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",{"type":770,"content":777},[778],{"type":18,"content":779},[780],{"text":781,"type":22},"Sarasota, Naples, and The Villages are among the best places for retirees, with the state well known for being a popular retirement destination.",{"type":770,"content":783},[784],{"type":18,"content":785},[786],{"text":787,"type":22},"Retiring in Florida has pros, such as a lower cost of living, lower taxes, and good healthcare.","company-summary-rich-text",{"_uid":790,"component":791,"accordions":792},"6c1fbd91-8568-4a89-bf4c-57b1cd6f3195","company-summary-accordion-group",[793,807,842,877],{"_uid":794,"text":795,"title":805,"component":806},"dc06da38-0d1c-44ee-8f4a-25661a8518e6",{"type":15,"content":796},[797,801],{"type":18,"content":798},[799],{"text":800,"type":22},"Florida is a popular retirement destination for Americans, with tens of thousands of people over 60 moving to the state each year.",{"type":18,"content":802},[803],{"text":804,"type":22},"Many are attracted by the warmer climate, lower taxes, and the abundance of retirement communities statewide. Additionally, Florida is home to some of the best healthcare in the country, a big consideration for retirees moving across state lines to retire.","Is Florida a good place to retire?","company-summary-accordion",{"_uid":808,"text":809,"title":841,"component":806},"cf3cc76f-db24-4284-8dcc-7c08127a3d29",{"type":15,"content":810},[811,815],{"type":18,"content":812},[813],{"text":814,"type":22},"Some of the pros of retiring in Florida include:",{"type":767,"content":816},[817,823,829,835],{"type":770,"content":818},[819],{"type":18,"content":820},[821],{"text":822,"type":22},"No state income tax",{"type":770,"content":824},[825],{"type":18,"content":826},[827],{"text":828,"type":22},"Great healthcare options",{"type":770,"content":830},[831],{"type":18,"content":832},[833],{"text":834,"type":22},"Warmer weather",{"type":770,"content":836},[837],{"type":18,"content":838},[839],{"text":840,"type":22},"High number of recreational activities ","What are the pros of retiring in Florida?",{"_uid":843,"text":844,"title":876,"component":806},"6d25c1bf-cbfd-4d95-a8ce-53f8c91d18bd",{"type":15,"content":845},[846,850],{"type":18,"content":847},[848],{"text":849,"type":22},"Some of the cons of retiring in Florida include:",{"type":767,"content":851},[852,858,864,870],{"type":770,"content":853},[854],{"type":18,"content":855},[856],{"text":857,"type":22},"High taxes, including property and sales tax",{"type":770,"content":859},[860],{"type":18,"content":861},[862],{"text":863,"type":22},"Prone to natural disasters",{"type":770,"content":865},[866],{"type":18,"content":867},[868],{"text":869,"type":22},"Popular tourist destination ",{"type":770,"content":871},[872],{"type":18,"content":873},[874],{"text":875,"type":22},"Higher cost of living","What are the cons of retiring in Florida?",{"_uid":878,"text":879,"title":917,"component":806},"7f5a98d6-cc90-4e7b-b9bc-72eca55280eb",{"type":15,"content":880},[881,885],{"type":18,"content":882},[883],{"text":884,"type":22},"For those looking to retire in Florida, here are some of the most popular locations:",{"type":767,"content":886},[887,893,899,905,911],{"type":770,"content":888},[889],{"type":18,"content":890},[891],{"text":892,"type":22},"Sarasota",{"type":770,"content":894},[895],{"type":18,"content":896},[897],{"text":898,"type":22},"Naples",{"type":770,"content":900},[901],{"type":18,"content":902},[903],{"text":904,"type":22},"The Villages",{"type":770,"content":906},[907],{"type":18,"content":908},[909],{"text":910,"type":22},"St. Augustine",{"type":770,"content":912},[913],{"type":18,"content":914},[915],{"text":916,"type":22},"Fort Myers","Where is the best place to retire in Florida?",{"id":34,"alt":34,"name":12,"focus":34,"title":34,"source":34,"filename":12,"copyright":34,"fieldtype":919,"meta_data":920},"asset",{},"https://v2.unbiased.com/inquiry/financial-advisor/primary-areas","company-summary-box","white","A financial advisor can help you plan your dream retirement and ensure you have enough money to reach your goals.",{"_uid":926,"data":927,"component":946},"3811ee61-12c7-4b58-a0d2-d84f935e2a63",{"type":15,"content":928},[929,939],{"type":930,"attrs":931,"content":933},"heading",{"level":932},2,[934],{"text":935,"type":22,"marks":936},"What is the best place to retire in Florida?",[937],{"type":129,"attrs":938},{"color":12},{"type":18,"content":940},[941],{"text":942,"type":22,"marks":943},"If you have your heart set on the Sunshine State, these are the best and most popular places for retiring in Florida:",[944],{"type":129,"attrs":945},{"color":12},"article-rich-text",{"_uid":948,"content":949,"component":950},"fed08df1-0198-44cd-9fcf-999b13031098","\u003Ciframe src=\"https://e.infogram.com/8ba693eb-f3cf-4974-9ce1-a4e9839a9e2b?src=embed\" title=\"Retire in Florida\" width=\"700\" height=\"495\" scrolling=\"no\" frameborder=\"0\" style=\"border:none;\" allowfullscreen=\"allowfullscreen\">\u003C/iframe>","app-embedded-content",{"_uid":952,"data":953,"component":946},"4a7c60ba-a57b-4da4-bd00-1c272bcefea1",{"type":15,"content":954},[955,1110,1130,1138,1145,1152,1259,1266,1370,1374,1378,1390],{"type":956,"attrs":957,"content":959},"ordered_list",{"order":958},1,[960,975,990,1005,1020,1035,1050,1065,1080,1095],{"type":770,"content":961},[962],{"type":18,"content":963},[964,970],{"text":965,"type":22,"marks":966},"Sarasota:",[967,968],{"type":38},{"type":129,"attrs":969},{"color":12},{"text":971,"type":22,"marks":972}," Located on Florida's Gulf Coast, Sarasota is known for its beautiful beaches, cultural attractions, and vibrant arts scene. It also boasts a low crime rate and a high quality of life.",[973],{"type":129,"attrs":974},{"color":12},{"type":770,"content":976},[977],{"type":18,"content":978},[979,985],{"text":980,"type":22,"marks":981},"Naples:",[982,983],{"type":38},{"type":129,"attrs":984},{"color":12},{"text":986,"type":22,"marks":987}," This upscale city on Florida's southwest coast is popular among retirees for its luxury amenities, beautiful beaches, and excellent healthcare options.",[988],{"type":129,"attrs":989},{"color":12},{"type":770,"content":991},[992],{"type":18,"content":993},[994,1000],{"text":995,"type":22,"marks":996},"The Villages:",[997,998],{"type":38},{"type":129,"attrs":999},{"color":12},{"text":1001,"type":22,"marks":1002}," This planned community in central Florida has become a top retirement destination thanks to its abundance of activities, shopping, and dining options, as well as its low cost of living.",[1003],{"type":129,"attrs":1004},{"color":12},{"type":770,"content":1006},[1007],{"type":18,"content":1008},[1009,1015],{"text":1010,"type":22,"marks":1011},"St. Augustine:",[1012,1013],{"type":38},{"type":129,"attrs":1014},{"color":12},{"text":1016,"type":22,"marks":1017}," Known for its rich history, charming architecture, and coastal location, St. Augustine is a popular retirement destination for those who want to enjoy a slower pace of life.",[1018],{"type":129,"attrs":1019},{"color":12},{"type":770,"content":1021},[1022],{"type":18,"content":1023},[1024,1030],{"text":1025,"type":22,"marks":1026},"Fort Myers:",[1027,1028],{"type":38},{"type":129,"attrs":1029},{"color":12},{"text":1031,"type":22,"marks":1032}," Located on Florida's west coast, Fort Myers offers retirees plenty of sunshine, beaches, and outdoor activities, as well as a relatively low cost of living.",[1033],{"type":129,"attrs":1034},{"color":12},{"type":770,"content":1036},[1037],{"type":18,"content":1038},[1039,1045],{"text":1040,"type":22,"marks":1041},"Tampa:",[1042,1043],{"type":38},{"type":129,"attrs":1044},{"color":12},{"text":1046,"type":22,"marks":1047}," This bustling city on Florida's Gulf Coast is known for its lively downtown, world-class museums, and excellent healthcare options, making it an attractive destination for retirees.",[1048],{"type":129,"attrs":1049},{"color":12},{"type":770,"content":1051},[1052],{"type":18,"content":1053},[1054,1060],{"text":1055,"type":22,"marks":1056},"Destin:",[1057,1058],{"type":38},{"type":129,"attrs":1059},{"color":12},{"text":1061,"type":22,"marks":1062}," This small city on Florida's Emerald Coast is a popular retirement destination for those who love boating, fishing, and other water activities, as well as its stunning beaches and laid-back atmosphere.",[1063],{"type":129,"attrs":1064},{"color":12},{"type":770,"content":1066},[1067],{"type":18,"content":1068},[1069,1075],{"text":1070,"type":22,"marks":1071},"Pensacola:",[1072,1073],{"type":38},{"type":129,"attrs":1074},{"color":12},{"text":1076,"type":22,"marks":1077}," The most western city in Florida, Pensacola is ideal for a beachside retirement, with abundant boating and fishing opportunities.",[1078],{"type":129,"attrs":1079},{"color":12},{"type":770,"content":1081},[1082],{"type":18,"content":1083},[1084,1090],{"text":1085,"type":22,"marks":1086},"Jacksonville:",[1087,1088],{"type":38},{"type":129,"attrs":1089},{"color":12},{"text":1091,"type":22,"marks":1092}," One of the state's largest cities, Jacksonville boasts miles of white-sand beaches, making it a top location for potential retirees. It is also popular with golfers and has an extensive museum and art scene.",[1093],{"type":129,"attrs":1094},{"color":12},{"type":770,"content":1096},[1097],{"type":18,"content":1098},[1099,1105],{"text":1100,"type":22,"marks":1101},"Port St. Lucie:",[1102,1103],{"type":38},{"type":129,"attrs":1104},{"color":12},{"text":1106,"type":22,"marks":1107}," Regularly ranked as one of the best places to retire in Florida, the affordable coastal city of Port St. Lucie is one of the fastest growing in the US.",[1108],{"type":129,"attrs":1109},{"color":12},{"type":18,"content":1111},[1112,1117,1125],{"text":1113,"type":22,"marks":1114},"If you plan on retiring in Florida, it's worth speaking to a qualified financial advisor to find the best city for your budget. ",[1115],{"type":129,"attrs":1116},{"color":12},{"text":1118,"type":22,"marks":1119},"Match with an advisor here",[1120,1123],{"type":31,"attrs":1121},{"href":1122,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://v2.unbiased.com/inquiry/financial-advisor/advice-areas/",{"type":129,"attrs":1124},{"color":12},{"text":1126,"type":22,"marks":1127},".",[1128],{"type":129,"attrs":1129},{"color":12},{"type":930,"attrs":1131,"content":1132},{"level":932},[1133],{"text":1134,"type":22,"marks":1135},"What are the pros and cons of retiring in Florida?",[1136],{"type":129,"attrs":1137},{"color":12},{"type":18,"content":1139},[1140],{"text":1141,"type":22,"marks":1142},"From the warm weather and affordability to hurricanes, traffic, and crowds, retiring in Florida has its pros and cons. Let’s delve into them.",[1143],{"type":129,"attrs":1144},{"color":12},{"type":18,"content":1146},[1147],{"text":1148,"type":22,"marks":1149},"The benefits of retiring in Florida include:",[1150],{"type":129,"attrs":1151},{"color":12},{"type":767,"content":1153},[1154,1184,1199,1214,1229,1244],{"type":770,"content":1155},[1156],{"type":18,"content":1157},[1158,1164,1173,1179],{"text":1159,"type":22,"marks":1160},"No state income ",[1161,1162],{"type":38},{"type":129,"attrs":1163},{"color":12},{"text":1165,"type":22,"marks":1166},"tax",[1167,1170,1171],{"type":31,"attrs":1168},{"href":1169,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://www.unbiased.com/discover/taxes/tax-in-florida-a-complete-guide",{"type":38},{"type":129,"attrs":1172},{"color":12},{"text":1174,"type":22,"marks":1175},":",[1176,1177],{"type":38},{"type":129,"attrs":1178},{"color":12},{"text":1180,"type":22,"marks":1181}," One of the most significant financial benefits of retiring in Florida is the lack of a state income tax. This can be a huge advantage for retirees living on a fixed income, as it means they won't have to pay state taxes on their retirement income. Check out the complete guide to taxes in Florida here.",[1182],{"type":129,"attrs":1183},{"color":12},{"type":770,"content":1185},[1186],{"type":18,"content":1187},[1188,1194],{"text":1189,"type":22,"marks":1190},"Homestead exemption:",[1191,1192],{"type":38},{"type":129,"attrs":1193},{"color":12},{"text":1195,"type":22,"marks":1196}," Florida's homestead exemption laws can provide significant financial benefits to retirees who own their own homes. Under the homestead exemption, homeowners are able to exempt up to $50,000 of the assessed value of their primary residence from property taxes.",[1197],{"type":129,"attrs":1198},{"color":12},{"type":770,"content":1200},[1201],{"type":18,"content":1202},[1203,1209],{"text":1204,"type":22,"marks":1205},"Tax-friendly retirement accounts:",[1206,1207],{"type":38},{"type":129,"attrs":1208},{"color":12},{"text":1210,"type":22,"marks":1211}," Florida does not tax Social Security benefits and other types of retirement income, such as pensions. 401(k) withdrawals are also tax-friendly in the state.",[1212],{"type":129,"attrs":1213},{"color":12},{"type":770,"content":1215},[1216],{"type":18,"content":1217},[1218,1224],{"text":1219,"type":22,"marks":1220},"Warm weather:",[1221,1222],{"type":38},{"type":129,"attrs":1223},{"color":12},{"text":1225,"type":22,"marks":1226}," Florida's climate is warm and sunny year-round, which is a major draw for retirees who want to escape the harsh winters in other parts of the country. The warm weather also allows people to enjoy outdoor activities like golf, tennis, and swimming.",[1227],{"type":129,"attrs":1228},{"color":12},{"type":770,"content":1230},[1231],{"type":18,"content":1232},[1233,1239],{"text":1234,"type":22,"marks":1235},"Healthcare:",[1236,1237],{"type":38},{"type":129,"attrs":1238},{"color":12},{"text":1240,"type":22,"marks":1241}," Florida is home to some of the best hospitals and medical centers in the country, making it an attractive destination for retirees who may require regular medical care.",[1242],{"type":129,"attrs":1243},{"color":12},{"type":770,"content":1245},[1246],{"type":18,"content":1247},[1248,1254],{"text":1249,"type":22,"marks":1250},"Outdoor activities:",[1251,1252],{"type":38},{"type":129,"attrs":1253},{"color":12},{"text":1255,"type":22,"marks":1256}," From fishing and boating to hiking and biking, there are plenty of outdoor activities that make retiring in Florida appealing to anyone with an active lifestyle. The state is home to several national parks and wildlife refuges, as well as numerous beaches and golf courses.",[1257],{"type":129,"attrs":1258},{"color":12},{"type":18,"content":1260},[1261],{"text":1262,"type":22,"marks":1263},"The main cons include:",[1264],{"type":129,"attrs":1265},{"color":12},{"type":767,"content":1267},[1268,1283,1298,1313,1328,1343,1355],{"type":770,"content":1269},[1270],{"type":18,"content":1271},[1272,1278],{"text":1273,"type":22,"marks":1274},"Property insurance costs",[1275,1276],{"type":38},{"type":129,"attrs":1277},{"color":12},{"text":1279,"type":22,"marks":1280},": One of the major financial drawbacks of retiring in Florida is the cost of property insurance. Because of the state's high risk of hurricanes and other natural disasters, property insurance can be expensive, particularly in coastal areas.",[1281],{"type":129,"attrs":1282},{"color":12},{"type":770,"content":1284},[1285],{"type":18,"content":1286},[1287,1293],{"text":1288,"type":22,"marks":1289},"High property taxes",[1290,1291],{"type":38},{"type":129,"attrs":1292},{"color":12},{"text":1294,"type":22,"marks":1295},": While the homestead exemption can help mitigate some of the property tax burden for retirees, Florida's overall property tax rates can be relatively high.",[1296],{"type":129,"attrs":1297},{"color":12},{"type":770,"content":1299},[1300],{"type":18,"content":1301},[1302,1308],{"text":1303,"type":22,"marks":1304},"Tourist areas can be expensive:",[1305,1306],{"type":38},{"type":129,"attrs":1307},{"color":12},{"text":1309,"type":22,"marks":1310}," While Florida's cost of living is generally lower than many other states, certain areas of the state can be quite expensive, particularly in popular tourist destinations like Miami, Orlando, and Naples.",[1311],{"type":129,"attrs":1312},{"color":12},{"type":770,"content":1314},[1315],{"type":18,"content":1316},[1317,1323],{"text":1318,"type":22,"marks":1319},"Sales tax:",[1320,1321],{"type":38},{"type":129,"attrs":1322},{"color":12},{"text":1324,"type":22,"marks":1325}," Florida has a relatively high sales tax rate of 6%, which can add up over time for retirees who are living on a fixed income.",[1326],{"type":129,"attrs":1327},{"color":12},{"type":770,"content":1329},[1330],{"type":18,"content":1331},[1332,1338],{"text":1333,"type":22,"marks":1334},"Crowds",[1335,1336],{"type":38},{"type":129,"attrs":1337},{"color":12},{"text":1339,"type":22,"marks":1340},": Florida is a popular destination for tourists, which means that some areas can be very crowded during peak season. This can make it difficult for retirees to enjoy certain activities, such as going to the beach or visiting theme parks.",[1341],{"type":129,"attrs":1342},{"color":12},{"type":770,"content":1344},[1345],{"type":18,"content":1346},[1347,1353],{"text":1348,"type":22,"marks":1349},"Higher cost of living: ",[1350,1351],{"type":38},{"type":129,"attrs":1352},{"color":12},{"text":1354,"type":22},"Despite having a low tax burden, Florida does have a higher cost of living than other states, with housing being one of the key issues. ",{"type":770,"content":1356},[1357],{"type":18,"content":1358},[1359,1365],{"text":1360,"type":22,"marks":1361},"Heat and humidity:",[1362,1363],{"type":38},{"type":129,"attrs":1364},{"color":12},{"text":1366,"type":22,"marks":1367}," While warm weather is a pro for many retirees, the heat and humidity in Florida can be overwhelming for some. This can make it difficult to enjoy outdoor activities and may lead to health problems for some individuals.",[1368],{"type":129,"attrs":1369},{"color":12},{"type":930,"attrs":1371,"content":1372},{"level":932},[1373],{"text":805,"type":22},{"type":18,"content":1375},[1376],{"text":1377,"type":22},"The Sunshine State is a popular retirement destination for many Americans.",{"type":18,"content":1379},[1380,1382,1388],{"text":1381,"type":22},"In 2022, ",{"text":1383,"type":22,"marks":1384},"the U.S. Census Bureau",[1385],{"type":31,"attrs":1386},{"href":1387,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://www.census.gov/quickfacts/fact/table/FL/PST045222",{"text":1389,"type":22}," indicated that Florida had a population of approximately 22.2 million people, with more than 21% of residents over the age of 65, making it one of the largest retirement populations in the country.",{"type":18,"content":1391},[1392],{"text":1393,"type":22},"There’s no denying that the Sunshine State offers many benefits, many of which have financial implications. However, you must be aware of both the pros and cons of retiring in Florida.",{"_uid":1395,"component":1396,"apply_margin_top":543,"apply_margin_bottom":543},"256c826a-971e-4f4f-b61e-f4cd4cd154c6","app-match-flow",{"_uid":1398,"data":1399,"component":946},"db95c5b3-c0a4-47ae-a2a3-2b7ab96d2dc1",{"type":15,"content":1400},[1401,1406,1410,1414,1418,1422,1427,1431,1435,1439,1444,1448,1452,1484,1489,1493],{"type":930,"attrs":1402,"content":1403},{"level":932},[1404],{"text":1405,"type":22},"What are the Florida taxes for retirees?",{"type":18,"content":1407},[1408],{"text":1409,"type":22},"Retiring in Florida certainly comes with many benefits, including how tax-friendly it is for retirees.",{"type":18,"content":1411},[1412],{"text":1413,"type":22},"The lack of state income tax means that retirees have fewer financial obligations.",{"type":18,"content":1415},[1416],{"text":1417,"type":22},"Plus, there are no savings, inheritance, or estate tax, and the favorable property tax exemptions make it an even better option for older people on a fixed income.",{"type":18,"content":1419},[1420],{"text":1421,"type":22},"Overall, when compared to other states, Florida’s tax laws potentially allow retirees to save thousands in taxes every year.",{"type":930,"attrs":1423,"content":1424},{"level":932},[1425],{"text":1426,"type":22},"Does Florida tax Social Security?",{"type":18,"content":1428},[1429],{"text":1430,"type":22},"As Florida does not tax state income, it does not tax Social Security benefits.",{"type":18,"content":1432},[1433],{"text":1434,"type":22},"Additionally, as mentioned, income from your 401(k), IRA, pensions, and other retirement income is state tax-free.",{"type":18,"content":1436},[1437],{"text":1438,"type":22},"It is worth noting that you will have to pay federal taxes on this income if you are eligible.",{"type":930,"attrs":1440,"content":1441},{"level":932},[1442],{"text":1443,"type":22},"What age can you retire in Florida?",{"type":18,"content":1445},[1446],{"text":1447,"type":22},"There is no specific retirement age that is mandated by law.",{"type":18,"content":1449},[1450],{"text":1451,"type":22},"However, there are some age-related benefits and considerations for retirees in Florida that might encourage you to wait for as long as possible:",{"type":767,"content":1453},[1454,1464,1474],{"type":770,"content":1455},[1456],{"type":18,"content":1457},[1458,1462],{"text":1459,"type":22,"marks":1460},"Social Security benefits",[1461],{"type":38},{"text":1463,"type":22},": The earliest age at which you can begin receiving Social Security benefits is 62, but if you delay taking benefits, your monthly payments will increase. Full retirement age (FRA) is between 66 and 67, depending on your birth year. Delaying benefits until after FRA can result in even higher monthly payments.",{"type":770,"content":1465},[1466],{"type":18,"content":1467},[1468,1472],{"text":1469,"type":22,"marks":1470},"Medicare eligibility:",[1471],{"type":38},{"text":1473,"type":22}," Medicare eligibility begins at age 65, regardless of retirement status. However, if you choose to retire before age 65, you will need to find alternative healthcare coverage until you become eligible for Medicare.",{"type":770,"content":1475},[1476],{"type":18,"content":1477},[1478,1482],{"text":1479,"type":22,"marks":1480},"Retirement savings:",[1481],{"type":38},{"text":1483,"type":22}," Regardless of retirement age, individuals need to start saving for retirement as early as possible. Many financial experts recommend saving at least 15% of your income for retirement. You could check out the average retirement savings in the US.",{"type":930,"attrs":1485,"content":1486},{"level":932},[1487],{"text":1488,"type":22},"The bottom line",{"type":18,"content":1490},[1491],{"text":1492,"type":22},"Speak to an SEC-regulated financial advisor about your thoughts on retiring in Florida.",{"type":18,"content":1494},[1495,1499,1506],{"text":1496,"type":22,"marks":1497},"Visit Unbiased to learn more about retirement options, and let us match you with an advisor who can offer expert ",[1498],{"type":38},{"text":1500,"type":22,"marks":1501},"financial advice",[1502,1505],{"type":31,"attrs":1503},{"href":1504,"uuid":34,"anchor":34,"target":34,"linktype":36},"https://v2.unbiased.com/inquiry/financial-advisor?_gl=1%2af4nbz3%2a_ga%2aMTM4NDkzNjczNC4xNjk2NDkwNDk2%2a_ga_2L93GWDPD4%2aMTY5NzQ3MDMxNC40LjEuMTY5NzQ3MTA3OS43LjAuMA..",{"type":38},{"text":1126,"type":22,"marks":1507},[1508],{"type":38},{"_uid":1510,"text":1511,"component":1512},"a886a33b-2eb7-43af-9ccb-8a5eabdf386d","Frequently asked questions","article-subheading",{"_uid":1514,"component":1515,"accordions":1516},"d64b6b4f-d533-43eb-ad2b-deb3ae9330db","app-accordion-group",[1517,1527],{"_uid":1518,"text":1519,"title":1525,"component":1526},"916f3589-3a3d-4e39-87ec-105aa45dc9c3",{"type":15,"content":1520},[1521],{"type":18,"content":1522},[1523],{"text":1524,"type":22},"Based on a study by GOBankingRates, there are numerous cities in Florida where you can comfortably manage living expenses with a budget of $3,000 or less per month. These cities include Pensacola and Panama City.","Can I retire in Florida on $3,000 a month?","app-accordion",{"_uid":1528,"text":1529,"title":1535,"component":1526},"87f05576-08ea-4f3c-948c-c431c7379907",{"type":15,"content":1530},[1531],{"type":18,"content":1532},[1533],{"text":1534,"type":22},"No, it isn't. Since Florida doesn't impose a personal income tax, distributions from pensions, 401(k)s, 403(b)s, and IRAs remain untaxed at both state and local levels. ","Does Florida tax your pension?",[1537],{"_uid":1538,"image":1539,"title":1544,"subtitle":12,"component":1569,"breadcrumbs":558,"hideHeroImage":558},"7258534c-6542-4ae2-bfde-cd263bf80204",{"id":1540,"alt":1541,"name":12,"focus":12,"title":750,"source":12,"filename":1542,"copyright":12,"fieldtype":919,"meta_data":1543,"is_external_url":543},11530366,"Two blue chairs facing the ocean","https://a.storyblok.com/f/185166/900x450/239a871452/retiring-in-florida.webp",{},{"type":15,"content":1545},[1546],{"type":18,"content":1547},[1548,1555,1563],{"text":1549,"type":22,"marks":1550},"Retiring in ",[1551,1552],{"type":38},{"type":25,"attrs":1553},{"class":1554},"primary-gradient",{"text":1556,"type":22,"marks":1557},"Florida:",[1558,1559,1561],{"type":38},{"type":25,"attrs":1560},{"class":1554},{"type":129,"attrs":1562},{"color":12},{"text":1564,"type":22,"marks":1565}," a complete guide",[1566,1567],{"type":38},{"type":129,"attrs":1568},{"color":12},"app-hero",{"name":1571,"created_at":1572,"published_at":1573,"updated_at":1572,"id":1574,"uuid":1575,"content":1576,"slug":1584,"full_slug":1585,"sort_by_date":34,"position":1586,"tag_list":1587,"is_startpage":543,"parent_id":1588,"meta_data":34,"group_id":1589,"first_published_at":1590,"release_id":34,"lang":730,"path":34,"alternates":1591,"default_full_slug":34,"translated_slugs":34,"_stopResolving":558},"Kate Morgan","2022-11-24T11:24:28.492Z","2022-12-01T07:24:31.000Z",224651379,"62705e7a-a25d-45f7-aa2c-54511bc7f753",{"job":1577,"_uid":1578,"name":1571,"image":1579,"component":1582,"description":1583},"Content writer","411106c9-b210-4ad7-9a81-674a54e6edad",{"id":1580,"alt":12,"name":12,"focus":12,"title":12,"filename":1581,"copyright":12,"fieldtype":919,"is_external_url":543},6212296,"https://a.storyblok.com/f/175791/503x512/e4f8888b72/kate-morgan.png","article-author","Kate has written for leading publications and blue chip companies over the last 20 years.","kate-morgan","authors/kate-morgan",10,[],224651374,"2653964f-cdf0-4e77-bb27-aa6570f22695","2022-11-22T09:54:56.260Z",[],[1593,1604],{"_uid":1594,"list":1595,"cta_link":55,"cta_text":1596,"component":1597,"window_label":12,"window_title":1598},"9e919b38-08f2-4222-8c37-00c3bf166bbf","A financial advisor can help you plan and realize your dream retirement.  \nUnbiased has helped over 10 million get expert financial advice. ","Connect with a financial advisor","app-banner",{"type":15,"content":1599},[1600],{"type":18,"content":1601},[1602],{"text":1603,"type":22},"Want to retire in Florida?",{"_uid":1605,"body":1606,"title":1621,"component":1622},"628318e0-01e9-4c44-8673-bc4675b4f2b9",[1607,1611,1614,1617],{"_uid":1608,"href":1609,"text":1610,"component":542,"openInNewWindow":558},"43fd9005-3cc8-4394-a5ac-eeeecdba3466","https://www.unbiased.com/top/financial-advisors/florida","Top 10 advisors in Florida",{"_uid":1612,"href":1613,"text":433,"component":542,"openInNewWindow":558},"8b2454db-aad8-4739-8ad9-16d48832e1fb","https://www.unbiased.com/discover/budgeting-savings/What-is-the-cost-of-living-in-Florida",{"_uid":1615,"href":1169,"text":1616,"component":542,"openInNewWindow":558},"71401906-6640-4ce0-a1ea-df8fca0b107a","Florida tax guide",{"_uid":1618,"href":1619,"text":1620,"component":542,"openInNewWindow":558},"916b6a26-c761-45b3-b73c-f48331ccc481","https://www.unbiased.com/discover/banking/average-salary-in-florida","Average salary in Florida","Related articles","app-links-list",{"_uid":1624,"title":1625,"plugin":1626,"og_image":12,"og_title":12,"description":1627,"twitter_image":12,"twitter_title":12,"og_description":12,"twitter_description":12},"6775fdd4-ec4c-42d3-b48a-b7054e03c59b","Retiring in Florida: a complete guide","seo_metatags","From sunny beaches to vibrant cities, explore the diverse opportunities, lifestyle choices, and financial considerations that come with retiring in Florida.","app-article",[],[1631,1632],"2e2a39e5-4f86-4f45-8ad7-3d257c361ad2","ea6ad2e3-d012-4241-ba06-76f8281f34c0","From the pros and cons to the best places to live, explore everything you need to know about retiring in Florida.",[],"retiring-in-florida","discover/retirement/retiring-in-florida",1320,[],365223437,"1d3532bb-540c-469e-8c43-cbf4565f8853","2023-03-29T15:10:28.061Z",[],{"left":727,"top":727,"width":1644,"height":1644,"rotate":727,"vFlip":543,"hFlip":543,"body":1645},24,"\u003Cpath fill=\"currentColor\" d=\"M3.71 16.29a1 1 0 0 0-.33-.21a1 1 0 0 0-.76 0a1 1 0 0 0-.33.21a1 1 0 0 0-.21.33a1 1 0 0 0 .21 1.09a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1 1 0 0 0 .21-1.09a1 1 0 0 0-.21-.33M7 8h14a1 1 0 0 0 0-2H7a1 1 0 0 0 0 2m-3.29 3.29a1 1 0 0 0-1.09-.21a1.2 1.2 0 0 0-.33.21a1 1 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1 1 0 0 0-.21-.33M21 11H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2M3.71 6.29a1 1 0 0 0-.33-.21a1 1 0 0 0-1.09.21a1.2 1.2 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a1 1 0 0 0 1.09-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1.2 1.2 0 0 0-.21-.33M21 16H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":1647},"\u003Cpath fill=\"currentColor\" d=\"m184.49 136.49l-80 80a12 12 0 0 1-17-17L159 128L87.51 56.49a12 12 0 1 1 17-17l80 80a12 12 0 0 1-.02 17\"/>",[1649,1652,1653],{"title":1650,"exact":558,"href":1651},"Home","https://www.unbiased.com",{"title":161,"exact":558,"to":174,"disabled":543},{"title":750,"exact":558,"to":1654,"disabled":558},"/discover/retirement/retiring-in-florida",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":1656},"\u003Cpath fill=\"currentColor\" d=\"m181.66 133.66l-80 80a8 8 0 0 1-11.32-11.32L164.69 128L90.34 53.66a8 8 0 0 1 11.32-11.32l80 80a8 8 0 0 1 0 11.32\"/>",1777541022933]