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Snow, frost, rain, and blizzards are not uncommon, and even summertime is colder than in the US.  ",[1033],{"type":129,"attrs":1034},{"color":780},{"type":822,"attrs":1036,"content":1037},{"level":824,"textAlign":34},[1038],{"text":1039,"type":22,"marks":1040},"What are the best places to retire in Canada? ",[1041],{"type":129,"attrs":1042},{"color":780},{"type":18,"attrs":1044,"content":1045},{"textAlign":34},[1046],{"text":1047,"type":22,"marks":1048},"There are many stunning places to retire in Canada. But which ones are the best? These locations are known for being particularly well-suited to seniors.  ",[1049],{"type":129,"attrs":1050},{"color":780},{"type":767,"content":1052},[1053],{"type":770,"content":1054},[1055],{"type":18,"attrs":1056,"content":1057},{"textAlign":34},[1058,1064],{"text":1059,"type":22,"marks":1060},"Niagara Falls, Ontario: ",[1061,1063],{"type":129,"attrs":1062},{"color":780},{"type":38},{"text":1065,"type":22,"marks":1066},"This beautiful area of Ontario offers access to a variety of natural waterfalls and museums, ensuring local retirees never run out of activities or scenery to enjoy.",[1067],{"type":129,"attrs":1068},{"color":780},{"type":767,"content":1070},[1071],{"type":770,"content":1072},[1073],{"type":18,"attrs":1074,"content":1075},{"textAlign":34},[1076,1082],{"text":1077,"type":22,"marks":1078},"Victoria, British Columbia: ",[1079,1081],{"type":129,"attrs":1080},{"color":780},{"type":38},{"text":1083,"type":22,"marks":1084},"This city is located on Vancouver Island, a place known for its outdoorsy culture. It has a laid-back, village-like atmosphere, with big-city amenities, and is a ferry ride away from Seattle and Vancouver.",[1085],{"type":129,"attrs":1086},{"color":780},{"type":767,"content":1088},[1089],{"type":770,"content":1090},[1091],{"type":18,"attrs":1092,"content":1093},{"textAlign":34},[1094,1100],{"text":1095,"type":22,"marks":1096},"Ottawa, Ontario:",[1097,1099],{"type":129,"attrs":1098},{"color":780},{"type":38},{"text":1101,"type":22,"marks":1102}," Ottawa is located in Ontario, and is in a prime location for accessing healthcare and other important amenities. It is known for its more affordable housing opportunities and a range of museums to explore.  ",[1103],{"type":129,"attrs":1104},{"color":780},{"type":767,"content":1106},[1107],{"type":770,"content":1108},[1109],{"type":18,"attrs":1110,"content":1111},{"textAlign":34},[1112,1118],{"text":1113,"type":22,"marks":1114},"Calgary, Alberta:",[1115,1117],{"type":129,"attrs":1116},{"color":780},{"type":38},{"text":1119,"type":22,"marks":1120}," Recently listed by The Economist as one of the top five most livable cities on the planet, Calgary is a vibrant and culturally exciting place to settle for your retirement. There are several great retirement communities in the city.",[1121],{"type":129,"attrs":1122},{"color":780},{"type":767,"content":1124},[1125],{"type":770,"content":1126},[1127],{"type":18,"attrs":1128,"content":1129},{"textAlign":34},[1130,1136],{"text":1131,"type":22,"marks":1132},"Quebec City, Quebec:",[1133,1135],{"type":129,"attrs":1134},{"color":780},{"type":38},{"text":1137,"type":22,"marks":1138}," Quebec City brings European living to Canada. It is located in Canada’s French-speaking province and is the only remaining fortified city north of Mexico. So, it’s perfect if you speak French, or decide to pick it up.",[1139],{"type":129,"attrs":1140},{"color":780},"article-rich-text",{"_uid":1143,"content":1144,"component":1145},"961c580c-4da4-43f3-a136-e8e53063e1f9","\u003Ciframe src=\"https://e.infogram.com/5a03500a-dae5-43e0-8b3d-f1f6088dddaf?src=embed\" title=\"Best places to retire in Canada\" width=\"700\" height=\"700\" scrolling=\"no\" frameborder=\"0\" style=\"border:none;\" allowfullscreen=\"allowfullscreen\">\u003C/iframe>\n","app-embedded-content",{"_uid":1147,"data":1148,"component":1141},"59a3b0bf-0607-42f6-b67b-04a9c182f10b",{"type":15,"content":1149},[1150,1158,1166,1188,1210,1218,1240,1292,1300,1308,1316,1338],{"type":822,"attrs":1151,"content":1152},{"level":824,"textAlign":34},[1153],{"text":1154,"type":22,"marks":1155},"At what age can you retire in Canada? ",[1156],{"type":129,"attrs":1157},{"color":780},{"type":18,"attrs":1159,"content":1160},{"textAlign":34},[1161],{"text":1162,"type":22,"marks":1163},"The standard age for retirement in Canada is 65. However, Canadian citizens may start to receive retirement benefits as early as 60 or as late as 70, depending on their occupation and financial situation.",[1164],{"type":129,"attrs":1165},{"color":780},{"type":18,"attrs":1167,"content":1168},{"textAlign":34},[1169,1174,1183],{"text":1170,"type":22,"marks":1171},"As a US citizen, it is unlikely you will receive retirement benefits from the Canadian government. However, you could move to Canada and ",[1172],{"type":129,"attrs":1173},{"color":780},{"text":1175,"type":22,"marks":1176},"continue to receive",[1177,1180,1182],{"type":31,"attrs":1178},{"href":1179,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://www.ssa.gov/international/Agreement_Pamphlets/documents/Canada.pdf",{"type":129,"attrs":1181},{"color":907},{"type":909},{"text":1184,"type":22,"marks":1185}," your Social Security benefits.",[1186],{"type":129,"attrs":1187},{"color":780},{"type":18,"attrs":1189,"content":1190},{"textAlign":34},[1191,1196,1205],{"text":1192,"type":22,"marks":1193},"If you receive Canadian citizenship or permanent residence by the time you are 65, you could qualify for benefits, depending on ",[1194],{"type":129,"attrs":1195},{"color":780},{"text":1197,"type":22,"marks":1198},"several factors",[1199,1202,1204],{"type":31,"attrs":1200},{"href":1201,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://www.canada.ca/en/services/benefits/publicpensions/cpp/cpp-international/united-states.html",{"type":129,"attrs":1203},{"color":907},{"type":909},{"text":1206,"type":22,"marks":1207},".",[1208],{"type":129,"attrs":1209},{"color":780},{"type":822,"attrs":1211,"content":1212},{"level":824,"textAlign":34},[1213],{"text":1214,"type":22,"marks":1215},"What is the average cost of retirement in Canada? ",[1216],{"type":129,"attrs":1217},{"color":780},{"type":18,"attrs":1219,"content":1220},{"textAlign":34},[1221,1226,1235],{"text":1222,"type":22,"marks":1223},"The ",[1224],{"type":129,"attrs":1225},{"color":780},{"text":1227,"type":22,"marks":1228},"cost of retirement",[1229,1232,1234],{"type":31,"attrs":1230},{"href":1231,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://www.unbiased.com/discover/retirement/retire-on-1-5-million",{"type":129,"attrs":1233},{"color":907},{"type":909},{"text":1236,"type":22,"marks":1237}," in Canada is high compared to many other parts of the world. Expats need somewhere in the neighborhood of $1 million socked away to live comfortably. The exact cost for you will depend on the following factors: ",[1238],{"type":129,"attrs":1239},{"color":780},{"type":767,"content":1241},[1242,1252,1262,1272,1282],{"type":770,"content":1243},[1244],{"type":18,"attrs":1245,"content":1246},{"textAlign":34},[1247],{"text":1248,"type":22,"marks":1249},"Your desired lifestyle ",[1250],{"type":129,"attrs":1251},{"color":780},{"type":770,"content":1253},[1254],{"type":18,"attrs":1255,"content":1256},{"textAlign":34},[1257],{"text":1258,"type":22,"marks":1259},"Your income, assets and savings ",[1260],{"type":129,"attrs":1261},{"color":780},{"type":770,"content":1263},[1264],{"type":18,"attrs":1265,"content":1266},{"textAlign":34},[1267],{"text":1268,"type":22,"marks":1269},"Your general state of health ",[1270],{"type":129,"attrs":1271},{"color":780},{"type":770,"content":1273},[1274],{"type":18,"attrs":1275,"content":1276},{"textAlign":34},[1277],{"text":1278,"type":22,"marks":1279},"Your age ",[1280],{"type":129,"attrs":1281},{"color":780},{"type":770,"content":1283},[1284],{"type":18,"attrs":1285,"content":1286},{"textAlign":34},[1287],{"text":1288,"type":22,"marks":1289},"Your dependents/family situation  ",[1290],{"type":129,"attrs":1291},{"color":780},{"type":18,"attrs":1293,"content":1294},{"textAlign":34},[1295],{"text":1296,"type":22,"marks":1297},"You may want to think of it this way: You will need 70-80% of your pre-retirement salary in retirement.  ",[1298],{"type":129,"attrs":1299},{"color":780},{"type":822,"attrs":1301,"content":1302},{"level":824,"textAlign":34},[1303],{"text":1304,"type":22,"marks":1305},"How much are housing costs in Canada?",[1306],{"type":129,"attrs":1307},{"color":780},{"type":18,"attrs":1309,"content":1310},{"textAlign":34},[1311],{"text":1312,"type":22,"marks":1313},"The cost of housing in Canada, much like in the USA, differs greatly depending on where you choose to settle for your retirement.",[1314],{"type":129,"attrs":1315},{"color":780},{"type":18,"attrs":1317,"content":1318},{"textAlign":34},[1319,1324,1333],{"text":1320,"type":22,"marks":1321},"To give you a general idea, the average home selling price on the Canadian Real Estate Association’s MLS system, ",[1322],{"type":129,"attrs":1323},{"color":780},{"text":1325,"type":22,"marks":1326},"as of July 2025",[1327,1330,1332],{"type":31,"attrs":1328},{"href":1329,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://stats.crea.ca/en-CA/",{"type":129,"attrs":1331},{"color":907},{"type":909},{"text":1334,"type":22,"marks":1335},", was CA$673,000.",[1336],{"type":129,"attrs":1337},{"color":780},{"type":18,"attrs":1339,"content":1340},{"textAlign":34},[1341],{"text":1342,"type":22,"marks":1343},"To look at things by area:",[1344],{"type":129,"attrs":1345},{"color":780},{"_uid":1347,"caption":12,"content":1348,"component":1366,"show_search":543,"paste_content":1367,"number_of_rows":1428,"show_pagination":543,"hide_heading_row":543,"search_placeholder":12,"first_col_to_headings":543},"30d11001-9e6f-4570-86e5-56f945923bfb",{"tbody":1349,"thead":1359,"fieldtype":1365},[1350],{"_uid":1351,"body":1352,"component":1358},"fcb49d9a-339b-4076-a302-e931ccd28416",[1353,1356],{"_uid":1354,"value":12,"component":1355},"9d43861f-21cc-4d29-a516-b28cb2b2fabe","_table_col",{"_uid":1357,"value":12,"component":1355},"663e7cf6-0c3f-4781-a273-691e9a1c2663","_table_row",[1360,1363],{"_uid":1361,"value":12,"component":1362},"6f4ed8ef-5753-4c64-ace6-e92aeefd39cf","_table_head",{"_uid":1364,"value":12,"component":1362},"9d9a6d57-d5f7-4200-979a-ccaa51c16c0f","table","article-table",{"type":15,"content":1368},[1369],{"type":18,"attrs":1370,"content":1371},{"textAlign":34},[1372,1374,1379,1381,1386,1388,1393,1395,1400,1402,1407,1409,1414,1416,1421,1423],{"text":1373,"type":22},"Area\tCREA’s average MLS price, as of ",{"text":1375,"type":22,"marks":1376},"July 2025",[1377],{"type":129,"attrs":1378},{"color":780},{"text":1380,"type":22},"\nOttawa\t$",{"text":1382,"type":22,"marks":1383},"633,100",[1384],{"type":129,"attrs":1385},{"color":780},{"text":1387,"type":22},"\nToronto\t$",{"text":1389,"type":22,"marks":1390},"891,000",[1391],{"type":129,"attrs":1392},{"color":780},{"text":1394,"type":22},"\nMontreal\t$",{"text":1396,"type":22,"marks":1397},"577,700",[1398],{"type":129,"attrs":1399},{"color":780},{"text":1401,"type":22},"\nEdmonton\t$",{"text":1403,"type":22,"marks":1404},"420,900",[1405],{"type":129,"attrs":1406},{"color":780},{"text":1408,"type":22},"\nWinnipeg\t$",{"text":1410,"type":22,"marks":1411},"386,700",[1412],{"type":129,"attrs":1413},{"color":780},{"text":1415,"type":22},"\nVancouver\t$",{"text":1417,"type":22,"marks":1418},"1,165,300",[1419],{"type":129,"attrs":1420},{"color":780},{"text":1422,"type":22},"\nCalgary\t$",{"text":1424,"type":22,"marks":1425},"577,900",[1426],{"type":129,"attrs":1427},{"color":780},"10",{"_uid":1430,"data":1431,"component":1141},"2abb2fe0-f029-4902-afa5-7c8589c0240e",{"type":15,"content":1432},[1433,1441,1463,1471,1479,1487,1522,1530,1538,1550,1562,1588,1596,1632,1640,1648,1656,1664,1700,1712,1724,1736,1762,1770,1791,1799,1807,1828],{"type":822,"attrs":1434,"content":1435},{"level":824,"textAlign":34},[1436],{"text":1437,"type":22,"marks":1438},"Do you pay taxes after retirement in Canada? ",[1439],{"type":129,"attrs":1440},{"color":780},{"type":18,"attrs":1442,"content":1443},{"textAlign":34},[1444,1449,1458],{"text":1445,"type":22,"marks":1446},"Canadian retirees are ",[1447],{"type":129,"attrs":1448},{"color":780},{"text":1450,"type":22,"marks":1451},"not typically required to pay taxes",[1452,1455,1457],{"type":31,"attrs":1453},{"href":1454,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://www.canada.ca/en/revenue-agency/services/tax/individuals/segments/changes-your-taxes-when-you-retire-turn-65-years-old.html",{"type":129,"attrs":1456},{"color":907},{"type":909},{"text":1459,"type":22,"marks":1460}," for their pension income.  ",[1461],{"type":129,"attrs":1462},{"color":780},{"type":18,"attrs":1464,"content":1465},{"textAlign":34},[1466],{"text":1467,"type":22,"marks":1468},"However, they may have to pay additional tax when filing their income tax and benefit returns.  ",[1469],{"type":129,"attrs":1470},{"color":780},{"type":822,"attrs":1472,"content":1473},{"level":824,"textAlign":34},[1474],{"text":1475,"type":22,"marks":1476},"What programs are there for emigrating to Canada? ",[1477],{"type":129,"attrs":1478},{"color":780},{"type":18,"attrs":1480,"content":1481},{"textAlign":34},[1482],{"text":1483,"type":22,"marks":1484},"There is a long list of different programs for emigrating to Canada, including Express Entry, Startup Visa, and Provincial Nominees.  ",[1485],{"type":129,"attrs":1486},{"color":780},{"type":18,"attrs":1488,"content":1489},{"textAlign":34},[1490,1495,1504,1509,1517],{"text":1491,"type":22,"marks":1492},"However, the best program for retiring in Canada for someone who won’t be working is to go through the ",[1493],{"type":129,"attrs":1494},{"color":780},{"text":1496,"type":22,"marks":1497},"Family Sponsorship program",[1498,1501,1503],{"type":31,"attrs":1499},{"href":1500,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://www.canada.ca/en/immigration-refugees-citizenship/services/immigrate-canada.html",{"type":129,"attrs":1502},{"color":907},{"type":909},{"text":1505,"type":22,"marks":1506}," or ",[1507],{"type":129,"attrs":1508},{"color":780},{"text":1510,"type":22,"marks":1511},"Investor program",[1512,1514,1516],{"type":31,"attrs":1513},{"href":1500,"uuid":34,"anchor":34,"target":34,"linktype":36},{"type":129,"attrs":1515},{"color":907},{"type":909},{"text":1518,"type":22,"marks":1519},". It may be a good idea to consult with a lawyer to help guide you through the programs and requirements.",[1520],{"type":129,"attrs":1521},{"color":780},{"type":822,"attrs":1523,"content":1524},{"level":824,"textAlign":34},[1525],{"text":1526,"type":22,"marks":1527},"What visas do I need to retire in Canada? ",[1528],{"type":129,"attrs":1529},{"color":780},{"type":18,"attrs":1531,"content":1532},{"textAlign":34},[1533],{"text":1534,"type":22,"marks":1535},"There is no Canadian retirement visa option. Obtaining a visa for retiring in Canada is a complicated process that isn’t straightforward. As such, most US citizens retiring to the country: ",[1536],{"type":129,"attrs":1537},{"color":780},{"type":767,"content":1539},[1540],{"type":770,"content":1541},[1542],{"type":18,"attrs":1543,"content":1544},{"textAlign":34},[1545],{"text":1546,"type":22,"marks":1547},"Are dual citizens of the US and Canada ",[1548],{"type":129,"attrs":1549},{"color":780},{"type":767,"content":1551},[1552],{"type":770,"content":1553},[1554],{"type":18,"attrs":1555,"content":1556},{"textAlign":34},[1557],{"text":1558,"type":22,"marks":1559},"Have a Canadian spouse ",[1560],{"type":129,"attrs":1561},{"color":780},{"type":767,"content":1563},[1564],{"type":770,"content":1565},[1566],{"type":18,"attrs":1567,"content":1568},{"textAlign":34},[1569,1574,1583],{"text":1570,"type":22,"marks":1571},"Have Canadian children or grandchildren (can apply for the ",[1572],{"type":129,"attrs":1573},{"color":780},{"text":1575,"type":22,"marks":1576},"parent and grandparent super visa",[1577,1580,1582],{"type":31,"attrs":1578},{"href":1579,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://www.canada.ca/en/immigration-refugees-citizenship/services/visit-canada/parent-grandparent-super-visa.html",{"type":129,"attrs":1581},{"color":907},{"type":909},{"text":1584,"type":22,"marks":1585},") ",[1586],{"type":129,"attrs":1587},{"color":780},{"type":18,"attrs":1589,"content":1590},{"textAlign":34},[1591],{"text":1592,"type":22,"marks":1593},"The parent and grandparent super visa allows individuals to live in Canada for up to two years at a time, for a total of ten years.  ",[1594],{"type":129,"attrs":1595},{"color":780},{"type":18,"attrs":1597,"content":1598},{"textAlign":34},[1599,1604,1613,1618,1627],{"text":1600,"type":22,"marks":1601},"If you have family in Canada, you may also apply for a Family Sponsorship visa. Further, if you have access to ",[1602],{"type":129,"attrs":1603},{"color":780},{"text":1605,"type":22,"marks":1606},"$200,000",[1607,1610,1612],{"type":31,"attrs":1608},{"href":1609,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://www.unbiased.com/discover/retirement/can-you-retire-on-200k",{"type":129,"attrs":1611},{"color":907},{"type":909},{"text":1614,"type":22,"marks":1615},", you can apply for ",[1616],{"type":129,"attrs":1617},{"color":780},{"text":1619,"type":22,"marks":1620},"the Investor Program",[1621,1624,1626],{"type":31,"attrs":1622},{"href":1623,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://ircc.canada.ca/english/helpcentre/answer.asp?qnum=653&top=6",{"type":129,"attrs":1625},{"color":907},{"type":909},{"text":1628,"type":22,"marks":1629}," and receive automatic permanent residence.  ",[1630],{"type":129,"attrs":1631},{"color":780},{"type":822,"attrs":1633,"content":1634},{"level":824,"textAlign":34},[1635],{"text":1636,"type":22,"marks":1637},"What are my healthcare options in Canada? ",[1638],{"type":129,"attrs":1639},{"color":780},{"type":18,"attrs":1641,"content":1642},{"textAlign":34},[1643],{"text":1644,"type":22,"marks":1645},"Canada has a universal healthcare system, which means you can receive healthcare wherever, and whoever you are, as long as you are a citizen or permanent resident.",[1646],{"type":129,"attrs":1647},{"color":780},{"type":18,"attrs":1649,"content":1650},{"textAlign":34},[1651],{"text":1652,"type":22,"marks":1653},"So, public healthcare options are available, but if you have specialized needs, private healthcare is advised. Additionally, Canada’s emergency services are available to anyone in the country (though some walk-in clinics may charge a fee). ",[1654],{"type":129,"attrs":1655},{"color":780},{"type":822,"attrs":1657,"content":1658},{"level":824,"textAlign":34},[1659],{"text":1660,"type":22,"marks":1661},"What happens to my retirement benefits if I retire in Canada?  ",[1662],{"type":129,"attrs":1663},{"color":780},{"type":18,"attrs":1665,"content":1666},{"textAlign":34},[1667,1672,1681,1686,1695],{"text":1668,"type":22,"marks":1669},"If you have US retirement accounts, such as an ",[1670],{"type":129,"attrs":1671},{"color":780},{"text":1673,"type":22,"marks":1674},"IRA or a 401(k)",[1675,1678,1680],{"type":31,"attrs":1676},{"href":1677,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://www.unbiased.com/discover/retirement-investing/401k-vs-ira-what-s-the-difference",{"type":129,"attrs":1679},{"color":907},{"type":909},{"text":1682,"type":22,"marks":1683},", there are broadly ",[1684],{"type":129,"attrs":1685},{"color":780},{"text":1687,"type":22,"marks":1688},"four options",[1689,1692,1694],{"type":31,"attrs":1690},{"href":1691,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://pacificapartners.com/wp-content/uploads/2016/11/Pacifica-Partners-Inc-Transferring-Your-US-401k-or-IRA-to-an-RRSP-in-Canada.pdf",{"type":129,"attrs":1693},{"color":907},{"type":909},{"text":1696,"type":22,"marks":1697}," for handling those accounts if you decide to move to Canada:",[1698],{"type":129,"attrs":1699},{"color":780},{"type":767,"content":1701},[1702],{"type":770,"content":1703},[1704],{"type":18,"attrs":1705,"content":1706},{"textAlign":34},[1707],{"text":1708,"type":22,"marks":1709},"Leave your account open in the US and ask someone to manage it for you  ",[1710],{"type":129,"attrs":1711},{"color":780},{"type":767,"content":1713},[1714],{"type":770,"content":1715},[1716],{"type":18,"attrs":1717,"content":1718},{"textAlign":34},[1719],{"text":1720,"type":22,"marks":1721},"Cash out the plan and pay the necessary tax, if applicable ",[1722],{"type":129,"attrs":1723},{"color":780},{"type":767,"content":1725},[1726],{"type":770,"content":1727},[1728],{"type":18,"attrs":1729,"content":1730},{"textAlign":34},[1731],{"text":1732,"type":22,"marks":1733},"Start your retirement distribution (if you’re at the right age) ",[1734],{"type":129,"attrs":1735},{"color":780},{"type":767,"content":1737},[1738],{"type":770,"content":1739},[1740],{"type":18,"attrs":1741,"content":1742},{"textAlign":34},[1743,1748,1757],{"text":1744,"type":22,"marks":1745},"Transfer your account to a Canadian ",[1746],{"type":129,"attrs":1747},{"color":780},{"text":1749,"type":22,"marks":1750},"Registered Retirement Savings Plan (RRSP)",[1751,1754,1756],{"type":31,"attrs":1752},{"href":1753,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/rrsps-related-plans/registered-retirement-savings-plan-rrsp.html",{"type":129,"attrs":1755},{"color":907},{"type":909},{"text":1758,"type":22,"marks":1759},"  ",[1760],{"type":129,"attrs":1761},{"color":780},{"type":18,"attrs":1763,"content":1764},{"textAlign":34},[1765],{"text":1766,"type":22,"marks":1767},"Some specific rules and stipulations will apply depending on your retirement plan and the nature of your residency in Canada. A qualified finance professional can offer expert advice in navigating this switchover of assets. ",[1768],{"type":129,"attrs":1769},{"color":780},{"type":18,"attrs":1771,"content":1772},{"textAlign":34},[1773,1778,1787],{"text":1774,"type":22,"marks":1775},"In some cases, you might find you’re eligible for the Canada Pension Plan (CPP) or Old Age Security (OAS). Plus, thanks to the US’s Totalization Agreement with Canada, US citizens living in Canada can still receive their ",[1776],{"type":129,"attrs":1777},{"color":780},{"text":1779,"type":22,"marks":1780},"Social Security benefits",[1781,1784,1786],{"type":31,"attrs":1782},{"href":1783,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://www.ssa.gov/international/Agreement_Pamphlets/canada.html",{"type":129,"attrs":1785},{"color":907},{"type":909},{"text":1206,"type":22,"marks":1788},[1789],{"type":129,"attrs":1790},{"color":780},{"type":822,"attrs":1792,"content":1793},{"level":824,"textAlign":34},[1794],{"text":1795,"type":22,"marks":1796},"Get expert financial advice ",[1797],{"type":129,"attrs":1798},{"color":780},{"type":18,"attrs":1800,"content":1801},{"textAlign":34},[1802],{"text":1803,"type":22,"marks":1804},"Many US seniors plan to retire in Canada. Although the average cost of living is high, the quality of healthcare and welcoming culture make this country an appealing option. ",[1805],{"type":129,"attrs":1806},{"color":780},{"type":18,"attrs":1808,"content":1809},{"textAlign":34},[1810,1815,1823],{"text":1811,"type":22,"marks":1812},"To learn more about whether you can emigrate to Canada and plan your future as a retired expat, ",[1813],{"type":129,"attrs":1814},{"color":780},{"text":1816,"type":22,"marks":1817},"get matched",[1818,1820,1822],{"type":31,"attrs":1819},{"href":811,"uuid":34,"anchor":34,"target":34,"linktype":36},{"type":129,"attrs":1821},{"color":907},{"type":909},{"text":1824,"type":22,"marks":1825}," with a financial advisor at Unbiased today.  ",[1826],{"type":129,"attrs":1827},{"color":780},{"type":822,"attrs":1829,"content":1830},{"level":824,"textAlign":34},[1831],{"text":1832,"type":22,"marks":1833},"Frequently asked questions",[1834],{"type":129,"attrs":1835},{"color":780},{"_uid":1837,"component":1838,"accordions":1839},"10fd957e-70f0-47e5-a84f-ecd10fe5b4b8","app-accordion-group",[1840,1854,1867],{"_uid":1841,"text":1842,"title":1852,"component":1853},"26a1e7c6-a232-4463-a585-35f86b44c60f",{"type":15,"content":1843},[1844],{"type":18,"attrs":1845,"content":1846},{"textAlign":34},[1847],{"text":1848,"type":22,"marks":1849},"The short answer is no, particularly if you have no professional or familial connections to the country. That doesn’t mean it’s impossible to emigrate to Canada and retire, just that there may be considerably more hurdles to overcome.",[1850],{"type":129,"attrs":1851},{"color":780},"Is it easy to retire in Canada?","app-accordion",{"_uid":1855,"text":1856,"title":1866,"component":1853},"2b8be54b-faed-4f30-a7fe-d0796e31be92",{"type":15,"content":1857},[1858],{"type":18,"attrs":1859,"content":1860},{"textAlign":34},[1861],{"text":1862,"type":22,"marks":1863},"No, you should still be able to draw your Social Security benefits if you retire in Canada, as there’s an agreement between the two countries to facilitate the transacting of those benefits.",[1864],{"type":129,"attrs":1865},{"color":780},"Will I lose my Social Security if I retire in Canada?",{"_uid":1868,"text":1869,"title":1879,"component":1853},"2c7203ec-a50a-4a84-aa96-7a8124b352ed",{"type":15,"content":1870},[1871],{"type":18,"attrs":1872,"content":1873},{"textAlign":34},[1874],{"text":1875,"type":22,"marks":1876},"No, there is no Canadian retirement visa. US citizens hoping to retire in Canada will likely need dual citizenship of the US and Canada, be married to a Canadian citizen, or have Canadian children or grandchildren.",[1877],{"type":129,"attrs":1878},{"color":780},"Is there a Canadian retirement visa?",[1881],{"_uid":1882,"image":1883,"title":1885,"component":1903,"breadcrumbs":558},"60e31543-93fc-4f79-8a10-934d0fb5bd2d",{"alt":12,"name":12,"title":12,"filename":1884,"copyright":12,"fieldtype":809},"https://a.storyblok.com/f/185166/6000x3192/7935258886/retire-in-canada.webp",{"type":15,"content":1886},[1887],{"type":18,"attrs":1888,"content":1889},{"textAlign":34},[1890,1895],{"text":1891,"type":22,"marks":1892},"A complete guide to ",[1893],{"type":129,"attrs":1894},{"color":780},{"text":1896,"type":22,"marks":1897},"retiring in Canada",[1898,1900],{"type":129,"attrs":1899},{"color":780},{"type":25,"attrs":1901},{"class":1902},"primary-gradient","app-hero",{"name":1905,"created_at":1906,"published_at":1907,"updated_at":1908,"id":1909,"uuid":1910,"content":1911,"slug":1922,"full_slug":1923,"sort_by_date":34,"position":1924,"tag_list":1925,"is_startpage":543,"parent_id":1926,"meta_data":34,"group_id":1927,"first_published_at":1928,"release_id":34,"lang":730,"path":34,"alternates":1929,"default_full_slug":34,"translated_slugs":34,"_stopResolving":558},"Sam Becker","2025-01-10T11:51:14.455Z","2025-01-30T14:52:03.039Z","2025-01-30T14:52:03.057Z",607154682,"09bb7221-6f0c-4658-b848-7e36ebcd0bad",{"job":1912,"_uid":1913,"name":1905,"image":1914,"component":1918,"education":1919,"expertise":1920,"description":1921},"Content Writer","a6e3129c-eeee-4438-8204-797883981521",{"id":1915,"alt":12,"name":12,"focus":12,"title":12,"source":12,"filename":1916,"copyright":12,"fieldtype":809,"meta_data":1917,"is_external_url":543},19801714,"https://a.storyblok.com/f/185166/718x589/9ca4a8253d/sam-becker.png",{},"article-author","Washington State University, BA in Broadcast Journalism","Sam's work has appeared in Fortune, CNBC, Fast Company, Seattle Business Magazine and more.\nHe co-founded Overcast Merch in 2010, which is now a multi-million dollar operation in Southern California. ","Sam Becker is a freelance writer and journalist based near New York City. He is a native of the Pacific Northwest and a graduate of Washington State University. He has worked as a business and finance journalist and writer for more than a decade, working with media publications, brands, and experts in the field","sam-becker","authors/sam-becker",-30,[],224651374,"b6843cc0-0c6f-4c2c-9be0-fa917cc6d63e","2025-01-10T11:52:17.156Z",[],[1931,1943],{"_uid":1932,"list":1933,"cta_link":811,"cta_text":1934,"component":1935,"window_label":1936,"window_title":1937},"d3c0d2ff-dc25-4e41-8512-4c7d48f5e188","Answer a few questions\nFind your perfect match\nFree initial consultation","Match with an advisor now","app-banner","Want to retire in Canada?",{"type":15,"content":1938},[1939],{"type":18,"content":1940},[1941],{"text":1942,"type":22},"Find a financial advisor",{"_uid":1944,"body":1945,"title":1962,"component":1963},"ca1977c9-8eb9-40ee-ac79-f4f14a3a60b9",[1946,1950,1954,1958],{"_uid":1947,"href":1948,"text":1949,"component":542,"openInNewWindow":558},"ab039449-5f8e-491a-9ebb-2ca6de7b441f","https://www.unbiased.com/discover/financial-advice/financial-advisor-for-retirement","Financial advisors for retirement",{"_uid":1951,"href":1952,"text":1953,"component":542,"openInNewWindow":558},"11423dc8-f59e-47d8-99c0-cb52641123cb","https://www.unbiased.com/discover/retirement/retire-in-dominican-republic","Retire in Dominican republic",{"_uid":1955,"href":1956,"text":1957,"component":542,"openInNewWindow":558},"a13290aa-4d87-4368-b27c-b8828f71a609","https://www.unbiased.com/discover/retirement/retire-in-sweden","Retire in Sweden",{"_uid":1959,"href":1960,"text":1961,"component":542,"openInNewWindow":558},"75279d73-0a6f-4a63-a6ad-11c797f21630","https://www.unbiased.com/discover/retirement/retire-in-bahamas","Retire in Bahamas","Related articles","app-links-list",{"title":1965,"plugin":1966,"og_image":12,"og_title":12,"description":1967,"twitter_image":12,"twitter_title":12,"og_description":12,"twitter_description":12},"Retiring in Canada: Costs, Taxes, Visas, and More","seo_metatags","Learn more about how to retire to Canada from the US, including emigration requirements, how much you should expect to spend, and where are the best places to move. ","app-article","2025-09-19 00:00",[],[],"Learn why Canada is a popular retirement destination for Americans, so long as they can emigrate successfully.",[],"retire-in-canada","discover/retirement/retire-in-canada",-460,[],365223437,"47e9402d-3fb3-4927-ac72-b181014b09d7","2024-05-31T15:34:02.099Z",[],{"left":727,"top":727,"width":1983,"height":1983,"rotate":727,"vFlip":543,"hFlip":543,"body":1984},24,"\u003Cpath fill=\"currentColor\" d=\"M3.71 16.29a1 1 0 0 0-.33-.21a1 1 0 0 0-.76 0a1 1 0 0 0-.33.21a1 1 0 0 0-.21.33a1 1 0 0 0 .21 1.09a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1 1 0 0 0 .21-1.09a1 1 0 0 0-.21-.33M7 8h14a1 1 0 0 0 0-2H7a1 1 0 0 0 0 2m-3.29 3.29a1 1 0 0 0-1.09-.21a1.2 1.2 0 0 0-.33.21a1 1 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1 1 0 0 0-.21-.33M21 11H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2M3.71 6.29a1 1 0 0 0-.33-.21a1 1 0 0 0-1.09.21a1.2 1.2 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a1 1 0 0 0 1.09-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1.2 1.2 0 0 0-.21-.33M21 16H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":1986},"\u003Cpath fill=\"currentColor\" d=\"m184.49 136.49l-80 80a12 12 0 0 1-17-17L159 128L87.51 56.49a12 12 0 1 1 17-17l80 80a12 12 0 0 1-.02 17\"/>",[1988,1991,1992],{"title":1989,"exact":558,"href":1990},"Home","https://www.unbiased.com",{"title":161,"exact":558,"to":174,"disabled":543},{"title":750,"exact":558,"to":1993,"disabled":558},"/discover/retirement/retire-in-canada",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":1995},"\u003Cpath fill=\"currentColor\" d=\"m181.66 133.66l-80 80a8 8 0 0 1-11.32-11.32L164.69 128L90.34 53.66a8 8 0 0 1 11.32-11.32l80 80a8 8 0 0 1 0 11.32\"/>",1777367736390]