[{"data":1,"prerenderedAt":1373},["ShallowReactive",2],{"config-published":3,"i-ph:caret-down-bold":732,"i-ph:magnifying-glass":735,"i-ph:list":737,"i-ph:instagram-logo":739,"i-ph:youtube-logo":741,"i-ph:x-logo":743,"i-ph:facebook-logo":745,"i-ph:linkedin-logo":747,"discover/retirement/401k-statistics-published":749,"i-uil:list-ul":1361,"breadcrumbs-/discover/retirement/401k-statistics":1364,"i-ph:caret-right":1371},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":724,"full_slug":724,"sort_by_date":34,"position":725,"tag_list":726,"is_startpage":543,"parent_id":727,"meta_data":34,"group_id":728,"first_published_at":729,"release_id":34,"lang":730,"path":34,"alternates":731,"default_full_slug":34,"translated_slugs":34},"App configuration","2022-11-24T11:24:28.448Z","2026-01-07T10:07:40.657Z","2026-01-07T10:07:40.684Z",224651377,"a6261810-1b4d-4071-a43d-805ea558bf15",{"_uid":11,"href":12,"text":12,"component":13,"advisorCTA":14,"headerMenu":41,"footerLinks":538,"loginLinkUrl":559,"advisorCTAUrl":560,"loginLinkText":12,"proHeaderMenu":561,"FooterRichText":643,"advisorCTALink":28,"advisorCTAText":644,"openInNewWindow":543,"footerLegalLinks":645,"geoWarningCTAUrl":666,"footerDisclaimer1":12,"footerDisclaimer2":667,"footerDisclaimer3":12,"footerSocialLinks":668,"geoWarningCTALink":689,"geoWarningCTAText":690,"FooterStickyBanner":691,"geoWarningCTAClose":692,"geoWarningCTATitle":693,"SpeakToAdvisorWidget":694,"newsletterSignupWidget":704},"cb57aa4d-0af2-49b3-8b8f-16521700f0a8","","app-configuration",{"type":15,"content":16},"doc",[17],{"type":18,"content":19},"paragraph",[20,27],{"text":21,"type":22,"marks":23},"Are you an adviser? ","text",[24],{"type":25,"attrs":26},"styled",{"class":12},{"text":28,"type":22,"marks":29},"Go to Unbiased Pro",[30,37,39],{"type":31,"attrs":32},"link",{"href":33,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://www.unbiased.com/pro",null,"_self","url",{"type":38},"bold",{"type":25,"attrs":40},{"class":12},[42,148,269,368,440],{"CTA":43,"_uid":57,"title":58,"component":59,"overview_link":60,"main_section_links":75,"main_section_title":132,"additional_section_links":133,"additional_section_title":147},[44],{"_uid":45,"link":46,"component":56},"2298396f-4a40-4282-b5ef-f30a3b9619b8",{"type":15,"content":47},[48],{"type":18,"content":49},[50],{"text":51,"type":22,"marks":52},"Find an advisor",[53],{"type":31,"attrs":54},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://v2.unbiased.com/inquiry/financial-advisor","app-link-rich","6ee9fa7a-ee9d-4a0d-b913-99f9ee1b6e05","Financial Advice","app-header-menu-item-dropdown",[61],{"_uid":62,"link":63,"component":56},"91b4e023-f3d0-49ba-9748-f63e5fac2b1f",{"type":15,"content":64},[65],{"type":18,"content":66},[67],{"text":68,"type":22,"marks":69},"All financial advice guides",[70],{"type":31,"attrs":71},{"href":72,"uuid":73,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/","34bbfdfd-544e-42d2-aebd-78a15ad88cba","story",[76,89,102,115],{"_uid":77,"link":78,"component":56},"9f8d25a8-d93c-4d4a-a4c0-a63e37483485",{"type":15,"content":79},[80],{"type":18,"content":81},[82],{"text":83,"type":22,"marks":84},"Top investment companies",[85],{"type":31,"attrs":86},{"href":87,"uuid":88,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/top-investment-companies","3b175b31-cbbf-48ec-8faa-9cfd540973df",{"_uid":90,"link":91,"component":56},"85fbb733-400d-421b-afaf-5d85ae69bb31",{"type":15,"content":92},[93],{"type":18,"content":94},[95],{"text":96,"type":22,"marks":97},"Top Robo-Advisors",[98],{"type":31,"attrs":99},{"href":100,"uuid":101,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/best-robo-advisors","f73492c0-bcc0-4243-a4de-cc85fca28178",{"_uid":103,"link":104,"component":56},"9bfc68dd-ea47-48cf-a9ae-58589bbba599",{"type":15,"content":105},[106],{"type":18,"content":107},[108],{"text":109,"type":22,"marks":110},"Top financial advisor firms",[111],{"type":31,"attrs":112},{"href":113,"uuid":114,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/best-financial-advisor","cd1dd08f-886e-453d-babc-4a707c50b530",{"_uid":116,"link":117,"component":56},"dea791c8-aa54-4a1b-8ac8-a7de2006036b",{"type":15,"content":118},[119],{"type":18,"content":120},[121],{"text":122,"type":22,"marks":123},"Top wealth management firms",[124,128],{"type":31,"attrs":125},{"href":126,"uuid":127,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/top-wealth-management-firms","b1e6000d-ed2b-4fc8-bbb2-7e803f4b512f",{"type":129,"attrs":130},"textStyle",{"color":131},"rgb(0, 0, 0)","Get help with",[134],{"_uid":135,"link":136,"component":56},"f234c95d-2ad5-4cb6-9484-4c4b31413c2f",{"type":15,"content":137},[138],{"type":18,"content":139},[140],{"text":141,"type":22,"marks":142},"Financial advisors near me",[143],{"type":31,"attrs":144},{"href":145,"uuid":146,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/find-a-financial-advisor-near-me","ecbad03f-43f9-48db-af9c-1e63b145b2d9","More resources",{"CTA":149,"_uid":160,"title":161,"component":59,"overview_link":162,"main_section_links":176,"main_section_title":132,"additional_section_links":229,"additional_section_title":147},[150],{"_uid":151,"link":152,"component":56},"8e607e09-445b-4f4c-9615-e8d266f35612",{"type":15,"content":153},[154],{"type":18,"content":155},[156],{"text":51,"type":22,"marks":157},[158],{"type":31,"attrs":159},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"85c0c112-23fe-46b2-ae32-196f05710318","Retirement",[163],{"_uid":164,"link":165,"component":56},"bbf6b9e2-609e-4a82-ab5d-5ad9d07bd1a1",{"type":15,"content":166},[167],{"type":18,"content":168},[169],{"text":170,"type":22,"marks":171},"All retirement guides",[172],{"type":31,"attrs":173},{"href":174,"uuid":175,"anchor":34,"target":35,"linktype":74},"/discover/retirement/","0580c990-ee0a-4287-ac8d-d2e4689a1051",[177,190,203,216],{"_uid":178,"link":179,"component":56},"28f1d44a-d98d-4b93-9a4f-3893950dbcc0",{"type":15,"content":180},[181],{"type":18,"content":182},[183],{"text":184,"type":22,"marks":185},"Retiring on $300K",[186],{"type":31,"attrs":187},{"href":188,"uuid":189,"anchor":34,"target":35,"linktype":74},"/discover/retirement/can-you-retire-on-300k","73defa57-75a4-4cf8-8cf7-15ba93619e2c",{"_uid":191,"link":192,"component":56},"9872bd56-d9cb-4b13-88e5-a336f0246043",{"type":15,"content":193},[194],{"type":18,"content":195},[196],{"text":197,"type":22,"marks":198},"Retiring on $500K",[199],{"type":31,"attrs":200},{"href":201,"uuid":202,"anchor":34,"target":35,"linktype":74},"/discover/retirement/can-you-retire-on-500k","33db366d-aae1-49e7-afdd-62751a0fbd10",{"_uid":204,"link":205,"component":56},"48b2cd52-8bf8-4fe3-9a91-835a353cacbb",{"type":15,"content":206},[207],{"type":18,"content":208},[209],{"text":210,"type":22,"marks":211},"Retiring on $800K",[212],{"type":31,"attrs":213},{"href":214,"uuid":215,"anchor":34,"target":35,"linktype":74},"/discover/retirement/retiring-with-800k","42a16b7d-6141-4422-8909-87718b57d06d",{"_uid":217,"link":218,"component":56},"68aa3dbb-59d2-4dec-ab2c-8a74355de45d",{"type":15,"content":219},[220],{"type":18,"content":221},[222],{"text":223,"type":22,"marks":224},"Retiring on $1 million",[225],{"type":31,"attrs":226},{"href":227,"uuid":228,"anchor":34,"target":35,"linktype":74},"/discover/retirement/can-you-retire-on-1-million","4a022cdb-ad83-4b88-ab6a-87b8e39f482e",[230,243,256],{"_uid":231,"link":232,"component":56},"544b38e5-ba7a-4b9d-b8e0-86a11eae4381",{"type":15,"content":233},[234],{"type":18,"content":235},[236],{"text":237,"type":22,"marks":238},"Retirement calculator",[239],{"type":31,"attrs":240},{"href":241,"uuid":242,"anchor":34,"target":35,"linktype":74},"/discover/retirement/retirement-calculator","e750018f-e90c-4df6-b63a-97268dfdf93c",{"_uid":244,"link":245,"component":56},"20fc13a0-0418-4af1-a0c2-2c647dbbc39e",{"type":15,"content":246},[247],{"type":18,"content":248},[249],{"text":250,"type":22,"marks":251},"Roth IRA calculator",[252],{"type":31,"attrs":253},{"href":254,"uuid":255,"anchor":34,"target":35,"linktype":74},"/discover/retirement/roth-ira-calculator","58116e58-282b-41cd-8932-b47bebec7568",{"_uid":257,"link":258,"component":56},"5c17edab-55c5-4b48-bddd-7779f22984ec",{"type":15,"content":259},[260],{"type":18,"content":261},[262],{"text":263,"type":22,"marks":264},"What is a 401k",[265],{"type":31,"attrs":266},{"href":267,"uuid":268,"anchor":34,"target":35,"linktype":74},"/discover/investing/what-is-a-401k-and-how-does-it-work","342bd874-c9e1-426c-bba7-116d1f9665dc",{"CTA":270,"_uid":281,"title":282,"component":59,"overview_link":283,"main_section_links":297,"main_section_title":132,"additional_section_links":354,"additional_section_title":147},[271],{"_uid":272,"link":273,"component":56},"aada5723-1aa7-40fc-a2e8-a555f6d924cc",{"type":15,"content":274},[275],{"type":18,"content":276},[277],{"text":51,"type":22,"marks":278},[279],{"type":31,"attrs":280},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"495763d1-ee75-4112-9ef6-5765d8c6a6be","Investing",[284],{"_uid":285,"link":286,"component":56},"66d9a1fe-709f-46f9-9731-2f59ebccb2cc",{"type":15,"content":287},[288],{"type":18,"content":289},[290],{"text":291,"type":22,"marks":292},"All investing guides",[293],{"type":31,"attrs":294},{"href":295,"uuid":296,"anchor":34,"target":35,"linktype":74},"/discover/investing/","740d32ec-309a-43d6-902e-cb1e62bd0fe8",[298,312,326,340],{"_uid":299,"link":300,"component":56},"f2050b75-554a-4add-a9e6-8bfa544307d6",{"type":15,"content":301},[302],{"type":18,"attrs":303,"content":304},{"textAlign":34},[305],{"text":306,"type":22,"marks":307},"The best way to invest $20k",[308],{"type":31,"attrs":309},{"href":310,"uuid":311,"anchor":34,"target":35,"linktype":74},"/discover/investing/best-way-to-invest-20k","d39e5bf4-d7b4-426a-a6f2-b871031e724e",{"_uid":313,"link":314,"component":56},"2fc43030-f262-4a71-99c2-39167ce30cce",{"type":15,"content":315},[316],{"type":18,"attrs":317,"content":318},{"textAlign":34},[319],{"text":320,"type":22,"marks":321},"The best way to invest $50k",[322],{"type":31,"attrs":323},{"href":324,"uuid":325,"anchor":34,"target":35,"linktype":74},"/discover/investing/the-best-way-to-invest-50k","abac014e-4ec8-42ae-94a0-64cfdff686d5",{"_uid":327,"link":328,"component":56},"8df420ce-d8dd-4a7a-8947-50fa74ecf8e6",{"type":15,"content":329},[330],{"type":18,"attrs":331,"content":332},{"textAlign":34},[333],{"text":334,"type":22,"marks":335},"The best way to invest $100k",[336],{"type":31,"attrs":337},{"href":338,"uuid":339,"anchor":34,"target":35,"linktype":74},"/discover/investing/the-best-way-to-invest-100k","2c6b4fe9-770f-409a-93cd-791df4eb9318",{"_uid":341,"link":342,"component":56},"fed4141f-0a48-4752-9e11-7253956a4418",{"type":15,"content":343},[344],{"type":18,"attrs":345,"content":346},{"textAlign":34},[347],{"text":348,"type":22,"marks":349},"Investments that pay a monthly income",[350],{"type":31,"attrs":351},{"href":352,"uuid":353,"anchor":34,"target":35,"linktype":74},"/discover/investing/12-investments-that-pay-monthly-income","0898e500-1457-4990-be41-57a3c68d3e9f",[355],{"_uid":356,"link":357,"component":56},"ace14b44-4a28-432f-bf49-e7bd63d0bf4d",{"type":15,"content":358},[359],{"type":18,"content":360},[361],{"text":362,"type":22,"marks":363},"Compound interest calculator",[364],{"type":31,"attrs":365},{"href":366,"uuid":367,"anchor":34,"target":35,"linktype":74},"/discover/investing/compound-interest-calculator","18ece990-d9e2-4dad-8816-fdd320af3dc0",{"CTA":369,"_uid":380,"title":381,"component":59,"overview_link":382,"main_section_links":396,"main_section_title":132,"additional_section_links":439,"additional_section_title":147},[370],{"_uid":371,"link":372,"component":56},"be29d26a-051b-4ce8-984b-36035ef7a503",{"type":15,"content":373},[374],{"type":18,"content":375},[376],{"text":51,"type":22,"marks":377},[378],{"type":31,"attrs":379},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"b04c8a90-f17c-40ea-a4d5-554e8c69aa14","Banking",[383],{"_uid":384,"link":385,"component":56},"482cacd4-2995-4939-8c56-c9a74ea0236b",{"type":15,"content":386},[387],{"type":18,"content":388},[389],{"text":390,"type":22,"marks":391},"All banking guides",[392],{"type":31,"attrs":393},{"href":394,"uuid":395,"anchor":34,"target":35,"linktype":74},"/discover/banking/","d8de9283-4031-440b-be2f-01ac9349324e",[397,411,425],{"_uid":398,"link":399,"component":56},"0b07ede1-5220-4d9e-9f85-c474d743a260",{"type":15,"content":400},[401],{"type":18,"attrs":402,"content":403},{"textAlign":34},[404],{"text":405,"type":22,"marks":406},"What is private banking",[407],{"type":31,"attrs":408},{"href":409,"uuid":410,"anchor":34,"target":35,"linktype":74},"/discover/banking/what-is-private-banking","b1c04c35-0a8a-4af5-ace1-672aa41f133d",{"_uid":412,"link":413,"component":56},"caa1ee0a-c417-4cfb-b3d3-025466ab1b98",{"type":15,"content":414},[415],{"type":18,"attrs":416,"content":417},{"textAlign":34},[418],{"text":419,"type":22,"marks":420},"US income breakdown",[421],{"type":31,"attrs":422},{"href":423,"uuid":424,"anchor":34,"target":35,"linktype":74},"/discover/banking/how-much-income-puts-you-in-the-top-1-5-or-10","ddda3782-1859-49a4-82ed-935303e2bec6",{"_uid":426,"link":427,"component":56},"6a0937f3-2014-431f-a77c-95e748072003",{"type":15,"content":428},[429],{"type":18,"attrs":430,"content":431},{"textAlign":34},[432],{"text":433,"type":22,"marks":434},"Cost of living in Florida",[435],{"type":31,"attrs":436},{"href":437,"uuid":438,"anchor":34,"target":35,"linktype":74},"/discover/banking/what-is-the-cost-of-living-in-florida","9c970b27-4644-43af-834f-eba5f1ae136a",[],{"CTA":441,"_uid":452,"title":453,"component":59,"overview_link":454,"main_section_links":468,"main_section_title":132,"additional_section_links":525,"additional_section_title":147},[442],{"_uid":443,"link":444,"component":56},"f2cea9b3-b01d-4bbf-b18b-52a0737eaf3c",{"type":15,"content":445},[446],{"type":18,"content":447},[448],{"text":51,"type":22,"marks":449},[450],{"type":31,"attrs":451},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"a5e4b27e-1713-42d5-9597-6882a94968c0","Taxes",[455],{"_uid":456,"link":457,"component":56},"40d47d8f-3a14-4596-9d64-337daeb3fbf5",{"type":15,"content":458},[459],{"type":18,"content":460},[461],{"text":462,"type":22,"marks":463},"All tax guides",[464],{"type":31,"attrs":465},{"href":466,"uuid":467,"anchor":34,"target":35,"linktype":74},"/discover/taxes/","cff941f3-03a9-464a-b168-0d9b1eef9ce4",[469,483,497,511],{"_uid":470,"link":471,"component":56},"e366294b-be7d-47bb-b127-25b39aab3467",{"type":15,"content":472},[473],{"type":18,"attrs":474,"content":475},{"textAlign":34},[476],{"text":477,"type":22,"marks":478},"Capital gains tax for seniors",[479],{"type":31,"attrs":480},{"href":481,"uuid":482,"anchor":34,"target":35,"linktype":74},"/discover/taxes/capital-gains-tax-exemption-for-seniors-what-does-it-mean-for-you","62ae1223-58e7-4fe8-9081-2a9d047cfb84",{"_uid":484,"link":485,"component":56},"336d1192-6b9d-4a98-8922-1877072f3003",{"type":15,"content":486},[487],{"type":18,"attrs":488,"content":489},{"textAlign":34},[490],{"text":491,"type":22,"marks":492},"Capital gains tax by state",[493],{"type":31,"attrs":494},{"href":495,"uuid":496,"anchor":34,"target":35,"linktype":74},"/discover/taxes/capital-gains-tax-by-state","94d6ce4a-1ba6-444f-a41d-4ae541b99b79",{"_uid":498,"link":499,"component":56},"7450de66-1ff3-447c-b191-1f75166a6046",{"type":15,"content":500},[501],{"type":18,"attrs":502,"content":503},{"textAlign":34},[504],{"text":505,"type":22,"marks":506},"Understanding capital gains tax",[507],{"type":31,"attrs":508},{"href":509,"uuid":510,"anchor":34,"target":35,"linktype":74},"/discover/retirement/how-much-is-capital-gains-tax","8442c69d-4c88-4d2e-8fa4-08275191bab0",{"_uid":512,"link":513,"component":56},"8050ded3-889f-43b0-92b3-30adad9ac076",{"type":15,"content":514},[515],{"type":18,"attrs":516,"content":517},{"textAlign":34},[518],{"text":519,"type":22,"marks":520},"Tax in Washington",[521],{"type":31,"attrs":522},{"href":523,"uuid":524,"anchor":34,"target":35,"linktype":74},"/discover/taxes/washington-tax-guide","2462451b-7f16-4364-8471-f78939478e7e",[526],{"_uid":527,"link":528,"component":56},"b11dcfe9-a823-4859-8965-d32bab7873e9",{"type":15,"content":529},[530],{"type":18,"content":531},[532],{"text":533,"type":22,"marks":534},"Capital Gains Tax Calculator",[535],{"type":31,"attrs":536},{"href":537,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://www.unbiased.com/discover/taxes/capital-gains-tax-calculator",[539,544,546,548,550,554],{"_uid":540,"href":174,"text":541,"component":542,"openInNewWindow":543},"4654e725-33d3-4fa3-8917-b2a73f05752c"," Retirement","app-link",false,{"_uid":545,"href":295,"text":282,"component":542,"openInNewWindow":543},"3e1f2e86-310c-4ee1-be2b-c9100443d53f",{"_uid":547,"href":394,"text":381,"component":542,"openInNewWindow":543},"fa006314-3e85-43c3-9267-bb87f84a1ebc",{"_uid":549,"href":466,"text":453,"component":542,"openInNewWindow":543},"9d69eda3-6dcc-49fb-a519-f61cb97a40ff",{"_uid":551,"href":552,"text":553,"component":542,"openInNewWindow":543},"ecf272f5-571f-41aa-a069-75c81ec617e8","/discover/insurance/","Insurance",{"_uid":555,"href":556,"text":557,"component":542,"openInNewWindow":558},"0acdc588-18e3-4e41-872b-1d528d985164","/about-us","About us",true,"https://v2.unbiased.com/consumer/login","/pro",[562,575,589,603,617,630],{"_uid":563,"link":564,"component":56},"72cfe613-7b21-4cc0-acbf-66a38dab3eee",{"type":15,"content":565},[566],{"type":18,"content":567},[568],{"text":569,"type":22,"marks":570},"Pricing",[571],{"type":31,"attrs":572},{"href":573,"uuid":34,"anchor":34,"custom":574,"target":35,"linktype":36},"https://www.unbiased.com/pages/pricing",{},{"_uid":576,"link":577,"component":56},"cb14e1ca-f377-41ec-b053-b97ef2aeb42f",{"type":15,"content":578},[579],{"type":18,"content":580},[581],{"text":582,"type":22,"marks":583},"Business Growth",[584],{"type":31,"attrs":585},{"href":586,"uuid":587,"anchor":34,"custom":588,"target":35,"linktype":74},"/pro/discover/business-growth/","022b5ef6-975b-4f56-8d38-66f137e7901f",{},{"_uid":590,"link":591,"component":56},"6cdc93ad-5d74-4c39-9342-0ed49e309979",{"type":15,"content":592},[593],{"type":18,"content":594},[595],{"text":596,"type":22,"marks":597},"Trends & Insight",[598],{"type":31,"attrs":599},{"href":600,"uuid":601,"anchor":34,"custom":602,"target":35,"linktype":74},"/pro/discover/trends-insight/","4b364e23-68e6-4009-a852-83d5e327c796",{},{"_uid":604,"link":605,"component":56},"0404c041-e645-42fe-8932-be896a82902e",{"type":15,"content":606},[607],{"type":18,"content":608},[609],{"text":610,"type":22,"marks":611},"News",[612],{"type":31,"attrs":613},{"href":614,"uuid":615,"anchor":34,"custom":616,"target":35,"linktype":74},"/pro/discover/news/","829a2a75-d3fb-454c-a50c-c7f8212ea16b",{},{"_uid":618,"link":619,"component":56},"7f208f7d-d0f3-417c-8cc8-c135e72a8a74",{"type":15,"content":620},[621],{"type":18,"content":622},[623],{"text":624,"type":22,"marks":625},"Help",[626],{"type":31,"attrs":627},{"href":628,"uuid":34,"anchor":34,"custom":629,"target":35,"linktype":36},"https://www.unbiased.com/pages/pro/faqs",{},{"_uid":631,"link":632,"component":56},"f4ec7388-9b0f-42ef-96b0-38feb0f276e1",{"type":15,"content":633},[634],{"type":18,"content":635},[636],{"text":637,"type":22,"marks":638},"Login",[639],{"type":31,"attrs":640},{"href":641,"uuid":34,"anchor":34,"custom":642,"target":35,"linktype":36},"https://v2.unbiased.com/pro/login",{},[],"Are you an advisor?",[646,650,654,658,662],{"_uid":647,"href":648,"text":649,"component":542,"openInNewWindow":543},"5a4588d0-87e3-4ae5-963f-bd3ca35a1bf7","https://www.unbiased.com/faq","FAQ",{"_uid":651,"href":652,"text":653,"component":542,"openInNewWindow":543},"85a086a2-d420-43a6-a1e6-d8cfcc52a584","/terms-of-use","Terms of Use",{"_uid":655,"href":656,"text":657,"component":542,"openInNewWindow":543},"bd58e670-f5ff-4936-adbe-5aa73c990cdf","/privacy-policy","Privacy Policy",{"_uid":659,"href":660,"text":661,"component":542,"openInNewWindow":558},"eafa26a7-3b78-4f00-954e-f1ebc3115542","https://reports.adviserinfo.sec.gov/reports/ADV/323880/PDF/323880.pdf","Unbiased ADV",{"_uid":663,"href":664,"text":665,"component":542,"openInNewWindow":558},"2cbcf581-9d60-443b-9e63-9e95be09afad","https://reports.adviserinfo.sec.gov/crs/crs_323880.pdf","Unbiased CRS","https://www.unbiased.co.uk","Unbiased Inc. is a registered investment advisor with the US Securities and Exchange Commission (“SEC”). Registration as an investment advisor does not imply a certain level of skill or training.",[669,673,677,681,685],{"_uid":670,"href":671,"text":672,"component":542,"openInNewWindow":543},"2ca50944-e323-4559-9c46-b77eb4bce616","//www.instagram.com/unbiased.us/","Instagram",{"_uid":674,"href":675,"text":676,"component":542,"openInNewWindow":543},"278b2358-e4c6-491b-b011-425b4bd0b709","//www.youtube.com/@Unbiased","YouTube",{"_uid":678,"href":679,"text":680,"component":542,"openInNewWindow":543},"dccca61f-0426-4778-a54b-1944ab1ae71f","//twitter.com/Unbiased_us","Twitter",{"_uid":682,"href":683,"text":684,"component":542,"openInNewWindow":543},"6e6372d5-1f37-43fb-a849-8868877530c8","//www.facebook.com/unbiasedus","Facebook",{"_uid":686,"href":687,"text":688,"component":542,"openInNewWindow":558},"c3a97f2f-ee67-4516-9529-6aff38733af2","https://www.linkedin.com/showcase/unbiased.com/","LinkedIn","Go to UK site","It looks like you’re visiting from the UK. Would you like to visit our UK site?",[],"Stay on US site","You’re currently on our US site",[695],{"_uid":696,"heading":697,"cta_link":55,"cta_text":698,"component":699,"description":700,"pro_heading":701,"pro_cta_link":33,"pro_cta_text":702,"pro_description":703},"7404adca-dc5b-443e-a1b4-4c8bed2673b3","Financial advice","Match with an advisor","sidebar_cta","We’ll find a professional perfectly matched to your needs. Getting started is easy, fast and free.","Access high-quality leads in minutes with UnbiasedPro","Get perfect clients now.","If you're looking for the perfect clients we'll deliver them straight to your inbox and give you the tools to manage them throughout the sales process.",[705],{"_uid":706,"title":707,"CTAText":708,"subtitle":709,"component":710,"errorTitle":711,"description":712,"successTitle":713,"errorSubtitle":714,"successSubtitle":715,"consentCheckboxLabelText":716,"errorMesageFirstNameError":717,"consentCheckboxLabelLinkURL":656,"consentCheckboxLabelLinkText":718,"errorMessageRequiredFieldEmail":719,"errorMessageIncorrectEmailFormat":720,"errorMessageRequiredFieldConsent":721,"errorMessageRequiredFieldInterest":722,"errorMessageRequiredFieldFirstName":723},"8ca4fd8f-da99-489f-aa1b-fcfabdd8b7e3","Get the latest news and tips","Sign up for email updates","Sign up for news that may impact your finances","sidebar-email-signup","Sorry, there was a technical problem","Receive the latest news, tips and guides to help you manage your finances","Thanks for signing up!","Please try again later, or email contact@unbiased.com","You should receive an email confirmation shortly.","I consent to Unbiased storing my data in accordance with their","Too many characters","privacy policy","Your email address is required","Your email address contains errors","Your consent is required","Your interest is required","Your first name is required","config",-60,[],0,"c7c18fda-2d94-4a2f-9d60-e1fee25d980a","2022-11-21T10:48:58.546Z","default",[],{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":734},256,"\u003Cpath fill=\"currentColor\" d=\"m216.49 104.49l-80 80a12 12 0 0 1-17 0l-80-80a12 12 0 0 1 17-17L128 159l71.51-71.52a12 12 0 0 1 17 17Z\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":736},"\u003Cpath fill=\"currentColor\" d=\"m229.66 218.34l-50.07-50.06a88.11 88.11 0 1 0-11.31 11.31l50.06 50.07a8 8 0 0 0 11.32-11.32M40 112a72 72 0 1 1 72 72a72.08 72.08 0 0 1-72-72\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":738},"\u003Cpath fill=\"currentColor\" d=\"M224 128a8 8 0 0 1-8 8H40a8 8 0 0 1 0-16h176a8 8 0 0 1 8 8M40 72h176a8 8 0 0 0 0-16H40a8 8 0 0 0 0 16m176 112H40a8 8 0 0 0 0 16h176a8 8 0 0 0 0-16\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":740},"\u003Cpath fill=\"currentColor\" d=\"M128 80a48 48 0 1 0 48 48a48.05 48.05 0 0 0-48-48m0 80a32 32 0 1 1 32-32a32 32 0 0 1-32 32m48-136H80a56.06 56.06 0 0 0-56 56v96a56.06 56.06 0 0 0 56 56h96a56.06 56.06 0 0 0 56-56V80a56.06 56.06 0 0 0-56-56m40 152a40 40 0 0 1-40 40H80a40 40 0 0 1-40-40V80a40 40 0 0 1 40-40h96a40 40 0 0 1 40 40ZM192 76a12 12 0 1 1-12-12a12 12 0 0 1 12 12\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":742},"\u003Cpath fill=\"currentColor\" d=\"m164.44 121.34l-48-32A8 8 0 0 0 104 96v64a8 8 0 0 0 12.44 6.66l48-32a8 8 0 0 0 0-13.32M120 145.05V111l25.58 17Zm114.33-75.53a24 24 0 0 0-14.49-16.4C185.56 39.88 131 40 128 40s-57.56-.12-91.84 13.12a24 24 0 0 0-14.49 16.4C19.08 79.5 16 97.74 16 128s3.08 48.5 5.67 58.48a24 24 0 0 0 14.49 16.41C69 215.56 120.4 216 127.34 216h1.32c6.94 0 58.37-.44 91.18-13.11a24 24 0 0 0 14.49-16.41c2.59-10 5.67-28.22 5.67-58.48s-3.08-48.5-5.67-58.48m-15.49 113a8 8 0 0 1-4.77 5.49c-31.65 12.22-85.48 12-86 12H128c-.54 0-54.33.2-86-12a8 8 0 0 1-4.77-5.49C34.8 173.39 32 156.57 32 128s2.8-45.39 5.16-54.47A8 8 0 0 1 41.93 68c30.52-11.79 81.66-12 85.85-12h.27c.54 0 54.38-.18 86 12a8 8 0 0 1 4.77 5.49C221.2 82.61 224 99.43 224 128s-2.8 45.39-5.16 54.47Z\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":744},"\u003Cpath fill=\"currentColor\" d=\"m214.75 211.71l-62.6-98.38l61.77-67.95a8 8 0 0 0-11.84-10.76l-58.84 64.72l-40.49-63.63A8 8 0 0 0 96 32H48a8 8 0 0 0-6.75 12.3l62.6 98.37l-61.77 68a8 8 0 1 0 11.84 10.76l58.84-64.72l40.49 63.63A8 8 0 0 0 160 224h48a8 8 0 0 0 6.75-12.29M164.39 208L62.57 48h29l101.86 160Z\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":746},"\u003Cpath fill=\"currentColor\" d=\"M128 24a104 104 0 1 0 104 104A104.11 104.11 0 0 0 128 24m8 191.63V152h24a8 8 0 0 0 0-16h-24v-24a16 16 0 0 1 16-16h16a8 8 0 0 0 0-16h-16a32 32 0 0 0-32 32v24H96a8 8 0 0 0 0 16h24v63.63a88 88 0 1 1 16 0\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":748},"\u003Cpath fill=\"currentColor\" d=\"M216 24H40a16 16 0 0 0-16 16v176a16 16 0 0 0 16 16h176a16 16 0 0 0 16-16V40a16 16 0 0 0-16-16m0 192H40V40h176zM96 112v64a8 8 0 0 1-16 0v-64a8 8 0 0 1 16 0m88 28v36a8 8 0 0 1-16 0v-36a20 20 0 0 0-40 0v36a8 8 0 0 1-16 0v-64a8 8 0 0 1 15.79-1.78A36 36 0 0 1 184 140m-84-56a12 12 0 1 1-12-12a12 12 0 0 1 12 12\"/>",{"name":750,"created_at":751,"published_at":752,"updated_at":753,"id":754,"uuid":755,"content":756,"slug":1353,"full_slug":1354,"sort_by_date":34,"position":1355,"tag_list":1356,"is_startpage":543,"parent_id":1357,"meta_data":34,"group_id":1358,"first_published_at":1359,"release_id":34,"lang":730,"path":34,"alternates":1360,"default_full_slug":34,"translated_slugs":34},"401k statistics","2024-03-28T11:25:18.701Z","2026-02-09T11:33:09.891Z","2026-02-09T11:33:09.912Z",469035211,"296ca7fc-f6bb-4b2d-a56b-6d69dbc4f22d",{"_uid":757,"body":758,"hero":1275,"author":1294,"series":12,"sidebar":1318,"hide_cta":543,"metatags":1344,"reviewer":12,"component":1348,"updatedAt":12,"series_order":12,"bottom_banner":1349,"fullWidthMode":543,"subcategories":1350,"hideEmbeddedMF":543,"hide_pro_banner":543,"intro_paragraph":1351,"series_dropdown":543,"intro_subheading":12,"series_navigation":558,"table_of_contents":558,"outgrow_calculator":1352,"series_dropdown_label":12,"hide_email_signup_widget":543,"show_compound_calculator":543,"show_roth_ira_calculator":543,"show_footer_sticky_banner":543,"show_retirement_calculator":543,"show_capital_gains_calculator":543},"0ab88d0b-cfb1-4d02-bf23-f1be37ba4a21",[759,884,907,980,998,1029,1047,1078,1096,1194,1212],{"_uid":760,"data":761,"component":883},"49481f02-534f-434f-9043-dbbec3253f9f",{"type":15,"content":762},[763,779,819,831,854,875],{"type":764,"attrs":765,"content":767},"heading",{"level":766},2,[768,773],{"text":769,"type":22,"marks":770},"Highlights",[771],{"type":129,"attrs":772},{"color":12},{"text":774,"type":22,"marks":775}," ",[776],{"type":129,"attrs":777},{"color":778},"rgb(33, 35, 35)",{"type":780,"content":781},"bullet_list",[782,792,801,810],{"type":783,"content":784},"list_item",[785],{"type":18,"content":786},[787],{"text":788,"type":22,"marks":789},"If you add up data for all age ranges, the average 401 (k) balance in the US is $115,710. ",[790],{"type":129,"attrs":791},{"color":12},{"type":783,"content":793},[794],{"type":18,"content":795},[796],{"text":797,"type":22,"marks":798},"The average 401(k) balance at 65 (and older) is the highest of all age cohorts at $232,710. ",[799],{"type":129,"attrs":800},{"color":12},{"type":783,"content":802},[803],{"type":18,"content":804},[805],{"text":806,"type":22,"marks":807},"Women typically have lower 401(k) balances than men, with male baby boomers having over double the savings of their female counterparts. ",[808],{"type":129,"attrs":809},{"color":12},{"type":783,"content":811},[812],{"type":18,"content":813},[814],{"text":815,"type":22,"marks":816},"The collective agriculture, mining, and construction industry has the highest average 401 (k) balance, at $176,369. ",[817],{"type":129,"attrs":818},{"color":12},{"type":764,"attrs":820,"content":821},{"level":766},[822,827],{"text":823,"type":22,"marks":824},"What is the average 401(k) balance by age in the US?",[825],{"type":129,"attrs":826},{"color":12},{"text":774,"type":22,"marks":828},[829],{"type":129,"attrs":830},{"color":778},{"type":18,"content":832},[833,838,849],{"text":834,"type":22,"marks":835},"A ",[836],{"type":129,"attrs":837},{"color":12},{"text":839,"type":22,"marks":840},"401(k) plan",[841,845,847],{"type":31,"attrs":842},{"href":843,"uuid":34,"anchor":34,"target":844,"linktype":36},"https://www.unbiased.com/discover/investing/what-is-a-401k-and-how-does-it-work","_blank",{"type":129,"attrs":846},{"color":12},{"type":848},"underline",{"text":850,"type":22,"marks":851}," is an employee-sponsored retirement savings mechanism that allows Americans to contribute pre-tax income toward their retirement.  ",[852],{"type":129,"attrs":853},{"color":12},{"type":18,"content":855},[856,861,870],{"text":857,"type":22,"marks":858},"The average 401k balance of your account depends on the collective value of the ",[859],{"type":129,"attrs":860},{"color":12},{"text":862,"type":22,"marks":863},"401(k) contributions",[864,867,869],{"type":31,"attrs":865},{"href":866,"uuid":34,"anchor":34,"target":844,"linktype":36},"https://www.unbiased.com/discover/retirement-investing/how-much-should-i-contribute-to-my-401k",{"type":129,"attrs":868},{"color":12},{"type":848},{"text":871,"type":22,"marks":872}," you’ve made up until this point. ",[873],{"type":129,"attrs":874},{"color":12},{"type":18,"content":876},[877],{"text":878,"type":22,"marks":879},"Average and median 401(k) balances by age:",[880,881],{"type":38},{"type":129,"attrs":882},{"color":131},"article-rich-text",{"_uid":885,"caption":886,"content":887,"component":905,"paste_content":906,"hide_heading_row":543,"first_col_to_headings":543},"9733440a-5425-4815-b243-12ef51d68f64","*Average = sum of all individual values (balances by age group), divided by the total number of items (age groups)  Median = value for which half of the balances are larger, and half are smaller (“middle” value)  (Vanguard, 2023) ",{"tbody":888,"thead":898,"fieldtype":904},[889],{"_uid":890,"body":891,"component":897},"5c5faad2-60b6-4b1b-b57e-0f328f3b5d4c",[892,895],{"_uid":893,"value":12,"component":894},"4ea3f31c-c256-42fb-ace0-22bafbe10913","_table_col",{"_uid":896,"value":12,"component":894},"25b79b51-26e2-41ce-aa78-c8b0d863f0b4","_table_row",[899,902],{"_uid":900,"value":12,"component":901},"73381c5e-7205-4b03-9232-29788370bdb4","_table_head",{"_uid":903,"value":12,"component":901},"9c078b38-8d56-48d7-bc18-cc40cf76b414","table","article-table","Age Range\tAverage Balance\tMedian Balance\n\u003C25\t$5,236\t$1,948\n25-34\t$30,017\t$11,357\n35-44\t$76,354\t$28,318\n45-54\t$142,069\t$48,301\n55-64\t$207,874\t$71,168\n65+\t$232,710\t$70,620",{"_uid":908,"data":909,"component":883},"3988f3c9-2b2b-493a-969e-8ba51bd4243f",{"type":15,"content":910},[911,923,944,965,972],{"type":764,"attrs":912,"content":913},{"level":766},[914,919],{"text":915,"type":22,"marks":916},"What is the average 401(k) balance by gender?",[917],{"type":129,"attrs":918},{"color":12},{"text":774,"type":22,"marks":920},[921],{"type":129,"attrs":922},{"color":778},{"type":18,"content":924},[925,930,939],{"text":926,"type":22,"marks":927},"According to ",[928],{"type":129,"attrs":929},{"color":12},{"text":931,"type":22,"marks":932},"Bank of America",[933,936,938],{"type":31,"attrs":934},{"href":935,"uuid":34,"anchor":34,"target":844,"linktype":36},"https://newsroom.bankofamerica.com/content/newsroom/press-releases/2023/06/bofa-data-finds-men-s-average-401-k--account-balance-exceeds-wom.html",{"type":129,"attrs":937},{"color":12},{"type":848},{"text":940,"type":22,"marks":941}," 401k research, the average male-owned 401(k) balance was $89,000, compared to just $59,000 ($30K less) for those owned by females in 2023.  ",[942],{"type":129,"attrs":943},{"color":12},{"type":18,"content":945},[946,951,960],{"text":947,"type":22,"marks":948},"Additionally, ",[949],{"type":129,"attrs":950},{"color":12},{"text":952,"type":22,"marks":953},"Statista",[954,957,959],{"type":31,"attrs":955},{"href":956,"uuid":34,"anchor":34,"target":844,"linktype":36},"https://www.statista.com/statistics/497799/amount-of-money-saved-in-saving-accounts-usa-by-gender/",{"type":129,"attrs":958},{"color":12},{"type":848},{"text":961,"type":22,"marks":962}," revealed that 50.56% of women, compared to just 38.29% of men, had no money in their savings at that time. ",[963],{"type":129,"attrs":964},{"color":12},{"type":18,"content":966},[967],{"text":968,"type":22,"marks":969},"Alongside this variation by gender is additional variation by generation.  ",[970],{"type":129,"attrs":971},{"color":12},{"type":18,"content":973},[974],{"text":975,"type":22,"marks":976},"Total median retirement savings by generation: women vs. men:",[977,978],{"type":38},{"type":129,"attrs":979},{"color":12},{"_uid":981,"caption":982,"content":983,"component":905,"paste_content":997,"hide_heading_row":543,"first_col_to_headings":543},"358559ae-801f-4868-8ae0-29093984d60c","(Transamerica, 2019) ",{"tbody":984,"thead":992,"fieldtype":904},[985],{"_uid":986,"body":987,"component":897},"26235056-d2cb-4a28-bdcf-527b59f9100d",[988,990],{"_uid":989,"value":12,"component":894},"60800d5b-506f-48e2-9fc9-c2c16f14ce49",{"_uid":991,"value":12,"component":894},"7ed87935-c14d-4441-b913-0cfc2962f8fe",[993,995],{"_uid":994,"value":12,"component":901},"7072baea-3909-46f5-b437-9ea60ff787f1",{"_uid":996,"value":12,"component":901},"4754c350-ed6e-4046-833b-b44d28274cc7","Generation\tWomen\tMen\nBaby Boomers\t$101,000\t$248,000\nGeneration X\t$51,000\t$127,000\nMillennials\t$29,000\t$63,000\nGeneration Z\t$26,000\t$42,000",{"_uid":999,"data":1000,"component":883},"2bf58be7-beb4-44f4-b820-cad1c156bed6",{"type":15,"content":1001},[1002,1014,1021],{"type":764,"attrs":1003,"content":1004},{"level":766},[1005,1010],{"text":1006,"type":22,"marks":1007},"What is the average 401(k) balance by income level?",[1008],{"type":129,"attrs":1009},{"color":12},{"text":774,"type":22,"marks":1011},[1012],{"type":129,"attrs":1013},{"color":778},{"type":18,"content":1015},[1016],{"text":1017,"type":22,"marks":1018},"Income level also has a profound impact on the average 401(k) balance: The higher an individual’s income, the higher their 401(k) balance is likely to be. ",[1019],{"type":129,"attrs":1020},{"color":12},{"type":18,"content":1022},[1023],{"text":1024,"type":22,"marks":1025},"Average 401(k) balance by income level:",[1026,1027],{"type":38},{"type":129,"attrs":1028},{"color":131},{"_uid":1030,"caption":1031,"content":1032,"component":905,"paste_content":1046,"hide_heading_row":543,"first_col_to_headings":543},"e5026052-0ed5-468c-a24f-bdb8ab3d51f7","(Business Insider, 2024) ",{"tbody":1033,"thead":1041,"fieldtype":904},[1034],{"_uid":1035,"body":1036,"component":897},"2377e2f7-664e-4815-b6a1-69fd873f4a16",[1037,1039],{"_uid":1038,"value":12,"component":894},"6160b614-8d52-4646-8892-cced2e165b4b",{"_uid":1040,"value":12,"component":894},"cdaa35a4-7037-464a-8f9c-cc05b2147300",[1042,1044],{"_uid":1043,"value":12,"component":901},"9c5d2d3e-6779-4066-9bda-7c4b751fb9e6",{"_uid":1045,"value":12,"component":901},"4d1dee4a-0997-4de8-b1c1-fb15915f6e21","Annual income\tAverage 401(k) balance\tMedian 401(k) balance\nLess than $15,000\t$20,765\t$4,033\n$15,000 to $29,999\t$13,871\t$4,568\n$30,000 to $49,999\t$28,672\t$11,556\n$50,000 to $74,999\t$66,033\t$31,064\n$75,000 to $99,999\t$113,617\t$104,155\n$100,000 to $149,999\t$186.066\t$104,155\n$150,000 and above\t$340,245\t$201,301",{"_uid":1048,"data":1049,"component":883},"3b2eb41b-1b1f-4be9-b424-0696bb062af5",{"type":15,"content":1050},[1051,1063,1070],{"type":764,"attrs":1052,"content":1053},{"level":766},[1054,1059],{"text":1055,"type":22,"marks":1056},"What is the average 401(k) balance by industry?",[1057],{"type":129,"attrs":1058},{"color":12},{"text":774,"type":22,"marks":1060},[1061],{"type":129,"attrs":1062},{"color":778},{"type":18,"content":1064},[1065],{"text":1066,"type":22,"marks":1067},"401(k) statistics also reflect that balances vary depending on the industry that savers work in: ",[1068],{"type":129,"attrs":1069},{"color":12},{"type":18,"content":1071},[1072],{"text":1073,"type":22,"marks":1074},"Average and median 401(k) account balance by industry:",[1075,1076],{"type":38},{"type":129,"attrs":1077},{"color":131},{"_uid":1079,"caption":1080,"content":1081,"component":905,"paste_content":1095,"hide_heading_row":543,"first_col_to_headings":543},"560b98f4-9ac1-4a7e-9912-891b4987e9eb","(Zippa, 2023) ",{"tbody":1082,"thead":1090,"fieldtype":904},[1083],{"_uid":1084,"body":1085,"component":897},"a69d2f95-6adf-4cb4-a787-5df3abaed464",[1086,1088],{"_uid":1087,"value":12,"component":894},"c3f5f672-27bf-49bb-bb0a-c9470e481935",{"_uid":1089,"value":12,"component":894},"22066de7-201f-43c4-ba11-90676261612f",[1091,1093],{"_uid":1092,"value":12,"component":901},"992fc8af-47b7-406a-ad20-fa0f5d5a27c9",{"_uid":1094,"value":12,"component":901},"b6ed3fa7-f656-49d2-a559-0999e7e0bb73","Industry\tAverage 401(k) account balance\tMedian 401(k) account balance\nAgriculture, mining, construction\t$176,369\t$44,769\nFinance, insurance, real estate\t$154,841\t$46,562\nBusiness, professional, nonprofit\t$154,716\t$38,777\nMedia, entertainment, leisure\t$151,110\t$41,149\nManufacturing\t$141,066\t$22,102\nTransportation, utilities, communications\t$102,411\t$61,488\nEducation and health\t$97,401\t$23,992\nWholesale and retail\t$87,390\t$15,658",{"_uid":1097,"data":1098,"component":883},"dc962828-172a-415d-92cc-ae3daf21ece9",{"type":15,"content":1099},[1100,1112,1119,1140,1161,1168,1179,1186],{"type":764,"attrs":1101,"content":1102},{"level":766},[1103,1108],{"text":1104,"type":22,"marks":1105},"What is the average 401(k) balance at retirement?",[1106],{"type":129,"attrs":1107},{"color":12},{"text":774,"type":22,"marks":1109},[1110],{"type":129,"attrs":1111},{"color":778},{"type":18,"content":1113},[1114],{"text":1115,"type":22,"marks":1116},"Since 401(k) balances increase with contributions over time, they vary depending on the age at which people retire.  ",[1117],{"type":129,"attrs":1118},{"color":12},{"type":18,"content":1120},[1121,1126,1135],{"text":1122,"type":22,"marks":1123},"For individuals who retire between the ages of 65 and 74, their average 401(k) balance upon retirement is ",[1124],{"type":129,"attrs":1125},{"color":12},{"text":1127,"type":22,"marks":1128},"$609K",[1129,1132,1134],{"type":31,"attrs":1130},{"href":1131,"uuid":34,"anchor":34,"target":844,"linktype":36},"https://www.federalreserve.gov/econres/scf/dataviz/scf/table/#series:Retirement_Accounts;demographic:all;population:all;units:median",{"type":129,"attrs":1133},{"color":12},{"type":848},{"text":1136,"type":22,"marks":1137},". ",[1138],{"type":129,"attrs":1139},{"color":12},{"type":18,"content":1141},[1142,1147,1156],{"text":1143,"type":22,"marks":1144},"Of course, this figure has changed over time. A Federal Reserve ",[1145],{"type":129,"attrs":1146},{"color":12},{"text":1148,"type":22,"marks":1149},"Survey of Consumer Finance",[1150,1153,1155],{"type":31,"attrs":1151},{"href":1152,"uuid":34,"anchor":34,"target":844,"linktype":36},"https://www.federalreserve.gov/econres/scf/dataviz/scf/table/#series:Before_Tax_Income;demographic:all;population:all;units:median",{"type":129,"attrs":1154},{"color":12},{"type":848},{"text":1157,"type":22,"marks":1158}," shows that the average 401(k) balance upon retirement for this age group in 1989 was $113K, although this decreased to $112K in 1992. However, by 1995, the average 401(k) balance had increased sharply to reach $162K and has continued to grow since then.  ",[1159],{"type":129,"attrs":1160},{"color":12},{"type":18,"content":1162},[1163],{"text":1164,"type":22,"marks":1165},"The average balance was $188K in 1998 and $292K in 2001. 2013 saw a dramatic increase, as the average balance reached $563K. This dipped to $441K in 2016 before rising again to reach $493K in 2019 and $609K in 2022. ",[1166],{"type":129,"attrs":1167},{"color":12},{"type":18,"content":1169},[1170,1175],{"text":1171,"type":22,"marks":1172},"What is the average 401(k) balance by location?",[1173],{"type":129,"attrs":1174},{"color":12},{"text":774,"type":22,"marks":1176},[1177],{"type":129,"attrs":1178},{"color":778},{"type":18,"content":1180},[1181],{"text":1182,"type":22,"marks":1183},"Per the table below, Connecticut held the Number One spot for the highest average 401(k) balance in the US in 2021: ",[1184],{"type":129,"attrs":1185},{"color":12},{"type":18,"content":1187},[1188],{"text":1189,"type":22,"marks":1190},"The average retirement savings by state:",[1191,1192],{"type":38},{"type":129,"attrs":1193},{"color":131},{"_uid":1195,"caption":1196,"content":1197,"component":905,"paste_content":1211,"hide_heading_row":543,"first_col_to_headings":543},"64b764ff-4c1a-4cf0-9d59-d926da478178","(Empower, 2021) ",{"tbody":1198,"thead":1206,"fieldtype":904},[1199],{"_uid":1200,"body":1201,"component":897},"86797379-d0aa-431d-9152-4a66e7ec9e7b",[1202,1204],{"_uid":1203,"value":12,"component":894},"1a20f433-7233-47bd-bb90-8f212e6dcfb8",{"_uid":1205,"value":12,"component":894},"58d3640c-6466-45b3-911b-a5e4cdfb24ac",[1207,1209],{"_uid":1208,"value":12,"component":901},"6272eee6-5257-436b-b421-b3fbff37a90e",{"_uid":1210,"value":12,"component":901},"63dbfabe-1d43-4f24-810f-06884e7dc1a6","State\tAverage retirement balance\tRank\nAK\t$503,822\t4\nAL\t$395,563\t36\nAR\t$364,395\t46\nAZ\t$427,418\t31\nCA\t$452,135\t17\nCO\t$449,719\t19\nCT\t$545,754\t1\nDC\t$347,582\t49\nDE\t$454,679\t14\nFL\t$428,997\t28\nGA\t$435,254\t26\nHI\t$366,776\t45\nIA\t$465,127\t11\nID\t$437,396\t25\nIL\t$449,983\t18\nIN\t$405,732\t33\nKS\t$452,703\t15\nKY\t$441,757\t23\nLA\t$386,908\t39\nMA\t$478,947\t8\nMD\t$485,501\t7\nME\t$403,751\t35\nMI\t$439,568\t24\nMN\t$470,549\t9\nMO\t$410,656\t32\nMS\t$347,884\t48\nMT\t$390,768\t38\nNC\t$464,104\t12\nND\t$319,609\t50\nNE\t$404,650\t34\nNH\t$512,781\t3\nNJ\t$514,245\t2\nNM\t$428,041\t29\nNV\t$379,728\t42\nNY\t$382,027\t40\nOH\t$427,462\t30\nOK\t$361,366\t47\nOR\t$452,558\t16\nPA\t$462,075\t13\nRI\t$392,622\t37\nSC\t$449,486\t21\nSD\t$449,628\t20\nTN\t$376,476\t43\nTX\t$434,328\t27\nUT\t$315,160\t51\nVA\t$492,965\t6\nVT\t$494,569\t5\nWA\t$469,987\t10\nWI\t$448,975\t22\nWV\t$370,532\t44\nWY\t$381,133\t41",{"_uid":1213,"data":1214,"component":883},"c556d945-dc1a-408f-b0b4-afe3e4554e79",{"type":15,"content":1215},[1216,1228,1235,1242,1254],{"type":764,"attrs":1217,"content":1218},{"level":766},[1219,1224],{"text":1220,"type":22,"marks":1221},"Get expert financial advice",[1222],{"type":129,"attrs":1223},{"color":12},{"text":774,"type":22,"marks":1225},[1226],{"type":129,"attrs":1227},{"color":778},{"type":18,"content":1229},[1230],{"text":1231,"type":22,"marks":1232},"Many factors influence the average 401(k) balance. These include gender, income level, industry of employment, location, age, and more. All of this determines how much you will have in your 401(k) account by the time you retire (and even how soon you’ll be able to retire). ",[1233],{"type":129,"attrs":1234},{"color":12},{"type":18,"content":1236},[1237],{"text":1238,"type":22,"marks":1239},"To learn more about average retirement savings in the US and make the right choices to secure a comfortable retirement, it’s best to seek expert financial advice from a financial advisor.  ",[1240],{"type":129,"attrs":1241},{"color":12},{"type":18,"content":1243},[1244,1250],{"text":1245,"type":22,"marks":1246},"Unbiased will match you with the financial advisor that suits your needs, future goals, and retirement plans.",[1247,1248],{"type":38},{"type":129,"attrs":1249},{"color":12},{"text":774,"type":22,"marks":1251},[1252],{"type":129,"attrs":1253},{"color":12},{"type":18,"content":1255},[1256,1266,1271],{"text":1257,"type":22,"marks":1258},"Find a financial advisor now",[1259,1262,1263,1265],{"type":31,"attrs":1260},{"href":1261,"uuid":34,"anchor":34,"target":844,"linktype":36},"https://v2.unbiased.com/inquiry/financial-advisor/advice-areas/?_gl=1%2a177ev69%2a_ga%2aMjEwOTg3MTczOC4xNjk3NDQ0NjE5%2a_ga_2L93GWDPD4%2aMTcwNjI3MzQ3NC41MC4xLjE3MDYyNzM5MjQuNTYuMC4w",{"type":38},{"type":129,"attrs":1264},{"color":12},{"type":848},{"text":1136,"type":22,"marks":1267},[1268,1269],{"type":38},{"type":129,"attrs":1270},{"color":12},{"text":774,"type":22,"marks":1272},[1273],{"type":129,"attrs":1274},{"color":12},[1276],{"_uid":1277,"image":1278,"title":1281,"component":1293,"breadcrumbs":558},"d84eb032-d0ad-4ef9-923f-2b2a6d930296",{"alt":12,"name":12,"title":12,"filename":1279,"copyright":12,"fieldtype":1280},"https://a.storyblok.com/f/185166/3348x2232/fd93e2854f/401k-statistics.webp","asset",{"type":15,"content":1282},[1283],{"type":18,"content":1284},[1285,1291],{"text":1286,"type":22,"marks":1287},"401k Statistics",[1288],{"type":25,"attrs":1289},{"class":1290},"primary-gradient",{"text":1292,"type":22},": what is the average 401(k) balance?","app-hero",{"name":1295,"created_at":1296,"published_at":1297,"updated_at":1298,"id":1299,"uuid":1300,"content":1301,"slug":1310,"full_slug":1311,"sort_by_date":34,"position":1312,"tag_list":1313,"is_startpage":543,"parent_id":1314,"meta_data":34,"group_id":1315,"first_published_at":1316,"release_id":34,"lang":730,"path":34,"alternates":1317,"default_full_slug":34,"translated_slugs":34,"_stopResolving":558},"Unbiased team","2024-01-18T11:49:29.332Z","2024-01-24T16:17:31.264Z","2024-01-24T16:17:31.285Z",429182198,"a38620a4-ad81-47d5-b2fe-9fe933abd010",{"job":1302,"_uid":1303,"name":1295,"image":1304,"component":1308,"description":1309},"Writers","a6e3129c-eeee-4438-8204-797883981521",{"id":1305,"alt":12,"name":12,"focus":12,"title":12,"source":12,"filename":1306,"copyright":12,"fieldtype":1280,"meta_data":1307,"is_private":12,"is_external_url":543},13850198,"https://a.storyblok.com/f/185166/400x400/232c6cb764/unbiased-team.jpg",{},"article-author","Our team of writers, who have decades of experience writing about personal finance, including investing and retirement, are here to help you find out what you must know about life’s biggest financial decisions.","unbiased-team","authors/unbiased-team",-10,[],224651374,"170282a1-0fe6-4cf3-ab19-04639ed3474c","2023-04-03T07:50:42.397Z",[],[1319],{"_uid":1320,"body":1321,"title":1342,"component":1343},"ffe963f1-dc34-4a8b-bf76-1ba64342affe",[1322,1326,1330,1334,1338],{"_uid":1323,"href":1324,"text":1325,"component":542,"openInNewWindow":558},"ffa48bb5-caa8-4b35-a291-4bdce7c85384","https://www.unbiased.com/discover/retirement/financial-advisor-for-401k","Financial advisor for 401k",{"_uid":1327,"href":1328,"text":1329,"component":542,"openInNewWindow":558},"d67a5b2a-f5eb-4188-a7ce-ca3965547b85","http://unbiased.com/discover/retirement/401k-when-you-leave-a-job","What happens to your 401(k) when you leave a job",{"_uid":1331,"href":1332,"text":1333,"component":542,"openInNewWindow":558},"fbfbca10-c831-424e-9b41-46869d738173","http://unbiased.com/discover/retirement/401k-rollover","401(k) rollover",{"_uid":1335,"href":1336,"text":1337,"component":542,"openInNewWindow":558},"42dd0236-d434-467f-a8d5-ea2573a942ab","https://www.unbiased.com/discover/retirement/401k-rollover-rules","401(k) rollover rules",{"_uid":1339,"href":1340,"text":1341,"component":542,"openInNewWindow":558},"44745930-9073-4ee8-af75-f538b553e2e0","https://www.unbiased.com/discover/retirement/self-directed-401k","Self-directed 401(k)","Related articles","app-links-list",{"title":1345,"plugin":1346,"og_image":12,"og_title":12,"description":1347,"twitter_image":12,"twitter_title":12,"og_description":12,"twitter_description":12},"401k Statistics: what is the average 401(k) balance? ","seo_metatags","Learn all about the average retirement savings in the US for different categories, including age, location, and income level.","app-article",[],[],"Discover the 401(k) statistics for Americans across various categories, including age, income level, gender, industry, and location. ",[],"401k-statistics","discover/retirement/401k-statistics",-350,[],365223437,"7d93b91c-0d12-4e55-9414-0a3d09a219ff","2024-03-28T13:45:46.520Z",[],{"left":727,"top":727,"width":1362,"height":1362,"rotate":727,"vFlip":543,"hFlip":543,"body":1363},24,"\u003Cpath fill=\"currentColor\" d=\"M3.71 16.29a1 1 0 0 0-.33-.21a1 1 0 0 0-.76 0a1 1 0 0 0-.33.21a1 1 0 0 0-.21.33a1 1 0 0 0 .21 1.09a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1 1 0 0 0 .21-1.09a1 1 0 0 0-.21-.33M7 8h14a1 1 0 0 0 0-2H7a1 1 0 0 0 0 2m-3.29 3.29a1 1 0 0 0-1.09-.21a1.2 1.2 0 0 0-.33.21a1 1 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1 1 0 0 0-.21-.33M21 11H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2M3.71 6.29a1 1 0 0 0-.33-.21a1 1 0 0 0-1.09.21a1.2 1.2 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a1 1 0 0 0 1.09-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1.2 1.2 0 0 0-.21-.33M21 16H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2\"/>",[1365,1368,1369],{"title":1366,"exact":558,"href":1367},"Home","https://www.unbiased.com",{"title":161,"exact":558,"to":174,"disabled":543},{"title":750,"exact":558,"to":1370,"disabled":558},"/discover/retirement/401k-statistics",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":1372},"\u003Cpath fill=\"currentColor\" d=\"m181.66 133.66l-80 80a8 8 0 0 1-11.32-11.32L164.69 128L90.34 53.66a8 8 0 0 1 11.32-11.32l80 80a8 8 0 0 1 0 11.32\"/>",1777626510675]