Retiring in American Samoa 

2 mins readLast updated March 29, 2023by Kate Morgan

American Samoa, located in the South Pacific, is an emerging retirement destination for those seeking a unique and tropical environment with access to natural beauty, cultural events, and a relaxed pace of life. With its stunning beaches, lush rainforests, and friendly community, American Samoa offers a retirement experience that is becoming increasingly popular among retirees. According to data from the American Samoa Government in 2020, the territory had a population of approximately 55,000 people, with over 5% of the population being over the age of 65, making it a smaller retirement population compared to many other states.

What age can you retire in American Samoa?

Like many locations, American Samoa has no specific retirement age that is mandated by law. This means that individuals are free to retire whenever they choose, as long as they are able to financially support themselves. However, there are some age-related benefits and considerations for retirees in American Samoa:  

Why do people retire to American Samoa?

  • Tropical environment: American Samoa is known for its tropical climate, beautiful beaches, and lush rainforests. Retirees can enjoy living in a peaceful and beautiful environment that offers plenty of opportunities for relaxation and outdoor activities. 

  • Cultural scene: American Samoa has a vibrant cultural scene, with traditional dances, music, and food that reflect the Samoan way of life. The territory hosts several festivals and events throughout the year, including the Flag Day celebrations and the Teuila Festival. 

  • Relaxed pace of life: American Samoa has a slower pace of life compared to many other locations, which can be attractive to retirees seeking a more laid-back lifestyle. 

What puts people off retiring to American Samoa?

  • Limited healthcare options: Since American Samoa is a small territory, healthcare options may be limited compared to larger states or countries. Retirees should research their options for healthcare coverage. 

  • Isolation: American Samoa is a remote location, with limited access to travel and goods from outside the territory. This could be a concern for retirees who prefer more accessible and connected locations. 

  • Limited job opportunities: American Samoa has a small economy, with limited job opportunities compared to larger states or countries. Retirees should consider their financial situation and whether they will need to work during retirement. 

Best places to retire in American Samoa

If American Samoa is your chosen retirement state, here are some of the best places to retire in: 

  1. Pago Pago: Pago Pago is the capital city of American Samoa and the largest town on the island of Tutuila. It is situated in a natural harbor and surrounded by lush green mountains. Pago Pago offers a variety of amenities, including shops, restaurants, and healthcare facilities, while still maintaining a relaxed island vibe. 

  2. Leone: Leone is a small village located on the western side of Tutuila. It is known for its stunning beaches, coral reefs, and tropical rainforest. Leone is a great place to retire for those who enjoy outdoor activities such as hiking, fishing, and swimming. 

  3. Aua: Aua is a village located on the southern coast of Tutuila. It is known for its picturesque beaches, clear waters, and scenic cliffs. Aua is a quiet and peaceful place to retire, perfect for those who enjoy a laid-back lifestyle. 

  4. Tafuna: Tafuna is a town located on the eastern side of Tutuila. It is home to the main airport and is the commercial hub of American Samoa. Tafuna offers a mix of urban and rural living, with shops, restaurants, and healthcare facilities, as well as lush rainforests and secluded beaches. 

  5. Ofu: Ofu is a small island located in the Manu'a Islands group, a remote and pristine area of American Samoa. Ofu is known for its stunning coral reefs, turquoise waters, and white sandy beaches. It is a peaceful and secluded place to retire, perfect for those who enjoy nature and solitude. 

It is important to note that American Samoa is a remote and isolated destination and may not offer the same level of amenities and services as more popular retirement destinations. However, for those looking for a unique and tranquil way of life, American Samoa can offer a special retirement experience in a beautiful and culturally rich part of the world. It's important to seek expert financial advice to weigh up all of the costs associated with retiring in American Samoa, including property taxes, insurance, and living expenses, in order to make an informed decision about whether the state is the right choice for your retirement. 

Content writer

Kate Morgan

Kate has written for leading publications and blue chip companies over the last 20 years.