8a74",{"type":16,"content":1434},[1435],{"type":35,"content":1436},[1437],{"text":1438,"type":26,"marks":1439},"Help",[1440],{"type":605,"attrs":1441},{"href":1442,"uuid":22,"anchor":22,"custom":1443,"target":747,"linktype":608},"https://www.unbiased.com/pages/pro/faqs",{},{"_uid":1445,"link":1446,"component":769},"f4ec7388-9b0f-42ef-96b0-38feb0f276e1",{"type":16,"content":1447},[1448],{"type":35,"content":1449},[1450],{"text":1451,"type":26,"marks":1452},"Login",[1453],{"type":605,"attrs":1454},{"href":1455,"uuid":22,"anchor":22,"custom":1456,"target":747,"linktype":608},"https://v2.unbiased.com/pro/login",{},[1458],{"_uid":1459,"content":1460,"category":1467,"component":1470},"567f1d90-00e9-4d21-99dc-7ef6970d3028",{"type":16,"content":1461},[1462],{"type":35,"attrs":1463,"content":1464},{"textAlign":22},[1465],{"text":1466,"type":26},"Top financial advisors in New York City",{"id":624,"url":1468,"linktype":608,"fieldtype":1469,"cached_url":1468},"https://www.unbiased.com/top/financial-advisors/new-york","multilink","CategoryRichText","Are you an advisor?",[1473,1477,1481,1485,1489,1493],{"_uid":1474,"href":1475,"text":1476,"component":673,"openInNewWindow":639},"514c9bb0-7fac-4cb0-af86-532994b80cd1","https://www.unbiased.com/discover/financial-advice/find-a-financial-advisor-near-me","Financial advisor near me",{"_uid":1478,"href":1479,"text":1480,"component":673,"openInNewWindow":628},"5a4588d0-87e3-4ae5-963f-bd3ca35a1bf7","https://www.unbiased.com/faq","FAQ",{"_uid":1482,"href":1483,"text":1484,"component":673,"openInNewWindow":628},"85a086a2-d420-43a6-a1e6-d8cfcc52a584","/terms-of-use","Terms of Use",{"_uid":1486,"href":1487,"text":1488,"component":673,"openInNewWindow":628},"bd58e670-f5ff-4936-adbe-5aa73c990cdf","/privacy-policy","Privacy Policy",{"_uid":1490,"href":1491,"text":1492,"component":673,"openInNewWindow":639},"eafa26a7-3b78-4f00-954e-f1ebc3115542","https://reports.adviserinfo.sec.gov/reports/ADV/323880/PDF/323880.pdf","Unbiased ADV",{"_uid":1494,"href":1495,"text":1496,"component":673,"openInNewWindow":639},"2cbcf581-9d60-443b-9e63-9e95be09afad","https://reports.adviserinfo.sec.gov/crs/crs_323880.pdf","Unbiased CRS","https://www.unbiased.co.uk","Unbiased Inc. is a registered investment advisor with the US Securities and Exchange Commission (“SEC”). Registration as an investment advisor does not imply a certain level of skill or training.",[1500,1504,1508,1512,1516],{"_uid":1501,"href":1502,"text":1503,"component":673,"openInNewWindow":628},"2ca50944-e323-4559-9c46-b77eb4bce616","//www.instagram.com/unbiased.us/","Instagram",{"_uid":1505,"href":1506,"text":1507,"component":673,"openInNewWindow":628},"278b2358-e4c6-491b-b011-425b4bd0b709","//www.youtube.com/@Unbiased","YouTube",{"_uid":1509,"href":1510,"text":1511,"component":673,"openInNewWindow":628},"dccca61f-0426-4778-a54b-1944ab1ae71f","//twitter.com/Unbiased_us","Twitter",{"_uid":1513,"href":1514,"text":1515,"component":673,"openInNewWindow":628},"6e6372d5-1f37-43fb-a849-8868877530c8","//www.facebook.com/unbiasedus","Facebook",{"_uid":1517,"href":1518,"text":1519,"component":673,"openInNewWindow":639},"c3a97f2f-ee67-4516-9529-6aff38733af2","https://www.linkedin.com/showcase/unbiased.com/","LinkedIn","Go to UK site","It looks like you’re visiting from the UK. Would you like to visit our UK site?",[],"Stay on US site","You’re currently on our US site",[1526],{"_uid":1527,"heading":1528,"cta_link":976,"cta_text":1529,"component":1530,"description":1531,"pro_heading":1532,"pro_cta_link":746,"pro_cta_text":1533,"pro_description":1534},"7404adca-dc5b-443e-a1b4-4c8bed2673b3","Financial advice","Match with an advisor","sidebar_cta","We’ll find a professional perfectly matched to your needs. Getting started is easy, fast and free.","Access high-quality leads in minutes with UnbiasedPro","Get perfect clients now.","If you're looking for the perfect clients we'll deliver them straight to your inbox and give you the tools to manage them throughout the sales process.",[1536],{"_uid":1537,"title":1538,"CTAText":1539,"subtitle":1540,"component":1541,"errorTitle":1542,"description":1543,"successTitle":1544,"errorSubtitle":1545,"successSubtitle":1546,"consentCheckboxLabelText":1547,"errorMesageFirstNameError":1548,"consentCheckboxLabelLinkURL":1487,"consentCheckboxLabelLinkText":1549,"errorMessageRequiredFieldEmail":1550,"errorMessageIncorrectEmailFormat":1551,"errorMessageRequiredFieldConsent":1552,"errorMessageRequiredFieldInterest":1553,"errorMessageRequiredFieldFirstName":1554},"8ca4fd8f-da99-489f-aa1b-fcfabdd8b7e3","Get the latest news and tips","Sign up for email updates","Sign up for news that may impact your finances","sidebar-email-signup","Sorry, there was a technical problem","Receive the latest news, tips and guides to help you manage your finances","Thanks for signing up!","Please try again later, or email contact@unbiased.com","You should receive an email confirmation shortly.","I consent to Unbiased storing my data in accordance with their","Too many characters","privacy policy","Your email address is required","Your email address contains errors","Your consent is required","Your interest is required","Your first name is required","config",-60,[],0,"c7c18fda-2d94-4a2f-9d60-e1fee25d980a","2022-11-21T10:48:58.546Z",[],{"left":1558,"top":1558,"width":1563,"height":1563,"rotate":1558,"vFlip":628,"hFlip":628,"body":1564},256,"\u003Cpath fill=\"currentColor\" d=\"m216.49 104.49l-80 80a12 12 0 0 1-17 0l-80-80a12 12 0 0 1 17-17L128 159l71.51-71.52a12 12 0 0 1 17 17Z\"/>",{"left":1558,"top":1558,"width":1563,"height":1563,"rotate":1558,"vFlip":628,"hFlip":628,"body":1566},"\u003Cpath fill=\"currentColor\" d=\"M224 128a8 8 0 0 1-8 8H40a8 8 0 0 1 0-16h176a8 8 0 0 1 8 8M40 72h176a8 8 0 0 0 0-16H40a8 8 0 0 0 0 16m176 112H40a8 8 0 0 0 0 16h176a8 8 0 0 0 0-16\"/>",{"left":1558,"top":1558,"width":1563,"height":1563,"rotate":1558,"vFlip":628,"hFlip":628,"body":1568},"\u003Cpath fill=\"currentColor\" d=\"M128 80a48 48 0 1 0 48 48a48.05 48.05 0 0 0-48-48m0 80a32 32 0 1 1 32-32a32 32 0 0 1-32 32m48-136H80a56.06 56.06 0 0 0-56 56v96a56.06 56.06 0 0 0 56 56h96a56.06 56.06 0 0 0 56-56V80a56.06 56.06 0 0 0-56-56m40 152a40 40 0 0 1-40 40H80a40 40 0 0 1-40-40V80a40 40 0 0 1 40-40h96a40 40 0 0 1 40 40ZM192 76a12 12 0 1 1-12-12a12 12 0 0 1 12 12\"/>",{"left":1558,"top":1558,"width":1563,"height":1563,"rotate":1558,"vFlip":628,"hFlip":628,"body":1570},"\u003Cpath fill=\"currentColor\" d=\"m164.44 121.34l-48-32A8 8 0 0 0 104 96v64a8 8 0 0 0 12.44 6.66l48-32a8 8 0 0 0 0-13.32M120 145.05V111l25.58 17Zm114.33-75.53a24 24 0 0 0-14.49-16.4C185.56 39.88 131 40 128 40s-57.56-.12-91.84 13.12a24 24 0 0 0-14.49 16.4C19.08 79.5 16 97.74 16 128s3.08 48.5 5.67 58.48a24 24 0 0 0 14.49 16.41C69 215.56 120.4 216 127.34 216h1.32c6.94 0 58.37-.44 91.18-13.11a24 24 0 0 0 14.49-16.41c2.59-10 5.67-28.22 5.67-58.48s-3.08-48.5-5.67-58.48m-15.49 113a8 8 0 0 1-4.77 5.49c-31.65 12.22-85.48 12-86 12H128c-.54 0-54.33.2-86-12a8 8 0 0 1-4.77-5.49C34.8 173.39 32 156.57 32 128s2.8-45.39 5.16-54.47A8 8 0 0 1 41.93 68c30.52-11.79 81.66-12 85.85-12h.27c.54 0 54.38-.18 86 12a8 8 0 0 1 4.77 5.49C221.2 82.61 224 99.43 224 128s-2.8 45.39-5.16 54.47Z\"/>",{"left":1558,"top":1558,"width":1563,"height":1563,"rotate":1558,"vFlip":628,"hFlip":628,"body":1572},"\u003Cpath fill=\"currentColor\" d=\"m214.75 211.71l-62.6-98.38l61.77-67.95a8 8 0 0 0-11.84-10.76l-58.84 64.72l-40.49-63.63A8 8 0 0 0 96 32H48a8 8 0 0 0-6.75 12.3l62.6 98.37l-61.77 68a8 8 0 1 0 11.84 10.76l58.84-64.72l40.49 63.63A8 8 0 0 0 160 224h48a8 8 0 0 0 6.75-12.29M164.39 208L62.57 48h29l101.86 160Z\"/>",{"left":1558,"top":1558,"width":1563,"height":1563,"rotate":1558,"vFlip":628,"hFlip":628,"body":1574},"\u003Cpath fill=\"currentColor\" d=\"M128 24a104 104 0 1 0 104 104A104.11 104.11 0 0 0 128 24m8 191.63V152h24a8 8 0 0 0 0-16h-24v-24a16 16 0 0 1 16-16h16a8 8 0 0 0 0-16h-16a32 32 0 0 0-32 32v24H96a8 8 0 0 0 0 16h24v63.63a88 88 0 1 1 16 0\"/>",{"left":1558,"top":1558,"width":1563,"height":1563,"rotate":1558,"vFlip":628,"hFlip":628,"body":1576},"\u003Cpath fill=\"currentColor\" d=\"M216 24H40a16 16 0 0 0-16 16v176a16 16 0 0 0 16 16h176a16 16 0 0 0 16-16V40a16 16 0 0 0-16-16m0 192H40V40h176zM96 112v64a8 8 0 0 1-16 0v-64a8 8 0 0 1 16 0m88 28v36a8 8 0 0 1-16 0v-36a20 20 0 0 0-40 0v36a8 8 0 0 1-16 0v-64a8 8 0 0 1 15.79-1.78A36 36 0 0 1 184 140m-84-56a12 12 0 1 1-12-12a12 12 0 0 1 12 12\"/>",{"left":1558,"top":1558,"width":1563,"height":1563,"rotate":1558,"vFlip":628,"hFlip":628,"body":1578},"\u003Cpath fill=\"currentColor\" d=\"M216.49 168.49a12 12 0 0 1-17 0L128 97l-71.51 71.49a12 12 0 0 1-17-17l80-80a12 12 0 0 1 17 0l80 80a12 12 0 0 1 0 17\"/>",{"left":1558,"top":1558,"width":1580,"height":1580,"rotate":1558,"vFlip":628,"hFlip":628,"body":1581},24,"\u003Cpath fill=\"currentColor\" d=\"M3.71 16.29a1 1 0 0 0-.33-.21a1 1 0 0 0-.76 0a1 1 0 0 0-.33.21a1 1 0 0 0-.21.33a1 1 0 0 0 .21 1.09a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1 1 0 0 0 .21-1.09a1 1 0 0 0-.21-.33M7 8h14a1 1 0 0 0 0-2H7a1 1 0 0 0 0 2m-3.29 3.29a1 1 0 0 0-1.09-.21a1.2 1.2 0 0 0-.33.21a1 1 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1 1 0 0 0-.21-.33M21 11H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2M3.71 6.29a1 1 0 0 0-.33-.21a1 1 0 0 0-1.09.21a1.2 1.2 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a1 1 0 0 0 1.09-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1.2 1.2 0 0 0-.21-.33M21 16H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2\"/>",{"left":1558,"top":1558,"width":1580,"height":1580,"rotate":1558,"vFlip":628,"hFlip":628,"body":1583},"\u003Cpath fill=\"currentColor\" d=\"M13.3 12.22A4.92 4.92 0 0 0 15 8.5a5 5 0 0 0-10 0a4.92 4.92 0 0 0 1.7 3.72A8 8 0 0 0 2 19.5a1 1 0 0 0 2 0a6 6 0 0 1 12 0a1 1 0 0 0 2 0a8 8 0 0 0-4.7-7.28M10 11.5a3 3 0 1 1 3-3a3 3 0 0 1-3 3m11.71-2.37a1 1 0 0 0-1.42 0l-2 2l-.62-.63a1 1 0 0 0-1.42 0a1 1 0 0 0 0 1.41l1.34 1.34a1 1 0 0 0 1.41 0l2.67-2.67a1 1 0 0 0 .04-1.45\"/>",{"left":1558,"top":1558,"width":1563,"height":1563,"rotate":1558,"vFlip":628,"hFlip":628,"body":1585},"\u003Cpath fill=\"currentColor\" d=\"m229.66 218.34l-50.07-50.06a88.11 88.11 0 1 0-11.31 11.31l50.06 50.07a8 8 0 0 0 11.32-11.32M40 112a72 72 0 1 1 72 72a72.08 72.08 0 0 1-72-72\"/>",[1587,1590,1591],{"title":1588,"exact":639,"href":1589},"Home","https://www.unbiased.com",{"title":771,"exact":639,"to":785,"disabled":628},{"title":4,"exact":639,"to":1592,"disabled":639},"/discover/financial-advice/oxford-advisory-group-review",{"left":1558,"top":1558,"width":1563,"height":1563,"rotate":1558,"vFlip":628,"hFlip":628,"body":1594},"\u003Cpath fill=\"currentColor\" d=\"m181.66 133.66l-80 80a8 8 0 0 1-11.32-11.32L164.69 128L90.34 53.66a8 8 0 0 1 11.32-11.32l80 80a8 8 0 0 1 0 11.32\"/>",1785056404762]