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Would you like to visit our UK site?",[],"Stay on US site","You’re currently on our US site",[695],{"_uid":696,"heading":697,"cta_link":55,"cta_text":698,"component":699,"description":700,"pro_heading":701,"pro_cta_link":33,"pro_cta_text":702,"pro_description":703},"7404adca-dc5b-443e-a1b4-4c8bed2673b3","Financial advice","Match with an advisor","sidebar_cta","We’ll find a professional perfectly matched to your needs. Getting started is easy, fast and free.","Access high-quality leads in minutes with UnbiasedPro","Get perfect clients now.","If you're looking for the perfect clients we'll deliver them straight to your inbox and give you the tools to manage them throughout the sales process.",[705],{"_uid":706,"title":707,"CTAText":708,"subtitle":709,"component":710,"errorTitle":711,"description":712,"successTitle":713,"errorSubtitle":714,"successSubtitle":715,"consentCheckboxLabelText":716,"errorMesageFirstNameError":717,"consentCheckboxLabelLinkURL":656,"consentCheckboxLabelLinkText":718,"errorMessageRequiredFieldEmail":719,"errorMessageIncorrectEmailFormat":720,"errorMessageRequiredFieldConsent":721,"errorMessageRequiredFieldInterest":722,"errorMessageRequiredFieldFirstName":723},"8ca4fd8f-da99-489f-aa1b-fcfabdd8b7e3","Get the latest news and tips","Sign up for email updates","Sign up for news that may impact your finances","sidebar-email-signup","Sorry, there was a technical problem","Receive the latest news, tips and guides to help you manage your finances","Thanks for signing up!","Please try again later, or email contact@unbiased.com","You should receive an email confirmation shortly.","I consent to Unbiased storing my data in accordance with their","Too many characters","privacy policy","Your email address is required","Your email address contains errors","Your consent is required","Your interest is required","Your first name is required","config",-60,[],0,"c7c18fda-2d94-4a2f-9d60-e1fee25d980a","2022-11-21T10:48:58.546Z","default",[],{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":734},256,"\u003Cpath fill=\"currentColor\" d=\"m216.49 104.49l-80 80a12 12 0 0 1-17 0l-80-80a12 12 0 0 1 17-17L128 159l71.51-71.52a12 12 0 0 1 17 17Z\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":736},"\u003Cpath fill=\"currentColor\" d=\"m229.66 218.34l-50.07-50.06a88.11 88.11 0 1 0-11.31 11.31l50.06 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track?","retirement-calculator","https://v2.unbiased.com/inquiry/financial-advisor/primary-areas","Use this calculator to estimate what you’ll have by retirement and what you may need. Adjust your current age, retirement age, savings, monthly contributions, and investment growth to see if you’re on track.","A financial advisor can help you build a retirement plan and make your savings work harder.",{"_uid":766,"data":767,"component":1215},"946a4b7e-2b2b-452a-96fe-518be9a9d833",{"type":15,"content":768},[769,780,788,797,805,814,844,853,861,870,878,887,897,906,914,923,945,954,962,971,979,988,996,1005,1013,1021,1029,1037,1045,1053,1061,1069,1077,1085,1094,1102,1110,1118,1127,1135,1143,1151,1160,1168,1176,1185,1193],{"type":770,"attrs":771,"content":773},"heading",{"level":772,"textAlign":34},2,[774],{"text":775,"type":22,"marks":776},"How the retirement calculator works",[777,779],{"type":129,"attrs":778},{"color":12},{"type":38},{"type":18,"attrs":781,"content":782},{"textAlign":34},[783],{"text":784,"type":22,"marks":785},"Here are some explanations of the definitions we’ve used in our retirement calculator.",[786],{"type":129,"attrs":787},{"color":12},{"type":18,"attrs":789,"content":790},{"textAlign":34},[791],{"text":792,"type":22,"marks":793},"1. Current age",[794,796],{"type":129,"attrs":795},{"color":12},{"type":38},{"type":18,"attrs":798,"content":799},{"textAlign":34},[800],{"text":801,"type":22,"marks":802},"Your current age.",[803],{"type":129,"attrs":804},{"color":12},{"type":18,"attrs":806,"content":807},{"textAlign":34},[808],{"text":809,"type":22,"marks":810},"2. Planned retirement age",[811,813],{"type":129,"attrs":812},{"color":12},{"type":38},{"type":18,"attrs":815,"content":816},{"textAlign":34},[817,822,833,839],{"text":818,"type":22,"marks":819},"The age you plan to retire. You can choose to retire at any age. For those born after 1960, 67 is the ",[820],{"type":129,"attrs":821},{"color":12},{"text":823,"type":22,"marks":824},"full retirement age",[825,829,831],{"type":31,"attrs":826},{"href":827,"uuid":34,"anchor":34,"target":828,"linktype":36},"https://www.unbiased.com/discover/retirement/what-is-full-retirement-age","_blank",{"type":129,"attrs":830},{"color":12},{"type":832},"underline",{"text":834,"type":22,"marks":835},",",[836,838],{"type":129,"attrs":837},{"color":12},{"type":832},{"text":840,"type":22,"marks":841}," when you will receive your full Social Security benefits.  ",[842],{"type":129,"attrs":843},{"color":12},{"type":18,"attrs":845,"content":846},{"textAlign":34},[847],{"text":848,"type":22,"marks":849},"3. Current savings",[850,852],{"type":129,"attrs":851},{"color":12},{"type":38},{"type":18,"attrs":854,"content":855},{"textAlign":34},[856],{"text":857,"type":22,"marks":858},"This is the total amount you currently have in all your retirement savings accounts, including 401(k)s, individual retirement plans (IRAs), annuities, and any other retirement accounts.  ",[859],{"type":129,"attrs":860},{"color":12},{"type":18,"attrs":862,"content":863},{"textAlign":34},[864],{"text":865,"type":22,"marks":866},"4. Monthly budget in retirement",[867,869],{"type":129,"attrs":868},{"color":12},{"type":38},{"type":18,"attrs":871,"content":872},{"textAlign":34},[873],{"text":874,"type":22,"marks":875},"This is how much you expect to spend annually in retirement each month. Experts often recommend replacing 80% of your income per year in retirement to enjoy a comfortable retirement. ",[876],{"type":129,"attrs":877},{"color":12},{"type":18,"attrs":879,"content":880},{"textAlign":34},[881],{"text":882,"type":22,"marks":883},"5. Annual pre-tax income",[884,886],{"type":129,"attrs":885},{"color":12},{"type":38},{"type":18,"attrs":888,"content":889},{"textAlign":34},[890,895],{"text":891,"type":22,"marks":892},"This is the amount of money you make each year from all income sources, before you set aside money for taxes. ",[893],{"type":129,"attrs":894},{"color":12},{"text":896,"type":22},"It’s important that the figures you provide are as accurate as possible, so your retirement calculations are correct.  ",{"type":18,"attrs":898,"content":899},{"textAlign":34},[900],{"text":901,"type":22,"marks":902},"6. Monthly contribution",[903,905],{"type":129,"attrs":904},{"color":12},{"type":38},{"type":18,"attrs":907,"content":908},{"textAlign":34},[909],{"text":910,"type":22,"marks":911},"The amount you put away each month for your retirement. This will include contributions to your IRAs, your 401(k), including any matching employer contributions, and any other retirement savings accounts. While there is no set amount to save for retirement, experts often recommend saving between 10% and 15% of your pre-tax salary each year.  ",[912],{"type":129,"attrs":913},{"color":12},{"type":18,"attrs":915,"content":916},{"textAlign":34},[917],{"text":918,"type":22,"marks":919},"7. Life expectancy",[920,922],{"type":129,"attrs":921},{"color":12},{"type":38},{"type":18,"attrs":924,"content":925},{"textAlign":34},[926,931,940],{"text":927,"type":22,"marks":928},"Our calculator uses a life expectancy of 85 years. The Social Security Administration provides a “",[929],{"type":129,"attrs":930},{"color":12},{"text":932,"type":22,"marks":933},"life expectancy calculator",[934,937,939],{"type":31,"attrs":935},{"href":936,"uuid":34,"anchor":34,"target":828,"linktype":36},"https://www.ssa.gov/oact/population/longevity.html",{"type":129,"attrs":938},{"color":12},{"type":832},{"text":941,"type":22,"marks":942},"” that will show the average number of additional years a person can expect to live based only on the sex and date of birth you enter.  ",[943],{"type":129,"attrs":944},{"color":12},{"type":18,"attrs":946,"content":947},{"textAlign":34},[948],{"text":949,"type":22,"marks":950},"8. Average investment return",[951,953],{"type":129,"attrs":952},{"color":12},{"type":38},{"type":18,"attrs":955,"content":956},{"textAlign":34},[957],{"text":958,"type":22,"marks":959},"This should be the amount you expect your investments to earn between now and retirement. Our calculator sets this at an average 6% annual return.",[960],{"type":129,"attrs":961},{"color":12},{"type":18,"attrs":963,"content":964},{"textAlign":34},[965],{"text":966,"type":22,"marks":967},"9. Annual income increase",[968,970],{"type":129,"attrs":969},{"color":12},{"type":38},{"type":18,"attrs":972,"content":973},{"textAlign":34},[974],{"text":975,"type":22,"marks":976},"The percentage amount you expect your income to increase each year. The calculator sets this as 2%.",[977],{"type":129,"attrs":978},{"color":12},{"type":18,"attrs":980,"content":981},{"textAlign":34},[982],{"text":983,"type":22,"marks":984},"10. Other retirement income",[985,987],{"type":129,"attrs":986},{"color":12},{"type":38},{"type":18,"attrs":989,"content":990},{"textAlign":34},[991],{"text":992,"type":22,"marks":993},"This should include any income you expect to receive in retirement, not from your retirement accounts and not included above.",[994],{"type":129,"attrs":995},{"color":12},{"type":18,"attrs":997,"content":998},{"textAlign":34},[999],{"text":1000,"type":22,"marks":1001},"Results",[1002,1004],{"type":129,"attrs":1003},{"color":12},{"type":38},{"type":18,"attrs":1006,"content":1007},{"textAlign":34},[1008],{"text":1009,"type":22,"marks":1010},"The calculations will show you how much money you will have in retirement based on your current contributions and savings.",[1011],{"type":129,"attrs":1012},{"color":12},{"type":18,"attrs":1014,"content":1015},{"textAlign":34},[1016],{"text":1017,"type":22,"marks":1018},"It will also detail the amount of money you will need to realise your dream retirement.",[1019],{"type":129,"attrs":1020},{"color":12},{"type":770,"attrs":1022,"content":1023},{"level":772,"textAlign":34},[1024],{"text":1025,"type":22,"marks":1026},"What is the retirement age in the US?",[1027],{"type":129,"attrs":1028},{"color":12},{"type":18,"attrs":1030,"content":1031},{"textAlign":34},[1032],{"text":1033,"type":22,"marks":1034},"Currently, the full retirement age is 66 if you were born from 1943 to 1954.",[1035],{"type":129,"attrs":1036},{"color":12},{"type":18,"attrs":1038,"content":1039},{"textAlign":34},[1040],{"text":1041,"type":22,"marks":1042},"This increases gradually for those born between 1955 and 1960, and for anyone born in 1960 or later, you’ll only receive full retirement benefits at age 67. In other words, by 2023, the retirement age will be 67.",[1043],{"type":129,"attrs":1044},{"color":12},{"type":18,"attrs":1046,"content":1047},{"textAlign":34},[1048],{"text":1049,"type":22,"marks":1050},"If you retire at 62, you’ll be eligible to receive a reduced Social Security payment. In contrast, those 65 and over will receive some free Medicare benefits if they paid contributory taxes for at least 10 years.",[1051],{"type":129,"attrs":1052},{"color":12},{"type":770,"attrs":1054,"content":1055},{"level":772,"textAlign":34},[1056],{"text":1057,"type":22,"marks":1058},"How much should you save for retirement?",[1059],{"type":129,"attrs":1060},{"color":12},{"type":18,"attrs":1062,"content":1063},{"textAlign":34},[1064],{"text":1065,"type":22,"marks":1066},"There’s no easy equation that demonstrates how much you should save for your retirement.",[1067],{"type":129,"attrs":1068},{"color":12},{"type":18,"attrs":1070,"content":1071},{"textAlign":34},[1072],{"text":1073,"type":22,"marks":1074},"Thanks to the various external factors that can have implications on your income, experts are reluctant to offer a definitive number.",[1075],{"type":129,"attrs":1076},{"color":12},{"type":18,"attrs":1078,"content":1079},{"textAlign":34},[1080],{"text":1081,"type":22,"marks":1082},"However, there are some common rules of thumb experts often cite when making recommendations, such as:",[1083],{"type":129,"attrs":1084},{"color":12},{"type":18,"attrs":1086,"content":1087},{"textAlign":34},[1088],{"text":1089,"type":22,"marks":1090},"The 10% rule",[1091,1093],{"type":129,"attrs":1092},{"color":12},{"type":38},{"type":18,"attrs":1095,"content":1096},{"textAlign":34},[1097],{"text":1098,"type":22,"marks":1099},"Experts often recommend saving between 10% and 15% of pre-tax income each year during working years.",[1100],{"type":129,"attrs":1101},{"color":12},{"type":18,"attrs":1103,"content":1104},{"textAlign":34},[1105],{"text":1106,"type":22,"marks":1107},"For example, if you earn $100,000 a year, you should save between $10,000 and $15,000.",[1108],{"type":129,"attrs":1109},{"color":12},{"type":18,"attrs":1111,"content":1112},{"textAlign":34},[1113],{"text":1114,"type":22,"marks":1115},"This would accumulate over time, along with the interest you would earn, to deliver a substantial sum of money for retirement.",[1116],{"type":129,"attrs":1117},{"color":12},{"type":18,"attrs":1119,"content":1120},{"textAlign":34},[1121],{"text":1122,"type":22,"marks":1123},"The 80% rule",[1124,1126],{"type":129,"attrs":1125},{"color":12},{"type":38},{"type":18,"attrs":1128,"content":1129},{"textAlign":34},[1130],{"text":1131,"type":22,"marks":1132},"Other experts say that 80% of a worker’s pre-retirement income should be enough to maintain a similar standard of living in retirement.",[1133],{"type":129,"attrs":1134},{"color":12},{"type":18,"attrs":1136,"content":1137},{"textAlign":34},[1138],{"text":1139,"type":22,"marks":1140},"Taking the $100,000 example again, this rule suggests that a retiree will have a similar standard of living with $70,000-$80,000 in income after retirement.",[1141],{"type":129,"attrs":1142},{"color":12},{"type":18,"attrs":1144,"content":1145},{"textAlign":34},[1146],{"text":1147,"type":22,"marks":1148},"However, this does depend on how you envision your dream retirement. For those who want to travel or spend more than before, they will need a higher income. Those who plan to have a simple retirement will need less.",[1149],{"type":129,"attrs":1150},{"color":12},{"type":18,"attrs":1152,"content":1153},{"textAlign":34},[1154],{"text":1155,"type":22,"marks":1156},"The 4% rule",[1157,1159],{"type":129,"attrs":1158},{"color":12},{"type":38},{"type":18,"attrs":1161,"content":1162},{"textAlign":34},[1163],{"text":1164,"type":22,"marks":1165},"If you know how much you will need annually in retirement, this rule states you should divide that number by 4 to determine your overall retirement amount.",[1166],{"type":129,"attrs":1167},{"color":12},{"type":18,"attrs":1169,"content":1170},{"textAlign":34},[1171],{"text":1172,"type":22,"marks":1173},"For example, if you think you need $80,000 in retirement, your overall nest egg should be $2 million.",[1174],{"type":129,"attrs":1175},{"color":12},{"type":18,"attrs":1177,"content":1178},{"textAlign":34},[1179],{"text":1180,"type":22,"marks":1181},"Retire with a financial advisor",[1182,1184],{"type":129,"attrs":1183},{"color":12},{"type":38},{"type":18,"attrs":1186,"content":1187},{"textAlign":34},[1188],{"text":1189,"type":22,"marks":1190},"Should you opt to work with a financial advisor and get expert guidance when planning and saving for retirement, this is the amount of money you could potentially have when you retire.",[1191],{"type":129,"attrs":1192},{"color":12},{"type":18,"attrs":1194,"content":1195},{"textAlign":34},[1196,1201,1210],{"text":1197,"type":22,"marks":1198},"Multiple ",[1199],{"type":129,"attrs":1200},{"color":12},{"text":1202,"type":22,"marks":1203},"industry studies suggest",[1204,1207,1209],{"type":31,"attrs":1205},{"href":1206,"uuid":34,"anchor":34,"target":828,"linktype":36},"https://www.fidelity.com/viewpoints/investing-ideas/financial-advisor-cost",{"type":129,"attrs":1208},{"color":12},{"type":832},{"text":1211,"type":22,"marks":1212}," that professional financial advice can add 1.5% to 4% to portfolio returns over the long term. This depends on the time period and the method used to calculate returns. ",[1213],{"type":129,"attrs":1214},{"color":12},"article-rich-text",{"_uid":1217,"component":1218,"apply_margin_top":543,"apply_margin_bottom":543},"7e2c4794-2506-47d6-afdc-5a7ea2b12c02","app-match-flow",{"_uid":1220,"data":1221,"component":1215},"8fa4d9ed-5d9d-4eb7-a02e-f6c203d60442",{"type":15,"content":1222},[1223,1237,1244,1251,1263],{"type":770,"attrs":1224,"content":1225},{"level":772},[1226,1231],{"text":1227,"type":22,"marks":1228},"Get expert retirement advice",[1229],{"type":129,"attrs":1230},{"color":12},{"text":1232,"type":22,"marks":1233}," ",[1234],{"type":129,"attrs":1235},{"color":1236},"windowtext",{"type":18,"content":1238},[1239],{"text":1240,"type":22,"marks":1241},"Getting ready for retirement can be a complex and overwhelming experience. With so many factors at play, it pays to get expert advice.  ",[1242],{"type":129,"attrs":1243},{"color":12},{"type":18,"content":1245},[1246],{"text":1247,"type":22,"marks":1248},"From making confident investment decisions to identifying ways you can grow your assets; a financial advisor will work with you to create a financial plan that will help make your dream retirement a reality.   ",[1249],{"type":129,"attrs":1250},{"color":12},{"type":18,"content":1252},[1253,1259],{"text":1254,"type":22,"marks":1255},"Unbiased can match you with a single financial advisor perfectly suited to meet your needs. Answer a few simple questions, and we’ll look after the rest.",[1256,1257],{"type":38},{"type":129,"attrs":1258},{"color":12},{"text":1232,"type":22,"marks":1260},[1261],{"type":129,"attrs":1262},{"color":12},{"type":18,"content":1264},[1265,1275],{"text":1266,"type":22,"marks":1267},"Match with a financial advisor now. ",[1268,1271,1272,1274],{"type":31,"attrs":1269},{"href":1270,"uuid":34,"anchor":34,"target":828,"linktype":36},"https://v2.unbiased.com/inquiry/financial-advisor/advice-areas/",{"type":38},{"type":129,"attrs":1273},{"color":12},{"type":832},{"text":1232,"type":22,"marks":1276},[1277],{"type":129,"attrs":1278},{"color":12},{"_uid":1280,"text":1281,"component":1282},"881f9600-18e7-4634-a1d5-63ee7c348313","Frequently asked questions","article-subheading",{"_uid":1284,"component":1285,"accordions":1286},"94cfb6ef-04da-43e7-a5b1-0070f91b0b81","app-accordion-group",[1287,1300,1334],{"_uid":1288,"text":1289,"title":1298,"component":1299},"aed5d171-9585-451b-8b70-243a9f850bb0",{"type":15,"content":1290},[1291],{"type":18,"content":1292},[1293],{"text":1294,"type":22,"marks":1295},"The $1,000-a-Month Rule, devised by Certified Financial Planner Wes Moss, offers a helpful framework for estimating retirement savings. Moss suggests aiming for $240,000 in savings for every $1,000 of anticipated monthly disposable income during retirement. This rule assists individuals in envisioning their retirement savings targets more clearly.",[1296],{"type":129,"attrs":1297},{"color":131},"What is the $1,000 a month rule for retirement?","app-accordion",{"_uid":1301,"text":1302,"title":1333,"component":1299},"27915fc0-b8ac-4150-b72d-210fcc918c99",{"type":15,"content":1303},[1304,1311],{"type":18,"content":1305},[1306],{"text":1307,"type":22,"marks":1308},"$300,000 can last for roughly 26 years if your average monthly spend is around $1,600. Social Security benefits help bolster your retirement income and make retiring on $300k even more accessible. It's often recommended to have 10-12 times your current income in savings by the time you retire. ",[1309],{"type":129,"attrs":1310},{"color":131},{"type":18,"content":1312},[1313,1318,1328],{"text":1314,"type":22,"marks":1315},"For more insights on retirement planning, consider exploring our comprehensive guide to ",[1316],{"type":129,"attrs":1317},{"color":131},{"text":1319,"type":22,"marks":1320},"retiring on $300k",[1321,1324,1327],{"type":31,"attrs":1322},{"href":1323,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://www.unbiased.com/discover/retirement/can-you-retire-on-300k",{"type":129,"attrs":1325},{"color":1326},"rgb(17, 85, 204)",{"type":832},{"text":1329,"type":22,"marks":1330},".",[1331],{"type":129,"attrs":1332},{"color":131},"How many years will $300,000 last in retirement?",{"_uid":1335,"text":1336,"title":1364,"component":1299},"80d01a86-dd0d-41bd-a4cd-a567348ffa09",{"type":15,"content":1337},[1338,1345],{"type":18,"content":1339},[1340],{"text":1341,"type":22,"marks":1342},"Yes, retiring at 60 with $500,000 is possible, though it may not fully meet your financial needs or preferences. ",[1343],{"type":129,"attrs":1344},{"color":131},{"type":18,"content":1346},[1347,1351,1360],{"text":1314,"type":22,"marks":1348},[1349],{"type":129,"attrs":1350},{"color":131},{"text":1352,"type":22,"marks":1353},"retiring on $500k",[1354,1357,1359],{"type":31,"attrs":1355},{"href":1356,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://www.unbiased.com/discover/retirement/can-you-retire-on-500k",{"type":129,"attrs":1358},{"color":1326},{"type":832},{"text":1329,"type":22,"marks":1361},[1362],{"type":129,"attrs":1363},{"color":131},"Can I retire at 60 with 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$900k",{"_uid":1442,"href":1443,"text":223,"component":542,"openInNewWindow":558},"4acaef35-21a2-4942-94f3-6bdbe34e6787","https://www.unbiased.com/discover/retirement/can-you-retire-on-1-million",{"_uid":1445,"href":1446,"text":1447,"component":542,"openInNewWindow":558},"a0d1deea-55fb-494e-89df-f628004aaa39","https://www.unbiased.com/discover/retirement/can-you-retire-on-2-million","Retiring on $2 million",{"_uid":1449,"href":1450,"text":1451,"component":542,"openInNewWindow":558},"69715c67-f7c5-48b8-8340-5dc18597fd46","https://www.unbiased.com/discover/retirement/can-you-retire-on-3-million","Retiring on $3 million",{"_uid":1453,"href":1454,"text":1455,"component":542,"openInNewWindow":558},"6a36da10-c9d0-4855-963d-d2869c5ad492","https://www.unbiased.com/discover/retirement/can-you-retire-on-4-million","Retiring on $4 million",{"_uid":1457,"href":1458,"text":1459,"component":542,"openInNewWindow":558},"c06f1088-dc66-4b11-8178-3d7689db8b78","https://www.unbiased.com/discover/retirement/retiring-with-5-million-dollars","Retiring on $5 million","Related articles","app-links-list",{"_uid":1463,"list":1464,"cta_link":1270,"cta_text":1465,"component":1466,"window_label":12,"window_title":1467},"c629518c-4c22-4738-9514-9821e53e461d","A financial advisor can help you plan and realize your dream retirement.  ","Connect with an advisor now","app-banner",{"type":15,"content":1468},[1469],{"type":18,"content":1470},[1471],{"text":1472,"type":22},"Need help planning for retirement? ",{"_uid":1474,"title":1475,"plugin":1476,"og_image":12,"og_title":12,"description":1477,"twitter_image":12,"twitter_title":12,"og_description":12,"twitter_description":12},"ff9948c7-9a91-4488-a9c5-e410830b42e2","Retirement Calculator: Estimate how long your savings will last","seo_metatags","Our retirement calculator tool will help you determine how much you need to save to retire.",{"name":1479,"created_at":1480,"published_at":1481,"updated_at":1482,"id":1483,"uuid":1484,"content":1485,"slug":1493,"full_slug":1494,"sort_by_date":34,"position":1404,"tag_list":1495,"is_startpage":543,"parent_id":1406,"meta_data":34,"group_id":1496,"first_published_at":1408,"release_id":34,"lang":730,"path":34,"alternates":1497,"default_full_slug":34,"translated_slugs":34,"_stopResolving":558},"Rachel Carey","2023-03-28T10:05:08.718Z","2025-01-28T12:05:49.815Z","2025-01-28T12:05:49.832Z",283076789,"b4ce951f-89c7-4ef6-97a8-709dc6d856e1",{"job":1486,"_uid":1395,"name":1479,"image":1487,"component":1400,"education":1490,"expertise":1491,"description":1492},"Senior Content Writer",{"id":1488,"alt":12,"name":12,"focus":12,"title":12,"filename":1489,"copyright":12,"fieldtype":1371,"is_external_url":543},7792663,"https://a.storyblok.com/f/185166/1199x1257/2401746255/rachel-carey.jpg","Griffith College Dublin, MA (Hons) in Journalism & Media Communications","Rachel brings over a decade of experience in media, including SEO content writing, marketing, public relations, and broadcast and print journalism.","Rachel is a Senior Content Writer at Unbiased, producing content across a range of different sectors, including personal finance, retirement, and investing. She specializes in simplifying intricate financial terms into clear, engaging content tailored for both B2C and B2B audiences.","rachel-carey","authors/rachel-carey",[],"024abff2-15a6-4099-8ba2-25c01abe42e8",[],"app-article","2025-10-30 00:00","1",[],[1503],"2e2a39e5-4f86-4f45-8ad7-3d257c361ad2","Our retirement calculator shows how much income you’ll have when you retire, and how much you need to achieve your ideal retirement.  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