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does SCS Financial do?",[771,774],{"type":129,"attrs":772},{"color":773},"#000000",{"type":38},{"type":18,"attrs":776,"content":777},{"textAlign":34},[778],{"text":779,"type":22,"marks":780},"Founded in 2002 and headquartered in Boston, SCS Capital Management LLC (SCS) ",[781],{"type":129,"attrs":782},{"color":773},{"type":18,"attrs":784,"content":785},{"textAlign":34},[786],{"text":787,"type":22,"marks":788},"SCS Financial is a wealth management firm and a subsidiary of Focus Financial Partners. ",[789],{"type":129,"attrs":790},{"color":773},{"type":18,"attrs":792,"content":793},{"textAlign":34},[794],{"text":795,"type":22,"marks":796},"Founded in 2002 and headquartered in Boston, the firm oversees approximately $59.7 billion in total assets.",[797],{"type":129,"attrs":798},{"color":773},{"type":18,"attrs":800,"content":801},{"textAlign":34},[802],{"text":803,"type":22,"marks":804},"The firm is led by Founder and CEO Antony Abbiati and is indirectly owned by the private equity firms Clayton, Dubilier & Rice (CD&R) and Stone Point Capital. ",[805],{"type":129,"attrs":806},{"color":773},{"type":18,"attrs":808,"content":809},{"textAlign":34},[810],{"text":811,"type":22,"marks":812},"SCS recently expanded its regional footprint and scale through a merger with Lake Street Advisors Group (LSA) on March 1, 2025. ",[813],{"type":129,"attrs":814},{"color":773},{"type":18,"attrs":816,"content":817},{"textAlign":34},[818],{"text":819,"type":22,"marks":820},"The firm’s core model provides client-aligned investment advisory services specifically for ultra-high-net-worth (UHNW) families, family offices, and institutional investors. ",[821],{"type":129,"attrs":822},{"color":773},{"type":18,"attrs":824,"content":825},{"textAlign":34},[826],{"text":827,"type":22,"marks":828},"Client interaction is centered on relationship teams that integrate sophisticated investment portfolios across global asset classes with comprehensive estate and tax strategies. ",[829],{"type":129,"attrs":830},{"color":773},{"type":18,"attrs":832,"content":833},{"textAlign":34},[834],{"text":835,"type":22,"marks":836},"Key services",[837,839],{"type":129,"attrs":838},{"color":773},{"type":38},{"type":841,"content":842},"bullet_list",[843,860,876],{"type":844,"content":845},"list_item",[846],{"type":18,"attrs":847,"content":848},{"textAlign":34},[849,855],{"text":850,"type":22,"marks":851},"Wealth and investment management: ",[852,854],{"type":129,"attrs":853},{"color":773},{"type":38},{"text":856,"type":22,"marks":857},"Integrated wealth planning and portfolio management, including cash flow, tax, philanthropic, and investment strategy planning, plus ongoing monitoring and manager due diligence.",[858],{"type":129,"attrs":859},{"color":773},{"type":844,"content":861},[862],{"type":18,"attrs":863,"content":864},{"textAlign":34},[865,871],{"text":866,"type":22,"marks":867},"Retirement accounts: ",[868,870],{"type":129,"attrs":869},{"color":773},{"type":38},{"text":872,"type":22,"marks":873},"Fiduciary investment management and advice for ERISA plans, ERISA participants, and IRAs.",[874],{"type":129,"attrs":875},{"color":773},{"type":844,"content":877},[878],{"type":18,"attrs":879,"content":880},{"textAlign":34},[881,887],{"text":882,"type":22,"marks":883},"In-house pooled vehicles",[884,886],{"type":129,"attrs":885},{"color":773},{"type":38},{"text":888,"type":22,"marks":889},": SCS also offers access to in-house pooled vehicles, Blue Current investment strategies, and certain affiliated insurance solutions. This gives the firm a broader, more multi-layered service model than a standard wealth manager.",[890],{"type":129,"attrs":891},{"color":773},{"type":18,"attrs":893,"content":894},{"textAlign":34},[895],{"text":896,"type":22,"marks":897},"Investment philosophy",[898,900],{"type":129,"attrs":899},{"color":773},{"type":38},{"type":18,"attrs":902,"content":903},{"textAlign":34},[904],{"text":905,"type":22,"marks":906},"SCS takes a portfolio-construction-led approach rather than a single-strategy approach. ",[907],{"type":129,"attrs":908},{"color":773},{"type":18,"attrs":910,"content":911},{"textAlign":34},[912],{"text":913,"type":22,"marks":914},"Its philosophy centers on matching asset allocation to client goals and risk tolerance, then using a mix of external managers, private vehicles, and ongoing monitoring to pursue diversification, risk control, and tax efficiency. ",[915],{"type":129,"attrs":916},{"color":773},{"type":764,"attrs":918,"content":919},{"level":766,"textAlign":34},[920],{"text":921,"type":22,"marks":922},"What are the pros and cons of SCS Financial?",[923,925],{"type":129,"attrs":924},{"color":773},{"type":38},{"type":18,"attrs":927,"content":928},{"textAlign":34},[929],{"text":930,"type":22,"marks":931},"Here’s a summary of the key advantages and disadvantages to help decide if it’s the right firm for you.",[932],{"type":129,"attrs":933},{"color":773},{"type":764,"attrs":935,"content":937},{"level":936,"textAlign":34},3,[938],{"text":939,"type":22,"marks":940},"Pros of SCS Financial:",[941,943],{"type":129,"attrs":942},{"color":773},{"type":38},{"type":841,"content":945},[946,962,978,994],{"type":844,"content":947},[948],{"type":18,"attrs":949,"content":950},{"textAlign":34},[951,957],{"text":952,"type":22,"marks":953},"Highly customized portfolio strategies: ",[954,956],{"type":129,"attrs":955},{"color":773},{"type":38},{"text":958,"type":22,"marks":959},"SCS develops investment strategies tailored to each client’s objectives, risk tolerance, and financial circumstances, rather than relying on standardized model portfolios. ",[960],{"type":129,"attrs":961},{"color":773},{"type":844,"content":963},[964],{"type":18,"attrs":965,"content":966},{"textAlign":34},[967,973],{"text":968,"type":22,"marks":969},"Integrated wealth management approach: ",[970,972],{"type":129,"attrs":971},{"color":773},{"type":38},{"text":974,"type":22,"marks":975},"The service combines investment management with planning areas, including income planning, tax considerations, and philanthropic strategy, to create a coordinated long-term plan. ",[976],{"type":129,"attrs":977},{"color":773},{"type":844,"content":979},[980],{"type":18,"attrs":981,"content":982},{"textAlign":34},[983,989],{"text":984,"type":22,"marks":985},"Access to multiple investment managers and strategies: ",[986,988],{"type":129,"attrs":987},{"color":773},{"type":38},{"text":990,"type":22,"marks":991},"Portfolios may include traditional investments, hedge funds, alternative funds, and other external managers selected through SCS’s due diligence process. ",[992],{"type":129,"attrs":993},{"color":773},{"type":844,"content":995},[996],{"type":18,"attrs":997,"content":998},{"textAlign":34},[999,1005],{"text":1000,"type":22,"marks":1001},"Ongoing monitoring and portfolio oversight: ",[1002,1004],{"type":129,"attrs":1003},{"color":773},{"type":38},{"text":1006,"type":22,"marks":1007},"SCS provides regular monitoring, administration, and reporting of client portfolios as part of its advisory service.",[1008],{"type":129,"attrs":1009},{"color":773},{"type":764,"attrs":1011,"content":1012},{"level":936,"textAlign":34},[1013],{"text":1014,"type":22,"marks":1015},"Cons of SCS Financial:",[1016,1018],{"type":129,"attrs":1017},{"color":773},{"type":38},{"type":841,"content":1020},[1021,1037,1053],{"type":844,"content":1022},[1023],{"type":18,"attrs":1024,"content":1025},{"textAlign":34},[1026,1032],{"text":1027,"type":22,"marks":1028},"Designed primarily for high-net-worth clients: ",[1029,1031],{"type":129,"attrs":1030},{"color":773},{"type":38},{"text":1033,"type":22,"marks":1034},"The firm’s services are generally structured for affluent individuals and institutional investors; its pooled investment vehicles also typically require a minimum investment of $100,000 to $250,000, which may limit accessibility for smaller investors. ",[1035],{"type":129,"attrs":1036},{"color":773},{"type":844,"content":1038},[1039],{"type":18,"attrs":1040,"content":1041},{"textAlign":34},[1042,1048],{"text":1043,"type":22,"marks":1044},"Complex investment structures: ",[1045,1047],{"type":129,"attrs":1046},{"color":773},{"type":38},{"text":1049,"type":22,"marks":1050},"Because portfolios may include multiple external managers and alternative investment vehicles, the investment structure can be more complex than that of traditional single-manager portfolios. ",[1051],{"type":129,"attrs":1052},{"color":773},{"type":844,"content":1054},[1055],{"type":18,"attrs":1056,"content":1057},{"textAlign":34},[1058,1064],{"text":1059,"type":22,"marks":1060},"Potential use of affiliated investment vehicles: ",[1061,1063],{"type":129,"attrs":1062},{"color":773},{"type":38},{"text":1065,"type":22,"marks":1066},"Client assets may be invested in SCS-managed pooled investment vehicles or other funds, depending on the investment strategy and client agreement.",[1067],{"type":129,"attrs":1068},{"color":773},{"type":764,"attrs":1070,"content":1071},{"level":766,"textAlign":34},[1072],{"text":1073,"type":22,"marks":1074},"SCS Financial fees: How much does SCS Financial 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AUM",{"type":1099,"content":1145},[1146,1154],{"type":1102,"attrs":1147,"content":1148},{"colspan":1104,"rowspan":1104,"colwidth":34,"backgroundColor":34},[1149],{"type":18,"attrs":1150,"content":1151},{"textAlign":34},[1152],{"text":1153,"type":22},"Pooled private investment funds",{"type":1102,"attrs":1155,"content":1157},{"colspan":1104,"rowspan":1104,"colwidth":1156,"backgroundColor":34},[1116],[1158],{"type":18,"attrs":1159,"content":1160},{"textAlign":34},[1161],{"text":1162,"type":22},"0.40% to 0.75% annually",{"type":1099,"content":1164},[1165,1173],{"type":1102,"attrs":1166,"content":1167},{"colspan":1104,"rowspan":1104,"colwidth":34,"backgroundColor":34},[1168],{"type":18,"attrs":1169,"content":1170},{"textAlign":34},[1171],{"text":1172,"type":22},"Performance-based fee (carried 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fee",{"type":1099,"content":1202},[1203,1211],{"type":1102,"attrs":1204,"content":1205},{"colspan":1104,"rowspan":1104,"colwidth":34,"backgroundColor":34},[1206],{"type":18,"attrs":1207,"content":1208},{"textAlign":34},[1209],{"text":1210,"type":22},"Additional service fees",{"type":1102,"attrs":1212,"content":1214},{"colspan":1104,"rowspan":1104,"colwidth":1213,"backgroundColor":34},[1116],[1215],{"type":18,"attrs":1216,"content":1217},{"textAlign":34},[1218],{"text":1219,"type":22},"Fixed fees for business advisory; case-by-case fees for bill pay administration.",{"type":764,"attrs":1221,"content":1222},{"level":936,"textAlign":34},[1223],{"text":1224,"type":22,"marks":1225},"Other costs investors may pay",[1226,1228],{"type":129,"attrs":1227},{"color":773},{"type":38},{"type":841,"content":1230},[1231,1241,1251],{"type":844,"content":1232},[1233],{"type":18,"attrs":1234,"content":1235},{"textAlign":34},[1236],{"text":1237,"type":22,"marks":1238},"Fees charged by external investment managers selected to manage portions of client assets ",[1239],{"type":129,"attrs":1240},{"color":773},{"type":844,"content":1242},[1243],{"type":18,"attrs":1244,"content":1245},{"textAlign":34},[1246],{"text":1247,"type":22,"marks":1248},"Fund expenses for mutual funds, ETFs, or private investment funds used in portfolios ",[1249],{"type":129,"attrs":1250},{"color":773},{"type":844,"content":1252},[1253],{"type":18,"attrs":1254,"content":1255},{"textAlign":34},[1256],{"text":1257,"type":22,"marks":1258},"Brokerage or custody-related costs, depending on the client’s account arrangement",[1259],{"type":129,"attrs":1260},{"color":773},{"type":764,"attrs":1262,"content":1263},{"level":766,"textAlign":34},[1264],{"text":1265,"type":22,"marks":1266},"What is SCS Financial’s minimum account size?",[1267,1269],{"type":129,"attrs":1268},{"color":773},{"type":38},{"type":18,"attrs":1271,"content":1272},{"textAlign":34},[1273],{"text":1274,"type":22,"marks":1275},"SCS Financial uses a minimum relationship fee, which is mutually agreed upon and negotiable based on the complexity of the client’s financial landscape.",[1276],{"type":129,"attrs":1277},{"color":773},{"type":18,"attrs":1279,"content":1280},{"textAlign":34},[1281],{"text":1282,"type":22,"marks":1283},"For individual investments into proprietary vehicles, the following minimums generally apply:",[1284],{"type":129,"attrs":1285},{"color":773},{"type":841,"content":1287},[1288],{"type":844,"content":1289},[1290],{"type":18,"attrs":1291,"content":1292},{"textAlign":34},[1293,1299],{"text":1294,"type":22,"marks":1295},"SCS Pooled Investment Vehicles: ",[1296,1298],{"type":129,"attrs":1297},{"color":773},{"type":38},{"text":1300,"type":22,"marks":1301},"Typically range from $100,000 to $250,000 per vehicle.",[1302],{"type":129,"attrs":1303},{"color":773},{"type":18,"attrs":1305,"content":1306},{"textAlign":34},[1307],{"text":1308,"type":22,"marks":1309},"Overall, SCS Financial’s minimum investment requirements are flexible but generally structured for higher-net-worth clients.",[1310],{"type":129,"attrs":1311},{"color":773},{"type":764,"attrs":1313,"content":1314},{"level":766,"textAlign":34},[1315],{"text":1316,"type":22,"marks":1317},"Who should choose SCS Financial?",[1318,1320],{"type":129,"attrs":1319},{"color":773},{"type":38},{"type":18,"attrs":1322,"content":1323},{"textAlign":34},[1324],{"text":1325,"type":22,"marks":1326},"SCS Financial is best suited for ultra-high-net-worth families and institutions requiring highly customized, integrated financial planning and access to sophisticated alternative asset classes.",[1327],{"type":129,"attrs":1328},{"color":773},{"type":18,"attrs":1330,"content":1331},{"textAlign":34},[1332],{"text":1333,"type":22,"marks":1334},"SCS Financial works well for:",[1335],{"type":129,"attrs":1336},{"color":773},{"type":841,"content":1338},[1339,1355,1371,1387],{"type":844,"content":1340},[1341],{"type":18,"attrs":1342,"content":1343},{"textAlign":34},[1344,1350],{"text":1345,"type":22,"marks":1346},"High-net-worth individuals and families:",[1347,1349],{"type":129,"attrs":1348},{"color":773},{"type":38},{"text":1351,"type":22,"marks":1352}," The firm’s wealth management service is designed for clients with substantial assets seeking a personalized investment strategy and a long-term advisory relationship. ",[1353],{"type":129,"attrs":1354},{"color":773},{"type":844,"content":1356},[1357],{"type":18,"attrs":1358,"content":1359},{"textAlign":34},[1360,1366],{"text":1361,"type":22,"marks":1362},"Investors seeking integrated wealth planning:",[1363,1365],{"type":129,"attrs":1364},{"color":773},{"type":38},{"text":1367,"type":22,"marks":1368}," SCS combines portfolio management with planning areas, including income strategy, tax considerations, and philanthropic planning. ",[1369],{"type":129,"attrs":1370},{"color":773},{"type":844,"content":1372},[1373],{"type":18,"attrs":1374,"content":1375},{"textAlign":34},[1376,1382],{"text":1377,"type":22,"marks":1378},"Clients interested in diversified investment strategies: ",[1379,1381],{"type":129,"attrs":1380},{"color":773},{"type":38},{"text":1383,"type":22,"marks":1384},"Portfolios may include traditional securities, hedge funds, and other alternative investments selected through manager due diligence. ",[1385],{"type":129,"attrs":1386},{"color":773},{"type":844,"content":1388},[1389],{"type":18,"attrs":1390,"content":1391},{"textAlign":34},[1392,1398],{"text":1393,"type":22,"marks":1394},"Institutional investors and family entities: ",[1395,1397],{"type":129,"attrs":1396},{"color":773},{"type":38},{"text":1399,"type":22,"marks":1400},"The firm also serves foundations, endowments, family trusts, and other institutional structures through its advisory services. ",[1401],{"type":129,"attrs":1402},{"color":773},{"type":18,"attrs":1404,"content":1405},{"textAlign":34},[1406],{"text":1407,"type":22,"marks":1408},"Who might not benefit as much:",[1409],{"type":129,"attrs":1410},{"color":773},{"type":841,"content":1412},[1413,1429,1451],{"type":844,"content":1414},[1415],{"type":18,"attrs":1416,"content":1417},{"textAlign":34},[1418,1424],{"text":1419,"type":22,"marks":1420},"Smaller or early-stage investors: ",[1421,1423],{"type":129,"attrs":1422},{"color":773},{"type":38},{"text":1425,"type":22,"marks":1426},"It generally expects clients to meet a minimum asset level or relationship fee requirement, which may limit accessibility for investors with smaller portfolios. ",[1427],{"type":129,"attrs":1428},{"color":773},{"type":844,"content":1430},[1431],{"type":18,"attrs":1432,"content":1433},{"textAlign":34},[1434,1440,1445],{"text":1435,"type":22,"marks":1436},"Investors seeking simple or low-cost advisory 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construction. ",[1465],{"type":129,"attrs":1466},{"color":773},{"type":764,"attrs":1468,"content":1469},{"level":766,"textAlign":34},[1470],{"text":1471,"type":22,"marks":1472},"SCS Financial: Is it secure?",[1473,1475],{"type":129,"attrs":1474},{"color":773},{"type":38},{"type":18,"attrs":1477,"content":1478},{"textAlign":34},[1479],{"text":1480,"type":22,"marks":1481},"Yes, SCS Financial is considered safe because it is an SEC-registered investment adviser. The firm’s security framework includes:",[1482],{"type":129,"attrs":1483},{"color":773},{"type":841,"content":1485},[1486,1502,1518],{"type":844,"content":1487},[1488],{"type":18,"attrs":1489,"content":1490},{"textAlign":34},[1491,1497],{"text":1492,"type":22,"marks":1493},"Fiduciary Standards: ",[1494,1496],{"type":129,"attrs":1495},{"color":773},{"type":38},{"text":1498,"type":22,"marks":1499},"Full adherence to ERISA and IRC standards for all retirement and pension accounts.",[1500],{"type":129,"attrs":1501},{"color":773},{"type":844,"content":1503},[1504],{"type":18,"attrs":1505,"content":1506},{"textAlign":34},[1507,1513],{"text":1508,"type":22,"marks":1509},"Third-Party Custodians:  ",[1510,1512],{"type":129,"attrs":1511},{"color":773},{"type":38},{"text":1514,"type":22,"marks":1515},"Assets are held with qualified independent custodians, such as Fidelity or National Financial Services, rather than with SCS itself.",[1516],{"type":129,"attrs":1517},{"color":773},{"type":844,"content":1519},[1520],{"type":18,"attrs":1521,"content":1522},{"textAlign":34},[1523,1529],{"text":1524,"type":22,"marks":1525},"Institutional Audits:  ",[1526,1528],{"type":129,"attrs":1527},{"color":773},{"type":38},{"text":1530,"type":22,"marks":1531},"All SCS-managed pooled investment vehicles undergo annual audits by independent accounting firms to ensure transparency and financial accuracy.",[1532],{"type":129,"attrs":1533},{"color":773},{"type":764,"attrs":1535,"content":1536},{"level":766,"textAlign":34},[1537],{"text":1538,"type":22,"marks":1539},"SCS Financial: Customer service",[1540,1542],{"type":129,"attrs":1541},{"color":773},{"type":38},{"type":18,"attrs":1544,"content":1545},{"textAlign":34},[1546],{"text":1547,"type":22,"marks":1548},"SCS Financial offers relationship-driven client service. ",[1549],{"type":129,"attrs":1550},{"color":773},{"type":18,"attrs":1552,"content":1553},{"textAlign":34},[1554],{"text":1555,"type":22,"marks":1556},"Clients work directly with a dedicated advisory team, including investment and financial planning professionals, who coordinate portfolio management, reporting, and planning discussions. ",[1557],{"type":129,"attrs":1558},{"color":773},{"type":18,"attrs":1560,"content":1561},{"textAlign":34},[1562],{"text":1563,"type":22,"marks":1564},"As a traditional wealth management firm serving high-net-worth clients and institutions, SCS provides support through direct advisor relationships, rather than centralized platforms, app-based chat, or automated systems.",[1565],{"type":129,"attrs":1566},{"color":773},{"type":764,"attrs":1568,"content":1569},{"level":766,"textAlign":34},[1570],{"text":1571,"type":22,"marks":1572},"SCS Financial: Mobile app",[1573,1575],{"type":129,"attrs":1574},{"color":773},{"type":38},{"type":18,"attrs":1577,"content":1578},{"textAlign":34},[1579],{"text":1580,"type":22,"marks":1581},"SCS Financial does not offer a standalone mobile application. ",[1582],{"type":129,"attrs":1583},{"color":773},{"type":18,"attrs":1585,"content":1586},{"textAlign":34},[1587],{"text":1588,"type":22,"marks":1589},"Instead, it provides a secure client login portal for account access. 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