Retirement Planology, Inc.

Retirement Planology, Inc. is an independent investment advisory firm established in 2014, specializing in serving the employer-sponsored retirement plan marketplace. The firm, owned by Courtenay Shipley and Adam Jefferis, offers services to various retirement plans, including self-directed, defined contribution, defined benefit, non-qualified, and deferred compensation plans. Retirement Planology provides investment advisory services to institutional ERISA and non-ERISA retirement plans, assisting plan fiduciaries in creating processes and documentation to meet their obligations. The firm's services include creating investment policy statements, portfolio design, investment manager selection, and ongoing monitoring. Depending on the client's circumstances, Retirement Planology can serve as a fiduciary in a discretionary or non-discretionary capacity. Fees charged by Retirement Planology are based on a percentage of client assets under advisement or a fixed fee, ranging from 0.05% to 0.55% for asset-based fees, with a minimum annual fee of $3,500. The firm does not participate in performance-based fees. Clients include corporations and employer sponsors of retirement plans. Retirement Planology's investment strategies involve thorough analysis using quantitative and qualitative criteria, considering factors like performance history, fees, and manager expertise. The firm emphasizes the importance of understanding and bearing the risks associated with investing, such as political, market, currency, and regulatory risks. Retirement Planology does not maintain custody of client assets and does not receive compensation from broker/dealers. Clients can engage the firm on a discretionary basis, allowing Retirement Planology to make investment decisions on their behalf. The firm does not vote client securities and has not been subject to disciplinary actions or bankruptcy petitions. As of December 31, 2024, Retirement Planology managed $204,239,286 in regulatory assets under management.