[{"data":1,"prerenderedAt":1333},["ShallowReactive",2],{"config-published":3,"i-ph:caret-down-bold":732,"i-ph:magnifying-glass":735,"i-ph:list":737,"i-ph:instagram-logo":739,"i-ph:youtube-logo":741,"i-ph:x-logo":743,"i-ph:facebook-logo":745,"i-ph:linkedin-logo":747,"discover/retirement/improve-social-security-benefits-published":749,"i-uil:list-ul":1321,"breadcrumbs-/discover/retirement/improve-social-security-benefits":1324,"i-ph:caret-right":1331},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":724,"full_slug":724,"sort_by_date":34,"position":725,"tag_list":726,"is_startpage":543,"parent_id":727,"meta_data":34,"group_id":728,"first_published_at":729,"release_id":34,"lang":730,"path":34,"alternates":731,"default_full_slug":34,"translated_slugs":34},"App configuration","2022-11-24T11:24:28.448Z","2026-01-07T10:07:40.657Z","2026-01-07T10:07:40.684Z",224651377,"a6261810-1b4d-4071-a43d-805ea558bf15",{"_uid":11,"href":12,"text":12,"component":13,"advisorCTA":14,"headerMenu":41,"footerLinks":538,"loginLinkUrl":559,"advisorCTAUrl":560,"loginLinkText":12,"proHeaderMenu":561,"FooterRichText":643,"advisorCTALink":28,"advisorCTAText":644,"openInNewWindow":543,"footerLegalLinks":645,"geoWarningCTAUrl":666,"footerDisclaimer1":12,"footerDisclaimer2":667,"footerDisclaimer3":12,"footerSocialLinks":668,"geoWarningCTALink":689,"geoWarningCTAText":690,"FooterStickyBanner":691,"geoWarningCTAClose":692,"geoWarningCTATitle":693,"SpeakToAdvisorWidget":694,"newsletterSignupWidget":704},"cb57aa4d-0af2-49b3-8b8f-16521700f0a8","","app-configuration",{"type":15,"content":16},"doc",[17],{"type":18,"content":19},"paragraph",[20,27],{"text":21,"type":22,"marks":23},"Are you an adviser? ","text",[24],{"type":25,"attrs":26},"styled",{"class":12},{"text":28,"type":22,"marks":29},"Go to Unbiased Pro",[30,37,39],{"type":31,"attrs":32},"link",{"href":33,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://www.unbiased.com/pro",null,"_self","url",{"type":38},"bold",{"type":25,"attrs":40},{"class":12},[42,148,269,368,440],{"CTA":43,"_uid":57,"title":58,"component":59,"overview_link":60,"main_section_links":75,"main_section_title":132,"additional_section_links":133,"additional_section_title":147},[44],{"_uid":45,"link":46,"component":56},"2298396f-4a40-4282-b5ef-f30a3b9619b8",{"type":15,"content":47},[48],{"type":18,"content":49},[50],{"text":51,"type":22,"marks":52},"Find an advisor",[53],{"type":31,"attrs":54},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://v2.unbiased.com/inquiry/financial-advisor","app-link-rich","6ee9fa7a-ee9d-4a0d-b913-99f9ee1b6e05","Financial Advice","app-header-menu-item-dropdown",[61],{"_uid":62,"link":63,"component":56},"91b4e023-f3d0-49ba-9748-f63e5fac2b1f",{"type":15,"content":64},[65],{"type":18,"content":66},[67],{"text":68,"type":22,"marks":69},"All financial advice guides",[70],{"type":31,"attrs":71},{"href":72,"uuid":73,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/","34bbfdfd-544e-42d2-aebd-78a15ad88cba","story",[76,89,102,115],{"_uid":77,"link":78,"component":56},"9f8d25a8-d93c-4d4a-a4c0-a63e37483485",{"type":15,"content":79},[80],{"type":18,"content":81},[82],{"text":83,"type":22,"marks":84},"Top investment companies",[85],{"type":31,"attrs":86},{"href":87,"uuid":88,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/top-investment-companies","3b175b31-cbbf-48ec-8faa-9cfd540973df",{"_uid":90,"link":91,"component":56},"85fbb733-400d-421b-afaf-5d85ae69bb31",{"type":15,"content":92},[93],{"type":18,"content":94},[95],{"text":96,"type":22,"marks":97},"Top Robo-Advisors",[98],{"type":31,"attrs":99},{"href":100,"uuid":101,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/best-robo-advisors","f73492c0-bcc0-4243-a4de-cc85fca28178",{"_uid":103,"link":104,"component":56},"9bfc68dd-ea47-48cf-a9ae-58589bbba599",{"type":15,"content":105},[106],{"type":18,"content":107},[108],{"text":109,"type":22,"marks":110},"Top financial advisor firms",[111],{"type":31,"attrs":112},{"href":113,"uuid":114,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/best-financial-advisor","cd1dd08f-886e-453d-babc-4a707c50b530",{"_uid":116,"link":117,"component":56},"dea791c8-aa54-4a1b-8ac8-a7de2006036b",{"type":15,"content":118},[119],{"type":18,"content":120},[121],{"text":122,"type":22,"marks":123},"Top wealth management firms",[124,128],{"type":31,"attrs":125},{"href":126,"uuid":127,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/top-wealth-management-firms","b1e6000d-ed2b-4fc8-bbb2-7e803f4b512f",{"type":129,"attrs":130},"textStyle",{"color":131},"rgb(0, 0, 0)","Get help with",[134],{"_uid":135,"link":136,"component":56},"f234c95d-2ad5-4cb6-9484-4c4b31413c2f",{"type":15,"content":137},[138],{"type":18,"content":139},[140],{"text":141,"type":22,"marks":142},"Financial advisors near me",[143],{"type":31,"attrs":144},{"href":145,"uuid":146,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/find-a-financial-advisor-near-me","ecbad03f-43f9-48db-af9c-1e63b145b2d9","More resources",{"CTA":149,"_uid":160,"title":161,"component":59,"overview_link":162,"main_section_links":176,"main_section_title":132,"additional_section_links":229,"additional_section_title":147},[150],{"_uid":151,"link":152,"component":56},"8e607e09-445b-4f4c-9615-e8d266f35612",{"type":15,"content":153},[154],{"type":18,"content":155},[156],{"text":51,"type":22,"marks":157},[158],{"type":31,"attrs":159},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"85c0c112-23fe-46b2-ae32-196f05710318","Retirement",[163],{"_uid":164,"link":165,"component":56},"bbf6b9e2-609e-4a82-ab5d-5ad9d07bd1a1",{"type":15,"content":166},[167],{"type":18,"content":168},[169],{"text":170,"type":22,"marks":171},"All retirement guides",[172],{"type":31,"attrs":173},{"href":174,"uuid":175,"anchor":34,"target":35,"linktype":74},"/discover/retirement/","0580c990-ee0a-4287-ac8d-d2e4689a1051",[177,190,203,216],{"_uid":178,"link":179,"component":56},"28f1d44a-d98d-4b93-9a4f-3893950dbcc0",{"type":15,"content":180},[181],{"type":18,"content":182},[183],{"text":184,"type":22,"marks":185},"Retiring on $300K",[186],{"type":31,"attrs":187},{"href":188,"uuid":189,"anchor":34,"target":35,"linktype":74},"/discover/retirement/can-you-retire-on-300k","73defa57-75a4-4cf8-8cf7-15ba93619e2c",{"_uid":191,"link":192,"component":56},"9872bd56-d9cb-4b13-88e5-a336f0246043",{"type":15,"content":193},[194],{"type":18,"content":195},[196],{"text":197,"type":22,"marks":198},"Retiring on $500K",[199],{"type":31,"attrs":200},{"href":201,"uuid":202,"anchor":34,"target":35,"linktype":74},"/discover/retirement/can-you-retire-on-500k","33db366d-aae1-49e7-afdd-62751a0fbd10",{"_uid":204,"link":205,"component":56},"48b2cd52-8bf8-4fe3-9a91-835a353cacbb",{"type":15,"content":206},[207],{"type":18,"content":208},[209],{"text":210,"type":22,"marks":211},"Retiring on $800K",[212],{"type":31,"attrs":213},{"href":214,"uuid":215,"anchor":34,"target":35,"linktype":74},"/discover/retirement/retiring-with-800k","42a16b7d-6141-4422-8909-87718b57d06d",{"_uid":217,"link":218,"component":56},"68aa3dbb-59d2-4dec-ab2c-8a74355de45d",{"type":15,"content":219},[220],{"type":18,"content":221},[222],{"text":223,"type":22,"marks":224},"Retiring on $1 million",[225],{"type":31,"attrs":226},{"href":227,"uuid":228,"anchor":34,"target":35,"linktype":74},"/discover/retirement/can-you-retire-on-1-million","4a022cdb-ad83-4b88-ab6a-87b8e39f482e",[230,243,256],{"_uid":231,"link":232,"component":56},"544b38e5-ba7a-4b9d-b8e0-86a11eae4381",{"type":15,"content":233},[234],{"type":18,"content":235},[236],{"text":237,"type":22,"marks":238},"Retirement calculator",[239],{"type":31,"attrs":240},{"href":241,"uuid":242,"anchor":34,"target":35,"linktype":74},"/discover/retirement/retirement-calculator","e750018f-e90c-4df6-b63a-97268dfdf93c",{"_uid":244,"link":245,"component":56},"20fc13a0-0418-4af1-a0c2-2c647dbbc39e",{"type":15,"content":246},[247],{"type":18,"content":248},[249],{"text":250,"type":22,"marks":251},"Roth IRA calculator",[252],{"type":31,"attrs":253},{"href":254,"uuid":255,"anchor":34,"target":35,"linktype":74},"/discover/retirement/roth-ira-calculator","58116e58-282b-41cd-8932-b47bebec7568",{"_uid":257,"link":258,"component":56},"5c17edab-55c5-4b48-bddd-7779f22984ec",{"type":15,"content":259},[260],{"type":18,"content":261},[262],{"text":263,"type":22,"marks":264},"What is a 401k",[265],{"type":31,"attrs":266},{"href":267,"uuid":268,"anchor":34,"target":35,"linktype":74},"/discover/investing/what-is-a-401k-and-how-does-it-work","342bd874-c9e1-426c-bba7-116d1f9665dc",{"CTA":270,"_uid":281,"title":282,"component":59,"overview_link":283,"main_section_links":297,"main_section_title":132,"additional_section_links":354,"additional_section_title":147},[271],{"_uid":272,"link":273,"component":56},"aada5723-1aa7-40fc-a2e8-a555f6d924cc",{"type":15,"content":274},[275],{"type":18,"content":276},[277],{"text":51,"type":22,"marks":278},[279],{"type":31,"attrs":280},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"495763d1-ee75-4112-9ef6-5765d8c6a6be","Investing",[284],{"_uid":285,"link":286,"component":56},"66d9a1fe-709f-46f9-9731-2f59ebccb2cc",{"type":15,"content":287},[288],{"type":18,"content":289},[290],{"text":291,"type":22,"marks":292},"All investing guides",[293],{"type":31,"attrs":294},{"href":295,"uuid":296,"anchor":34,"target":35,"linktype":74},"/discover/investing/","740d32ec-309a-43d6-902e-cb1e62bd0fe8",[298,312,326,340],{"_uid":299,"link":300,"component":56},"f2050b75-554a-4add-a9e6-8bfa544307d6",{"type":15,"content":301},[302],{"type":18,"attrs":303,"content":304},{"textAlign":34},[305],{"text":306,"type":22,"marks":307},"The best way to invest $20k",[308],{"type":31,"attrs":309},{"href":310,"uuid":311,"anchor":34,"target":35,"linktype":74},"/discover/investing/best-way-to-invest-20k","d39e5bf4-d7b4-426a-a6f2-b871031e724e",{"_uid":313,"link":314,"component":56},"2fc43030-f262-4a71-99c2-39167ce30cce",{"type":15,"content":315},[316],{"type":18,"attrs":317,"content":318},{"textAlign":34},[319],{"text":320,"type":22,"marks":321},"The best way to invest $50k",[322],{"type":31,"attrs":323},{"href":324,"uuid":325,"anchor":34,"target":35,"linktype":74},"/discover/investing/the-best-way-to-invest-50k","abac014e-4ec8-42ae-94a0-64cfdff686d5",{"_uid":327,"link":328,"component":56},"8df420ce-d8dd-4a7a-8947-50fa74ecf8e6",{"type":15,"content":329},[330],{"type":18,"attrs":331,"content":332},{"textAlign":34},[333],{"text":334,"type":22,"marks":335},"The best way to invest $100k",[336],{"type":31,"attrs":337},{"href":338,"uuid":339,"anchor":34,"target":35,"linktype":74},"/discover/investing/the-best-way-to-invest-100k","2c6b4fe9-770f-409a-93cd-791df4eb9318",{"_uid":341,"link":342,"component":56},"fed4141f-0a48-4752-9e11-7253956a4418",{"type":15,"content":343},[344],{"type":18,"attrs":345,"content":346},{"textAlign":34},[347],{"text":348,"type":22,"marks":349},"Investments that pay a monthly income",[350],{"type":31,"attrs":351},{"href":352,"uuid":353,"anchor":34,"target":35,"linktype":74},"/discover/investing/12-investments-that-pay-monthly-income","0898e500-1457-4990-be41-57a3c68d3e9f",[355],{"_uid":356,"link":357,"component":56},"ace14b44-4a28-432f-bf49-e7bd63d0bf4d",{"type":15,"content":358},[359],{"type":18,"content":360},[361],{"text":362,"type":22,"marks":363},"Compound interest calculator",[364],{"type":31,"attrs":365},{"href":366,"uuid":367,"anchor":34,"target":35,"linktype":74},"/discover/investing/compound-interest-calculator","18ece990-d9e2-4dad-8816-fdd320af3dc0",{"CTA":369,"_uid":380,"title":381,"component":59,"overview_link":382,"main_section_links":396,"main_section_title":132,"additional_section_links":439,"additional_section_title":147},[370],{"_uid":371,"link":372,"component":56},"be29d26a-051b-4ce8-984b-36035ef7a503",{"type":15,"content":373},[374],{"type":18,"content":375},[376],{"text":51,"type":22,"marks":377},[378],{"type":31,"attrs":379},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"b04c8a90-f17c-40ea-a4d5-554e8c69aa14","Banking",[383],{"_uid":384,"link":385,"component":56},"482cacd4-2995-4939-8c56-c9a74ea0236b",{"type":15,"content":386},[387],{"type":18,"content":388},[389],{"text":390,"type":22,"marks":391},"All banking guides",[392],{"type":31,"attrs":393},{"href":394,"uuid":395,"anchor":34,"target":35,"linktype":74},"/discover/banking/","d8de9283-4031-440b-be2f-01ac9349324e",[397,411,425],{"_uid":398,"link":399,"component":56},"0b07ede1-5220-4d9e-9f85-c474d743a260",{"type":15,"content":400},[401],{"type":18,"attrs":402,"content":403},{"textAlign":34},[404],{"text":405,"type":22,"marks":406},"What is private banking",[407],{"type":31,"attrs":408},{"href":409,"uuid":410,"anchor":34,"target":35,"linktype":74},"/discover/banking/what-is-private-banking","b1c04c35-0a8a-4af5-ace1-672aa41f133d",{"_uid":412,"link":413,"component":56},"caa1ee0a-c417-4cfb-b3d3-025466ab1b98",{"type":15,"content":414},[415],{"type":18,"attrs":416,"content":417},{"textAlign":34},[418],{"text":419,"type":22,"marks":420},"US income breakdown",[421],{"type":31,"attrs":422},{"href":423,"uuid":424,"anchor":34,"target":35,"linktype":74},"/discover/banking/how-much-income-puts-you-in-the-top-1-5-or-10","ddda3782-1859-49a4-82ed-935303e2bec6",{"_uid":426,"link":427,"component":56},"6a0937f3-2014-431f-a77c-95e748072003",{"type":15,"content":428},[429],{"type":18,"attrs":430,"content":431},{"textAlign":34},[432],{"text":433,"type":22,"marks":434},"Cost of living in Florida",[435],{"type":31,"attrs":436},{"href":437,"uuid":438,"anchor":34,"target":35,"linktype":74},"/discover/banking/what-is-the-cost-of-living-in-florida","9c970b27-4644-43af-834f-eba5f1ae136a",[],{"CTA":441,"_uid":452,"title":453,"component":59,"overview_link":454,"main_section_links":468,"main_section_title":132,"additional_section_links":525,"additional_section_title":147},[442],{"_uid":443,"link":444,"component":56},"f2cea9b3-b01d-4bbf-b18b-52a0737eaf3c",{"type":15,"content":445},[446],{"type":18,"content":447},[448],{"text":51,"type":22,"marks":449},[450],{"type":31,"attrs":451},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"a5e4b27e-1713-42d5-9597-6882a94968c0","Taxes",[455],{"_uid":456,"link":457,"component":56},"40d47d8f-3a14-4596-9d64-337daeb3fbf5",{"type":15,"content":458},[459],{"type":18,"content":460},[461],{"text":462,"type":22,"marks":463},"All tax guides",[464],{"type":31,"attrs":465},{"href":466,"uuid":467,"anchor":34,"target":35,"linktype":74},"/discover/taxes/","cff941f3-03a9-464a-b168-0d9b1eef9ce4",[469,483,497,511],{"_uid":470,"link":471,"component":56},"e366294b-be7d-47bb-b127-25b39aab3467",{"type":15,"content":472},[473],{"type":18,"attrs":474,"content":475},{"textAlign":34},[476],{"text":477,"type":22,"marks":478},"Capital gains tax for seniors",[479],{"type":31,"attrs":480},{"href":481,"uuid":482,"anchor":34,"target":35,"linktype":74},"/discover/taxes/capital-gains-tax-exemption-for-seniors-what-does-it-mean-for-you","62ae1223-58e7-4fe8-9081-2a9d047cfb84",{"_uid":484,"link":485,"component":56},"336d1192-6b9d-4a98-8922-1877072f3003",{"type":15,"content":486},[487],{"type":18,"attrs":488,"content":489},{"textAlign":34},[490],{"text":491,"type":22,"marks":492},"Capital gains tax by state",[493],{"type":31,"attrs":494},{"href":495,"uuid":496,"anchor":34,"target":35,"linktype":74},"/discover/taxes/capital-gains-tax-by-state","94d6ce4a-1ba6-444f-a41d-4ae541b99b79",{"_uid":498,"link":499,"component":56},"7450de66-1ff3-447c-b191-1f75166a6046",{"type":15,"content":500},[501],{"type":18,"attrs":502,"content":503},{"textAlign":34},[504],{"text":505,"type":22,"marks":506},"Understanding capital gains tax",[507],{"type":31,"attrs":508},{"href":509,"uuid":510,"anchor":34,"target":35,"linktype":74},"/discover/retirement/how-much-is-capital-gains-tax","8442c69d-4c88-4d2e-8fa4-08275191bab0",{"_uid":512,"link":513,"component":56},"8050ded3-889f-43b0-92b3-30adad9ac076",{"type":15,"content":514},[515],{"type":18,"attrs":516,"content":517},{"textAlign":34},[518],{"text":519,"type":22,"marks":520},"Tax in Washington",[521],{"type":31,"attrs":522},{"href":523,"uuid":524,"anchor":34,"target":35,"linktype":74},"/discover/taxes/washington-tax-guide","2462451b-7f16-4364-8471-f78939478e7e",[526],{"_uid":527,"link":528,"component":56},"b11dcfe9-a823-4859-8965-d32bab7873e9",{"type":15,"content":529},[530],{"type":18,"content":531},[532],{"text":533,"type":22,"marks":534},"Capital Gains Tax Calculator",[535],{"type":31,"attrs":536},{"href":537,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://www.unbiased.com/discover/taxes/capital-gains-tax-calculator",[539,544,546,548,550,554],{"_uid":540,"href":174,"text":541,"component":542,"openInNewWindow":543},"4654e725-33d3-4fa3-8917-b2a73f05752c"," Retirement","app-link",false,{"_uid":545,"href":295,"text":282,"component":542,"openInNewWindow":543},"3e1f2e86-310c-4ee1-be2b-c9100443d53f",{"_uid":547,"href":394,"text":381,"component":542,"openInNewWindow":543},"fa006314-3e85-43c3-9267-bb87f84a1ebc",{"_uid":549,"href":466,"text":453,"component":542,"openInNewWindow":543},"9d69eda3-6dcc-49fb-a519-f61cb97a40ff",{"_uid":551,"href":552,"text":553,"component":542,"openInNewWindow":543},"ecf272f5-571f-41aa-a069-75c81ec617e8","/discover/insurance/","Insurance",{"_uid":555,"href":556,"text":557,"component":542,"openInNewWindow":558},"0acdc588-18e3-4e41-872b-1d528d985164","/about-us","About us",true,"https://v2.unbiased.com/consumer/login","/pro",[562,575,589,603,617,630],{"_uid":563,"link":564,"component":56},"72cfe613-7b21-4cc0-acbf-66a38dab3eee",{"type":15,"content":565},[566],{"type":18,"content":567},[568],{"text":569,"type":22,"marks":570},"Pricing",[571],{"type":31,"attrs":572},{"href":573,"uuid":34,"anchor":34,"custom":574,"target":35,"linktype":36},"https://www.unbiased.com/pages/pricing",{},{"_uid":576,"link":577,"component":56},"cb14e1ca-f377-41ec-b053-b97ef2aeb42f",{"type":15,"content":578},[579],{"type":18,"content":580},[581],{"text":582,"type":22,"marks":583},"Business Growth",[584],{"type":31,"attrs":585},{"href":586,"uuid":587,"anchor":34,"custom":588,"target":35,"linktype":74},"/pro/discover/business-growth/","022b5ef6-975b-4f56-8d38-66f137e7901f",{},{"_uid":590,"link":591,"component":56},"6cdc93ad-5d74-4c39-9342-0ed49e309979",{"type":15,"content":592},[593],{"type":18,"content":594},[595],{"text":596,"type":22,"marks":597},"Trends & Insight",[598],{"type":31,"attrs":599},{"href":600,"uuid":601,"anchor":34,"custom":602,"target":35,"linktype":74},"/pro/discover/trends-insight/","4b364e23-68e6-4009-a852-83d5e327c796",{},{"_uid":604,"link":605,"component":56},"0404c041-e645-42fe-8932-be896a82902e",{"type":15,"content":606},[607],{"type":18,"content":608},[609],{"text":610,"type":22,"marks":611},"News",[612],{"type":31,"attrs":613},{"href":614,"uuid":615,"anchor":34,"custom":616,"target":35,"linktype":74},"/pro/discover/news/","829a2a75-d3fb-454c-a50c-c7f8212ea16b",{},{"_uid":618,"link":619,"component":56},"7f208f7d-d0f3-417c-8cc8-c135e72a8a74",{"type":15,"content":620},[621],{"type":18,"content":622},[623],{"text":624,"type":22,"marks":625},"Help",[626],{"type":31,"attrs":627},{"href":628,"uuid":34,"anchor":34,"custom":629,"target":35,"linktype":36},"https://www.unbiased.com/pages/pro/faqs",{},{"_uid":631,"link":632,"component":56},"f4ec7388-9b0f-42ef-96b0-38feb0f276e1",{"type":15,"content":633},[634],{"type":18,"content":635},[636],{"text":637,"type":22,"marks":638},"Login",[639],{"type":31,"attrs":640},{"href":641,"uuid":34,"anchor":34,"custom":642,"target":35,"linktype":36},"https://v2.unbiased.com/pro/login",{},[],"Are you an advisor?",[646,650,654,658,662],{"_uid":647,"href":648,"text":649,"component":542,"openInNewWindow":543},"5a4588d0-87e3-4ae5-963f-bd3ca35a1bf7","https://www.unbiased.com/faq","FAQ",{"_uid":651,"href":652,"text":653,"component":542,"openInNewWindow":543},"85a086a2-d420-43a6-a1e6-d8cfcc52a584","/terms-of-use","Terms of Use",{"_uid":655,"href":656,"text":657,"component":542,"openInNewWindow":543},"bd58e670-f5ff-4936-adbe-5aa73c990cdf","/privacy-policy","Privacy Policy",{"_uid":659,"href":660,"text":661,"component":542,"openInNewWindow":558},"eafa26a7-3b78-4f00-954e-f1ebc3115542","https://reports.adviserinfo.sec.gov/reports/ADV/323880/PDF/323880.pdf","Unbiased ADV",{"_uid":663,"href":664,"text":665,"component":542,"openInNewWindow":558},"2cbcf581-9d60-443b-9e63-9e95be09afad","https://reports.adviserinfo.sec.gov/crs/crs_323880.pdf","Unbiased CRS","https://www.unbiased.co.uk","Unbiased Inc. is a registered investment advisor with the US Securities and Exchange Commission (“SEC”). Registration as an investment advisor does not imply a certain level of skill or training.",[669,673,677,681,685],{"_uid":670,"href":671,"text":672,"component":542,"openInNewWindow":543},"2ca50944-e323-4559-9c46-b77eb4bce616","//www.instagram.com/unbiased.us/","Instagram",{"_uid":674,"href":675,"text":676,"component":542,"openInNewWindow":543},"278b2358-e4c6-491b-b011-425b4bd0b709","//www.youtube.com/@Unbiased","YouTube",{"_uid":678,"href":679,"text":680,"component":542,"openInNewWindow":543},"dccca61f-0426-4778-a54b-1944ab1ae71f","//twitter.com/Unbiased_us","Twitter",{"_uid":682,"href":683,"text":684,"component":542,"openInNewWindow":543},"6e6372d5-1f37-43fb-a849-8868877530c8","//www.facebook.com/unbiasedus","Facebook",{"_uid":686,"href":687,"text":688,"component":542,"openInNewWindow":558},"c3a97f2f-ee67-4516-9529-6aff38733af2","https://www.linkedin.com/showcase/unbiased.com/","LinkedIn","Go to UK site","It looks like you’re visiting from the UK. Would you like to visit our UK site?",[],"Stay on US site","You’re currently on our US site",[695],{"_uid":696,"heading":697,"cta_link":55,"cta_text":698,"component":699,"description":700,"pro_heading":701,"pro_cta_link":33,"pro_cta_text":702,"pro_description":703},"7404adca-dc5b-443e-a1b4-4c8bed2673b3","Financial advice","Match with an advisor","sidebar_cta","We’ll find a professional perfectly matched to your needs. Getting started is easy, fast and free.","Access high-quality leads in minutes with UnbiasedPro","Get perfect clients now.","If you're looking for the perfect clients we'll deliver them straight to your inbox and give you the tools to manage them throughout the sales process.",[705],{"_uid":706,"title":707,"CTAText":708,"subtitle":709,"component":710,"errorTitle":711,"description":712,"successTitle":713,"errorSubtitle":714,"successSubtitle":715,"consentCheckboxLabelText":716,"errorMesageFirstNameError":717,"consentCheckboxLabelLinkURL":656,"consentCheckboxLabelLinkText":718,"errorMessageRequiredFieldEmail":719,"errorMessageIncorrectEmailFormat":720,"errorMessageRequiredFieldConsent":721,"errorMessageRequiredFieldInterest":722,"errorMessageRequiredFieldFirstName":723},"8ca4fd8f-da99-489f-aa1b-fcfabdd8b7e3","Get the latest news and tips","Sign up for email updates","Sign up for news that may impact your finances","sidebar-email-signup","Sorry, there was a technical problem","Receive the latest news, tips and guides to help you manage your finances","Thanks for signing up!","Please try again later, or email contact@unbiased.com","You should receive an email confirmation shortly.","I consent to Unbiased storing my data in accordance with their","Too many characters","privacy policy","Your email address is required","Your email address contains errors","Your consent is required","Your interest is required","Your first name is required","config",-60,[],0,"c7c18fda-2d94-4a2f-9d60-e1fee25d980a","2022-11-21T10:48:58.546Z","default",[],{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":734},256,"\u003Cpath fill=\"currentColor\" d=\"m216.49 104.49l-80 80a12 12 0 0 1-17 0l-80-80a12 12 0 0 1 17-17L128 159l71.51-71.52a12 12 0 0 1 17 17Z\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":736},"\u003Cpath fill=\"currentColor\" d=\"m229.66 218.34l-50.07-50.06a88.11 88.11 0 1 0-11.31 11.31l50.06 50.07a8 8 0 0 0 11.32-11.32M40 112a72 72 0 1 1 72 72a72.08 72.08 0 0 1-72-72\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":738},"\u003Cpath fill=\"currentColor\" d=\"M224 128a8 8 0 0 1-8 8H40a8 8 0 0 1 0-16h176a8 8 0 0 1 8 8M40 72h176a8 8 0 0 0 0-16H40a8 8 0 0 0 0 16m176 112H40a8 8 0 0 0 0 16h176a8 8 0 0 0 0-16\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":740},"\u003Cpath fill=\"currentColor\" d=\"M128 80a48 48 0 1 0 48 48a48.05 48.05 0 0 0-48-48m0 80a32 32 0 1 1 32-32a32 32 0 0 1-32 32m48-136H80a56.06 56.06 0 0 0-56 56v96a56.06 56.06 0 0 0 56 56h96a56.06 56.06 0 0 0 56-56V80a56.06 56.06 0 0 0-56-56m40 152a40 40 0 0 1-40 40H80a40 40 0 0 1-40-40V80a40 40 0 0 1 40-40h96a40 40 0 0 1 40 40ZM192 76a12 12 0 1 1-12-12a12 12 0 0 1 12 12\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":742},"\u003Cpath fill=\"currentColor\" d=\"m164.44 121.34l-48-32A8 8 0 0 0 104 96v64a8 8 0 0 0 12.44 6.66l48-32a8 8 0 0 0 0-13.32M120 145.05V111l25.58 17Zm114.33-75.53a24 24 0 0 0-14.49-16.4C185.56 39.88 131 40 128 40s-57.56-.12-91.84 13.12a24 24 0 0 0-14.49 16.4C19.08 79.5 16 97.74 16 128s3.08 48.5 5.67 58.48a24 24 0 0 0 14.49 16.41C69 215.56 120.4 216 127.34 216h1.32c6.94 0 58.37-.44 91.18-13.11a24 24 0 0 0 14.49-16.41c2.59-10 5.67-28.22 5.67-58.48s-3.08-48.5-5.67-58.48m-15.49 113a8 8 0 0 1-4.77 5.49c-31.65 12.22-85.48 12-86 12H128c-.54 0-54.33.2-86-12a8 8 0 0 1-4.77-5.49C34.8 173.39 32 156.57 32 128s2.8-45.39 5.16-54.47A8 8 0 0 1 41.93 68c30.52-11.79 81.66-12 85.85-12h.27c.54 0 54.38-.18 86 12a8 8 0 0 1 4.77 5.49C221.2 82.61 224 99.43 224 128s-2.8 45.39-5.16 54.47Z\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":744},"\u003Cpath fill=\"currentColor\" d=\"m214.75 211.71l-62.6-98.38l61.77-67.95a8 8 0 0 0-11.84-10.76l-58.84 64.72l-40.49-63.63A8 8 0 0 0 96 32H48a8 8 0 0 0-6.75 12.3l62.6 98.37l-61.77 68a8 8 0 1 0 11.84 10.76l58.84-64.72l40.49 63.63A8 8 0 0 0 160 224h48a8 8 0 0 0 6.75-12.29M164.39 208L62.57 48h29l101.86 160Z\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":746},"\u003Cpath fill=\"currentColor\" d=\"M128 24a104 104 0 1 0 104 104A104.11 104.11 0 0 0 128 24m8 191.63V152h24a8 8 0 0 0 0-16h-24v-24a16 16 0 0 1 16-16h16a8 8 0 0 0 0-16h-16a32 32 0 0 0-32 32v24H96a8 8 0 0 0 0 16h24v63.63a88 88 0 1 1 16 0\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":748},"\u003Cpath fill=\"currentColor\" d=\"M216 24H40a16 16 0 0 0-16 16v176a16 16 0 0 0 16 16h176a16 16 0 0 0 16-16V40a16 16 0 0 0-16-16m0 192H40V40h176zM96 112v64a8 8 0 0 1-16 0v-64a8 8 0 0 1 16 0m88 28v36a8 8 0 0 1-16 0v-36a20 20 0 0 0-40 0v36a8 8 0 0 1-16 0v-64a8 8 0 0 1 15.79-1.78A36 36 0 0 1 184 140m-84-56a12 12 0 1 1-12-12a12 12 0 0 1 12 12\"/>",{"name":750,"created_at":751,"published_at":752,"updated_at":753,"id":754,"uuid":755,"content":756,"slug":1313,"full_slug":1314,"sort_by_date":34,"position":1315,"tag_list":1316,"is_startpage":543,"parent_id":1317,"meta_data":34,"group_id":1318,"first_published_at":1319,"release_id":34,"lang":730,"path":34,"alternates":1320,"default_full_slug":34,"translated_slugs":34},"Improve Social Security benefits","2024-06-13T15:16:19.814Z","2026-02-03T10:50:59.438Z","2026-02-03T10:50:59.459Z",510866023,"28dfb69d-0343-4a40-926a-611fc33dc0f4",{"_uid":757,"body":758,"hero":1241,"author":1260,"series":12,"sidebar":1284,"hide_cta":543,"metatags":1304,"reviewer":12,"component":1308,"updatedAt":12,"series_order":12,"bottom_banner":1309,"fullWidthMode":543,"subcategories":1310,"hideEmbeddedMF":543,"hide_pro_banner":543,"intro_paragraph":1311,"series_dropdown":543,"intro_subheading":12,"series_navigation":558,"table_of_contents":558,"outgrow_calculator":1312,"series_dropdown_label":12,"hide_email_signup_widget":543,"show_compound_calculator":543,"show_roth_ira_calculator":543,"show_footer_sticky_banner":543,"show_retirement_calculator":543,"show_capital_gains_calculator":543},"463dd29a-b1d8-47fc-ac3e-6ad577fad79c",[759],{"_uid":760,"data":761,"component":1240},"3ec8be02-4581-4b8e-9d6d-4039c5132d30",{"type":15,"content":762},[763,779,842,854,861,868,889,901,908,915,927,962,969,981,988,995,1002,1014,1021,1028,1041,1048,1061,1087,1094,1106,1113,1120,1141,1153,1160,1167,1174,1187,1194,1201,1213,1220],{"type":764,"attrs":765,"content":767},"heading",{"level":766},2,[768,773],{"text":769,"type":22,"marks":770},"Summary",[771],{"type":129,"attrs":772},{"color":12},{"text":774,"type":22,"marks":775}," ",[776],{"type":129,"attrs":777},{"color":778},"rgb(33, 35, 35)",{"type":780,"content":781},"bullet_list",[782,796,809,818],{"type":783,"content":784},"list_item",[785],{"type":18,"content":786},[787,792],{"text":788,"type":22,"marks":789},"US citizens qualify for Social Security benefits after reaching the age of 66 years and two months.",[790],{"type":129,"attrs":791},{"color":12},{"text":774,"type":22,"marks":793},[794],{"type":129,"attrs":795},{"color":131},{"type":783,"content":797},[798],{"type":18,"content":799},[800,805],{"text":801,"type":22,"marks":802},"The higher your retirement age, the higher your benefits will be.",[803],{"type":129,"attrs":804},{"color":12},{"text":774,"type":22,"marks":806},[807],{"type":129,"attrs":808},{"color":131},{"type":783,"content":810},[811],{"type":18,"content":812},[813],{"text":814,"type":22,"marks":815},"Knowing how to calculate taxable Social Security benefits is an effective way to secure your retirement. ",[816],{"type":129,"attrs":817},{"color":12},{"type":783,"content":819},[820],{"type":18,"content":821},[822,827,837],{"text":823,"type":22,"marks":824},"Finding a ",[825],{"type":129,"attrs":826},{"color":12},{"text":828,"type":22,"marks":829},"professional financial advisor",[830,833,835],{"type":31,"attrs":831},{"href":55,"uuid":34,"anchor":34,"target":832,"linktype":36},"_blank",{"type":129,"attrs":834},{"color":12},{"type":836},"underline",{"text":838,"type":22,"marks":839}," will help to set you up for a more secure retirement.  ",[840],{"type":129,"attrs":841},{"color":12},{"type":764,"attrs":843,"content":844},{"level":766},[845,850],{"text":846,"type":22,"marks":847},"What are Social Security benefits?",[848],{"type":129,"attrs":849},{"color":12},{"text":774,"type":22,"marks":851},[852],{"type":129,"attrs":853},{"color":778},{"type":18,"content":855},[856],{"text":857,"type":22,"marks":858},"Social Security benefits are monthly payments made to qualified retired individuals or people with disabilities who cannot support themselves or their families.  ",[859],{"type":129,"attrs":860},{"color":12},{"type":18,"content":862},[863],{"text":864,"type":22,"marks":865},"You can qualify for retirement Social Security benefits by working, earning, and contributing to the program during your working years. The minimum Social Security benefits you receive are determined based on factors such as occupation, contributions, age, and health status.  ",[866],{"type":129,"attrs":867},{"color":12},{"type":18,"content":869},[870,875,884],{"text":871,"type":22,"marks":872},"Strategizing to maximize benefits is an effective way to get the most out of your Social Security package and ",[873],{"type":129,"attrs":874},{"color":12},{"text":876,"type":22,"marks":877},"enjoy a more comfortable, secure retirement",[878,881,883],{"type":31,"attrs":879},{"href":880,"uuid":34,"anchor":34,"target":832,"linktype":36},"https://www.unbiased.com/discover/retirement/",{"type":129,"attrs":882},{"color":12},{"type":836},{"text":885,"type":22,"marks":886}," as you live out your golden years.  ",[887],{"type":129,"attrs":888},{"color":12},{"type":764,"attrs":890,"content":891},{"level":766},[892,897],{"text":893,"type":22,"marks":894},"How are Social Security benefits calculated?",[895],{"type":129,"attrs":896},{"color":12},{"text":774,"type":22,"marks":898},[899],{"type":129,"attrs":900},{"color":778},{"type":18,"content":902},[903],{"text":904,"type":22,"marks":905},"To calculate taxable Social Security benefits for every applicable citizen, the State Security Agency (SSA) takes several factors into account, including earnings history, age at retirement, and work credits. ",[906],{"type":129,"attrs":907},{"color":12},{"type":18,"content":909},[910],{"text":911,"type":22,"marks":912},"The SSA uses a formula to determine what your Social Security benefit should be. It combines your age, earnings, retirement date, and other personal data to ascertain your compensation level.  ",[913],{"type":129,"attrs":914},{"color":12},{"type":764,"attrs":916,"content":917},{"level":766},[918,923],{"text":919,"type":22,"marks":920},"What is the minimum Social Security benefit?",[921],{"type":129,"attrs":922},{"color":12},{"text":774,"type":22,"marks":924},[925],{"type":129,"attrs":926},{"color":778},{"type":18,"content":928},[929,934,943,948,957],{"text":930,"type":22,"marks":931},"The ",[932],{"type":129,"attrs":933},{"color":12},{"text":935,"type":22,"marks":936},"minimum Social Security benefit",[937,940,942],{"type":31,"attrs":938},{"href":939,"uuid":34,"anchor":34,"target":832,"linktype":36},"https://www.unbiased.com/discover/retirement/minimum-social-security-benefit",{"type":129,"attrs":941},{"color":12},{"type":836},{"text":944,"type":22,"marks":945}," you can receive as a qualified retiree ranges between ",[946],{"type":129,"attrs":947},{"color":12},{"text":949,"type":22,"marks":950},"$50.90 and $1,066.50",[951,954,956],{"type":31,"attrs":952},{"href":953,"uuid":34,"anchor":34,"target":832,"linktype":36},"https://www.nerdwallet.com/article/investing/social-security/minimum-social-security-benefit",{"type":129,"attrs":955},{"color":12},{"type":836},{"text":958,"type":22,"marks":959}," per month as of 2024.  ",[960],{"type":129,"attrs":961},{"color":12},{"type":18,"content":963},[964],{"text":965,"type":22,"marks":966},"The minimum benefit provides primary insurance for low-income workers or retirees who have yet to contribute as many working years to the SSA program.  ",[967],{"type":129,"attrs":968},{"color":12},{"type":764,"attrs":970,"content":971},{"level":766},[972,977],{"text":973,"type":22,"marks":974},"What is the maximum Social Security benefit?",[975],{"type":129,"attrs":976},{"color":12},{"text":774,"type":22,"marks":978},[979],{"type":129,"attrs":980},{"color":778},{"type":18,"content":982},[983],{"text":984,"type":22,"marks":985},"The maximum Social Security benefit you can receive depends greatly on your circumstances.  ",[986],{"type":129,"attrs":987},{"color":12},{"type":18,"content":989},[990],{"text":991,"type":22,"marks":992},"The amount is relational, meaning that it is determined by various factors—amounts change drastically from one person to the next.  ",[993],{"type":129,"attrs":994},{"color":12},{"type":18,"content":996},[997],{"text":998,"type":22,"marks":999},"If you retire at full retirement age (66 years and two months) in 2024, your maximum benefit will be $3,822. However, if you retire earlier, say, at 62 in 2024, your maximum benefit will be $2,710. If you wait until 70 to retire, your maximum benefit will reach $4,873 per month.  ",[1000],{"type":129,"attrs":1001},{"color":12},{"type":764,"attrs":1003,"content":1004},{"level":766},[1005,1010],{"text":1006,"type":22,"marks":1007},"What are the top strategies to increase your Social Security benefits?",[1008],{"type":129,"attrs":1009},{"color":12},{"text":774,"type":22,"marks":1011},[1012],{"type":129,"attrs":1013},{"color":778},{"type":18,"content":1015},[1016],{"text":1017,"type":22,"marks":1018},"Early retirement can offer many benefits, but it comes with financial drawbacks. Retiring before the full retirement age reduces your Social Security benefits.  ",[1019],{"type":129,"attrs":1020},{"color":12},{"type":18,"content":1022},[1023],{"text":1024,"type":22,"marks":1025},"Raising your retirement age results in a higher monthly payout, making a late retirement one of the best strategies for how to improve Social Security benefits.  ",[1026],{"type":129,"attrs":1027},{"color":12},{"type":764,"attrs":1029,"content":1030},{"level":766},[1031,1037],{"text":1032,"type":22,"marks":1033},"Can you work while collecting Social Security?",[1034,1035],{"type":38},{"type":129,"attrs":1036},{"color":12},{"text":774,"type":22,"marks":1038},[1039],{"type":129,"attrs":1040},{"color":131},{"type":18,"content":1042},[1043],{"text":1044,"type":22,"marks":1045},"Yes, you can collect Social Security retirement and work at the same time. However, if you are under 66 years and two months old and earn more than certain amounts, your benefits will be reduced.  ",[1046],{"type":129,"attrs":1047},{"color":12},{"type":764,"attrs":1049,"content":1050},{"level":766},[1051,1057],{"text":1052,"type":22,"marks":1053},"What is a voluntary suspension of benefits?",[1054,1055],{"type":38},{"type":129,"attrs":1056},{"color":12},{"text":774,"type":22,"marks":1058},[1059],{"type":129,"attrs":1060},{"color":131},{"type":18,"content":1062},[1063,1068,1082],{"text":1064,"type":22,"marks":1065},"If you are a qualified retiree who is under 70 years old, you can ",[1066],{"type":129,"attrs":1067},{"color":12},{"text":1069,"type":22,"marks":1070},"voluntarily suspend your retirement benefits",[1071,1080],{"type":31,"attrs":1072},{"href":1073,"uuid":1074,"anchor":34,"target":35,"linktype":74,"story":1075},"/discover/retirement/suspending-social-security-what-you-need-to-know","654bcfd2-d0eb-4ac8-a96e-4a9507abff4d",{"name":1076,"id":1077,"uuid":1074,"slug":1078,"url":1079,"full_slug":1079,"_stopResolving":558},"Suspending Social Security: what you need to know",618699317,"suspending-social-security","discover/retirement/suspending-social-security",{"type":129,"attrs":1081},{"color":12},{"text":1083,"type":22,"marks":1084}," to increase future payments.  ",[1085],{"type":129,"attrs":1086},{"color":12},{"type":18,"content":1088},[1089],{"text":1090,"type":22,"marks":1091},"During a voluntary suspension, you can earn delayed retirement credits, which boost your eventual benefit by two-thirds of 1% for every month you are suspended.  ",[1092],{"type":129,"attrs":1093},{"color":12},{"type":764,"attrs":1095,"content":1096},{"level":766},[1097,1102],{"text":1098,"type":22,"marks":1099},"Will I be taxed on Social Security benefits?",[1100],{"type":129,"attrs":1101},{"color":12},{"text":774,"type":22,"marks":1103},[1104],{"type":129,"attrs":1105},{"color":778},{"type":18,"content":1107},[1108],{"text":1109,"type":22,"marks":1110},"Social Security benefits may be taxed depending on other income sources.  ",[1111],{"type":129,"attrs":1112},{"color":12},{"type":18,"content":1114},[1115],{"text":1116,"type":22,"marks":1117},"The more external income sources you have and the higher they are, the more you will be taxed. However, there are strategies you can use to minimize taxes on benefits, including considerations for IRA withdrawals and state tax implications.  ",[1118],{"type":129,"attrs":1119},{"color":12},{"type":18,"content":1121},[1122,1127,1136],{"text":1123,"type":22,"marks":1124},"There are 10 ",[1125],{"type":129,"attrs":1126},{"color":12},{"text":1128,"type":22,"marks":1129},"states that tax Social Security benefits",[1130,1133,1135],{"type":31,"attrs":1131},{"href":1132,"uuid":34,"anchor":34,"target":832,"linktype":36},"https://www.investopedia.com/which-states-don-t-tax-social-security-5211649",{"type":129,"attrs":1134},{"color":12},{"type":836},{"text":1137,"type":22,"marks":1138},", and Colorado only taxes benefits if those receiving the funds are under the age of 65. ",[1139],{"type":129,"attrs":1140},{"color":12},{"type":764,"attrs":1142,"content":1143},{"level":766},[1144,1149],{"text":1145,"type":22,"marks":1146},"How do you maximize benefits for married couples?",[1147],{"type":129,"attrs":1148},{"color":12},{"text":774,"type":22,"marks":1150},[1151],{"type":129,"attrs":1152},{"color":778},{"type":18,"content":1154},[1155],{"text":1156,"type":22,"marks":1157},"The maximum security benefit for a married couple largely depends on how long the spouse waits before collecting the benefits. It also depends on whether both spouses have reached the qualifying retirement age and how many years of combined contributions they have.  ",[1158],{"type":129,"attrs":1159},{"color":12},{"type":18,"content":1161},[1162],{"text":1163,"type":22,"marks":1164},"Knowing how to better current Social Security benefits can be a useful strategy for retiring in heightened, more sustainable comfort with your partner.  ",[1165],{"type":129,"attrs":1166},{"color":12},{"type":18,"content":1168},[1169],{"text":1170,"type":22,"marks":1171},"This can be achieved by applying for spousal benefits or survivor benefits or waiting to reach the qualifying retirement age before applying for benefits.  ",[1172],{"type":129,"attrs":1173},{"color":12},{"type":764,"attrs":1175,"content":1176},{"level":766},[1177,1183],{"text":1178,"type":22,"marks":1179},"Are there any special considerations for divorcees and widows?",[1180,1181],{"type":38},{"type":129,"attrs":1182},{"color":12},{"text":774,"type":22,"marks":1184},[1185],{"type":129,"attrs":1186},{"color":131},{"type":18,"content":1188},[1189],{"text":1190,"type":22,"marks":1191},"Divorced individuals may qualify for benefits based on their ex-spouse’s work record. If the divorcee or widow is over the age of 62 and has a child under the age of 16, the likelihood of receiving full Social Security benefits is high.  ",[1192],{"type":129,"attrs":1193},{"color":12},{"type":18,"content":1195},[1196],{"text":1197,"type":22,"marks":1198},"If your ex-spouse or deceased partner had a disability or died in the military, survivor benefits and potential switching strategies become much easier to obtain.  ",[1199],{"type":129,"attrs":1200},{"color":12},{"type":764,"attrs":1202,"content":1203},{"level":766},[1204,1209],{"text":1205,"type":22,"marks":1206},"Get expert financial advice",[1207],{"type":129,"attrs":1208},{"color":12},{"text":774,"type":22,"marks":1210},[1211],{"type":129,"attrs":1212},{"color":778},{"type":18,"content":1214},[1215],{"text":1216,"type":22,"marks":1217},"US citizens qualify for the minimum Social Security benefits from the age of 66 years and two months. However, there are ways to improve current Social Security benefits, and knowing how to do so can ensure a more secure and financially stable retirement.  ",[1218],{"type":129,"attrs":1219},{"color":12},{"type":18,"content":1221},[1222,1227,1235],{"text":1223,"type":22,"marks":1224},"Learn more about how to improve Social Security benefits by ",[1225],{"type":129,"attrs":1226},{"color":12},{"text":1228,"type":22,"marks":1229},"getting matched",[1230,1232,1234],{"type":31,"attrs":1231},{"href":55,"uuid":34,"anchor":34,"target":832,"linktype":36},{"type":129,"attrs":1233},{"color":12},{"type":836},{"text":1236,"type":22,"marks":1237}," with a financial advisor via Unbiased and plan a secure retirement for you and your loved ones.  ",[1238],{"type":129,"attrs":1239},{"color":12},"article-rich-text",[1242],{"_uid":1243,"image":1244,"title":1247,"component":1259,"breadcrumbs":558},"8f8191db-3fc8-47fe-965f-54187627b96e",{"alt":12,"name":12,"title":12,"filename":1245,"copyright":12,"fieldtype":1246},"https://a.storyblok.com/f/185166/2163x1442/b30f8f9b4f/improve-social-security-benefits.webp","asset",{"type":15,"content":1248},[1249],{"type":18,"content":1250},[1251,1257],{"text":1252,"type":22,"marks":1253},"Maximizing your Social Security benefits",[1254],{"type":25,"attrs":1255},{"class":1256},"primary-gradient",{"text":1258,"type":22},": a comprehensive guide","app-hero",{"name":1261,"created_at":1262,"published_at":1263,"updated_at":1264,"id":1265,"uuid":1266,"content":1267,"slug":1276,"full_slug":1277,"sort_by_date":34,"position":1278,"tag_list":1279,"is_startpage":543,"parent_id":1280,"meta_data":34,"group_id":1281,"first_published_at":1282,"release_id":34,"lang":730,"path":34,"alternates":1283,"default_full_slug":34,"translated_slugs":34,"_stopResolving":558},"Unbiased team","2024-01-18T11:49:29.332Z","2024-01-24T16:17:31.264Z","2024-01-24T16:17:31.285Z",429182198,"a38620a4-ad81-47d5-b2fe-9fe933abd010",{"job":1268,"_uid":1269,"name":1261,"image":1270,"component":1274,"description":1275},"Writers","a6e3129c-eeee-4438-8204-797883981521",{"id":1271,"alt":12,"name":12,"focus":12,"title":12,"source":12,"filename":1272,"copyright":12,"fieldtype":1246,"meta_data":1273,"is_private":12,"is_external_url":543},13850198,"https://a.storyblok.com/f/185166/400x400/232c6cb764/unbiased-team.jpg",{},"article-author","Our team of writers, who have decades of experience writing about personal finance, including investing and retirement, are here to help you find out what you must know about life’s biggest financial decisions.","unbiased-team","authors/unbiased-team",-10,[],224651374,"170282a1-0fe6-4cf3-ab19-04639ed3474c","2023-04-03T07:50:42.397Z",[],[1285],{"_uid":1286,"body":1287,"title":1302,"component":1303},"b5882979-4f3f-4012-ad6b-44fce745a233",[1288,1292,1296,1299],{"_uid":1289,"href":1290,"text":1291,"component":542,"openInNewWindow":558},"fdd47102-8e3b-4e20-b9c8-0e158e31e174","https://www.unbiased.com/discover/taxes/avoid-paying-taxes-on-social-security","How can i avoid paying taxes on social security",{"_uid":1293,"href":1294,"text":1295,"component":542,"openInNewWindow":558},"2c4e54d4-e831-46ff-96b7-9fcaf39fa2b3","https://www.unbiased.com/discover/retirement/grossing-up-social-security-income","Grossing up social security income",{"_uid":1297,"href":939,"text":1298,"component":542,"openInNewWindow":558},"6054fa30-e069-4c0d-802b-9f9ae65bec4e","Minimum social security benefit",{"_uid":1300,"href":1301,"text":750,"component":542,"openInNewWindow":558},"2db0b95f-73fa-4dc6-bfed-e965756d327b","https://www.unbiased.com/discover/retirement/improve-social-security-benefits","Related articles","app-links-list",{"title":1305,"plugin":1306,"og_image":12,"og_title":12,"description":1307,"twitter_image":12,"twitter_title":12,"og_description":12,"twitter_description":12},"Maximizing your Social Security benefits: Essential strategies","seo_metatags","Discover how to enhance your Social Security benefits with our expert tips. Learn how to optimize your payments for a secure financial future.","app-article",[],[],"Learn how to improve Social Security benefits for a more comfortable retirement in the US.  ",[],"improve-social-security-benefits","discover/retirement/improve-social-security-benefits",-530,[],365223437,"57a88a70-309b-4d18-b41a-9c347d736fe1","2024-06-14T12:13:05.629Z",[],{"left":727,"top":727,"width":1322,"height":1322,"rotate":727,"vFlip":543,"hFlip":543,"body":1323},24,"\u003Cpath fill=\"currentColor\" d=\"M3.71 16.29a1 1 0 0 0-.33-.21a1 1 0 0 0-.76 0a1 1 0 0 0-.33.21a1 1 0 0 0-.21.33a1 1 0 0 0 .21 1.09a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1 1 0 0 0 .21-1.09a1 1 0 0 0-.21-.33M7 8h14a1 1 0 0 0 0-2H7a1 1 0 0 0 0 2m-3.29 3.29a1 1 0 0 0-1.09-.21a1.2 1.2 0 0 0-.33.21a1 1 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1 1 0 0 0-.21-.33M21 11H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2M3.71 6.29a1 1 0 0 0-.33-.21a1 1 0 0 0-1.09.21a1.2 1.2 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a1 1 0 0 0 1.09-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1.2 1.2 0 0 0-.21-.33M21 16H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2\"/>",[1325,1328,1329],{"title":1326,"exact":558,"href":1327},"Home","https://www.unbiased.com",{"title":161,"exact":558,"to":174,"disabled":543},{"title":750,"exact":558,"to":1330,"disabled":558},"/discover/retirement/improve-social-security-benefits",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":1332},"\u003Cpath fill=\"currentColor\" d=\"m181.66 133.66l-80 80a8 8 0 0 1-11.32-11.32L164.69 128L90.34 53.66a8 8 0 0 1 11.32-11.32l80 80a8 8 0 0 1 0 11.32\"/>",1777540524469]