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They take the time to understand your circumstances and work with you to create a plan to reach your financial goals. With a robo-advisor, you don’t get any of this. For those looking for financial advice in areas beyond investing, it’s just one of the reasons why these robo-advisors aren’t always suited.  ",[943],{"type":129,"attrs":944},{"color":12},{"type":18,"content":946},[947],{"text":948,"type":22,"marks":949},"Robo-advisors also can’t deal with the uncertainty and complexity that sometimes affects people’s lives. If you find yourself between jobs or facing unexpected financial circumstances, you may need to change your investing strategy significantly or even completely withdraw your funds. A financial advisor can guide you through this process and help you make confident financial decisions.  ",[950],{"type":129,"attrs":951},{"color":12},{"type":18,"content":953},[954],{"text":955,"type":22,"marks":956},"You're more likely to need a human advisor for other financial services like estate and retirement planning. This is also the case if you are looking to invest a larger sum of money and looking for specifically tailored guidance that can change based on your needs.  ",[957],{"type":129,"attrs":958},{"color":12},{"type":18,"content":960},[961,967],{"text":962,"type":22,"marks":963},"Robo-advisors can help with certain financial decisions. But from investing to retirement planning and managing your estate, the right real-life financial advisor can be invaluable, giving you tailored guidance whenever you need it. ",[964,965],{"type":38},{"type":129,"attrs":966},{"color":12},{"text":774,"type":22,"marks":968},[969],{"type":129,"attrs":970},{"color":12},{"type":18,"content":972},[973],{"text":974,"type":22,"marks":975},"Find your next dedicated financial advisor on Unbiased today.",[976,978,979],{"type":31,"attrs":977},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},{"type":38},{"type":129,"attrs":980},{"color":12},"article-rich-text",[983],{"_uid":984,"image":985,"title":988,"component":1000,"breadcrumbs":558},"31a60802-c846-4779-9c36-8458d15de961",{"alt":12,"name":12,"title":12,"filename":986,"copyright":12,"fieldtype":987},"https://a.storyblok.com/f/185166/900x450/b35ab9d488/what-are-robo-advisors.jpg","asset",{"type":15,"content":989},[990],{"type":18,"content":991},[992,994],{"text":993,"type":22},"What are ",{"text":995,"type":22,"marks":996},"robo-advisors?",[997],{"type":25,"attrs":998},{"class":999},"primary-gradient","app-hero",{"name":1002,"created_at":1003,"published_at":1004,"updated_at":1005,"id":1006,"uuid":1007,"content":1008,"slug":1018,"full_slug":1019,"sort_by_date":34,"position":1020,"tag_list":1021,"is_startpage":543,"parent_id":1022,"meta_data":34,"group_id":1023,"first_published_at":1024,"release_id":34,"lang":730,"path":34,"alternates":1025,"default_full_slug":34,"translated_slugs":34,"_stopResolving":558},"Rachel Carey","2023-03-28T10:05:08.718Z","2025-01-28T12:05:49.815Z","2025-01-28T12:05:49.832Z",283076789,"b4ce951f-89c7-4ef6-97a8-709dc6d856e1",{"job":1009,"_uid":1010,"name":1002,"image":1011,"component":1014,"education":1015,"expertise":1016,"description":1017},"Senior Content Writer","a6e3129c-eeee-4438-8204-797883981521",{"id":1012,"alt":12,"name":12,"focus":12,"title":12,"filename":1013,"copyright":12,"fieldtype":987,"is_external_url":543},7792663,"https://a.storyblok.com/f/185166/1199x1257/2401746255/rachel-carey.jpg","article-author","Griffith College Dublin, MA (Hons) in Journalism & Media Communications","Rachel brings over a decade of experience in media, including SEO content writing, marketing, public relations, and broadcast and print journalism.","Rachel is a Senior Content Writer at Unbiased, producing content across a range of different sectors, including personal finance, retirement, and investing. She specializes in simplifying intricate financial terms into clear, engaging content tailored for both B2C and B2B audiences.","rachel-carey","authors/rachel-carey",-10,[],224651374,"024abff2-15a6-4099-8ba2-25c01abe42e8","2023-04-03T07:50:42.397Z",[],[1027],{"_uid":1028,"body":1029,"title":1042,"component":1043},"8f49f29f-cc93-45b4-87c0-91d679f199f0",[1030,1034,1038],{"_uid":1031,"href":1032,"text":1033,"component":542,"openInNewWindow":543},"5f790219-49b1-4b2f-9751-f9e3a675b9d2","https://www.unbiased.com/discover/budgeting-savings/your-first-meeting-with-a-financial-advisor","First meeting with advisor",{"_uid":1035,"href":1036,"text":1037,"component":542,"openInNewWindow":543},"fcbd1fc2-5344-470c-a6cd-f94840801ae8","unbiased.com/discover/budgeting-savings/11-questions-to-ask-your-financial-advisor","Questions to ask your financial advisor",{"_uid":1039,"href":1040,"text":1041,"component":542,"openInNewWindow":543},"0bb2e2d7-725f-492f-832c-eea99ed5c587","unbiased.com/discover/budgeting-savings/what-are-the-different-types-of-financial-advisor","What are the different types of financial advisor","Related to this article","app-links-list",{"title":750,"plugin":1045,"og_image":12,"og_title":12,"description":1046,"twitter_image":12,"twitter_title":12,"og_description":12,"twitter_description":12},"seo_metatags","Robo-advisors are digital platforms providing financial advice with little to no human intervention. But how trustworthy are they, and is it better to choose a human advisor? This article gives you everything you need to know about robo-advisors and how they work.  ","app-article",[],[1050],"fc2ae8f7-4ef2-4075-9dd9-275b4d5bb79b","Gain insights into the reliability of robo-advisors and the benefits of human advisors in this comprehensive article.",[],"what-are-robo-advisors","discover/financial-advice/what-are-robo-advisors",-2880,[],365590167,"ebac9359-7369-48b7-872c-19236f4c6283","2023-07-07T13:17:17.635Z",[],{"left":727,"top":727,"width":1062,"height":1062,"rotate":727,"vFlip":543,"hFlip":543,"body":1063},24,"\u003Cpath fill=\"currentColor\" d=\"M3.71 16.29a1 1 0 0 0-.33-.21a1 1 0 0 0-.76 0a1 1 0 0 0-.33.21a1 1 0 0 0-.21.33a1 1 0 0 0 .21 1.09a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1 1 0 0 0 .21-1.09a1 1 0 0 0-.21-.33M7 8h14a1 1 0 0 0 0-2H7a1 1 0 0 0 0 2m-3.29 3.29a1 1 0 0 0-1.09-.21a1.2 1.2 0 0 0-.33.21a1 1 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1 1 0 0 0-.21-.33M21 11H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2M3.71 6.29a1 1 0 0 0-.33-.21a1 1 0 0 0-1.09.21a1.2 1.2 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a1 1 0 0 0 1.09-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1.2 1.2 0 0 0-.21-.33M21 16H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2\"/>",[1065,1068,1069],{"title":1066,"exact":558,"href":1067},"Home","https://www.unbiased.com",{"title":58,"exact":558,"to":72,"disabled":543},{"title":750,"exact":558,"to":1070,"disabled":558},"/discover/financial-advice/what-are-robo-advisors",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":1072},"\u003Cpath fill=\"currentColor\" d=\"m181.66 133.66l-80 80a8 8 0 0 1-11.32-11.32L164.69 128L90.34 53.66a8 8 0 0 1 11.32-11.32l80 80a8 8 0 0 1 0 11.32\"/>",1777540330617]