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It’s a formal agreement, and there are penalties if you withdraw your money from the CD before the term ends. ",[1050],{"type":129,"attrs":1051},{"color":773},{"type":18,"attrs":1053,"content":1054},{"textAlign":34},[1055],{"text":1056,"type":22,"marks":1057},"CDs are FDIC-insured, making them one of the safest investments out there.  ",[1058],{"type":129,"attrs":1059},{"color":773},{"type":764,"attrs":1061,"content":1062},{"level":874,"textAlign":34},[1063],{"text":1064,"type":22,"marks":1065},"Advantages of CDs",[1066],{"type":129,"attrs":1067},{"color":881},{"type":775,"content":1069},[1070,1086,1102,1138],{"type":778,"content":1071},[1072],{"type":18,"attrs":1073,"content":1074},{"textAlign":34},[1075,1081],{"text":1076,"type":22,"marks":1077},"Interest earnings: ",[1078,1080],{"type":129,"attrs":1079},{"color":773},{"type":38},{"text":1082,"type":22,"marks":1083},"CDs offer a guaranteed interest rate that is higher than most savings accounts. ",[1084],{"type":129,"attrs":1085},{"color":773},{"type":778,"content":1087},[1088],{"type":18,"attrs":1089,"content":1090},{"textAlign":34},[1091,1097],{"text":1092,"type":22,"marks":1093},"More security:",[1094,1096],{"type":129,"attrs":1095},{"color":773},{"type":38},{"text":1098,"type":22,"marks":1099}," CDs are FDIC-insured and are as secure as bank deposits. ",[1100],{"type":129,"attrs":1101},{"color":773},{"type":778,"content":1103},[1104],{"type":18,"attrs":1105,"content":1106},{"textAlign":34},[1107,1113,1118,1127,1132],{"text":1108,"type":22,"marks":1109},"Easy to understand: ",[1110,1112],{"type":129,"attrs":1111},{"color":773},{"type":38},{"text":1114,"type":22,"marks":1115},"CDs are a simple investment. Deposit money for a certain amount of time and ",[1116],{"type":129,"attrs":1117},{"color":773},{"text":1119,"type":22,"marks":1120},"earn interest",[1121,1124,1126],{"type":31,"attrs":1122},{"href":1123,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://www.unbiased.com/discover/banking/the-best-ways-to-earn-the-most-interest-on-your-savings",{"type":129,"attrs":1125},{"color":826},{"type":828},{"text":1128,"type":22,"marks":1129}," while you’re at it. ",[1130],{"type":129,"attrs":1131},{"color":773},{"text":1133,"type":22,"marks":1134}," ",[1135,1137],{"type":129,"attrs":1136},{"color":773},{"type":38},{"type":778,"content":1139},[1140],{"type":18,"attrs":1141,"content":1142},{"textAlign":34},[1143,1149],{"text":1144,"type":22,"marks":1145},"Widely available:",[1146,1148],{"type":129,"attrs":1147},{"color":773},{"type":38},{"text":1150,"type":22,"marks":1151}," Most banks, credit unions, and other financial institutions offer CDs. ",[1152],{"type":129,"attrs":1153},{"color":773},{"type":764,"attrs":1155,"content":1156},{"level":874,"textAlign":34},[1157],{"text":1158,"type":22,"marks":1159},"Disadvantages of CDs",[1160],{"type":129,"attrs":1161},{"color":881},{"type":775,"content":1163},[1164,1180,1210],{"type":778,"content":1165},[1166],{"type":18,"attrs":1167,"content":1168},{"textAlign":34},[1169,1175],{"text":1170,"type":22,"marks":1171},"Less liquidity: ",[1172,1174],{"type":129,"attrs":1173},{"color":773},{"type":38},{"text":1176,"type":22,"marks":1177},"Your money is locked up unless you’re willing to pay a fee. ",[1178],{"type":129,"attrs":1179},{"color":773},{"type":778,"content":1181},[1182],{"type":18,"attrs":1183,"content":1184},{"textAlign":34},[1185,1191,1196,1205],{"text":1186,"type":22,"marks":1187},"Interest rate: ",[1188,1190],{"type":129,"attrs":1189},{"color":773},{"type":38},{"text":1192,"type":22,"marks":1193},"The APY may not be as competitive as other, more flexible investments, such as a ",[1194],{"type":129,"attrs":1195},{"color":773},{"text":1197,"type":22,"marks":1198},"HYSA",[1199,1202,1204],{"type":31,"attrs":1200},{"href":1201,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://www.unbiased.com/discover/investing/12-investments-that-pay-monthly-income",{"type":129,"attrs":1203},{"color":826},{"type":828},{"text":1206,"type":22,"marks":1207},".",[1208],{"type":129,"attrs":1209},{"color":773},{"type":778,"content":1211},[1212],{"type":18,"attrs":1213,"content":1214},{"textAlign":34},[1215,1221],{"text":1216,"type":22,"marks":1217},"Inflation risk: ",[1218,1220],{"type":129,"attrs":1219},{"color":773},{"type":38},{"text":1222,"type":22,"marks":1223},"Your investment may not grow as quickly during high inflation. ",[1224],{"type":129,"attrs":1225},{"color":773},{"type":764,"attrs":1227,"content":1228},{"level":766,"textAlign":34},[1229],{"text":1230,"type":22,"marks":1231},"What is the difference between bonds and CDs?",[1232],{"type":129,"attrs":1233},{"color":773},{"type":18,"attrs":1235,"content":1236},{"textAlign":34},[1237],{"text":1238,"type":22,"marks":1239},"Bonds and CDs are both low-risk investments, but they’re structurally much different. ",[1240],{"type":129,"attrs":1241},{"color":773},{"type":18,"attrs":1243,"content":1244},{"textAlign":34},[1245],{"text":1246,"type":22,"marks":1247},"Here’s a summary of the key features, where they differ, and how they’re similar.   ",[1248],{"type":129,"attrs":1249},{"color":773},"article-rich-text",{"_uid":1252,"caption":12,"content":1253,"component":1271,"show_search":543,"paste_content":1272,"number_of_rows":1309,"show_pagination":543,"hide_heading_row":543,"search_placeholder":12,"first_col_to_headings":543},"efcb0a51-8f24-4f6a-9b27-b36c501aab7c",{"tbody":1254,"thead":1264,"fieldtype":1270},[1255],{"_uid":1256,"body":1257,"component":1263},"0737b452-c783-41b1-8e7f-99cba243661c",[1258,1261],{"_uid":1259,"value":12,"component":1260},"139fa56e-e27a-46d3-b6c4-8d9253b2bb72","_table_col",{"_uid":1262,"value":12,"component":1260},"37283855-e472-44fd-beae-b6ed2e26a8ac","_table_row",[1265,1268],{"_uid":1266,"value":12,"component":1267},"5eeff8d3-9900-4b1a-acf2-755c1530a7c8","_table_head",{"_uid":1269,"value":12,"component":1267},"d9a1f8e9-1ab9-4cc0-80f0-ea14e6995f8a","table","article-table",{"type":15,"content":1273},[1274,1279,1284,1289,1294,1299,1304],{"type":18,"attrs":1275,"content":1276},{"textAlign":34},[1277],{"text":1278,"type":22}," \tBonds\tCD",{"type":18,"attrs":1280,"content":1281},{"textAlign":34},[1282],{"text":1283,"type":22},"Risk\tAs risky as the issuer. Market risk and interest rate risk are also considerations.\tLow to zero risk. FDIC insured up to the limit of $250,000 per owner.",{"type":18,"attrs":1285,"content":1286},{"textAlign":34},[1287],{"text":1288,"type":22},"Liquidity\tGenerally liquid, but may have trouble selling bond investments when market conditions change.\tCDs often have penalties if not held until maturity. (E.g., if you sell a 24-month CD at 11 months, you may pay a fee.)",{"type":18,"attrs":1290,"content":1291},{"textAlign":34},[1292],{"text":1293,"type":22},"Interest payment frequency\tCoupon payments are most common twice a year, though monthly or quarterly interest payments also exist.\tTypically, earned interest is transferred to your account monthly.",{"type":18,"attrs":1295,"content":1296},{"textAlign":34},[1297],{"text":1298,"type":22},"Term Length\t3 months to 30 years\t3 months to 10 years",{"type":18,"attrs":1300,"content":1301},{"textAlign":34},[1302],{"text":1303,"type":22},"Interest (APY)\tRanges from 3.0% APY for a 3-month municipal bond to 6.17% for a 30-year taxable municipal bond\tRanges from 3.65% to 4.05%",{"type":18,"attrs":1305,"content":1306},{"textAlign":34},[1307],{"text":1308,"type":22},"Tax Treatment\tExcept for municipal bonds, tax is owed in the year the income from the bond was generated.\tCD income is taxed as ordinary income in the year it is earned.","10",{"_uid":1311,"data":1312,"component":1250},"5788d9f3-590f-4bfb-9784-d5dfc63de9ce",{"type":15,"content":1313},[1314,1322,1330,1338,1360,1368,1376,1384,1401,1409,1417,1425,1433,1441,1449,1457,1465,1473,1481,1489,1497,1505,1513,1521,1529,1537,1545,1553,1561],{"type":764,"attrs":1315,"content":1316},{"level":874,"textAlign":34},[1317],{"text":1318,"type":22,"marks":1319},"Risk: Bonds vs. CDs",[1320],{"type":129,"attrs":1321},{"color":881},{"type":18,"attrs":1323,"content":1324},{"textAlign":34},[1325],{"text":1326,"type":22,"marks":1327},"When it comes to risk, both CDs and bonds are relatively safe investments. ",[1328],{"type":129,"attrs":1329},{"color":773},{"type":18,"attrs":1331,"content":1332},{"textAlign":34},[1333],{"text":1334,"type":22,"marks":1335},"CDs stand out as exceptionally safe, with FDIC-insured deposits up to $250,000. ",[1336],{"type":129,"attrs":1337},{"color":773},{"type":18,"attrs":1339,"content":1340},{"textAlign":34},[1341,1346,1355],{"text":1342,"type":22,"marks":1343},"Bonds are generally considered ",[1344],{"type":129,"attrs":1345},{"color":773},{"text":1347,"type":22,"marks":1348},"low-risk investments",[1349,1352,1354],{"type":31,"attrs":1350},{"href":1351,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://www.unbiased.com/discover/investing/safest-investments",{"type":129,"attrs":1353},{"color":826},{"type":828},{"text":1356,"type":22,"marks":1357}," since the issuers are typically governments and corporations with high credit ratings. ",[1358],{"type":129,"attrs":1359},{"color":773},{"type":18,"attrs":1361,"content":1362},{"textAlign":34},[1363],{"text":1364,"type":22,"marks":1365},"There are exceptions, including junk bonds, which pay a higher interest rate because the issuer has a lower credit rating. What that translates to is a higher risk of default for issuers with a lower credit rating. ",[1366],{"type":129,"attrs":1367},{"color":773},{"type":764,"attrs":1369,"content":1370},{"level":874,"textAlign":34},[1371],{"text":1372,"type":22,"marks":1373},"Liquidity: Bonds vs. CDs",[1374],{"type":129,"attrs":1375},{"color":881},{"type":18,"attrs":1377,"content":1378},{"textAlign":34},[1379],{"text":1380,"type":22,"marks":1381},"CDs often have penalties if not held until the term ends, which can make them feel less liquid than other types of investments you can sell instantly without penalty. For example, if you sign up for a 24-month CD, you may incur an early withdrawal fee, usually in the form of a forfeited interest payment.",[1382],{"type":129,"attrs":1383},{"color":773},{"type":18,"attrs":1385,"content":1386},{"textAlign":34},[1387,1396],{"text":1388,"type":22,"marks":1389},"Bonds",[1390,1393,1395],{"type":31,"attrs":1391},{"href":1392,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://www.unbiased.com/discover/investing/what-is-a-bond",{"type":129,"attrs":1394},{"color":826},{"type":828},{"text":1397,"type":22,"marks":1398}," are generally more illiquid, but investors may have trouble selling bond investments when market conditions change. ",[1399],{"type":129,"attrs":1400},{"color":773},{"type":764,"attrs":1402,"content":1403},{"level":874,"textAlign":34},[1404],{"text":1405,"type":22,"marks":1406},"Interest payment frequency: Bonds vs. CDs",[1407],{"type":129,"attrs":1408},{"color":881},{"type":18,"attrs":1410,"content":1411},{"textAlign":34},[1412],{"text":1413,"type":22,"marks":1414},"Bonds typically pay interest payments twice a year, though it is possible to invest in a bond with quarterly or even monthly interest payments. ",[1415],{"type":129,"attrs":1416},{"color":773},{"type":18,"attrs":1418,"content":1419},{"textAlign":34},[1420],{"text":1421,"type":22,"marks":1422},"With a CD, earned interest is typically transferred to your account monthly. ",[1423],{"type":129,"attrs":1424},{"color":773},{"type":764,"attrs":1426,"content":1427},{"level":874,"textAlign":34},[1428],{"text":1429,"type":22,"marks":1430},"Term length: Bonds vs. CDs",[1431],{"type":129,"attrs":1432},{"color":881},{"type":18,"attrs":1434,"content":1435},{"textAlign":34},[1436],{"text":1437,"type":22,"marks":1438},"Bonds can range anywhere from 3 months to 30 years, whereas CDs typically range from 3 months to 10 years. ",[1439],{"type":129,"attrs":1440},{"color":773},{"type":764,"attrs":1442,"content":1443},{"level":874,"textAlign":34},[1444],{"text":1445,"type":22,"marks":1446},"Interest (APY): Bonds vs. CDs",[1447],{"type":129,"attrs":1448},{"color":881},{"type":18,"attrs":1450,"content":1451},{"textAlign":34},[1452],{"text":1453,"type":22,"marks":1454},"As of 1/12/2026, bond interest rates (annual percentage yield, or APY) range from 3.0% APY for a 3-month municipal bond to 6.17% for a 30-year taxable municipal bond. ",[1455],{"type":129,"attrs":1456},{"color":773},{"type":18,"attrs":1458,"content":1459},{"textAlign":34},[1460],{"text":1461,"type":22,"marks":1462},"CDs ranged from 3.65% to 4.05% APY. ",[1463],{"type":129,"attrs":1464},{"color":773},{"type":764,"attrs":1466,"content":1467},{"level":874,"textAlign":34},[1468],{"text":1469,"type":22,"marks":1470},"Tax treatment: Bonds vs. CDs",[1471],{"type":129,"attrs":1472},{"color":881},{"type":18,"attrs":1474,"content":1475},{"textAlign":34},[1476],{"text":1477,"type":22,"marks":1478},"Except for municipal bonds, the tax treatment of bonds and CDs is somewhat similar. ",[1479],{"type":129,"attrs":1480},{"color":773},{"type":18,"attrs":1482,"content":1483},{"textAlign":34},[1484],{"text":1485,"type":22,"marks":1486},"Any interest generated by either investment is considered ordinary income and tax is owed on it in the year the income is generated. There are exemptions for certain types of bonds. ",[1487],{"type":129,"attrs":1488},{"color":773},{"type":18,"attrs":1490,"content":1491},{"textAlign":34},[1492],{"text":1493,"type":22,"marks":1494},"How you’re taxed also depends on where you hold the investment. For example, you may not owe taxes on bonds held in a Roth IRA since taxes are already paid before investments are made in the account.  ",[1495],{"type":129,"attrs":1496},{"color":773},{"type":764,"attrs":1498,"content":1499},{"level":766,"textAlign":34},[1500],{"text":1501,"type":22,"marks":1502},"Bonds vs. CDs: Which is better?  ",[1503],{"type":129,"attrs":1504},{"color":773},{"type":18,"attrs":1506,"content":1507},{"textAlign":34},[1508],{"text":1509,"type":22,"marks":1510},"Bonds and CDs offer different advantages. ",[1511],{"type":129,"attrs":1512},{"color":773},{"type":18,"attrs":1514,"content":1515},{"textAlign":34},[1516],{"text":1517,"type":22,"marks":1518},"When it comes to security, CDs hold the advantage with their guaranteed interest rate and FDIC-insured accounts. ",[1519],{"type":129,"attrs":1520},{"color":773},{"type":18,"attrs":1522,"content":1523},{"textAlign":34},[1524],{"text":1525,"type":22,"marks":1526},"When it comes to diversification, liquidity, and yield, bonds often hold the advantage. There are many different types of bonds to invest in, and they often have a slight edge in interest rates. ",[1527],{"type":129,"attrs":1528},{"color":773},{"type":18,"attrs":1530,"content":1531},{"textAlign":34},[1532],{"text":1533,"type":22,"marks":1534},"Some bonds offer interesting tax advantages; for example, municipal bonds are exempt from federal taxes. ",[1535],{"type":129,"attrs":1536},{"color":773},{"type":764,"attrs":1538,"content":1539},{"level":766,"textAlign":34},[1540],{"text":1541,"type":22,"marks":1542},"Bottom line",[1543],{"type":129,"attrs":1544},{"color":773},{"type":18,"attrs":1546,"content":1547},{"textAlign":34},[1548],{"text":1549,"type":22,"marks":1550},"Bonds and CDs are just two of many investments you can incorporate into your portfolio. ",[1551],{"type":129,"attrs":1552},{"color":773},{"type":18,"attrs":1554,"content":1555},{"textAlign":34},[1556],{"text":1557,"type":22,"marks":1558},"To understand how these investments fit into a bigger financial plan, you may want to talk to a financial advisor. Professional advice can help you get on the right track, and the first step is to connect with a financial advisor. ",[1559],{"type":129,"attrs":1560},{"color":773},{"type":18,"attrs":1562,"content":1563},{"textAlign":34},[1564,1569,1576],{"text":1565,"type":22,"marks":1566},"Connect with a financial advisor via ",[1567],{"type":129,"attrs":1568},{"color":773},{"text":819,"type":22,"marks":1570},[1571,1573,1575],{"type":31,"attrs":1572},{"href":823,"uuid":34,"anchor":34,"target":34,"linktype":36},{"type":129,"attrs":1574},{"color":826},{"type":828},{"text":1577,"type":22,"marks":1578}," today. ",[1579],{"type":129,"attrs":1580},{"color":773},[1582],{"_uid":1583,"image":1584,"title":1589,"subtitle":12,"component":1606,"breadcrumbs":558},"7258534c-6542-4ae2-bfde-cd263bf80204",{"id":1585,"alt":12,"name":12,"focus":12,"title":12,"source":12,"filename":1586,"copyright":12,"fieldtype":1587,"meta_data":1588,"is_external_url":543},138953581243582,"https://a.storyblok.com/f/185166/4480x6720/a7138c1324/bonds-vs-cds.jpg","asset",{},{"type":15,"content":1590},[1591],{"type":18,"attrs":1592,"content":1593},{"textAlign":34},[1594,1601],{"text":750,"type":22,"marks":1595},[1596,1598],{"type":129,"attrs":1597},{"color":773},{"type":25,"attrs":1599},{"class":1600},"primary-gradient",{"text":1602,"type":22,"marks":1603},": what’s the difference?",[1604],{"type":129,"attrs":1605},{"color":773},"app-hero",{"name":1608,"created_at":1609,"published_at":1610,"updated_at":1611,"id":1612,"uuid":1613,"content":1614,"slug":1625,"full_slug":1626,"sort_by_date":34,"position":1627,"tag_list":1628,"is_startpage":543,"parent_id":1629,"meta_data":34,"group_id":1630,"first_published_at":1631,"release_id":34,"lang":730,"path":34,"alternates":1632,"default_full_slug":34,"translated_slugs":34,"_stopResolving":558},"Alene Laney","2025-01-10T11:20:16.824Z","2025-07-31T11:31:28.400Z","2025-07-31T11:31:28.412Z",607140568,"fa11c784-d733-4cc0-a8ec-90a90154b805",{"job":1615,"_uid":1616,"name":1608,"image":1617,"component":1621,"education":1622,"expertise":1623,"description":1624},"Content Writer","a6e3129c-eeee-4438-8204-797883981521",{"id":1618,"alt":12,"name":12,"focus":12,"title":12,"source":12,"filename":1619,"copyright":12,"fieldtype":1587,"meta_data":1620,"is_external_url":543},19801386,"https://a.storyblok.com/f/185166/1986x1986/48279a1e44/alene-laney.jpg",{},"article-author","University of Utah, BA in English Literature & History ","Laney has more than 10 years of experience in media, including newsprint, public relations, marketing, and SEO content writing. \nHer work has been featured in national publications such as The Wall Street Journal, Fox Business, SoFi, Credible, and others.","Alene Laney is an award-winning journalist for Unbiased, where she breaks down financial topics related to retirement, investing, and banking. \n\nShe specializes in helping readers make the best decisions for their money with long-form content for brands and consumer publications.","alene-laney","authors/alene-laney",-20,[],224651374,"e2751bd8-55e4-46e9-94e4-ccce2929794c","2025-01-10T11:21:18.666Z",[],[1634],{"_uid":1635,"body":1636,"title":1647,"component":1648},"628318e0-01e9-4c44-8673-bc4675b4f2b9",[1637,1640,1643],{"_uid":1638,"href":855,"text":1639,"component":542,"openInNewWindow":558},"738e9ab7-9393-4851-b2c2-4822ba0e7b2b","How do I invest in bonds",{"_uid":1641,"href":1351,"text":1642,"component":542,"openInNewWindow":558},"dea01216-e4fe-41ed-b041-cf938f91519f","Safest investments",{"_uid":1644,"href":1645,"text":1646,"component":542,"openInNewWindow":558},"985903e5-5d40-4f7e-9131-10de3a593d26","https://www.unbiased.com/discover/investing/alternative-investments","Alternative investments","Related articles","app-links-list",{"_uid":1650,"title":750,"plugin":1651,"og_image":12,"og_title":12,"description":1652,"twitter_image":12,"twitter_title":12,"og_description":12,"twitter_description":12},"139af4ae-3b00-4684-8306-68849ba648c4","seo_metatags","Bonds and CDs are both low-risk investments that can help preserve your principal investment. Here’s what you should know about investing in one or the other. ",{"name":1654,"created_at":1655,"published_at":1656,"updated_at":1657,"id":1658,"uuid":1659,"content":1660,"slug":1668,"full_slug":1669,"sort_by_date":34,"position":1670,"tag_list":1671,"is_startpage":543,"parent_id":1629,"meta_data":34,"group_id":1672,"first_published_at":1673,"release_id":34,"lang":730,"path":34,"alternates":1674,"default_full_slug":34,"translated_slugs":34,"_stopResolving":558},"Rachel Carey","2023-03-28T10:05:08.718Z","2025-01-28T12:05:49.815Z","2025-01-28T12:05:49.832Z",283076789,"b4ce951f-89c7-4ef6-97a8-709dc6d856e1",{"job":1661,"_uid":1616,"name":1654,"image":1662,"component":1621,"education":1665,"expertise":1666,"description":1667},"Senior Content Writer",{"id":1663,"alt":12,"name":12,"focus":12,"title":12,"filename":1664,"copyright":12,"fieldtype":1587,"is_external_url":543},7792663,"https://a.storyblok.com/f/185166/1199x1257/2401746255/rachel-carey.jpg","Griffith College Dublin, MA (Hons) in Journalism & Media Communications","Rachel brings over a decade of experience in media, including SEO content writing, marketing, public relations, and broadcast and print journalism.","Rachel is a Senior Content Writer at Unbiased, producing content across a range of different sectors, including personal finance, retirement, and investing. She specializes in simplifying intricate financial terms into clear, engaging content tailored for both B2C and B2B audiences.","rachel-carey","authors/rachel-carey",-10,[],"024abff2-15a6-4099-8ba2-25c01abe42e8","2023-04-03T07:50:42.397Z",[],"app-article",[],[],"Bonds and Certificates of Deposit (CDs) both offer stable investments to complement more dynamic securities in your portfolio. Yet, there are some differences in their structure and what they offer. Here’s what you need to know. ",[],"bonds-vs-cds","discover/investing/bonds-vs-cds",-1150,[],365491304,"aefe443a-80ae-4f7f-b673-04940c902983","2026-01-28T15:47:53.608Z",[],{"left":727,"top":727,"width":1689,"height":1689,"rotate":727,"vFlip":543,"hFlip":543,"body":1690},24,"\u003Cpath fill=\"currentColor\" d=\"M3.71 16.29a1 1 0 0 0-.33-.21a1 1 0 0 0-.76 0a1 1 0 0 0-.33.21a1 1 0 0 0-.21.33a1 1 0 0 0 .21 1.09a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1 1 0 0 0 .21-1.09a1 1 0 0 0-.21-.33M7 8h14a1 1 0 0 0 0-2H7a1 1 0 0 0 0 2m-3.29 3.29a1 1 0 0 0-1.09-.21a1.2 1.2 0 0 0-.33.21a1 1 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1 1 0 0 0-.21-.33M21 11H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2M3.71 6.29a1 1 0 0 0-.33-.21a1 1 0 0 0-1.09.21a1.2 1.2 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a1 1 0 0 0 1.09-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1.2 1.2 0 0 0-.21-.33M21 16H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2\"/>",[1692,1695,1696],{"title":1693,"exact":558,"href":1694},"Home","https://www.unbiased.com",{"title":282,"exact":558,"to":295,"disabled":543},{"title":750,"exact":558,"to":1697,"disabled":558},"/discover/investing/bonds-vs-cds",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":1699},"\u003Cpath fill=\"currentColor\" d=\"m181.66 133.66l-80 80a8 8 0 0 1-11.32-11.32L164.69 128L90.34 53.66a8 8 0 0 1 11.32-11.32l80 80a8 8 0 0 1 0 11.32\"/>",1775205605342]