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","2023-10-03T14:08:58.137Z","2025-06-27T12:19:12.841Z","2025-06-27T12:19:12.867Z",381777866,"e69922ed-b679-438a-9eb3-9a4377ce41d5",{"_uid":757,"body":758,"hero":1713,"author":1731,"sidebar":1757,"hide_cta":543,"metatags":1787,"component":1792,"bottom_banner":1793,"fullWidthMode":543,"subcategories":1794,"hideEmbeddedMF":543,"hide_pro_banner":558,"intro_paragraph":1797,"intro_subheading":12,"table_of_contents":558,"outgrow_calculator":1798,"hide_email_signup_widget":558,"show_compound_calculator":543,"show_roth_ira_calculator":543,"show_footer_sticky_banner":543,"show_retirement_calculator":543,"show_capital_gains_calculator":543},"fc9fc088-12d2-40fb-bc30-f3859e0894bd",[759,776,818,1062,1066,1098],{"_uid":760,"data":761,"component":775},"85587e34-442a-4df3-863c-2274b93fd0b0",{"type":15,"content":762},[763],{"type":18,"content":764},[765,767,773],{"text":766,"type":22},"Arkansas may be an attractive destination for retirees due to its mild climate, beautiful natural scenery, and 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While there is no official count of how many people retire to Arkansas each year, as of 2024, more than ",{"text":768,"type":22,"marks":769},"17%",[770],{"type":31,"attrs":771},{"href":772,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://www.neilsberg.com/insights/arkansas-population-by-age/",{"text":774,"type":22}," of the state’s population is over the age of 65.","article-rich-text",{"_uid":777,"body":778,"image":812,"title":815,"cta_link":12,"cta_text":12,"component":816,"background":817,"description":12,"cta_description":12},"e2ada83a-aa32-461c-8848-7ed75a2acda3",[779],{"_uid":780,"data":781,"component":811},"196ce7da-81c7-4114-a94d-f9b02f4a3edc",{"type":15,"content":782},[783],{"type":784,"content":785},"bullet_list",[786,793,799,805],{"type":787,"content":788},"list_item",[789],{"type":18,"content":790},[791],{"text":792,"type":22},"Arkansas is a relatively affordable state with a sizable population over the age of 65.",{"type":787,"content":794},[795],{"type":18,"content":796},[797],{"text":798,"type":22},"Retirees may be attracted to Arkansas for its low cost of living and natural beauty.",{"type":787,"content":800},[801],{"type":18,"content":802},[803],{"text":804,"type":22},"Some disadvantages to retiring in Arkansas could include extreme weather and limited access to healthcare or cultural activities.",{"type":787,"content":806},[807],{"type":18,"content":808},[809],{"text":810,"type":22},"Some potential areas to look at include Hot Springs, Fayetteville, and Little Rock.","company-summary-rich-text",{"id":34,"alt":34,"name":12,"focus":34,"title":34,"source":34,"filename":12,"copyright":34,"fieldtype":813,"meta_data":814},"asset",{},"Key takeaways","company-summary-box","white",{"_uid":819,"data":820,"component":775},"90f73bb4-a383-4dfa-9a39-99e896c7387f",{"type":15,"content":821},[822,829,833,865,870,874,930,935,939,981,986,990],{"type":823,"attrs":824,"content":826},"heading",{"level":825},2,[827],{"text":828,"type":22},"What age can you retire in Arkansas?",{"type":18,"content":830},[831],{"text":832,"type":22},"In Arkansas, there is no mandated retirement age, like in all US states. This means that individuals are free to retire whenever they choose, as long as they can financially support themselves. However, there are some age-related benefits and considerations for retirees in Arkansas:  ",{"type":784,"content":834},[835,845,855],{"type":787,"content":836},[837],{"type":18,"content":838},[839,843],{"text":840,"type":22,"marks":841},"Social Security benefits:",[842],{"type":38},{"text":844,"type":22}," The earliest age at which you can begin receiving Social Security benefits is 62, but if you delay taking benefits, your monthly payments will increase. Full retirement age (FRA) is between 66 and 67, depending on your birth year. Delaying benefits until after FRA can result in even higher monthly payments. ",{"type":787,"content":846},[847],{"type":18,"content":848},[849,853],{"text":850,"type":22,"marks":851},"Medicare eligibility:",[852],{"type":38},{"text":854,"type":22}," Medicare eligibility begins at age 65, regardless of retirement status. However, if you choose to retire before age 65, you will need to find alternative healthcare coverage until you become eligible for Medicare. ",{"type":787,"content":856},[857],{"type":18,"content":858},[859,863],{"text":860,"type":22,"marks":861},"Retirement savings:",[862],{"type":38},{"text":864,"type":22}," Regardless of retirement age, individuals should start saving for retirement as early as possible. Many financial experts recommend saving at least 15% of their income for retirement. ",{"type":823,"attrs":866,"content":867},{"level":825},[868],{"text":869,"type":22},"Why do people retire in Arkansas?",{"type":18,"content":871},[872],{"text":873,"type":22},"There are a handful of key reasons that Americans may want to retire in Arkansas. ",{"type":784,"content":875},[876,900,910,920],{"type":787,"content":877},[878],{"type":18,"content":879},[880,884,886,898],{"text":881,"type":22,"marks":882},"Tax-friendly retirement accounts: ",[883],{"type":38},{"text":885,"type":22},"Arkansas does not tax Social Security benefits, and other types of retirement income such as pensions and 401(k) withdrawals are also ",{"text":887,"type":22,"marks":888},"tax-friendly",[889],{"type":31,"attrs":890},{"href":891,"uuid":892,"anchor":34,"target":35,"linktype":74,"story":893},"/discover/taxes/tax-in-arkansas","3e401754-1b8d-4a31-8d8f-203c013a387a",{"name":894,"id":895,"uuid":892,"slug":896,"url":897,"full_slug":897,"_stopResolving":558},"Tax in Arkansas: a complete guide",359882326,"tax-in-arkansas","discover/taxes/tax-in-arkansas",{"text":899,"type":22}," in the state.  ",{"type":787,"content":901},[902],{"type":18,"content":903},[904,908],{"text":905,"type":22,"marks":906},"Affordable cost of living:",[907],{"type":38},{"text":909,"type":22}," One of the most significant financial benefits of retiring in Arkansas is the affordable cost of living. Housing, food, and healthcare costs are all generally lower in Arkansas than in many other states. ",{"type":787,"content":911},[912],{"type":18,"content":913},[914,918],{"text":915,"type":22,"marks":916},"Beautiful natural scenery:",[917],{"type":38},{"text":919,"type":22}," Arkansas is home to breathtaking natural beauty, including the Ozark Mountains, Hot Springs National Park, and the Buffalo National River. This makes it an attractive destination for retirees who love outdoor activities like hiking, fishing, and camping. ",{"type":787,"content":921},[922],{"type":18,"content":923},[924,928],{"text":925,"type":22,"marks":926},"Quiet and peaceful:",[927],{"type":38},{"text":929,"type":22}," Unlike many other retirement destinations, Arkansas offers a calm and serene environment for retirees seeking a slower pace of life. While there are some sizable cities, their populations do not rival those in states like California or Texas.",{"type":823,"attrs":931,"content":932},{"level":825},[933],{"text":934,"type":22},"What puts people off retiring to Arkansas?",{"type":18,"content":936},[937],{"text":938,"type":22},"There can be some drawbacks to retiring in Arkansas, too. ",{"type":784,"content":940},[941,951,961,971],{"type":787,"content":942},[943],{"type":18,"content":944},[945,949],{"text":946,"type":22,"marks":947},"Limited healthcare options:",[948],{"type":38},{"text":950,"type":22}," While Arkansas is home to some excellent hospitals and medical centers, access to healthcare can be limited in some rural areas of the state. ",{"type":787,"content":952},[953],{"type":18,"content":954},[955,959],{"text":956,"type":22,"marks":957},"Limited cultural activities: ",[958],{"type":38},{"text":960,"type":22},"While Arkansas has plenty of natural beauty to explore, it may not offer as many cultural activities and events as larger cities in other states. ",{"type":787,"content":962},[963],{"type":18,"content":964},[965,969],{"text":966,"type":22,"marks":967},"Extreme weather:",[968],{"type":38},{"text":970,"type":22}," Arkansas can experience extreme weather conditions, including tornadoes and ice storms, which can be a concern for some retirees. ",{"type":787,"content":972},[973],{"type":18,"content":974},[975,979],{"text":976,"type":22,"marks":977},"Limited job opportunities:",[978],{"type":38},{"text":980,"type":22}," For retirees who may want or need to continue working part-time, job opportunities can be limited in some areas of Arkansas. ",{"type":823,"attrs":982,"content":983},{"level":825},[984],{"text":985,"type":22},"What are the best places to retire in Arkansas?",{"type":18,"content":987},[988],{"text":989,"type":22},"If Arkansas is your chosen retirement state, here are some of the top potential areas to retire to:",{"type":784,"content":991},[992,1002,1012,1022,1032,1042,1052],{"type":787,"content":993},[994],{"type":18,"content":995},[996,1000],{"text":997,"type":22,"marks":998},"Hot Springs:",[999],{"type":38},{"text":1001,"type":22}," Located in the Ouachita Mountains, Hot Springs is known for its natural hot springs and historic bathhouses. The city offers a variety of outdoor activities, including hiking, fishing, and boating on nearby Lake Hamilton. ",{"type":787,"content":1003},[1004],{"type":18,"content":1005},[1006,1010],{"text":1007,"type":22,"marks":1008},"Fayetteville:",[1009],{"type":38},{"text":1011,"type":22}," Home to the University of Arkansas, Fayetteville has a lively cultural scene and a thriving downtown area. The city's mild climate, low cost of living, and access to medical care make it a popular retirement destination. ",{"type":787,"content":1013},[1014],{"type":18,"content":1015},[1016,1020],{"text":1017,"type":22,"marks":1018},"Little Rock: ",[1019],{"type":38},{"text":1021,"type":22},"Arkansas's capital city offers a mix of city amenities and outdoor recreation opportunities. 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