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Getting started is easy, fast and free.","Access high-quality leads in minutes with UnbiasedPro","Get perfect clients now.","If you're looking for the perfect clients we'll deliver them straight to your inbox and give you the tools to manage them throughout the sales process.",[705],{"_uid":706,"title":707,"CTAText":708,"subtitle":709,"component":710,"errorTitle":711,"description":712,"successTitle":713,"errorSubtitle":714,"successSubtitle":715,"consentCheckboxLabelText":716,"errorMesageFirstNameError":717,"consentCheckboxLabelLinkURL":656,"consentCheckboxLabelLinkText":718,"errorMessageRequiredFieldEmail":719,"errorMessageIncorrectEmailFormat":720,"errorMessageRequiredFieldConsent":721,"errorMessageRequiredFieldInterest":722,"errorMessageRequiredFieldFirstName":723},"8ca4fd8f-da99-489f-aa1b-fcfabdd8b7e3","Get the latest news and tips","Sign up for email updates","Sign up for news that may impact your finances","sidebar-email-signup","Sorry, there was a technical problem","Receive the 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free, with a financial advisor who can help you navigate your 401(k) rollover and help you stay on track to meet your retirement goals.  ",[818],{"type":129,"attrs":819},{"color":12},{"type":764,"attrs":821,"content":822},{"level":766},[823],{"text":824,"type":22,"marks":825},"What is a 401(k) rollover? ",[826,827],{"type":38},{"type":129,"attrs":828},{"color":12},{"type":18,"content":830},[831,836,847,852,861],{"text":832,"type":22,"marks":833},"A 401(k) rollover is the process of moving your retirement savings from a ",[834],{"type":129,"attrs":835},{"color":12},{"text":837,"type":22,"marks":838},"401(k) plan",[839,843,845],{"type":31,"attrs":840},{"href":841,"uuid":34,"anchor":34,"target":842,"linktype":36},"https://www.unbiased.com/discover/investing/what-is-a-401k-and-how-does-it-work","_blank",{"type":129,"attrs":844},{"color":12},{"type":846},"underline",{"text":848,"type":22,"marks":849}," or similar account to another retirement account, such as 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Alternatively, you can opt for a direct rollover, where the funds are transferred directly into your new account.  ",[871],{"type":129,"attrs":872},{"color":12},{"type":18,"content":874},[875],{"text":876,"type":22,"marks":877},"While it sounds simple, the process can be quite complicated and is best completed with the help of a professional.  ",[878],{"type":129,"attrs":879},{"color":12},{"type":18,"content":881},[882,887,896,904],{"text":883,"type":22,"marks":884},"According to ",[885],{"type":129,"attrs":886},{"color":12},{"text":888,"type":22,"marks":889},"a",[890,893],{"type":31,"attrs":891},{"href":892,"uuid":34,"anchor":34,"target":842,"linktype":36},"https://www.whitehouse.gov/cea/written-materials/2023/10/31/retirement-rule/",{"type":129,"attrs":894},{"color":895},"var(--clrFieldRange,#000000)",{"text":897,"type":22,"marks":898},"nalysis",[899,901,903],{"type":31,"attrs":900},{"href":892,"uuid":34,"anchor":34,"target":842,"linktype":36},{"type":129,"attrs":902},{"color":895},{"type":846},{"text":905,"type":22,"marks":906}," by the Council of Economic Advisers in 2022, Americans rolled over about $779 billion from workplace retirement plans to IRAs. Recent IRS data states almost 5.7 million people rolled over money to an IRA in 2020. This is compared to approximately 4.3 million people rolling over around $300 billion to IRAs in 2010.  ",[907],{"type":129,"attrs":908},{"color":12},{"type":18,"content":910},[911,916,925],{"text":912,"type":22,"marks":913},"Experts ",[914],{"type":129,"attrs":915},{"color":12},{"text":917,"type":22,"marks":918},"suggest",[919,922,924],{"type":31,"attrs":920},{"href":921,"uuid":34,"anchor":34,"target":842,"linktype":36},"https://www.cnbc.com/2024/04/28/advice-about-401k-rollovers-is-poised-for-a-big-change-heres-why.html",{"type":129,"attrs":923},{"color":12},{"type":846},{"text":926,"type":22,"marks":927}," 401(k) rollovers will rise in popularity in the coming years, with more people, with more wealth, entering retirement and trying to ensure their savings last flonger. ",[928],{"type":129,"attrs":929},{"color":12},{"type":764,"attrs":931,"content":932},{"level":766},[933],{"text":934,"type":22,"marks":935},"Why do people choose to roll over their 401(k)? ",[936,937],{"type":38},{"type":129,"attrs":938},{"color":12},{"type":18,"content":940},[941],{"text":942,"type":22,"marks":943},"There are several reasons why people may choose to do a 401(k) rollover.  ",[944],{"type":129,"attrs":945},{"color":12},{"type":18,"content":947},[948],{"text":949,"type":22,"marks":950},"For example, you’ve recently left a job and want to bring your 401(k) with you, either transferring it to your new employer’s 401(k) plan or converting it into an IRA instead of leaving it with your former employer.  ",[951],{"type":129,"attrs":952},{"color":12},{"type":18,"content":954},[955,960,969],{"text":956,"type":22,"marks":957},"Alternatively, you’re closing in on retirement and want to roll your savings into a ",[958],{"type":129,"attrs":959},{"color":12},{"text":961,"type":22,"marks":962},"Roth IRA",[963,966,968],{"type":31,"attrs":964},{"href":965,"uuid":34,"anchor":34,"target":842,"linktype":36},"https://www.unbiased.com/discover/retirement/why-save-for-retirement-with-a-roth-ira",{"type":129,"attrs":967},{"color":12},{"type":846},{"text":970,"type":22,"marks":971}," so your money can grow tax-free in the lead-up to and during retirement.  ",[972],{"type":129,"attrs":973},{"color":12},{"type":18,"content":975},[976],{"text":977,"type":22,"marks":978},"However, this option does mean you’ll have to pay tax on your existing 401(k) at the time of conversion, which could mean a hefty tax bill in the year you roll over.  ",[979],{"type":129,"attrs":980},{"color":12},{"type":764,"attrs":982,"content":983},{"level":766},[984],{"text":985,"type":22,"marks":986},"What are my rollover options? ",[987,988],{"type":38},{"type":129,"attrs":989},{"color":12},{"type":18,"content":991},[992],{"text":993,"type":22,"marks":994},"If you’re considering a 401(k) rollover, here are some of your options:  ",[995],{"type":129,"attrs":996},{"color":12},{"type":775,"content":998},[999],{"type":778,"content":1000},[1001],{"type":18,"content":1002},[1003,1009],{"text":1004,"type":22,"marks":1005},"Roll over your 401(k) to an IRA",[1006,1007],{"type":38},{"type":129,"attrs":1008},{"color":12},{"text":1010,"type":22,"marks":1011}," ",[1012],{"type":129,"attrs":1013},{"color":12},{"type":18,"content":1015},[1016],{"text":1017,"type":22,"marks":1018},"You can rollover your 401(k) to an IRA.  ",[1019],{"type":129,"attrs":1020},{"color":12},{"type":18,"content":1022},[1023],{"text":1024,"type":22,"marks":1025},"This will likely mean you have more investment choices and lower fees. Any taxes on the money rolled over and earnings, while it’s in the new retirement account, will be deferred until you make withdrawals in retirement. However, if you choose to withdraw early, you may be taxed.  ",[1026],{"type":129,"attrs":1027},{"color":12},{"type":18,"content":1029},[1030],{"text":1031,"type":22,"marks":1032},"You can also choose to roll over your 401(k) to a Roth IRA. However, this is a taxable event, meaning you’ll pay tax on the amount you rollover in the year you rollover.   ",[1033],{"type":129,"attrs":1034},{"color":12},{"type":18,"content":1036},[1037],{"text":1038,"type":22,"marks":1039},"If you have a Roth 401(k), you will not pay tax if you choose to roll it into a Roth IRA, as both types of accounts are funded with after-tax dollars.  ",[1040],{"type":129,"attrs":1041},{"color":12},{"type":18,"content":1043},[1044,1049,1058],{"text":1045,"type":22,"marks":1046},"For more information about 401(k) to IRA rollovers, ",[1047],{"type":129,"attrs":1048},{"color":12},{"text":1050,"type":22,"marks":1051},"click here",[1052,1055,1057],{"type":31,"attrs":1053},{"href":1054,"uuid":34,"anchor":34,"target":842,"linktype":36},"https://www.unbiased.com/discover/retirement/how-to-roll-over-your-401-k-to-ira",{"type":129,"attrs":1056},{"color":12},{"type":846},{"text":1059,"type":22,"marks":1060},".  ",[1061],{"type":129,"attrs":1062},{"color":12},{"type":775,"content":1064},[1065],{"type":778,"content":1066},[1067],{"type":18,"content":1068},[1069,1075],{"text":1070,"type":22,"marks":1071},"Roll over your old 401(k) to your new employer’s 401(k) plan",[1072,1073],{"type":38},{"type":129,"attrs":1074},{"color":12},{"text":1010,"type":22,"marks":1076},[1077],{"type":129,"attrs":1078},{"color":12},{"type":18,"content":1080},[1081],{"text":1082,"type":22,"marks":1083},"If you’re moving jobs, you may choose to rollover your old 401(k) to your new employer’s plan.  ",[1084],{"type":129,"attrs":1085},{"color":12},{"type":18,"content":1087},[1088],{"text":1089,"type":22,"marks":1090},"This means you can keep all your retirement savings in one place and remove the risk of losing track of your money.  ",[1091],{"type":129,"attrs":1092},{"color":12},{"type":18,"content":1094},[1095],{"text":1096,"type":22,"marks":1097},"Before you start this process, check if your new employer accepts rollovers. You should also compare fees and investment options in both accounts to see what the best financial option is.  ",[1098],{"type":129,"attrs":1099},{"color":12},{"type":18,"content":1101},[1102],{"text":1103,"type":22,"marks":1104},"Rolling over a 401(k) from one employer to another does not typically incur any tax.   ",[1105],{"type":129,"attrs":1106},{"color":12},{"type":18,"content":1108},[1109],{"text":1110,"type":22,"marks":1111},"You can also see if the plan administrator at your old company can do a direct rollover – where your plan administrator makes the payment directly to your new account.  ",[1112],{"type":129,"attrs":1113},{"color":12},{"type":775,"content":1115},[1116],{"type":778,"content":1117},[1118],{"type":18,"content":1119},[1120,1126],{"text":1121,"type":22,"marks":1122},"Leave it alone",[1123,1124],{"type":38},{"type":129,"attrs":1125},{"color":12},{"text":1010,"type":22,"marks":1127},[1128],{"type":129,"attrs":1129},{"color":12},{"type":18,"content":1131},[1132],{"text":1133,"type":22,"marks":1134},"If you leave a job, you can also choose to leave your 401(k) where it is if your old employer allows it.  ",[1135],{"type":129,"attrs":1136},{"color":12},{"type":18,"content":1138},[1139],{"text":1140,"type":22,"marks":1141},"By doing this, nothing changes. Your 401(k) will continue to grow tax-deferred, and you can review it as often as you like.  ",[1142],{"type":129,"attrs":1143},{"color":12},{"type":18,"content":1145},[1146],{"text":1147,"type":22,"marks":1148},"It’s worth bearing in mind you will not be able to make additional contributions to your old 401(k) plan if you leave it where it is. You may also be charged higher fees as an ex-employee. ",[1149],{"type":129,"attrs":1150},{"color":12},{"type":18,"content":1152},[1153],{"text":1154,"type":22,"marks":1155},"Your ex-employer could also choose to move your account to another provider or close your account. However, they will need to notify you in writing if this happens.  ",[1156],{"type":129,"attrs":1157},{"color":12},{"type":775,"content":1159},[1160],{"type":778,"content":1161},[1162],{"type":18,"content":1163},[1164,1170],{"text":1165,"type":22,"marks":1166},"Cash out your 401(k)",[1167,1168],{"type":38},{"type":129,"attrs":1169},{"color":12},{"text":1010,"type":22,"marks":1171},[1172],{"type":129,"attrs":1173},{"color":12},{"type":18,"content":1175},[1176],{"text":1177,"type":22,"marks":1178},"Finally, you could decide to cash out your 401(k).  ",[1179],{"type":129,"attrs":1180},{"color":12},{"type":18,"content":1182},[1183],{"text":1184,"type":22,"marks":1185},"This is very rarely advised as it can be very expensive, as withdrawals will be subject to taxes and penalties, including federal and state income tax and an early withdrawal fee of 10%.  ",[1186],{"type":129,"attrs":1187},{"color":12},{"type":764,"attrs":1189,"content":1190},{"level":766},[1191],{"text":1192,"type":22,"marks":1193},"What are the pros and cons of a 401(k) rollover? ",[1194,1195],{"type":38},{"type":129,"attrs":1196},{"color":12},{"type":18,"content":1198},[1199],{"text":1200,"type":22,"marks":1201},"Before choosing whether to do a 401(k) rollover, it’s best to weigh up the pros and cons. Here are a few to get started. ",[1202],{"type":129,"attrs":1203},{"color":12},{"type":18,"content":1205},[1206,1212],{"text":1207,"type":22,"marks":1208},"The pros of a 401(k) rollover:",[1209,1210],{"type":38},{"type":129,"attrs":1211},{"color":12},{"text":1010,"type":22,"marks":1213},[1214],{"type":129,"attrs":1215},{"color":12},{"type":775,"content":1217},[1218],{"type":778,"content":1219},[1220],{"type":18,"content":1221},[1222,1228,1233,1242],{"text":1223,"type":22,"marks":1224},"Your retirement savings are all in one place:",[1225,1226],{"type":38},{"type":129,"attrs":1227},{"color":12},{"text":1229,"type":22,"marks":1230}," Fintech company ",[1231],{"type":129,"attrs":1232},{"color":12},{"text":1234,"type":22,"marks":1235},"Capitalize",[1236,1239,1241],{"type":31,"attrs":1237},{"href":1238,"uuid":34,"anchor":34,"target":842,"linktype":36},"https://www.hicapitalize.com/resources/the-true-cost-of-forgotten-401ks/",{"type":129,"attrs":1240},{"color":12},{"type":846},{"text":1243,"type":22,"marks":1244}," found that an individual with a forgotten 401(k) account has the potential to forgo almost $700,000 in retirement savings over their lifetime. ",[1245],{"type":129,"attrs":1246},{"color":12},{"type":775,"content":1248},[1249],{"type":778,"content":1250},[1251],{"type":18,"content":1252},[1253,1259],{"text":1254,"type":22,"marks":1255},"More control over your money:",[1256,1257],{"type":38},{"type":129,"attrs":1258},{"color":12},{"text":1260,"type":22,"marks":1261}," As all your money is where you want it to be, you decide how and where to invest it. IRAs often have a wider range of investment options for you to choose from.  ",[1262],{"type":129,"attrs":1263},{"color":12},{"type":775,"content":1265},[1266],{"type":778,"content":1267},[1268],{"type":18,"content":1269},[1270,1276],{"text":1271,"type":22,"marks":1272},"Tax benefits:",[1273,1274],{"type":38},{"type":129,"attrs":1275},{"color":12},{"text":1277,"type":22,"marks":1278}," Depending on your unique situation, rolling over your 401(k) into a traditional or Roth account has its tax benefits. Either you don’t pay any tax now, and your money continues to grow tax-deferred, or you pay one lump sum, and your money grows tax-free.  ",[1279],{"type":129,"attrs":1280},{"color":12},{"type":18,"content":1282},[1283,1289],{"text":1284,"type":22,"marks":1285},"The cons of a 401(k) rollover:",[1286,1287],{"type":38},{"type":129,"attrs":1288},{"color":12},{"text":1010,"type":22,"marks":1290},[1291],{"type":129,"attrs":1292},{"color":12},{"type":775,"content":1294},[1295],{"type":778,"content":1296},[1297],{"type":18,"content":1298},[1299,1305],{"text":1300,"type":22,"marks":1301},"Limited timeframe: ",[1302,1303],{"type":38},{"type":129,"attrs":1304},{"color":12},{"text":1306,"type":22,"marks":1307},"If you want to roll over your 401(k), you only have a short window in which to complete the process: 60 days.  ",[1308],{"type":129,"attrs":1309},{"color":12},{"type":775,"content":1311},[1312],{"type":778,"content":1313},[1314],{"type":18,"content":1315},[1316,1322],{"text":1317,"type":22,"marks":1318},"Penalties and tax implications: ",[1319,1320],{"type":38},{"type":129,"attrs":1321},{"color":12},{"text":1323,"type":22,"marks":1324},"If you miss the window or roll your 401(k) from a traditional to a Roth account, you will have to pay taxes and possible penalties. This can eat into your retirement savings if you don’t plan effectively.  ",[1325],{"type":129,"attrs":1326},{"color":12},{"type":764,"attrs":1328,"content":1329},{"level":766},[1330],{"text":1331,"type":22,"marks":1332},"Should I work with a financial advisor on my 401(k) rollover? ",[1333,1334],{"type":38},{"type":129,"attrs":1335},{"color":12},{"type":18,"content":1337},[1338],{"text":1339,"type":22,"marks":1340},"While they are worthwhile, 401(k) rollovers are notoriously complicated. As well as being time-consuming, the process is filled with different rules and regulations you must follow.  ",[1341],{"type":129,"attrs":1342},{"color":12},{"type":18,"content":1344},[1345],{"text":1346,"type":22,"marks":1347},"That is why, if you’re considering a 401(k) rollover, it’s best to get expert financial advice.  ",[1348],{"type":129,"attrs":1349},{"color":12},{"type":18,"content":1351},[1352],{"text":1353,"type":22,"marks":1354},"A financial advisor can help you explore your options, find the best plan for your needs, and manage the process, ensuring you’re maximizing your retirement savings and remain on track to meet your goals.  ",[1355],{"type":129,"attrs":1356},{"color":12},{"type":18,"content":1358},[1359],{"text":1360,"type":22,"marks":1361},"Unbiased match you with an SEC-regulated financial advisor. ",[1362],{"type":129,"attrs":1363},{"color":12},{"type":18,"content":1365},[1366],{"text":1367,"type":22,"marks":1368},"Simply tell us more about your financial situation, and we’ll match you with an advisor best suited to meet your needs. The process is completely quick, easy, and free, and there is no obligation to continue.  ",[1369],{"type":129,"attrs":1370},{"color":12},{"type":18,"content":1372},[1373,1383,1389],{"text":1374,"type":22,"marks":1375},"Get started now",[1376,1379,1380,1382],{"type":31,"attrs":1377},{"href":1378,"uuid":34,"anchor":34,"target":842,"linktype":36},"https://v2.unbiased.com/inquiry/financial-advisor/advice-areas/?_gl=1%2a177ev69%2a_ga%2aMjEwOTg3MTczOC4xNjk3NDQ0NjE5%2a_ga_2L93GWDPD4%2aMTcwNjI3MzQ3NC41MC4xLjE3MDYyNzM5MjQuNTYuMC4w",{"type":38},{"type":129,"attrs":1381},{"color":12},{"type":846},{"text":1384,"type":22,"marks":1385},".  ",[1386,1387],{"type":38},{"type":129,"attrs":1388},{"color":12},{"text":1010,"type":22,"marks":1390},[1391],{"type":129,"attrs":1392},{"color":12},"article-rich-text",{"_uid":1395,"text":1396,"component":1397},"caaaab87-1dd7-4263-967d-b1a70664d60e","401(k) rollover FAQs ","article-subheading",{"_uid":1399,"component":1400,"accordions":1401},"2f647aa5-469e-4fbc-8fca-470c194bbb86","app-accordion-group",[1402,1422,1439,1455,1474],{"_uid":1403,"text":1404,"title":1420,"component":1421},"06c2c99e-c558-4c72-b085-25a6c88a1070",{"type":15,"content":1405},[1406,1413],{"type":18,"content":1407},[1408],{"text":1409,"type":22,"marks":1410},"A direct 401(k) rollover is when the plan administrator from your old company directly deposits your money into your new retirement account. ",[1411],{"type":129,"attrs":1412},{"color":12},{"type":18,"content":1414},[1415],{"text":1416,"type":22,"marks":1417},"It is important as it is the simplest way to do a 401(k) rollover. Alternatively, an indirect rollover means taking the money out and depositing it into a new account yourself.  ",[1418],{"type":129,"attrs":1419},{"color":12},"What is a direct 401(k) rollover, and why is it important? ","app-accordion",{"_uid":1423,"text":1424,"title":1438,"component":1421},"7af00e39-07d8-4ec8-bcee-ca95a17122ab",{"type":15,"content":1425},[1426],{"type":18,"content":1427},[1428,1433],{"text":1429,"type":22,"marks":1430},"Yes, if you complete your 401(k) rollover within 60 days, you will not receive a penalty. However, you may have to pay tax depending on the type of rollover. For example, if you roll over a 401(k) to a Roth IRA, you will owe income taxes on the amount you roll over in the year of the rollover. ",[1431],{"type":129,"attrs":1432},{"color":12},{"text":1010,"type":22,"marks":1434},[1435],{"type":129,"attrs":1436},{"color":1437},"#000000","Can I roll over my 401(k) without penalty? ",{"_uid":1440,"text":1441,"title":1454,"component":1421},"36cf62b2-9f26-40a6-97f8-c41cb5c96aa4",{"type":15,"content":1442},[1443],{"type":18,"content":1444},[1445,1450],{"text":1446,"type":22,"marks":1447},"The IRS gives you 60 days to move your money into a new retirement account after it's been released from your old 401(k). If you do not complete the rollover within 60 days, it will be taxable, and you may have additional penalties, such as a 10% additional tax on early distributions. ",[1448],{"type":129,"attrs":1449},{"color":12},{"text":1010,"type":22,"marks":1451},[1452],{"type":129,"attrs":1453},{"color":1437},"How long do you have to roll over your 401(k) after leaving a job? ",{"_uid":1456,"text":1457,"title":1473,"component":1421},"dfe907b9-1db6-4449-b79f-5f73486e048d",{"type":15,"content":1458},[1459,1466],{"type":18,"content":1460},[1461],{"text":1462,"type":22,"marks":1463},"Yes, you can rollover your 401(k) while employed in the same company. Rolling over your 401(k) is not just for when you change jobs. ",[1464],{"type":129,"attrs":1465},{"color":12},{"type":18,"content":1467},[1468],{"text":1469,"type":22,"marks":1470},"It can also be beneficial to do so while you remain in the same place as employment. The benefits include diversification, increased distribution options, and lower account fees if you find one with a better offer.  ",[1471],{"type":129,"attrs":1472},{"color":12},"Can I roll over my 401(k) while still employed? ",{"_uid":1475,"text":1476,"title":1492,"component":1421},"43f50225-f13f-4df4-9cc7-4d46b79bcad2",{"type":15,"content":1477},[1478,1485],{"type":18,"content":1479},[1480],{"text":1481,"type":22,"marks":1482},"There is no set fee when it comes to rolling over your 401(k). Typically, there is no transfer fee; however, your current 401(k) plan may charge a termination fee, so it’s good to double-check. ",[1483],{"type":129,"attrs":1484},{"color":12},{"type":18,"content":1486},[1487],{"text":1488,"type":22,"marks":1489}," Additionally, it’s best to compare your current 401(k) plan against your new plan to ensure you’re not paying more in administration fees.    ",[1490],{"type":129,"attrs":1491},{"color":12},"How much does it cost to roll over 401(k)? ",[1494],{"_uid":1495,"image":1496,"title":1501,"subtitle":12,"component":1523,"breadcrumbs":558},"7258534c-6542-4ae2-bfde-cd263bf80204",{"id":1497,"alt":12,"name":12,"focus":12,"title":12,"source":12,"filename":1498,"copyright":12,"fieldtype":1499,"meta_data":1500,"is_external_url":543},17850970,"https://a.storyblok.com/f/185166/3300x2201/3dd2aa4e25/401k-rollovers.jpg","asset",{},{"type":15,"content":1502},[1503],{"type":18,"content":1504},[1505,1513,1518],{"text":1506,"type":22,"marks":1507},"401(k) rollovers",[1508,1511],{"type":25,"attrs":1509},{"class":1510},"primary-gradient",{"type":129,"attrs":1512},{"color":12},{"text":1514,"type":22,"marks":1515},": what are they and how do they work?",[1516],{"type":129,"attrs":1517},{"color":12},{"text":1010,"type":22,"marks":1519},[1520],{"type":129,"attrs":1521},{"color":1522},"windowtext","app-hero",{"name":1525,"created_at":1526,"published_at":1527,"updated_at":1528,"id":1529,"uuid":1530,"content":1531,"slug":1541,"full_slug":1542,"sort_by_date":34,"position":1543,"tag_list":1544,"is_startpage":543,"parent_id":1545,"meta_data":34,"group_id":1546,"first_published_at":1547,"release_id":34,"lang":730,"path":34,"alternates":1548,"default_full_slug":34,"translated_slugs":34,"_stopResolving":558},"Rachel Carey","2023-03-28T10:05:08.718Z","2025-01-28T12:05:49.815Z","2025-01-28T12:05:49.832Z",283076789,"b4ce951f-89c7-4ef6-97a8-709dc6d856e1",{"job":1532,"_uid":1533,"name":1525,"image":1534,"component":1537,"education":1538,"expertise":1539,"description":1540},"Senior Content Writer","a6e3129c-eeee-4438-8204-797883981521",{"id":1535,"alt":12,"name":12,"focus":12,"title":12,"filename":1536,"copyright":12,"fieldtype":1499,"is_external_url":543},7792663,"https://a.storyblok.com/f/185166/1199x1257/2401746255/rachel-carey.jpg","article-author","Griffith College Dublin, MA (Hons) in Journalism & Media Communications","Rachel brings over a decade of experience in media, including SEO content writing, marketing, public relations, and broadcast and print journalism.","Rachel is a Senior Content Writer at Unbiased, producing content across a range of different sectors, including personal finance, retirement, and investing. She specializes in simplifying intricate financial terms into clear, engaging content tailored for both B2C and B2B audiences.","rachel-carey","authors/rachel-carey",-10,[],224651374,"024abff2-15a6-4099-8ba2-25c01abe42e8","2023-04-03T07:50:42.397Z",[],[1550],{"_uid":1551,"body":1552,"title":1563,"component":1564},"628318e0-01e9-4c44-8673-bc4675b4f2b9",[1553,1556,1559],{"_uid":1554,"href":1054,"text":1555,"component":542,"openInNewWindow":558},"996dcc77-6e94-4519-8d90-0fb58574ab49","How to roll over your 401(k) to IRA",{"_uid":1557,"href":857,"text":1558,"component":542,"openInNewWindow":558},"2264cc45-0ca8-46c0-a458-2a452e92724d","401(k) vs. IRA",{"_uid":1560,"href":1561,"text":1562,"component":542,"openInNewWindow":558},"2752d10a-8da9-4fe8-a70e-123d5c8bdb5c","https://www.unbiased.com/discover/retirement/529-rollover-to-roth","How to roll over a 529 to a Roth IRA?","Related articles","app-links-list",{"_uid":1566,"title":1567,"plugin":1568,"og_image":12,"og_title":12,"description":1569,"twitter_image":12,"twitter_title":12,"og_description":12,"twitter_description":12},"d62a8252-2262-4234-99a2-2ab0d1c105a5","Understanding 401(k) rollovers | Unbiased ","seo_metatags","Learn more about the benefits of a 401(k) rollover and what you need to do to transition your retirement savings to a new plan.   ","app-article",[],[],"Discover why 401(k) rollovers are so important and how they can help you maximize your retirement savings.",[],"401k-rollover","discover/retirement/401k-rollover",-940,[],365223437,"748f6b97-92ea-4c5e-b236-f923e1a5a565","2024-10-25T11:19:43.438Z",[],{"left":727,"top":727,"width":1584,"height":1584,"rotate":727,"vFlip":543,"hFlip":543,"body":1585},24,"\u003Cpath fill=\"currentColor\" d=\"M3.71 16.29a1 1 0 0 0-.33-.21a1 1 0 0 0-.76 0a1 1 0 0 0-.33.21a1 1 0 0 0-.21.33a1 1 0 0 0 .21 1.09a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1 1 0 0 0 .21-1.09a1 1 0 0 0-.21-.33M7 8h14a1 1 0 0 0 0-2H7a1 1 0 0 0 0 2m-3.29 3.29a1 1 0 0 0-1.09-.21a1.2 1.2 0 0 0-.33.21a1 1 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1 1 0 0 0-.21-.33M21 11H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2M3.71 6.29a1 1 0 0 0-.33-.21a1 1 0 0 0-1.09.21a1.2 1.2 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a1 1 0 0 0 1.09-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1.2 1.2 0 0 0-.21-.33M21 16H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2\"/>",[1587,1590,1591],{"title":1588,"exact":558,"href":1589},"Home","https://www.unbiased.com",{"title":161,"exact":558,"to":174,"disabled":543},{"title":750,"exact":558,"to":1592,"disabled":558},"/discover/retirement/401k-rollover",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":1594},"\u003Cpath fill=\"currentColor\" d=\"m181.66 133.66l-80 80a8 8 0 0 1-11.32-11.32L164.69 128L90.34 53.66a8 8 0 0 1 11.32-11.32l80 80a8 8 0 0 1 0 11.32\"/>",1777540430583]