[{"data":1,"prerenderedAt":1267},["ShallowReactive",2],{"config-published":3,"i-ph:caret-down-bold":732,"i-ph:magnifying-glass":735,"i-ph:list":737,"i-ph:instagram-logo":739,"i-ph:youtube-logo":741,"i-ph:x-logo":743,"i-ph:facebook-logo":745,"i-ph:linkedin-logo":747,"discover/taxes/7-ways-to-reduce-your-tax-liability-published":749,"i-uil:list-ul":1253,"i-uil:arrow-right":1256,"breadcrumbs-/discover/taxes/7-ways-to-reduce-your-tax-liability":1258,"i-ph:caret-right":1265},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":724,"full_slug":724,"sort_by_date":34,"position":725,"tag_list":726,"is_startpage":543,"parent_id":727,"meta_data":34,"group_id":728,"first_published_at":729,"release_id":34,"lang":730,"path":34,"alternates":731,"default_full_slug":34,"translated_slugs":34},"App configuration","2022-11-24T11:24:28.448Z","2026-01-07T10:07:40.657Z","2026-01-07T10:07:40.684Z",224651377,"a6261810-1b4d-4071-a43d-805ea558bf15",{"_uid":11,"href":12,"text":12,"component":13,"advisorCTA":14,"headerMenu":41,"footerLinks":538,"loginLinkUrl":559,"advisorCTAUrl":560,"loginLinkText":12,"proHeaderMenu":561,"FooterRichText":643,"advisorCTALink":28,"advisorCTAText":644,"openInNewWindow":543,"footerLegalLinks":645,"geoWarningCTAUrl":666,"footerDisclaimer1":12,"footerDisclaimer2":667,"footerDisclaimer3":12,"footerSocialLinks":668,"geoWarningCTALink":689,"geoWarningCTAText":690,"FooterStickyBanner":691,"geoWarningCTAClose":692,"geoWarningCTATitle":693,"SpeakToAdvisorWidget":694,"newsletterSignupWidget":704},"cb57aa4d-0af2-49b3-8b8f-16521700f0a8","","app-configuration",{"type":15,"content":16},"doc",[17],{"type":18,"content":19},"paragraph",[20,27],{"text":21,"type":22,"marks":23},"Are you an adviser? ","text",[24],{"type":25,"attrs":26},"styled",{"class":12},{"text":28,"type":22,"marks":29},"Go to Unbiased Pro",[30,37,39],{"type":31,"attrs":32},"link",{"href":33,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://www.unbiased.com/pro",null,"_self","url",{"type":38},"bold",{"type":25,"attrs":40},{"class":12},[42,148,269,368,440],{"CTA":43,"_uid":57,"title":58,"component":59,"overview_link":60,"main_section_links":75,"main_section_title":132,"additional_section_links":133,"additional_section_title":147},[44],{"_uid":45,"link":46,"component":56},"2298396f-4a40-4282-b5ef-f30a3b9619b8",{"type":15,"content":47},[48],{"type":18,"content":49},[50],{"text":51,"type":22,"marks":52},"Find an advisor",[53],{"type":31,"attrs":54},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://v2.unbiased.com/inquiry/financial-advisor","app-link-rich","6ee9fa7a-ee9d-4a0d-b913-99f9ee1b6e05","Financial Advice","app-header-menu-item-dropdown",[61],{"_uid":62,"link":63,"component":56},"91b4e023-f3d0-49ba-9748-f63e5fac2b1f",{"type":15,"content":64},[65],{"type":18,"content":66},[67],{"text":68,"type":22,"marks":69},"All financial advice guides",[70],{"type":31,"attrs":71},{"href":72,"uuid":73,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/","34bbfdfd-544e-42d2-aebd-78a15ad88cba","story",[76,89,102,115],{"_uid":77,"link":78,"component":56},"9f8d25a8-d93c-4d4a-a4c0-a63e37483485",{"type":15,"content":79},[80],{"type":18,"content":81},[82],{"text":83,"type":22,"marks":84},"Top investment companies",[85],{"type":31,"attrs":86},{"href":87,"uuid":88,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/top-investment-companies","3b175b31-cbbf-48ec-8faa-9cfd540973df",{"_uid":90,"link":91,"component":56},"85fbb733-400d-421b-afaf-5d85ae69bb31",{"type":15,"content":92},[93],{"type":18,"content":94},[95],{"text":96,"type":22,"marks":97},"Top Robo-Advisors",[98],{"type":31,"attrs":99},{"href":100,"uuid":101,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/best-robo-advisors","f73492c0-bcc0-4243-a4de-cc85fca28178",{"_uid":103,"link":104,"component":56},"9bfc68dd-ea47-48cf-a9ae-58589bbba599",{"type":15,"content":105},[106],{"type":18,"content":107},[108],{"text":109,"type":22,"marks":110},"Top financial advisor firms",[111],{"type":31,"attrs":112},{"href":113,"uuid":114,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/best-financial-advisor","cd1dd08f-886e-453d-babc-4a707c50b530",{"_uid":116,"link":117,"component":56},"dea791c8-aa54-4a1b-8ac8-a7de2006036b",{"type":15,"content":118},[119],{"type":18,"content":120},[121],{"text":122,"type":22,"marks":123},"Top wealth management firms",[124,128],{"type":31,"attrs":125},{"href":126,"uuid":127,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/top-wealth-management-firms","b1e6000d-ed2b-4fc8-bbb2-7e803f4b512f",{"type":129,"attrs":130},"textStyle",{"color":131},"rgb(0, 0, 0)","Get help with",[134],{"_uid":135,"link":136,"component":56},"f234c95d-2ad5-4cb6-9484-4c4b31413c2f",{"type":15,"content":137},[138],{"type":18,"content":139},[140],{"text":141,"type":22,"marks":142},"Financial advisors near me",[143],{"type":31,"attrs":144},{"href":145,"uuid":146,"anchor":34,"target":35,"linktype":74},"/discover/financial-advice/find-a-financial-advisor-near-me","ecbad03f-43f9-48db-af9c-1e63b145b2d9","More resources",{"CTA":149,"_uid":160,"title":161,"component":59,"overview_link":162,"main_section_links":176,"main_section_title":132,"additional_section_links":229,"additional_section_title":147},[150],{"_uid":151,"link":152,"component":56},"8e607e09-445b-4f4c-9615-e8d266f35612",{"type":15,"content":153},[154],{"type":18,"content":155},[156],{"text":51,"type":22,"marks":157},[158],{"type":31,"attrs":159},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"85c0c112-23fe-46b2-ae32-196f05710318","Retirement",[163],{"_uid":164,"link":165,"component":56},"bbf6b9e2-609e-4a82-ab5d-5ad9d07bd1a1",{"type":15,"content":166},[167],{"type":18,"content":168},[169],{"text":170,"type":22,"marks":171},"All retirement guides",[172],{"type":31,"attrs":173},{"href":174,"uuid":175,"anchor":34,"target":35,"linktype":74},"/discover/retirement/","0580c990-ee0a-4287-ac8d-d2e4689a1051",[177,190,203,216],{"_uid":178,"link":179,"component":56},"28f1d44a-d98d-4b93-9a4f-3893950dbcc0",{"type":15,"content":180},[181],{"type":18,"content":182},[183],{"text":184,"type":22,"marks":185},"Retiring on $300K",[186],{"type":31,"attrs":187},{"href":188,"uuid":189,"anchor":34,"target":35,"linktype":74},"/discover/retirement/can-you-retire-on-300k","73defa57-75a4-4cf8-8cf7-15ba93619e2c",{"_uid":191,"link":192,"component":56},"9872bd56-d9cb-4b13-88e5-a336f0246043",{"type":15,"content":193},[194],{"type":18,"content":195},[196],{"text":197,"type":22,"marks":198},"Retiring on $500K",[199],{"type":31,"attrs":200},{"href":201,"uuid":202,"anchor":34,"target":35,"linktype":74},"/discover/retirement/can-you-retire-on-500k","33db366d-aae1-49e7-afdd-62751a0fbd10",{"_uid":204,"link":205,"component":56},"48b2cd52-8bf8-4fe3-9a91-835a353cacbb",{"type":15,"content":206},[207],{"type":18,"content":208},[209],{"text":210,"type":22,"marks":211},"Retiring on $800K",[212],{"type":31,"attrs":213},{"href":214,"uuid":215,"anchor":34,"target":35,"linktype":74},"/discover/retirement/retiring-with-800k","42a16b7d-6141-4422-8909-87718b57d06d",{"_uid":217,"link":218,"component":56},"68aa3dbb-59d2-4dec-ab2c-8a74355de45d",{"type":15,"content":219},[220],{"type":18,"content":221},[222],{"text":223,"type":22,"marks":224},"Retiring on $1 million",[225],{"type":31,"attrs":226},{"href":227,"uuid":228,"anchor":34,"target":35,"linktype":74},"/discover/retirement/can-you-retire-on-1-million","4a022cdb-ad83-4b88-ab6a-87b8e39f482e",[230,243,256],{"_uid":231,"link":232,"component":56},"544b38e5-ba7a-4b9d-b8e0-86a11eae4381",{"type":15,"content":233},[234],{"type":18,"content":235},[236],{"text":237,"type":22,"marks":238},"Retirement calculator",[239],{"type":31,"attrs":240},{"href":241,"uuid":242,"anchor":34,"target":35,"linktype":74},"/discover/retirement/retirement-calculator","e750018f-e90c-4df6-b63a-97268dfdf93c",{"_uid":244,"link":245,"component":56},"20fc13a0-0418-4af1-a0c2-2c647dbbc39e",{"type":15,"content":246},[247],{"type":18,"content":248},[249],{"text":250,"type":22,"marks":251},"Roth IRA calculator",[252],{"type":31,"attrs":253},{"href":254,"uuid":255,"anchor":34,"target":35,"linktype":74},"/discover/retirement/roth-ira-calculator","58116e58-282b-41cd-8932-b47bebec7568",{"_uid":257,"link":258,"component":56},"5c17edab-55c5-4b48-bddd-7779f22984ec",{"type":15,"content":259},[260],{"type":18,"content":261},[262],{"text":263,"type":22,"marks":264},"What is a 401k",[265],{"type":31,"attrs":266},{"href":267,"uuid":268,"anchor":34,"target":35,"linktype":74},"/discover/investing/what-is-a-401k-and-how-does-it-work","342bd874-c9e1-426c-bba7-116d1f9665dc",{"CTA":270,"_uid":281,"title":282,"component":59,"overview_link":283,"main_section_links":297,"main_section_title":132,"additional_section_links":354,"additional_section_title":147},[271],{"_uid":272,"link":273,"component":56},"aada5723-1aa7-40fc-a2e8-a555f6d924cc",{"type":15,"content":274},[275],{"type":18,"content":276},[277],{"text":51,"type":22,"marks":278},[279],{"type":31,"attrs":280},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"495763d1-ee75-4112-9ef6-5765d8c6a6be","Investing",[284],{"_uid":285,"link":286,"component":56},"66d9a1fe-709f-46f9-9731-2f59ebccb2cc",{"type":15,"content":287},[288],{"type":18,"content":289},[290],{"text":291,"type":22,"marks":292},"All investing guides",[293],{"type":31,"attrs":294},{"href":295,"uuid":296,"anchor":34,"target":35,"linktype":74},"/discover/investing/","740d32ec-309a-43d6-902e-cb1e62bd0fe8",[298,312,326,340],{"_uid":299,"link":300,"component":56},"f2050b75-554a-4add-a9e6-8bfa544307d6",{"type":15,"content":301},[302],{"type":18,"attrs":303,"content":304},{"textAlign":34},[305],{"text":306,"type":22,"marks":307},"The best way to invest $20k",[308],{"type":31,"attrs":309},{"href":310,"uuid":311,"anchor":34,"target":35,"linktype":74},"/discover/investing/best-way-to-invest-20k","d39e5bf4-d7b4-426a-a6f2-b871031e724e",{"_uid":313,"link":314,"component":56},"2fc43030-f262-4a71-99c2-39167ce30cce",{"type":15,"content":315},[316],{"type":18,"attrs":317,"content":318},{"textAlign":34},[319],{"text":320,"type":22,"marks":321},"The best way to invest $50k",[322],{"type":31,"attrs":323},{"href":324,"uuid":325,"anchor":34,"target":35,"linktype":74},"/discover/investing/the-best-way-to-invest-50k","abac014e-4ec8-42ae-94a0-64cfdff686d5",{"_uid":327,"link":328,"component":56},"8df420ce-d8dd-4a7a-8947-50fa74ecf8e6",{"type":15,"content":329},[330],{"type":18,"attrs":331,"content":332},{"textAlign":34},[333],{"text":334,"type":22,"marks":335},"The best way to invest $100k",[336],{"type":31,"attrs":337},{"href":338,"uuid":339,"anchor":34,"target":35,"linktype":74},"/discover/investing/the-best-way-to-invest-100k","2c6b4fe9-770f-409a-93cd-791df4eb9318",{"_uid":341,"link":342,"component":56},"fed4141f-0a48-4752-9e11-7253956a4418",{"type":15,"content":343},[344],{"type":18,"attrs":345,"content":346},{"textAlign":34},[347],{"text":348,"type":22,"marks":349},"Investments that pay a monthly income",[350],{"type":31,"attrs":351},{"href":352,"uuid":353,"anchor":34,"target":35,"linktype":74},"/discover/investing/12-investments-that-pay-monthly-income","0898e500-1457-4990-be41-57a3c68d3e9f",[355],{"_uid":356,"link":357,"component":56},"ace14b44-4a28-432f-bf49-e7bd63d0bf4d",{"type":15,"content":358},[359],{"type":18,"content":360},[361],{"text":362,"type":22,"marks":363},"Compound interest calculator",[364],{"type":31,"attrs":365},{"href":366,"uuid":367,"anchor":34,"target":35,"linktype":74},"/discover/investing/compound-interest-calculator","18ece990-d9e2-4dad-8816-fdd320af3dc0",{"CTA":369,"_uid":380,"title":381,"component":59,"overview_link":382,"main_section_links":396,"main_section_title":132,"additional_section_links":439,"additional_section_title":147},[370],{"_uid":371,"link":372,"component":56},"be29d26a-051b-4ce8-984b-36035ef7a503",{"type":15,"content":373},[374],{"type":18,"content":375},[376],{"text":51,"type":22,"marks":377},[378],{"type":31,"attrs":379},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"b04c8a90-f17c-40ea-a4d5-554e8c69aa14","Banking",[383],{"_uid":384,"link":385,"component":56},"482cacd4-2995-4939-8c56-c9a74ea0236b",{"type":15,"content":386},[387],{"type":18,"content":388},[389],{"text":390,"type":22,"marks":391},"All banking guides",[392],{"type":31,"attrs":393},{"href":394,"uuid":395,"anchor":34,"target":35,"linktype":74},"/discover/banking/","d8de9283-4031-440b-be2f-01ac9349324e",[397,411,425],{"_uid":398,"link":399,"component":56},"0b07ede1-5220-4d9e-9f85-c474d743a260",{"type":15,"content":400},[401],{"type":18,"attrs":402,"content":403},{"textAlign":34},[404],{"text":405,"type":22,"marks":406},"What is private banking",[407],{"type":31,"attrs":408},{"href":409,"uuid":410,"anchor":34,"target":35,"linktype":74},"/discover/banking/what-is-private-banking","b1c04c35-0a8a-4af5-ace1-672aa41f133d",{"_uid":412,"link":413,"component":56},"caa1ee0a-c417-4cfb-b3d3-025466ab1b98",{"type":15,"content":414},[415],{"type":18,"attrs":416,"content":417},{"textAlign":34},[418],{"text":419,"type":22,"marks":420},"US income breakdown",[421],{"type":31,"attrs":422},{"href":423,"uuid":424,"anchor":34,"target":35,"linktype":74},"/discover/banking/how-much-income-puts-you-in-the-top-1-5-or-10","ddda3782-1859-49a4-82ed-935303e2bec6",{"_uid":426,"link":427,"component":56},"6a0937f3-2014-431f-a77c-95e748072003",{"type":15,"content":428},[429],{"type":18,"attrs":430,"content":431},{"textAlign":34},[432],{"text":433,"type":22,"marks":434},"Cost of living in Florida",[435],{"type":31,"attrs":436},{"href":437,"uuid":438,"anchor":34,"target":35,"linktype":74},"/discover/banking/what-is-the-cost-of-living-in-florida","9c970b27-4644-43af-834f-eba5f1ae136a",[],{"CTA":441,"_uid":452,"title":453,"component":59,"overview_link":454,"main_section_links":468,"main_section_title":132,"additional_section_links":525,"additional_section_title":147},[442],{"_uid":443,"link":444,"component":56},"f2cea9b3-b01d-4bbf-b18b-52a0737eaf3c",{"type":15,"content":445},[446],{"type":18,"content":447},[448],{"text":51,"type":22,"marks":449},[450],{"type":31,"attrs":451},{"href":55,"uuid":34,"anchor":34,"target":35,"linktype":36},"a5e4b27e-1713-42d5-9597-6882a94968c0","Taxes",[455],{"_uid":456,"link":457,"component":56},"40d47d8f-3a14-4596-9d64-337daeb3fbf5",{"type":15,"content":458},[459],{"type":18,"content":460},[461],{"text":462,"type":22,"marks":463},"All tax guides",[464],{"type":31,"attrs":465},{"href":466,"uuid":467,"anchor":34,"target":35,"linktype":74},"/discover/taxes/","cff941f3-03a9-464a-b168-0d9b1eef9ce4",[469,483,497,511],{"_uid":470,"link":471,"component":56},"e366294b-be7d-47bb-b127-25b39aab3467",{"type":15,"content":472},[473],{"type":18,"attrs":474,"content":475},{"textAlign":34},[476],{"text":477,"type":22,"marks":478},"Capital gains tax for seniors",[479],{"type":31,"attrs":480},{"href":481,"uuid":482,"anchor":34,"target":35,"linktype":74},"/discover/taxes/capital-gains-tax-exemption-for-seniors-what-does-it-mean-for-you","62ae1223-58e7-4fe8-9081-2a9d047cfb84",{"_uid":484,"link":485,"component":56},"336d1192-6b9d-4a98-8922-1877072f3003",{"type":15,"content":486},[487],{"type":18,"attrs":488,"content":489},{"textAlign":34},[490],{"text":491,"type":22,"marks":492},"Capital gains tax by state",[493],{"type":31,"attrs":494},{"href":495,"uuid":496,"anchor":34,"target":35,"linktype":74},"/discover/taxes/capital-gains-tax-by-state","94d6ce4a-1ba6-444f-a41d-4ae541b99b79",{"_uid":498,"link":499,"component":56},"7450de66-1ff3-447c-b191-1f75166a6046",{"type":15,"content":500},[501],{"type":18,"attrs":502,"content":503},{"textAlign":34},[504],{"text":505,"type":22,"marks":506},"Understanding capital gains tax",[507],{"type":31,"attrs":508},{"href":509,"uuid":510,"anchor":34,"target":35,"linktype":74},"/discover/retirement/how-much-is-capital-gains-tax","8442c69d-4c88-4d2e-8fa4-08275191bab0",{"_uid":512,"link":513,"component":56},"8050ded3-889f-43b0-92b3-30adad9ac076",{"type":15,"content":514},[515],{"type":18,"attrs":516,"content":517},{"textAlign":34},[518],{"text":519,"type":22,"marks":520},"Tax in Washington",[521],{"type":31,"attrs":522},{"href":523,"uuid":524,"anchor":34,"target":35,"linktype":74},"/discover/taxes/washington-tax-guide","2462451b-7f16-4364-8471-f78939478e7e",[526],{"_uid":527,"link":528,"component":56},"b11dcfe9-a823-4859-8965-d32bab7873e9",{"type":15,"content":529},[530],{"type":18,"content":531},[532],{"text":533,"type":22,"marks":534},"Capital Gains Tax Calculator",[535],{"type":31,"attrs":536},{"href":537,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://www.unbiased.com/discover/taxes/capital-gains-tax-calculator",[539,544,546,548,550,554],{"_uid":540,"href":174,"text":541,"component":542,"openInNewWindow":543},"4654e725-33d3-4fa3-8917-b2a73f05752c"," Retirement","app-link",false,{"_uid":545,"href":295,"text":282,"component":542,"openInNewWindow":543},"3e1f2e86-310c-4ee1-be2b-c9100443d53f",{"_uid":547,"href":394,"text":381,"component":542,"openInNewWindow":543},"fa006314-3e85-43c3-9267-bb87f84a1ebc",{"_uid":549,"href":466,"text":453,"component":542,"openInNewWindow":543},"9d69eda3-6dcc-49fb-a519-f61cb97a40ff",{"_uid":551,"href":552,"text":553,"component":542,"openInNewWindow":543},"ecf272f5-571f-41aa-a069-75c81ec617e8","/discover/insurance/","Insurance",{"_uid":555,"href":556,"text":557,"component":542,"openInNewWindow":558},"0acdc588-18e3-4e41-872b-1d528d985164","/about-us","About us",true,"https://v2.unbiased.com/consumer/login","/pro",[562,575,589,603,617,630],{"_uid":563,"link":564,"component":56},"72cfe613-7b21-4cc0-acbf-66a38dab3eee",{"type":15,"content":565},[566],{"type":18,"content":567},[568],{"text":569,"type":22,"marks":570},"Pricing",[571],{"type":31,"attrs":572},{"href":573,"uuid":34,"anchor":34,"custom":574,"target":35,"linktype":36},"https://www.unbiased.com/pages/pricing",{},{"_uid":576,"link":577,"component":56},"cb14e1ca-f377-41ec-b053-b97ef2aeb42f",{"type":15,"content":578},[579],{"type":18,"content":580},[581],{"text":582,"type":22,"marks":583},"Business Growth",[584],{"type":31,"attrs":585},{"href":586,"uuid":587,"anchor":34,"custom":588,"target":35,"linktype":74},"/pro/discover/business-growth/","022b5ef6-975b-4f56-8d38-66f137e7901f",{},{"_uid":590,"link":591,"component":56},"6cdc93ad-5d74-4c39-9342-0ed49e309979",{"type":15,"content":592},[593],{"type":18,"content":594},[595],{"text":596,"type":22,"marks":597},"Trends & Insight",[598],{"type":31,"attrs":599},{"href":600,"uuid":601,"anchor":34,"custom":602,"target":35,"linktype":74},"/pro/discover/trends-insight/","4b364e23-68e6-4009-a852-83d5e327c796",{},{"_uid":604,"link":605,"component":56},"0404c041-e645-42fe-8932-be896a82902e",{"type":15,"content":606},[607],{"type":18,"content":608},[609],{"text":610,"type":22,"marks":611},"News",[612],{"type":31,"attrs":613},{"href":614,"uuid":615,"anchor":34,"custom":616,"target":35,"linktype":74},"/pro/discover/news/","829a2a75-d3fb-454c-a50c-c7f8212ea16b",{},{"_uid":618,"link":619,"component":56},"7f208f7d-d0f3-417c-8cc8-c135e72a8a74",{"type":15,"content":620},[621],{"type":18,"content":622},[623],{"text":624,"type":22,"marks":625},"Help",[626],{"type":31,"attrs":627},{"href":628,"uuid":34,"anchor":34,"custom":629,"target":35,"linktype":36},"https://www.unbiased.com/pages/pro/faqs",{},{"_uid":631,"link":632,"component":56},"f4ec7388-9b0f-42ef-96b0-38feb0f276e1",{"type":15,"content":633},[634],{"type":18,"content":635},[636],{"text":637,"type":22,"marks":638},"Login",[639],{"type":31,"attrs":640},{"href":641,"uuid":34,"anchor":34,"custom":642,"target":35,"linktype":36},"https://v2.unbiased.com/pro/login",{},[],"Are you an advisor?",[646,650,654,658,662],{"_uid":647,"href":648,"text":649,"component":542,"openInNewWindow":543},"5a4588d0-87e3-4ae5-963f-bd3ca35a1bf7","https://www.unbiased.com/faq","FAQ",{"_uid":651,"href":652,"text":653,"component":542,"openInNewWindow":543},"85a086a2-d420-43a6-a1e6-d8cfcc52a584","/terms-of-use","Terms of Use",{"_uid":655,"href":656,"text":657,"component":542,"openInNewWindow":543},"bd58e670-f5ff-4936-adbe-5aa73c990cdf","/privacy-policy","Privacy Policy",{"_uid":659,"href":660,"text":661,"component":542,"openInNewWindow":558},"eafa26a7-3b78-4f00-954e-f1ebc3115542","https://reports.adviserinfo.sec.gov/reports/ADV/323880/PDF/323880.pdf","Unbiased ADV",{"_uid":663,"href":664,"text":665,"component":542,"openInNewWindow":558},"2cbcf581-9d60-443b-9e63-9e95be09afad","https://reports.adviserinfo.sec.gov/crs/crs_323880.pdf","Unbiased CRS","https://www.unbiased.co.uk","Unbiased Inc. is a registered investment advisor with the US Securities and Exchange Commission (“SEC”). Registration as an investment advisor does not imply a certain level of skill or training.",[669,673,677,681,685],{"_uid":670,"href":671,"text":672,"component":542,"openInNewWindow":543},"2ca50944-e323-4559-9c46-b77eb4bce616","//www.instagram.com/unbiased.us/","Instagram",{"_uid":674,"href":675,"text":676,"component":542,"openInNewWindow":543},"278b2358-e4c6-491b-b011-425b4bd0b709","//www.youtube.com/@Unbiased","YouTube",{"_uid":678,"href":679,"text":680,"component":542,"openInNewWindow":543},"dccca61f-0426-4778-a54b-1944ab1ae71f","//twitter.com/Unbiased_us","Twitter",{"_uid":682,"href":683,"text":684,"component":542,"openInNewWindow":543},"6e6372d5-1f37-43fb-a849-8868877530c8","//www.facebook.com/unbiasedus","Facebook",{"_uid":686,"href":687,"text":688,"component":542,"openInNewWindow":558},"c3a97f2f-ee67-4516-9529-6aff38733af2","https://www.linkedin.com/showcase/unbiased.com/","LinkedIn","Go to UK site","It looks like you’re visiting from the UK. Would you like to visit our UK site?",[],"Stay on US site","You’re currently on our US site",[695],{"_uid":696,"heading":697,"cta_link":55,"cta_text":698,"component":699,"description":700,"pro_heading":701,"pro_cta_link":33,"pro_cta_text":702,"pro_description":703},"7404adca-dc5b-443e-a1b4-4c8bed2673b3","Financial advice","Match with an advisor","sidebar_cta","We’ll find a professional perfectly matched to your needs. Getting started is easy, fast and free.","Access high-quality leads in minutes with UnbiasedPro","Get perfect clients now.","If you're looking for the perfect clients we'll deliver them straight to your inbox and give you the tools to manage them throughout the sales process.",[705],{"_uid":706,"title":707,"CTAText":708,"subtitle":709,"component":710,"errorTitle":711,"description":712,"successTitle":713,"errorSubtitle":714,"successSubtitle":715,"consentCheckboxLabelText":716,"errorMesageFirstNameError":717,"consentCheckboxLabelLinkURL":656,"consentCheckboxLabelLinkText":718,"errorMessageRequiredFieldEmail":719,"errorMessageIncorrectEmailFormat":720,"errorMessageRequiredFieldConsent":721,"errorMessageRequiredFieldInterest":722,"errorMessageRequiredFieldFirstName":723},"8ca4fd8f-da99-489f-aa1b-fcfabdd8b7e3","Get the latest news and tips","Sign up for email updates","Sign up for news that may impact your finances","sidebar-email-signup","Sorry, there was a technical problem","Receive the latest news, tips and guides to help you manage your finances","Thanks for signing up!","Please try again later, or email contact@unbiased.com","You should receive an email confirmation shortly.","I consent to Unbiased storing my data in accordance with their","Too many characters","privacy policy","Your email address is required","Your email address contains errors","Your consent is required","Your interest is required","Your first name is required","config",-60,[],0,"c7c18fda-2d94-4a2f-9d60-e1fee25d980a","2022-11-21T10:48:58.546Z","default",[],{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":734},256,"\u003Cpath fill=\"currentColor\" d=\"m216.49 104.49l-80 80a12 12 0 0 1-17 0l-80-80a12 12 0 0 1 17-17L128 159l71.51-71.52a12 12 0 0 1 17 17Z\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":736},"\u003Cpath fill=\"currentColor\" d=\"m229.66 218.34l-50.07-50.06a88.11 88.11 0 1 0-11.31 11.31l50.06 50.07a8 8 0 0 0 11.32-11.32M40 112a72 72 0 1 1 72 72a72.08 72.08 0 0 1-72-72\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":738},"\u003Cpath fill=\"currentColor\" d=\"M224 128a8 8 0 0 1-8 8H40a8 8 0 0 1 0-16h176a8 8 0 0 1 8 8M40 72h176a8 8 0 0 0 0-16H40a8 8 0 0 0 0 16m176 112H40a8 8 0 0 0 0 16h176a8 8 0 0 0 0-16\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":740},"\u003Cpath fill=\"currentColor\" d=\"M128 80a48 48 0 1 0 48 48a48.05 48.05 0 0 0-48-48m0 80a32 32 0 1 1 32-32a32 32 0 0 1-32 32m48-136H80a56.06 56.06 0 0 0-56 56v96a56.06 56.06 0 0 0 56 56h96a56.06 56.06 0 0 0 56-56V80a56.06 56.06 0 0 0-56-56m40 152a40 40 0 0 1-40 40H80a40 40 0 0 1-40-40V80a40 40 0 0 1 40-40h96a40 40 0 0 1 40 40ZM192 76a12 12 0 1 1-12-12a12 12 0 0 1 12 12\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":742},"\u003Cpath fill=\"currentColor\" d=\"m164.44 121.34l-48-32A8 8 0 0 0 104 96v64a8 8 0 0 0 12.44 6.66l48-32a8 8 0 0 0 0-13.32M120 145.05V111l25.58 17Zm114.33-75.53a24 24 0 0 0-14.49-16.4C185.56 39.88 131 40 128 40s-57.56-.12-91.84 13.12a24 24 0 0 0-14.49 16.4C19.08 79.5 16 97.74 16 128s3.08 48.5 5.67 58.48a24 24 0 0 0 14.49 16.41C69 215.56 120.4 216 127.34 216h1.32c6.94 0 58.37-.44 91.18-13.11a24 24 0 0 0 14.49-16.41c2.59-10 5.67-28.22 5.67-58.48s-3.08-48.5-5.67-58.48m-15.49 113a8 8 0 0 1-4.77 5.49c-31.65 12.22-85.48 12-86 12H128c-.54 0-54.33.2-86-12a8 8 0 0 1-4.77-5.49C34.8 173.39 32 156.57 32 128s2.8-45.39 5.16-54.47A8 8 0 0 1 41.93 68c30.52-11.79 81.66-12 85.85-12h.27c.54 0 54.38-.18 86 12a8 8 0 0 1 4.77 5.49C221.2 82.61 224 99.43 224 128s-2.8 45.39-5.16 54.47Z\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":744},"\u003Cpath fill=\"currentColor\" d=\"m214.75 211.71l-62.6-98.38l61.77-67.95a8 8 0 0 0-11.84-10.76l-58.84 64.72l-40.49-63.63A8 8 0 0 0 96 32H48a8 8 0 0 0-6.75 12.3l62.6 98.37l-61.77 68a8 8 0 1 0 11.84 10.76l58.84-64.72l40.49 63.63A8 8 0 0 0 160 224h48a8 8 0 0 0 6.75-12.29M164.39 208L62.57 48h29l101.86 160Z\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":746},"\u003Cpath fill=\"currentColor\" d=\"M128 24a104 104 0 1 0 104 104A104.11 104.11 0 0 0 128 24m8 191.63V152h24a8 8 0 0 0 0-16h-24v-24a16 16 0 0 1 16-16h16a8 8 0 0 0 0-16h-16a32 32 0 0 0-32 32v24H96a8 8 0 0 0 0 16h24v63.63a88 88 0 1 1 16 0\"/>",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":748},"\u003Cpath fill=\"currentColor\" d=\"M216 24H40a16 16 0 0 0-16 16v176a16 16 0 0 0 16 16h176a16 16 0 0 0 16-16V40a16 16 0 0 0-16-16m0 192H40V40h176zM96 112v64a8 8 0 0 1-16 0v-64a8 8 0 0 1 16 0m88 28v36a8 8 0 0 1-16 0v-36a20 20 0 0 0-40 0v36a8 8 0 0 1-16 0v-64a8 8 0 0 1 15.79-1.78A36 36 0 0 1 184 140m-84-56a12 12 0 1 1-12-12a12 12 0 0 1 12 12\"/>",{"name":750,"created_at":751,"published_at":752,"updated_at":753,"id":754,"uuid":755,"content":756,"slug":1245,"full_slug":1246,"sort_by_date":34,"position":1247,"tag_list":1248,"is_startpage":543,"parent_id":1249,"meta_data":34,"group_id":1250,"first_published_at":1251,"release_id":34,"lang":730,"path":34,"alternates":1252,"default_full_slug":34,"translated_slugs":34},"7 ways to reduce your tax liability","2023-01-16T14:29:34.271Z","2024-11-27T10:57:21.442Z","2024-11-27T10:57:21.482Z",247218922,"94a351e4-438b-4879-882b-92d2c3120426",{"_uid":757,"body":758,"hero":1171,"author":1193,"sidebar":1217,"hide_cta":543,"metatags":1235,"component":1239,"bottom_banner":1240,"fullWidthMode":543,"subcategories":1241,"hideEmbeddedMF":543,"hide_pro_banner":543,"intro_paragraph":1243,"intro_subheading":12,"table_of_contents":558,"outgrow_calculator":1244,"hide_email_signup_widget":543,"show_compound_calculator":543,"show_roth_ira_calculator":543,"show_footer_sticky_banner":543,"show_retirement_calculator":543,"show_capital_gains_calculator":543},"fc9fc088-12d2-40fb-bc30-f3859e0894bd",[759,763,788,790,1036,1041],{"_uid":760,"text":761,"component":762},"f61cd420-91e9-407f-aacb-0c53f20366bd","Understanding your taxes","article-subheading",{"_uid":764,"data":765,"component":787},"f4228eda-c17f-47ff-92d4-9396d43ba4cb",{"type":15,"content":766},[767,771,775,779,783],{"type":18,"content":768},[769],{"text":770,"type":22},"Between federal, state, and local taxes, it's easy to lose a sizable amount of your money to the IRS.",{"type":18,"content":772},[773],{"text":774,"type":22},"With so many people already feeling the pinch, losing so much of your income can leave you wanting to pay just a little less to make things easier.",{"type":18,"content":776},[777],{"text":778,"type":22},"Fortunately, the US tax system comes with some built-in rebates and exemptions that are designed to help people minimize their tax contributions.",{"type":18,"content":780},[781],{"text":782,"type":22},"Normally, these exemptions apply when you have used your money in a certain way, made certain donations, or need help meeting key personal financial commitments or payments.",{"type":18,"content":784},[785],{"text":786,"type":22},"Plan your taxes right, and you can reduce the amount of tax you pay. Or even land yourself a healthy rebate by the end of the year.","article-rich-text",{"_uid":789,"text":750,"component":762},"95d3373c-b091-4217-98d2-b94050e21049",{"_uid":791,"text":792,"component":1035},"6ad95fc9-808a-44fa-8578-d9cc5c52696d",{"type":15,"content":793},[794,812,823,827,841,862,874,881,885,901,905,909,913,951,958,962,966,970,977,981,985,989,993,1000,1004,1008,1012,1023],{"type":18,"content":795},[796,798,810],{"text":797,"type":22},"So, with the above in mind, here are our top tips on how to help reduce your ",{"text":799,"type":22,"marks":800},"tax liability",[801],{"type":31,"attrs":802},{"href":803,"uuid":804,"anchor":34,"target":35,"linktype":74,"story":805},"/discover/taxes/What-is-my-tax-liability","53be84ef-f6ca-4977-9bc3-9e4590fec4f2",{"name":806,"id":807,"uuid":804,"slug":808,"url":809,"full_slug":809,"_stopResolving":558},"What is my tax liability?",325597166,"What-is-my-tax-liability","discover/taxes/What-is-my-tax-liability",{"text":811,"type":22},".",{"type":813,"attrs":814,"content":816},"heading",{"level":815},4,[817,821],{"text":818,"type":22,"marks":819},"1. Contribute more to your retirement plans",[820],{"type":38},{"text":822,"type":22}," ",{"type":18,"content":824},[825],{"text":826,"type":22},"The amount of income tax you pay is based on your gross income, and the simplest way to reduce your gross income is to optimize your pension contributions.  ",{"type":18,"content":828},[829,831,839],{"text":830,"type":22},"Whether you manage your own Traditional Roth IRA or have an employer-sponsored ",{"text":832,"type":22,"marks":833},"401(k)",[834],{"type":31,"attrs":835},{"href":836,"uuid":837,"anchor":34,"target":838,"linktype":74},"/discover/retirement-investing/what-is-a-401k-and-how-does-it-work","5b2367a1-273c-47d9-8153-731a4364e537","_blank",{"text":840,"type":22}," plan, you can contribute more from your monthly income to your savings schemes without paying additional tax on it. ",{"type":18,"content":842},[843,845,852,854,860],{"text":844,"type":22},"Your ",{"text":846,"type":22,"marks":847},"growing savings",[848],{"type":31,"attrs":849},{"href":850,"uuid":851,"anchor":34,"target":838,"linktype":74},"/discover/budgeting-savings/six-ways-to-maximize-your-savings","d0b5b72f-1527-49bd-9206-5e32325cdf28",{"text":853,"type":22}," will amass and ",{"text":855,"type":22,"marks":856},"compound",[857],{"type":31,"attrs":858},{"href":859,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://www.unbiased.com/pages/discover/retirement-investing/compound-interest-calculator",{"text":861,"type":22}," over time, and you will only pay tax when you take out your savings. ",{"type":18,"content":863},[864,866,872],{"text":865,"type":22},"This differs for Roth plans, where tax is paid upfront. Click ",{"text":867,"type":22,"marks":868},"here",[869],{"type":31,"attrs":870},{"href":871,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://www.unbiased.com/discover/retirement/401k-vs-ira-what-s-the-difference",{"text":873,"type":22}," to learn more about the differences between 401(k) and IRA accounts. ",{"type":813,"attrs":875,"content":876},{"level":815},[877],{"text":878,"type":22,"marks":879},"2. Plan ahead",[880],{"type":38},{"type":18,"content":882},[883],{"text":884,"type":22},"The US tax code comes with two main deductions: ",{"type":886,"content":887},"bullet_list",[888,895],{"type":889,"content":890},"list_item",[891],{"type":18,"content":892},[893],{"text":894,"type":22},"A standard tax deduction - this depends on your filing status ",{"type":889,"content":896},[897],{"type":18,"content":898},[899],{"text":900,"type":22},"Itemized deductions - these can require more planning but can also save you more money.  ",{"type":18,"content":902},[903],{"text":904,"type":22},"The standard deduction can make a helpful difference to individuals and families looking to minimize their monthly tax contributions. ",{"type":18,"content":906},[907],{"text":908,"type":22},"However, planning ahead and keeping records and receipts of how you use your money means itemized deductions can better for reducing your liability.  ",{"type":18,"content":910},[911],{"text":912,"type":22},"Some itemized deductions you could make include: ",{"type":886,"content":914},[915,921,927,933,939,945],{"type":889,"content":916},[917],{"type":18,"content":918},[919],{"text":920,"type":22},"Health Savings Account (HSA) deduction ",{"type":889,"content":922},[923],{"type":18,"content":924},[925],{"text":926,"type":22},"State and local tax deduction ",{"type":889,"content":928},[929],{"type":18,"content":930},[931],{"text":932,"type":22},"Medical expense deduction ",{"type":889,"content":934},[935],{"type":18,"content":936},[937],{"text":938,"type":22},"Student loan interest deduction ",{"type":889,"content":940},[941],{"type":18,"content":942},[943],{"text":944,"type":22},"Mortgage interest deduction ",{"type":889,"content":946},[947],{"type":18,"content":948},[949],{"text":950,"type":22},"Educator expense deduction",{"type":813,"attrs":952,"content":953},{"level":815},[954],{"text":955,"type":22,"marks":956},"3. Donate to charity",[957],{"type":38},{"type":18,"content":959},[960],{"text":961,"type":22},"Charitable donations can also reduce your tax liability. ",{"type":18,"content":963},[964],{"text":965,"type":22},"Charitable organizations are tax-exempt, and any donations you make to these organizations are free of tax. ",{"type":18,"content":967},[968],{"text":969,"type":22},"You can deduct up to 60% of your gross adjusted income by making donations to tax-free organizations, but be aware that some organizations might be restricted to lower levels of tax-free income.",{"type":813,"attrs":971,"content":972},{"level":815},[973],{"text":974,"type":22,"marks":975},"4. Invest in municipal bonds",[976],{"type":38},{"type":18,"content":978},[979],{"text":980,"type":22},"When you buy a government bond, you’ll receive the amount of money you invested plus some interest on top once the bond has reached its maturity day — the date at which the bond has repaid in full.  ",{"type":18,"content":982},[983],{"text":984,"type":22},"When you buy a municipal bond, you’re effectively lending money to the government so that it can finance its day-to-day activities. ",{"type":18,"content":986},[987],{"text":988,"type":22},"Many of these bonds are tax-exempt. ",{"type":18,"content":990},[991],{"text":992,"type":22},"Municipal bonds are considered very safe as there is a high chance that you will get at least some money back. ",{"type":813,"attrs":994,"content":995},{"level":815},[996],{"text":997,"type":22,"marks":998},"5. Be aware of capital gains tax",[999],{"type":38},{"type":18,"content":1001},[1002],{"text":1003,"type":22},"Capital gains tax is a tax on assets that you have sold for a profit. ",{"type":18,"content":1005},[1006],{"text":1007,"type":22},"From stocks and shares to real estate, if you’ve sold something at a profit, it’s likely capital gains tax will kick in and take a chunk of the leftover profit.   ",{"type":18,"content":1009},[1010],{"text":1011,"type":22},"While capital gains tax can be an unwelcome hit to your finances, there are ways to make it work for you. ",{"type":18,"content":1013},[1014,1016,1021],{"text":1015,"type":22},"One way to reduce your capital gains tax is to hold on to your assets for longer. The longer you hold an asset without selling it, the more preferential your ",{"text":1017,"type":22,"marks":1018},"capital gains tax rates",[1019],{"type":31,"attrs":1020},{"href":537,"uuid":34,"anchor":34,"target":35,"linktype":36},{"text":1022,"type":22}," become. ",{"type":18,"content":1024},[1025,1027,1033],{"text":1026,"type":22},"For example, if you sell an asset within 12 months of owning it, you’re likely to face a minimum capital gains tax rate of ",{"text":1028,"type":22,"marks":1029},"around 37%",[1030],{"type":31,"attrs":1031},{"href":1032,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://www.ey.com/en_uk/ey-frank-hirth/tax-rules-governing-us-property-ownership",{"text":1034,"type":22},". Sell it after 12 months, and you will be taxed at 20% — potentially even lower.  ","article-paragraph",{"_uid":1037,"link_url":537,"component":1038,"link_text":1039,"description":1040},"176bc58f-930a-4f0f-9cde-46b94cf3b1a0","article-banner","Capital gains tax calculator 2024","Use our calculator to figure out how much capital gains tax you might owe and how you can possibly reduce your tax liability",{"_uid":1042,"data":1043,"component":787},"0deb34d9-3ea3-4480-a1fe-97500b0143e9",{"type":15,"content":1044},[1045,1052,1056,1060,1114,1122,1126,1139,1145,1158],{"type":813,"attrs":1046,"content":1047},{"level":815},[1048],{"text":1049,"type":22,"marks":1050},"6. Claim tax credits ",[1051],{"type":38},{"type":18,"content":1053},[1054],{"text":1055,"type":22},"Just as there are certain tax exemptions that can help you land a healthy tax rebate, tax credits are paid directly to you to help you meet certain tax liabilities and outstanding costs. ",{"type":18,"content":1057},[1058],{"text":1059,"type":22},"Some examples of tax credits include: ",{"type":886,"content":1061},[1062,1068,1074,1092,1098],{"type":889,"content":1063},[1064],{"type":18,"content":1065},[1066],{"text":1067,"type":22},"Adoption credit ",{"type":889,"content":1069},[1070],{"type":18,"content":1071},[1072],{"text":1073,"type":22},"Education credit ",{"type":889,"content":1075},[1076],{"type":18,"content":1077},[1078,1090],{"text":1079,"type":22,"marks":1080},"Child",[1081],{"type":31,"attrs":1082},{"href":1083,"uuid":1084,"anchor":34,"target":838,"linktype":74,"story":1085},"/discover/budgeting-savings/child-tax-credits-what-are-they-and-how-do-they-work","e671c5da-ee3c-4ff5-8fd2-2365d83dd947",{"name":1086,"id":1087,"uuid":1084,"slug":1088,"url":1089,"full_slug":1089,"_stopResolving":558},"Child tax credits: what are they and how do they work?",224651486,"child-tax-credits-what-are-they-and-how-do-they-work","discover/budgeting-savings/child-tax-credits-what-are-they-and-how-do-they-work",{"text":1091,"type":22}," and dependent care credit ",{"type":889,"content":1093},[1094],{"type":18,"content":1095},[1096],{"text":1097,"type":22},"Mortgage interest credit",{"type":889,"content":1099},[1100],{"type":18,"content":1101},[1102],{"text":1103,"type":22,"marks":1104},"Energy credit",[1105],{"type":31,"attrs":1106},{"href":1107,"uuid":1108,"anchor":34,"target":838,"linktype":74,"story":1109},"/discover/taxes/energy-tax-credits-what-are-they-and-how-do-they-work","e5fbf1e0-2094-4ed4-9b19-9ec32ddc74e7",{"name":1110,"id":1111,"uuid":1108,"slug":1112,"url":1113,"full_slug":1113,"_stopResolving":558},"Energy tax credits: what are they and how do they work?",247088344,"energy-tax-credits-what-are-they-and-how-do-they-work","discover/taxes/energy-tax-credits-what-are-they-and-how-do-they-work",{"type":813,"attrs":1115,"content":1116},{"level":815},[1117,1121],{"text":1118,"type":22,"marks":1119},"7. Speak to a financial advisor ",[1120],{"type":38},{"text":822,"type":22},{"type":18,"content":1123},[1124],{"text":1125,"type":22},"The US tax system isn’t always easy to understand. With various deductions at your fingertips, credits you could claim and simple ways you can minimize your tax liability, it isn’t always easy to know how best to manage your money.  ",{"type":18,"content":1127},[1128,1130,1137],{"text":1129,"type":22},"But ",{"text":1131,"type":22,"marks":1132},"speaking to a financial advisor",[1133],{"type":31,"attrs":1134},{"href":1135,"uuid":1136,"anchor":34,"target":838,"linktype":74},"/discover/budgeting-savings/do-i-need-financial-advice","34af59b1-b71e-4707-9291-248eb8bae60b",{"text":1138,"type":22}," can help. ",{"type":18,"content":1140},[1141],{"text":1142,"type":22,"marks":1143},"Whether you need tailored advice that helps you meet your financial goals or simply need help protecting your money from an additional tax hit, a financial advisor can help.",[1144],{"type":38},{"type":18,"content":1146},[1147,1154],{"text":1148,"type":22,"marks":1149},"Match with a financial advisor perfectly suited to meet your needs today.",[1150,1153],{"type":31,"attrs":1151},{"href":1152,"uuid":34,"anchor":34,"target":35,"linktype":36},"https://v2.unbiased.com/inquiry/financial-advisor/advice-areas/",{"type":38},{"text":1155,"type":22,"marks":1156}," ",[1157],{"type":38},{"type":18,"content":1159},[1160,1165],{"text":1161,"type":22,"marks":1162},"*",[1163],{"type":1164},"italic",{"text":1166,"type":22,"marks":1167},"This article is for information purposes only. For financial advice, talk to a regulated financial advisor.",[1168,1169],{"type":1164},{"type":129,"attrs":1170},{"color":131},[1172],{"_uid":1173,"image":1174,"title":1178,"subtitle":12,"component":1192,"breadcrumbs":558},"7258534c-6542-4ae2-bfde-cd263bf80204",{"id":1175,"alt":750,"name":12,"focus":12,"title":12,"filename":1176,"copyright":12,"fieldtype":1177,"is_external_url":543},6895473,"https://a.storyblok.com/f/185166/900x450/3b10f6e68e/reducing-tax-liability.jpeg","asset",{"type":15,"content":1179},[1180],{"type":18,"content":1181},[1182,1184,1190],{"text":1183,"type":22},"7 ways to ",{"text":1185,"type":22,"marks":1186},"reduce your tax",[1187],{"type":25,"attrs":1188},{"class":1189},"primary-gradient",{"text":1191,"type":22}," liability","app-hero",{"name":1194,"created_at":1195,"published_at":1196,"updated_at":1197,"id":1198,"uuid":1199,"content":1200,"slug":1209,"full_slug":1210,"sort_by_date":34,"position":1211,"tag_list":1212,"is_startpage":543,"parent_id":1213,"meta_data":34,"group_id":1214,"first_published_at":1215,"release_id":34,"lang":730,"path":34,"alternates":1216,"default_full_slug":34,"translated_slugs":34,"_stopResolving":558},"Pim Piers","2023-06-01T08:52:44.545Z","2025-09-17T04:52:14.644Z","2025-09-17T04:52:14.657Z",316888560,"dab1ad46-5167-4159-9fc5-47ae1e277c6d",{"job":1201,"_uid":1202,"name":1194,"image":1203,"component":1207,"education":12,"expertise":12,"description":1208},"Chief Operating Officer","a6e3129c-eeee-4438-8204-797883981521",{"id":1204,"alt":12,"name":12,"focus":12,"title":12,"source":12,"filename":1205,"copyright":12,"fieldtype":1177,"meta_data":1206,"is_external_url":543},9944478,"https://a.storyblok.com/f/185166/5472x3648/906d0a5ab4/pim-piers.jpg",{},"article-author","Pim is the COO at Unbiased.com. He has a wealth of experience in exit and fundraising across different sectors in the SaaS space. Pim is also an advisor to a number of technology businesses in London and Amsterdam. ","pim-piers","authors/pim-piers",-10,[],224651374,"61cad697-207d-4f9a-9a09-56ccb85a1a72","2023-04-03T07:50:42.397Z",[],[1218],{"_uid":1219,"body":1220,"title":1233,"component":1234},"628318e0-01e9-4c44-8673-bc4675b4f2b9",[1221,1225,1229],{"_uid":1222,"href":1223,"text":1224,"component":542,"openInNewWindow":558},"12b2c8fe-535a-49ce-9d79-caa2d1a73894","https://www.unbiased.com/discover/taxes/irs-audit-triggers-the-most-common-reasons-and-how-to-avoid","Common IRS audit triggers",{"_uid":1226,"href":1227,"text":1228,"component":542,"openInNewWindow":558},"44a26326-dc02-4a01-968c-30a4dc417b40","https://www.unbiased.com/discover/taxes/2023-tax-filing-need-to-knows","2023 tax need to knows",{"_uid":1230,"href":1231,"text":1232,"component":542,"openInNewWindow":558},"879f8600-d999-4b1f-afe4-75d5db0b00d1","https://www.unbiased.com/discover/taxes/which-states-have-the-highest-and-lowest-tax-rates","States with the highest taxes","Related articles","app-links-list",{"_uid":1236,"title":750,"plugin":1237,"og_image":12,"og_title":12,"description":1238,"twitter_image":12,"twitter_title":12,"og_description":12,"twitter_description":12},"36d9389d-c460-4223-8f9e-4d2893d9d730","seo_metatags","If you’re looking to reduce your tax liability, there are some simple steps you can take. ","app-article",[],[1242],"52b40336-decd-40aa-96b6-bb3d0b876e2b","From contributing more to your retirement plan to donating to charity, here’s your guide to minimizing your taxes.",[],"7-ways-to-reduce-your-tax-liability","discover/taxes/7-ways-to-reduce-your-tax-liability",-70,[],224651381,"d2c2aa00-c77a-45ee-8faf-ec78d592cb77","2023-01-16T14:53:34.130Z",[],{"left":727,"top":727,"width":1254,"height":1254,"rotate":727,"vFlip":543,"hFlip":543,"body":1255},24,"\u003Cpath fill=\"currentColor\" d=\"M3.71 16.29a1 1 0 0 0-.33-.21a1 1 0 0 0-.76 0a1 1 0 0 0-.33.21a1 1 0 0 0-.21.33a1 1 0 0 0 .21 1.09a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1 1 0 0 0 .21-1.09a1 1 0 0 0-.21-.33M7 8h14a1 1 0 0 0 0-2H7a1 1 0 0 0 0 2m-3.29 3.29a1 1 0 0 0-1.09-.21a1.2 1.2 0 0 0-.33.21a1 1 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a.94.94 0 0 0 .76 0a1.2 1.2 0 0 0 .33-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1 1 0 0 0-.21-.33M21 11H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2M3.71 6.29a1 1 0 0 0-.33-.21a1 1 0 0 0-1.09.21a1.2 1.2 0 0 0-.21.33a.94.94 0 0 0 0 .76a1.2 1.2 0 0 0 .21.33a1.2 1.2 0 0 0 .33.21a1 1 0 0 0 1.09-.21a1.2 1.2 0 0 0 .21-.33a.94.94 0 0 0 0-.76a1.2 1.2 0 0 0-.21-.33M21 16H7a1 1 0 0 0 0 2h14a1 1 0 0 0 0-2\"/>",{"left":727,"top":727,"width":1254,"height":1254,"rotate":727,"vFlip":543,"hFlip":543,"body":1257},"\u003Cpath fill=\"currentColor\" d=\"M17.92 11.62a1 1 0 0 0-.21-.33l-5-5a1 1 0 0 0-1.42 1.42l3.3 3.29H7a1 1 0 0 0 0 2h7.59l-3.3 3.29a1 1 0 0 0 0 1.42a1 1 0 0 0 1.42 0l5-5a1 1 0 0 0 .21-.33a1 1 0 0 0 0-.76\"/>",[1259,1262,1263],{"title":1260,"exact":558,"href":1261},"Home","https://www.unbiased.com",{"title":453,"exact":558,"to":466,"disabled":543},{"title":750,"exact":558,"to":1264,"disabled":558},"/discover/taxes/7-ways-to-reduce-your-tax-liability",{"left":727,"top":727,"width":733,"height":733,"rotate":727,"vFlip":543,"hFlip":543,"body":1266},"\u003Cpath fill=\"currentColor\" d=\"m181.66 133.66l-80 80a8 8 0 0 1-11.32-11.32L164.69 128L90.34 53.66a8 8 0 0 1 11.32-11.32l80 80a8 8 0 0 1 0 11.32\"/>",1777454211600]