Retiring in Kansas

1 min readLast updated March 31, 2023by Kate Morgan

Kansas, located in the heartland of the United States, is an emerging retirement destination for many Americans seeking a peaceful and affordable environment with access to outdoor activities, cultural events, and a moderate climate. With its rolling hills, vast prairies, and charming small towns, Kansas offers a unique retirement experience that attracts many retirees every year. According to data from the U.S. Census Bureau in 2020, Kansas had a population of approximately 2.9 million people, with over 15% of the population being over the age of 65, making it one of the top states with a large retirement population.

What age can you retire in Kansas?

Like many states, Kansas has no specific retirement age that is mandated by law. This means that individuals are free to retire whenever they choose, as long as they are able to financially support themselves. However, there are some age-related benefits and considerations for retirees in Kansas: 

Why do people retire to Kansas?

  • Affordable living: Kansas has a low cost of living, making it an attractive destination for retirees on a fixed income. Housing and healthcare costs, in particular, are lower than in many other states. 

  • Moderate climate: Kansas has a moderate climate with four distinct seasons, making it an attractive destination for retirees who want to experience a range of weather conditions. 

  • Outdoor activities: Kansas is home to numerous state parks, lakes, and trails, providing ample opportunities for outdoor activities such as hiking, camping, fishing, and boating. 

  • Cultural scene: Kansas has a rich cultural scene, with numerous museums, galleries, and performing arts venues. The state hosts several festivals and events throughout the year, including the Kansas State Fair, the Wichita Riverfest, and the Tallgrass Film Festival. 

What puts people off retiring to Kansas?

  • Limited healthcare options: While healthcare costs are generally lower in Kansas, some retirees may find that there are limited healthcare options in certain areas of the state. 

  • Tornadoes: Kansas is known for its tornadoes, which could be a concern for retirees living in certain areas. 

  • Limited public transportation: Kansas has limited public transportation options, which could be a concern for retirees who are no longer able to drive. 

Best places to retire in Kansas

If Kansas is your chosen retirement state, here are some of the best places to retire in: 

  1. Manhattan: Located in northeastern Kansas, Manhattan is a college town that offers a range of cultural and recreational activities. It has a low cost of living and a low crime rate, making it a popular choice for retirees. 

  2. Lawrence: Lawrence is another college town in Kansas, located in the northeastern part of the state. It offers a lively arts and cultural scene, with numerous galleries, museums, and theaters. It also has a lower cost of living than many other cities in the United States. 

  3. Overland Park: Located in the Kansas City metropolitan area, Overland Park is a suburban city that offers easy access to big-city amenities while still maintaining a relaxed, small-town feel. It has a low cost of living and a high quality of life. 

  4. Hutchinson: Located in central Kansas, Hutchinson is a small city that offers a range of cultural attractions, including several museums and galleries. It also has a low cost of living and a low crime rate. 

  5. Topeka: As the capital of Kansas, Topeka offers a range of cultural and recreational activities. It has a low cost of living and a range of affordable housing options, making it an attractive choice for retirees. 

In conclusion, despite the threat of tornadoes, Kansas offers a unique and affordable retirement experience for those seeking a peaceful and outdoorsy lifestyle. With its charming small towns and diverse natural landscape, Kansas may just be the perfect place to retire. It's important to seek expert financial advice to weigh up all of the costs associated with retiring in Kansas, including property taxes, insurance, and living expenses, in order to make an informed decision about whether the state is the right choice for your retirement. 

Content writer

Kate Morgan

Kate has written for leading publications and blue chip companies over the last 20 years.