Prudent Money Financial Services

**Prudent Money Financial Services Summary:** Established in 2004, Prudent Money Financial Services, operating as RpBrooks Financial, Inc., is a registered investment advisor located in Addison, Texas. Founded by Robert P. Brooks, the firm specializes in fee-based money management with a contrarian approach, actively managing for both bull and bear markets. Services include personalized investment advisory services, financial planning, and a fee-based asset management program called the Prudent Management Account. **Consumer-Facing Terms:** - **Minimum Initial Investment:** Typically $50,000, but negotiable based on various factors. - **Fee Structure:** Management fees range from 0.70% to 1.50% based on total assets under management. - **Fiduciary Status:** Acts as a fiduciary, obligated to act in the best interest of clients. - **Investment Discretion:** Clients grant discretionary authority to manage securities. - **Investment Strategy:** Utilizes a combination of core, fixed income, market direction, and sector/trading strategies tailored to three risk profiles: Conservative Growth, Moderate Growth, and Growth. **Advisory Business Description:** Prudent Money Financial Services employs methods of analysis such as charting, fundamental, technical, and cyclical analysis. Investment strategies include long-term purchases, short-term purchases, trading, and short sales. The firm emphasizes risk management and client education, with Robert P. Brooks allocating a portion of his time to writing, public speaking, and overseeing The Prudent Money Foundation. For more detailed information, refer to the SEC’s website at www.adviserinfo.sec.gov using IARD #128472. This summary provides a glimpse into Prudent Money Financial Services' background, expertise, consumer terms, and investment strategies, helping clients make informed decisions about their financial goals.