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Getting started is easy, fast and free.","Access high-quality leads in minutes with UnbiasedPro","Get perfect clients now.","If you're looking for the perfect clients we'll deliver them straight to your inbox and give you the tools to manage them throughout the sales process.",[705],{"_uid":706,"title":707,"CTAText":708,"subtitle":709,"component":710,"errorTitle":711,"description":712,"successTitle":713,"errorSubtitle":714,"successSubtitle":715,"consentCheckboxLabelText":716,"errorMesageFirstNameError":717,"consentCheckboxLabelLinkURL":656,"consentCheckboxLabelLinkText":718,"errorMessageRequiredFieldEmail":719,"errorMessageIncorrectEmailFormat":720,"errorMessageRequiredFieldConsent":721,"errorMessageRequiredFieldInterest":722,"errorMessageRequiredFieldFirstName":723},"8ca4fd8f-da99-489f-aa1b-fcfabdd8b7e3","Get the latest news and tips","Sign up for email updates","Sign up for news that may impact your finances","sidebar-email-signup","Sorry, there was a technical problem","Receive the 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12\"/>",{"name":750,"created_at":751,"published_at":752,"updated_at":753,"id":754,"uuid":755,"content":756,"slug":1382,"full_slug":1383,"sort_by_date":34,"position":1384,"tag_list":1385,"is_startpage":543,"parent_id":1386,"meta_data":34,"group_id":1387,"first_published_at":1388,"release_id":34,"lang":730,"path":34,"alternates":1389,"default_full_slug":34,"translated_slugs":34},"What are the Safest Investments?","2023-10-27T14:38:52.209Z","2025-02-21T09:17:22.799Z","2025-02-21T09:17:22.830Z",397176746,"e5d829bd-6346-4505-a357-7a5a77b9d80b",{"_uid":757,"body":758,"hero":1295,"author":1318,"sidebar":1344,"hide_cta":543,"metatags":1373,"component":1377,"bottom_banner":1378,"fullWidthMode":543,"subcategories":1379,"hideEmbeddedMF":543,"hide_pro_banner":543,"intro_paragraph":1380,"intro_subheading":12,"table_of_contents":558,"outgrow_calculator":1381,"hide_email_signup_widget":543,"show_compound_calculator":543,"show_roth_ira_calculator":543,"show_footer_sticky_banner":543,"show_retirement_calculator":543,"show_capital_gains_calculator":543},"d8d759f7-f7d2-4622-ae62-f40d8aa635da",[759,809,853,1166,1170],{"_uid":760,"body":761,"image":803,"title":806,"cta_link":12,"cta_text":12,"component":807,"background":808,"description":12,"cta_description":12},"ca3dd0c3-12b3-4edc-aee0-738d768f8212",[762],{"_uid":763,"data":764,"component":802},"069613fd-70a0-49b9-b713-e3185ed64b7c",{"type":15,"content":765},[766],{"type":767,"content":768},"bullet_list",[769,776,782,788],{"type":770,"content":771},"list_item",[772],{"type":18,"content":773},[774],{"text":775,"type":22},"The safest investment options are low-risk and are usually backed by the US Treasury Department or are FDIC affiliated. ",{"type":770,"content":777},[778],{"type":18,"content":779},[780],{"text":781,"type":22},"FDIC-Insured Savings Accounts, MMAs, Money Market Funds, TIPS, Series I Savings Bonds, and Treasury Bills, Bonds and Notes are commonly recommended as safe investments. ",{"type":770,"content":783},[784],{"type":18,"content":785},[786],{"text":787,"type":22},"Every investment option has unique pros and cons, so it’s worth doing your due diligence before making any big decisions.",{"type":770,"content":789},[790],{"type":18,"content":791},[792,794,800],{"text":793,"type":22},"A ",{"text":795,"type":22,"marks":796},"financial advisor",[797],{"type":31,"attrs":798},{"href":799,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://v2.unbiased.com/inquiry/financial-advisor/advice-areas/",{"text":801,"type":22}," can help you choose the right investment to suit your risk level and goals.","company-summary-rich-text",{"id":34,"alt":34,"name":12,"focus":34,"title":34,"source":34,"filename":12,"copyright":34,"fieldtype":804,"meta_data":805},"asset",{},"Key takeaways","company-summary-box","white",{"_uid":810,"data":811,"component":852},"90a24f8b-510d-4534-9dbb-cf05810edd76",{"type":15,"content":812},[813,824,831,838,845],{"type":814,"attrs":815,"content":817},"heading",{"level":816},2,[818],{"text":819,"type":22,"marks":820},"What are safe investments? ",[821,822],{"type":38},{"type":129,"attrs":823},{"color":12},{"type":18,"content":825},[826],{"text":827,"type":22,"marks":828},"Investments have always been a popular way to turn a profit. The process of investing some of your money now in exchange for a higher return in the future is a tool that many people use to generate personal wealth and cultivate more financial capital as their careers and lives progress.  ",[829],{"type":129,"attrs":830},{"color":12},{"type":18,"content":832},[833],{"text":834,"type":22,"marks":835},"There are lots of different types of investments available, and they all come with unique pros and cons. Understanding which ones are most compatible with your budget, income, patience, and risk tolerance is key to choosing the right investments – and so is understanding which options are the safest.  ",[836],{"type":129,"attrs":837},{"color":12},{"type":18,"content":839},[840],{"text":841,"type":22,"marks":842},"The safest investments typically result in low returns, but they do come with the benefit of low to no risk of loss in the process. In contrast, riskier investments tend to produce higher returns. ",[843],{"type":129,"attrs":844},{"color":12},{"type":18,"content":846},[847],{"text":848,"type":22,"marks":849},"If you are new to investing or only have access to limited funds, it’s far wiser to opt for a safe investment strategy. But what exactly does that look like?  ",[850],{"type":129,"attrs":851},{"color":12},"article-rich-text",{"_uid":854,"data":855,"component":852},"214e896e-fa4e-4b06-be33-4e5b9e2e843a",{"type":15,"content":856},[857,864,868,872,876,880,901,908,912,916,922,926,944,952,960,965,969,973,981,989,994,998,1002,1009,1016,1021,1025,1040,1047,1052,1056,1060,1067,1074,1083,1087,1091,1103,1115,1122,1129,1136,1140,1152,1158],{"type":814,"attrs":858,"content":859},{"level":816},[860],{"text":861,"type":22,"marks":862},"What is the safest way to invest money? ",[863],{"type":38},{"type":18,"content":865},[866],{"text":867,"type":22},"Before we dive into the safest ways to invest, it’s important to remember that no investment is 100% safe.",{"type":18,"content":869},[870],{"text":871,"type":22},"By nature, all investment strategies come with the risk of and potential for loss, no matter how small that potential might be.  ",{"type":18,"content":873},[874],{"text":875,"type":22},"However, you can significantly reduce your potential for loss by choosing a low-risk investment.",{"type":18,"content":877},[878],{"text":879,"type":22},"It’s also important to note that, in exchange for the predictability of these investments, you’ll need to accept that there is a lower return potential. This means that the financial yield of a safe investment is likely to be much lower than for more volatile investments such as stocks or crypto.  ",{"type":18,"content":881},[882,884,891,893,899],{"text":883,"type":22},"The safest high-yield investment options are backed by the ",{"text":885,"type":22,"marks":886},"US Treasury Department",[887],{"type":31,"attrs":888},{"href":889,"uuid":34,"anchor":34,"target":890,"linktype":36},"https://home.treasury.gov/","_blank",{"text":892,"type":22}," or affiliated with the ",{"text":894,"type":22,"marks":895},"Federal Deposit Insurance Corporation",[896],{"type":31,"attrs":897},{"href":898,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://www.fdic.gov/",{"text":900,"type":22}," (FDIC), which is a type of financial insurance. This is because they come with government-level insurance that protects your funds from being stolen – or from bank failure that results in any loss.  ",{"type":814,"attrs":902,"content":903},{"level":816},[904],{"text":905,"type":22,"marks":906},"6 safe investment options",[907],{"type":38},{"type":18,"content":909},[910],{"text":911,"type":22},"All of the investment types we’ll be looking at fall into one of these two categories detailed above.",{"type":18,"content":913},[914],{"text":915,"type":22},"From savings accounts to T-bills, here are six of the safest investment options to choose from:  ",{"type":814,"attrs":917,"content":919},{"level":918},3,[920],{"text":921,"type":22},"1. FDIC-insured savings account  ",{"type":18,"content":923},[924],{"text":925,"type":22},"When it comes to the safe and conservative handling of investments, few organizations can compete with the national bank. Banks that the FDIC insures can protect your funds and offer consistent growth with comparatively less risk than other investment models.  ",{"type":18,"content":927},[928,930,942],{"text":929,"type":22},"To make this kind of investment, all you need to do is open up a ",{"text":931,"type":22,"marks":932},"high-interest",[933],{"type":31,"attrs":934},{"href":935,"uuid":936,"anchor":34,"target":35,"linktype":74,"story":937},"/discover/banking/the-best-ways-to-earn-the-most-interest-on-your-savings","e4305b46-a1f0-4490-82ac-b25a5d6b5e06",{"name":938,"id":939,"uuid":936,"slug":940,"url":941,"full_slug":941,"_stopResolving":558},"The best ways to earn the most interest on your savings",381426950,"the-best-ways-to-earn-the-most-interest-on-your-savings","discover/banking/the-best-ways-to-earn-the-most-interest-on-your-savings",{"text":943,"type":22}," savings account at a bank that the FDIC insures. The minimum amount that you can invest in an FDIC-insured savings account will depend on your bank, but the maximum is usually capped at $250,000.  ",{"type":18,"content":945},[946,950],{"text":947,"type":22,"marks":948},"Advantages:",[949],{"type":38},{"text":951,"type":22}," The main advantage of investing in a savings account at an FDIC-insured bank is that your money will be legally protected from bank failure and theft.  ",{"type":18,"content":953},[954,958],{"text":955,"type":22,"marks":956},"Disadvantages: ",[957],{"type":38},{"text":959,"type":22},"An FDIC-insured savings account typically offers low rates of return. Depending on the bank you choose, there may also be extra fees for transfers and withdrawals.  ",{"type":814,"attrs":961,"content":962},{"level":918},[963],{"text":964,"type":22},"2. Money market accounts (MMAs) ",{"type":18,"content":966},[967],{"text":968,"type":22},"Money market accounts (MMAs) are deposit accounts that pay the account holder interest based on current (but often changeable) interest rates on the money market. They are known for being accessible and relatively safe investment types that yield slightly higher returns than a regular savings account.  ",{"type":18,"content":970},[971],{"text":972,"type":22},"Similarly to an FDIC-insured savings account, you can pursue this kind of investment by opening up an account with a trusted bank or credit union and waiting for the returns to accumulate before cashing in.  ",{"type":18,"content":974},[975,979],{"text":976,"type":22,"marks":977},"Advantages: ",[978],{"type":38},{"text":980,"type":22},"Money market account rates are affordable enough and allow you to make withdrawals at an ATM. This ensures you can access cash at your convenience. ",{"type":18,"content":982},[983,987],{"text":984,"type":22,"marks":985},"Disadvantages:",[986],{"type":38},{"text":988,"type":22}," To avoid a monthly fee, the money in your account always needs to be above a certain minimum limit – which will vary depending on the account and the bank you have set it up with.  ",{"type":814,"attrs":990,"content":991},{"level":918},[992],{"text":993,"type":22},"3. Money market funds ",{"type":18,"content":995},[996],{"text":997,"type":22},"Not to be confused with money market accounts, money market funds are essentially open-ended mutual funds that invest in short-term debt securities on your behalf. Some examples of such debt securities include the US Treasury and commercial papers.  ",{"type":18,"content":999},[1000],{"text":1001,"type":22},"Money market funds are considered very low risk, making them one of the safest high-yield investments available.  ",{"type":18,"content":1003},[1004,1007],{"text":976,"type":22,"marks":1005},[1006],{"type":38},{"text":1008,"type":22},"The interest rate associated with money market funds is pretty high — comparable to Certificates of Deposit (CDs) but without the rigidity.  ",{"type":18,"content":1010},[1011,1014],{"text":955,"type":22,"marks":1012},[1013],{"type":38},{"text":1015,"type":22},"Money market funds are low-risk, but not no-risk. With plenty of choice available, novice investors could require professional guidance in selecting an appropriate fund.  ",{"type":814,"attrs":1017,"content":1018},{"level":918},[1019],{"text":1020,"type":22},"4. Series I savings bonds ",{"type":18,"content":1022},[1023],{"text":1024,"type":22},"There are a few different Series Bonds you can invest in (such as Series EE), but Series I is considered to be the one with the lowest risk. When you invest in a Series I savings bond, you can earn a fixed interest rate plus the added bonus of an inflation rate – both of which are determined by the current Consumer Price Index (CPI). This can result in higher financial returns.  ",{"type":18,"content":1026},[1027,1030,1032,1038],{"text":976,"type":22,"marks":1028},[1029],{"type":38},{"text":1031,"type":22},"Compound interest is semiannual, helping your investment grow at a much faster pace than other investment strategies, which are typically just annual. The",{"text":1033,"type":22,"marks":1034}," minimum Series I savings bond investment is also a modest $25",[1035],{"type":31,"attrs":1036},{"href":1037,"uuid":34,"anchor":34,"target":890,"linktype":36},"https://time.com/personal-finance/article/what-are-i-bonds/",{"text":1039,"type":22},", making it one of the more accessible options on this list.  ",{"type":18,"content":1041},[1042,1045],{"text":955,"type":22,"marks":1043},[1044],{"type":38},{"text":1046,"type":22},"Despite its eye-catching inflation adjustment, the rates are still relatively low, and the accounts are only available online.  ",{"type":814,"attrs":1048,"content":1049},{"level":918},[1050],{"text":1051,"type":22},"5. Treasury inflation-protected securities (TIPS) ",{"type":18,"content":1053},[1054],{"text":1055,"type":22},"TIPS are bonds issued by the US government created to offer people financial protection from inflation. This investment type is closely intertwined with the CPI. As the CPI fluctuates, so do security principles, which directly impact how much interest you earn.  ",{"type":18,"content":1057},[1058],{"text":1059,"type":22},"High inflation means higher interest and low inflation means lower interest. CPI is likely to see many ups and downs throughout your investment, which usually results in reasonable returns. TIPS are considered one of the more stable investments available on the public money market.  ",{"type":18,"content":1061},[1062,1065],{"text":976,"type":22,"marks":1063},[1064],{"type":38},{"text":1066,"type":22},"You can both buy and sell TIPs quite easily. They are constantly in demand, resulting in stable interest rates. TIPS can also be obtained at the Treasury or through banks and brokers.  ",{"type":18,"content":1068},[1069,1072],{"text":984,"type":22,"marks":1070},[1071],{"type":38},{"text":1073,"type":22}," Due to how ubiquitous they are, investing in TIPS requires skill and research. However, that situation can be solved by hiring a financial investment advisor.  ",{"type":814,"attrs":1075,"content":1076},{"level":918},[1077,1079],{"text":1078,"type":22},"6. Treasury bills, bonds and notes",{"text":1080,"type":22,"marks":1081}," ",[1082],{"type":38},{"type":18,"content":1084},[1085],{"text":1086,"type":22},"Treasury bills, also known as T-bills, are widely considered to be the safest investment strategy for new investors. T-bills are basically small loans to the government, which the government then keeps for you, uses, and then pays you back, plus a little something on the side.  ",{"type":18,"content":1088},[1089],{"text":1090,"type":22},"As T-bills, bonds, and notes are backed by the security of the US Treasury, the risk of failure to repay or theft is almost non-existent.  ",{"type":18,"content":1092},[1093,1095,1101],{"text":1094,"type":22},"Treasury bills work as follows: you buy a bill or",{"text":1096,"type":22,"marks":1097}," a bond",[1098],{"type":31,"attrs":1099},{"href":1100,"uuid":34,"anchor":34,"target":890,"linktype":36},"https://www.unbiased.com/discover/investing/what-is-a-bond",{"text":1102,"type":22}," for less than face value, and once they have matured, you get paid back the full value of what you would’ve initially paid.  ",{"type":18,"content":1104},[1105,1107,1113],{"text":1106,"type":22},"Bills are purchased on a famously short-term basis (usually between 3 weeks and one year), while notes are fixed for 2-10 years and bonds for up to 30 years. You can purchase any of these Treasury investments at ",{"text":1108,"type":22,"marks":1109},"TreasuryDirect.gov",[1110],{"type":31,"attrs":1111},{"href":1112,"uuid":34,"anchor":34,"target":34,"linktype":36},"file:///C:/Users/RACHEL~1/AppData/Local/Temp/msohtmlclip1/01/clip_filelist.xml",{"text":1114,"type":22}," or through a broker.  ",{"type":18,"content":1116},[1117,1120],{"text":976,"type":22,"marks":1118},[1119],{"type":38},{"text":1121,"type":22},"Safe, reliable, and highly flexible. The market for Treasury investments is vast, so they are always in demand, and you can trade them on the money market for a fair price.  ",{"type":18,"content":1123},[1124,1127],{"text":955,"type":22,"marks":1125},[1126],{"type":38},{"text":1128,"type":22},"Similar to TIPS, the commodification of Treasury investments means they can be difficult to navigate without professional experience or a keen eye for detail. There can sometimes also be additional fees.  ",{"type":814,"attrs":1130,"content":1131},{"level":816},[1132],{"text":1133,"type":22,"marks":1134},"How do I choose the safest investments? ",[1135],{"type":38},{"type":18,"content":1137},[1138],{"text":1139,"type":22},"While it is true that no investment comes with no risk, low-risk options do exist and are worth pursuing if you have the funds. Investment types that are backed by the US Treasury and FDIC insurance can offer you the safety you are looking for while still yielding favorable financial results.  ",{"type":18,"content":1141},[1142,1144,1150],{"text":1143,"type":22},"Speaking to a financial investment advisor ",{"text":1145,"type":22,"marks":1146},"prior to making any investment decisions",[1147],{"type":31,"attrs":1148},{"href":1149,"uuid":34,"anchor":34,"target":890,"linktype":36},"https://www.unbiased.com/discover/investing/are-you-ready-to-start-investing",{"text":1151,"type":22}," is the best way to ensure that you get your money’s worth. It can also empower you to make smarter financial decisions with your returns and cultivate a deeper, more lucrative knowledge of investments in general.  ",{"type":18,"content":1153},[1154],{"text":1155,"type":22,"marks":1156},"If you need some advice or direction with regard to making safe but profit-driven investments, Unbiased can help you find a financial advisor to meet your needs. The right financial advisor for investments can help you grow your money.",[1157],{"type":38},{"type":18,"content":1159},[1160],{"text":1161,"type":22,"marks":1162},"Match with a financial advisor now.",[1163,1165],{"type":31,"attrs":1164},{"href":799,"uuid":34,"anchor":34,"target":34,"linktype":36},{"type":38},{"_uid":1167,"text":1168,"component":1169},"ddb4b510-3597-4da5-af54-faaca4b2f220","Frequently asked questions","article-subheading",{"_uid":1171,"component":1172,"accordions":1173},"8164d741-4edb-4c5a-9f96-5da54c790d84","app-accordion-group",[1174,1188,1258],{"_uid":1175,"text":1176,"title":1186,"component":1187},"49ebf228-752d-4de6-8ed1-7cad54ba71b6",{"type":15,"content":1177},[1178],{"type":18,"content":1179},[1180],{"text":1181,"type":22,"marks":1182},"Investments in U.S. Treasury securities, including Treasury Bills, Notes and Bonds, are regarded as among the most secure in the world given their extremely low risk of default. This makes them a popular choice for risk-averse investors looking for a safe place to put their money.",[1183],{"type":129,"attrs":1184},{"color":1185},"rgb(41, 38, 27)","What investment is 100% safe?","app-accordion",{"_uid":1189,"text":1190,"title":1257,"component":1187},"0aad3fad-793d-4073-9005-29bf78b97d60",{"type":15,"content":1191},[1192],{"type":1193,"attrs":1194,"content":1196},"ordered_list",{"order":1195},1,[1197,1203,1209,1215,1221,1227,1233,1239,1245,1251],{"type":770,"content":1198},[1199],{"type":18,"content":1200},[1201],{"text":1202,"type":22},"Private Credit - Lending money directly to companies at high interest rates.",{"type":770,"content":1204},[1205],{"type":18,"content":1206},[1207],{"text":1208,"type":22},"Stocks - Investing in a diversified portfolio of stocks focused on high growth companies.",{"type":770,"content":1210},[1211],{"type":18,"content":1212},[1213],{"text":1214,"type":22},"Real Estate - Generating rental income and appreciation from owning physical property assets. Leverage boosts returns.",{"type":770,"content":1216},[1217],{"type":18,"content":1218},[1219],{"text":1220,"type":22},"Art - Purchasing fine art by rising star artists that may substantially increase in value over time.",{"type":770,"content":1222},[1223],{"type":18,"content":1224},[1225],{"text":1226,"type":22},"High Yield Bonds - Lending money to risky companies via purchasing their high-yield corporate bonds.",{"type":770,"content":1228},[1229],{"type":18,"content":1230},[1231],{"text":1232,"type":22},"Business Ownership - Building equity in a profitable business you operate and grow over the long-term.",{"type":770,"content":1234},[1235],{"type":18,"content":1236},[1237],{"text":1238,"type":22},"Startup Investing - Providing capital to innovative private startups with high scaling potential for equity.",{"type":770,"content":1240},[1241],{"type":18,"content":1242},[1243],{"text":1244,"type":22},"Cryptocurrencies - Speculating on various digital currencies that are extremely volatile.",{"type":770,"content":1246},[1247],{"type":18,"content":1248},[1249],{"text":1250,"type":22},"Collectibles - Purchasing rare coins, cards, wine or antiques that rise high in value over decades.",{"type":770,"content":1252},[1253],{"type":18,"content":1254},[1255],{"text":1256,"type":22},"Junk Bonds - Investing in a diversified portfolio of below-investment-grade corporate bonds paying high yields.","Where can I get 10 percent return on investment?",{"_uid":1259,"text":1260,"title":1294,"component":1187},"f1558762-1689-47eb-a01d-c294fc83ac93",{"type":15,"content":1261},[1262],{"type":767,"content":1263},[1264,1270,1276,1282,1288],{"type":770,"content":1265},[1266],{"type":18,"content":1267},[1268],{"text":1269,"type":22},"Government Bonds - Considered low risk investments, bonds issued by stable governments provide steady interest payments annually. However, rates can fall short of 8%.",{"type":770,"content":1271},[1272],{"type":18,"content":1273},[1274],{"text":1275,"type":22},"Certificates of Deposit - CDs offered by banks deliver guaranteed returns at predefined interest rates over fixed term lengths, helping to reach an 8% target.",{"type":770,"content":1277},[1278],{"type":18,"content":1279},[1280],{"text":1281,"type":22},"Annuities - Some annuities offer guaranteed minimum interest rates around 8% or more. However, these complex products carry fees, restrictions and risks worth examining closely.",{"type":770,"content":1283},[1284],{"type":18,"content":1285},[1286],{"text":1287,"type":22},"Real Estate Investment Trusts - REITs own income-generating real estate and distribute dividends from rents that may contribute substantially to annual returns nearing 8%.",{"type":770,"content":1289},[1290],{"type":18,"content":1291},[1292],{"text":1293,"type":22},"High Yield Savings Accounts - Online banks offer savings accounts with interest rates higher than traditional ones, creating an accessible option for fixed, low-risk 8% returns on cash deposits.","Where can you get 8% return on investment?",[1296],{"_uid":1297,"image":1298,"title":1305,"component":1317,"breadcrumbs":558,"hideHeroImage":543},"12a494f0-283c-4e43-90c5-9c5b0db54652",{"id":1299,"alt":1300,"name":12,"focus":12,"title":1301,"source":12,"filename":1302,"copyright":12,"fieldtype":804,"meta_data":1303,"content_type":1304,"is_external_url":543},13836742,"A guy is putting coins in a pink piggy bank","Safest investment","https://a.storyblok.com/f/185166/6000x4000/801d51f12c/safest-investment.webp",{},"webp",{"type":15,"content":1306},[1307],{"type":18,"content":1308},[1309,1315],{"text":1310,"type":22,"marks":1311},"How to invest safely",[1312],{"type":25,"attrs":1313},{"class":1314},"primary-gradient",{"text":1316,"type":22},": A guide to low-risk options","app-hero",{"name":1319,"created_at":1320,"published_at":1321,"updated_at":1322,"id":1323,"uuid":1324,"content":1325,"slug":1336,"full_slug":1337,"sort_by_date":34,"position":1338,"tag_list":1339,"is_startpage":543,"parent_id":1340,"meta_data":34,"group_id":1341,"first_published_at":1342,"release_id":34,"lang":730,"path":34,"alternates":1343,"default_full_slug":34,"translated_slugs":34,"_stopResolving":558},"Andrew Michael","2024-12-12T14:38:57.991Z","2025-01-28T11:53:05.120Z","2025-01-28T11:53:05.154Z",594845712,"51e5cc26-cf3f-44ed-aafe-a1a62ee99787",{"job":1326,"_uid":1327,"name":1319,"image":1328,"component":1332,"education":1333,"expertise":1334,"description":1335},"Content Writer","a6e3129c-eeee-4438-8204-797883981521",{"id":1329,"alt":12,"name":12,"focus":12,"title":12,"source":12,"filename":1330,"copyright":12,"fieldtype":804,"meta_data":1331,"is_external_url":543},19150475,"https://a.storyblok.com/f/185166/2316x3088/3d19422433/andrew-michael.jpg",{},"article-author","University of London, BSc (Hons) in Physics","Five journalism awards, including Investment Journalist of the Year (twice), Pensions Journalist of the Year (twice), and Venture Capital Journalist of the Year.\nFormer editor-in-chief of investment titles at Financial Times Magazines.\nSpecial recognition trophy, Headlinemoney Awards 2023.\n","Andrew Michael is a multiple award-winning financial journalist and editor whose work has appeared in numerous newspapers, magazines, and online platforms, including The Times, Evening Standard Money, Financial Times, Shares, and Forbes Advisor. ","andrew-michael","authors/andrew-michael",-10,[],224651374,"e88416b7-efa8-4a91-8603-ea86e80e816e","2024-12-12T14:40:44.315Z",[],[1345,1362],{"_uid":1346,"body":1347,"title":1360,"component":1361},"719e4281-8975-4868-9874-79ce05e13aff",[1348,1352,1356],{"_uid":1349,"href":1350,"text":1351,"component":542,"openInNewWindow":558},"27234426-6dfd-4fe5-9a9f-0b7ae30c9dd7","unbiased.com/discover/investing/should-i-invest-in-bitcoin","Should I invest in Bitcoin?",{"_uid":1353,"href":1354,"text":1355,"component":542,"openInNewWindow":558},"5e707c85-bcf0-47ad-aaac-5685ba451c11","unbiased.com/discover/investing/what-are-the-different-types-of-investments","Types of investment",{"_uid":1357,"href":1358,"text":1359,"component":542,"openInNewWindow":558},"28850650-5784-47d8-96e0-11770d9653e0","unbiased.com/discover/investing/what-is-an-investment-portfolio","What is an investment portfolio?","Related to this article","app-links-list",{"_uid":1363,"list":1364,"cta_link":799,"cta_text":1365,"component":1366,"window_label":12,"window_title":1367},"db690e74-4f4e-4c41-9511-28fbde72bc76","A financial advisor can help you make strategic investment decisions and make your money work harder for you.","Connect with a financial advisor today","app-banner",{"type":15,"content":1368},[1369],{"type":18,"content":1370},[1371],{"text":1372,"type":22},"Need help with investing?",{"title":1374,"plugin":1375,"og_image":12,"og_title":12,"description":1376,"twitter_image":12,"twitter_title":12,"og_description":12,"twitter_description":12},"Safe investment options: A guide to low-risk investments","seo_metatags","Learn the safest ways to invest your money, including FDIC-insured accounts and T-bills. Discover low-risk investments to protect and grow your wealth.","app-article",[],[],"Looking for low-risk investment strategies? This guide covers FDIC-insured accounts, TIPS, and more to help you make safe investments.",[],"safest-investments","discover/investing/safest-investments",290,[],365491304,"9148147a-54e5-4555-9626-57b74aa44f7e","2023-10-27T16:23:21.386Z",[],{"left":727,"top":727,"width":1391,"height":1391,"rotate":727,"vFlip":543,"hFlip":543,"body":1392},24,"\u003Cpath fill=\"currentColor\" d=\"M3.71 16.29a1 1 0 0 0-.33-.21a1 1 0 0 0-.76 0a1 1 0 0 0-.33.21a1 1 0 0 0-.21.33a1 1 0 0 0 .21 1.09a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1 1 0 0 0 .21-1.09a1 1 0 0 0-.21-.33M7 8h14a1 1 0 0 0 0-2H7a1 1 0 0 0 0 2m-3.29 3.29a1 1 0 0 0-1.09-.21a1.2 1.2 0 0 0-.33.21a1 1 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1 1 0 0 0-.21-.33M21 11H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2M3.71 6.29a1 1 0 0 0-.33-.21a1 1 0 0 0-1.09.21a1.2 1.2 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a1 1 0 0 0 1.09-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1.2 1.2 0 0 0-.21-.33M21 16H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2\"/>",[1394,1397,1398],{"title":1395,"exact":558,"href":1396},"Home","https://www.unbiased.com",{"title":282,"exact":558,"to":295,"disabled":543},{"title":750,"exact":558,"to":1399,"disabled":558},"/discover/investing/safest-investments",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":1401},"\u003Cpath fill=\"currentColor\" d=\"m181.66 133.66l-80 80a8 8 0 0 1-11.32-11.32L164.69 128L90.34 53.66a8 8 0 0 1 11.32-11.32l80 80a8 8 0 0 1 0 11.32\"/>",1777712219306]